The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,514 35 SH   SOLE   0 0 35
INVESCO QQQ TR UNIT SER 1 46090E103   648,126 2,434 SH   SOLE   0 0 2,434
SPDR SER TR BLOOMBERG HIGH Y 78468R622   46,710 519 SH   SOLE   0 0 519
HONEYWELL INTL INC COM 438516106   51,432 240 SH   SOLE   0 0 240
HOME DEPOT INC COM 437076102   142,137 450 SH   SOLE   0 0 450
ISHARES TR EXPONENTIAL TECH 46434V381   1,112 24 SH   SOLE   0 0 24
SPDR SER TR DJ REIT ETF 78464A607   29,195 335 SH   SOLE   0 0 335
AFLAC INC COM 001055102   10,791 150 SH   SOLE   0 0 150
RESIDEO TECHNOLOGIES INC COM 76118Y104   658 40 SH   SOLE   0 0 40
ISHARES TR MSCI ACWI ETF 464288257   2,462 29 SH   SOLE   0 0 29
VANGUARD WORLD FD ESG US STK ETF 921910733   4,083 62 SH   SOLE   0 0 62
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   3,284 72 SH   SOLE   0 0 72
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,294 12 SH   SOLE   0 0 12
SPDR SER TR PORTFLI TIPS ETF 78464A656   52,937 2,055 SH   SOLE   0 0 2,055
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,469 35 SH   SOLE   0 0 35
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   46,865,403 244,639 SH   SOLE   0 0 244,639
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   37,191 607 SH   SOLE   0 0 607
FS KKR CAP CORP COM 302635206   21,595 1,234 SH   SOLE   0 0 1,234
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   10,224,626 93,350 SH   SOLE   0 0 93,350
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108   436,192 5,000 SH   SOLE   0 0 5,000
EXXON MOBIL CORP COM 30231G102   21,950 199 SH   SOLE   0 0 199
NUVEEN MUN VALUE FD INC COM 670928100   688,000 80,000 SH   SOLE   0 0 80,000
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   36,596 486 SH   SOLE   0 0 486
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   46,652,314 188,076 SH   SOLE   0 0 188,076
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,814,385 8,811 SH   SOLE   0 0 8,811
ISHARES INC ESG AWR MSCI EM 46434G863   647 22 SH   SOLE   0 0 22
ISHARES TR MSCI EAFE MIN VL 46429B689   572 9 SH   SOLE   0 0 9
YANDEX N V SHS CLASS A N97284108   53 2 SH   SOLE   0 0 2
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,851 18 SH   SOLE   0 0 18
VANGUARD INDEX FDS VALUE ETF 922908744   3,930 28 SH   SOLE   0 0 28
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   95,998 3,015 SH   SOLE   0 0 3,015
PIMCO ETF TR ACTIVE BD ETF 72201R775   32,301 357 SH   SOLE   0 0 357
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,330 25 SH   SOLE   0 0 25
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   2,045 32 SH   SOLE   0 0 32
SPDR S&P 500 ETF TR TR UNIT 78462F103   250,492 655 SH   SOLE   0 0 655
VANGUARD WORLD FDS ENERGY ETF 92204A306   45,619,338 376,149 SH   SOLE   0 0 376,149
ISHARES TR 0-5YR HI YL CP 46434V407   511 13 SH   SOLE   0 0 13
ISHARES TR CORE S&P SCP ETF 464287804   1,278 14 SH   SOLE   0 0 14
ISHARES TR EAFE VALUE ETF 464288877   2,523 55 SH   SOLE   0 0 55
APPLE INC COM 037833100   405,382 3,120 SH   SOLE   0 0 3,120
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,858 18 SH   SOLE   0 0 18
VANGUARD WORLD FDS MATERIALS ETF 92204A801   46,018,047 270,376 SH   SOLE   0 0 270,376
GARRETT MOTION INC COM 366505105   183 24 SH   SOLE   0 0 24
ISHARES TR CORE INTL AGGR 46435G672   1,260 27 SH   SOLE   0 0 27
VANGUARD WORLD FDS UTILITIES ETF 92204A876   2,706,298 17,647 SH   SOLE   0 0 17,647
COUSINS PPTYS INC COM NEW 222795502   3,794 150 SH   SOLE   0 0 150
NUVEEN AMT FREE MUN CR INC F COM 67071L106   607,000 50,000 SH   SOLE   0 0 50,000
SPDR SER TR PORTFOLIO S&P500 78464A854   13,339,719 296,570 SH   SOLE   0 0 296,570
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   366 6 SH   SOLE   0 0 6
ALPS ETF TR CLEAN ENERGY 00162Q460   682,350 15,000 SH   SOLE   0 0 15,000
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   19,944 745 SH   SOLE   0 0 745
NUVEEN AMT FREE QLTY MUN INC COM 670657105   1,137,000 100,000 SH   SOLE   0 0 100,000
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   16,415 357 SH   SOLE   0 0 357
ISHARES TR EAFE SML CP ETF 464288273   650 12 SH   SOLE   0 0 12
ISHARES TR MSCI USA MMENTM 46432F396   2,335 16 SH   SOLE   0 0 16
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,013 26 SH   SOLE   0 0 26
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   3,218 78 SH   SOLE   0 0 78
AURORA CANNABIS INC COM 05156X884   215 233 SH   SOLE   0 0 233
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,232,214 27,064 SH   SOLE   0 0 27,064
ADVANSIX INC COM 00773T101   342 9 SH   SOLE   0 0 9
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,657 53 SH   SOLE   0 0 53
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,458 36 SH   SOLE   0 0 36
DTE ENERGY CO COM 233331107   30,558 260 SH   SOLE   0 0 260
VANGUARD WORLD FD EXTENDED DUR 921910709   331 4 SH   SOLE   0 0 4
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   71,653 1,534 SH   SOLE   0 0 1,534
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456   31,224 709 SH   SOLE   0 0 709
ISHARES INC MSCI EMERG MRKT 464286533   424 8 SH   SOLE   0 0 8
AMERICAN CENTY ETF TR US EQT ETF 025072885   3,945 58 SH   SOLE   0 0 58
SPDR SER TR BLOOMBERG INTL T 78464A516   62,109 2,769 SH   SOLE   0 0 2,769
ISHARES TR MSCI USA MIN VOL 46429B697   1,298 18 SH   SOLE   0 0 18
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   2,185,563 26,572 SH   SOLE   0 0 26,572
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,404,146,380 31,936,057 SH   SOLE   0 0 31,936,057
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   46,087,922 252,343 SH   SOLE   0 0 252,343
INVESCO DB G10 CURRENCY HARV UNIT 46139B102   14,624,614 579,381 SH   SOLE   0 0 579,381
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   16,081 667 SH   SOLE   0 0 667
VERISK ANALYTICS INC COM 92345Y106   251,399 1,425 SH   SOLE   0 0 1,425
PROCTER AND GAMBLE CO COM 742718109   1,399,960 9,237 SH   SOLE   0 0 9,237
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746   25,091 420 SH   SOLE   0 0 420
ISHARES SILVER TR ISHARES 46428Q109   6,100 277 SH   SOLE   0 0 277
SNAP INC CL A 83304A106   206 23 SH   SOLE   0 0 23
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,378 21 SH   SOLE   0 0 21
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   762,670 10,528 SH   SOLE   0 0 10,528
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,182 46 SH   SOLE   0 0 46
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   4,167 75 SH   SOLE   0 0 75
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   2,471,531 11,285 SH   SOLE   0 0 11,285
CINTAS CORP COM 172908105   135,486 300 SH   SOLE   0 0 300
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   656 13 SH   SOLE   0 0 13
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   69,094 2,803 SH   SOLE   0 0 2,803
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589   48,333 5,120 SH   SOLE   0 0 5,120
ISHARES TR MSCI USA QLT FCT 46432F339   1,140 10 SH   SOLE   0 0 10
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   54,248 1,186 SH   SOLE   0 0 1,186
ISHARES TR ESG AW MSCI EAFE 46435G516   1,775 27 SH   SOLE   0 0 27
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   19,850 421 SH   SOLE   0 0 421
VANGUARD BD INDEX FDS INTERMED TERM 921937819   791,880 10,655 SH   SOLE   0 0 10,655
ISHARES TR PFD AND INCM SEC 464288687   61 2 SH   SOLE   0 0 2
GLOBAL X FDS GBL X BLOCKCHAIN 37960A735   48,300 3,750 SH   SOLE   0 0 3,750
SPDR SER TR PORTFOLIO AGRGTE 78464A649   113,512 4,517 SH   SOLE   0 0 4,517
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   612 19 SH   SOLE   0 0 19
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738   50,919 1,082 SH   SOLE   0 0 1,082
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   1,083 52 SH   SOLE   0 0 52
INVENTRUST PPTYS CORP COM NEW 46124J201   2,367 100 SH   SOLE   0 0 100
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   45,643,489 551,716 SH   SOLE   0 0 551,716
MCCORMICK & CO INC COM VTG 579780107   26,130 318 SH   SOLE   0 0 318