The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Berkshire Hathaway COM 084670108 207 1 SH   SOLE   1 0 0
Merck & Co Inc New COM 58933Y105 1,114 18,793 SH   SOLE   44 0 18,749
Schwab US Small-Cap Equity ETF COM 808524607 242 4,711 SH   SOLE   4,711 0 0
Seadrill LTD F COM G7945E105 4,711 176,062 SH   SOLE   0 0 176,062
Roche HLDG LTD Spon Adrf COM 771195104 2,240 60,470 SH   SOLE   470 0 60,000
American Tower Corp COM 03027X100 273 2,917 SH   SOLE   2,917 0 0
iShares S&P 500 COM 464287200 28,742 144,970 SH   SOLE   711 0 144,259
Pepsico COM 713448108 975 10,476 SH   SOLE   732 0 9,744
Seattle Genetics Inc COM 812578102 1,115 30,000 SH   SOLE   0 0 30,000
Facebook Inc Class A COM 30303M102 1,339 16,937 SH   SOLE   903 0 16,034
Intuitive Surgical New COM 46120E602 459 993 SH   SOLE   923 0 70
iShares TR S&P Natl Munbd FD COM 464288414 441 4,017 SH   SOLE   980 0 3,037
Lilly Eli & Company COM 532457108 8,306 128,073 SH   SOLE   1,000 0 127,073
Medtronic COM 585055106 313 5,054 SH   SOLE   1,000 0 4,054
Sempra En. COM 816851109 703 6,670 SH   SOLE   4,100 0 2,570
Netflix Inc COM 64110L106 1,110 2,460 SH   SOLE   1,026 0 1,434
Southern Copper Corp COM 84265V105 1,668 56,270 SH   SOLE   0 0 56,270
Mckesson Corporation COM 58155Q103 220 1,128 SH   SOLE   1,128 0 0
iShares TST.Russell 2000 Idx.FD. COM 464287655 766 7,004 SH   SOLE   1,230 0 5,774
SPDR Barclays ETF COM 78464A417 801 19,935 SH   SOLE   1,493 0 18,442
Amazon Com Inc COM 023135106 906 2,811 SH   SOLE   1,641 0 1,170
H C P Inc COM 40414L109 261 6,562 SH   SOLE   1,715 0 4,847
PIMCO Total Return ETF COM 72201R775 203 1,874 SH   SOLE   1,874 0 0
iShares Intermediate California Municipal Bond ETF COM 464288356 335 2,873 SH   SOLE   1,926 0 947
Consolidated Edison Inc COM 209115104 249 4,400 SH   SOLE   2,000 0 2,400
Energy Transfer Partners COM 29273R109 224 3,507 SH   SOLE   2,000 0 1,507
SPDR Gold Shares COM 78463V107 897 7,723 SH   SOLE   5,514 0 2,209
Ace Limited New F COM H0023R105 225 2,146 SH   SOLE   2,146 0 0
Intl Flavors& Fragrances COM 459506101 210 2,193 SH   SOLE   2,193 0 0
iShares TST.S&P Midcap 400 COM 464287507 306 2,241 SH   SOLE   2,241 0 0
iShars S&P Global Consumer Defensive COM 464288737 204 2,331 SH   SOLE   2,331 0 0
SPDR Series Trust ETF COM 78464A490 288 4,900 SH   SOLE   4,900 0 0
Starbucks Corp COM 855244109 440 5,836 SH   SOLE   3,084 0 2,752
Genuine Parts COM 372460105 230 2,620 SH   SOLE   2,620 0 0
iShares S&P Global Healthcare COM 464287325 427 4,371 SH   SOLE   2,681 0 1,690
Abbott Laboratories COM 002824100 569 13,688 SH   SOLE   2,688 0 11,000
Nextera Energy COM 65339F101 262 2,795 SH   SOLE   2,795 0 0
iShares Barclays Agg.BF. COM 464287226 682 6,247 SH   SOLE   2,798 0 3,449
Student COM 86388A108 2,077 332,297 SH   SOLE   0 0 332,297
Qualcomm Inc COM 747525103 306 4,087 SH   SOLE   2,911 0 1,176
Ametek Inc New COM 031100100 678 13,500 SH   SOLE   0 0 13,500
Ecolab COM 278865100 338 2,947 SH   SOLE   2,947 0 0
T C Pipelines LP COM 87233Q108 316 4,660 SH   SOLE   1,000 0 3,660
iShares TR Barclays Bond COM 464287457 265 3,132 SH   SOLE   2,982 0 150
T J X Cos Inc COM 872540109 489 8,269 SH   SOLE   7,576 0 693
iShares MSCI Emrg.MKTS. Idx.FD. COM 464287234 906 21,804 SH   SOLE   2,994 0 18,810
Target COM 87612E106 468 7,465 SH   SOLE   1,115 0 6,350
iShares S&P Global Consumer Cyclical COM 464288745 252 3,119 SH   SOLE   3,119 0 0
Pricesmart Inc COM 741511109 303 3,533 SH   SOLE   3,302 0 231
iShares S&P Midcap Growth COM 464287606 535 3,531 SH   SOLE   3,391 0 140
Telefonica Spon ADR F COM 879382208 769 50,050 SH   SOLE   0 0 50,050
Google 'a' COM 38259P508 2,591 4,403 SH   SOLE   3,546 0 857
Lowes Companies Inc COM 548661107 201 3,798 SH   SOLE   3,548 0 250
Tesla Motors Inc COM 88160R101 550 2,265 SH   SOLE   300 0 1,965
Chubb Corporation COM 171232101 345 3,787 SH   SOLE   3,687 0 100
Duke Energy Corp New COM 26441C204 290 3,875 SH   SOLE   3,709 0 166
Bank Of Hawaii COM 062540109 216 3,800 SH   SOLE   3,800 0 0
Mead Johnson Nutrition COM 582839106 366 3,806 SH   SOLE   3,806 0 0
iShares S&P Global Financial Services COM 464287333 220 3,904 SH   SOLE   3,904 0 0
Colgate-Palmolive Co COM 194162103 460 7,055 SH   SOLE   3,922 0 3,133
Buckeye Partners Uts L P COM 118230101 319 4,000 SH   SOLE   4,000 0 0
Citigroup Inc New COM 172967424 209 4,030 SH   SOLE   4,030 0 0
Thermo Fisher Scientific COM 883556102 3,101 25,484 SH   SOLE   16,423 0 9,061
Google Inc CL C COM 38259P706 2,945 5,101 SH   SOLE   4,226 0 875
Conocophillips COM 20825C104 492 6,427 SH   SOLE   4,330 0 2,097
Procter & Gamble COM 742718109 382 4,567 SH   SOLE   4,416 0 151
iShares TST.iBoxx Invest Top Inv.Gde.CPRT.BD.FD. COM 464287242 2,386 20,181 SH   SOLE   4,438 0 15,743
Align Technology Inc COM 016255101 259 5,005 SH   SOLE   4,444 0 561
Dominion Res. COM 25746U109 331 4,786 SH   SOLE   4,469 0 317
iShares S&P Global Technology COM 464287291 411 4,490 SH   SOLE   4,490 0 0
New York CMNTY Bancorp COM 649445103 2,854 179,867 SH   SOLE   4,500 0 175,367
Honeywell International COM 438516106 856 9,192 SH   SOLE   4,517 0 4,675
iShares S&P Global Energy COM 464287341 203 4,621 SH   SOLE   4,621 0 0
Tni Biotech Inc New COM 872608203 243 900,000 SH   SOLE   900,000 0 0
Toro Company COM 891092108 208 3,510 SH   SOLE   3,510 0 0
Tortoise Egy Infrastruct COM 89147L100 247 5,144 SH   SOLE   5,144 0 0
IShares MSCI EAFE COM 464287465 1,404 21,889 SH   SOLE   4,743 0 17,146
Travelers Cos. COM 89417E109 3,157 33,606 SH   SOLE   31,576 0 2,030
iShares Barclays TIPS BD.FD. COM 464287176 867 7,733 SH   SOLE   4,916 0 2,817
Triangle Petroleum COM 89600B201 275 25,000 SH   SOLE   0 0 25,000
BlackRock COM 09247X101 1,900 5,787 SH   SOLE   5,258 0 529
Twitter Inc COM 90184L102 952 18,461 SH   SOLE   4,688 0 13,773
Cree COM 225447101 247 6,037 SH   SOLE   5,632 0 405
Cme Group COM 12572Q105 632 7,900 SH   SOLE   5,700 0 2,200
Schwab Shrt. Term US Treasury Bond ETF COM 808524862 291 5,752 SH   SOLE   5,752 0 0
Kayne Anderson MLP Invt COM 486606106 239 5,861 SH   SOLE   5,861 0 0
Oracle COM 68389X105 345 9,023 SH   SOLE   6,111 0 2,912
S P D R S&P 500 ETF TR COM 78462F103 4,645 23,578 SH   SOLE   6,150 0 17,428
Microsoft COM 594918104 1,550 33,435 SH   SOLE   6,181 0 27,254
Ultra Petroleum Corp COM 903914109 3,722 160,000 SH   SOLE   0 0 160,000
Digital Realty TST. COM 253868103 497 7,975 SH   SOLE   6,260 0 1,715
Lockheed Martin Corp COM 539830109 1,268 6,940 SH   SOLE   6,505 0 435
First Solar Inc COM 336433107 478 7,258 SH   SOLE   6,858 0 400
Nike Inc Class B COM 654106103 679 7,610 SH   SOLE   6,975 0 635
Powershares Emerging Market Bond ETF COM 73936T573 205 7,220 SH   SOLE   7,220 0 0
Under Armour Inc CL A COM 904311107 242 3,497 SH   SOLE   2,965 0 532
Abbv COM 00287Y109 1,095 18,954 SH   SOLE   7,954 0 11,000
United Technologies COM 913017109 2,697 25,540 SH   SOLE   8,960 0 16,580
iShares S&P Developed COM 464288422 383 10,467 SH   SOLE   8,554 0 1,913
Anadarko Petroleum COM 032511107 919 9,055 SH   SOLE   8,655 0 400
Pfizer Incorporated COM 717081103 2,404 81,283 SH   SOLE   8,803 0 72,480
US Bancorp COM 902973304 656 15,691 SH   SOLE   2,800 0 12,891
Schwab US REIT ETF COM 808524847 389 11,410 SH   SOLE   9,331 0 2,079
Costco Wholesale COM 22160K105 1,197 9,555 SH   SOLE   9,454 0 101
GlaxoSmithKline PLC Adrf COM 37733W105 460 9,998 SH   SOLE   9,726 0 272
Schwab US Mid-Cap Equity ETF COM 808524508 396 10,220 SH   SOLE   9,995 0 225
Schwab Emerging Market Equity ETF COM 808524706 261 10,276 SH   SOLE   10,171 0 105
Du Pont E I De Nemour&co COM 263534109 743 10,349 SH   SOLE   10,173 0 176
AT&T COM 00206R102 1,089 30,909 SH   SOLE   10,245 0 20,663
SCH US TIPS ETF COM 808524870 575 10,619 SH   SOLE   10,539 0 80
BP Prudhoe Bay RTY COM 055630107 3,706 39,331 SH   SOLE   0 0 39,331
IBM COM 459200101 2,807 14,787 SH   SOLE   11,714 0 3,073
NRG Energy Inc New COM 629377508 359 11,786 SH   SOLE   11,786 0 0
Calpine Corp New COM 131347304 270 12,461 SH   SOLE   12,324 0 137
Praxair COM 74005P104 1,599 12,395 SH   SOLE   12,395 0 0
Ross Stores Inc COM 778296103 939 12,429 SH   SOLE   12,429 0 0
3M COM 88579Y101 2,161 15,251 SH   SOLE   12,827 0 2,424
Apache COM 037411105 1,312 13,973 SH   SOLE   13,748 0 225
Intel COM 458140100 1,106 31,757 SH   SOLE   14,098 0 17,659
Chevron COM 166764100 2,273 19,047 SH   SOLE   14,330 0 4,717
Coca Cola Company COM 191216100 698 16,363 SH   SOLE   14,436 0 1,927
Johnson & Johnson COM 478160104 1,853 17,380 SH   SOLE   15,832 0 1,548
Schwab International Developed Equity ETF COM 808524805 506 16,301 SH   SOLE   15,881 0 420
iShares TST.S&P SML.Cap. 600 COM 464287804 1,742 16,700 SH   SOLE   16,297 0 403
Vanguard Emerging Markets ETF COM 922042858 288 6,897 SH   SOLE   6,247 0 650
Schwab US Aggregate Bond ETF COM 808524839 858 16,579 SH   SOLE   16,579 0 0
Caterpillar COM 149123101 1,679 16,950 SH   SOLE   16,680 0 270
Actavis PLC Eur1 COM G0083B108 5,036 20,870 SH   SOLE   16,750 0 4,120
EMC COM 268648102 550 18,794 SH   SOLE   17,564 0 1,230
Vanguard FTSE Developed Market S ETF COM 921943858 219 5,500 SH   SOLE   200 0 5,300
Berkshire Hathaway 'B' COM 084670702 2,777 20,104 SH   SOLE   18,583 0 1,521
Norfolk Southern COM 655844108 2,252 20,178 SH   SOLE   18,918 0 1,260
SCH Intm US TRSR ETF COM 808524854 1,018 19,229 SH   SOLE   19,144 0 85
Moody's COM 615369105 1,890 20,000 SH   SOLE   20,000 0 0
McDonalds COM 580135101 2,610 27,530 SH   SOLE   21,975 0 5,555
Philip Morris Intl. COM 718172109 2,462 29,521 SH   SOLE   22,601 0 6,920
Donnelley R R & Sons Co COM 257867101 379 23,000 SH   SOLE   23,000 0 0
Schwab US Large-Cap Equity ETF COM 808524201 1,140 24,260 SH   SOLE   23,270 0 990
Enterprise PRDS.PTNS.LP. COM 293792107 1,173 29,100 SH   SOLE   24,120 0 4,980
Exxon Mobil COM 30231G102 2,383 25,333 SH   SOLE   24,944 0 389
Cisco Systems COM 17275R102 672 26,695 SH   SOLE   25,136 0 1,559
Fortinet Inc COM 34959E109 652 25,800 SH   SOLE   25,800 0 0
Dun & Bradstreet Del. COM 26483E100 3,524 30,000 SH   SOLE   30,000 0 0
American Express COM 025816109 3,343 38,191 SH   SOLE   31,391 0 6,800
Vanguard SML.Cap ETF COM 922908751 281 2,538 SH   SOLE   2,538 0 0
Emerson Electric COM 291011104 2,032 32,473 SH   SOLE   31,710 0 763
Salesforce Com COM 79466L302 2,024 35,178 SH   SOLE   32,798 0 2,380
CVS Caremark COM 126650100 2,860 35,931 SH   SOLE   35,068 0 863
Lyondellbasell Inds.CL.A COM N53745100 5,035 46,342 SH   SOLE   35,767 0 10,575
General Electric COM 369604103 1,158 45,193 SH   SOLE   36,894 0 8,299
Discover Financial SVS. COM 254709108 3,003 46,642 SH   SOLE   38,122 0 8,520
Pandora Media Inc COM 698354107 951 39,383 SH   SOLE   39,383 0 0
DR Pepper Snapple Group COM 26138E109 2,828 43,968 SH   SOLE   40,173 0 3,795
Verizon Communications COM 92343V104 1,946 38,921 SH   SOLE   18,118 0 20,803
Celgene COM 151020104 5,273 55,635 SH   SOLE   44,379 0 11,256
Comcast 'a' COM 20030N101 2,665 49,558 SH   SOLE   45,603 0 3,955
Linear Tech. COM 535678106 2,242 50,500 SH   SOLE   45,885 0 4,615
Home Depot COM 437076102 5,489 59,836 SH   SOLE   48,796 0 11,040
Gilead Sciences COM 375558103 6,438 60,482 SH   SOLE   59,332 0 1,150
Apple COM 037833100 11,611 115,249 SH   SOLE   63,126 0 52,123
Occidental PTL. COM 674599105 21,688 225,564 SH   SOLE   154,954 0 70,610
Ford Motor COM 345370860 2,990 202,181 SH   SOLE   162,066 0 40,115
Visa 'a' COM 92826C839 442 2,073 SH   SOLE   2,073 0 0
Aberdeen Asia COM 003009107 1,078 182,746 SH   SOLE   0 0 182,746
Adobe Systems Inc COM 00724F101 3,010 43,500 SH   SOLE   0 0 43,500
Air Prod & Chemicals Inc COM 009158106 273 2,100 SH   SOLE   0 0 2,100
Altera Corp COM 021441100 18,248 510,000 SH   SOLE   0 0 510,000
Amgen Incorporated COM 031162100 7,127 50,738 SH   SOLE   478 0 50,260
Analog Devices COM 032654105 2,118 42,800 SH   SOLE   0 0 42,800
Bristol Myers Squibb COM 110122108 737 14,405 SH   SOLE   10,610 0 3,795
Cabot Oil & Gas CP COM 127097103 4,266 130,488 SH   SOLE   0 0 130,488
Calumet Specialty Prod COM 131476103 1,249 45,488 SH   SOLE   0 0 45,488
Clearbridge Engy M COM 18469Q108 2,955 128,270 SH   SOLE   0 0 128,270
CVR Partners LP Com COM 126633106 401 29,185 SH   SOLE   0 0 29,185
Fedex Corporation COM 31428X106 4,006 24,811 SH   SOLE   0 0 24,811
Ferrellgas Partners COM 315293100 438 16,298 SH   SOLE   0 0 16,298
Gamco Global Gold COM 36465A109 770 83,195 SH   SOLE   0 0 83,195
Gastar Exploration COM 36729P207 1,455 57,619 SH   SOLE   0 0 57,619
Globalscape Inc COM 37940G109 512 212,359 SH   SOLE   0 0 212,359
Granite Constr Inc COM 387328107 2,953 92,840 SH   SOLE   0 0 92,840
Health Care REIT Inc COM 42217K106 743 11,907 SH   SOLE   0 0 11,907
iShares 20+ Year COM 464287432 1,180 10,150 SH   SOLE   0 0 10,150
iShares Mortgage COM 464288539 1,893 160,543 SH   SOLE   0 0 160,543
iShares MSCI Emu COM 464286608 294 7,635 SH   SOLE   0 0 7,635
iShares North COM 464287549 541 5,527 SH   SOLE   0 0 5,527
iShares Russell COM 464287473 292 4,174 SH   SOLE   0 0 4,174
iShares Russell COM 464287648 310 2,394 SH   SOLE   0 0 2,394
Isis Pharmaceuticals Inc COM 464330109 647 16,650 SH   SOLE   0 0 16,650
PIMCO High Income FD COM 722014107 1,247 106,973 SH   SOLE   0 0 106,973
Plum Creek Timber Co COM 729251108 421 10,792 SH   SOLE   0 0 10,792
Potash Corp Sask Inc F COM 73755L107 1,462 42,315 SH   SOLE   0 0 42,315
Prosafe Se Unsp ADR COM 74346V109 408 69,796 SH   SOLE   0 0 69,796
Range Resources Corp COM 75281A109 1,696 25,012 SH   SOLE   0 0 25,012
Redwood Trust Inc COM 758075402 540 32,543 SH   SOLE   0 0 32,543
Williams Companies COM 969457100 360 6,496 SH   SOLE   855 0 5,641
Vodafone Group Spon COM 92857W308 220 6,676 SH   SOLE   2,430 0 4,246
VMware Inc CL A COM 928563402 294 3,128 SH   SOLE   2,983 0 145
Wells Fargo & Co COM 949746101 840 16,194 SH   SOLE   3,653 0 12,541
Wal Mart Stores COM 931142103 383 5,014 SH   SOLE   4,666 0 348
Walgreen COM 931422109 482 8,130 SH   SOLE   8,130 0 0
Walt Disney COM 254687106 4,915 55,202 SH   SOLE   44,032 0 11,170