XML 50 R40.htm IDEA: XBRL DOCUMENT v3.19.1
Capital Requirements) (Tables)
12 Months Ended
Dec. 31, 2018
Regulatory Capital Requirements [Abstract]  
Schedule of Company's and Bank's Actual Capital Amounts and Ratios

The Company calculates its regulatory capital under the Basel III regulatory capital framework. The table below summarizes the Company’s regulatory capital and related ratios for the periods presented:

December 31, 2018                     Minimum
To Be Well Capitalized
Minimum Capital Under Prompt Corrective
Actual Requirement Action Provisions
Amount Ratio Amount Ratio Amount     Ratio
Total Capital
(To Risk Weighted Assets)
Consolidated $      76,090 14.52 % $      41,935 8.00 % N/A N/A
Bank $ 75,491 14.41 % $ 41,914 8.00 % $      52,393 10.00 %
 
Common Equity Tier 1 Capital
(To Risk Weighted Assets)
Consolidated $ 71,169 13.58 % $ 23,589 4.50 % N/A N/A
Bank $ 70,570 13.47 % $ 23,577 4.50 % $ 34,055 6.50 %
 
Tier 1 Capital
(To Risk Weighted Assets)
Consolidated $ 71,169 13.58 % $ 31,451 6.00 % N/A N/A
Bank $ 70,570 13.47 % $ 31,436 6.00 % $ 41,914 8.00 %
 
Tier 1 Capital
(To Average Assets)
Consolidated $ 71,169 11.14 % $ 25,550 4.00 % N/A N/A
Bank $ 70,570 11.05 % $ 25,544 4.00 % $ 31,930 5.00 %
 
December 31, 2017 Minimum
To Be Well Capitalized
Minimum Capital Under Prompt Corrective
Actual Requirement Action Provisions
Amount Ratio Amount Ratio Amount Ratio
Total Capital
(To Risk Weighted Assets)
Consolidated $ 69,196 12.99 % $ 42,622 8.00 % N/A N/A
Bank $ 68,058 12.78 % $ 42,591 8.00 % $ 53,238 10.00 %
 
Common Equity Tier 1 Capital
(To Risk Weighted Assets)
Consolidated $ 65,153 12.23 % $ 23,975 4.50 % N/A N/A
Bank $ 64,015 12.02 % $ 23,957 4.50 % $ 34,605 6.50 %
 
Tier 1 Capital
(To Risk Weighted Assets)
Consolidated $ 65,153 12.23 % $ 31,967 6.00 % N/A N/A
Bank $ 64,015 12.02 % $ 31,943 6.00 % $ 42,591 8.00 %
 
Tier 1 Capital
(To Average Assets)
Consolidated $ 65,153 10.58 % $ 24,638 4.00 % N/A N/A
Bank $ 64,015 10.40 % $ 24,624 4.00 % $ 30,780 5.00 %