The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 2,164 2,097 SH   SOLE 2,097 0 0
ALPHABET INC CAP STK CL A 02079K305 2,578 2,486 SH   SOLE 2,486 0 0
AMAZON COM INC COM 023135106 436 301 SH   SOLE 301 0 0
ISHARES GOLD TRUST ISHARES 464285105 14,406 1,131,643 SH   SOLE 883,164 0 248,479
ISHARES TR MSCI EMG MKT ETF 464287234 6,199 128,395 SH   SOLE 117,155 0 11,240
ISHARES TR S&P 500 GRWT ETF 464287309 651 4,200 SH   SOLE 4,200 0 0
ISHARES TR MSCI EAFE ETF 464287465 11,220 161,021 SH   SOLE 133,805 0 27,216
ISHARES TR CORE S&P MCP ETF 464287507 537 2,864 SH   SOLE 2,864 0 0
ISHARES TR COHEN STEER REIT 464287564 5,724 61,359 SH   SOLE 41,931 0 19,428
ISHARES TR RUS 1000 VAL ETF 464287598 9,161 76,366 SH   SOLE 73,405 0 2,961
ISHARES TR RUS 1000 GRW ETF 464287614 10,829 79,576 SH   SOLE 76,120 0 3,456
ISHARES TR RUS 1000 ETF 464287622 92,295 628,455 SH   SOLE 499,460 0 128,995
ISHARES TR RUS 2000 VAL ETF 464287630 2,352 19,296 SH   SOLE 19,296 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 2,643 13,869 SH   SOLE 13,869 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 17,044 112,257 SH   SOLE 86,771 0 25,486
ISHARES TR RUSSELL 3000 ETF 464287689 262 1,675 SH   SOLE 1,675 0 0
ISHARES TR CORE S&P SCP ETF 464287804 547 7,106 SH   SOLE 7,106 0 0
ISHARES TR SP SMCP600VL ETF 464287879 472 3,130 SH   SOLE 3,130 0 0
ISHARES TR S&P SML 600 GWT 464287887 288 1,655 SH   SOLE 1,655 0 0
ISHARES TR NATIONAL MUN ETF 464288414 11,106 101,957 SH   SOLE 100,334 0 1,623
ISHARES TR EAFE VALUE ETF 464288877 636 11,656 SH   SOLE 11,656 0 0
ISHARES TR EAFE GRWTH ETF 464288885 747 9,293 SH   SOLE 9,293 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 248 1,550 SH   SOLE 1,160 0 390
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 306 10,659 SH   SOLE 10,557 0 102
SPDR GOLD TRUST GOLD SHS 78463V107 7,420 58,989 SH   SOLE 46,612 0 12,377
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,411 9,153 SH   SOLE 6,453 0 2,700
SPDR SERIES TRUST DJ REIT ETF 78464A607 253 2,934 SH   SOLE 2,934 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,423 32,109 SH   SOLE 27,977 0 4,132
VANGUARD INDEX FDS GROWTH ETF 922908736 865 6,096 SH   SOLE 6,096 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 481 4,663 SH   SOLE 4,663 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 534 3,932 SH   SOLE 3,932 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,349 220,295 SH   SOLE 154,134 0 66,161
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 204 3,516 SH   SOLE 3,516 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,036 159,015 SH   SOLE 102,375 0 56,640
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 7,213 87,444 SH   SOLE 48,955 0 38,489
WELLS FARGO CO NEW COM 949746101 257 4,900 SH   SOLE 4,900 0 0