The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 13,201 136,428 SH   DFND 1 136,428 0 0
Abbott Laboratories COM 002824100 3,961 40,930 SH   DFND 2 40,930 0 0
AbbVie Inc COM 00287Y109 67 497 SH   DFND 1 497 0 0
AbbVie Inc COM 00287Y109 7,109 52,975 SH   DFND 2 52,975 0 0
Accenture PLC Cl-A SHS CLASS A G1151C101 3,506 13,627 SH   DFND 1 13,627 0 0
Accenture PLC Cl-A SHS CLASS A G1151C101 8,002 31,102 SH   DFND 2 31,102 0 0
AGNICO EAGLE MINES COM 008474108 1,453 34,205 SH   DFND   34,205 0 0
ALGONQUIN PWR&UTIL COM 015857105 2,853 259,750 SH   DFND 2 259,750 0 0
ALGONQUIN PWR&UTIL COM 015857105 481 43,800 SH   DFND   43,800 0 0
Alphabet Inc Cl A CAP STK CL A 02079K305 2,953 30,869 SH   DFND 1 30,869 0 0
Alphabet Inc Cl A CAP STK CL A 02079K305 4,524 47,300 SH   DFND 2 47,300 0 0
Alphabet Inc Cl A CAP STK CL A 02079K305 1,851 19,350 SH   DFND   19,350 0 0
Alphabet Inc Cl-C CAP STK CL C 02079K107 30,231 314,420 SH   DFND 1 314,420 0 0
Alphabet Inc Cl-C CAP STK CL C 02079K107 5,777 60,085 SH   DFND 2 60,085 0 0
Amazon.com Inc COM 023135106 183 1,620 SH   DFND 1 1,620 0 0
Amazon.com Inc COM 023135106 1,517 13,425 SH   DFND 2 13,425 0 0
AMERCO COM 023586100 1,054 2,070 SH   DFND   2,070 0 0
American Express Co COM 025816109 355 2,634 SH   DFND 1 2,634 0 0
American Express Co COM 025816109 893 6,620 SH   DFND 2 6,620 0 0
American Tower Corp COM 03027X100 225 1,050 SH   DFND 1 1,050 0 0
American Tower Corp COM 03027X100 1,621 7,550 SH   DFND 2 7,550 0 0
Amgen Inc COM 031162100 2,230 9,892 SH   DFND 1 9,892 0 0
Analog Devices Inc COM 032654105 16,082 115,418 SH   DFND 1 115,418 0 0
Analog Devices Inc COM 032654105 3,364 24,140 SH   DFND 2 24,140 0 0
Analog Devices Inc COM 032654105 902 6,470 SH   DFND   6,470 0 0
Aon PLC Cl A SHS CL A G0403H108 460 1,716 SH   DFND 1 1,716 0 0
Aon PLC Cl A SHS CL A G0403H108 9,303 34,730 SH   DFND 2 34,730 0 0
Apple Inc COM 037833100 19,253 139,310 SH   DFND 1 139,310 0 0
Apple Inc COM 037833100 2,529 18,301 SH   DFND 2 18,301 0 0
Arthur J. Gallagher & Co. COM 363576109 348 2,030 SH   DFND 1 2,030 0 0
Arthur J. Gallagher & Co. COM 363576109 15 85 SH   DFND 2 85 0 0
Arthur J. Gallagher & Co. COM 363576109 736 4,300 SH   DFND   4,300 0 0
AstraZeneca PLC ADR SPONSORED ADR 046353108 348 6,345 SH   DFND 1 6,345 0 0
AstraZeneca PLC ADR SPONSORED ADR 046353108 14 250 SH   DFND 2 250 0 0
Automatc Data Proc COM 053015103 4,909 21,700 SH   DFND 2 21,700 0 0
AUTOZONE INC COM 053332102 964 450 SH   DFND 2 450 0 0
Bank of America COM 060505104 3,837 127,045 SH   DFND 1 127,045 0 0
Bank of America COM 060505104 73 2,430 SH   DFND 2 2,430 0 0
Bank of America COM 060505104 595 19,700 SH   DFND   19,700 0 0
Bank of Montreal COM 063671101 15,762 179,469 SH   DFND 1 179,469 0 0
Bank of Montreal COM 063671101 3,533 40,205 SH   DFND 2 40,205 0 0
Bank of Montreal COM 063671101 2,388 27,100 SH   DFND   27,100 0 0
Bank of Nova Scotia COM 064149107 5,540 116,251 SH   DFND 1 116,251 0 0
Bank of Nova Scotia COM 064149107 126 2,630 SH   DFND 2 2,630 0 0
Bank of Nova Scotia COM 064149107 760 15,900 SH   DFND   15,900 0 0
BCE Inc COM NEW 05534B760 1,208 28,744 SH   DFND 1 28,744 0 0
BCE Inc COM NEW 05534B760 212 5,050 SH   DFND 2 5,050 0 0
BCE Inc COM NEW 05534B760 2,040 48,400 SH   DFND   48,400 0 0
Blackrock Inc COM 09247X101 701 1,275 SH   DFND 2 1,275 0 0
BlackRock Income Trust COM 09247F100 108 26,200 SH   DFND 1 26,200 0 0
BlackRock Income Trust COM 09247F100 26 6,185 SH   DFND 2 6,185 0 0
BOOKING HLDGS INC COM 09857L108 904 550 SH   DFND 2 550 0 0
Booz Allen Hamilton Holdings A CL A 099502106 6,470 70,060 SH   DFND 2 70,060 0 0
Broadcom Inc COM 11135F101 75 170 SH   DFND 1 170 0 0
Broadcom Inc COM 11135F101 3,541 7,975 SH   DFND 2 7,975 0 0
Brookfield Asset Mgt A LV CL A LTD VT SH 112585104 33,256 811,275 SH   DFND 1 811,275 0 0
Brookfield Asset Mgt A LV CL A LTD VT SH 112585104 5,258 128,083 SH   DFND 2 128,083 0 0
Brookfield Infra Ptnr LPU LP INT UNIT G16252101 2,024 56,314 SH   DFND 1 56,314 0 0
BROWN & BROWN INC COM 115236101 847 14,000 SH   DFND 2 14,000 0 0
BRP INC COM SUN VTG 05577W200 3,751 60,575 SH   DFND   60,575 0 0
CAE Inc COM 124765108 3,603 234,386 SH   DFND 1 234,386 0 0
CAE Inc COM 124765108 9 590 SH   DFND 2 590 0 0
CAE Inc COM 124765108 2,673 173,300 SH   DFND   173,300 0 0
Cameco Corporation COM 13321L108 2,368 89,036 SH   DFND 1 89,036 0 0
Cameco Corporation COM 13321L108 6,994 262,200 SH   DFND 2 262,200 0 0
Canadian Imperial Bank of Commerce COM 136069101 263 6,008 SH   DFND 1 6,008 0 0
Canadian National Railway Co COM 136375102 24,070 222,423 SH   DFND 1 222,423 0 0
Canadian National Railway Co COM 136375102 3,485 32,120 SH   DFND 2 32,120 0 0
Canadian National Railway Co COM 136375102 1,536 14,150 SH   DFND   14,150 0 0
Canadian Natural Resources Limited COM 136385101 1,208 25,892 SH   DFND 1 25,892 0 0
Canadian Natural Resources Limited COM 136385101 4,410 94,250 SH   DFND 2 94,250 0 0
Canadian Natural Resources Limited COM 136385101 519 11,100 SH   DFND   11,100 0 0
Canadian Pacific Railway Ltd COM 13645T100 26,971 403,222 SH   DFND 1 403,222 0 0
Canadian Pacific Railway Ltd COM 13645T100 4,060 60,540 SH   DFND 2 60,540 0 0
Canadian Pacific Railway Ltd COM 13645T100 1,094 16,300 SH   DFND   16,300 0 0
CGI INC CL A SUB VTG 12532H104 1,748 23,100 SH   DFND   23,100 0 0
CIGNA CORP COM 125523100 2,446 8,815 SH   DFND 1 8,815 0 0
CIGNA CORP COM 125523100 952 3,430 SH   DFND   3,430 0 0
COMFORT SYS USA INC COM 199908104 608 6,250 SH   DFND 2 6,250 0 0
Constellation Brands Inc Cl-A CL A 21036P108 8 35 SH   DFND 1 35 0 0
Constellation Brands Inc Cl-A CL A 21036P108 919 4,000 SH   DFND 2 4,000 0 0
Costco Wholesale Corp COM 22160K105 19,035 40,305 SH   DFND 1 40,305 0 0
Costco Wholesale Corp COM 22160K105 9,218 19,518 SH   DFND 2 19,518 0 0
Crescent Point Energy Corp. COM 22576C101 123 20,000 SH   DFND 1 20,000 0 0
Crescent Point Energy Corp. COM 22576C101 526 85,100 SH   DFND   85,100 0 0
CSX CORP COM 126408103 892 33,500 SH   DFND 2 33,500 0 0
CVS Health Corporation COM 126650100 3,298 34,585 SH   DFND 1 34,585 0 0
CVS Health Corporation COM 126650100 102 1,065 SH   DFND 2 1,065 0 0
DANAHER CORP COM 235851102 3,575 13,840 SH   DFND 1 13,840 0 0
DANAHER CORP COM 235851102 258 1,000 SH   DFND 2 1,000 0 0
Deere & Co COM 244199105 2,479 7,426 SH   DFND 1 7,426 0 0
Descartes Systems Group Inc COM 249906108 1,337 21,014 SH   DFND 1 21,014 0 0
Descartes Systems Group Inc COM 249906108 4,641 72,700 SH   DFND   72,700 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 15,772 92,880 SH   DFND 1 92,880 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,221 7,190 SH   DFND 2 7,190 0 0
Discover Financial Services COM 254709108 4,557 50,126 SH   DFND 1 50,126 0 0
Discover Financial Services COM 254709108 14 150 SH   DFND 2 150 0 0
DOMINOS PIZZA INC COM 25754A201 388 1,250 SH   DFND 2 1,250 0 0
DuPont de Nemours Inc COM 26614N102 2,460 48,800 SH   DFND 1 48,800 0 0
DuPont de Nemours Inc COM 26614N102 10 195 SH   DFND 2 195 0 0
Eaton Corporation SHS G29183103 300 2,250 SH   DFND 1 2,250 0 0
Eaton Corporation SHS G29183103 2,701 20,255 SH   DFND 2 20,255 0 0
ELECTRONIC ARTS INC COM 285512109 868 7,500 SH   DFND 2 7,500 0 0
Elevance Health Inc. COM 036752103 5,027 11,067 SH   DFND 1 11,067 0 0
Elevance Health Inc. COM 036752103 4,263 9,385 SH   DFND 2 9,385 0 0
Eli Lilly & Co COM 532457108 59 183 SH   DFND 1 183 0 0
Eli Lilly & Co COM 532457108 7,389 22,850 SH   DFND 2 22,850 0 0
Emerging Markets Internet and Ecommerce ETF EMQQ EM INTERN 301505889 1,861 69,828 SH   DFND 1 69,828 0 0
Emerson Electric Co COM 291011104 296 4,045 SH   DFND 1 4,045 0 0
Emerson Electric Co COM 291011104 12 165 SH   DFND 2 165 0 0
Enbridge Inc COM 29250N105 1,182 31,800 SH   DFND 1 31,800 0 0
Enbridge Inc COM 29250N105 5,222 140,120 SH   DFND 2 140,120 0 0
Energy Transfer LP COM UT LTD PTN 29273V100 10,896 987,885 SH   DFND 1 987,885 0 0
Energy Transfer LP COM UT LTD PTN 29273V100 181 16,365 SH   DFND 2 16,365 0 0
ENERPLUS CORP COM 292766102 100 7,040 SH   DFND 2 7,040 0 0
ENERPLUS CORP COM 292766102 495 34,800 SH   DFND   34,800 0 0
FAIR ISAAC INC COM 303250104 1,813 4,400 SH   DFND 2 4,400 0 0
First Republic Bank COM 33616C100 3,830 29,336 SH   DFND 1 29,336 0 0
First Republic Bank COM 33616C100 7,605 58,254 SH   DFND 2 58,254 0 0
FIRSTSERVICE CORP COM 33767E202 17 144 SH   DFND 2 144 0 0
FIRSTSERVICE CORP COM 33767E202 4,368 36,500 SH   DFND   36,500 0 0
FISERV INC COM 337738108 889 9,500 SH   DFND 2 9,500 0 0
FORTIS INC COM 349553107 424 11,100 SH   DFND   11,100 0 0
Freeport-Mcmoran Copper&Gold CL B 35671D857 750 27,460 SH   DFND 2 27,460 0 0
GILDAN ACTIVEWEAR COM 375916103 125 4,410 SH   DFND 2 4,410 0 0
GILDAN ACTIVEWEAR COM 375916103 1,572 55,300 SH   DFND   55,300 0 0
GODADDY INC CL A 380237107 975 13,750 SH   DFND 2 13,750 0 0
GRANITE REAL ESTATE UNIT 99/99/9999 387437114 37 760 SH   DFND 2 760 0 0
GRANITE REAL ESTATE UNIT 99/99/9999 387437114 2,450 50,500 SH   DFND   50,500 0 0
HDFC BANK LTD SPONSORED ADS 40415F101 1,022 17,500 SH   DFND 2 17,500 0 0
HILTON WRLDWDE HLDGS COM 43300A203 844 7,000 SH   DFND 2 7,000 0 0
Home Depot Inc COM 437076102 14,545 52,712 SH   DFND 1 52,712 0 0
Home Depot Inc COM 437076102 5,504 19,947 SH   DFND 2 19,947 0 0
HUDBAY MINERALS COM 443628102 2,111 521,600 SH   DFND   521,600 0 0
INTERACTIVE BROKERS COM CL A 45841N107 959 15,000 SH   DFND 2 15,000 0 0
INTUIT COM 461202103 9,448 24,392 SH   DFND 1 24,392 0 0
INTUIT COM 461202103 3,005 7,758 SH   DFND 2 7,758 0 0
INVESCO EXCHANGETRAD DYNMC LEISURE 46137V720 350 10,100 SH   DFND 2 10,100 0 0
INVESCO EXCHNG TRADE SR LN ETF 46138G508 491 24,300 SH   DFND   24,300 0 0
IQVIA HOLDINGS INC COM 46266C105 770 4,250 SH   DFND 2 4,250 0 0
ISHARES GL CLEAN ENE ETF 464288224 389 20,400 SH   DFND 2 20,400 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 769 19,250 SH   DFND 2 19,250 0 0
Johnson & Johnson COM 478160104 17,035 104,281 SH   DFND 1 104,281 0 0
Johnson & Johnson COM 478160104 3,117 19,085 SH   DFND 2 19,085 0 0
Johnson & Johnson COM 478160104 923 5,650 SH   DFND   5,650 0 0
Keysight Technologies Inc COM 49338L103 311 1,975 SH   DFND 1 1,975 0 0
Keysight Technologies Inc COM 49338L103 18 115 SH   DFND 2 115 0 0
KFA Moutn Lucas Index Strategy ETF KFA MOUNT LUCAS 500767652 589 15,360 SH   DFND 2 15,360 0 0
Kraneshares Quadratic Interest Rate and Volatility ETF QUADRTC INT RT 500767736 1,141 51,479 SH   DFND 2 51,479 0 0
LIBERTY BROADBAND COM SER C 530307305 1,402 19,000 SH   DFND 2 19,000 0 0
LINDE PLC SHS G5494J103 14,472 53,683 SH   DFND 1 53,683 0 0
LINDE PLC SHS G5494J103 6,095 22,610 SH   DFND 2 22,610 0 0
Lowe's Companies Inc COM 548661107 39 205 SH   DFND 1 205 0 0
Lowe's Companies Inc COM 548661107 1,174 6,250 SH   DFND 2 6,250 0 0
LPL FINANCIAL HLDGS COM 50212V100 983 4,500 SH   DFND 2 4,500 0 0
MARRIOTT INTL INC CL A 571903202 876 6,250 SH   DFND 2 6,250 0 0
Marsh & McLennan Companies, Inc COM 571748102 18,003 120,590 SH   DFND 1 120,590 0 0
Marsh & McLennan Companies, Inc COM 571748102 4,076 27,305 SH   DFND 2 27,305 0 0
Mastercard Inc Cl-A CL A 57636Q104 209 735 SH   DFND 1 735 0 0
Mastercard Inc Cl-A CL A 57636Q104 3,071 10,800 SH   DFND 2 10,800 0 0
MICROSOFT CORP COM 594918104 32,838 140,996 SH   DFND 1 140,996 0 0
MICROSOFT CORP COM 594918104 11,397 48,935 SH   DFND 2 48,935 0 0
MICROSOFT CORP COM 594918104 780 3,350 SH   DFND   3,350 0 0
Monster Beverage Corp COM 61174X109 12 141 SH   DFND 1 141 0 0
Monster Beverage Corp COM 61174X109 783 9,000 SH   DFND 2 9,000 0 0
Morgan Stanley COM NEW 617446448 35 440 SH   DFND 1 440 0 0
Morgan Stanley COM NEW 617446448 1,557 19,700 SH   DFND 2 19,700 0 0
NIKE Inc Cl-B CL B 654106103 2,088 25,116 SH   DFND 1 25,116 0 0
NIKE Inc Cl-B CL B 654106103 2,472 29,746 SH   DFND 2 29,746 0 0
NORTH AMERICAN CONST COM 656811106 3,963 412,800 SH   DFND   412,800 0 0
NUTRIEN LTD COM 67077M108 6,082 72,540 SH   DFND 2 72,540 0 0
NUTRIEN LTD COM 67077M108 889 10,600 SH   DFND   10,600 0 0
NVR INC COM 62944T105 1,994 500 SH   DFND 2 500 0 0
OREILLY AUTOMOTIVE I COM 67103H107 985 1,400 SH   DFND 2 1,400 0 0
Pembina Pipeline Corp COM 706327103 5,781 189,915 SH   DFND 1 189,915 0 0
Pembina Pipeline Corp COM 706327103 12 400 SH   DFND 2 400 0 0
PepsiCo Inc COM 713448108 398 2,440 SH   DFND 1 2,440 0 0
PepsiCo Inc COM 713448108 6,545 40,085 SH   DFND 2 40,085 0 0
Philip Morris International Inc COM 718172109 133 1,600 SH   DFND 1 1,600 0 0
Philip Morris International Inc COM 718172109 374 4,500 SH   DFND 2 4,500 0 0
Phillips 66 COM 718546104 311 3,850 SH   DFND 1 3,850 0 0
Phillips 66 COM 718546104 12 145 SH   DFND 2 145 0 0
RAYMOND JAMES FINL COM 754730109 1,082 10,950 SH   DFND   10,950 0 0
Rogers Communications Inc Cl-B CL B 775109200 28,669 742,742 SH   DFND 1 742,742 0 0
Rogers Communications Inc Cl-B CL B 775109200 544 14,120 SH   DFND 2 14,120 0 0
Royal Bank of Canada COM 780087102 26,579 294,610 SH   DFND 1 294,610 0 0
Royal Bank of Canada COM 780087102 6,536 72,334 SH   DFND 2 72,334 0 0
Royal Bank of Canada COM 780087102 4,118 45,500 SH   DFND   45,500 0 0
S&P GLOBAL INC COM 78409V104 19,483 63,807 SH   DFND 1 63,807 0 0
S&P GLOBAL INC COM 78409V104 7,954 26,046 SH   DFND 2 26,046 0 0
SBA Communications CL-A CL A 78410G104 2,683 9,424 SH   DFND 1 9,424 0 0
Sector SPDR Tr-Utilities SBI INT-UTILS 81369Y886 527 8,038 SH   DFND 2 8,038 0 0
Selctr Hlth Care SPDR SBI HEALTHCARE 81369Y209 24 200 SH   DFND 1 200 0 0
Selctr Hlth Care SPDR SBI HEALTHCARE 81369Y209 373 3,081 SH   DFND 2 3,081 0 0
Select Sec Rl Est Sel ETF RL EST SEL SEC 81369Y860 118 3,280 SH   DFND 1 3,280 0 0
Select Sec Rl Est Sel ETF RL EST SEL SEC 81369Y860 332 9,208 SH   DFND 2 9,208 0 0
Sherwin-Williams Co COM 824348106 10,600 51,770 SH   DFND 1 51,770 0 0
Sherwin-Williams Co COM 824348106 3,140 15,336 SH   DFND 2 15,336 0 0
Simplify Volatility ETF VOLATILITY PREM 82889N863 2,736 130,888 SH   DFND 1 130,888 0 0
Simplify Volatility ETF VOLATILITY PREM 82889N863 441 21,123 SH   DFND 2 21,123 0 0
Southwest Airlines Co COM 844741108 2,188 70,955 SH   DFND 1 70,955 0 0
Southwest Airlines Co COM 844741108 11 360 SH   DFND 2 360 0 0
SPDR Gold Trust ETF GOLD SHS 78463V107 6,680 43,187 SH   DFND 1 43,187 0 0
SPDR Gold Trust ETF GOLD SHS 78463V107 345 2,231 SH   DFND 2 2,231 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 2,069 86,995 SH   DFND 2 86,995 0 0
Sun Life Financial Services Canada Inc COM 866796105 295 7,404 SH   DFND 1 7,404 0 0
Sun Life Financial Services Canada Inc COM 866796105 188 4,700 SH   DFND   4,700 0 0
Suncor Energy Inc COM 867224107 2,487 88,117 SH   DFND 1 88,117 0 0
Suncor Energy Inc COM 867224107 6 215 SH   DFND 2 215 0 0
Sysco Corp COM 871829107 39 555 SH   DFND 1 555 0 0
Sysco Corp COM 871829107 4,619 65,325 SH   DFND 2 65,325 0 0
TAIWAN SEMICONDUCTOR SPONSORED ADS 874039100 857 12,500 SH   DFND 2 12,500 0 0
TC ENERGY COM 87807B107 51 1,250 SH   DFND 2 1,250 0 0
TC ENERGY COM 87807B107 1,608 39,700 SH   DFND   39,700 0 0
TCW Strategic Income Fund COM 872340104 134 28,350 SH   DFND 1 28,350 0 0
TCW Strategic Income Fund COM 872340104 32 6,695 SH   DFND 2 6,695 0 0
Telus Corporation COM 87971M103 312 15,696 SH   DFND 1 15,696 0 0
Telus Corporation COM 87971M103 3,751 187,975 SH   DFND 2 187,975 0 0
Telus Corporation COM 87971M103 2,954 147,974 SH   DFND   147,974 0 0
Tesla Motors Inc. COM 88160R101 1,891 7,128 SH   DFND 1 7,128 0 0
Texas Instruments-Cum Rts COM 882508104 6 40 SH   DFND 1 40 0 0
Texas Instruments-Cum Rts COM 882508104 2,291 14,800 SH   DFND 2 14,800 0 0
TEXAS PACIFIC LAND COM 88262P102 1,777 1,000 SH   DFND 2 1,000 0 0
TFI INTERNATIONAL COM 87241L109 600 6,600 SH   DFND   6,600 0 0
The Charles Schwab Corp COM 808513105 48 672 SH   DFND 1 672 0 0
The Charles Schwab Corp COM 808513105 934 13,000 SH   DFND 2 13,000 0 0
Thermo Fisher Scientific Inc COM 883556102 20,552 40,521 SH   DFND 1 40,521 0 0
Thermo Fisher Scientific Inc COM 883556102 8,600 16,956 SH   DFND 2 16,956 0 0
T-MOBILE US INC COM 872590104 906 6,750 SH   DFND 2 6,750 0 0
Toronto-Dominion Bank COM NEW 891160509 7,930 129,031 SH   DFND 1 129,031 0 0
Toronto-Dominion Bank COM NEW 891160509 2,378 38,575 SH   DFND 2 38,575 0 0
Toronto-Dominion Bank COM NEW 891160509 2,269 36,800 SH   DFND   36,800 0 0
TRANSDIGM GROUP COM 893641100 682 1,300 SH   DFND 2 1,300 0 0
Union Pacific Corp COM 907818108 768 3,940 SH   DFND 1 3,940 0 0
Union Pacific Corp COM 907818108 798 4,095 SH   DFND 2 4,095 0 0
UnitedHealth Group Inc COM 91324P102 23,819 47,163 SH   DFND 1 47,163 0 0
UnitedHealth Group Inc COM 91324P102 14,262 28,239 SH   DFND 2 28,239 0 0
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 277 3,450 SH   DFND 1 3,450 0 0
Vanguard Short-Term Bond ETF SHORT TRM BOND 921937827 49 660 SH   DFND 1 660 0 0
Vanguard Short-Term Bond ETF SHORT TRM BOND 921937827 797 10,655 SH   DFND 2 10,655 0 0
Vanguard Short-Term Corp Bond ETF SHRT TRM CORP BD 92206C409 2,410 32,450 SH   DFND 1 32,450 0 0
Vanguard Short-Term Corp Bond ETF SHRT TRM CORP BD 92206C409 1,701 22,900 SH   DFND 2 22,900 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 462 6,480 SH   DFND 1 6,480 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 859 12,040 SH   DFND 2 12,040 0 0
Vermilion Energy Inc COM 923725105 9 413 SH   DFND 1 413 0 0
Vermilion Energy Inc COM 923725105 504 23,400 SH   DFND   23,400 0 0
Visa Inc Cl-A COM CL A 92826C839 20,180 113,593 SH   DFND 1 113,593 0 0
Visa Inc Cl-A COM CL A 92826C839 7,170 40,361 SH   DFND 2 40,361 0 0
Visa Inc Cl-A COM CL A 92826C839 1,057 5,950 SH   DFND   5,950 0 0
Walmart Inc COM 931142103 2,302 17,749 SH   DFND 1 17,749 0 0
Walt Disney Co COM 254687106 1,248 13,235 SH   DFND 1 13,235 0 0
Warner Bros. Discovery, Inc COM SER A 934423104 1,511 131,389 SH   DFND 1 131,389 0 0
Warner Bros. Discovery, Inc COM SER A 934423104 9 815 SH   DFND 2 815 0 0
Williams Sonoma Inc COM 969904101 1,040 8,825 SH   DFND 2 8,825 0 0