The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22ND CENTY GROUP INC COM 90137F103 47 50,085 SH   SOLE 0 0 50,085
3M CO COM 88579Y101 2,202 14,272 SH   SOLE 0 0 14,272
ABBOTT LABS COM 002824100 225 4,584 SH   SOLE 0 0 4,584
ABBVIE INC COM 00287Y109 3,384 50,368 SH   SOLE 0 0 50,368
AFLAC INC COM 001055102 1,472 23,669 SH   SOLE 0 0 23,669
ALTRIA GROUP INC COM 02209S103 1,156 23,636 SH   SOLE 0 0 23,636
AMERICAN ELEC PWR INC COM 025537101 422 7,973 SH   SOLE 0 0 7,973
AMERICAN INTL GROUP INC COM NEW 026874784 652 10,543 SH   SOLE 0 0 10,543
AMPCO-PITTSBURGH CORP COM 032037103 296 19,591 SH   SOLE 0 0 19,591
APPLE INC COM 037833100 3,779 30,132 SH   SOLE 0 0 30,132
ASPEN INSURANCE HOLDINGS LTD SHS G05384105 1,440 55,100 SH   SOLE 0 0 55,100
AT&T INC COM 00206R102 2,073 58,359 SH   SOLE 0 0 58,359
BANCO SANTANDER SA ADR 05964H105 144 20,527 SH   SOLE 0 0 20,527
BANK AMER CORP COM 060505104 598 35,123 SH   SOLE 0 0 35,123
BANK AMER CORP 7.25%CNV PFD L 060505682 1,333 1,199 SH   SOLE 0 0 1,199
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 818 6,007 SH   SOLE 0 0 6,007
BOEING CO COM 097023105 201 1,451 SH   SOLE 0 0 1,451
BRISTOL MYERS SQUIBB CO COM 110122108 3,403 51,144 SH   SOLE 0 0 51,144
CARNIVAL CORP PAIRED CTF 143658300 1,373 27,800 SH   SOLE 0 0 27,800
CATERPILLAR INC DEL COM 149123101 583 6,868 SH   SOLE 0 0 6,868
CHEVRON CORP NEW COM 166764100 880 9,117 SH   SOLE 0 0 9,117
CISCO SYS INC COM 17275R102 1,621 59,013 SH   SOLE 0 0 59,013
CITIGROUP INC COM NEW 172967424 1,111 20,105 SH   SOLE 0 0 20,105
COCA COLA CO COM 191216100 508 12,948 SH   SOLE 0 0 12,948
COMCAST CORP NEW CL A 20030N101 553 9,192 SH   SOLE 0 0 9,192
CONOCOPHILLIPS COM 20825C104 1,287 20,965 SH   SOLE 0 0 20,965
CONSOLIDATED EDISON INC COM 209115104 1,381 23,852 SH   SOLE 0 0 23,852
CVS HEALTH CORP COM 126650100 1,075 10,250 SH   SOLE 0 0 10,250
DEERE & CO COM 244199105 1,655 17,053 SH   SOLE 0 0 17,053
DEUTSCHE BANK AG NAMEN AKT d18190898 1,160 44,103 SH   SOLE 0 0 44,103
DISNEY WALT CO COM DISNEY 254687106 785 6,878 SH   SOLE 0 0 6,878
DOW CHEM CO COM 260543103 3,328 65,032 SH   SOLE 0 0 65,032
DUKE ENERGY CORP NEW COM NEW 26441C204 2,085 29,526 SH   SOLE 0 0 29,526
EATON CORP PLC SHS g29183103 1,236 18,319 SH   SOLE 0 0 18,319
EMERSON ELEC CO COM 291011104 1,171 21,121 SH   SOLE 0 0 21,121
ENTERPRISE PRODS PARTNERS L COM 293792107 721 24,137 SH   SOLE 0 0 24,137
EXXON MOBIL CORP COM 30231G102 3,343 40,178 SH   SOLE 0 0 40,178
FACEBOOK INC CL A 30303M102 1,094 12,756 SH   SOLE 0 0 12,756
FASTENAL CO COM 311900104 486 11,527 SH   SOLE 0 0 11,527
FLUOR CORP NEW COM 343412102 212 4,000 SH   SOLE 0 0 4,000
FORTRESS INVESTMENT GROUP LL CL A 34958B106 622 85,225 SH   SOLE 0 0 85,225
GENERAL ELECTRIC CO COM 369604103 5,058 190,364 SH   SOLE 0 0 190,364
GENERAL MLS INC COM 370334104 697 12,500 SH   SOLE 0 0 12,500
GENERAL MTRS CO COM 37045V100 244 7,320 SH   SOLE 0 0 7,320
GENWORTH FINL INC COM CL A 37247D106 102 13,486 SH   SOLE 0 0 13,486
GILEAD SCIENCES INC COM 375558103 497 4,249 SH   SOLE 0 0 4,249
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,963 47,124 SH   SOLE 0 0 47,124
GOLDMAN SACHS GROUP INC COM 38141G104 227 1,088 SH   SOLE 0 0 1,088
GOOGLE INC CL A 38259P508 880 1,630 SH   SOLE 0 0 1,630
GOOGLE INC CL C 38259P706 236 453 SH   SOLE 0 0 453
HARTFORD FINL SVCS GROUP INC COM 416515104 632 15,198 SH   SOLE 0 0 15,198
HOME DEPOT INC COM 437076102 3,258 29,320 SH   SOLE 0 0 29,320
HONEYWELL INTL INC COM 438516106 239 2,342 SH   SOLE 0 0 2,342
ING GROEP N V SPONSORED ADR 456837103 1,496 58,857 SH   SOLE 0 0 58,857
INTEL CORP COM 458140100 853 28,049 SH   SOLE 0 0 28,049
INTERNATIONAL BUSINESS MACHS COM 459200101 2,393 14,711 SH   SOLE 0 0 14,711
ISHARES U.S. PFD STK ETF 464288687 473 12,070 SH   SOLE 0 0 12,070
ISHARES U.S. AER&DEF ETF 464288760 262 2,200 SH   SOLE 0 0 2,200
JETBLUE AIRWAYS CORP COM 477143101 1,302 62,738 SH   SOLE 0 0 62,738
JOHNSON & JOHNSON COM 478160104 4,943 50,717 SH   SOLE 0 0 50,717
JOHNSON CTLS INC COM 478366107 1,145 23,113 SH   SOLE 0 0 23,113
JPMORGAN CHASE & CO COM 46625H100 1,520 22,426 SH   SOLE 0 0 22,426
KELLOGG CO COM 487836108 826 13,182 SH   SOLE 0 0 13,182
KEYCORP NEW COM 493267108 1,017 67,716 SH   SOLE 0 0 67,716
KIMBERLY CLARK CORP COM 494368103 1,098 10,358 SH   SOLE 0 0 10,358
KINDER MORGAN INC DEL COM 49456B101 718 18,702 SH   SOLE 0 0 18,702
KRAFT FOODS GROUP INC COM 50076Q106 1,650 19,381 SH   SOLE 0 0 19,381
LILLY ELI & CO COM 532457108 1,305 15,630 SH   SOLE 0 0 15,630
MAGNA INTL INC COM 559222401 204 3,635 SH   SOLE 0 0 3,635
MASTERCARD INC CL A 57636Q104 570 6,101 SH   SOLE 0 0 6,101
MCDONALDS CORP COM 580135101 317 3,338 SH   SOLE 0 0 3,338
MERCK & CO INC NEW COM 58933Y105 3,321 58,343 SH   SOLE 0 0 58,343
METLIFE INC COM 59156R108 3,777 67,461 SH   SOLE 0 0 67,461
MICROSOFT CORP COM 594918104 2,918 66,097 SH   SOLE 0 0 66,097
MONDELEZ INTL INC CL A 609207105 536 13,034 SH   SOLE 0 0 13,034
MUELLER INDS INC COM 624756102 266 7,650 SH   SOLE 0 0 7,650
NEW YORK CMNTY BANCORP INC COM 649445103 198 10,749 SH   SOLE 0 0 10,749
NIKE INC CL B 654106103 286 2,648 SH   SOLE 0 0 2,648
NORFOLK SOUTHERN CORP COM 655844108 1,134 12,980 SH   SOLE 0 0 12,980
NOVARTIS A G SPONSORED ADR 66987V109 679 6,900 SH   SOLE 0 0 6,900
OCCIDENTAL PETE CORP DEL COM 674599105 248 3,194 SH   SOLE 0 0 3,194
ORACLE CORP COM 68389X105 468 11,608 SH   SOLE 0 0 11,608
PEPCO HOLDINGS INC COM 713291102 764 28,371 SH   SOLE 0 0 28,371
PEPSICO INC COM 713448108 1,017 10,900 SH   SOLE 0 0 10,900
PFIZER INC COM 717081103 3,487 104,002 SH   SOLE 0 0 104,002
PHILIP MORRIS INTL INC COM 718172109 770 9,603 SH   SOLE 0 0 9,603
PHILLIPS 66 COM 718546104 2,460 30,537 SH   SOLE 0 0 30,537
POWERSHARES ETF TRUST INTL DIV ACHV 73935X716 854 49,986 SH   SOLE 0 0 49,986
POWERSHARES ETF TRUST DYN PHRMA PORT 73935X799 1,616 20,634 SH   SOLE 0 0 20,634
PRICE T ROWE GROUP INC COM 74144T108 505 6,500 SH   SOLE 0 0 6,500
PROCTER & GAMBLE CO COM 742718109 943 12,056 SH   SOLE 0 0 12,056
PRUDENTIAL FINL INC COM 744320102 1,136 12,984 SH   SOLE 0 0 12,984
QUALCOMM INC COM 747525103 372 5,940 SH   SOLE 0 0 5,940
RITE AID CORP COM 767754104 975 116,718 SH   SOLE 0 0 116,718
ROCKY MTN CHOCOLATE FACTORY COM 77467X101 198 15,013 SH   SOLE 0 0 15,013
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 291 3,226 SH   SOLE 0 0 3,226
RYDEX ETF TRUST GUG S&P500EQWTHC 78355W841 255 1,599 SH   SOLE 0 0 1,599
RYDEX ETF TRUST GUG S&P500EQWTFI 78355W858 327 7,423 SH   SOLE 0 0 7,423
SCHLUMBERGER LTD COM 806857108 1,060 12,304 SH   SOLE 0 0 12,304
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,247 104,450 SH   SOLE 0 0 104,450
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,353 31,734 SH   SOLE 0 0 31,734
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 665 11,577 SH   SOLE 0 0 11,577
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,054 158,107 SH   SOLE 0 0 158,107
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 897 21,663 SH   SOLE 0 0 21,663
STANLEY BLACK & DECKER INC COM 854502101 346 3,284 SH   SOLE 0 0 3,284
STARBUCKS CORP COM 855244109 956 17,827 SH   SOLE 0 0 17,827
SUN LIFE FINL INC COM 866796105 745 22,300 SH   SOLE 0 0 22,300
THERMO FISHER SCIENTIFIC INC COM 883556102 796 6,131 SH   SOLE 0 0 6,131
TJX COS INC NEW COM 872540109 2,436 36,821 SH   SOLE 0 0 36,821
TWENTY FIRST CENTY FOX INC CL A 90130A101 244 7,510 SH   SOLE 0 0 7,510
TWO HBRS INVT CORP COM 90187B101 639 65,612 SH   SOLE 0 0 65,612
UNILEVER PLC SPON ADR NEW 904767704 412 9,584 SH   SOLE 0 0 9,584
UNITED CONTL HLDGS INC COM 910047109 1,288 24,298 SH   SOLE 0 0 24,298
UNITED PARCEL SERVICE INC CL B 911312106 1,006 10,379 SH   SOLE 0 0 10,379
UNITED TECHNOLOGIES CORP COM 913017109 311 2,806 SH   SOLE 0 0 2,806
UNITEDHEALTH GROUP INC COM 91324P102 295 2,419 SH   SOLE 0 0 2,419
VANGUARD INDEX FDS TOTAL STK MKT 922908769 427 3,990 SH   SOLE 0 0 3,990
VERIZON COMMUNICATIONS INC COM 92343V104 5,903 126,651 SH   SOLE 0 0 126,651
VISA INC COM CL A 92826C839 2,164 32,230 SH   SOLE 0 0 32,230
WASTE MGMT INC DEL COM 94106L109 2,167 46,751 SH   SOLE 0 0 46,751
WELLS FARGO & CO NEW COM 949746101 3,146 55,934 SH   SOLE 0 0 55,934
YUM BRANDS INC COM 988498101 423 4,700 SH   SOLE 0 0 4,700