The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company COM 88579Y101 2,357 10,735 SH   SOLE NONE 0 0 10,735
A F L A C Inc COM 001055102 1,743 39,824 SH   SOLE NONE 0 0 39,824
A T & T Inc New COM 00206R102 6,269 175,849 SH   SOLE NONE 0 0 175,849
Abbvie Inc COM 00287Y109 4,375 46,220 SH   SOLE NONE 0 0 46,220
Alibaba Group Hldg Adr SPONSORED ADS 01609W102 1,138 6,201 SH   SOLE NONE 0 0 6,201
Alphabet A CAP STK CL A 02079K305 5,414 5,220 SH   SOLE NONE 0 0 5,220
Alphabet C CAP STK CL C 02079K107 612 593 SH   SOLE NONE 0 0 593
Altria Group Inc COM 02209S103 1,495 23,996 SH   SOLE NONE 0 0 23,996
Amazon Com Inc COM 023135106 7,544 5,212 SH   SOLE NONE 0 0 5,212
Amer Electric Pwr Co Inc COM 025537101 477 6,958 SH   SOLE NONE 0 0 6,958
American Express Company COM 025816109 621 6,654 SH   SOLE NONE 0 0 6,654
American Intl Group Inc COM NEW 026874784 837 15,384 SH   SOLE NONE 0 0 15,384
Amerigas Partners UNIT L P INT 030975106 387 9,682 SH   SOLE NONE 0 0 9,682
Amgen Incorporated COM 031162100 521 3,058 SH   SOLE NONE 0 0 3,058
Anthem Inc COM 036752103 751 3,416 SH   SOLE NONE 0 0 3,416
Apple Computer Inc COM 037833100 11,297 67,333 SH   SOLE NONE 0 0 67,333
Bank Of America 7.25%CNV PFD L 060505682 1,250 969 SH   SOLE NONE 0 0 969
Bank Of America Corp COM 060505104 3,437 114,596 SH   SOLE NONE 0 0 114,596
Barclays Bk ADR PFD SR 5 06739H362 977 37,100 SH   SOLE NONE 0 0 37,100
Bb&T Corporation COM 054937107 1,784 34,286 SH   SOLE NONE 0 0 34,286
Berkshire Hathaway Cl B CL B NEW 084670702 3,276 16,425 SH   SOLE NONE 0 0 16,425
Boeing Co COM 097023105 1,230 3,751 SH   SOLE NONE 0 0 3,751
Bridge Bancorp Inc COM 108035106 338 10,088 SH   SOLE NONE 0 0 10,088
Bristol-Myers Squibb Co COM 110122108 2,052 32,448 SH   SOLE NONE 0 0 32,448
C V S Corp Del COM 126650100 1,112 17,876 SH   SOLE NONE 0 0 17,876
Carnival Corp New UNIT 99/99/9999 143658300 827 12,617 SH   SOLE NONE 0 0 12,617
Cisco Systems Inc COM 17275R102 2,679 62,451 SH   SOLE NONE 0 0 62,451
Citigroup Inc COM NEW 172967424 3,027 44,838 SH   SOLE NONE 0 0 44,838
Coca Cola Company COM 191216100 699 16,105 SH   SOLE NONE 0 0 16,105
Cohen Steers Qual Income COM 19247L106 349 29,487 SH   SOLE NONE 0 0 29,487
Comcast Corp New Cl A CL A 20030N101 598 17,501 SH   SOLE NONE 0 0 17,501
Credit Suisse Asset Mana COM 224916106 297 93,027 SH   SOLE NONE 0 0 93,027
Delta Air Lines Inc New COM NEW 247361702 1,462 26,678 SH   SOLE NONE 0 0 26,678
Deutsche Bank NAMEN AKT D18190898 1,627 63,523 SH   SOLE NONE 0 0 63,523
Disney Walt Co COM DISNEY 254687106 813 8,096 SH   SOLE NONE 0 0 8,096
Dominion Res Inc Va New COM 25746U109 511 7,576 SH   SOLE NONE 0 0 7,576
Dowdupont Inc COM 26078J100 3,770 59,167 SH   SOLE NONE 0 0 59,167
Duke Energy Corp New COM NEW 26441C204 2,861 36,935 SH   SOLE NONE 0 0 36,935
E O G Resources Inc COM 26875P101 396 3,760 SH   SOLE NONE 0 0 3,760
Eaton Corporation SHS G29183103 718 8,989 SH   SOLE NONE 0 0 8,989
Emerson Electric Co COM 291011104 692 10,138 SH   SOLE NONE 0 0 10,138
Enterprise Prd Prtnrs COM 293792107 1,543 63,018 SH   SOLE NONE 0 0 63,018
Express Scripts Inc COM 30219G108 320 4,633 SH   SOLE NONE 0 0 4,633
Exxon Mobil Corporation COM 30231G102 508 6,813 SH   SOLE NONE 0 0 6,813
Facebook Inc Class A CL A 30303M102 4,509 28,221 SH   SOLE NONE 0 0 28,221
Fedex Corporation COM 31428X106 711 2,962 SH   SOLE NONE 0 0 2,962
General DynamiCOM Corp COM 369550108 875 3,959 SH   SOLE NONE 0 0 3,959
General Mills Inc COM 370334104 715 15,857 SH   SOLE NONE 0 0 15,857
Gilead Sciences Inc COM 375558103 855 11,340 SH   SOLE NONE 0 0 11,340
Goldman Sachs Group Inc COM 38141G104 1,619 6,428 SH   SOLE NONE 0 0 6,428
Hartford Finl SvCOM Grp COM 416515104 414 8,040 SH   SOLE NONE 0 0 8,040
Heico Corp CL A 422806208 1,627 22,927 SH   SOLE NONE 0 0 22,927
Home Depot Inc COM 437076102 6,611 37,092 SH   SOLE NONE 0 0 37,092
Honeywell International COM 438516106 823 5,696 SH   SOLE NONE 0 0 5,696
Hsbc Hldgs Plc Adr New SPON ADR NEW 404280406 3,244 68,050 SH   SOLE NONE 0 0 68,050
Hsbc Holdings SPON ADR NEW 404280406 1,973 74,985 SH   SOLE NONE 0 0 74,985
Illinois Tool Works Inc COM 452308109 211 1,348 SH   SOLE NONE 0 0 1,348
Ing Groep Nv SPONSORED ADR 456837103 657 25,691 SH   SOLE NONE 0 0 25,691
Intel Corp COM 458140100 1,599 30,701 SH   SOLE NONE 0 0 30,701
Intl Business Machines COM 459200101 350 2,282 SH   SOLE NONE 0 0 2,282
Ishares Aero & Def Etf US AER DEF ETF 464288760 296 1,495 SH   SOLE NONE 0 0 1,495
Ishares Russell 1000 RUS 1000 GRW ETF 464287614 340 2,495 SH   SOLE NONE 0 0 2,495
Ishares S&P U S Pfd Fund S&P US PFD STK 464288687 343 9,143 SH   SOLE NONE 0 0 9,143
Ishares Tr Russell RUS 1000 ETF 464287622 471 3,205 SH   SOLE NONE 0 0 3,205
Ishares Tr S&P Smallcap CORE S&P SCP ETF 464287804 303 3,935 SH   SOLE NONE 0 0 3,935
Jetblue Airways Corp COM 477143101 1,598 78,650 SH   SOLE NONE 0 0 78,650
Johnson & Johnson COM 478160104 7,356 57,405 SH   SOLE NONE 0 0 57,405
Jpmorgan Chase & Co COM 46625H100 4,365 39,691 SH   SOLE NONE 0 0 39,691
Kimberly-Clark Corp COM 494368103 857 7,786 SH   SOLE NONE 0 0 7,786
Kraft Heinz Company COM 500754106 1,109 17,802 SH   SOLE NONE 0 0 17,802
Lockheed Martin Corp COM 539830109 662 1,960 SH   SOLE NONE 0 0 1,960
Lowes Companies Inc COM 548661107 574 6,542 SH   SOLE NONE 0 0 6,542
Marathon Pete Corp COM 56585A102 427 5,845 SH   SOLE NONE 0 0 5,845
Mastercard Inc CL A 57636Q104 1,393 7,954 SH   SOLE NONE 0 0 7,954
Merck & Co Inc COM 58933Y105 2,259 41,464 SH   SOLE NONE 0 0 41,464
Metlife Inc COM 59156R108 3,617 78,819 SH   SOLE NONE 0 0 78,819
Microsoft Corp COM 594918104 7,208 78,973 SH   SOLE NONE 0 0 78,973
Oracle Corporation COM 68389X105 434 9,486 SH   SOLE NONE 0 0 9,486
Owens Corning Inc COM 690742101 816 10,150 SH   SOLE NONE 0 0 10,150
Pepsico Incorporated COM 713448108 1,350 12,372 SH   SOLE NONE 0 0 12,372
Pfizer Incorporated COM 717081103 2,783 78,425 SH   SOLE NONE 0 0 78,425
Philip Morris Intl Inc COM 718172109 740 7,441 SH   SOLE NONE 0 0 7,441
Phillips COM 718546104 2,514 26,211 SH   SOLE NONE 0 0 26,211
Pimco Intrmediate Muni INTER MUN BD ACT 72201R866 235 4,445 SH   SOLE NONE 0 0 4,445
Pimco Total Return ACTIVE BD ETF 72201R775 5,352 51,346 SH   SOLE NONE 0 0 51,346
Powershares Aerospace & AERSPC DEF PTF 73935X690 209 3,687 SH   SOLE NONE 0 0 3,687
Powershares S&P 500 Low S&P500 LOW VOL 73937B779 1,552 33,036 SH   SOLE NONE 0 0 33,036
Powershs Qqq TRUST Ser 1 UNIT SER 1 73935A104 5,654 35,311 SH   SOLE NONE 0 0 35,311
Procter & Gamble COM 742718109 2,444 30,832 SH   SOLE NONE 0 0 30,832
Prudential Financial Inc COM 744320102 1,521 14,689 SH   SOLE NONE 0 0 14,689
Raytheon Company New COM NEW 755111507 272 1,258 SH   SOLE NONE 0 0 1,258
Rocky Mtn Choc Fact New COM 77467X101 181 15,013 SH   SOLE NONE 0 0 15,013
Rowe T Price Group Inc COM 74144T108 723 6,700 SH   SOLE NONE 0 0 6,700
Salesforce Com COM 79466L302 203 1,747 SH   SOLE NONE 0 0 1,747
Sch US Div Equity Etf US DIVIDEND EQ 808524797 607 12,372 SH   SOLE NONE 0 0 12,372
Schw Emg Mkt Eq Etf EMRG MKTEQ ETF 808524706 2,341 81,554 SH   SOLE NONE 0 0 81,554
Schw Intl Eq Etf INTL EQTY ETF 808524805 3,812 113,081 SH   SOLE NONE 0 0 113,081
Schw US Brd Mkt Etf US BRD MKT ETF 808524102 18,552 290,822 SH   SOLE NONE 0 0 290,822
Schwab Fundamental US SCHWAB FDT US SC 808524763 3,001 80,590 SH   SOLE NONE 0 0 80,590
Schwab US Tips Etf US TIPS ETF 808524870 2,551 46,489 SH   SOLE NONE 0 0 46,489
Sector Spdr Consumer Fd SBI CONS DISCR 81369Y407 387 3,824 SH   SOLE NONE 0 0 3,824
Sector Spdr Tech Select TECHNOLOGY 81369Y803 945 14,452 SH   SOLE NONE 0 0 14,452
Sector Spdr Tr Con Stpls SBI CONS STPLS 81369Y308 605 11,493 SH   SOLE NONE 0 0 11,493
Spdr S&P 400 Mid Cap S&P 400 MDCP GRW 78464A821 3,709 23,563 SH   SOLE NONE 0 0 23,563
Stanley Black & Decker COM 854502101 250 1,631 SH   SOLE NONE 0 0 1,631
Starbucks Corp COM 855244109 463 7,996 SH   SOLE NONE 0 0 7,996
The Charles Schwab Corp COM 808513105 781 14,952 SH   SOLE NONE 0 0 14,952
The Southern Company COM 842587107 272 6,081 SH   SOLE NONE 0 0 6,081
Thermo Electron Corp COM 883556102 1,647 7,975 SH   SOLE NONE 0 0 7,975
Travelers Companies Inc COM 89417E109 1,249 8,992 SH   SOLE NONE 0 0 8,992
Trupanion Inc COM 898202106 448 15,000 SH   SOLE NONE 0 0 15,000
Unilever N V Ny Shs Newf N Y SHS NEW 904784709 254 4,508 SH   SOLE NONE 0 0 4,508
Unilever Plc Adr New SPON ADR NEW 904767704 369 6,640 SH   SOLE NONE 0 0 6,640
United Contl Hldgs Inc COM 910047109 2,215 31,882 SH   SOLE NONE 0 0 31,882
United Parcel Service B CL B 911312106 1,395 13,326 SH   SOLE NONE 0 0 13,326
United Technologies Corp COM 913017109 556 4,415 SH   SOLE NONE 0 0 4,415
Unitedhealth Group Inc COM 91324P102 651 3,043 SH   SOLE NONE 0 0 3,043
Valero Energy Corp New COM 91913Y100 219 2,356 SH   SOLE NONE 0 0 2,356
Vanguard Ftse All World ALLWRLD EX US 922042775 260 4,782 SH   SOLE NONE 0 0 4,782
Vanguard Info Technology INF TECH ETF 92204A702 416 2,433 SH   SOLE NONE 0 0 2,433
Vanguard Large Cap LARGE CAP ETF 922908637 394 3,253 SH   SOLE NONE 0 0 3,253
Vanguard Mid Cap Value MCAP VL IDXVIP 922908512 287 2,623 SH   SOLE NONE 0 0 2,623
Vanguard Total Intl Etf VG TL INTL STK F 921909768 421 7,450 SH   SOLE NONE 0 0 7,450
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 460 3,386 SH   SOLE NONE 0 0 3,386
Veeva Systems Inc CL A COM 922475108 420 5,746 SH   SOLE NONE 0 0 5,746
Verizon Communications COM 92343V104 5,900 123,370 SH   SOLE NONE 0 0 123,370
Visa Inc Cl A COM CL A 92826C839 5,422 45,328 SH   SOLE NONE 0 0 45,328
Wal-Mart Stores Inc COM 931142103 216 2,431 SH   SOLE NONE 0 0 2,431
Waste Management Inc Del COM 94106L109 3,820 45,411 SH   SOLE NONE 0 0 45,411
Wells Fargo & Co New COM 949746101 1,708 32,585 SH   SOLE NONE 0 0 32,585
Wells Fargo L PERP PFD CNV A 949746804 978 758 SH   SOLE NONE 0 0 758
Weyerhaeuser Co COM 962166104 1,677 47,907 SH   SOLE NONE 0 0 47,907