The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 496 4,202 SH   SOLE   0 0 4,202
ABBVIE INC COM 00287Y109 470 4,358 SH   SOLE   0 0 4,358
AGILENT TECHNOLOGIES INC COM 00846U101 301 1,910 SH   SOLE   0 0 1,910
ALPHABET INC CAP STK CL A 02079K305 436 163 SH   SOLE   0 0 163
ALPHABET INC CAP STK CL C 02079K107 521 195 SH   SOLE   0 0 195
ALTRIA GROUP INC COM 02209S103 845 18,573 SH   SOLE   0 0 18,573
AMAZON COM INC COM 023135106 2,300 700 SH   SOLE   0 0 700
AMERICAN EXPRESS CO COM 025816109 400 2,385 SH   SOLE   0 0 2,385
AMPLIFY ETF TR HIGH INCOME 032108847 290 17,233 SH   SOLE   0 0 17,233
APPLE INC COM 037833100 8,824 62,358 SH   SOLE   0 0 62,358
APPLIED MATLS INC COM 038222105 1,081 8,399 SH   SOLE   0 0 8,399
ARCHER DANIELS MIDLAND CO COM 039483102 1,949 32,474 SH   SOLE   0 0 32,474
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 2,314 29,644 SH   SOLE   0 0 29,644
ARK ETF TR FINTECH INNOVA 00214Q708 2,254 45,664 SH   SOLE   0 0 45,664
AT&T INC COM 00206R102 1,621 60,006 SH   SOLE   0 0 60,006
BALL CORP COM 058498106 1,414 15,719 SH   SOLE   0 0 15,719
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 612 2,242 SH   SOLE   0 0 2,242
BK OF AMERICA CORP COM 060505104 1,030 24,262 SH   SOLE   0 0 24,262
CATERPILLAR INC COM 149123101 344 1,790 SH   SOLE   0 0 1,790
CHEVRON CORP NEW COM 166764100 615 6,065 SH   SOLE   0 0 6,065
CHURCH & DWIGHT INC COM 171340102 301 3,647 SH   SOLE   0 0 3,647
CISCO SYS INC COM 17275R102 361 6,625 SH   SOLE   0 0 6,625
CME GROUP INC COM 12572Q105 1,170 6,050 SH   SOLE   0 0 6,050
COCA COLA CO COM 191216100 294 5,600 SH   SOLE   0 0 5,600
COMCAST CORP NEW CL A 20030N101 639 11,432 SH   SOLE   0 0 11,432
CONOCOPHILLIPS COM 20825C104 262 3,869 SH   SOLE   0 0 3,869
CSX CORP COM 126408103 368 12,390 SH   SOLE   0 0 12,390
CTI BIOPHARMA CORP COM 12648L601 306 103,717 SH   SOLE   0 0 103,717
DBX ETF TR XTRACK USD HIGH 233051432 586 14,625 SH   SOLE   0 0 14,625
DEERE & CO COM 244199105 1,678 5,008 SH   SOLE   0 0 5,008
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 909 33,340 SH   SOLE   0 0 33,340
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,051 36,340 SH   SOLE   0 0 36,340
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 4,082 135,449 SH   SOLE   0 0 135,449
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 361 13,603 SH   SOLE   0 0 13,603
DTE ENERGY CO COM 233331107 203 1,815 SH   SOLE   0 0 1,815
DUKE ENERGY CORP NEW COM NEW 26441C204 1,110 11,374 SH   SOLE   0 0 11,374
EXACT SCIENCES CORP COM 30063P105 336 3,516 SH   SOLE   0 0 3,516
EXXON MOBIL CORP COM 30231G102 1,461 24,836 SH   SOLE   0 0 24,836
FACEBOOK INC CL A 30303M102 525 1,548 SH   SOLE   0 0 1,548
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 384 10,366 SH   SOLE   0 0 10,366
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 659 8,213 SH   SOLE   0 0 8,213
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 365 6,803 SH   SOLE   0 0 6,803
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 874 16,834 SH   SOLE   0 0 16,834
FIDELITY MERRIMACK STR TR CORP BOND ETF 316188101 348 6,291 SH   SOLE   0 0 6,291
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 1,076 20,602 SH   SOLE   0 0 20,602
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 585 11,015 SH   SOLE   0 0 11,015
FIRST TR EXCHANGE TRADED FD US EQTY OPPT ETF 336920103 257 2,081 SH   SOLE   0 0 2,081
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 964 18,010 SH   SOLE   0 0 18,010
FIRST TR VALUE LINE DIVID IN SHS 33734H106 900 22,949 SH   SOLE   0 0 22,949
GENERAL ELECTRIC CO COM NEW 369604301 203 1,974 SH   SOLE   0 0 1,974
GENERAL MLS INC COM 370334104 232 3,878 SH   SOLE   0 0 3,878
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 2,493 30,417 SH   SOLE   0 0 30,417
GLOBAL X FDS MILLENNIAL CONSU 37954Y764 678 15,781 SH   SOLE   0 0 15,781
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 416 18,875 SH   SOLE   0 0 18,875
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 2,557 69,911 SH   SOLE   0 0 69,911
GLOBAL X FDS US INFR DEV ETF 37954Y673 2,335 91,882 SH   SOLE   0 0 91,882
GREAT PANTHER MNG LTD COM 39115V101 64 139,800 SH   SOLE   0 0 139,800
HOME DEPOT INC COM 437076102 880 2,681 SH   SOLE   0 0 2,681
HP INC COM 40434L105 402 14,703 SH   SOLE   0 0 14,703
INNOVATOR ETFS TR US EQT ULTRA BF 45782C839 1,775 65,960 SH   SOLE   0 0 65,960
INNOVATOR ETFS TR US EQT ULTRA BF 45782C730 1,797 62,566 SH   SOLE   0 0 62,566
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789 1,782 56,455 SH   SOLE   0 0 56,455
INNOVATOR ETFS TR US EQTY BUFR JUN 45782C755 1,784 54,428 SH   SOLE   0 0 54,428
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 1,815 58,446 SH   SOLE   0 0 58,446
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 1,816 61,052 SH   SOLE   0 0 61,052
INTEL CORP COM 458140100 470 8,824 SH   SOLE   0 0 8,824
INTERNATIONAL BUSINESS MACHS COM 459200101 416 2,992 SH   SOLE   0 0 2,992
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 4,377 201,433 SH   SOLE   0 0 201,433
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 3,571 132,937 SH   SOLE   0 0 132,937
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 35,674 2,373,432 SH   SOLE   0 0 2,373,432
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 2,229 52,647 SH   SOLE   0 0 52,647
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 256 4,211 SH   SOLE   0 0 4,211
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 39,249 1,775,135 SH   SOLE   0 0 1,775,135
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 HY 46138J809 7,132 310,226 SH   SOLE   0 0 310,226
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 6,488 279,176 SH   SOLE   0 0 279,176
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 5,523 218,136 SH   SOLE   0 0 218,136
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 4,524 180,654 SH   SOLE   0 0 180,654
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 4,204 171,029 SH   SOLE   0 0 171,029
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775 404 6,108 SH   SOLE   0 0 6,108
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 309 3,454 SH   SOLE   0 0 3,454
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 692 2,096 SH   SOLE   0 0 2,096
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 339 4,029 SH   SOLE   0 0 4,029
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 758 9,978 SH   SOLE   0 0 9,978
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,514 16,777 SH   SOLE   0 0 16,777
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 211 4,350 SH   SOLE   0 0 4,350
ISHARES INC CORE MSCI EMKT 46434G103 709 11,474 SH   SOLE   0 0 11,474
ISHARES INC ESG AWR MSCI EM 46434G863 1,360 32,826 SH   SOLE   0 0 32,826
ISHARES INC JP MRGN EM HI BD 464286285 3,751 84,563 SH   SOLE   0 0 84,563
ISHARES TR 0-5YR HI YL CP 46434V407 5,704 124,823 SH   SOLE   0 0 124,823
ISHARES TR 1 3 YR TREAS BD 464287457 705 8,182 SH   SOLE   0 0 8,182
ISHARES TR 3 7 YR TREAS BD 464288661 216 1,660 SH   SOLE   0 0 1,660
ISHARES TR A RATE CP BD ETF 46429B291 239 4,250 SH   SOLE   0 0 4,250
ISHARES TR AGENCY BOND ETF 464288166 843 7,115 SH   SOLE   0 0 7,115
ISHARES TR BARCLAYS 7 10 YR 464287440 411 3,567 SH   SOLE   0 0 3,567
ISHARES TR BLACKROCK ULTRA 46434V878 375 7,422 SH   SOLE   0 0 7,422
ISHARES TR BROAD USD HIGH 46435U853 54,475 1,312,657 SH   SOLE   0 0 1,312,657
ISHARES TR CMBS ETF 46429B366 2,631 48,670 SH   SOLE   0 0 48,670
ISHARES TR CORE 1 5 YR USD 46432F859 2,974 58,239 SH   SOLE   0 0 58,239
ISHARES TR CORE HIGH DV ETF 46429B663 256 2,718 SH   SOLE   0 0 2,718
ISHARES TR CORE INTL AGGR 46435G672 7,430 135,042 SH   SOLE   0 0 135,042
ISHARES TR CORE MSCI EAFE 46432F842 698 9,401 SH   SOLE   0 0 9,401
ISHARES TR CORE MSCI TOTAL 46432F834 875 12,326 SH   SOLE   0 0 12,326
ISHARES TR CORE S&P MCP ETF 464287507 2,028 7,708 SH   SOLE   0 0 7,708
ISHARES TR CORE S&P SCP ETF 464287804 713 6,527 SH   SOLE   0 0 6,527
ISHARES TR CORE S&P TTL STK 464287150 1,151 11,698 SH   SOLE   0 0 11,698
ISHARES TR CORE S&P US GWT 464287671 211 2,063 SH   SOLE   0 0 2,063
ISHARES TR CORE US AGGBD ET 464287226 1,107 9,640 SH   SOLE   0 0 9,640
ISHARES TR CRE U S REIT ETF 464288521 27,554 469,799 SH   SOLE   0 0 469,799
ISHARES TR EAFE GRWTH ETF 464288885 5,650 53,067 SH   SOLE   0 0 53,067
ISHARES TR EAFE VALUE ETF 464288877 3,135 61,657 SH   SOLE   0 0 61,657
ISHARES TR ESG AWR MSCI USA 46435G425 3,881 39,420 SH   SOLE   0 0 39,420
ISHARES TR GLOBAL REIT ETF 46434V647 1,433 52,271 SH   SOLE   0 0 52,271
ISHARES TR GRWT ALLOCAT ETF 464289867 269 4,857 SH   SOLE   0 0 4,857
ISHARES TR INTL SEL DIV ETF 464288448 230 7,547 SH   SOLE   0 0 7,547
ISHARES TR JPMORGAN USD EMG 464288281 42,391 385,113 SH   SOLE   0 0 385,113
ISHARES TR MORTGE REL ETF 46435G342 563 15,557 SH   SOLE   0 0 15,557
ISHARES TR MSCI ACWI EXUS 46435G847 414 12,936 SH   SOLE   0 0 12,936
ISHARES TR MSCI USA MIN VOL 46429B697 1,716 23,340 SH   SOLE   0 0 23,340
ISHARES TR MSCI USA MMENTM 46432F396 1,490 8,484 SH   SOLE   0 0 8,484
ISHARES TR NATIONAL MUN ETF 464288414 1,934 16,646 SH   SOLE   0 0 16,646
ISHARES TR RUS 1000 GRW ETF 464287614 304 1,109 SH   SOLE   0 0 1,109
ISHARES TR RUS MID CAP ETF 464287499 871 11,139 SH   SOLE   0 0 11,139
ISHARES TR RUS TP200 GR ETF 464289438 327 2,145 SH   SOLE   0 0 2,145
ISHARES TR RUSSELL 2000 ETF 464287655 420 1,921 SH   SOLE   0 0 1,921
ISHARES TR S&P 100 ETF 464287101 354 1,791 SH   SOLE   0 0 1,791
ISHARES TR S&P 500 GRWT ETF 464287309 897 12,137 SH   SOLE   0 0 12,137
ISHARES TR SELECT DIVID ETF 464287168 234 2,037 SH   SOLE   0 0 2,037
ISHARES TR SHRT NAT MUN ETF 464288158 2,308 21,452 SH   SOLE   0 0 21,452
ISHARES TR TIPS BD ETF 464287176 511 3,998 SH   SOLE   0 0 3,998
ISHARES TR U.S. TECH ETF 464287721 1,320 13,040 SH   SOLE   0 0 13,040
J P MORGAN EXCHANGE-TRADED F INTL BD OPP ETF 46641Q852 214 4,168 SH   SOLE   0 0 4,168
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,468 48,650 SH   SOLE   0 0 48,650
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 1,841 36,690 SH   SOLE   0 0 36,690
JOHNSON & JOHNSON COM 478160104 864 5,350 SH   SOLE   0 0 5,350
JOUNCE THERAPEUTICS INC COM 481116101 89 12,005 SH   SOLE   0 0 12,005
JPMORGAN CHASE & CO COM 46625H100 525 3,205 SH   SOLE   0 0 3,205
LILLY ELI & CO COM 532457108 2,231 9,654 SH   SOLE   0 0 9,654
LOWES COS INC COM 548661107 578 2,848 SH   SOLE   0 0 2,848
MACATAWA BK CORP COM 554225102 125 15,517 SH   SOLE   0 0 15,517
MARSH & MCLENNAN COS INC COM 571748102 303 2,001 SH   SOLE   0 0 2,001
MCDONALDS CORP COM 580135101 333 1,380 SH   SOLE   0 0 1,380
MERCADOLIBRE INC COM 58733R102 340 202 SH   SOLE   0 0 202
MICROSOFT CORP COM 594918104 2,684 9,520 SH   SOLE   0 0 9,520
MONDELEZ INTL INC CL A 609207105 329 5,653 SH   SOLE   0 0 5,653
NATIONAL STORAGE AFFILIATES COM SHS BEN IN 637870106 3,695 70,000 SH   SOLE   0 0 70,000
NETFLIX INC COM 64110L106 213 349 SH   SOLE   0 0 349
NEXTERA ENERGY INC COM 65339F101 217 2,759 SH   SOLE   0 0 2,759
NVIDIA CORPORATION COM 67066G104 606 2,925 SH   SOLE   0 0 2,925
OGE ENERGY CORP COM 670837103 236 7,168 SH   SOLE   0 0 7,168
PEPSICO INC COM 713448108 592 3,934 SH   SOLE   0 0 3,934
PFIZER INC COM 717081103 532 12,374 SH   SOLE   0 0 12,374
PGIM ETF TR ULTRA SHORT 69344A107 2,104 42,351 SH   SOLE   0 0 42,351
PHILIP MORRIS INTL INC COM 718172109 333 3,511 SH   SOLE   0 0 3,511
PIMCO ETF TR ACTIVE BD ETF 72201R775 609 5,512 SH   SOLE   0 0 5,512
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,108 10,871 SH   SOLE   0 0 10,871
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 1,264 12,417 SH   SOLE   0 0 12,417
PROCTER AND GAMBLE CO COM 742718109 845 6,045 SH   SOLE   0 0 6,045
PROSHARES TR S&P 500 DV ARIST 74348A467 211 2,385 SH   SOLE   0 0 2,385
PRUDENTIAL FINL INC COM 744320102 232 2,201 SH   SOLE   0 0 2,201
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 217 3,559 SH   SOLE   0 0 3,559
SAREPTA THERAPEUTICS INC COM 803607100 287 3,100 SH   SOLE   0 0 3,100
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 23,847 574,341 SH   SOLE   0 0 574,341
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,358 59,221 SH   SOLE   0 0 59,221
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 412 3,964 SH   SOLE   0 0 3,964
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,821 12,299 SH   SOLE   0 0 12,299
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,531 24,334 SH   SOLE   0 0 24,334
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 55,441 723,205 SH   SOLE   0 0 723,205
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 50,257 502,070 SH   SOLE   0 0 502,070
SCHWAB STRATEGIC TR US TIPS ETF 808524870 47,451 758,249 SH   SOLE   0 0 758,249
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 11,887 148,379 SH   SOLE   0 0 148,379
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,400 65,279 SH   SOLE   0 0 65,279
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 10,568 281,587 SH   SOLE   0 0 281,587
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 16,553 92,242 SH   SOLE   0 0 92,242
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4,722 68,595 SH   SOLE   0 0 68,595
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 20,856 163,833 SH   SOLE   0 0 163,833
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 8,377 85,622 SH   SOLE   0 0 85,622
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,077 48,169 SH   SOLE   0 0 48,169
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,870 36,274 SH   SOLE   0 0 36,274
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 48,953 327,837 SH   SOLE   0 0 327,837
SEMPRA COM 816851109 474 3,746 SH   SOLE   0 0 3,746
SHERWIN WILLIAMS CO COM 824348106 12,122 43,335 SH   SOLE   0 0 43,335
SOUTHERN CO COM 842587107 734 11,838 SH   SOLE   0 0 11,838
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,693 5,003 SH   SOLE   0 0 5,003
SPDR GOLD TR GOLD SHS 78463V107 451 2,748 SH   SOLE   0 0 2,748
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 59,822 1,652,077 SH   SOLE   0 0 1,652,077
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 51,470 1,210,214 SH   SOLE   0 0 1,210,214
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,493 3,478 SH   SOLE   0 0 3,478
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 310 644 SH   SOLE   0 0 644
SPDR SER TR BLMBRG BRC CNVRT 78464A359 19,187 224,753 SH   SOLE   0 0 224,753
SPDR SER TR BLOMBERG BRC INV 78468R200 7,555 246,412 SH   SOLE   0 0 246,412
SPDR SER TR ICE PFD SEC ETF 78464A292 548 12,619 SH   SOLE   0 0 12,619
SPDR SER TR NUVEEN BBG BRCLY 78464A284 3,740 62,379 SH   SOLE   0 0 62,379
SPDR SER TR PORTFOLIO AGRGTE 78464A649 81,661 2,735,717 SH   SOLE   0 0 2,735,717
SPDR SER TR PORTFOLIO LN COR 78464A367 24,450 779,648 SH   SOLE   0 0 779,648
SPDR SER TR PORTFOLIO LN TSR 78464A664 6,543 158,466 SH   SOLE   0 0 158,466
SPDR SER TR PORTFOLIO S&P400 78464A847 4,029 87,286 SH   SOLE   0 0 87,286
SPDR SER TR PORTFOLIO S&P500 78464A854 22,694 449,738 SH   SOLE   0 0 449,738
SPDR SER TR PORTFOLIO S&P600 78468R853 4,191 98,371 SH   SOLE   0 0 98,371
SPDR SER TR PORTFOLIO SH TSR 78468R101 336 10,960 SH   SOLE   0 0 10,960
SPDR SER TR PRTFLO S&P500 GW 78464A409 122,314 1,910,550 SH   SOLE   0 0 1,910,550
SPDR SER TR PRTFLO S&P500 VL 78464A508 85,740 2,198,471 SH   SOLE   0 0 2,198,471
SPDR SER TR S&P 600 SML CAP 78464A813 215 2,265 SH   SOLE   0 0 2,265
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 376 7,791 SH   SOLE   0 0 7,791
STANLEY BLACK & DECKER INC COM 854502101 372 2,120 SH   SOLE   0 0 2,120
STRATEGY SHS NS 7HANDL IDX 86280R506 861 34,519 SH   SOLE   0 0 34,519
STRYKER CORPORATION COM 863667101 388 1,472 SH   SOLE   0 0 1,472
TESLA INC COM 88160R101 909 1,172 SH   SOLE   0 0 1,172
TORONTO DOMINION BK ONT COM NEW 891160509 502 7,595 SH   SOLE   0 0 7,595
TREEHOUSE FOODS INC COM 89469A104 301 7,549 SH   SOLE   0 0 7,549
TRUIST FINL CORP COM 89832Q109 621 10,596 SH   SOLE   0 0 10,596
UNION PAC CORP COM 907818108 257 1,312 SH   SOLE   0 0 1,312
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,318 27,127 SH   SOLE   0 0 27,127
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 645 11,317 SH   SOLE   0 0 11,317
VANGUARD INDEX FDS GROWTH ETF 922908736 3,170 10,923 SH   SOLE   0 0 10,923
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,652 11,221 SH   SOLE   0 0 11,221
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,244 8,911 SH   SOLE   0 0 8,911
VANGUARD INDEX FDS MID CAP ETF 922908629 279 1,177 SH   SOLE   0 0 1,177
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,441 3,653 SH   SOLE   0 0 3,653
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,064 4,864 SH   SOLE   0 0 4,864
VANGUARD INDEX FDS SML CP GRW ETF 922908595 634 2,262 SH   SOLE   0 0 2,262
VANGUARD INDEX FDS TOTAL STK MKT 922908769 587 2,642 SH   SOLE   0 0 2,642
VANGUARD INDEX FDS VALUE ETF 922908744 288 2,127 SH   SOLE   0 0 2,127
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 693 13,852 SH   SOLE   0 0 13,852
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 12,055 118,380 SH   SOLE   0 0 118,380
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,142 78,773 SH   SOLE   0 0 78,773
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,273 77,033 SH   SOLE   0 0 77,033
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 34,659 650,386 SH   SOLE   0 0 650,386
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 37,100 450,186 SH   SOLE   0 0 450,186
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,416 15,729 SH   SOLE   0 0 15,729
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 265 5,241 SH   SOLE   0 0 5,241
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,559 6,378 SH   SOLE   0 0 6,378
VERIZON COMMUNICATIONS INC COM 92343V104 756 13,998 SH   SOLE   0 0 13,998
VISA INC COM CL A 92826C839 390 1,752 SH   SOLE   0 0 1,752
WALMART INC COM 931142103 580 4,157 SH   SOLE   0 0 4,157
WASTE MGMT INC DEL COM 94106L109 579 3,873 SH   SOLE   0 0 3,873
WISDOMTREE TR HEDGED HI YLD BD 97717W430 983 44,239 SH   SOLE   0 0 44,239
WISDOMTREE TR YIELD ENHANCD US 97717X511 517 9,965 SH   SOLE   0 0 9,965
WORLD GOLD TR SPDR GLD MINIS 98149E204 38,824 2,223,558 SH   SOLE   0 0 2,223,558