The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR RIVRFRNT STR INC 00162Q783 911 36,929 SH   SOLE   0 0 36,929
BLACKROCK RES & COMMODITIES SHS 09257A108 264 29,737 SH   SOLE   0 0 29,737
CLOUGH GLOBAL OPPORTUNITIES SH BEN INT 18914E106 282 23,053 SH   SOLE   0 0 23,053
FIDELITY COVINGTON TRUST LTD TRM BD ETF 316188200 879 16,822 SH   SOLE   0 0 16,822
FIDELITY COVINGTON TRUST TOTAL BD ETF 316188309 563 10,734 SH   SOLE   0 0 10,734
INNOVATOR ETFS TR S&P 500 BUFFER 45782C409 3,257 95,411 SH   SOLE   0 0 95,411
INNOVATOR ETFS TR S&P 500 BUFFER E 45782C557 3,372 105,885 SH   SOLE   0 0 105,885
INNOVATOR ETFS TR S&P 500 POWER 45782C508 3,240 102,701 SH   SOLE   0 0 102,701
INNOVATOR ETFS TR S&P 500 PWR BU 45782C540 3,239 108,823 SH   SOLE   0 0 108,823
INNOVATOR ETFS TR S&P 500 ULTRA 45782C532 3,230 111,440 SH   SOLE   0 0 111,440
INNOVATOR ETFS TR S&P 500 ULTRA 45782C300 3,308 108,967 SH   SOLE   0 0 108,967
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 2,823 127,733 SH   SOLE   0 0 127,733
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 1,819 67,965 SH   SOLE   0 0 67,965
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 25,928 1,728,519 SH   SOLE   0 0 1,728,519
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 26,736 1,208,146 SH   SOLE   0 0 1,208,146
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 HY 46138J809 7,780 337,380 SH   SOLE   0 0 337,380
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 6,937 297,109 SH   SOLE   0 0 297,109
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 6,004 237,327 SH   SOLE   0 0 237,327
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 5,078 203,278 SH   SOLE   0 0 203,278
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 4,635 188,813 SH   SOLE   0 0 188,813
ISHARES GOLD TR ISHARES 464285105 859 52,817 SH   SOLE   0 0 52,817
ISHARES INC JP MRGN EM HI BD 464286285 6,794 152,769 SH   SOLE   0 0 152,769
ISHARES TR 0-5YR HI YL CP 46434V407 3,769 82,284 SH   SOLE   0 0 82,284
ISHARES TR 1 3 YR TREAS BD 464287457 656 7,603 SH   SOLE   0 0 7,603
ISHARES TR 3 7 YR TREAS BD 464288661 252 1,941 SH   SOLE   0 0 1,941
ISHARES TR A RATE CP BD ETF 46429B291 277 4,995 SH   SOLE   0 0 4,995
ISHARES TR AGENCY BOND ETF 464288166 838 7,115 SH   SOLE   0 0 7,115
ISHARES TR BARCLAYS 7 10 YR 464287440 347 3,074 SH   SOLE   0 0 3,074
ISHARES TR CMBS ETF 46429B366 1,180 21,900 SH   SOLE   0 0 21,900
ISHARES TR CORE 1 5 YR USD 46432F859 624 12,173 SH   SOLE   0 0 12,173
ISHARES TR CORE INTL AGGR 46435G672 2,283 41,606 SH   SOLE   0 0 41,606
ISHARES TR CORE US AGGBD ET 464287226 1,147 10,080 SH   SOLE   0 0 10,080
ISHARES TR CRE U S REIT ETF 464288521 16,437 313,676 SH   SOLE   0 0 313,676
ISHARES TR GLOBAL REIT ETF 46434V647 1,405 55,129 SH   SOLE   0 0 55,129
ISHARES TR ISHS 1-5YR INVS 464288646 284 5,189 SH   SOLE   0 0 5,189
ISHARES TR ISHS 5-10YR INVT 464288638 642 10,842 SH   SOLE   0 0 10,842
ISHARES TR JPMORGAN USD EMG 464288281 28,625 262,900 SH   SOLE   0 0 262,900
ISHARES TR MORTGE REL ETF 46435G342 568 16,104 SH   SOLE   0 0 16,104
ISHARES TR NATIONAL MUN ETF 464288414 1,407 12,122 SH   SOLE   0 0 12,122
ISHARES TR SHORT TREAS BD 464288679 217 1,963 SH   SOLE   0 0 1,963
ISHARES TR SHRT NAT MUN ETF 464288158 1,432 13,285 SH   SOLE   0 0 13,285
ISHARES TR TIPS BD ETF 464287176 403 3,210 SH   SOLE   0 0 3,210
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,405 27,686 SH   SOLE   0 0 27,686
NEUBERGER BERMAN MLP & ENERG COM 64129H104 197 46,835 SH   SOLE   0 0 46,835
NUVEEN REAL ESTATE INCOME FD COM 67071B108 199 20,797 SH   SOLE   0 0 20,797
PGIM ETF TR ULTRA SHORT 69344A107 2,588 51,914 SH   SOLE   0 0 51,914
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,760 17,273 SH   SOLE   0 0 17,273
SALIENT MIDSTREAM & MLP FD SH BEN INT 79471V105 243 47,550 SH   SOLE   0 0 47,550
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,302 23,074 SH   SOLE   0 0 23,074
SCHWAB STRATEGIC TR US TIPS ETF 808524870 34,279 560,487 SH   SOLE   0 0 560,487
SPDR GOLD TR GOLD SHS 78463V107 318 1,989 SH   SOLE   0 0 1,989
SPDR SER TR BLMBRG BRC CNVRT 78464A359 14,517 174,172 SH   SOLE   0 0 174,172
SPDR SER TR BLOMBERG BRC INV 78468R200 7,224 235,767 SH   SOLE   0 0 235,767
SPDR SER TR BLOOMBERG SRT TR 78468R408 404 14,770 SH   SOLE   0 0 14,770
SPDR SER TR NUVEEN BBG BRCLY 78464A284 3,078 51,874 SH   SOLE   0 0 51,874
SPDR SER TR PORTFLI INTRMDIT 78464A672 216 6,740 SH   SOLE   0 0 6,740
SPDR SER TR PORTFOLIO AGRGTE 78464A649 65,223 2,199,755 SH   SOLE   0 0 2,199,755
SPDR SER TR PORTFOLIO LN COR 78464A367 16,760 555,533 SH   SOLE   0 0 555,533
SPDR SER TR PORTFOLIO SH TSR 78468R101 355 11,593 SH   SOLE   0 0 11,593
SPDR SER TR SPDR BLOOMBERG 78468R663 208 2,272 SH   SOLE   0 0 2,272
STRATEGY SHS NS 7HANDL IDX 86280R506 763 30,835 SH   SOLE   0 0 30,835
UNITEDHEALTH GROUP INC COM 91324P102 205 550 SH   SOLE   0 0 550
VANECK VECTORS ETF TR SHRT HGH YLD MUN 92189F387 794 31,712 SH   SOLE   0 0 31,712
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,403 16,554 SH   SOLE   0 0 16,554
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 574 10,053 SH   SOLE   0 0 10,053
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,066 20,690 SH   SOLE   0 0 20,690
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,841 52,038 SH   SOLE   0 0 52,038
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 23,536 440,990 SH   SOLE   0 0 440,990
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 24,315 294,729 SH   SOLE   0 0 294,729
VOYA EMERGING MKTS HIGH DIVI COM 92912P108 126 15,758 SH   SOLE   0 0 15,758
WORLD GOLD TR SPDR GLD MINIS 98149E204 26,413 1,553,734 SH   SOLE   0 0 1,553,734