The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 242 1,385 SH   SOLE   1,385 0 0
AT&T Inc COM 00206r102 914 31,778 SH   SOLE   31,613 0 165
AbbVie Inc. COM 00287y109 3,949 36,851 SH   SOLE   35,771 0 1,080
Abbott Labs COM 002824100 1,045 9,542 SH   SOLE   9,107 0 435
Accenture COM g1151c101 1,012 3,875 SH   SOLE   3,550 0 325
Allegheny Technologies COM 01741r102 1,707 101,795 SH   SOLE   100,245 0 1,550
Alliant Energy COM 018802108 1,488 28,873 SH   SOLE   28,206 0 667
Alphabet Inc. Class A COM 02079k305 1,702 971 SH   SOLE   602 0 369
Alphabet Inc. Class C COM 02079k107 7,778 4,440 SH   SOLE   2,996 0 1,444
Altria Group COM 02209s103 294 7,170 SH   SOLE   7,170 0 0
Amazon.com COM 023135106 3,944 1,211 SH   SOLE   1,177 0 34
American Green Group, Inc. COM 02639t200 0 50,000 SH   SOLE   50,000 0 0
Amgen COM 031162100 1,351 5,876 SH   SOLE   5,604 0 272
Apache Corporation COM 037411105 466 32,807 SH   SOLE   32,707 0 100
Apple Inc. COM 037833100 10,357 78,052 SH   SOLE   76,412 0 1,640
Bank of America COM 060505104 1,569 51,756 SH   SOLE   50,886 0 870
Berkshire Hathaway cl. A (1/10 COM 084990175 696 200 SH   SOLE   200 0 0
Berkshire Hathaway cl. B COM 084670702 2,904 12,523 SH   SOLE   12,266 0 257
Bristol-Myers Squibb COM 110122108 2,381 38,390 SH   SOLE   37,355 0 1,035
Broadcom Inc. COM 11135f101 1,699 3,881 SH   SOLE   3,763 0 118
Bunge Ltd COM g16962105 1,370 20,890 SH   SOLE   20,260 0 630
CVS Caremark Corp COM 126650100 3,904 57,153 SH   SOLE   55,083 0 2,070
Cambridge Heart COM 131910101 0 25,000 SH   SOLE   25,000 0 0
Carnival Corporation COM 143658300 702 32,417 SH   SOLE   31,892 0 525
Caterpillar Inc. COM 149123101 2,146 11,787 SH   SOLE   11,632 0 155
Chevron Corp. COM 166764100 1,820 21,546 SH   SOLE   21,146 0 400
China Jo-Jo Drugstores, Inc. COM 16949a206 19 19,000 SH   SOLE   19,000 0 0
Cisco Systems Inc. COM 17275R102 675 15,092 SH   SOLE   14,487 0 605
Citigroup Inc. COM 172967424 1,534 24,884 SH   SOLE   24,184 0 700
Coca-Cola Co. COM 191216100 285 5,206 SH   SOLE   4,726 0 480
Colgate-Palmolive Co. COM 194162103 586 6,850 SH   SOLE   6,450 0 400
Deere & Co COM 244199105 566 2,104 SH   SOLE   2,104 0 0
Diebold, Incorporated COM 253651103 188 17,600 SH   SOLE   17,600 0 0
Dominion Resources Inc. COM 25746U109 273 3,634 SH   SOLE   3,364 0 270
Duke Energy COM 26441C204 237 2,589 SH   SOLE   2,589 0 0
Exact Sciences Corp. COM 30063P105 219 1,652 SH   SOLE   1,652 0 0
Exxon-Mobil COM 30231G102 217 5,269 SH   SOLE   5,044 0 225
Facebook Inc. COM 30303m102 647 2,370 SH   SOLE   1,870 0 500
Fastenal Co. COM 311900104 435 8,906 SH   SOLE   8,306 0 600
FedEx Corp. COM 31428X106 1,126 4,336 SH   SOLE   4,171 0 165
Fidelity National Info Service COM 31620m106 320 2,261 SH   SOLE   2,261 0 0
Fiserv Inc. COM 337738108 5,904 51,851 SH   SOLE   50,981 0 870
General Dynamics COM 369550108 405 2,721 SH   SOLE   2,686 0 35
General Electric Co. COM 369604103 1,299 120,285 SH   SOLE   120,075 0 210
Genuine Parts COM 372460105 476 4,740 SH   SOLE   4,540 0 200
Gilead Sciences COM 375558103 205 3,525 SH   SOLE   3,525 0 0
Goldman Sachs COM 38141G104 1,431 5,428 SH   SOLE   5,298 0 130
Helen of Troy, Ltd COM g4388n106 2,293 10,319 SH   SOLE   9,889 0 430
Hershey Foods Corp COM 427866108 305 2,000 SH   SOLE   2,000 0 0
Home Depot Inc. COM 437076102 300 1,130 SH   SOLE   1,130 0 0
Illumina, Inc COM 452327109 330 892 SH   SOLE   892 0 0
Ingersoll Rand Inc. COM 45687v106 391 8,572 SH   SOLE   8,572 0 0
Intel Corp. COM 458140100 2,094 42,035 SH   SOLE   41,150 0 885
Intl Business Mach. Corp. COM 459200101 220 1,750 SH   SOLE   1,620 0 130
J.P. Morgan Chase COM 46625H100 3,501 27,553 SH   SOLE   27,052 0 501
Johnson & Johnson COM 478160104 4,809 30,556 SH   SOLE   29,676 0 880
Johnson Controls Intl plc COM G51502105 776 16,662 SH   SOLE   15,937 0 725
Kimberly-Clark Corp. COM 494368103 2,909 21,578 SH   SOLE   21,098 0 480
Lilly Eli & Co. COM 532457108 230 1,360 SH   SOLE   1,160 0 200
Lockheed Martin Corp. COM 539830109 332 935 SH   SOLE   935 0 0
MGE Energy COM 55277p104 656 9,367 SH   SOLE   9,217 0 150
MGIC Investment Corp. COM 552848103 3,913 311,825 SH   SOLE   305,680 0 6,145
McDonald's COM 580135101 1,249 5,822 SH   SOLE   5,717 0 105
Medtronic plc COM g5960l103 1,826 15,592 SH   SOLE   14,707 0 885
Merck & Co. Inc. COM 58933y105 269 3,287 SH   SOLE   3,047 0 240
Microsoft Corp. COM 594918104 8,840 39,747 SH   SOLE   38,872 0 875
Modine Manufacturing COM 607828100 1,072 85,374 SH   SOLE   83,424 0 1,950
NVidia Corp COM 67066G104 2,010 3,850 SH   SOLE   3,805 0 45
National HealthCare Logs COM 63633Y108 2 200,000 SH   SOLE   200,000 0 0
Newmont Mining Corp COM 651639106 724 12,083 SH   SOLE   11,963 0 120
Novartis AG COM 66987v109 2,273 24,068 SH   SOLE   23,633 0 435
O-I Glass, Inc. COM 67098h104 1,473 123,750 SH   SOLE   123,750 0 0
Olin Corp COM 680665205 1,692 68,890 SH   SOLE   67,590 0 1,300
Omnicom Group COM 681919106 407 6,525 SH   SOLE   6,525 0 0
Oracle Corp. COM 68389X105 760 11,750 SH   SOLE   11,200 0 550
Oshkosh Corp COM 688239201 1,003 11,650 SH   SOLE   11,495 0 155
PayPal Holdings, Inc. COM 70450y103 2,483 10,604 SH   SOLE   10,449 0 155
Paychex COM 704326107 299 3,205 SH   SOLE   3,205 0 0
Pepsico Inc. COM 713448108 2,886 19,458 SH   SOLE   18,888 0 570
Pfizer Inc. COM 717081103 1,073 29,153 SH   SOLE   29,003 0 150
Philip Morris International COM 718172109 205 2,471 SH   SOLE   2,296 0 175
Procter & Gamble Co. COM 742718109 1,516 10,892 SH   SOLE   10,292 0 600
Prudential Financial, Inc. COM 744320102 280 3,587 SH   SOLE   3,352 0 235
Quad/Graphics, Inc. COM 747301109 115 30,150 SH   SOLE   30,150 0 0
Qualcomm Inc. COM 747525103 2,473 16,235 SH   SOLE   15,915 0 320
RPM Inc. COM 749685103 3,571 39,337 SH   SOLE   38,477 0 860
Range Resources COM 75281a109 213 31,855 SH   SOLE   30,805 0 1,050
Regal-Beloit Corp. COM 758750103 211 1,721 SH   SOLE   1,221 0 500
Rockwell Automation COM 773903109 344 1,370 SH   SOLE   1,370 0 0
Square, Inc. COM 852234103 554 2,545 SH   SOLE   2,545 0 0
Stanley Black & Decker, Inc. COM 854502101 435 2,435 SH   SOLE   2,310 0 125
TCF Financial Corporation COM 872307103 1,774 47,912 SH   SOLE   46,942 0 970
Target Corp. COM 87612E106 1,950 11,048 SH   SOLE   10,806 0 242
Tesla Motors, Inc. COM 88160R101 850 1,205 SH   SOLE   1,205 0 0
The Interpublic Group of Compa COM 460690100 270 11,466 SH   SOLE   11,466 0 0
The Walt Disney Co. COM 254687106 893 4,929 SH   SOLE   4,929 0 0
Union Pacific Corp. COM 907818108 229 1,100 SH   SOLE   1,100 0 0
UnitedHealth Group Inc COM 91324p102 2,568 7,323 SH   SOLE   7,170 0 153
VF Corp COM 918204108 915 10,714 SH   SOLE   9,909 0 805
Verizon COM 92343V104 3,510 59,745 SH   SOLE   58,520 0 1,225
Visa Inc. COM 92826c839 1,387 6,341 SH   SOLE   6,031 0 310
Vodafone Grp PLC COM 92857w308 849 51,547 SH   SOLE   50,942 0 605
WD 40 Company COM 929236107 474 1,785 SH   SOLE   1,785 0 0
WEC Energy Group, Inc. COM 92939u106 1,726 18,759 SH   SOLE   17,934 0 825
Wal-Mart Stores Inc. COM 931142103 1,745 12,106 SH   SOLE   11,921 0 185
Walgreens Boots Alliance COM 931427108 664 16,659 SH   SOLE   16,104 0 555
Wells Fargo & Co. COM 949746101 202 6,706 SH   SOLE   6,256 0 450
XCel Energy Inc. COM 98389b100 578 8,672 SH   SOLE   8,672 0 0
XPO Logistics, Inc. COM 983793100 1,298 10,892 SH   SOLE   10,687 0 205
Duff & Phelps Select Income Fu ETF 23325P104 192 18,758 SH   SOLE   17,483 0 1,275
Madison Covered Call&Equity St ETF 557437100 153 22,630 SH   SOLE   20,330 0 2,300
MidCap SPDRs ETF 78467y107 543 1,292 SH   SOLE   1,292 0 0
S&P 500/Barra Value (iShares) ETF 464287408 227 1,770 SH   SOLE   1,700 0 70
S&P Dep Receipts ETF 78462f103 606 1,621 SH   SOLE   1,411 0 210
S&P Midcap 400 Index (iShares) ETF 464287507 954 4,152 SH   SOLE   3,966 0 186
SPDR Portfolio Mid Cap ETF ETF 78464A847 2,471 61,167 SH   SOLE   60,472 0 695
SPDR Portfolio S&P 500 High Di ETF 78468r788 910 27,612 SH   SOLE   26,437 0 1,175
SPDR S&P 500 Growth ETF ETF 78464A409 11,829 213,943 SH   SOLE   210,358 0 3,585
SPDR S&P 500 Value ETF ETF 78464A508 7,499 218,045 SH   SOLE   212,596 0 5,449
Schwab U.S. Large-Cap ETF ETF 808524201 708 7,785 SH   SOLE   7,785 0 0
Schwab U.S. Large-Cap Growth E ETF 808524300 881 6,864 SH   SOLE   6,490 0 374
Schwab U.S. Large-Cap Value ET ETF 808524409 315 5,289 SH   SOLE   4,753 0 536
Schwab US Dividend Equity ETF ETF 808524797 673 10,486 SH   SOLE   9,836 0 650
Vanguard High Dividend Yield I ETF 921946406 262 2,867 SH   SOLE   2,867 0 0
Vanguard Mega Cap 300 Growth I ETF 921910816 761 3,734 SH   SOLE   3,734 0 0
Vanguard Mid Cap ETF ETF 922908629 266 1,288 SH   SOLE   1,288 0 0
Vanguard Total Stock Market ET ETF 922908769 226 1,159 SH   SOLE   1,146 0 13
Vanguard Value ETF ETF 922908744 225 1,894 SH   SOLE   1,894 0 0
iShares Core S&P U.S. Growth E ETF 464287671 282 3,176 SH   SOLE   3,176 0 0
iShares Russell Growth Midcap ETF 464287481 296 2,886 SH   SOLE   2,886 0 0
S&P 600/Barra Growth Index (iS SMLC 464287887 2,602 22,792 SH   SOLE   21,726 0 1,066
S&P 600/Barra Value Index (iSh SMLC 464287879 3,053 37,548 SH   SOLE   36,409 0 1,139
SPDR Portfolio Small Cap ETF SMLC 78468R853 7,676 214,414 SH   SOLE   212,510 0 1,904
Schwab U.S. Small-Cap ETF SMLC 808524607 1,288 14,471 SH   SOLE   13,203 0 1,268
Vanguard Small Cap ETF SMLC 922908751 259 1,332 SH   SOLE   1,332 0 0
iShares S&P SmallCap 600 Index SMLC 464287804 553 6,020 SH   SOLE   5,645 0 375
China-H FTSE/Xinhua 25 Index ( INTL 464287184 241 5,189 SH   SOLE   4,364 0 825
Europe/Australia/Far-East Inde INTL 464287465 489 6,709 SH   SOLE   6,520 0 189
MSCI Emerging Markets Index (i INTL 464287234 524 10,132 SH   SOLE   9,677 0 455
MSCI Japan Index (iShares) INTL 46434g822 281 4,165 SH   SOLE   3,930 0 235
SPDR Portfolio Emerging Market INTL 78463X509 3,444 81,684 SH   SOLE   81,034 0 650
SPDR S&P Developed World ex-US INTL 78463X889 3,825 113,335 SH   SOLE   112,670 0 665
Schwab Emerging Markets Equity INTL 808524706 261 8,524 SH   SOLE   8,524 0 0
Schwab International Equity ET INTL 808524805 883 24,514 SH   SOLE   22,473 0 2,041
Vanguard Emerging Markets Stoc INTL 922042858 547 10,917 SH   SOLE   10,692 0 225
Vanguard FTSE All-World ex-US INTL 922042775 325 5,564 SH   SOLE   5,564 0 0
Vanguard FTSE Developed Market INTL 921943858 2,297 48,646 SH   SOLE   46,671 0 1,975
Wisdom Tree Japan Hedged Equit INTL 97717W851 421 7,740 SH   SOLE   7,255 0 485
WisdomTree EAFE Dividend-Wgtd INTL 97717w703 1,169 23,083 SH   SOLE   22,583 0 500
WisdomTree Emerg Mkts High-Yie INTL 97717w315 366 8,892 SH   SOLE   8,757 0 135
WisdomTree Int'l Hedged Divide INTL 97717x594 221 5,625 SH   SOLE   5,425 0 200
iShares MSCI All Country Asia INTL 464288182 712 7,941 SH   SOLE   7,056 0 885
BlackRock Int. Duration Munici FIXD 09253X102 1,234 82,973 SH   SOLE   79,833 0 3,140
BlackRock MuniAssets Fund FIXD 09254j102 1,165 79,385 SH   SOLE   77,385 0 2,000
Calamos Convertible & High Inc FIXD 12811p108 668 46,809 SH   SOLE   43,134 0 3,675
Eaton Vance Limited Duration I FIXD 27828h105 436 34,762 SH   SOLE   31,712 0 3,050
Invesco CEF Income Composite E FIXD 46138e404 1,790 79,790 SH   SOLE   74,650 0 5,140
Invesco Ultra Short-Duration E FIXD 46090a887 265 5,235 SH   SOLE   4,235 0 1,000
Nuveen Dividend Advantage Muni FIXD 67071l106 177 10,525 SH   SOLE   10,525 0 0
Nuveen Municipal Value Fund In FIXD 670928100 346 31,200 SH   SOLE   31,200 0 0
PIMCO Corporate Opportunity Fu FIXD 72201b101 593 33,212 SH   SOLE   32,212 0 1,000
PIMCO Enhanced Short Maturity FIXD 72201r833 744 7,296 SH   SOLE   7,296 0 0
Pacer Trendpilot US Bond ETF FIXD 69374h642 2,959 107,486 SH   SOLE   105,174 0 2,312
Putnam Master Intrm Inc Tr FIXD 746909100 57 13,500 SH   SOLE   13,500 0 0
SPDR DoubleLine Total Return T FIXD 78467v848 234 4,754 SH   SOLE   4,454 0 300
SPDR Lehman Municipal Bond ETF FIXD 78468r721 240 4,573 SH   SOLE   4,573 0 0
SPDR Portfolio Aggregate Bond FIXD 78464a649 4,334 140,750 SH   SOLE   136,751 0 3,999
SPDR Short Term Municipal Bond FIXD 78468r739 764 15,349 SH   SOLE   15,349 0 0
Schwab US Aggregate Bond ETF FIXD 808524839 424 7,559 SH   SOLE   7,154 0 405
Templeton Global Income Fund FIXD 880198106 110 20,000 SH   SOLE   5,100 0 14,900
Vanguard Total Intl Bond Ind E FIXD 92203j407 292 4,981 SH   SOLE   4,981 0 0
WisdomTree Floating Rate Treas FIXD 97717X628 1,406 56,020 SH   SOLE   53,994 0 2,026
iShares Barclays TIPS Bond Fun FIXD 464287176 521 4,083 SH   SOLE   3,683 0 400
iShares Core International Agg FIXD 46435g672 2,330 41,450 SH   SOLE   40,860 0 590
iShares Short-Term Corporate B FIXD 464288646 1,476 26,759 SH   SOLE   26,659 0 100
iShares iBoxx Invest Grade Cor FIXD 464287242 909 6,579 SH   SOLE   6,529 0 50
Gold Shares SPDR CMDT 78463v107 9,282 52,042 SH   SOLE   50,880 0 1,162
Sprott Physical Gold and Silve CMDT 85208r101 233 12,025 SH   SOLE   525 0 11,500
iShares Gold Trust CMDT 464285105 543 29,924 SH   SOLE   26,624 0 3,300
DJ Wilshire Int'l Real Estate REAL 78463x863 753 22,089 SH   SOLE   20,241 0 1,848
Invesco MSCI Global Timber ETF REAL 46138e545 270 8,037 SH   SOLE   7,387 0 650
SPDR Dow Jones Global Real Est REAL 78463x749 1,274 28,660 SH   SOLE   28,270 0 390
Weyerhaeuser Co. REAL 962166104 210 6,263 SH   SOLE   6,263 0 0
iShares S&P Global Timber & Fo REAL 464288174 566 7,112 SH   SOLE   6,740 0 372
ProShares S&P 500 Index Invers HEDG 74347b425 1,376 76,580 SH   SOLE   75,905 0 675