The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 1 103 SH   SOLE   0 0 103
SPDR SER TR PORTFOLIO AGRGTE 78464A649 120 4,799 SH   SOLE   0 0 4,799
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 3,081 41,393 SH   SOLE   0 0 41,393
INVENTRUST PPTYS CORP COM NEW 46124J201 2 100 SH   SOLE   0 0 100
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 3,023 19,192 SH   SOLE   0 0 19,192
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 156 3,252 SH   SOLE   0 0 3,252
SPDR SER TR BLOOMBERG INTL T 78464A516 61 2,906 SH   SOLE   0 0 2,906
CINTAS CORP COM 172908105 116 300 SH   SOLE   0 0 300
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 970 13,479 SH   SOLE   0 0 13,479
VANGUARD WORLD FD EXTENDED DUR 921910709 0 4 SH   SOLE   0 0 4
DTE ENERGY CO COM 233331107 30 260 SH   SOLE   0 0 260
ALPHABET INC CAP STK CL A 02079K305 6 60 SH   SOLE   0 0 60
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,675 33,367 SH   SOLE   0 0 33,367
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 20 466 SH   SOLE   0 0 466
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 85 3,015 SH   SOLE   0 0 3,015
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,048 14,260 SH   SOLE   0 0 14,260
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,213 10,454 SH   SOLE   0 0 10,454
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 3,164 13,461 SH   SOLE   0 0 13,461
SNAP INC CL A 83304A106 0 23 SH   SOLE   0 0 23
ISHARES TR PFD AND INCM SEC 464288687 0 2 SH   SOLE   0 0 2
MERCK & CO INC COM 58933Y105 5 55 SH   SOLE   0 0 55
INTERNATIONAL BUSINESS MACHS COM 459200101 65 544 SH   SOLE   0 0 544
AURORA CANNABIS INC COM 05156X884 0 233 SH   SOLE   0 0 233
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 49 1,177 SH   SOLE   0 0 1,177
ISHARES SILVER TR ISHARES 46428Q109 5 277 SH   SOLE   0 0 277
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 3,088 17,975 SH   SOLE   0 0 17,975
WATERS CORP COM 941848103 2 6 SH   SOLE   0 0 6
MCCORMICK & CO INC COM VTG 579780107 23 318 SH   SOLE   0 0 318
RESIDEO TECHNOLOGIES INC COM 76118Y104 1 40 SH   SOLE   0 0 40
AFLAC INC COM 001055102 8 150 SH   SOLE   0 0 150
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1 19 SH   SOLE   0 0 19
SPDR GOLD TR GOLD SHS 78463V107 9 56 SH   SOLE   0 0 56
ADVANSIX INC COM 00773T101 0 9 SH   SOLE   0 0 9
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 90 3,776 SH   SOLE   0 0 3,776
EXXON MOBIL CORP COM 30231G102 17 199 SH   SOLE   0 0 199
AGILENT TECHNOLOGIES INC COM 00846U101 3 24 SH   SOLE   0 0 24
VANGUARD WORLD FDS ENERGY ETF 92204A306 3,369 33,170 SH   SOLE   0 0 33,170
TERADYNE INC COM 880770102 5 60 SH   SOLE   0 0 60
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5 50 SH   SOLE   0 0 50
SPDR SER TR DJ REIT ETF 78464A607 30 359 SH   SOLE   0 0 359
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3 46 SH   SOLE   0 0 46
BRISTOL-MYERS SQUIBB CO COM 110122108 0 5 SH   SOLE   0 0 5
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 34 607 SH   SOLE   0 0 607
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 19 807 SH   SOLE   0 0 807
SPDR SER TR PORTFOLIO S&P500 78464A854 12,453 296,570 SH   SOLE   0 0 296,570
COUSINS PPTYS INC COM NEW 222795502 4 150 SH   SOLE   0 0 150
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,290 14,708 SH   SOLE   0 0 14,708
INTEL CORP COM 458140100 1 37 SH   SOLE   0 0 37
SPDR S&P 500 ETF TR TR UNIT 78462F103 234 655 SH   SOLE   0 0 655
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 52 1,267 SH   SOLE   0 0 1,267
FS KKR CAP CORP COM 302635206 21 1,234 SH   SOLE   0 0 1,234
VANGUARD WORLD FDS UTILITIES ETF 92204A876 3,213 22,587 SH   SOLE   0 0 22,587
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 30 769 SH   SOLE   0 0 769
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,652,606 35,453,162 SH   SOLE   0 0 35,453,162
HONEYWELL INTL INC COM 438516106 40 240 SH   SOLE   0 0 240
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108 376 5,000 SH   SOLE   0 0 5,000
NUVEEN MUN VALUE FD INC COM 670928100 677 80,000 SH   SOLE   0 0 80,000
NUVEEN AMT FREE QLTY MUN INC COM 670657105 1,060 100,000 SH   SOLE   0 0 100,000
INVESCO QQQ TR UNIT SER 1 46090E103 679 2,539 SH   SOLE   0 0 2,539
NUVEEN AMT FREE MUN CR INC F COM 67071L106 584 50,000 SH   SOLE   0 0 50,000
ALPS ETF TR CLEAN ENERGY 00162Q460 833 15,000 SH   SOLE   0 0 15,000
INVESCO DB G10 CURRENCY HARV UNIT 46139B102 15,876 613,429 SH   SOLE   0 0 613,429
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746 26 450 SH   SOLE   0 0 450
VERISK ANALYTICS INC COM 92345Y106 243 1,425 SH   SOLE   0 0 1,425
PFIZER INC COM 717081103 3 60 SH   SOLE   0 0 60
SPDR SER TR BLOOMBERG HIGH Y 78468R622 48 547 SH   SOLE   0 0 547
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1 20 SH   SOLE   0 0 20
GARRETT MOTION INC COM 366505105 0 24 SH   SOLE   0 0 24
GLOBAL X FDS GBL X BLOCKCHAIN 37954Y160 88 15,000 SH   SOLE   0 0 15,000
APPLE INC COM 037833100 377 2,728 SH   SOLE   0 0 2,728
ABBVIE INC COM 00287Y109 7 50 SH   SOLE   0 0 50
VANGUARD WORLD FDS MATERIALS ETF 92204A801 2,998 20,202 SH   SOLE   0 0 20,202
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 2,614 31,741 SH   SOLE   0 0 31,741
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 10,264 93,350 SH   SOLE   0 0 93,350
SPDR SER TR PORTFLI TIPS ETF 78464A656 55 2,177 SH   SOLE   0 0 2,177
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 36 520 SH   SOLE   0 0 520
PROCTER AND GAMBLE CO COM 742718109 1,166 9,237 SH   SOLE   0 0 9,237
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 47 5,537 SH   SOLE   0 0 5,537
HOME DEPOT INC COM 437076102 124 450 SH   SOLE   0 0 450