The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   263,758 2,723 SH   SOLE   0 0 2,723
ABBVIE INC COM 00287Y109   392,291 2,631 SH   SOLE   0 0 2,631
ADVANCED MICRO DEVICES INC COM 007903107   722,208 7,024 SH   SOLE   0 0 7,024
AGILENT TECHNOLOGIES INC COM 00846U101   298,631 2,670 SH   SOLE   0 0 2,670
AIM ETF PRODUCTS TRUST ALLIANZIM US LRG 00888H711   3,200,088 131,908 SH   SOLE   0 0 131,908
ALPHABET INC CAP STK CL A 02079K305   747,996 5,716 SH   SOLE   0 0 5,716
ALPHABET INC CAP STK CL C 02079K107   665,315 5,046 SH   SOLE   0 0 5,046
ALPS ETF TR RIVRFRNT STR INC 00162Q783   264,311 11,932 SH   SOLE   0 0 11,932
ALTRIA GROUP INC COM 02209S103   502,811 11,957 SH   SOLE   0 0 11,957
AMAZON COM INC COM 023135106   3,058,634 24,061 SH   SOLE   0 0 24,061
AMERICAN AIRLS GROUP INC COM 02376R102   137,567 10,739 SH   SOLE   0 0 10,739
AMERICAN ELEC PWR CO INC COM 025537101   285,266 3,792 SH   SOLE   0 0 3,792
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   342,855 9,872 SH   SOLE   0 0 9,872
APPLE INC COM 037833100   11,594,380 67,720 SH   SOLE   0 0 67,720
APPLIED MATLS INC COM 038222105   1,335,496 9,646 SH   SOLE   0 0 9,646
ARCHER AVIATION INC COM CL A 03945R102   53,560 10,585 SH   SOLE   0 0 10,585
ARCHER DANIELS MIDLAND CO COM 039483102   566,790 7,515 SH   SOLE   0 0 7,515
AT&T INC COM 00206R102   1,094,481 72,868 SH   SOLE   0 0 72,868
AUTOMATIC DATA PROCESSING IN COM 053015103   219,890 914 SH   SOLE   0 0 914
BALL CORP COM 058498106   703,464 14,131 SH   SOLE   0 0 14,131
BANK AMERICA CORP COM 060505104   576,816 21,067 SH   SOLE   0 0 21,067
BARINGS BDC INC COM 06759L103   104,055 11,678 SH   SOLE   0 0 11,678
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,354,417 9,575 SH   SOLE   0 0 9,575
BP PLC SPONSORED ADR 055622104   258,268 6,670 SH   SOLE   0 0 6,670
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   308,640 12,597 SH   SOLE   0 0 12,597
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   3,481,262 161,919 SH   SOLE   0 0 161,919
CARRIER GLOBAL CORPORATION COM 14448C104   268,944 4,872 SH   SOLE   0 0 4,872
CATERPILLAR INC COM 149123101   1,041,603 3,815 SH   SOLE   0 0 3,815
CHEVRON CORP NEW COM 166764100   1,228,289 7,284 SH   SOLE   0 0 7,284
CHURCH & DWIGHT CO INC COM 171340102   261,970 2,859 SH   SOLE   0 0 2,859
CION INVT CORP COM 17259U204   106,450 10,071 SH   SOLE   0 0 10,071
CISCO SYS INC COM 17275R102   407,633 7,582 SH   SOLE   0 0 7,582
CME GROUP INC COM 12572Q105   800,880 4,000 SH   SOLE   0 0 4,000
CMS ENERGY CORP COM 125896100   268,972 5,064 SH   SOLE   0 0 5,064
COCA COLA CO COM 191216100   497,191 8,881 SH   SOLE   0 0 8,881
COMCAST CORP NEW CL A 20030N101   596,846 13,460 SH   SOLE   0 0 13,460
CONOCOPHILLIPS COM 20825C104   1,015,845 8,479 SH   SOLE   0 0 8,479
CONSOLIDATED EDISON INC COM 209115104   285,978 3,343 SH   SOLE   0 0 3,343
COSTCO WHSL CORP NEW COM 22160K105   1,230,706 2,178 SH   SOLE   0 0 2,178
CSX CORP COM 126408103   815,523 26,521 SH   SOLE   0 0 26,521
CVS HEALTH CORP COM 126650100   256,537 3,674 SH   SOLE   0 0 3,674
DEERE & CO COM 244199105   4,724,409 12,518 SH   SOLE   0 0 12,518
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   5,280,274 233,951 SH   SOLE   0 0 233,951
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   4,143,980 127,038 SH   SOLE   0 0 127,038
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   9,291,217 355,849 SH   SOLE   0 0 355,849
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,560,395 71,121 SH   SOLE   0 0 71,121
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,398,165 100,848 SH   SOLE   0 0 100,848
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   9,152,391 305,589 SH   SOLE   0 0 305,589
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   425,920 16,256 SH   SOLE   0 0 16,256
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   828,761 42,457 SH   SOLE   0 0 42,457
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,601,693 87,668 SH   SOLE   0 0 87,668
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   3,489,014 137,688 SH   SOLE   0 0 137,688
DISNEY WALT CO COM 254687106   596,725 7,362 SH   SOLE   0 0 7,362
DTE ENERGY CO COM 233331107   251,939 2,537 SH   SOLE   0 0 2,537
DUKE ENERGY CORP NEW COM NEW 26441C204   911,470 10,327 SH   SOLE   0 0 10,327
ELI LILLY & CO COM 532457108   426,548 794 SH   SOLE   0 0 794
ENSERVCO CORP COM NEW 29358Y201   22,252 58,404 SH   SOLE   0 0 58,404
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888   338,867 6,770 SH   SOLE   0 0 6,770
EXACT SCIENCES CORP COM 30063P105   252,346 3,699 SH   SOLE   0 0 3,699
EXXON MOBIL CORP COM 30231G102   3,167,014 26,934 SH   SOLE   0 0 26,934
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   3,599,014 225,360 SH   SOLE   0 0 225,360
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   246,242 10,260 SH   SOLE   0 0 10,260
FIRST TR EXCHANGE TRADED FD US EQTY OPPT ETF 336920103   1,965,149 23,400 SH   SOLE   0 0 23,400
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   13,007,349 176,658 SH   SOLE   0 0 176,658
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   893,457 20,168 SH   SOLE   0 0 20,168
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   5,752,175 146,626 SH   SOLE   0 0 146,626
FIRST TR EXCHANGE-TRADED FD GROWTH STRENGTH 33733E823   594,124 24,997 SH   SOLE   0 0 24,997
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   9,491,694 206,565 SH   SOLE   0 0 206,565
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   6,504,349 154,662 SH   SOLE   0 0 154,662
FIRST TR MORNINGSTAR DIVID L SHS 336917109   4,868,850 145,599 SH   SOLE   0 0 145,599
FIRST TR VALUE LINE DIVID IN SHS 33734H106   21,880,009 585,183 SH   SOLE   0 0 585,183
FORD MTR CO DEL COM 345370860   559,141 45,019 SH   SOLE   0 0 45,019
FORTIVE CORP COM 34959J108   267,495 3,607 SH   SOLE   0 0 3,607
FRANKLIN TEMPLETON ETF TR FTSE LATN AMRC 35473P561   323,108 14,910 SH   SOLE   0 0 14,910
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   110,601 20,406 SH   SOLE   0 0 20,406
GENERAL MLS INC COM 370334104   473,911 7,406 SH   SOLE   0 0 7,406
GENTEX CORP COM 371901109   1,814,550 55,763 SH   SOLE   0 0 55,763
GENUINE PARTS CO COM 372460105   283,129 1,961 SH   SOLE   0 0 1,961
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   203,820 12,153 SH   SOLE   0 0 12,153
HOME DEPOT INC COM 437076102   2,833,751 9,378 SH   SOLE   0 0 9,378
HONEYWELL INTL INC COM 438516106   222,427 1,204 SH   SOLE   0 0 1,204
HP INC COM 40434L105   294,555 11,461 SH   SOLE   0 0 11,461
HUNTINGTON BANCSHARES INC COM 446150104   219,656 21,120 SH   SOLE   0 0 21,120
IDEX CORP COM 45167R104   293,308 1,410 SH   SOLE   0 0 1,410
INNOVATOR ETFS TR US EQT PWR BUF 45782C870   423,642 13,840 SH   SOLE   0 0 13,840
INNOVATOR ETFS TR US EQTY PWR BF 45782C680   3,530,944 113,718 SH   SOLE   0 0 113,718
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540   999,309 30,881 SH   SOLE   0 0 30,881
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318   1,090,616 36,945 SH   SOLE   0 0 36,945
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383   653,390 19,510 SH   SOLE   0 0 19,510
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   2,549,951 77,131 SH   SOLE   0 0 77,131
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   1,749,634 55,881 SH   SOLE   0 0 55,881
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   5,036,634 149,455 SH   SOLE   0 0 149,455
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   3,437,932 106,109 SH   SOLE   0 0 106,109
INTERNATIONAL BUSINESS MACHS COM 459200101   1,032,132 7,356 SH   SOLE   0 0 7,356
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   395,308 26,442 SH   SOLE   0 0 26,442
INVESCO EXCH TRADED FD TR II GLOBAL EX US HGH 46138E669   1,989,216 105,305 SH   SOLE   0 0 105,305
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   1,088,965 49,141 SH   SOLE   0 0 49,141
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   2,064,993 188,577 SH   SOLE   0 0 188,577
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   414,054 10,565 SH   SOLE   0 0 10,565
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,585,610 26,970 SH   SOLE   0 0 26,970
INVESCO EXCH TRADED FD TR II SHORT TERM TREAS 46138G888   244,549 2,318 SH   SOLE   0 0 2,318
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   35,841,435 1,707,462 SH   SOLE   0 0 1,707,462
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   1,644,999 65,045 SH   SOLE   0 0 65,045
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   40,684,646 1,818,640 SH   SOLE   0 0 1,818,640
INVESCO EXCH TRD SLF IDX FD BLOOMBERG PRICIN 46138J775   321,282 4,903 SH   SOLE   0 0 4,903
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585   3,697,799 172,754 SH   SOLE   0 0 172,754
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858   6,992,455 297,488 SH   SOLE   0 0 297,488
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   6,276,111 279,138 SH   SOLE   0 0 279,138
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   5,111,480 227,379 SH   SOLE   0 0 227,379
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   4,149,889 183,380 SH   SOLE   0 0 183,380
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   641,640 7,966 SH   SOLE   0 0 7,966
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324   354,877 9,268 SH   SOLE   0 0 9,268
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373   274,603 9,141 SH   SOLE   0 0 9,141
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   888,715 31,570 SH   SOLE   0 0 31,570
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274   392,776 7,810 SH   SOLE   0 0 7,810
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   224,229 4,481 SH   SOLE   0 0 4,481
IRIS ENERGY LTD ORDINARY SHARES Q4982L109   111,422 30,033 SH   SOLE   0 0 30,033
ISHARES GOLD TR ISHARES NEW 464285204   2,494,192 71,283 SH   SOLE   0 0 71,283
ISHARES INC CORE MSCI EMKT 46434G103   564,156 11,854 SH   SOLE   0 0 11,854
ISHARES INC JP MRGN EM HI BD 464286285   1,016,298 29,856 SH   SOLE   0 0 29,856
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,338,508 13,296 SH   SOLE   0 0 13,296
ISHARES TR 0-5YR HI YL CP 46434V407   4,001,755 97,532 SH   SOLE   0 0 97,532
ISHARES TR 20 YR TR BD ETF 464287432   2,230,465 25,149 SH   SOLE   0 0 25,149
ISHARES TR 7-10 YR TRSY BD 464287440   1,977,337 21,589 SH   SOLE   0 0 21,589
ISHARES TR AGENCY BOND ETF 464288166   349,672 3,305 SH   SOLE   0 0 3,305
ISHARES TR BROAD USD HIGH 46435U853   70,560,581 2,032,777 SH   SOLE   0 0 2,032,777
ISHARES TR CMBS ETF 46429B366   1,528,838 33,944 SH   SOLE   0 0 33,944
ISHARES TR CONSER ALLOC ETF 464289883   333,798 9,828 SH   SOLE   0 0 9,828
ISHARES TR CONV BD ETF 46435G102   29,342,088 395,316 SH   SOLE   0 0 395,316
ISHARES TR CORE DIV GRWTH 46434V621   1,720,327 34,733 SH   SOLE   0 0 34,733
ISHARES TR CORE INTL AGGR 46435G672   996,527 20,429 SH   SOLE   0 0 20,429
ISHARES TR CORE MSCI EAFE 46432F842   270,315 4,200 SH   SOLE   0 0 4,200
ISHARES TR CORE S&P MCP ETF 464287507   14,894,625 59,733 SH   SOLE   0 0 59,733
ISHARES TR CORE S&P SCP ETF 464287804   379,719 4,025 SH   SOLE   0 0 4,025
ISHARES TR CORE S&P500 ETF 464287200   950,738 2,213 SH   SOLE   0 0 2,213
ISHARES TR CORE TOTAL USD 46434V613   695,168 15,902 SH   SOLE   0 0 15,902
ISHARES TR CORE US AGGBD ET 464287226   435,572 4,631 SH   SOLE   0 0 4,631
ISHARES TR CRE U S REIT ETF 464288521   23,712,935 502,526 SH   SOLE   0 0 502,526
ISHARES TR EAFE GRWTH ETF 464288885   4,901,892 56,800 SH   SOLE   0 0 56,800
ISHARES TR EAFE VALUE ETF 464288877   5,474,831 111,891 SH   SOLE   0 0 111,891
ISHARES TR ESG AW MSCI EAFE 46435G516   331,415 4,794 SH   SOLE   0 0 4,794
ISHARES TR ESG AWR MSCI USA 46435G425   1,999,728 21,294 SH   SOLE   0 0 21,294
ISHARES TR GLOBAL REIT ETF 46434V647   455,220 21,503 SH   SOLE   0 0 21,503
ISHARES TR IBONDS 24 TRM HG 46435U184   231,895 9,995 SH   SOLE   0 0 9,995
ISHARES TR IBOXX INV CP ETF 464287242   1,814,732 17,788 SH   SOLE   0 0 17,788
ISHARES TR ISHARES SEMICDTR 464287523   551,119 1,163 SH   SOLE   0 0 1,163
ISHARES TR JPMORGAN USD EMG 464288281   21,059,509 255,123 SH   SOLE   0 0 255,123
ISHARES TR MBS ETF 464288588   715,568 8,058 SH   SOLE   0 0 8,058
ISHARES TR MODERT ALLOC ETF 464289875   289,903 7,446 SH   SOLE   0 0 7,446
ISHARES TR MSCI ACWI ETF 464288257   714,539 7,735 SH   SOLE   0 0 7,735
ISHARES TR MSCI INTL MOMENT 46434V449   409,334 13,003 SH   SOLE   0 0 13,003
ISHARES TR MSCI USA MIN VOL 46429B697   1,214,494 16,779 SH   SOLE   0 0 16,779
ISHARES TR MSCI USA MMENTM 46432F396   222,283 1,591 SH   SOLE   0 0 1,591
ISHARES TR MSCI USA QLT FCT 46432F339   1,557,978 11,821 SH   SOLE   0 0 11,821
ISHARES TR NATIONAL MUN ETF 464288414   1,169,569 11,405 SH   SOLE   0 0 11,405
ISHARES TR RUS MD CP GR ETF 464287481   202,251 2,214 SH   SOLE   0 0 2,214
ISHARES TR RUS MID CAP ETF 464287499   942,723 13,613 SH   SOLE   0 0 13,613
ISHARES TR RUS TP200 GR ETF 464289438   2,851,824 18,538 SH   SOLE   0 0 18,538
ISHARES TR RUSSELL 2000 ETF 464287655   331,952 1,878 SH   SOLE   0 0 1,878
ISHARES TR S&P SML 600 GWT 464287887   220,896 2,014 SH   SOLE   0 0 2,014
ISHARES TR SHORT TREAS BD 464288679   1,908,148 17,273 SH   SOLE   0 0 17,273
ISHARES TR SHRT NAT MUN ETF 464288158   766,204 7,449 SH   SOLE   0 0 7,449
ISHARES TR TIPS BD ETF 464287176   1,718,164 16,565 SH   SOLE   0 0 16,565
ISHARES TR U.S. MED DVC ETF 464288810   305,438 6,297 SH   SOLE   0 0 6,297
ISHARES TR U.S. TECH ETF 464287721   1,310,951 12,494 SH   SOLE   0 0 12,494
ISHARES TR US CONSM STAPLES 464287812   206,401 1,106 SH   SOLE   0 0 1,106
ISHARES U S ETF TR IT RT HDG HGYL 46431W606   259,417 3,113 SH   SOLE   0 0 3,113
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   451,827 8,435 SH   SOLE   0 0 8,435
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   1,187,847 26,753 SH   SOLE   0 0 26,753
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   4,206,461 83,827 SH   SOLE   0 0 83,827
JOHNSON & JOHNSON COM 478160104   830,064 5,329 SH   SOLE   0 0 5,329
JPMORGAN CHASE & CO COM 46625H100   1,007,295 6,945 SH   SOLE   0 0 6,945
KNOW LABS INC COM NEW 499238103   3,500 14,000 SH   SOLE   0 0 14,000
LOCKHEED MARTIN CORP COM 539830109   710,617 1,737 SH   SOLE   0 0 1,737
LOWES COS INC COM 548661107   664,835 3,198 SH   SOLE   0 0 3,198
MACATAWA BK CORP COM 554225102   418,481 46,705 SH   SOLE   0 0 46,705
MARATHON PETE CORP COM 56585A102   213,417 1,410 SH   SOLE   0 0 1,410
MARRIOTT INTL INC NEW CL A 571903202   239,111 1,216 SH   SOLE   0 0 1,216
MASTERCARD INCORPORATED CL A 57636Q104   236,430 597 SH   SOLE   0 0 597
MCDONALDS CORP COM 580135101   692,905 2,630 SH   SOLE   0 0 2,630
MERCADOLIBRE INC COM 58733R102   279,794 220 SH   SOLE   0 0 220
MERCK & CO INC COM 58933Y105   296,069 2,875 SH   SOLE   0 0 2,875
META PLATFORMS INC CL A 30303M102   906,334 3,019 SH   SOLE   0 0 3,019
MICROSOFT CORP COM 594918104   5,457,093 17,282 SH   SOLE   0 0 17,282
MONDELEZ INTL INC CL A 609207105   229,809 3,311 SH   SOLE   0 0 3,311
NATIONAL STORAGE AFFILIATES COM SHS BEN IN 637870106   2,291,659 72,200 SH   SOLE   0 0 72,200
NETFLIX INC COM 64110L106   496,166 1,314 SH   SOLE   0 0 1,314
NEXTERA ENERGY INC COM 65339F101   489,388 8,542 SH   SOLE   0 0 8,542
NORTHROP GRUMMAN CORP COM 666807102   202,940 461 SH   SOLE   0 0 461
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   188,597 11,444 SH   SOLE   0 0 11,444
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   204,270 5,866 SH   SOLE   0 0 5,866
NVIDIA CORPORATION COM 67066G104   2,745,349 6,311 SH   SOLE   0 0 6,311
OGE ENERGY CORP COM 670837103   238,909 7,168 SH   SOLE   0 0 7,168
PACER FDS TR US CASH COWS 100 69374H881   1,030,706 20,851 SH   SOLE   0 0 20,851
PEABODY ENERGY CORP COM 704551100   617,748 23,768 SH   SOLE   0 0 23,768
PEPSICO INC COM 713448108   839,592 4,955 SH   SOLE   0 0 4,955
PERMIAN BASIN RTY TR UNIT BEN INT 714236106   877,902 41,371 SH   SOLE   0 0 41,371
PFIZER INC COM 717081103   995,271 30,005 SH   SOLE   0 0 30,005
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   418,494 12,477 SH   SOLE   0 0 12,477
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   232,709 2,323 SH   SOLE   0 0 2,323
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   227,692 2,428 SH   SOLE   0 0 2,428
PLUG POWER INC COM NEW 72919P202   132,825 17,477 SH   SOLE   0 0 17,477
PRIMERICA INC COM 74164M108   361,247 1,862 SH   SOLE   0 0 1,862
PROCTER AND GAMBLE CO COM 742718109   1,214,276 8,324 SH   SOLE   0 0 8,324
PROSHARES TR S&P 500 DV ARIST 74348A467   885,486 9,999 SH   SOLE   0 0 9,999
RTX CORPORATION COM 75513E101   601,137 8,352 SH   SOLE   0 0 8,352
SALESFORCE INC COM 79466L302   293,017 1,445 SH   SOLE   0 0 1,445
SAREPTA THERAPEUTICS INC COM 803607100   326,082 2,690 SH   SOLE   0 0 2,690
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   40,410,175 1,252,946 SH   SOLE   0 0 1,252,946
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   5,536,494 115,487 SH   SOLE   0 0 115,487
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,019,578 23,051 SH   SOLE   0 0 23,051
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,833,051 36,771 SH   SOLE   0 0 36,771
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   939,808 13,281 SH   SOLE   0 0 13,281
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,059,906 28,326 SH   SOLE   0 0 28,326
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   100,358,019 1,482,745 SH   SOLE   0 0 1,482,745
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   82,917,697 2,001,801 SH   SOLE   0 0 2,001,801
SCHWAB STRATEGIC TR US TIPS ETF 808524870   21,957,435 434,803 SH   SOLE   0 0 434,803
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   26,323,495 401,456 SH   SOLE   0 0 401,456
SELECT SECTOR SPDR TR ENERGY 81369Y506   12,459,711 137,843 SH   SOLE   0 0 137,843
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   25,544,490 770,108 SH   SOLE   0 0 770,108
SELECT SECTOR SPDR TR INDL 81369Y704   18,567,401 183,146 SH   SOLE   0 0 183,146
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   31,261,905 194,197 SH   SOLE   0 0 194,197
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   15,694,353 228,082 SH   SOLE   0 0 228,082
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   34,258,903 266,109 SH   SOLE   0 0 266,109
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   6,567,112 111,439 SH   SOLE   0 0 111,439
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   6,448,462 82,093 SH   SOLE   0 0 82,093
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   80,944,425 493,774 SH   SOLE   0 0 493,774
SEMPRA COM 816851109   445,188 6,544 SH   SOLE   0 0 6,544
SHERWIN WILLIAMS CO COM 824348106   1,428,280 5,600 SH   SOLE   0 0 5,600
SOUTHERN CO COM 842587107   293,320 4,532 SH   SOLE   0 0 4,532
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,683,547 5,026 SH   SOLE   0 0 5,026
SPDR GOLD TR GOLD SHS 78463V107   505,263 2,947 SH   SOLE   0 0 2,947
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   89,082,834 2,872,625 SH   SOLE   0 0 2,872,625
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   47,003,945 1,400,093 SH   SOLE   0 0 1,400,093
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,283,449 17,038 SH   SOLE   0 0 17,038
SPDR SER TR BBG CONV SEC ETF 78464A359   4,465,185 65,853 SH   SOLE   0 0 65,853
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   981,923 10,694 SH   SOLE   0 0 10,694
SPDR SER TR BLOOMBERG INVT 78468R200   7,831,052 254,917 SH   SOLE   0 0 254,917
SPDR SER TR NUVEEN BLOOMBERG 78464A284   651,691 27,359 SH   SOLE   0 0 27,359
SPDR SER TR PORTFLI HIGH YLD 78468R606   202,506 9,032 SH   SOLE   0 0 9,032
SPDR SER TR PORTFOLIO AGRGTE 78464A649   18,669,510 767,030 SH   SOLE   0 0 767,030
SPDR SER TR PORTFOLIO LN COR 78464A367   511,076 24,056 SH   SOLE   0 0 24,056
SPDR SER TR PORTFOLIO S&P400 78464A847   7,903,355 180,483 SH   SOLE   0 0 180,483
SPDR SER TR PORTFOLIO S&P500 78464A854   29,286,322 582,696 SH   SOLE   0 0 582,696
SPDR SER TR PORTFOLIO S&P600 78468R853   4,735,405 128,330 SH   SOLE   0 0 128,330
SPDR SER TR PRTFLO S&P500 GW 78464A409   158,380,324 2,671,647 SH   SOLE   0 0 2,671,647
SPDR SER TR PRTFLO S&P500 VL 78464A508   133,558,147 3,236,905 SH   SOLE   0 0 3,236,905
SPDR SER TR S&P OILGAS EXP 78468R556   710,993 4,806 SH   SOLE   0 0 4,806
SPDR SER TR SSGA US LRG ETF 78468R804   267,245 2,001 SH   SOLE   0 0 2,001
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   524,686 12,513 SH   SOLE   0 0 12,513
STRATEGY SHS NS 7HANDL IDX 86280R506   251,619 13,166 SH   SOLE   0 0 13,166
STRYKER CORPORATION COM 863667101   521,739 1,909 SH   SOLE   0 0 1,909
TALKSPACE INC COM 87427V103   48,029 24,630 SH   SOLE   0 0 24,630
TESLA INC COM 88160R101   2,083,159 8,325 SH   SOLE   0 0 8,325
TEXAS INSTRS INC COM 882508104   230,468 1,449 SH   SOLE   0 0 1,449
TRANSOCEAN LTD REG SHS H8817H100   1,125,148 137,046 SH   SOLE   0 0 137,046
UNION PAC CORP COM 907818108   382,757 1,879 SH   SOLE   0 0 1,879
UNITED PARCEL SERVICE INC CL B 911312106   206,079 1,322 SH   SOLE   0 0 1,322
UNITED STS NAT GAS FD LP UNIT PAR 912318300   208,896 30,585 SH   SOLE   0 0 30,585
UNITEDHEALTH GROUP INC COM 91324P102   1,380,585 2,738 SH   SOLE   0 0 2,738
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   222,397 1,533 SH   SOLE   0 0 1,533
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   415,285 2,792 SH   SOLE   0 0 2,792
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,174,534 43,901 SH   SOLE   0 0 43,901
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,579,458 21,011 SH   SOLE   0 0 21,011
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   297,024 4,256 SH   SOLE   0 0 4,256
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   341,620 2,383 SH   SOLE   0 0 2,383
VANGUARD INDEX FDS GROWTH ETF 922908736   17,499,601 64,263 SH   SOLE   0 0 64,263
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,935,388 15,071 SH   SOLE   0 0 15,071
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,054,806 15,690 SH   SOLE   0 0 15,690
VANGUARD INDEX FDS MID CAP ETF 922908629   462,283 2,219 SH   SOLE   0 0 2,219
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,412,707 8,690 SH   SOLE   0 0 8,690
VANGUARD INDEX FDS SM CP VAL ETF 922908611   429,052 2,690 SH   SOLE   0 0 2,690
VANGUARD INDEX FDS SMALL CP ETF 922908751   526,486 2,784 SH   SOLE   0 0 2,784
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,883,142 32,404 SH   SOLE   0 0 32,404
VANGUARD INDEX FDS VALUE ETF 922908744   3,560,005 25,810 SH   SOLE   0 0 25,810
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   694,184 17,704 SH   SOLE   0 0 17,704
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   216,290 3,234 SH   SOLE   0 0 3,234
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   3,970,789 42,614 SH   SOLE   0 0 42,614
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,680,426 35,542 SH   SOLE   0 0 35,542
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   843,353 17,533 SH   SOLE   0 0 17,533
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   7,625,266 100,358 SH   SOLE   0 0 100,358
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   30,876,266 431,042 SH   SOLE   0 0 431,042
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   21,113,354 380,279 SH   SOLE   0 0 380,279
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   24,791,139 566,182 SH   SOLE   0 0 566,182
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   94,330,969 1,637,619 SH   SOLE   0 0 1,637,619
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   62,219,471 827,863 SH   SOLE   0 0 827,863
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   37,755,550 242,988 SH   SOLE   0 0 242,988
VANGUARD STAR FDS VG TL INTL STK F 921909768   4,674,935 87,349 SH   SOLE   0 0 87,349
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   860,351 8,327 SH   SOLE   0 0 8,327
VANGUARD WORLD FD MEGA GRWTH IND 921910816   311,988 1,375 SH   SOLE   0 0 1,375
VANGUARD WORLD FDS INF TECH ETF 92204A702   679,993 1,638 SH   SOLE   0 0 1,638
VERIZON COMMUNICATIONS INC COM 92343V104   612,579 18,900 SH   SOLE   0 0 18,900
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   313,117 5,605 SH   SOLE   0 0 5,605
VISA INC COM CL A 92826C839   472,204 2,052 SH   SOLE   0 0 2,052
WALMART INC COM 931142103   1,447,538 9,051 SH   SOLE   0 0 9,051
WARNER BROS DISCOVERY INC COM SER A 934423104   225,074 20,725 SH   SOLE   0 0 20,725
WASTE MGMT INC DEL COM 94106L109   704,858 4,623 SH   SOLE   0 0 4,623
WELLS FARGO CO NEW COM 949746101   213,568 5,226 SH   SOLE   0 0 5,226
WISDOMTREE TR HEDGED HI YLD BD 97717W430   1,053,991 49,904 SH   SOLE   0 0 49,904
WISDOMTREE TR US LARGECAP FUND 97717W588   4,105,013 89,727 SH   SOLE   0 0 89,727
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,746,383 74,829 SH   SOLE   0 0 74,829
ZOETIS INC CL A 98978V103   254,094 1,460 SH   SOLE   0 0 1,460