The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22nd Centy Group Inc COM 90137F103 82 30,800 SH   SOLE NONE 0 0 30,800
3m Company COM 88579Y101 1,132 6,672 SH   SOLE NONE 0 0 6,672
A T & T Inc New COM 00206R102 4,269 142,731 SH   SOLE NONE 0 0 142,731
Abbott Laboratories COM 002824100 1,314 11,809 SH   SOLE NONE 0 0 11,809
Abbvie Inc COM 00287Y109 5,857 54,893 SH   SOLE NONE 0 0 54,893
Adams Express Co COM 006212104 433 24,938 SH   SOLE NONE 0 0 24,938
Advanced Micro Devices COM 007903107 1,319 13,865 SH   SOLE NONE 0 0 13,865
Airbnb Inc COM CL A 009066101 318 2,105 SH   SOLE NONE 0 0 2,105
Alibaba Group Hldg Adr SPONSORED ADS 01609W102 2,164 9,538 SH   SOLE NONE 0 0 9,538
Alphabet A CAP STK CL A 02079K305 9,104 5,131 SH   SOLE NONE 0 0 5,131
Alphabet C CAP STK CL C 02079K107 779 436 SH   SOLE NONE 0 0 436
Amazon Com Inc COM 023135106 19,248 6,087 SH   SOLE NONE 0 0 6,087
American Express Company COM 025816109 618 5,082 SH   SOLE NONE 0 0 5,082
Anthem Inc COM 036752103 658 1,952 SH   SOLE NONE 0 0 1,952
Apple Computer Inc COM 037833100 32,020 244,577 SH   SOLE NONE 0 0 244,577
Ark Genomic Revolution GENOMIC REV ETF 00214Q302 5,929 57,353 SH   SOLE NONE 0 0 57,353
Ark Innovation Etf INNOVATION ETF 00214Q104 7,362 53,206 SH   SOLE NONE 0 0 53,206
Auto Data Processing COM 053015103 223 1,323 SH   SOLE NONE 0 0 1,323
Bank Of America Corp COM 060505104 1,995 60,733 SH   SOLE NONE 0 0 60,733
Berkshire Hathaway Cl B CL B NEW 084670702 3,023 12,985 SH   SOLE NONE 0 0 12,985
Boeing Co COM 097023105 460 2,164 SH   SOLE NONE 0 0 2,164
Bristol-Myers Squibb Co COM 110122108 927 14,873 SH   SOLE NONE 0 0 14,873
Broadcom Ltd COM 11135F101 219 496 SH   SOLE NONE 0 0 496
C V S Corp Del COM 126650100 2,273 30,725 SH   SOLE NONE 0 0 30,725
Chevron Corporation COM 166764100 702 7,785 SH   SOLE NONE 0 0 7,785
Citigroup Inc COM NEW 172967424 209 3,175 SH   SOLE NONE 0 0 3,175
Citizens Finl Group Inc COM 174610105 1,506 37,500 SH   SOLE NONE 0 0 37,500
Clorox Company COM 189054109 409 2,084 SH   SOLE NONE 0 0 2,084
Coca Cola Company COM 191216100 406 8,129 SH   SOLE NONE 0 0 8,129
Cohen Steers Qual Income COM 19247L106 502 41,396 SH   SOLE NONE 0 0 41,396
Colgate-Palmolive Co COM 194162103 544 6,654 SH   SOLE NONE 0 0 6,654
Comcast Corp New Cl A CL A 20030N101 889 17,557 SH   SOLE NONE 0 0 17,557
Corteva Inc com COM 22052L104 330 7,906 SH   SOLE NONE 0 0 7,906
Costco Whsl Corp New COM 22160K105 1,895 5,151 SH   SOLE NONE 0 0 5,151
Credit Suisse Asset Mana COM 224916106 166 52,480 SH   SOLE NONE 0 0 52,480
Danaher Corp Del COM 235851102 880 3,673 SH   SOLE NONE 0 0 3,673
Disney Walt Co COM 254687106 2,823 15,808 SH   SOLE NONE 0 0 15,808
Dominion Res Inc Va New COM 25746U109 611 8,387 SH   SOLE NONE 0 0 8,387
Dow Chemical Company COM 260557103 391 6,696 SH   SOLE NONE 0 0 6,696
Dowdupont Inc COM 26614N102 2,010 24,856 SH   SOLE NONE 0 0 24,856
DraftKings Inc COM CL A 26142R104 259 5,211 SH   SOLE NONE 0 0 5,211
Duke Energy Corp New COM NEW 26441C204 641 7,141 SH   SOLE NONE 0 0 7,141
Eaton Corporation SHS G29183103 200 1,550 SH   SOLE NONE 0 0 1,550
Eaton Vance Insured COM 27827Y109 160 13,225 SH   SOLE NONE 0 0 13,225
Edwards Lifesciences Cp COM 28176E108 211 2,370 SH   SOLE NONE 0 0 2,370
Emerson Electric Co COM 291011104 304 3,708 SH   SOLE NONE 0 0 3,708
EMQQ Emerging Markets Intrnt & Ecmrc ETF EMQQ EM INTERN 301505889 1,048 16,324 SH   SOLE NONE 0 0 16,324
Enbridge Inc COM 29250N105 279 8,302 SH   SOLE NONE 0 0 8,302
Enterprise Prd Prtnrs COM 293792107 1,047 49,150 SH   SOLE NONE 0 0 49,150
Exelon Corporation COM 30161N101 381 9,079 SH   SOLE NONE 0 0 9,079
Facebook Inc Class A CL A 30303M102 6,913 25,726 SH   SOLE NONE 0 0 25,726
Fedex Corporation COM 31428X106 1,314 5,342 SH   SOLE NONE 0 0 5,342
General Motors Corp COM 37045V100 1,373 31,698 SH   SOLE NONE 0 0 31,698
Gilead Sciences Inc COM 375558103 214 3,431 SH   SOLE NONE 0 0 3,431
Global X US Infrastructure Dev ETF US INFR DEV ETF 37954Y673 1,230 53,900 SH   SOLE NONE 0 0 53,900
Goldman Sachs Group Inc COM 38141G104 2,311 7,924 SH   SOLE NONE 0 0 7,924
Healthequity Inc COM 42226A107 1,131 14,515 SH   SOLE NONE 0 0 14,515
Heico Corp CL A 422806208 1,107 9,089 SH   SOLE NONE 0 0 9,089
Home Depot Inc COM 437076102 6,751 25,356 SH   SOLE NONE 0 0 25,356
Honeywell International COM 438516106 1,185 5,576 SH   SOLE NONE 0 0 5,576
Illinois Tool Works Inc COM 452308109 208 995 SH   SOLE NONE 0 0 995
Intel Corp COM 458140100 1,004 19,238 SH   SOLE NONE 0 0 19,238
Invesco QQQ Trust UNIT SER 1 46090E103 16,167 51,327 SH   SOLE NONE 0 0 51,327
Invesco S&P 500 Low Volatility S&P500 LOW VOL 46138E354 288 5,118 SH   SOLE NONE 0 0 5,118
Invesco S&P 500 Quality ETF S&P500 QUALITY 46137V241 581 13,610 SH   SOLE NONE 0 0 13,610
Invesco Solar ETF SOLAR ETF 46138G706 475 3,912 SH   SOLE NONE 0 0 3,912
Invesco Taxable Municipal Bond TAXABLE MUN BD 46138G805 423 12,701 SH   SOLE NONE 0 0 12,701
iShares Global Clean Energy GL CLEAN ENE ETF 464288224 1,483 44,392 SH   SOLE NONE 0 0 44,392
Ishares S&P U S Pfd Fund PFD AND INCM SEC 464288687 248 6,547 SH   SOLE NONE 0 0 6,547
Ishares Tr Barclays Bond 1 3 YR TREAS BD 464287457 545 6,311 SH   SOLE NONE 0 0 6,311
Ishares Tr Russell RUS 1000 ETF 464287622 1,499 6,969 SH   SOLE NONE 0 0 6,969
iShares US Medical Devices U.S. MED DVC ETF 464288810 688 2,049 SH   SOLE NONE 0 0 2,049
Jacobs Engineering Group Inc COM 469814107 1,745 15,199 SH   SOLE NONE 0 0 15,199
Jetblue Airways Corp COM 477143101 364 25,100 SH   SOLE NONE 0 0 25,100
Johnson & Johnson COM 478160104 5,973 37,250 SH   SOLE NONE 0 0 37,250
Jpmorgan Chase & Co COM 46625H100 5,734 42,208 SH   SOLE NONE 0 0 42,208
Lockheed Martin Corp COM 539830109 830 2,423 SH   SOLE NONE 0 0 2,423
Lowes Companies Inc COM 548661107 681 4,164 SH   SOLE NONE 0 0 4,164
Mastercard Inc CL A 57636Q104 2,727 7,796 SH   SOLE NONE 0 0 7,796
Mc Donalds Corp COM 580135101 622 2,934 SH   SOLE NONE 0 0 2,934
Mckesson Corporation COM 58155Q103 329 1,801 SH   SOLE NONE 0 0 1,801
Merck & Co Inc COM 58933Y105 1,839 21,899 SH   SOLE NONE 0 0 21,899
Metlife Inc COM 59156R108 1,149 23,179 SH   SOLE NONE 0 0 23,179
Microsoft Corp COM 594918104 16,239 74,396 SH   SOLE NONE 0 0 74,396
Mimedx Group Inc COM 602496101 148 14,368 SH   SOLE NONE 0 0 14,368
Moderna Inc COM 60770K107 1,648 14,320 SH   SOLE NONE 0 0 14,320
Mondelez Intl Inc Cl A CL A 609207105 1,348 23,350 SH   SOLE NONE 0 0 23,350
Netflix Inc COM 64110L106 292 574 SH   SOLE NONE 0 0 574
Neuberger Bermn Real Est COM 64190A103 92 23,000 SH   SOLE NONE 0 0 23,000
Nike Inc Class B CL B 654106103 2,781 19,186 SH   SOLE NONE 0 0 19,186
Nuveen Nj Div Ad Muni Fd COM 67069Y102 171 12,000 SH   SOLE NONE 0 0 12,000
Nvidia Corp COM 67066G104 2,766 5,182 SH   SOLE NONE 0 0 5,182
Oracle Corporation COM 68389X105 330 5,236 SH   SOLE NONE 0 0 5,236
Parker-Hannifin Corp COM 701094104 2,290 8,140 SH   SOLE NONE 0 0 8,140
Paypal Holdings Inco COM 70450Y103 938 3,992 SH   SOLE NONE 0 0 3,992
Pepsico Incorporated COM 713448108 1,113 7,813 SH   SOLE NONE 0 0 7,813
Pfizer Incorporated COM 717081103 1,766 47,678 SH   SOLE NONE 0 0 47,678
Philip Morris Intl Inc COM 718172109 223 2,692 SH   SOLE NONE 0 0 2,692
Phillips COM 718546104 1,127 15,689 SH   SOLE NONE 0 0 15,689
Pimco Enhanced Short ENHAN SHRT MA AC 72201R833 1,054 10,331 SH   SOLE NONE 0 0 10,331
Pimco Total Return ACTIVE BD ETF 72201R775 11,075 98,677 SH   SOLE NONE 0 0 98,677
Procter & Gamble COM 742718109 1,559 11,229 SH   SOLE NONE 0 0 11,229
Proshares Short S&P 500 SHORT S&P 500 NE 74347B425 294 16,634 SH   SOLE NONE 0 0 16,634
Prudential Financial Inc COM 744320102 939 11,550 SH   SOLE NONE 0 0 11,550
Purefunds Ise Cyber PRIME CYBR SCRTY 26924G201 287 4,959 SH   SOLE NONE 0 0 4,959
Qualcomm Inc COM 747525103 687 4,413 SH   SOLE NONE 0 0 4,413
Raytheon Technologies Ord COM 75513E101 348 5,000 SH   SOLE NONE 0 0 5,000
Rocky Mtn Choc Fact New COM 77467X101 62 15,013 SH   SOLE NONE 0 0 15,013
Rowe T Price Group Inc COM 74144T108 927 6,000 SH   SOLE NONE 0 0 6,000
Royal Dutch Shell A Adrf SPONS ADR A 780259206 609 15,100 SH   SOLE NONE 0 0 15,100
S P D R S&P 500 Etf Tr TR UNIT 78462F103 6,973 18,395 SH   SOLE NONE 0 0 18,395
Salesforce Com COM 79466L302 2,884 13,232 SH   SOLE NONE 0 0 13,232
Schw US Brd Mkt Etf US BRD MKT ETF 808524102 25,168 271,533 SH   SOLE NONE 0 0 271,533
Schw US Lcap Gro Etf US LCAP GR ETF 808524300 1,722 13,338 SH   SOLE NONE 0 0 13,338
Schwab Intermediate Term INTRM TRM TRES 808524854 1,501 25,935 SH   SOLE NONE 0 0 25,935
Schwab Short Term US SHT TM US TRES 808524862 1,249 24,323 SH   SOLE NONE 0 0 24,323
Sector Spdr Consumer Fd SBI CONS DISCR 81369Y407 1,596 9,651 SH   SOLE NONE 0 0 9,651
Sector Spdr Health Fund SBI HEALTHCARE 81369Y209 975 8,349 SH   SOLE NONE 0 0 8,349
Sector Spdr Tech Select TECHNOLOGY 81369Y803 1,391 10,712 SH   SOLE NONE 0 0 10,712
Sector Spdr Tr Con Stpls SBI CONS STPLS 81369Y308 835 12,546 SH   SOLE NONE 0 0 12,546
Service Now Inc COM 81762P102 785 1,535 SH   SOLE NONE 0 0 1,535
Sherwin Williams Co COM 824348106 333 453 SH   SOLE NONE 0 0 453
Shopify Inc CL A 82509L107 426 368 SH   SOLE NONE 0 0 368
Spdr Long Term Treasury PORTFOLIO LN TSR 78464A664 3,579 82,288 SH   SOLE NONE 0 0 82,288
SPLUNK INC COM 848637104 1,015 6,229 SH   SOLE NONE 0 0 6,229
Square Inc CL A 852234103 556 2,324 SH   SOLE NONE 0 0 2,324
Stanley Black & Decker COM 854502101 291 1,644 SH   SOLE NONE 0 0 1,644
Starbucks Corp COM 855244109 1,933 18,712 SH   SOLE NONE 0 0 18,712
Taiwan Semiconductr Adrf SPONSORED ADS 874039100 241 1,991 SH   SOLE NONE 0 0 1,991
Teladoc Health Inc COM 87918A105 535 2,340 SH   SOLE NONE 0 0 2,340
Tesla Motors Inc COM 88160R101 2,280 2,794 SH   SOLE NONE 0 0 2,794
The Southern Company COM 842587107 418 6,839 SH   SOLE NONE 0 0 6,839
Thermo Electron Corp COM 883556102 3,516 7,028 SH   SOLE NONE 0 0 7,028
Travelers Companies Inc COM 89417E109 444 3,196 SH   SOLE NONE 0 0 3,196
Truist Finl Corp Com COM 89832Q109 2,637 51,220 SH   SOLE NONE 0 0 51,220
Two Harbors Investment COM NEW 90187B408 63 10,000 SH   SOLE NONE 0 0 10,000
U S Bancorp Del New COM NEW 902973304 501 10,040 SH   SOLE NONE 0 0 10,040
Unilever Plc Adr New SPON ADR NEW 904767704 365 6,105 SH   SOLE NONE 0 0 6,105
United Parcel Service B CL B 911312106 2,524 15,875 SH   SOLE NONE 0 0 15,875
Unitedhealth Group Inc COM 91324P102 2,550 6,986 SH   SOLE NONE 0 0 6,986
Vanguard Info Technology INF TECH ETF 92204A702 823 2,320 SH   SOLE NONE 0 0 2,320
Vanguard Mid Cap Etf MID CAP ETF 922908629 2,377 11,208 SH   SOLE NONE 0 0 11,208
Vanguard Mid Cap Value MCAP VL IDXVIP 922908512 246 2,011 SH   SOLE NONE 0 0 2,011
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 584 2,947 SH   SOLE NONE 0 0 2,947
Varian Medical Systems COM 92220P105 281 1,600 SH   SOLE NONE 0 0 1,600
Veeva Systems Inc CL A COM 922475108 1,847 6,662 SH   SOLE NONE 0 0 6,662
Verizon Communications COM 92343V104 5,262 89,915 SH   SOLE NONE 0 0 89,915
Veru Inc COM 92536C103 97 10,058 SH   SOLE NONE 0 0 10,058
Visa Inc Cl A COM CL A 92826C839 8,524 39,871 SH   SOLE NONE 0 0 39,871
Vmware Inc Cl A CL A COM 928563402 257 1,787 SH   SOLE NONE 0 0 1,787
Wal-Mart Stores Inc COM 931142103 1,042 7,105 SH   SOLE NONE 0 0 7,105
Waste Management Inc Del COM 94106L109 5,528 46,829 SH   SOLE NONE 0 0 46,829
Weingarten Rlty Invs Sbi SH BEN INT 948741103 402 18,550 SH   SOLE NONE 0 0 18,550
Wells Fargo & Co New COM 949746101 293 8,788 SH   SOLE NONE 0 0 8,788
Xcel Energy Inc COM 98389B100 297 4,568 SH   SOLE NONE 0 0 4,568
Xtrackers MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 6,176 178,577 SH   SOLE NONE 0 0 178,577
Yum Brands Inc COM 988498101 1,553 14,712 SH   SOLE NONE 0 0 14,712
Zoom video communications-A CL A 98980L101 319 934 SH   SOLE NONE 0 0 934