The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,102,275 9,698 SH   SOLE   9,698 0 0
ABBVIE INC COM 00287Y109   2,027,866 11,136 SH   SOLE   11,136 0 0
ADOBE INC COM 00724F101   416,295 825 SH   SOLE   825 0 0
ADVANCED MICRO DEVICES INC COM 007903107   456,098 2,527 SH   SOLE   2,527 0 0
AIR PRODS & CHEMS INC COM 009158106   355,712 1,468 SH   SOLE   1,468 0 0
ALBEMARLE CORP COM 012653101   290,750 2,207 SH   SOLE   2,207 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   325,101 6,850 SH   SOLE   6,850 0 0
ALLSTATE CORP COM 020002101   1,651,380 9,545 SH   SOLE   9,545 0 0
ALPHABET INC CAP STK CL A 02079K305   3,441,204 22,800 SH   SOLE   22,800 0 0
ALPHABET INC CAP STK CL C 02079K107   2,078,044 13,648 SH   SOLE   13,648 0 0
AMAZON COM INC COM 023135106   3,231,508 17,915 SH   SOLE   17,915 0 0
AMERICAN ELEC PWR CO INC COM 025537101   218,694 2,540 SH   SOLE   2,540 0 0
AMERICAN EXPRESS CO COM 025816109   603,606 2,651 SH   SOLE   2,651 0 0
AMERICAN TOWER CORP NEW COM 03027X100   421,377 2,132 SH   SOLE   2,132 0 0
AMERIPRISE FINL INC COM 03076C106   206,505 471 SH   SOLE   471 0 0
AMGEN INC COM 031162100   343,743 1,209 SH   SOLE   1,209 0 0
APPLE INC COM 037833100   11,534,870 67,266 SH   SOLE   67,266 0 0
APPLIED MATLS INC COM 038222105   1,159,013 5,620 SH   SOLE   5,620 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   465,422 7,410 SH   SOLE   7,410 0 0
AT&T INC COM 00206R102   292,670 16,629 SH   SOLE   16,629 0 0
AUTOZONE INC COM 053332102   230,070 73 SH   SOLE   73 0 0
BANK AMERICA CORP COM 060505104   525,192 13,850 SH   SOLE   13,850 0 0
BANK NEW YORK MELLON CORP COM 064058100   219,071 3,802 SH   SOLE   3,802 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,539,513 10,795 SH   SOLE   10,795 0 0
BLACKROCK INC COM 09247X101   340,150 408 SH   SOLE   408 0 0
BOEING CO COM 097023105   259,765 1,346 SH   SOLE   1,346 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   231,616 4,271 SH   SOLE   4,271 0 0
BROADCOM INC COM 11135F101   858,866 648 SH   SOLE   648 0 0
BROWN & BROWN INC COM 115236101   208,345 2,380 SH   SOLE   2,380 0 0
BROWN FORMAN CORP CL B 115637209   225,406 4,366 SH   SOLE   4,366 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   379,762 1,220 SH   SOLE   1,220 0 0
CARDINAL HEALTH INC COM 14149Y108   353,045 3,155 SH   SOLE   3,155 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   365,986 6,296 SH   SOLE   6,296 0 0
CATERPILLAR INC COM 149123101   1,259,420 3,437 SH   SOLE   3,437 0 0
CINTAS CORP COM 172908105   211,605 308 SH   SOLE   308 0 0
CISCO SYS INC COM 17275R102   939,057 18,815 SH   SOLE   18,815 0 0
CLOUDFLARE INC CL A COM 18915M107   2,143,913 22,141 SH   SOLE   22,141 0 0
COCA COLA CO COM 191216100   389,533 6,367 SH   SOLE   6,367 0 0
COLGATE PALMOLIVE CO COM 194162103   545,523 6,058 SH   SOLE   6,058 0 0
COMCAST CORP NEW CL A 20030N101   551,369 12,719 SH   SOLE   12,719 0 0
CONSTELLATION BRANDS INC CL A 21036P108   440,251 1,620 SH   SOLE   1,620 0 0
CONSTELLATION ENERGY CORP COM 21037T109   813,155 4,399 SH   SOLE   4,399 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,285,073 3,119 SH   SOLE   3,119 0 0
CSX CORP COM 126408103   366,437 9,885 SH   SOLE   9,885 0 0
CUMMINS INC COM 231021106   575,157 1,952 SH   SOLE   1,952 0 0
CVS HEALTH CORP COM 126650100   232,421 2,914 SH   SOLE   2,914 0 0
D R HORTON INC COM 23331A109   851,053 5,172 SH   SOLE   5,172 0 0
DECKERS OUTDOOR CORP COM 243537107   213,666 227 SH   SOLE   227 0 0
DEERE & CO COM 244199105   587,358 1,430 SH   SOLE   1,430 0 0
DIGITAL RLTY TR INC COM 253868103   270,795 1,880 SH   SOLE   1,880 0 0
DISCOVER FINL SVCS COM 254709108   872,011 6,652 SH   SOLE   6,652 0 0
DISNEY WALT CO COM 254687106   690,110 5,640 SH   SOLE   5,640 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   439,354 4,543 SH   SOLE   4,543 0 0
EASTMAN CHEM CO COM 277432100   424,432 4,235 SH   SOLE   4,235 0 0
EDISON INTL COM 281020107   283,910 4,014 SH   SOLE   4,014 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   222,177 2,325 SH   SOLE   2,325 0 0
EMERSON ELEC CO COM 291011104   560,862 4,945 SH   SOLE   4,945 0 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108   752,618 11,686 SH   SOLE   11,686 0 0
ESSEX PPTY TR INC COM 297178105   984,078 4,019 SH   SOLE   4,019 0 0
EXELON CORP COM 30161N101   259,797 6,915 SH   SOLE   6,915 0 0
FAIR ISAAC CORP COM 303250104   374,883 300 SH   SOLE   300 0 0
FEDEX CORP COM 31428X106   634,996 2,191 SH   SOLE   2,191 0 0
FIFTH THIRD BANCORP COM 316773100   255,819 6,875 SH   SOLE   6,875 0 0
FISERV INC COM 337738108   584,142 3,655 SH   SOLE   3,655 0 0
FLAHERTY & CRUMRINE PFD SECS COM 338478100   222,090 14,955 SH   SOLE   14,955 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506   1,130,117 47,583 SH   SOLE   47,583 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   730,221 30,876 SH   SOLE   30,876 0 0
GENERAL DYNAMICS CORP COM 369550108   600,291 2,125 SH   SOLE   2,125 0 0
GENERAL ELECTRIC CO COM NEW 369604301   548,356 3,124 SH   SOLE   3,124 0 0
GENERAL MTRS CO COM 37045V100   297,043 6,550 SH   SOLE   6,550 0 0
GENUINE PARTS CO COM 372460105   375,705 2,425 SH   SOLE   2,425 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   698,378 1,672 SH   SOLE   1,672 0 0
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230   5,090,302 101,088 SH   SOLE   101,088 0 0
HOME DEPOT INC COM 437076102   1,268,309 3,306 SH   SOLE   3,306 0 0
HONEYWELL INTL INC COM 438516106   469,407 2,287 SH   SOLE   2,287 0 0
HP INC COM 40434L105   275,486 9,116 SH   SOLE   9,116 0 0
ILLINOIS TOOL WKS INC COM 452308109   224,592 837 SH   SOLE   837 0 0
INTEL CORP COM 458140100   822,445 18,620 SH   SOLE   18,620 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   427,750 2,240 SH   SOLE   2,240 0 0
INTUIT COM 461202103   660,400 1,016 SH   SOLE   1,016 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   976,573 2,447 SH   SOLE   2,447 0 0
ISHARES TR 20 YR TR BD ETF 464287432   282,441 2,985 SH   SOLE   2,985 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   265,785 3,250 SH   SOLE   3,250 0 0
ISHARES TR CORE MSCI EAFE 46432F842   10,239,837 137,966 SH   SOLE   137,966 0 0
ISHARES TR CORE TOTAL USD 46434V613   12,223,720 268,122 SH   SOLE   268,122 0 0
ISHARES TR CORE US AGGBD ET 464287226   14,268,245 145,683 SH   SOLE   145,683 0 0
ISHARES INC CORE MSCI EMKT 46434G103   738,964 14,321 SH   SOLE   14,321 0 0
ISHARES TR IBOXX INV CP ETF 464287242   580,607 5,330 SH   SOLE   5,330 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,006,840 12,607 SH   SOLE   12,607 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,873,342 45,602 SH   SOLE   45,602 0 0
ISHARES INC MSCI AUST ETF 464286103   209,191 8,483 SH   SOLE   8,483 0 0
ISHARES INC MSCI CDA ETF 464286509   268,726 7,020 SH   SOLE   7,020 0 0
ISHARES INC MSCI FRANCE ETF 464286707   383,250 9,255 SH   SOLE   9,255 0 0
ISHARES INC MSCI GERMANY ETF 464286806   273,844 8,625 SH   SOLE   8,625 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822   1,218,301 17,075 SH   SOLE   17,075 0 0
ISHARES INC MSCI NETHERL ETF 464286814   406,973 8,225 SH   SOLE   8,225 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   613,556 17,935 SH   SOLE   17,935 0 0
ISHARES TR RUS 1000 ETF 464287622   1,385,424 4,810 SH   SOLE   4,810 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   681,796 3,242 SH   SOLE   3,242 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,108,589 34,715 SH   SOLE   34,715 0 0
ISHARES TR CORE S&P500 ETF 464287200   979,961 1,864 SH   SOLE   1,864 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,600,536 23,530 SH   SOLE   23,530 0 0
ISHARES TR S&P MC 400GR ETF 464287606   1,888,510 20,696 SH   SOLE   20,696 0 0
ISHARES TR S&P MC 400VL ETF 464287705   2,407,911 20,356 SH   SOLE   20,356 0 0
ISHARES TR S&P SML 600 GWT 464287887   1,814,661 13,880 SH   SOLE   13,880 0 0
ISHARES TR SP SMCP600VL ETF 464287879   2,353,658 22,904 SH   SOLE   22,904 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,198,795 14,197 SH   SOLE   14,197 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,453,755 7,782 SH   SOLE   7,782 0 0
ISHARES TR TIPS BD ETF 464287176   733,073 6,825 SH   SOLE   6,825 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,447,940 28,060 SH   SOLE   28,060 0 0
JPMORGAN CHASE & CO COM 46625H100   3,890,227 19,422 SH   SOLE   19,422 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   1,892,954 35,418 SH   SOLE   35,418 0 0
JOHNSON & JOHNSON COM 478160104   1,935,138 12,233 SH   SOLE   12,233 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   215,529 3,725 SH   SOLE   3,725 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   6,567,013 130,168 SH   SOLE   130,168 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   403,773 2,582 SH   SOLE   2,582 0 0
KIMBERLY-CLARK CORP COM 494368103   357,653 2,765 SH   SOLE   2,765 0 0
KLA CORP COM NEW 482480100   455,468 652 SH   SOLE   652 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   210,522 963 SH   SOLE   963 0 0
LENNAR CORP CL A 526057104   392,114 2,280 SH   SOLE   2,280 0 0
ELI LILLY & CO COM 532457108   1,561,366 2,007 SH   SOLE   2,007 0 0
LINDE PLC SHS G54950103   502,394 1,082 SH   SOLE   1,082 0 0
LOWES COS INC COM 548661107   2,048,793 8,043 SH   SOLE   8,043 0 0
MARRIOTT INTL INC NEW CL A 571903202   659,162 2,612 SH   SOLE   2,612 0 0
MASTERCARD INCORPORATED CL A 57636Q104   393,443 817 SH   SOLE   817 0 0
MCDONALDS CORP COM 580135101   614,369 2,179 SH   SOLE   2,179 0 0
MCKESSON CORP COM 58155Q103   335,531 625 SH   SOLE   625 0 0
MERCK & CO INC COM 58933Y105   1,181,480 8,954 SH   SOLE   8,954 0 0
META PLATFORMS INC CL A 30303M102   240,362 495 SH   SOLE   495 0 0
METLIFE INC COM 59156R108   214,845 2,899 SH   SOLE   2,899 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105   243,626 183 SH   SOLE   183 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   1,658,469 18,487 SH   SOLE   18,487 0 0
MICROSOFT CORP COM 594918104   12,850,892 30,545 SH   SOLE   30,545 0 0
MONDELEZ INTL INC CL A 609207105   211,050 3,015 SH   SOLE   3,015 0 0
MORGAN STANLEY COM NEW 617446448   416,752 4,426 SH   SOLE   4,426 0 0
RBB FD INC MOTLEY FOOL SML 74933W874   364,171 11,425 SH   SOLE   11,425 0 0
NETFLIX INC COM 64110L106   734,262 1,209 SH   SOLE   1,209 0 0
NEXTERA ENERGY INC COM 65339F101   263,439 4,122 SH   SOLE   4,122 0 0
NIKE INC CL B 654106103   265,525 2,825 SH   SOLE   2,825 0 0
NORFOLK SOUTHN CORP COM 655844108   259,203 1,017 SH   SOLE   1,017 0 0
NOVO-NORDISK A S ADR 670100205   520,020 4,050 SH   SOLE   4,050 0 0
NVIDIA CORPORATION COM 67066G104   6,140,595 6,796 SH   SOLE   6,796 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   234,807 208 SH   SOLE   208 0 0
ORACLE CORP COM 68389X105   3,823,820 30,442 SH   SOLE   30,442 0 0
OTIS WORLDWIDE CORP COM 68902V107   311,112 3,134 SH   SOLE   3,134 0 0
PACCAR INC COM 693718108   227,338 1,835 SH   SOLE   1,835 0 0
PARKER-HANNIFIN CORP COM 701094104   352,927 635 SH   SOLE   635 0 0
PEPSICO INC COM 713448108   400,248 2,287 SH   SOLE   2,287 0 0
PFIZER INC COM 717081103   354,506 12,775 SH   SOLE   12,775 0 0
PHILLIPS 66 CON 718546104   266,244 1,630 SH   SOLE   1,630 0 0
POLARIS INC COM 731068102   419,503 4,190 SH   SOLE   4,190 0 0
PROCTER AND GAMBLE CO COM 742718109   691,239 4,260 SH   SOLE   4,260 0 0
PROLOGIS INC. COM 74340W103   549,268 4,218 SH   SOLE   4,218 0 0
QUALCOMM INC COM 747525103   214,165 1,265 SH   SOLE   1,265 0 0
REALTY INCOME CORP COM 756109104   503,386 9,304 SH   SOLE   9,304 0 0
REGENERON PHARMACEUTICALS COM 75886F107   240,623 250 SH   SOLE   250 0 0
ROCKWELL AUTOMATION INC COM 773903109   287,640 987 SH   SOLE   987 0 0
ROYAL GOLD INC COM 780287108   246,310 2,022 SH   SOLE   2,022 0 0
RTX CORPORATION COM 75513E101   750,883 7,699 SH   SOLE   7,699 0 0
SALESFORCE INC COM 79466L302   3,068,422 10,188 SH   SOLE   10,188 0 0
SANDSTORM GOLD LTD COM NEW 80013R206   218,300 41,581 SH   SOLE   41,581 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   380,087 6,225 SH   SOLE   6,225 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   251,897 5,225 SH   SOLE   5,225 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   307,204 7,873 SH   SOLE   7,873 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   264,996 4,270 SH   SOLE   4,270 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   481,370 9,776 SH   SOLE   9,776 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   239,324 1,900 SH   SOLE   1,900 0 0
SHERWIN WILLIAMS CO COM 824348106   385,536 1,110 SH   SOLE   1,110 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   616,537 20,710 SH   SOLE   20,710 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   238,000 2,500 SH   SOLE   2,500 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,817,948 8,837 SH   SOLE   8,837 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   3,658,062 128,805 SH   SOLE   128,805 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,884,527 3,387 SH   SOLE   3,387 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   767,344 1,467 SH   SOLE   1,467 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   270,725 13,310 SH   SOLE   13,310 0 0
STARBUCKS CORP COM 855244109   454,208 4,970 SH   SOLE   4,970 0 0
STRYKER CORPORATION COM 863667101   216,511 605 SH   SOLE   605 0 0
SYNOPSYS INC COM 871607107   562,928 985 SH   SOLE   985 0 0
TESLA INC COM 88160R101   820,939 4,670 SH   SOLE   4,670 0 0
TEXAS INSTRS INC COM 882508104   317,933 1,825 SH   SOLE   1,825 0 0
TEXTRON INC COM 883203101   218,241 2,275 SH   SOLE   2,275 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   346,982 597 SH   SOLE   597 0 0
TOLL BROTHERS INC COM 889478103   230,279 1,780 SH   SOLE   1,780 0 0
TRACTOR SUPPLY CO COM 892356106   283,966 1,085 SH   SOLE   1,085 0 0
TRAVELERS COMPANIES INC COM 89417E109   336,004 1,460 SH   SOLE   1,460 0 0
UNION PAC CORP COM 907818108   650,239 2,644 SH   SOLE   2,644 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,506,196 3,044 SH   SOLE   3,044 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   193,198 6,110 SH   SOLE   6,110 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   415,653 9,951 SH   SOLE   9,951 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   221,603 461 SH   SOLE   461 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   811,552 10,585 SH   SOLE   10,585 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   295,860 7,051 SH   SOLE   7,051 0 0
VISA INC COM CL A 92826C839   1,465,077 5,249 SH   SOLE   5,249 0 0
WALMART INC COM 931142103   735,191 12,218 SH   SOLE   12,218 0 0
WILLIAMS SONOMA INC COM 969904101   279,426 880 SH   SOLE   880 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   203,865 2,824 SH   SOLE   2,824 0 0
ZOETIS INC CL A 98978V103   274,120 1,620 SH   SOLE   1,620 0 0