The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   2,652 25 SH   SOLE   0 0 25
AB Ultra Short Income ETF ULTRA SHORT INCM 00039J103   1,003,327 19,860 SH   SOLE   0 0 19,860
ABBOTT LABORATORIES COM 002824100   15,685 138 SH   SOLE   0 0 138
ACADIA Pharmaceuticals Inc COM 004225108   3,328 180 SH   SOLE   0 0 180
Advanced Battery Technologies Inc COM 00752H102   0 30 SH   SOLE   0 0 30
Agnico Eagle Mines Ltd COM 008474108   6,681 112 SH   SOLE   0 0 112
Air Products & Chemicals Inc COM 009158106   48,454 200 SH   SOLE   0 0 200
Alibaba Group Holding Ltd Adr SPONSORED ADR 01609W102   5,716 79 SH   SOLE   0 0 79
Align Technology Inc COM 016255101   9,838 30 SH   SOLE   0 0 30
Alphabet Inc C COM 02079K107   45,678 300 SH   SOLE   0 0 300
Amazon.com Inc COM 023135106   154,225 855 SH   SOLE   0 0 855
Ameren Corp COM 023608102   306,046 4,138 SH   SOLE   0 0 4,138
American Electric Power Co Inc COM 025537101   43,997 511 SH   SOLE   0 0 511
Ameriprise Financial Inc COM 03076C106   73,219 167 SH   SOLE   0 0 167
AMGEN INC. COM 031162100   58,001 204 SH   SOLE   0 0 204
APPLE INC. COM 037833100   596,109 3,476 SH   SOLE   0 0 3,476
Aqua Metals Inc COM 03837J101   245 455 SH   SOLE   0 0 455
ASTRAZENECA PLC -SPONS ADR ADR 046353108   6,775 100 SH   SOLE   0 0 100
AT&T Inc COM 00206R102   25,925 1,473 SH   SOLE   0 0 1,473
Aurinia Pharmaceuticals Inc COM 05156V102   2,660 531 SH   SOLE   0 0 531
Automatic Data Processing COM 053015103   303,434 1,215 SH   SOLE   0 0 1,215
Avago Technologies Ltd COM 11135F101   6,627 5 SH   SOLE   0 0 5
Axsome Therapeutics Inc COM 05464T104   3,990 50 SH   SOLE   0 0 50
Badger Meter Inc COM 056525108   197,408 1,220 SH   SOLE   0 0 1,220
Bank of America Corporation COM 060505104   19,150 505 SH   SOLE   0 0 505
Becton Dickinson & Co COM 075887109   7,424 30 SH   SOLE   0 0 30
Berkshire Hathaway Inc COM 084670702   50,462 120 SH   SOLE   0 0 120
Beyond Meat Inc COM 08862E109   1,656 200 SH   SOLE   0 0 200
BlackRock MuniYield COM 09253W104   11,115 1,005 SH   SOLE   0 0 1,005
Boeing Co COM 097023105   42,844 222 SH   SOLE   0 0 222
Booz Allen Hamilton Holding Corp COM 099502106   7,570 51 SH   SOLE   0 0 51
BP PLC ADR 055622104   18,840 500 SH   SOLE   0 0 500
Brighthouse Finl Inc Com COM 10922N103   1,237 24 SH   SOLE   0 0 24
Bristol-Myers Squibb Company COM 110122108   542 10 SH   SOLE   0 0 10
Broadridge Financial Solutions Inc COM 11133T103   100,586 491 SH   SOLE   0 0 491
Cardinal Health Inc COM 14149Y108   7,833 70 SH   SOLE   0 0 70
CATERPILLAR INC. COM 149123101   27,849 76 SH   SOLE   0 0 76
CHEVRON CORPORATION COM 166764100   116,412 738 SH   SOLE   0 0 738
Churchill Downs Inc COM 171484108   12,375 100 SH   SOLE   0 0 100
Cisco Systems Inc COM 17275R102   10,381 208 SH   SOLE   0 0 208
CME Group Inc/IL COM 12572Q105   10,765 50 SH   SOLE   0 0 50
Coca-Cola Co COM 191216100   123,155 2,013 SH   SOLE   0 0 2,013
Cohen & Steers Infrastructure Common COM 19248A109   19,045 808 SH   SOLE   0 0 808
Colgate-Palmolive Co COM 194162103   9,005 100 SH   SOLE   0 0 100
Comcast Corp COM 20030N101   10,144 234 SH   SOLE   0 0 234
comScore Inc COM 20564W204   385 25 SH   SOLE   0 0 25
ConocoPhillips COM 20825C104   12,728 100 SH   SOLE   0 0 100
Consumer Discret Select Sector SPDRA SBI CONS DISCR 81369Y407   3,678 20 SH   SOLE   0 0 20
Costco Wholesale Corp COM 22160K105   59,343 81 SH   SOLE   0 0 81
CSX Corp COM 126408103   14,680 396 SH   SOLE   0 0 396
CVS CAREMARK CORPORATION COM 126650100   31,506 395 SH   SOLE   0 0 395
Dell Inc COM 24703L202   21,110 185 SH   SOLE   0 0 185
Devon Energy Corp COM 25179M103   12,946 258 SH   SOLE   0 0 258
Dimensional US High Profitability ETF US HIGH PROFITAB 25434V831   56,297 1,781 SH   SOLE   0 0 1,781
DISNEY WALT COMPANY COM 254687106   79,045 646 SH   SOLE   0 0 646
DNP Select Income Common COM 23325P104   48,017 5,294 SH   SOLE   0 0 5,294
Dollar General Corp COM 256677105   37,454 240 SH   SOLE   0 0 240
Dow Chemical Co COM 260557103   811 14 SH   SOLE   0 0 14
Duke Energy Corporation COM 26441C204   28,916 299 SH   SOLE   0 0 299
Emergent BioSolutions Inc COM 29089Q105   101 40 SH   SOLE   0 0 40
Energy Select Sector SPDRA COM 81369Y506   2,268,655 24,030 SH   SOLE   0 0 24,030
Enovix Corp COM 293594107   1,442 180 SH   SOLE   0 0 180
Enphase Energy Inc COM 29355A107   9,074 75 SH   SOLE   0 0 75
Enterprise Products Partners LP COM 293792107   26,262 900 SH   SOLE   0 0 900
Exelon Corp COM 30161N101   25,518 679 SH   SOLE   0 0 679
Exxon Mobil Corporation COM 30231G102   573,993 4,938 SH   SOLE   0 0 4,938
Facebook Inc COM 30303M102   326,310 672 SH   SOLE   0 0 672
Financial Select Sector SPDR ETF 81369Y605   7,582 180 SH   SOLE   0 0 180
First Trust Health Care AlphaDEX ETF 33734X143   17,644 161 SH   SOLE   0 0 161
FirstEnergy Corp COM 337932107   11,007 285 SH   SOLE   0 0 285
Ford Motor Company COM 345370860   21,846 1,645 SH   SOLE   0 0 1,645
Freeport-McMoran Copper & Gold COM 35671D857   62,537 1,330 SH   SOLE   0 0 1,330
Garmin Ltd SHS H2906T109   59,548 400 SH   SOLE   0 0 400
GE HealthCare Technologies Inc Common Stock COMMON STOCK 36266G107   3,909 43 SH   SOLE   0 0 43
GENERAL ELECTRIC COMPANY COM 369604301   14,042 80 SH   SOLE   0 0 80
General Mills Inc COM 370334104   78,156 1,117 SH   SOLE   0 0 1,117
Global X Copper Miners ETF ETF 37954Y830   1,035,184 24,397 SH   SOLE   0 0 24,397
GLOBAL X INTERNET OF THINGS ETF ETF 37954Y780   29,310 809 SH   SOLE   0 0 809
Global X Robotics & Artfcl Intllgnc ETF ETF 37954Y715   1,591 50 SH   SOLE   0 0 50
Guggenheim S&P 500 Pure Growth ETF ETF 46137V266   17,075 465 SH   SOLE   0 0 465
Guggenheim S&P 500A Equal Weight ETF 46137V357   5,081 30 SH   SOLE   0 0 30
H&R Block Inc COM 093671105   19,939 406 SH   SOLE   0 0 406
Health Care Select Sector SPDR SBI HEALTHCARE 81369Y209   11,080 75 SH   SOLE   0 0 75
Hershey Co COM 427866108   181,464 933 SH   SOLE   0 0 933
Hilton Worldwide Holdings Inc COM 43300A203   21,331 100 SH   SOLE   0 0 100
HOME DEPOT INC. COM 437076102   99,225 259 SH   SOLE   0 0 259
Honda Motor Co Ltd AMERN SHS 438128308   26,731 718 SH   SOLE   0 0 718
Horizon Kinetics Inflation Bnfcrs ETF HORIZON KINETICS 53656F623   6,968,643 214,025 SH   SOLE   0 0 214,025
Industrial Select Sector SPDRA SBI INT-INDS 81369Y704   25,192 200 SH   SOLE   0 0 200
INTEL CORP COM 458140100   79,142 1,792 SH   SOLE   0 0 1,792
Intercontinental Exchange Inc COM 45866F104   46,726 340 SH   SOLE   0 0 340
International Business Machines Corp COM 459200101   187,141 980 SH   SOLE   0 0 980
Invesco Cleantech ETF ETF 46137V407   211 5 SH   SOLE   0 0 5
Invesco FTSE RAFI Dev Mkts ex-US ETF ETF 46138E743   731,891 14,741 SH   SOLE   0 0 14,741
Invesco FTSE RAFI Emerging Markets ETF ETF 46138E727   798,308 41,023 SH   SOLE   0 0 41,023
Invesco QQQ Trust UNIT SER 1 46090E103   22,487,371 50,646 SH   SOLE   0 0 50,646
Invesco S&P 500 Revenue ETF ETF 46138G698   46,865 500 SH   SOLE   0 0 500
iShares 0-5 Year High Yield Corp Bd ETF ETF 46434V407   142,308 3,345 SH   SOLE   0 0 3,345
iShares 1-3 Year Treasury Bond ETF 464287457   87,505 1,070 SH   SOLE   0 0 1,070
iShares Aaa - A Rated Corporate Bond ETF ETF 46429B291   114,664 2,415 SH   SOLE   0 0 2,415
iShares Core MSCI EAFE ETF 46432F842   404,983 5,457 SH   SOLE   0 0 5,457
iShares Core MSCI Emerging Markets ETF 46434G103   321,210 6,225 SH   SOLE   0 0 6,225
iShares Core MSCI Pacific ETF ETF 46434V696   137,699 2,175 SH   SOLE   0 0 2,175
iShares Core MSCI Total Intl Stk ETF 46432F834   5,768 85 SH   SOLE   0 0 85
iShares Core S&P 500 ETF 464287200   47,316 90 SH   SOLE   0 0 90
iShares Core S&P Mid-Cap ETF 464287507   6,378 105 SH   SOLE   0 0 105
iShares Core S&P Small-Cap ETF 464287804   14,478 131 SH   SOLE   0 0 131
iShares Core S&P Total US Stock Mkt ETF 464287150   19,832 172 SH   SOLE   0 0 172
iShares Core US Aggregate Bond ETF 464287226   13,907 142 SH   SOLE   0 0 142
iShares Core US REIT ETF ETF 464288521   42,932 798 SH   SOLE   0 0 798
iShares DJ US Total Market Index ETF 464287846   4,631,515 36,158 SH   SOLE   0 0 36,158
iShares Emerging Markets Dividend ETF ETF 464286319   262,646 10,040 SH   SOLE   0 0 10,040
iShares ESG Aware MSCI EAFE ETF ETF 46435G516   27,969 350 SH   SOLE   0 0 350
iShares ESG MSCI USA ETF ETF 46435G425   123,582 1,075 SH   SOLE   0 0 1,075
iShares Gold Trust ETF 464285204   6,989,582 166,379 SH   SOLE   0 0 166,379
iShares High Dividend ETF 46429B663   292,497 2,654 SH   SOLE   0 0 2,654
iShares International Select Dividend ETF 464288448   67,576 2,410 SH   SOLE   0 0 2,410
iShares Morningstar Small-Cap Growth ETF ETF 464288604   9,780 210 SH   SOLE   0 0 210
iShares MSCI ACWI ex US ETF ETF 464288240   87,453 1,638 SH   SOLE   0 0 1,638
iShares MSCI Brazil ETF ETF 464286400   624,312 19,257 SH   SOLE   0 0 19,257
iShares MSCI EAFE ETF 464287465   3,514 44 SH   SOLE   0 0 44
iShares MSCI Emerging Markets ETF 464287234   80,558 1,961 SH   SOLE   0 0 1,961
iShares MSCI EmrgMkts MinVolatility ETF 464286533   13,865 245 SH   SOLE   0 0 245
iShares MSCI KLD 400 Social ETF ETF 464288570   160,086 1,588 SH   SOLE   0 0 1,588
iShares MSCI Mexico ETF ETF 464286822   110,203 1,590 SH   SOLE   0 0 1,590
Ishares Nasdaq Biotechnology ETF 464287556   3,431 25 SH   SOLE   0 0 25
iShares Russell 1000 Growth ETF 464287614   2,022 6 SH   SOLE   0 0 6
iShares Russell 2000 ETF 464287655   10,305 49 SH   SOLE   0 0 49
iShares Russell 3000 ETF 464287689   1,445,185 4,816 SH   SOLE   0 0 4,816
iShares Russell Mid-Cap ETF 464287499   50,454 600 SH   SOLE   0 0 600
Ishares Russell MidCap Growth ETF ETF 464287481   17,121 150 SH   SOLE   0 0 150
iShares S&P 100 Index Fund CBOE ETF 464287101   55,420 224 SH   SOLE   0 0 224
iShares S&P 500 Growth ETF 464287309   139,157 1,648 SH   SOLE   0 0 1,648
iShares S&P MidCap 400 Growth ETF 464287606   3,650 40 SH   SOLE   0 0 40
iShares S&P Small-Cap 600 Growth ETF 464287887   6,537 50 SH   SOLE   0 0 50
iShares Select Dividend ETF 464287168   82,161 667 SH   SOLE   0 0 667
Ishares Silver Trust ETF 46428Q109   48,139 2,116 SH   SOLE   0 0 2,116
iShares Tr MSCI USA MinVolatility ETF 46429B697   19,749,314 236,292 SH   SOLE   0 0 236,292
iShares US Real Estate ETF 464287739   14,204 158 SH   SOLE   0 0 158
Jazz Pharmaceuticals PLC COM G50871105   361 3 SH   SOLE   0 0 3
Johnson and Johnson COM 478160104   104,110 658 SH   SOLE   0 0 658
Johnson Controls Inc COM G51502105   588 9 SH   SOLE   0 0 9
JPMorgan Chase & Co COM 46625H100   30,045 150 SH   SOLE   0 0 150
JPMorgan Equity Premium Income ETF ETF 46641Q332   5,300,783 91,614 SH   SOLE   0 0 91,614
JPMorgan Short Duration Core Plus ETF ETF 46641Q274   1,224,437 26,315 SH   SOLE   0 0 26,315
JPMorgan Ultra-Short Income ETF ETF 46641Q837   10,120,019 200,595 SH   SOLE   0 0 200,595
Kimberly-Clark Corp COM 494368103   7,761 60 SH   SOLE   0 0 60
Kohl s Corp COM 500255104   204 7 SH   SOLE   0 0 7
LINKBANCORP ORD COM 53578P105   137,079 19,752 SH   SOLE   0 0 19,752
Live Nation Entertainment Inc COM 538034109   84,616 800 SH   SOLE   0 0 800
Lockheed Martin Corp COM 539830109   98,707 217 SH   SOLE   0 0 217
lowes companies incorporated COM 548661107   8,963 35 SH   SOLE   0 0 35
Lululemon Athletica Inc Com Usd0.005 COM 550021109   1,953 5 SH   SOLE   0 0 5
Main Street Capital Corp COM 56035L104   33,117 700 SH   SOLE   0 0 700
Marathon Petroleum Corp COM 56585A102   289,354 1,436 SH   SOLE   0 0 1,436
Market Vectors Agribusiness ETF ETF 92189F700   15,026 200 SH   SOLE   0 0 200
Market Vectors Gold Miners ETF ETF 92189F106   1,277,606 40,405 SH   SOLE   0 0 40,405
Market Vectors Junior Gold Miners ETF ETF 92189F791   7,748 200 SH   SOLE   0 0 200
Marriott International Inc COM 571903202   4,542 18 SH   SOLE   0 0 18
MasterCard Inc COM 57636Q104   24,079 50 SH   SOLE   0 0 50
Materials Select Sector SPDRA ETF 81369Y100   13,934 150 SH   SOLE   0 0 150
McCormick & Company Inc COM 579780206   1,093,342 14,234 SH   SOLE   0 0 14,234
McDonald s Corp COM 580135101   42,293 150 SH   SOLE   0 0 150
Medifast Inc COM 58470H101   1,150 30 SH   SOLE   0 0 30
Medtronic Inc COM G5960L103   784 9 SH   SOLE   0 0 9
MERCK & CO. INC. COM 58933Y105   74,156 562 SH   SOLE   0 0 562
MetLife Inc COM 59156R108   21,788 294 SH   SOLE   0 0 294
Microsoft Corp COM 594918104   1,156,577 2,749 SH   SOLE   0 0 2,749
MODERNA INC COM 60770K107   13,853 130 SH   SOLE   0 0 130
Molson Coors Brewing Co B CL B 60871R209   6,725 100 SH   SOLE   0 0 100
NETFLIX INC. COM 64110L106   10,325 17 SH   SOLE   0 0 17
New Age Beverages Corp COM 650194103   0 100 SH   SOLE   0 0 100
Newmont Mining Corp COM 651639106   53,402 1,490 SH   SOLE   0 0 1,490
Nokia Oyj SPONSORED ADR 654902204   10,429 2,946 SH   SOLE   0 0 2,946
Northrop Grumman Corp COM 666807102   36,378 76 SH   SOLE   0 0 76
Nutanix Inc CL A 67059N108   12,344 200 SH   SOLE   0 0 200
Nuveen Quality Muni Income Fund COM 67066V101   14,130 1,233 SH   SOLE   0 0 1,233
Nvent Electric Plc Shs SHS G6700G107   151 2 SH   SOLE   0 0 2
Occidental Petroleum Corp COM 674599105   12,998 200 SH   SOLE   0 0 200
ONEOK Inc COM 682680103   20,123 251 SH   SOLE   0 0 251
Oracle Corporation COM 68389X105   25,122 200 SH   SOLE   0 0 200
Pacer US Cash Cows 100 ETF US CASH COWS 100 69374H881   677,563 11,660 SH   SOLE   0 0 11,660
Pacer US Small Cap Cash Cows 100 ETF PACER US SMALL 69374H857   868,633 17,670 SH   SOLE   0 0 17,670
Palo Alto Networks Inc COM 697435105   2,273 8 SH   SOLE   0 0 8
Pan American Silver Corp COM 697900108   7,223 479 SH   SOLE   0 0 479
Paramount Global Class B COM 92556H206   17,937 1,524 SH   SOLE   0 0 1,524
Paychex Inc COM 704326107   9,824 80 SH   SOLE   0 0 80
Pentair Plc COM G7S00T104   6,579 77 SH   SOLE   0 0 77
PepsiCo Inc COM 713448108   45,153 258 SH   SOLE   0 0 258
Pfizer Inc COM 717081103   6,355 229 SH   SOLE   0 0 229
PIMCO Enhanced Short Maturity ETF ETF 72201R833   8,973,785 89,256 SH   SOLE   0 0 89,256
PNC Financial Services Group Inc COM 693475105   49,773 308 SH   SOLE   0 0 308
PowerShares FTSE RAFI US 1000 ETF ETF 46137V613   17,312 450 SH   SOLE   0 0 450
PowerShares Water Resources ETF 46137V142   466 7 SH   SOLE   0 0 7
PPL Corp COM 69351T106   222,690 8,089 SH   SOLE   0 0 8,089
Procter & Gamble Co COM 742718109   17,036 105 SH   SOLE   0 0 105
Prologis Inc COM 74340W103   55,083 423 SH   SOLE   0 0 423
ProShares S&P 500 Dividend Aristocrats S&P 500 DV ARIST 74348A467   2,028,411 20,002 SH   SOLE   0 0 20,002
ProShares Short QQQ SHORT QQQ NEW 74347B714   43,800 5,000 SH   SOLE   0 0 5,000
ProShares Short S&P500 ETF 74347B425   418,783 35,311 SH   SOLE   0 0 35,311
Prothena Corp PLC SHS G72800108   248 10 SH   SOLE   0 0 10
Prudential Financial Inc COM 744320102   114,582 976 SH   SOLE   0 0 976
Public Service Enterprise Group Inc COM 744573106   136,498 2,044 SH   SOLE   0 0 2,044
Pure Storage Inc COM 74624M102   29,894 575 SH   SOLE   0 0 575
Quadratic Intrst Rt Vol & Infl H ETF QUADRTC INT RT 500767736   155,234 8,200 SH   SOLE   0 0 8,200
Qualcomm Inc COM 747525103   13,544 80 SH   SOLE   0 0 80
Quanta Services Inc COM 74762E102   20,524 79 SH   SOLE   0 0 79
QuantumScape Corp COM 74767V109   472 75 SH   SOLE   0 0 75
Range Resources Corp COM 75281A109   7,024 204 SH   SOLE   0 0 204
Raytheon Technologies Ord COM 75513E101   61,249 628 SH   SOLE   0 0 628
Reaves Utility Income COM 756158101   218,376 8,100 SH   SOLE   0 0 8,100
Rockwell Automation Inc COM 773903109   72,250 248 SH   SOLE   0 0 248
RUMBLE CL A ORD COM 78137L105   3,232 400 SH   SOLE   0 0 400
SALESFORCE COM COMPANY COM 79466L302   5,421 18 SH   SOLE   0 0 18
Schwab Emerging Markets Equity ETF ETF 808524706   5,580 221 SH   SOLE   0 0 221
Schwab Fundamental Emerg Mkts Lg Co ETF ETF 808524730   7,801 281 SH   SOLE   0 0 281
Schwab Fundamental Intl Lg Co ETF ETF 808524755   8,083 227 SH   SOLE   0 0 227
Schwab Fundamental Intl Sm Co ETF ETF 808524748   1,241 35 SH   SOLE   0 0 35
Schwab Fundamental US Broad Market ETF ETF 808524789   331 5 SH   SOLE   0 0 5
Schwab Fundamental US Large Company ETF ETF 808524771   13,141 195 SH   SOLE   0 0 195
Schwab Fundamental US Small Company ETF ETF 808524763   7,471 131 SH   SOLE   0 0 131
Schwab International Equity ETF ETF 808524805   106,603 2,732 SH   SOLE   0 0 2,732
Schwab International Small-Cap Eq ETF ETF 808524888   752 21 SH   SOLE   0 0 21
Schwab US Dividend Equity ETF ETF 808524797   6,047 75 SH   SOLE   0 0 75
Schwab US Large-Cap ETF ETF 808524201   175,133 2,822 SH   SOLE   0 0 2,822
Schwab US Mid-Cap ETF ETF 808524508   57,652 708 SH   SOLE   0 0 708
Schwab US Small-Cap ETF ETF 808524607   19,696 400 SH   SOLE   0 0 400
Schwab US TIPS ETF ETF 808524870   18,360 352 SH   SOLE   0 0 352
Snap Inc Cl A COM 83304A106   1,722 150 SH   SOLE   0 0 150
Southwest Airlines Co COM 844741108   3,503 120 SH   SOLE   0 0 120
SPDR Dow Jones Industrial Average ETF 78467X109   14,319 36 SH   SOLE   0 0 36
SPDR Gold Shares ETF 78463V107   6,172 30 SH   SOLE   0 0 30
SPDR S&P 500 ETF ETF 78462F103   71,014,085 135,764 SH   SOLE   0 0 135,764
SPDR S&P Dividend ETF ETF 78464A763   17,849 136 SH   SOLE   0 0 136
SPDR S&P Homebuilders ETF ETF 78464A888   105,453 945 SH   SOLE   0 0 945
SPDR S&P MidCap 400 ETF 78467Y107   2,152,673 3,869 SH   SOLE   0 0 3,869
SPDR S&P Oil & Gas Exploration & Production ETF ETF 78468R556   211,479 1,365 SH   SOLE   0 0 1,365
SPDR Blmbg Barclays 1-3 Mth T-Bill ETF ETF 78468R663   34,884 380 SH   SOLE   0 0 380
SPDR MSCI ACWI ex-US ETF ETF 78463X848   81,338 2,864 SH   SOLE   0 0 2,864
SPDR Portfolio Short Term Treasury ETF ETF 78468R101   7,503,960 259,473 SH   SOLE   0 0 259,473
SPDR S&P 500 Growth ETF 78464A409   45,719 625 SH   SOLE   0 0 625
SPDR S&P 600 Small Cap Growth ETF ETF 78464A201   18,667 214 SH   SOLE   0 0 214
SPDR S&P Aerospace & Defense ETF ETF 78464A631   21,077 150 SH   SOLE   0 0 150
SPDR S&P Emerging Asia Pacific ETF ETF 78463X301   8,606 83 SH   SOLE   0 0 83
SPDR S&P Global Natural Resources ETF ETF 78463X541   25,200 435 SH   SOLE   0 0 435
SPDR Wells Fargo Preferred Stock ETF ETF 78464A292   123,370 3,538 SH   SOLE   0 0 3,538
Spectrum Brands Holdings Inc Com COM 84790A105   267 3 SH   SOLE   0 0 3
Sprott Physical Gold and Silver Trust TR UNIT 85208R101   81,360 4,000 SH   SOLE   0 0 4,000
SQUARE INC A CL A 852234103   24,105 285 SH   SOLE   0 0 285
Starbucks Corp COM 855244109   101,260 1,108 SH   SOLE   0 0 1,108
Starwood Property Trust Inc. COM 85571B105   3,659 180 SH   SOLE   0 0 180
Stericycle Inc COM 858912108   10,550 200 SH   SOLE   0 0 200
Stryker Corporation COM 863667101   39,366 110 SH   SOLE   0 0 110
Sun Life Financial Inc COM 866796105   83,692 1,533 SH   SOLE   0 0 1,533
Synopsys Inc COM 871607107   37,148 65 SH   SOLE   0 0 65
T. Rowe Price Capital Apprec Eq ETF CAP APPRECIATION 87283Q867   218,956 7,243 SH   SOLE   0 0 7,243
Taiwan Semiconductor Manufacturing Co Ltd SPONSORED ADR 874039100   61,495 452 SH   SOLE   0 0 452
TARGET CORPORATION COM 87612E106   3,544 20 SH   SOLE   0 0 20
TE Connectivity Ltd SHS H84989104   1,452 10 SH   SOLE   0 0 10
Technology Select Sector SPDRA ETF 81369Y803   24,159 116 SH   SOLE   0 0 116
TESLA MTRS INC COM 88160R101   33,576 191 SH   SOLE   0 0 191
Teva Pharmaceutical Industries Ltd ADR 881624209   958 68 SH   SOLE   0 0 68
Thermo Fisher Scientific Inc COM 883556102   18,599 32 SH   SOLE   0 0 32
TJX Companies Inc COM 872540109   243,611 2,402 SH   SOLE   0 0 2,402
TRI-CONTINENTAL CORPORATION COM 895436103   46,200 1,500 SH   SOLE   0 0 1,500
Truist Finl Corp Com COM 89832Q109   1,169 30 SH   SOLE   0 0 30
UNDER ARMOUR INC. COM 904311107   4,177 566 SH   SOLE   0 0 566
UNDER ARMOUR INC-CLASS C COM 904311206   4,562 639 SH   SOLE   0 0 639
Union Pacific Corp COM 907818108   12,297 50 SH   SOLE   0 0 50
United Parcel Service Inc COM 911312106   3,716 25 SH   SOLE   0 0 25
UnitedHealth Group Inc COM 91324P102   55,598 112 SH   SOLE   0 0 112
Utilities SPDR ETF ETF 81369Y886   265,226 4,040 SH   SOLE   0 0 4,040
Valero Energy Corp COM 91913Y100   26,457 155 SH   SOLE   0 0 155
VanEck CLO ETF ETF 92189H748   6,920 131 SH   SOLE   0 0 131
VanEck Morningstar SMID Moat ETF ETF 92189H730   323,022 9,470 SH   SOLE   0 0 9,470
VanEck Morningstar Wide Moat ETF ETF 92189F643   187,891 2,090 SH   SOLE   0 0 2,090
VanEck Vectors Semiconductor ETF ETF 92189F676   994,456 4,420 SH   SOLE   0 0 4,420
Vanguard Dividend Apprec Idx ETF ETF 921908844   14,061 77 SH   SOLE   0 0 77
Vanguard Emerging Markets Stock Idx ETF ETF 922042858   543 13 SH   SOLE   0 0 13
Vanguard FTSE Developed Markets ETF ETF 921943858   4,064 81 SH   SOLE   0 0 81
Vanguard Global ex-US Real Estate ETF ETF 922042676   4,635 110 SH   SOLE   0 0 110
Vanguard Growth ETF ETF 922908736   141,466 411 SH   SOLE   0 0 411
Vanguard High Dividend Yield ETF ETF 921946406   3,517,119 29,070 SH   SOLE   0 0 29,070
Vanguard Index Funds Vanguard Mid-Cap Etf ETF 922908629   500 2 SH   SOLE   0 0 2
Vanguard Interm-Term Corp Bd ETF ETF 92206C870   15,780 196 SH   SOLE   0 0 196
Vanguard REIT ETF ETF 922908553   195,964 2,266 SH   SOLE   0 0 2,266
Vanguard S&P 500 ETF ETF 922908363   961 2 SH   SOLE   0 0 2
Vanguard S&P 500 Growth ETF ETF 921932505   914 3 SH   SOLE   0 0 3
Vanguard Short-Term Corporate Bond ETF ETF 92206C409   11,835,055 153,086 SH   SOLE   0 0 153,086
Vanguard Short-Term Infl-Prot Secs ETF ETF 922020805   17,671 369 SH   SOLE   0 0 369
Vanguard Total Stock Market ETF ETF 922908769   140,866 542 SH   SOLE   0 0 542
Vanguard Value ETF ETF 922908744   67,098 412 SH   SOLE   0 0 412
Verizon Communications Inc COM 92343V104   104,606 2,493 SH   SOLE   0 0 2,493
Viatris Inc COM 92556V106   179 15 SH   SOLE   0 0 15
Visa Inc COM 92826C839   127,780 458 SH   SOLE   0 0 458
VISHAY INTERTECHNOLOGY INC COM 928298108   340 15 SH   SOLE   0 0 15
Wal-Mart Stores Inc COM 931142103   44,030 732 SH   SOLE   0 0 732
Waste Management Inc COM 94106L109   21,741 102 SH   SOLE   0 0 102
Westinghouse Air Brake Technologies Corp COM 929740108   437 3 SH   SOLE   0 0 3
Wheeler Real Estate Investment Trust Inc CV PFD SER 963025309   1,135 700 SH   SOLE   0 0 700
WisdomTree Europe SmallCap Dividend ETF ETF 97717W869   179 3 SH   SOLE   0 0 3
WisdomTree India Earnings ETF ETF 97717W422   842,015 19,330 SH   SOLE   0 0 19,330
WisdomTree Japan Hedged Equity ETF 97717W851   55,552 512 SH   SOLE   0 0 512
WisdomTree US Dividend ex-Financials ETF ETF 97717W406   110,228 1,083 SH   SOLE   0 0 1,083
Wyndham Hotels & Resorts Inc COM 98311A105   1,535 20 SH   SOLE   0 0 20
Xcel Energy Inc COM 98389B100   35,368 658 SH   SOLE   0 0 658
Zoom Video Communications Inc XL A 98980L101   265,402 4,060 SH   SOLE   0 0 4,060