The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CADENCE DESIGN SYSTEM INC COM 127387108 261 1,600 SH   SOLE   1,600 0 0
INTEL CORP COM 458140100 3,170 123,000 SH   SOLE   123,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204 16,857 534,645 SH   SOLE   398,429 0 136,216
ISHARES TR CORE S&P MCP ETF 464287507 628 2,864 SH   SOLE   2,864 0 0
ISHARES TR CORE S&P SCP ETF 464287804 632 7,247 SH   SOLE   7,236 0 11
ISHARES TR EAFE GRWTH ETF 464288885 575 7,922 SH   SOLE   7,922 0 0
ISHARES TR EAFE VALUE ETF 464288877 581 15,088 SH   SOLE   15,088 0 0
ISHARES TR MSCI EAFE ETF 464287465 24,538 438,092 SH   SOLE   336,739 0 101,353
ISHARES TR MSCI EMG MKT ETF 464287234 10,853 311,157 SH   SOLE   221,685 0 89,472
ISHARES TR RUS 1000 ETF 464287622 129,891 658,245 SH   SOLE   507,265 0 150,980
ISHARES TR RUS 1000 GRW ETF 464287614 12,367 58,777 SH   SOLE   58,777 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 9,950 73,171 SH   SOLE   73,171 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 2,312 11,192 SH   SOLE   11,192 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,535 19,662 SH   SOLE   19,662 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 17,492 106,066 SH   SOLE   82,667 0 23,399
ISHARES TR RUSSELL 3000 ETF 464287689 5,063 24,454 SH   SOLE   21,936 0 2,518
ISHARES TR S&P 500 GRWT ETF 464287309 922 15,930 SH   SOLE   15,930 0 0
ISHARES TR S&P SML 600 GWT 464287887 278 2,736 SH   SOLE   2,736 0 0
ISHARES TR SP SMCP600VL ETF 464287879 364 4,420 SH   SOLE   4,420 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 241 10,752 SH   SOLE   10,752 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 546 13,007 SH   SOLE   13,007 0 0
SPDR GOLD TR GOLD SHS 78463V107 10,519 68,009 SH   SOLE   53,806 0 14,203
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,381 6,666 SH   SOLE   4,966 0 1,700
VANGUARD INDEX FDS GROWTH ETF 922908736 438 2,048 SH   SOLE   2,048 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 206 1,257 SH   SOLE   1,257 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,865 15,964 SH   SOLE   15,964 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,640 13,281 SH   SOLE   13,278 0 3
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,267 363,566 SH   SOLE   272,506 0 91,060
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 1,185 17,782 SH   SOLE   11,982 0 5,800
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 16,517 454,263 SH   SOLE   279,710 0 174,553
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7,230 76,204 SH   SOLE   37,867 0 38,337
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 7,185 32,117 SH   SOLE   22,355 0 9,762