The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   885,456 5,172 SH   SOLE   0 0 5,172
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230   903,215 18,086 SH   SOLE   0 0 18,086
HOME DEPOT INC COM 437076102   1,282,836 4,246 SH   SOLE   0 0 4,246
ISHARES TR CORE S&P500 ETF 464287200   10,569,583 24,613 SH   SOLE   0 0 24,613
ISHARES TR CORE S&P SCP ETF 464287804   2,646,804 28,059 SH   SOLE   0 0 28,059
ISHARES TR SHRT NAT MUN ETF 464288158   894,002 8,691 SH   SOLE   0 0 8,691
ISHARES TR NATIONAL MUN ETF 464288414   696,979 6,797 SH   SOLE   0 0 6,797
ISHARES TR CRE U S REIT ETF 464288521   6,530,799 138,423 SH   SOLE   0 0 138,423
ISHARES TR SHORT TREAS BD 464288679   250,409 2,267 SH   SOLE   0 0 2,267
ISHARES TR CORE MSCI EAFE 46432F842   485,585 7,546 SH   SOLE   0 0 7,546
ISHARES TR 0-5YR INVT GR CP 46434V100   14,016,645 292,044 SH   SOLE   0 0 292,044
ISHARES TR BLACKROCK ULTRA 46434V878   1,774,986 35,232 SH   SOLE   0 0 35,232
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   253,298 5,048 SH   SOLE   0 0 5,048
PACER FDS TR US CASH COWS 100 69374H881   18,774,390 379,818 SH   SOLE   0 0 379,818
SPDR S&P 500 ETF TR TR UNIT 78462F103   575,812 1,347 SH   SOLE   0 0 1,347
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,989,723 81,747 SH   SOLE   0 0 81,747
SPDR SER TR PORTFOLI S&P1500 78464A805   2,503,301 47,691 SH   SOLE   0 0 47,691
SOUTHERN CO COM 842587107   232,151 3,587 SH   SOLE   0 0 3,587
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   203,623 1,310 SH   SOLE   0 0 1,310
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,702,920 31,818 SH   SOLE   0 0 31,818
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   14,273,481 163,312 SH   SOLE   0 0 163,312
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   2,643,318 39,417 SH   SOLE   0 0 39,417
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,820,876 149,646 SH   SOLE   0 0 149,646
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   31,198,995 415,046 SH   SOLE   0 0 415,046
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   896,842 12,852 SH   SOLE   0 0 12,852
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   17,645,578 403,604 SH   SOLE   0 0 403,604
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   15,179,305 317,359 SH   SOLE   0 0 317,359
VANGUARD WORLD FDS INF TECH ETF 92204A702   10,397,405 25,060 SH   SOLE   0 0 25,060
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,457,628 88,182 SH   SOLE   0 0 88,182
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   214,090 4,451 SH   SOLE   0 0 4,451
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   67,297,041 171,370 SH   SOLE   0 0 171,370
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   275,445 3,641 SH   SOLE   0 0 3,641
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,845,008 9,428 SH   SOLE   0 0 9,428
VANGUARD INDEX FDS GROWTH ETF 922908736   200,466 736 SH   SOLE   0 0 736
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,195,664 10,337 SH   SOLE   0 0 10,337
WEYERHAEUSER CO MTN BE COM NEW 962166104   251,228 8,194 SH   SOLE   0 0 8,194