Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash	$ 247,857	$ 343,016
Federal funds sold	10,954	13,981
Interest-earning deposits in other financial institutions and other short term investments	19,719	19,725
Cash and cash equivalents	278,530	376,722
Securities available for sale (at fair value)	201,953	179,016
Loans held for sale (at fair value)	154,440	312,738
Loans receivable	1,207,416	1,205,785
Allowance at end of period	16,905	15,778
Loans receivable, net	1,190,511	1,190,007
Office properties and equipment, net	21,932	22,273
Federal Home Loan Bank stock (at cost)	24,438	24,438
Cash surrender value of life insurance	65,315	65,368
Real estate owned, net	148	148
Prepaid expenses and other assets	67,347	45,148
Total assets	2,004,614	2,215,858
Liabilities:
Demand deposits	218,119	214,409
Money market and savings deposits	400,710	392,314
Time deposits	591,619	626,663
Total deposits	1,210,448	1,233,386
Borrowings	326,478	477,127
Advance payments by borrowers for taxes	10,759	4,094
Other liabilities	44,677	68,478
Total liabilities	1,592,362	1,783,085
Commitments and contingencies (Note 9)
Shareholders’ equity:
Preferred stock (par value $.01 per share) Authorized - 50,000,000 shares at March 31, 2022 and at December 31, 2021, no shares issued	0	0
Common stock (par value $.01 per share) Authorized - 100,000,000 shares at March 31, 2022 and at December 31, 2021, Issued - 24,146,920 at March 31, 2022 and 24,795,124 at December 31, 2021, Outstanding - 24,146,920 at March 31, 2022 and 24,795,124 at December 31, 2021	241	248
Additional paid-in capital	161,354	174,505
Retained earnings	272,740	273,398
Unearned ESOP shares	(13,946)	(14,243)
Accumulated other comprehensive loss, net of taxes	(8,137)	(1,135)
Total shareholders’ equity	412,252	432,773
Total liabilities and shareholders’ equity	$ 2,004,614	$ 2,215,858