The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company COM 88579Y101 1,274 6,616 SH   SOLE NONE 0 0 6,616
A T & T Inc New COM 00206R102 1,570 51,869 SH   SOLE NONE 0 0 51,869
Abbott Laboratories COM 002824100 1,436 11,990 SH   SOLE NONE 0 0 11,990
Abbvie Inc COM 00287Y109 6,777 62,623 SH   SOLE NONE 0 0 62,623
Adams Express Co COM 006212104 455 24,938 SH   SOLE NONE 0 0 24,938
Advanced Micro Devices COM 007903107 1,124 14,326 SH   SOLE NONE 0 0 14,326
Air Prod & Chemicals COM 009158106 1,587 5,641 SH   SOLE NONE 0 0 5,641
Airbnb Inc COM CL A 009066101 532 2,836 SH   SOLE NONE 0 0 2,836
Alibaba Group Hldg Adr SPONSORED ADS 01609W102 1,843 8,130 SH   SOLE NONE 0 0 8,130
Alphabet A CAP STK CL A 02079K305 10,642 5,160 SH   SOLE NONE 0 0 5,160
Alphabet C CAP STK CL C 02079K107 901 436 SH   SOLE NONE 0 0 436
Amazon Com Inc COM 023135106 18,691 6,041 SH   SOLE NONE 0 0 6,041
Amer Electric Pwr Co Inc COM 025537101 206 2,438 SH   SOLE NONE 0 0 2,438
American Express Company COM 025816109 728 5,151 SH   SOLE NONE 0 0 5,151
Anthem Inc COM 036752103 701 1,953 SH   SOLE NONE 0 0 1,953
Apple Computer Inc COM 037833100 30,053 246,034 SH   SOLE NONE 0 0 246,034
ARK FINTECH INNOVATION ETF FINTECH INNOVA 00214Q708 2,336 45,727 SH   SOLE NONE 0 0 45,727
Ark Genomic Revolution GENOMIC REV ETF 00214Q302 5,146 58,000 SH   SOLE NONE 0 0 58,000
Ark Innovation Etf INNOVATION ETF 00214Q104 6,308 52,593 SH   SOLE NONE 0 0 52,593
Bank Of America Corp COM 060505104 2,294 59,293 SH   SOLE NONE 0 0 59,293
Berkshire Hathaway Cl B CL B NEW 084670702 3,641 14,253 SH   SOLE NONE 0 0 14,253
BlackRock Resources & Commdty SHS 09257A108 88 10,000 SH   SOLE NONE 0 0 10,000
Boeing Co COM 097023105 549 2,156 SH   SOLE NONE 0 0 2,156
Bristol-Myers Squibb Co COM 110122108 1,015 16,092 SH   SOLE NONE 0 0 16,092
C V S Corp Del COM 126650100 2,058 27,360 SH   SOLE NONE 0 0 27,360
Carrier Global Corp-Wi COM 14448C104 205 4,863 SH   SOLE NONE 0 0 4,863
Chevron Corporation COM 166764100 1,119 10,688 SH   SOLE NONE 0 0 10,688
Citizens Finl Group Inc COM 174610105 1,633 37,000 SH   SOLE NONE 0 0 37,000
Clorox Company COM 189054109 354 1,836 SH   SOLE NONE 0 0 1,836
Coca Cola Company COM 191216100 491 9,329 SH   SOLE NONE 0 0 9,329
Cohen Steers Qual Income COM 19247L106 578 41,545 SH   SOLE NONE 0 0 41,545
Colgate-Palmolive Co COM 194162103 264 3,354 SH   SOLE NONE 0 0 3,354
Comcast Corp New Cl A CL A 20030N101 871 16,109 SH   SOLE NONE 0 0 16,109
Communicat Svs Slct Sec COMMUNICATION 81369Y852 2,083 28,423 SH   SOLE NONE 0 0 28,423
Constellation Brand Cl A CL A 21036P108 1,629 7,148 SH   SOLE NONE 0 0 7,148
Corteva Inc com COM 22052L104 363 7,806 SH   SOLE NONE 0 0 7,806
Costco Whsl Corp New COM 22160K105 1,573 4,465 SH   SOLE NONE 0 0 4,465
Credit Suisse Asset Mana COM 224916106 180 53,270 SH   SOLE NONE 0 0 53,270
Danaher Corp Del COM 235851102 826 3,673 SH   SOLE NONE 0 0 3,673
Delta Air Lines Inc New COM NEW 247361702 2,312 47,896 SH   SOLE NONE 0 0 47,896
Disney Walt Co COM 254687106 2,996 16,240 SH   SOLE NONE 0 0 16,240
Dominion Res Inc Va New COM 25746U109 631 8,307 SH   SOLE NONE 0 0 8,307
Dow Chemical Company COM 260557103 294 4,604 SH   SOLE NONE 0 0 4,604
DraftKings Inc COM CL A 26142R104 522 8,521 SH   SOLE NONE 0 0 8,521
Duke Energy Corp New COM NEW 26441C204 712 7,381 SH   SOLE NONE 0 0 7,381
Dupont de Nemours Inc COM 26614N102 1,690 21,878 SH   SOLE NONE 0 0 21,878
Eaton Corporation SHS G29183103 251 1,818 SH   SOLE NONE 0 0 1,818
Emerson Electric Co COM 291011104 402 4,464 SH   SOLE NONE 0 0 4,464
EMQQ Emerging Markets Intrnt & Ecmrc ETF EMQQ EM INTERN 301505889 3,042 47,612 SH   SOLE NONE 0 0 47,612
Enbridge Inc COM 29250N105 379 10,413 SH   SOLE NONE 0 0 10,413
Enterprise Prd Prtnrs COM 293792107 629 28,571 SH   SOLE NONE 0 0 28,571
Exelon Corporation COM 30161N101 409 9,363 SH   SOLE NONE 0 0 9,363
Exxon Mobil Corporation COM 30231G102 254 4,555 SH   SOLE NONE 0 0 4,555
Facebook Inc Class A CL A 30303M102 6,903 23,439 SH   SOLE NONE 0 0 23,439
Fedex Corporation COM 31428X106 1,432 5,042 SH   SOLE NONE 0 0 5,042
Ford Motor Company New COM 345370860 163 13,356 SH   SOLE NONE 0 0 13,356
General Motors Corp COM 37045V100 1,991 34,659 SH   SOLE NONE 0 0 34,659
Global X US Infrastructure Dev ETF US INFR DEV ETF 37954Y673 1,469 58,632 SH   SOLE NONE 0 0 58,632
Goldman Sachs Group Inc COM 38141G104 2,735 8,364 SH   SOLE NONE 0 0 8,364
Healthequity Inc COM 42226A107 1,021 15,026 SH   SOLE NONE 0 0 15,026
Heico Corp CL A 422806208 1,006 8,857 SH   SOLE NONE 0 0 8,857
Home Depot Inc COM 437076102 8,720 28,567 SH   SOLE NONE 0 0 28,567
Honeywell International COM 438516106 1,204 5,549 SH   SOLE NONE 0 0 5,549
Illinois Tool Works Inc COM 452308109 221 1,001 SH   SOLE NONE 0 0 1,001
Ingersoll Rand Inc COM 45687V106 212 4,328 SH   SOLE NONE 0 0 4,328
Intel Corp COM 458140100 1,227 19,185 SH   SOLE NONE 0 0 19,185
Invesco QQQ Trust UNIT SER 1 46090E103 15,197 47,622 SH   SOLE NONE 0 0 47,622
Invesco S&P 500 Quality ETF S&P500 QUALITY 46137V241 562 12,698 SH   SOLE NONE 0 0 12,698
Invesco Solar ETF SOLAR ETF 46138G706 353 3,852 SH   SOLE NONE 0 0 3,852
iShares Global Clean Energy GL CLEAN ENE ETF 464288224 1,264 52,031 SH   SOLE NONE 0 0 52,031
iShares Global Materials GLOBAL MATER ETF 464288695 597 6,882 SH   SOLE NONE 0 0 6,882
Ishares Russell 1000 RUS 1000 GRW ETF 464287614 205 845 SH   SOLE NONE 0 0 845
Ishares S&P U S Pfd Fund PFD AND INCM SEC 464288687 200 5,230 SH   SOLE NONE 0 0 5,230
Ishares Tr Russell RUS 1000 ETF 464287622 1,725 7,709 SH   SOLE NONE 0 0 7,709
iShares US Medical Devices U.S. MED DVC ETF 464288810 643 1,949 SH   SOLE NONE 0 0 1,949
Jacobs Engineering Group Inc COM 469814107 2,013 15,579 SH   SOLE NONE 0 0 15,579
Jetblue Airways Corp COM 477143101 1,234 60,712 SH   SOLE NONE 0 0 60,712
Johnson & Johnson COM 478160104 6,507 39,596 SH   SOLE NONE 0 0 39,596
Jpmorgan Chase & Co COM 46625H100 6,292 41,333 SH   SOLE NONE 0 0 41,333
L3Harris Technologies Ord COM 502431109 278 1,376 SH   SOLE NONE 0 0 1,376
Lockheed Martin Corp COM 539830109 878 2,377 SH   SOLE NONE 0 0 2,377
Lowes Companies Inc COM 548661107 787 4,139 SH   SOLE NONE 0 0 4,139
Mastercard Inc CL A 57636Q104 2,730 7,669 SH   SOLE NONE 0 0 7,669
Mc Donalds Corp COM 580135101 704 3,141 SH   SOLE NONE 0 0 3,141
Mckesson Corporation COM 58155Q103 429 2,200 SH   SOLE NONE 0 0 2,200
Merck & Co Inc COM 58933Y105 1,688 21,902 SH   SOLE NONE 0 0 21,902
Metlife Inc COM 59156R108 1,330 21,880 SH   SOLE NONE 0 0 21,880
Microsoft Corp COM 594918104 17,477 74,130 SH   SOLE NONE 0 0 74,130
Mimedx Group Inc COM 602496101 147 14,368 SH   SOLE NONE 0 0 14,368
Moderna Inc COM 60770K107 1,875 14,320 SH   SOLE NONE 0 0 14,320
Netflix Inc COM 64110L106 241 463 SH   SOLE NONE 0 0 463
Neuberger Bermn Real Est COM 64190A103 91 20,000 SH   SOLE NONE 0 0 20,000
Nike Inc Class B CL B 654106103 2,700 20,324 SH   SOLE NONE 0 0 20,324
Nucor Corp COM 670346105 481 6,000 SH   SOLE NONE 0 0 6,000
Nuveen Enhanced Muni Value COM 67074M101 167 10,000 SH   SOLE NONE 0 0 10,000
Nvidia Corp COM 67066G104 2,887 5,408 SH   SOLE NONE 0 0 5,408
Oracle Corporation COM 68389X105 367 5,238 SH   SOLE NONE 0 0 5,238
Parker-Hannifin Corp COM 701094104 2,605 8,260 SH   SOLE NONE 0 0 8,260
Paypal Holdings Inco COM 70450Y103 1,054 4,344 SH   SOLE NONE 0 0 4,344
Pepsico Incorporated COM 713448108 1,148 8,118 SH   SOLE NONE 0 0 8,118
Pfizer Incorporated COM 717081103 498 13,765 SH   SOLE NONE 0 0 13,765
Philip Morris Intl Inc COM 718172109 202 2,282 SH   SOLE NONE 0 0 2,282
Phillips COM 718546104 1,236 15,166 SH   SOLE NONE 0 0 15,166
Procter & Gamble COM 742718109 1,529 11,290 SH   SOLE NONE 0 0 11,290
Prudential Financial Inc COM 744320102 1,048 11,509 SH   SOLE NONE 0 0 11,509
Purefunds Ise Cyber PRIME CYBR SCRTY 26924G201 289 5,269 SH   SOLE NONE 0 0 5,269
Qualcomm Inc COM 747525103 600 4,525 SH   SOLE NONE 0 0 4,525
Raytheon Technologies Ord COM 75513E101 332 4,301 SH   SOLE NONE 0 0 4,301
Rocky Mtn Choc Fact New COM 77467X101 79 15,013 SH   SOLE NONE 0 0 15,013
Rowe T Price Group Inc COM 74144T108 1,029 6,000 SH   SOLE NONE 0 0 6,000
Royal Dutch Shell A Adrf SPONS ADR A 780259206 537 13,700 SH   SOLE NONE 0 0 13,700
S P D R S&P 500 Etf Tr TR UNIT 78462F103 7,796 19,671 SH   SOLE NONE 0 0 19,671
Salesforce Com COM 79466L302 2,917 13,768 SH   SOLE NONE 0 0 13,768
Sch US Div Equity Etf US DIVIDEND EQ 808524797 211 2,894 SH   SOLE NONE 0 0 2,894
Schw Intl Eq Etf INTL EQTY ETF 808524805 1,446 38,447 SH   SOLE NONE 0 0 38,447
Schw US Brd Mkt Etf US BRD MKT ETF 808524102 25,698 265,729 SH   SOLE NONE 0 0 265,729
Schw US Lcap Gro Etf US LCAP GR ETF 808524300 1,543 11,889 SH   SOLE NONE 0 0 11,889
Sector Spdr Consumer Fd SBI CONS DISCR 81369Y407 1,727 10,275 SH   SOLE NONE 0 0 10,275
Sector Spdr Engy Select ENERGY 81369Y506 566 11,551 SH   SOLE NONE 0 0 11,551
Sector Spdr Health Fund SBI HEALTHCARE 81369Y209 1,030 8,828 SH   SOLE NONE 0 0 8,828
Sector Spdr Tech Select TECHNOLOGY 81369Y803 1,465 11,031 SH   SOLE NONE 0 0 11,031
Sector Spdr Tr Con Stpls SBI CONS STPLS 81369Y308 865 12,667 SH   SOLE NONE 0 0 12,667
Service Now Inc COM 81762P102 776 1,553 SH   SOLE NONE 0 0 1,553
Sherwin Williams Co COM 824348106 334 453 SH   SOLE NONE 0 0 453
Square Inc CL A 852234103 536 2,364 SH   SOLE NONE 0 0 2,364
Stanley Black & Decker COM 854502101 328 1,645 SH   SOLE NONE 0 0 1,645
Starbucks Corp COM 855244109 2,088 19,109 SH   SOLE NONE 0 0 19,109
Taiwan Semiconductr Adrf SPONSORED ADS 874039100 258 2,185 SH   SOLE NONE 0 0 2,185
Teladoc Health Inc COM 87918A105 334 1,843 SH   SOLE NONE 0 0 1,843
Tesla Motors Inc COM 88160R101 1,810 2,711 SH   SOLE NONE 0 0 2,711
The Southern Company COM 842587107 263 4,233 SH   SOLE NONE 0 0 4,233
Thermo Electron Corp COM 883556102 3,222 7,061 SH   SOLE NONE 0 0 7,061
Trane Technologies PLC SHS G8994E103 812 4,908 SH   SOLE NONE 0 0 4,908
Travelers Companies Inc COM 89417E109 469 3,119 SH   SOLE NONE 0 0 3,119
Truist Finl Corp Com COM 89832Q109 2,966 50,870 SH   SOLE NONE 0 0 50,870
Two Harbors Investment COM NEW 90187B408 73 10,000 SH   SOLE NONE 0 0 10,000
U S Bancorp Del New COM NEW 902973304 551 9,968 SH   SOLE NONE 0 0 9,968
Unilever Plc Adr New SPON ADR NEW 904767704 330 5,913 SH   SOLE NONE 0 0 5,913
United Contl Hldgs Inc COM 910047109 1,158 20,136 SH   SOLE NONE 0 0 20,136
United Parcel Service B CL B 911312106 3,572 21,013 SH   SOLE NONE 0 0 21,013
Unitedhealth Group Inc COM 91324P102 2,644 7,108 SH   SOLE NONE 0 0 7,108
Vanguard Info Technology INF TECH ETF 92204A702 779 2,173 SH   SOLE NONE 0 0 2,173
Vanguard Mid Cap Etf MID CAP ETF 922908629 2,566 11,596 SH   SOLE NONE 0 0 11,596
Vanguard Mid Cap Value MCAP VL IDXVIP 922908512 271 2,011 SH   SOLE NONE 0 0 2,011
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 631 3,052 SH   SOLE NONE 0 0 3,052
Varian Medical Systems COM 92220P105 282 1,600 SH   SOLE NONE 0 0 1,600
Veeva Systems Inc CL A COM 922475108 1,706 6,532 SH   SOLE NONE 0 0 6,532
Verizon Communications COM 92343V104 4,417 75,972 SH   SOLE NONE 0 0 75,972
Visa Inc Cl A COM CL A 92826C839 8,471 40,008 SH   SOLE NONE 0 0 40,008
Vmware Inc Cl A CL A COM 928563402 268 1,787 SH   SOLE NONE 0 0 1,787
Wal-Mart Stores Inc COM 931142103 1,051 7,744 SH   SOLE NONE 0 0 7,744
Waste Management Inc Del COM 94106L109 6,176 47,870 SH   SOLE NONE 0 0 47,870
Weingarten Rlty Invs Sbi SH BEN INT 948741103 499 18,550 SH   SOLE NONE 0 0 18,550
Wells Fargo & Co New COM 949746101 300 7,700 SH   SOLE NONE 0 0 7,700
Xcel Energy Inc COM 98389B100 303 4,568 SH   SOLE NONE 0 0 4,568
Xtrackers MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 6,736 185,527 SH   SOLE NONE 0 0 185,527
Yum Brands Inc COM 988498101 952 8,805 SH   SOLE NONE 0 0 8,805
Zoom video communications-A CL A 98980L101 269 840 SH   SOLE NONE 0 0 840