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Regulatory Capital (Tables)
6 Months Ended
Jun. 30, 2021
Regulatory Capital [Abstract]  
Actual and Required Capital Amounts and Ratios
The actual and required capital amounts and ratios for the Bank as of June 30, 2021 and December 31, 2020 are presented in the table below:

 
June 30, 2021
 
   
Actual
   
For Capital
Adequacy
Purposes
   
Minimum Capital
Adequacy with
Capital Buffer
   
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
 
   
(Dollars In Thousands)
 
Total Capital (to risk-weighted assets)
                                     
Consolidated Waterstone Financial, Inc.
 
$
447,596
     
28.04
%
 
$
127,690
     
8.00
%
 
$
167,593
     
10.50
%
 
$
N/A
     
N/A
 
WaterStone Bank
   
403,174
     
25.29
%
   
127,528
     
8.00
%
   
167,380
     
10.50
%
   
159,410
     
10.00
%
Tier 1 Capital (to risk-weighted assets)
                                                 
Consolidated Waterstone Financial, Inc.
   
430,186
     
26.95
%
   
95,767
     
6.00
%
   
135,670
     
8.50
%
   
N/A
     
N/A
 
WaterStone Bank
   
385,764
     
24.20
%
   
95,646
     
6.00
%
   
135,498
     
8.50
%
   
127,528
     
8.00
%
Common Equity Tier 1 Capital (to risk-weighted assets)
                                         
Consolidated Waterstone Financial, Inc.
   
430,186
     
26.95
%
   
71,825
     
4.50
%
   
111,729
     
7.00
%
   
N/A
     
N/A
 
WaterStone Bank
   
385,764
     
24.20
%
   
71,734
     
4.50
%
   
111,587
     
7.00
%
   
103,616
     
6.50
%
Tier 1 Capital (to average assets)
                                                 
Consolidated Waterstone Financial, Inc.
   
430,186
     
19.50
%
   
88,240
     
4.00
%
   
N/A
     
N/A
     
N/A
     
N/A
 
WaterStone Bank
   
385,764
     
17.49
%
   
88,240
     
4.00
%
   
N/A
     
N/A
     
110,300
     
5.00
%
State of Wisconsin (to total assets)
                                                 
WaterStone Bank
   
385,764
     
17.56
%
   
131,817
     
6.00
%
   
N/A
     
N/A
     
N/A
     
N/A
 

 
December 31, 2020
 
   
Actual
   
For Capital
Adequacy
Purposes
   
Minimum Capital
Adequacy with
Capital Buffer
   
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
 
   
(Dollars In Thousands)
 
Total Capital (to risk-weighted assets)
                                     
Consolidated Waterstone Financial, Inc.
 
$
428,972
     
24.80
%
 
$
138,390
     
8.00
%
 
$
181,637
     
10.50
%
 
$
N/A
     
N/A
 
WaterStone Bank
   
389,519
     
22.52
%
   
138,346
     
8.00
%
   
181,579
     
10.50
%
   
172,933
     
10.00
%
Tier 1 Capital (to risk-weighted assets)
                                                 
Consolidated Waterstone Financial, Inc.
   
410,149
     
23.71
%
   
103,792
     
6.00
%
   
147,039
     
8.50
%
   
N/A
     
N/A
 
WaterStone Bank
   
370,696
     
21.44
%
   
103,760
     
6.00
%
   
146,993
     
8.50
%
   
138,346
     
8.00
%
Common Equity Tier 1 Capital (to risk-weighted assets)
                                 
Consolidated Waterstone Financial, Inc.
   
410,149
     
23.71
%
   
77,844
     
4.50
%
   
121,091
     
7.00
%
   
N/A
     
N/A
 
WaterStone Bank
   
370,696
     
21.44
%
   
77,820
     
4.50
%
   
121,053
     
7.00
%
   
112,406
     
6.50
%
Tier 1 Capital (to average assets)
                                                 
Consolidated Waterstone Financial, Inc.
   
410,149
     
18.38
%
   
89,238
     
4.00
%
   
N/A
     
N/A
     
N/A
     
N/A
 
WaterStone Bank
   
370,696
     
16.61
%
   
89,263
     
4.00
%
   
N/A
     
N/A
     
111,579
     
5.00
%
State of Wisconsin (to total assets)
                                                 
WaterStone Bank
   
370,696
     
16.62
%
   
133,856
     
6.00
%
   
N/A
     
N/A
     
N/A
     
N/A