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Segment Reporting (Tables)
12 Months Ended
Dec. 31, 2021
Segment Reporting [Abstract]  
Segment Reporting Information, by Segment
The Mortgage Banking segment provides residential mortgage loans for the primary purpose of sale in the secondary market. Mortgage banking products and services are provided by offices in 23 states with the ability to lend in 48 states.

 
 
As of or for the Year ended December 31, 2021
 
 
 
Community
Banking
   
Mortgage
Banking
   
Holding
Company and
Other
   
Consolidated
 
 
 
(in thousands)
 
Net interest income (loss)
 
$
56,051
   
$
(652
)
 
$
116
   
$
55,515
 
Provision (credit) for loan losses
   
(4,100
)
   
110
     
-
     
(3,990
)
Net interest income (loss) after provision (credit) for loan losses
   
60,151
     
(762
)
   
116
     
59,505
 
 
                               
Noninterest income
   
6,058
     
197,573
     
(436
)
   
203,195
 
 
                               
Noninterest expenses:
                               
Compensation, payroll taxes, and other employee benefits
   
20,294
     
115,279
     
(458
)
   
135,115
 
Occupancy, office furniture, and equipment
   
3,781
     
5,831
     
-
     
9,612
 
Advertising
   
980
     
2,548
     
-
     
3,528
 
Data processing
   
2,039
     
1,889
     
22
     
3,950
 
Communications
   
427
     
882
     
-
     
1,309
 
Professional fees
   
673
     
564
     
38
     
1,275
 
Real estate owned
   
3
     
-
     
-
     
3
 
Loan processing expense
   
-
     
4,610
     
-
     
4,610
 
Other
   
1,974
     
9,074
     
144
     
11,192
 
Total noninterest expenses
   
30,171
     
140,677
     
(254
)
   
170,594
 
Income before income taxes
   
36,038
     
56,134
     
(66
)
   
92,106
 
Income taxes
   
7,696
     
13,641
     
(22
)
   
21,315
 
Net income
 
$
28,342
   
$
42,493
   
$
(44
)
 
$
70,791
 
 
                               
Total Assets
 
$
2,162,360
   
$
365,590
   
$
(312,092
)
 
$
2,215,858
 

 
 
As of or for the Year ended December 31, 2020
 
 
 
Community
Banking
   
Mortgage
Banking
   
Holding
Company and
Other
   
Consolidated
 
 
 
(in thousands)
 
Net interest income (loss)
 
$
54,616
   
$
(1,171
)
 
$
55
   
$
53,500
 
Provision for loan losses
   
6,075
     
265
     
-
     
6,340
 
Net interest income (loss) after provision for loan losses
   
48,541
     
(1,436
)
   
55
     
47,160
 
 
                               
Noninterest income
   
8,723
     
236,659
     
(1,365
)
   
244,017
 
 
                               
Noninterest expenses:
                               
Compensation, payroll taxes, and other employee benefits
   
20,233
     
119,432
     
(619
)
   
139,046
 
Occupancy, office furniture and equipment
   
3,688
     
6,535
     
-
     
10,223
 
Advertising
   
1,041
     
2,650
     
-
     
3,691
 
Data processing
   
2,284
     
1,636
     
21
     
3,941
 
Communications
   
411
     
918
     
-
     
1,329
 
Professional fees
   
695
     
7,376
     
47
     
8,118
 
Real estate owned
   
(8
)
   
-
     
-
     
(8
)
Loan processing expense
   
-
     
4,646
     
-
     
4,646
 
Other
   
2,507
     
10,345
     
(777
)
   
12,075
 
Total noninterest expenses
   
30,851
     
153,538
     
(1,328
)
   
183,061
 
Income before income taxes
   
26,413
     
81,685
     
18
     
108,116
 
Income taxes
   
5,219
     
21,744
     
8
     
26,971
 
Net income
 
$
21,194
   
$
59,941
   
$
10
   
$
81,145
 
 
                               
Total Assets
 
$
2,116,560
   
$
456,076
   
$
(388,049
)
 
$
2,184,587
 

 
 
As of or for the Year ended December 31, 2019
 
 
 
Community
Banking
   
Mortgage
Banking
   
Holding
Company and
Other
   
Consolidated
 
 
 
(in thousands)
 
 
                       
Net interest income (loss)
 
$
54,019
   
$
(1,910
)
 
$
88
   
$
52,197
 
Provision (credit) for loan losses
   
(1,050
)
   
150
     
-
     
(900
)
Net interest income (loss) after provision (credit) for loan losses
   
55,069
     
(2,060
)
   
88
     
53,097
 
 
                               
Noninterest income
   
5,020
     
126,910
     
(1,180
)
   
130,750
 
 
                               
Noninterest expenses:
                               
Compensation, payroll taxes, and other employee benefits
   
18,195
     
84,230
     
(707
)
   
101,718
 
Occupancy, office furniture and equipment
   
3,752
     
6,854
     
-
     
10,606
 
Advertising
   
920
     
2,965
     
-
     
3,885
 
Data processing
   
2,121
     
1,493
     
16
     
3,630
 
Communications
   
358
     
1,001
     
-
     
1,359
 
Professional fees
   
813
     
2,734
     
58
     
3,605
 
Real estate owned
   
(176
)
   
30
     
-
     
(146
)
Loan processing expense
   
-
     
3,288
     
-
     
3,288
 
Other
   
2,205
     
6,741
     
(618
)
   
8,328
 
Total noninterest expenses
   
28,188
     
109,336
     
(1,251
)
   
136,273
 
Income before income taxes
   
31,901
     
15,514
     
159
     
47,574
 
Income taxes
   
7,296
     
4,336
     
39
     
11,671
 
Net income
 
$
24,605
   
$
11,178
   
$
120
   
$
35,903
 
 
                               
Total Assets
 
$
1,955,999
   
$
258,928
   
$
(218,580
)
 
$
1,996,347