The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 518 5,348 SH   SOLE   0 0 5,348
ABBVIE INC COM 00287Y109 845 6,295 SH   SOLE   0 0 6,295
ADVANCED MICRO DEVICES INC COM 007903107 266 4,201 SH   SOLE   0 0 4,201
AGILENT TECHNOLOGIES INC COM 00846U101 276 2,273 SH   SOLE   0 0 2,273
ALPHABET INC CAP STK CL A 02079K305 354 3,701 SH   SOLE   0 0 3,701
ALPHABET INC CAP STK CL C 02079K107 408 4,246 SH   SOLE   0 0 4,246
AMAZON COM INC COM 023135106 1,955 17,297 SH   SOLE   0 0 17,297
AMERICAN EXPRESS CO COM 025816109 241 1,786 SH   SOLE   0 0 1,786
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 369 11,530 SH   SOLE   0 0 11,530
AMPLIFY ETF TR HIGH INCOME 032108847 161 14,167 SH   SOLE   0 0 14,167
APPLE INC COM 037833100 9,328 67,498 SH   SOLE   0 0 67,498
APPLIED MATLS INC COM 038222105 778 9,491 SH   SOLE   0 0 9,491
AT&T INC COM 00206R102 923 60,181 SH   SOLE   0 0 60,181
BALL CORP COM 058498106 757 15,660 SH   SOLE   0 0 15,660
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 907 3,397 SH   SOLE   0 0 3,397
BK OF AMERICA CORP COM 060505104 724 23,963 SH   SOLE   0 0 23,963
BRISTOL-MYERS SQUIBB CO COM 110122108 241 3,391 SH   SOLE   0 0 3,391
CATERPILLAR INC COM 149123101 684 4,168 SH   SOLE   0 0 4,168
CHEVRON CORP NEW COM 166764100 1,251 8,709 SH   SOLE   0 0 8,709
CHURCH & DWIGHT CO INC COM 171340102 230 3,222 SH   SOLE   0 0 3,222
CION INVT CORP COM 17259U204 87 10,265 SH   SOLE   0 0 10,265
CISCO SYS INC COM 17275R102 226 5,659 SH   SOLE   0 0 5,659
CME GROUP INC COM 12572Q105 1,063 6,000 SH   SOLE   0 0 6,000
COCA COLA CO COM 191216100 396 7,060 SH   SOLE   0 0 7,060
COMCAST CORP NEW CL A 20030N101 326 11,114 SH   SOLE   0 0 11,114
CONOCOPHILLIPS COM 20825C104 916 8,946 SH   SOLE   0 0 8,946
CONSOLIDATED EDISON INC COM 209115104 263 3,064 SH   SOLE   0 0 3,064
COSTCO WHSL CORP NEW COM 22160K105 313 662 SH   SOLE   0 0 662
CSX CORP COM 126408103 390 14,633 SH   SOLE   0 0 14,633
CTI BIOPHARMA CORP COM 12648L601 458 78,717 SH   SOLE   0 0 78,717
CVS HEALTH CORP COM 126650100 375 3,934 SH   SOLE   0 0 3,934
DEERE & CO COM 244199105 4,496 13,465 SH   SOLE   0 0 13,465
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 3,376 168,048 SH   SOLE   0 0 168,048
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2,054 79,729 SH   SOLE   0 0 79,729
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 6,024 279,257 SH   SOLE   0 0 279,257
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 1,258 68,074 SH   SOLE   0 0 68,074
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,237 66,644 SH   SOLE   0 0 66,644
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 5,199 206,713 SH   SOLE   0 0 206,713
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 304 13,653 SH   SOLE   0 0 13,653
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 887 43,149 SH   SOLE   0 0 43,149
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,314 71,243 SH   SOLE   0 0 71,243
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 2,187 100,361 SH   SOLE   0 0 100,361
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 350 8,976 SH   SOLE   0 0 8,976
DISNEY WALT CO COM 254687106 542 5,745 SH   SOLE   0 0 5,745
DTE ENERGY CO COM 233331107 204 1,770 SH   SOLE   0 0 1,770
DUKE ENERGY CORP NEW COM NEW 26441C204 794 8,538 SH   SOLE   0 0 8,538
ENSERVCO CORP COM NEW 29358Y201 75 58,404 SH   SOLE   0 0 58,404
EXXON MOBIL CORP COM 30231G102 2,432 27,853 SH   SOLE   0 0 27,853
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 229 6,933 SH   SOLE   0 0 6,933
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 763 16,032 SH   SOLE   0 0 16,032
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 885 19,925 SH   SOLE   0 0 19,925
FIRST TR VALUE LINE DIVID IN SHS 33734H106 785 21,939 SH   SOLE   0 0 21,939
FORD MTR CO DEL COM 345370860 371 33,164 SH   SOLE   0 0 33,164
GENERAL MLS INC COM 370334104 651 8,502 SH   SOLE   0 0 8,502
GENUINE PARTS CO COM 372460105 248 1,659 SH   SOLE   0 0 1,659
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 197 12,568 SH   SOLE   0 0 12,568
HOME DEPOT INC COM 437076102 2,704 9,799 SH   SOLE   0 0 9,799
HP INC COM 40434L105 311 12,461 SH   SOLE   0 0 12,461
IDEX CORP COM 45167R104 282 1,410 SH   SOLE   0 0 1,410
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 478 16,375 SH   SOLE   0 0 16,375
INNOVATOR ETFS TR US EQTY BUF DEC 45782C557 442 14,932 SH   SOLE   0 0 14,932
INNOVATOR ETFS TR US EQTY BUF OCT 45782C771 279 9,330 SH   SOLE   0 0 9,330
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 439 14,151 SH   SOLE   0 0 14,151
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 341 12,640 SH   SOLE   0 0 12,640
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 573 21,365 SH   SOLE   0 0 21,365
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 2,430 87,395 SH   SOLE   0 0 87,395
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 458 15,569 SH   SOLE   0 0 15,569
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 1,049 37,425 SH   SOLE   0 0 37,425
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 481 16,945 SH   SOLE   0 0 16,945
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 1,734 60,572 SH   SOLE   0 0 60,572
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 462 16,223 SH   SOLE   0 0 16,223
INNOVATOR ETFS TR US EQTY ULTRA B 45782C532 473 16,950 SH   SOLE   0 0 16,950
INTEL CORP COM 458140100 316 12,269 SH   SOLE   0 0 12,269
INTERNATIONAL BUSINESS MACHS COM 459200101 436 3,670 SH   SOLE   0 0 3,670
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 2,221 117,252 SH   SOLE   0 0 117,252
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 1,470 66,559 SH   SOLE   0 0 66,559
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 16,881 1,420,862 SH   SOLE   0 0 1,420,862
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 438 11,211 SH   SOLE   0 0 11,211
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,430 24,730 SH   SOLE   0 0 24,730
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 26,080 1,291,627 SH   SOLE   0 0 1,291,627
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 1,342 52,313 SH   SOLE   0 0 52,313
INVESCO EXCH TRADED FD TR II TREAS COLATERL 46138G888 710 6,742 SH   SOLE   0 0 6,742
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 18,480 843,823 SH   SOLE   0 0 843,823
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 5,315 241,925 SH   SOLE   0 0 241,925
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 4,614 202,206 SH   SOLE   0 0 202,206
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 3,661 169,347 SH   SOLE   0 0 169,347
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 3,348 153,915 SH   SOLE   0 0 153,915
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775 365 6,064 SH   SOLE   0 0 6,064
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 3,069 140,267 SH   SOLE   0 0 140,267
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 369 5,927 SH   SOLE   0 0 5,927
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324 383 2,473 SH   SOLE   0 0 2,473
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316 238 1,669 SH   SOLE   0 0 1,669
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 274 1,781 SH   SOLE   0 0 1,781
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 705 3,113 SH   SOLE   0 0 3,113
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274 505 4,738 SH   SOLE   0 0 4,738
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 263 2,066 SH   SOLE   0 0 2,066
ISHARES GOLD TR ISHARES NEW 464285204 216 6,861 SH   SOLE   0 0 6,861
ISHARES INC CORE MSCI EMKT 46434G103 479 11,134 SH   SOLE   0 0 11,134
ISHARES INC JP MRGN EM HI BD 464286285 2,566 79,119 SH   SOLE   0 0 79,119
ISHARES TR 0-3 MNTH TREASRY 46436E718 712 7,103 SH   SOLE   0 0 7,103
ISHARES TR 0-5YR HI YL CP 46434V407 3,484 87,219 SH   SOLE   0 0 87,219
ISHARES TR AGENCY BOND ETF 464288166 352 3,305 SH   SOLE   0 0 3,305
ISHARES TR BROAD USD HIGH 46435U853 60,642 1,803,677 SH   SOLE   0 0 1,803,677
ISHARES TR CMBS ETF 46429B366 2,161 47,135 SH   SOLE   0 0 47,135
ISHARES TR CONV BD ETF 46435G102 13,004 188,735 SH   SOLE   0 0 188,735
ISHARES TR CORE 1 5 YR USD 46432F859 471 10,213 SH   SOLE   0 0 10,213
ISHARES TR CORE HIGH DV ETF 46429B663 251 2,748 SH   SOLE   0 0 2,748
ISHARES TR CORE INTL AGGR 46435G672 1,336 27,636 SH   SOLE   0 0 27,636
ISHARES TR CORE MSCI EAFE 46432F842 494 9,371 SH   SOLE   0 0 9,371
ISHARES TR CORE MSCI TOTAL 46432F834 790 15,520 SH   SOLE   0 0 15,520
ISHARES TR CORE S&P MCP ETF 464287507 1,624 7,407 SH   SOLE   0 0 7,407
ISHARES TR CORE S&P SCP ETF 464287804 392 4,492 SH   SOLE   0 0 4,492
ISHARES TR CORE S&P TTL STK 464287150 916 11,512 SH   SOLE   0 0 11,512
ISHARES TR CORE US AGGBD ET 464287226 661 6,865 SH   SOLE   0 0 6,865
ISHARES TR CRE U S REIT ETF 464288521 24,059 506,445 SH   SOLE   0 0 506,445
ISHARES TR EAFE GRWTH ETF 464288885 3,492 48,128 SH   SOLE   0 0 48,128
ISHARES TR EAFE VALUE ETF 464288877 2,953 76,640 SH   SOLE   0 0 76,640
ISHARES TR GLOBAL REIT ETF 46434V647 345 16,242 SH   SOLE   0 0 16,242
ISHARES TR JPMORGAN USD EMG 464288281 28,211 355,226 SH   SOLE   0 0 355,226
ISHARES TR MODERT ALLOC ETF 464289875 448 12,225 SH   SOLE   0 0 12,225
ISHARES TR MSCI USA MIN VOL 46429B697 908 13,744 SH   SOLE   0 0 13,744
ISHARES TR MSCI USA MMENTM 46432F396 579 4,411 SH   SOLE   0 0 4,411
ISHARES TR NATIONAL MUN ETF 464288414 1,308 12,753 SH   SOLE   0 0 12,753
ISHARES TR RUS MID CAP ETF 464287499 843 13,565 SH   SOLE   0 0 13,565
ISHARES TR RUSSELL 2000 ETF 464287655 300 1,819 SH   SOLE   0 0 1,819
ISHARES TR S&P 500 GRWT ETF 464287309 624 10,793 SH   SOLE   0 0 10,793
ISHARES TR S&P SML 600 GWT 464287887 205 2,014 SH   SOLE   0 0 2,014
ISHARES TR SELECT DIVID ETF 464287168 241 2,250 SH   SOLE   0 0 2,250
ISHARES TR SHORT TREAS BD 464288679 765 6,951 SH   SOLE   0 0 6,951
ISHARES TR SHRT NAT MUN ETF 464288158 637 6,205 SH   SOLE   0 0 6,205
ISHARES TR TIPS BD ETF 464287176 2,044 19,489 SH   SOLE   0 0 19,489
ISHARES TR TRS FLT RT BD 46434V860 713 14,117 SH   SOLE   0 0 14,117
ISHARES TR U.S. TECH ETF 464287721 507 6,905 SH   SOLE   0 0 6,905
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 2,679 53,405 SH   SOLE   0 0 53,405
JOHNSON & JOHNSON COM 478160104 917 5,611 SH   SOLE   0 0 5,611
JOUNCE THERAPEUTICS INC COM 481116101 28 12,005 SH   SOLE   0 0 12,005
JPMORGAN CHASE & CO COM 46625H100 294 2,816 SH   SOLE   0 0 2,816
KNOW LABS INC COM NEW 499238103 26 14,000 SH   SOLE   0 0 14,000
LILLY ELI & CO COM 532457108 3,147 9,731 SH   SOLE   0 0 9,731
LOCKHEED MARTIN CORP COM 539830109 446 1,153 SH   SOLE   0 0 1,153
LOWES COS INC COM 548661107 523 2,786 SH   SOLE   0 0 2,786
MACATAWA BK CORP COM 554225102 144 15,517 SH   SOLE   0 0 15,517
MARRIOTT INTL INC NEW CL A 571903202 210 1,499 SH   SOLE   0 0 1,499
MCDONALDS CORP COM 580135101 464 2,011 SH   SOLE   0 0 2,011
META PLATFORMS INC CL A 30303M102 264 1,943 SH   SOLE   0 0 1,943
MICROSOFT CORP COM 594918104 3,363 14,439 SH   SOLE   0 0 14,439
NATIONAL STORAGE AFFILIATES COM SHS BEN IN 637870106 3,002 72,200 SH   SOLE   0 0 72,200
NEXTERA ENERGY INC COM 65339F101 653 8,323 SH   SOLE   0 0 8,323
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 120 10,601 SH   SOLE   0 0 10,601
NVIDIA CORPORATION COM 67066G104 554 4,564 SH   SOLE   0 0 4,564
OGE ENERGY CORP COM 670837103 262 7,182 SH   SOLE   0 0 7,182
PEPSICO INC COM 713448108 857 5,246 SH   SOLE   0 0 5,246
PFIZER INC COM 717081103 832 19,006 SH   SOLE   0 0 19,006
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 238 2,405 SH   SOLE   0 0 2,405
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 588 6,203 SH   SOLE   0 0 6,203
PROCTER AND GAMBLE CO COM 742718109 969 7,678 SH   SOLE   0 0 7,678
PROSHARES TR S&P 500 DV ARIST 74348A467 502 6,284 SH   SOLE   0 0 6,284
RAYTHEON TECHNOLOGIES CORP COM 75513E101 507 6,192 SH   SOLE   0 0 6,192
SAREPTA THERAPEUTICS INC COM 803607100 318 2,875 SH   SOLE   0 0 2,875
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 30,168 1,087,055 SH   SOLE   0 0 1,087,055
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 5,643 114,839 SH   SOLE   0 0 114,839
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,452 34,574 SH   SOLE   0 0 34,574
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 384 5,777 SH   SOLE   0 0 5,777
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,448 25,953 SH   SOLE   0 0 25,953
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 82,965 1,370,570 SH   SOLE   0 0 1,370,570
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 64,266 1,700,074 SH   SOLE   0 0 1,700,074
SCHWAB STRATEGIC TR US TIPS ETF 808524870 21,229 409,757 SH   SOLE   0 0 409,757
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 12,612 263,349 SH   SOLE   0 0 263,349
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,797 66,605 SH   SOLE   0 0 66,605
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 12,260 403,807 SH   SOLE   0 0 403,807
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 20,096 141,076 SH   SOLE   0 0 141,076
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 5,538 82,987 SH   SOLE   0 0 82,987
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 20,550 169,680 SH   SOLE   0 0 169,680
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 12,073 145,734 SH   SOLE   0 0 145,734
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,840 58,611 SH   SOLE   0 0 58,611
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 3,185 46,824 SH   SOLE   0 0 46,824
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 44,562 375,167 SH   SOLE   0 0 375,167
SEMPRA COM 816851109 490 3,271 SH   SOLE   0 0 3,271
SHERWIN WILLIAMS CO COM 824348106 1,283 6,264 SH   SOLE   0 0 6,264
SOUTHERN CO COM 842587107 269 3,958 SH   SOLE   0 0 3,958
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,135 3,949 SH   SOLE   0 0 3,949
SPDR GOLD TR GOLD SHS 78463V107 1,887 12,203 SH   SOLE   0 0 12,203
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 57,831 2,241,423 SH   SOLE   0 0 2,241,423
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 35,030 1,128,466 SH   SOLE   0 0 1,128,466
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,264 14,738 SH   SOLE   0 0 14,738
SPDR SER TR BBG CONV SEC ETF 78464A359 11,782 186,058 SH   SOLE   0 0 186,058
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 766 8,358 SH   SOLE   0 0 8,358
SPDR SER TR BLOOMBERG INVT 78468R200 5,761 190,117 SH   SOLE   0 0 190,117
SPDR SER TR ICE PFD SEC ETF 78464A292 536 15,361 SH   SOLE   0 0 15,361
SPDR SER TR NUVEEN BLOOMBERG 78464A284 884 18,442 SH   SOLE   0 0 18,442
SPDR SER TR PORTFLI HIGH YLD 78468R606 336 15,412 SH   SOLE   0 0 15,412
SPDR SER TR PORTFOLIO AGRGTE 78464A649 11,451 458,956 SH   SOLE   0 0 458,956
SPDR SER TR PORTFOLIO LN COR 78464A367 18,660 857,848 SH   SOLE   0 0 857,848
SPDR SER TR PORTFOLIO LN TSR 78464A664 10,462 352,877 SH   SOLE   0 0 352,877
SPDR SER TR PORTFOLIO S&P400 78464A847 8,548 221,681 SH   SOLE   0 0 221,681
SPDR SER TR PORTFOLIO S&P500 78464A854 16,708 397,902 SH   SOLE   0 0 397,902
SPDR SER TR PORTFOLIO S&P600 78468R853 5,395 158,402 SH   SOLE   0 0 158,402
SPDR SER TR PORTFOLIO SH TSR 78468R101 24,984 864,141 SH   SOLE   0 0 864,141
SPDR SER TR PRTFLO S&P500 GW 78464A409 130,425 2,603,215 SH   SOLE   0 0 2,603,215
SPDR SER TR PRTFLO S&P500 VL 78464A508 90,099 2,612,245 SH   SOLE   0 0 2,612,245
STRATEGY SHS NS 7HANDL IDX 86280R506 611 31,819 SH   SOLE   0 0 31,819
STRYKER CORPORATION COM 863667101 283 1,396 SH   SOLE   0 0 1,396
TESLA INC COM 88160R101 1,336 5,035 SH   SOLE   0 0 5,035
TORONTO DOMINION BK ONT COM NEW 891160509 351 5,725 SH   SOLE   0 0 5,725
TRUIST FINL CORP COM 89832Q109 406 9,315 SH   SOLE   0 0 9,315
UNION PAC CORP COM 907818108 306 1,572 SH   SOLE   0 0 1,572
UNITEDHEALTH GROUP INC COM 91324P102 877 1,736 SH   SOLE   0 0 1,736
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,637 35,887 SH   SOLE   0 0 35,887
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,273 17,849 SH   SOLE   0 0 17,849
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 367 2,888 SH   SOLE   0 0 2,888
VANGUARD INDEX FDS GROWTH ETF 922908736 1,692 7,906 SH   SOLE   0 0 7,906
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,886 16,924 SH   SOLE   0 0 16,924
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,355 11,127 SH   SOLE   0 0 11,127
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 357 4,458 SH   SOLE   0 0 4,458
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,249 3,805 SH   SOLE   0 0 3,805
VANGUARD INDEX FDS TOTAL STK MKT 922908769 605 3,373 SH   SOLE   0 0 3,373
VANGUARD INDEX FDS VALUE ETF 922908744 709 5,740 SH   SOLE   0 0 5,740
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 604 16,559 SH   SOLE   0 0 16,559
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,639 58,814 SH   SOLE   0 0 58,814
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 833 17,319 SH   SOLE   0 0 17,319
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 558 11,584 SH   SOLE   0 0 11,584
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,544 86,473 SH   SOLE   0 0 86,473
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 23,528 321,245 SH   SOLE   0 0 321,245
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 10,803 171,646 SH   SOLE   0 0 171,646
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 26,190 580,764 SH   SOLE   0 0 580,764
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 23,119 400,058 SH   SOLE   0 0 400,058
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 50,163 675,259 SH   SOLE   0 0 675,259
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,124 8,316 SH   SOLE   0 0 8,316
VANGUARD WORLD FD MEGA GRWTH IND 921910816 213 1,222 SH   SOLE   0 0 1,222
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 252 1,126 SH   SOLE   0 0 1,126
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,213 3,945 SH   SOLE   0 0 3,945
VERIZON COMMUNICATIONS INC COM 92343V104 583 15,355 SH   SOLE   0 0 15,355
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 795 13,388 SH   SOLE   0 0 13,388
VISA INC COM CL A 92826C839 503 2,833 SH   SOLE   0 0 2,833
WALMART INC COM 931142103 941 7,257 SH   SOLE   0 0 7,257
WARNER BROS DISCOVERY INC COM SER A 934423104 124 10,752 SH   SOLE   0 0 10,752
WASTE MGMT INC DEL COM 94106L109 621 3,873 SH   SOLE   0 0 3,873
WELLS FARGO CO NEW COM 949746101 220 5,478 SH   SOLE   0 0 5,478
WISDOMTREE TR HEDGED HI YLD BD 97717W430 1,039 51,646 SH   SOLE   0 0 51,646
WORLD GOLD TR SPDR GLD MINIS 98149E303 2,248 68,099 SH   SOLE   0 0 68,099