The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company COM 88579Y101 731 6,616 SH   SOLE NONE 0 0 6,616
A T & T Inc New COM 00206R102 3,625 236,372 SH   SOLE NONE 0 0 236,372
Abbott Laboratories COM 002824100 3,424 35,390 SH   SOLE NONE 0 0 35,390
Abbvie Inc COM 00287Y109 10,697 79,705 SH   SOLE NONE 0 0 79,705
Adams Express Co COM 006212104 363 24,938 SH   SOLE NONE 0 0 24,938
Adobe Systems Inc COM 00724F101 220 801 SH   SOLE NONE 0 0 801
Advanced Micro Devices COM 007903107 834 13,174 SH   SOLE NONE 0 0 13,174
Air Prod & Chemicals COM 009158106 925 3,977 SH   SOLE NONE 0 0 3,977
Airbnb Inc COM CL A 009066101 2,485 23,658 SH   SOLE NONE 0 0 23,658
Alphabet A CAP STK CL A 02079K305 12,598 131,715 SH   SOLE NONE 0 0 131,715
Alphabet C CAP STK CL C 02079K107 890 9,260 SH   SOLE NONE 0 0 9,260
Altria Group Inc COM 02209S103 209 5,189 SH   SOLE NONE 0 0 5,189
Amazon Com Inc COM 023135106 17,382 153,826 SH   SOLE NONE 0 0 153,826
Amer Electric Pwr Co Inc COM 025537101 2,296 26,560 SH   SOLE NONE 0 0 26,560
American Express Company COM 025816109 870 6,450 SH   SOLE NONE 0 0 6,450
Amgen Incorporated COM 031162100 5,781 25,651 SH   SOLE NONE 0 0 25,651
Anthem Inc COM 036752103 900 1,982 SH   SOLE NONE 0 0 1,982
Apple Computer Inc COM 037833100 36,174 261,753 SH   SOLE NONE 0 0 261,753
ARK FINTECH INNOVATION ETF FINTECH INNOVA 00214Q708 285 18,557 SH   SOLE NONE 0 0 18,557
Ark Genomic Revolution GENOMIC REV ETF 00214Q302 600 18,269 SH   SOLE NONE 0 0 18,269
Ark Innovation Etf INNOVATION ETF 00214Q104 1,524 40,408 SH   SOLE NONE 0 0 40,408
Astrazeneca Plc SPONSORED ADR 046353108 246 4,500 SH   SOLE NONE 0 0 4,500
Bank Of America 7.25%CNV PFD L 060505682 210 179 SH   SOLE NONE 0 0 179
Bank Of America Corp COM 060505104 1,316 43,604 SH   SOLE NONE 0 0 43,604
Barrick Gold Corp COM 067901108 534 34,465 SH   SOLE NONE 0 0 34,465
Berkshire Hathaway Cl B CL B NEW 084670702 3,983 14,919 SH   SOLE NONE 0 0 14,919
BlackRock Resources & Commdty SHS 09257A108 86 10,000 SH   SOLE NONE 0 0 10,000
Blue Foundry Bancorp Com COM 09549B104 301 27,000 SH   SOLE NONE 0 0 27,000
Boeing Co COM 097023105 226 1,870 SH   SOLE NONE 0 0 1,870
Broadcom Ltd COM 11135F101 1,578 3,554 SH   SOLE NONE 0 0 3,554
C V S Corp Del COM 126650100 2,368 24,836 SH   SOLE NONE 0 0 24,836
Caterpillar Inc COM 149123101 1,803 10,992 SH   SOLE NONE 0 0 10,992
Cheniere Energy Inc New COM NEW 16411R208 1,934 11,661 SH   SOLE NONE 0 0 11,661
Chevron Corporation COM 166764100 4,066 28,301 SH   SOLE NONE 0 0 28,301
Chimera Investment Corp COM NEW 16934Q208 62 12,000 SH   SOLE NONE 0 0 12,000
Chubb Corporation COM H1467J104 224 1,237 SH   SOLE NONE 0 0 1,237
Citizens Finl Group Inc COM 174610105 1,187 34,550 SH   SOLE NONE 0 0 34,550
Coca Cola Company COM 191216100 6,579 117,457 SH   SOLE NONE 0 0 117,457
Cohen & Steers Tot Ret Realty COM 19247R103 134 11,101 SH   SOLE NONE 0 0 11,101
Cohen Steers Qual Income COM 19247L106 388 34,575 SH   SOLE NONE 0 0 34,575
Comcast Corp New Cl A CL A 20030N101 331 11,294 SH   SOLE NONE 0 0 11,294
Communicat Svs Slct Sec COMMUNICATION 81369Y852 505 10,550 SH   SOLE NONE 0 0 10,550
Consolidated Edison Inc COM 209115104 370 4,317 SH   SOLE NONE 0 0 4,317
CONSTELLATION ENERGY ORD WI COM 21037T109 289 3,479 SH   SOLE NONE 0 0 3,479
Corteva Inc com COM 22052L104 385 6,749 SH   SOLE NONE 0 0 6,749
Costco Whsl Corp New COM 22160K105 2,046 4,332 SH   SOLE NONE 0 0 4,332
Credit Suisse Asset Mana COM 224916106 150 56,696 SH   SOLE NONE 0 0 56,696
CrowdStrike Holdings Inc CL A 22788C105 1,459 8,858 SH   SOLE NONE 0 0 8,858
Danaher Corp Del COM 235851102 1,005 3,892 SH   SOLE NONE 0 0 3,892
Delta Air Lines Inc New COM NEW 247361702 620 22,111 SH   SOLE NONE 0 0 22,111
Devon Energy Cp New COM 25179M103 268 4,460 SH   SOLE NONE 0 0 4,460
Disney Walt Co COM 254687106 3,872 41,048 SH   SOLE NONE 0 0 41,048
Dominion Res Inc Va New COM 25746U109 5,806 84,024 SH   SOLE NONE 0 0 84,024
Dow Chemical Company COM 260557103 368 8,379 SH   SOLE NONE 0 0 8,379
DTE Energy Co COM 233331107 5,743 49,923 SH   SOLE NONE 0 0 49,923
Duke Energy Corp New COM NEW 26441C204 6,357 68,343 SH   SOLE NONE 0 0 68,343
Dupont de Nemours Inc COM 26614N102 986 19,582 SH   SOLE NONE 0 0 19,582
Eaton Corporation SHS G29183103 1,866 13,998 SH   SOLE NONE 0 0 13,998
Eli Lillyi & Company COM 532457108 269 834 SH   SOLE NONE 0 0 834
Emerson Electric Co COM 291011104 4,694 64,117 SH   SOLE NONE 0 0 64,117
Enbridge Inc COM 29250N105 5,188 139,841 SH   SOLE NONE 0 0 139,841
Enterprise Prd Prtnrs COM 293792107 637 26,810 SH   SOLE NONE 0 0 26,810
Equal Weight Energy S&P500 EQL ENR 46137V365 720 11,814 SH   SOLE NONE 0 0 11,814
Estee Lauderco Inc CL A 518439104 1,375 6,372 SH   SOLE NONE 0 0 6,372
Exelon Corporation COM 30161N101 398 10,627 SH   SOLE NONE 0 0 10,627
Exxon Mobil Corporation COM 30231G102 2,120 24,281 SH   SOLE NONE 0 0 24,281
Facebook Inc Class A CL A 30303M102 4,001 29,495 SH   SOLE NONE 0 0 29,495
Fidelity MSCI Energy ETF MSCI ENERGY IDX 316092402 384 19,385 SH   SOLE NONE 0 0 19,385
Firstenergy Corp COM 337932107 1,701 45,989 SH   SOLE NONE 0 0 45,989
Foot Locker Inc COM 344849104 233 7,500 SH   SOLE NONE 0 0 7,500
Ford Motor Company New COM 345370860 652 58,237 SH   SOLE NONE 0 0 58,237
General Motors Corp COM 37045V100 2,305 71,857 SH   SOLE NONE 0 0 71,857
Global X Lithium & Battery Tech ETF LITHIUM BTRY ETF 37954Y855 230 3,488 SH   SOLE NONE 0 0 3,488
Global X US Infrastructure Dev ETF US INFR DEV ETF 37954Y673 1,218 52,831 SH   SOLE NONE 0 0 52,831
Goldman Sachs Group Inc COM 38141G104 5,014 17,112 SH   SOLE NONE 0 0 17,112
Heico Corp CL A 422806208 938 8,185 SH   SOLE NONE 0 0 8,185
HERTZ GLOBAL HLDGS EQY WARRANT *W EXP 06/30/205 42806J148 114 12,876 SH   SOLE NONE 0 0 12,876
Home Depot Inc COM 437076102 12,588 45,621 SH   SOLE NONE 0 0 45,621
Honeywell International COM 438516106 938 5,623 SH   SOLE NONE 0 0 5,623
Illinois Tool Works Inc COM 452308109 206 1,142 SH   SOLE NONE 0 0 1,142
Intel Corp COM 458140100 683 26,525 SH   SOLE NONE 0 0 26,525
Intl Business Machines COM 459200101 1,720 14,478 SH   SOLE NONE 0 0 14,478
Invesco QQQ Trust UNIT SER 1 46090E103 11,511 43,072 SH   SOLE NONE 0 0 43,072
Invesco S&P 500 Quality ETF S&P500 QUALITY 46137V241 385 9,693 SH   SOLE NONE 0 0 9,693
iShares Global Materials GLOBAL MATER ETF 464288695 654 9,650 SH   SOLE NONE 0 0 9,650
iShares MSCI Glbl Metals & Mining Prdcrs MSCI GBL ETF NEW 46434G848 252 7,417 SH   SOLE NONE 0 0 7,417
Ishares Nasdaq ISHARES BIOTECH 464287556 478 4,095 SH   SOLE NONE 0 0 4,095
Ishares Tr Barclays Bond 1 3 YR TREAS BD 464287457 666 8,213 SH   SOLE NONE 0 0 8,213
Ishares Tr Russell RUS 1000 ETF 464287622 400 2,027 SH   SOLE NONE 0 0 2,027
Ishares Tr S&P Smallcap CORE S&P SCP ETF 464287804 1,560 17,897 SH   SOLE NONE 0 0 17,897
iShares US Medical Devices U.S. MED DVC ETF 464288810 486 10,314 SH   SOLE NONE 0 0 10,314
Jackson Financial Inc COM CL A 46817M107 330 11,900 SH   SOLE NONE 0 0 11,900
Jacobs Engineering Group Inc COM 46982L108 1,425 13,137 SH   SOLE NONE 0 0 13,137
Jetblue Airways Corp COM 477143101 172 26,000 SH   SOLE NONE 0 0 26,000
Johnson & Johnson COM 478160104 13,282 81,310 SH   SOLE NONE 0 0 81,310
Jpmorgan Chase & Co COM 46625H100 4,680 44,785 SH   SOLE NONE 0 0 44,785
Kimco Realty Corp COM 49446R109 266 14,496 SH   SOLE NONE 0 0 14,496
Lockheed Martin Corp COM 539830109 747 1,935 SH   SOLE NONE 0 0 1,935
Lowes Companies Inc COM 548661107 766 4,082 SH   SOLE NONE 0 0 4,082
Lululemon Athletica Inc COM 550021109 1,013 3,627 SH   SOLE NONE 0 0 3,627
Lyondellbasell Inds SHS - A - N53745100 301 4,000 SH   SOLE NONE 0 0 4,000
Marvell Technology COM 573874104 2,176 50,729 SH   SOLE NONE 0 0 50,729
Mastercard Inc CL A 57636Q104 2,161 7,600 SH   SOLE NONE 0 0 7,600
Mc Donalds Corp COM 580135101 580 2,514 SH   SOLE NONE 0 0 2,514
Mckesson Corporation COM 58155Q103 956 2,815 SH   SOLE NONE 0 0 2,815
Medtronic Inc SHS G5960L103 830 10,289 SH   SOLE NONE 0 0 10,289
Merck & Co Inc COM 58933Y105 7,693 89,329 SH   SOLE NONE 0 0 89,329
Metlife Inc COM 59156R108 1,791 29,470 SH   SOLE NONE 0 0 29,470
Microsoft Corp COM 594918104 21,818 93,681 SH   SOLE NONE 0 0 93,681
Mimedx Group Inc COM 602496101 39 13,668 SH   SOLE NONE 0 0 13,668
Morgan Stanley COM NEW 617446448 1,334 16,884 SH   SOLE NONE 0 0 16,884
Nextera Energy Inc COM 65339F101 254 3,243 SH   SOLE NONE 0 0 3,243
Nike Inc Class B CL B 654106103 403 4,849 SH   SOLE NONE 0 0 4,849
Nucor Corp COM 670346105 616 5,761 SH   SOLE NONE 0 0 5,761
Nuveen Amt Free Quality COM 670657105 115 10,884 SH   SOLE NONE 0 0 10,884
Nuveen New York Dividend COM 67066X107 190 18,205 SH   SOLE NONE 0 0 18,205
Nuveen Ny Amt Free Muni COM 670656107 99 10,123 SH   SOLE NONE 0 0 10,123
Nuveen Quality Muni Income Fund COM 67066V101 116 10,589 SH   SOLE NONE 0 0 10,589
Nvidia Corp COM 67066G104 4,096 33,744 SH   SOLE NONE 0 0 33,744
Oracle Corporation COM 68389X105 288 4,721 SH   SOLE NONE 0 0 4,721
Parker-Hannifin Corp COM 701094104 1,725 7,119 SH   SOLE NONE 0 0 7,119
Pepsico Incorporated COM 713448108 8,945 54,793 SH   SOLE NONE 0 0 54,793
Pfizer Incorporated COM 717081103 6,567 150,076 SH   SOLE NONE 0 0 150,076
Philip Morris Intl Inc COM 718172109 206 2,485 SH   SOLE NONE 0 0 2,485
Phillips COM 718546104 1,008 12,492 SH   SOLE NONE 0 0 12,492
Pimco Enhanced Short ENHAN SHRT MA AC 72201R833 781 7,908 SH   SOLE NONE 0 0 7,908
Pimco Total Return ACTIVE BD ETF 72201R775 8,443 94,108 SH   SOLE NONE 0 0 94,108
Procter & Gamble COM 742718109 6,975 55,253 SH   SOLE NONE 0 0 55,253
Prudential Financial Inc COM 744320102 897 10,460 SH   SOLE NONE 0 0 10,460
PTC Inc COM 69370C100 645 6,175 SH   SOLE NONE 0 0 6,175
Purefunds Ise Cyber PRIME CYBR SCRTY 26924G201 236 5,447 SH   SOLE NONE 0 0 5,447
Qualcomm Inc COM 747525103 1,697 15,021 SH   SOLE NONE 0 0 15,021
Raytheon Technologies Ord COM 75513E101 397 4,853 SH   SOLE NONE 0 0 4,853
ROBINHOOD MARKETS CL A ORD COM CL A 770700102 404 40,033 SH   SOLE NONE 0 0 40,033
Roblox Corp Com Cl A CL A 771049103 1,576 43,988 SH   SOLE NONE 0 0 43,988
Rocky Mtn Choc Fact New COM 77467X101 90 15,013 SH   SOLE NONE 0 0 15,013
Roundhill Ball Metaverse ETF ROUNDHILL BALL 53656F417 952 128,855 SH   SOLE NONE 0 0 128,855
Rowe T Price Group Inc COM 74144T108 630 6,000 SH   SOLE NONE 0 0 6,000
SPDR S&P 500 Etf Tr TR UNIT 78462F103 13,559 37,964 SH   SOLE NONE 0 0 37,964
Salesforce Com COM 79466L302 4,104 28,538 SH   SOLE NONE 0 0 28,538
Sch US Div Equity Etf US DIVIDEND EQ 808524797 260 3,924 SH   SOLE NONE 0 0 3,924
Schw US Brd Mkt Etf US BRD MKT ETF 808524102 18,775 447,136 SH   SOLE NONE 0 0 447,136
Schwab Intermediate Term INT-TRM U.S TRES 808524854 1,351 27,511 SH   SOLE NONE 0 0 27,511
Schwab Short Term US SHT TM US TRES 808524862 1,889 39,144 SH   SOLE NONE 0 0 39,144
Sector Spdr Consumer Fd SBI CONS DISCR 81369Y407 2,122 14,898 SH   SOLE NONE 0 0 14,898
Sector Spdr Engy Select ENERGY 81369Y506 796 11,066 SH   SOLE NONE 0 0 11,066
Sector Spdr Fincl Select FINANCIAL 81369Y605 1,476 48,620 SH   SOLE NONE 0 0 48,620
Sector Spdr Health Fund SBI HEALTHCARE 81369Y209 1,660 13,714 SH   SOLE NONE 0 0 13,714
Sector Spdr Indl Select SBI INT-INDS 81369Y704 208 2,516 SH   SOLE NONE 0 0 2,516
Sector Spdr Tech Select TECHNOLOGY 81369Y803 1,117 9,412 SH   SOLE NONE 0 0 9,412
Sector Spdr Tr Con Stpls SBI CONS STPLS 81369Y308 2,401 35,983 SH   SOLE NONE 0 0 35,983
Service Now Inc COM 81762P102 587 1,556 SH   SOLE NONE 0 0 1,556
SHELL ADR EACH REP 2 ORD WI SPON ADS 780259305 517 10,400 SH   SOLE NONE 0 0 10,400
Sherwin Williams Co COM 824348106 278 1,360 SH   SOLE NONE 0 0 1,360
Shopify Inc CL A 82509L107 714 26,521 SH   SOLE NONE 0 0 26,521
Snowflake Cl A Ord CL A 833445109 1,511 8,892 SH   SOLE NONE 0 0 8,892
Spdr Long Term Treasury PORTFOLIO LN TSR 78464A664 2,642 89,139 SH   SOLE NONE 0 0 89,139
SPDR S&P Metals and Mining ETF S&P METALS MNG 78464A755 474 11,158 SH   SOLE NONE 0 0 11,158
Spotify Technology SHS L8681T102 1,268 14,694 SH   SOLE NONE 0 0 14,694
Square Inc CL A 852234103 710 12,917 SH   SOLE NONE 0 0 12,917
Stanley Black & Decker COM 854502101 2,325 30,917 SH   SOLE NONE 0 0 30,917
Starbucks Corp COM 855244109 281 3,346 SH   SOLE NONE 0 0 3,346
STELLANTIS ORD SHS N82405106 331 28,000 SH   SOLE NONE 0 0 28,000
Tesla Motors Inc COM 88160R101 4,774 18,000 SH   SOLE NONE 0 0 18,000
The Southern Company COM 842587107 240 3,533 SH   SOLE NONE 0 0 3,533
Thermo Electron Corp COM 883556102 3,985 7,858 SH   SOLE NONE 0 0 7,858
Total Sa SPONSORED ADS 89151E109 210 4,535 SH   SOLE NONE 0 0 4,535
Trane Technologies PLC SHS G8994E103 710 4,908 SH   SOLE NONE 0 0 4,908
Travelers Companies Inc COM 89417E109 512 3,344 SH   SOLE NONE 0 0 3,344
Truist Finl Corp Com COM 89832Q109 1,599 36,743 SH   SOLE NONE 0 0 36,743
Twilio Inc CL A 90138F102 1,070 15,486 SH   SOLE NONE 0 0 15,486
Two Harbors Investment COM NEW 90187B408 33 10,000 SH   SOLE NONE 0 0 10,000
U S Bancorp Del New COM NEW 902973304 327 8,134 SH   SOLE NONE 0 0 8,134
Unilever Plc Adr New SPON ADR NEW 904767704 2,620 59,778 SH   SOLE NONE 0 0 59,778
Union Pacific Corp COM 907818108 1,324 6,798 SH   SOLE NONE 0 0 6,798
United Contl Hldgs Inc COM 910047109 289 8,900 SH   SOLE NONE 0 0 8,900
United Parcel Service B CL B 911312106 3,049 18,876 SH   SOLE NONE 0 0 18,876
Unitedhealth Group Inc COM 91324P102 3,881 7,685 SH   SOLE NONE 0 0 7,685
Unity Software Inc COM 91332U101 273 8,599 SH   SOLE NONE 0 0 8,599
Vanguard Info Technology INF TECH ETF 92204A702 217 708 SH   SOLE NONE 0 0 708
Vanguard Mid Cap Etf MID CAP ETF 922908629 1,766 9,395 SH   SOLE NONE 0 0 9,395
Vanguard Mid Cap Value MCAP VL IDXVIP 922908512 244 2,011 SH   SOLE NONE 0 0 2,011
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 428 2,388 SH   SOLE NONE 0 0 2,388
Veeva Systems Inc CL A COM 922475108 1,432 8,690 SH   SOLE NONE 0 0 8,690
Verizon Communications COM 92343V104 1,620 42,668 SH   SOLE NONE 0 0 42,668
Veru Inc COM 92536C103 121 10,548 SH   SOLE NONE 0 0 10,548
Visa Inc Cl A COM CL A 92826C839 7,444 41,908 SH   SOLE NONE 0 0 41,908
Wal-Mart Stores Inc COM 931142103 1,017 7,844 SH   SOLE NONE 0 0 7,844
Waste Management Inc Del COM 94106L109 7,056 44,042 SH   SOLE NONE 0 0 44,042
Wells Fargo L PERP PFD CNV A 949746804 362 301 SH   SOLE NONE 0 0 301
WHEELS UP EXPERIENCE CL A ORD COM CL A 96328L106 36 31,588 SH   SOLE NONE 0 0 31,588
Whirlpool Corp COM 963320106 202 1,500 SH   SOLE NONE 0 0 1,500
Xcel Energy Inc COM 98389B100 256 4,000 SH   SOLE NONE 0 0 4,000
Xtrackers MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 3,223 96,270 SH   SOLE NONE 0 0 96,270
Yum Brands Inc COM 988498101 1,174 11,045 SH   SOLE NONE 0 0 11,045
Zscaler Inc COM 98980G102 235 1,432 SH   SOLE NONE 0 0 1,432