The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,348 14,288 SH   SOLE 0 0 14,288
ABBOTT LABS COM 002824100 206 4,584 SH   SOLE 0 0 4,584
ABBVIE INC COM 00287Y109 963 14,710 SH   SOLE 0 0 14,710
AFLAC INC COM 001055102 1,384 22,657 SH   SOLE 0 0 22,657
ALTRIA GROUP INC COM 02209S103 1,164 23,632 SH   SOLE 0 0 23,632
AMERICAN ELEC PWR INC COM 025537101 243 4,005 SH   SOLE 0 0 4,005
AMERICAN EXPRESS CO COM 025816109 555 5,967 SH   SOLE 0 0 5,967
AMERICAN INTL GROUP INC COM NEW 026874784 615 10,983 SH   SOLE 0 0 10,983
AMPCO-PITTSBURGH CORP COM 032037103 337 17,500 SH   SOLE 0 0 17,500
APPLE INC COM 037833100 3,065 27,769 SH   SOLE 0 0 27,769
ASPEN INSURANCE HOLDINGS LTD SHS G05384105 972 37,121 SH   SOLE 0 0 37,121
AT&T INC COM 00206R102 949 28,251 SH   SOLE 0 0 28,251
BANCO SANTANDER SA ADR 05964H105 232 27,816 SH   SOLE 0 0 27,816
BANK N S HALIFAX COM 064149107 1,092 19,130 SH   SOLE 0 0 19,130
BANK OF AMERICA CORPORATION 7.25%CNV PFD L 060505682 1,469 1,261 SH   SOLE 0 0 1,261
BANK OF AMERICA CORPORATION COM 060505104 204 8,131 SH   SOLE 0 0 8,131
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 688 4,583 SH   SOLE 0 0 4,583
BLACKROCK BUILD AMER BD TR SHS 09248X100 552 24,900 SH   SOLE 0 0 24,900
BP PLC SPONSORED ADR 055622104 1,764 46,284 SH   SOLE 0 0 46,284
BRISTOL MYERS SQUIBB CO COM 110122108 2,518 42,652 SH   SOLE 0 0 42,652
CARNIVAL CORP PAIRED CTF 143658300 1,047 23,100 SH   SOLE 0 0 23,100
CATERPILLAR INC DEL COM 149123101 647 7,070 SH   SOLE 0 0 7,070
CDN IMPERIAL BK OF COMMERCE COM 136069101 1,199 13,945 SH   SOLE 0 0 13,945
CHEVRON CORP NEW COM 166764100 1,302 11,609 SH   SOLE 0 0 11,609
CISCO SYS INC COM 17275R102 1,183 42,520 SH   SOLE 0 0 42,520
CITIGROUP INC COM NEW 172967424 863 15,952 SH   SOLE 0 0 15,952
COCA COLA CO COM 191216100 2,283 54,084 SH   SOLE 0 0 54,084
COMCAST CORP NEW CL A 20030N101 658 11,344 SH   SOLE 0 0 11,344
CONOCOPHILLIPS COM 20825C104 2,947 42,677 SH   SOLE 0 0 42,677
CONSOLIDATED EDISON INC COM 209115104 1,147 17,369 SH   SOLE 0 0 17,369
CVS CAREMARK CORPORATION COM 126650100 973 10,100 SH   SOLE 0 0 10,100
DEERE & CO COM 244199105 1,484 16,779 SH   SOLE 0 0 16,779
DEUTSCHE BANK AG NAMEN AKT d18190898 1,118 42,603 SH   SOLE 0 0 42,603
DISNEY WALT CO COM DISNEY 254687106 522 5,539 SH   SOLE 0 0 5,539
DOW CHEM CO COM 260543103 1,669 36,590 SH   SOLE 0 0 36,590
DU PONT E I DE NEMOURS & CO COM 263534109 248 3,359 SH   SOLE 0 0 3,359
DUKE ENERGY CORP NEW COM NEW 26441C204 2,650 31,724 SH   SOLE 0 0 31,724
EATON CORP PLC SHS G29183103 1,456 21,426 SH   SOLE 0 0 21,426
EMERSON ELEC CO COM 291011104 1,038 16,812 SH   SOLE 0 0 16,812
ENTERPRISE PRODS PARTNERS L COM 293792107 907 25,123 SH   SOLE 0 0 25,123
EXXON MOBIL CORP COM 30231G102 3,861 41,765 SH   SOLE 0 0 41,765
FACEBOOK INC CL A 30303M102 727 9,323 SH   SOLE 0 0 9,323
FLUOR CORP NEW COM 343412102 243 4,000 SH   SOLE 0 0 4,000
FORD MTR CO DEL COM PAR $0.01 345370860 324 20,910 SH   SOLE 0 0 20,910
FORTRESS INVESTMENT GROUP LL CL A 34958B106 624 77,807 SH   SOLE 0 0 77,807
GENERAL ELECTRIC CO COM 369604103 4,841 191,587 SH   SOLE 0 0 191,587
GENERAL MLS INC COM 370334104 667 12,500 SH   SOLE 0 0 12,500
GILEAD SCIENCES INC COM 375558103 610 6,474 SH   SOLE 0 0 6,474
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,993 46,640 SH   SOLE 0 0 46,640
GOOGLE INC CL A 38259P508 1,118 2,106 SH   SOLE 0 0 2,106
HARTFORD FINL SVCS GROUP INC COM 416515104 636 15,250 SH   SOLE 0 0 15,250
HOME DEPOT INC COM 437076102 3,033 28,894 SH   SOLE 0 0 28,894
HONEYWELL INTL INC COM 438516106 203 2,032 SH   SOLE 0 0 2,032
ING GROEP N V SPONSORED ADR 456837103 821 32,500 SH   SOLE 0 0 32,500
INTEL CORP COM 458140100 1,112 30,642 SH   SOLE 0 0 30,642
INTERNATIONAL BUSINESS MACHS COM 459200101 2,294 14,298 SH   SOLE 0 0 14,298
ISHARES RUS 1000 ETF 464287622 424 3,702 SH   SOLE 0 0 3,702
ISHARES U.S. AER&DEF ETF 464288760 252 2,200 SH   SOLE 0 0 2,200
ISHARES U.S. PFD STK ETF 464288687 489 12,407 SH   SOLE 0 0 12,407
JETBLUE AIRWAYS CORP COM 477143101 994 62,656 SH   SOLE 0 0 62,656
JOHNSON & JOHNSON COM 478160104 4,999 47,804 SH   SOLE 0 0 47,804
JOHNSON CTLS INC COM 478366107 1,064 22,021 SH   SOLE 0 0 22,021
JPMORGAN CHASE & CO COM 46625H100 555 8,871 SH   SOLE 0 0 8,871
KELLOGG CO COM 487836108 730 11,162 SH   SOLE 0 0 11,162
KEYCORP NEW COM 493267108 969 69,705 SH   SOLE 0 0 69,705
KIMBERLY CLARK CORP COM 494368103 1,069 9,250 SH   SOLE 0 0 9,250
KKR & CO L P DEL COM UNITS 48248M102 472 20,335 SH   SOLE 0 0 20,335
KRAFT FOODS GROUP INC COM 50076Q106 1,212 19,348 SH   SOLE 0 0 19,348
LILLY ELI & CO COM 532457108 1,009 14,630 SH   SOLE 0 0 14,630
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 282 3,409 SH   SOLE 0 0 3,409
MASTERCARD INC CL A 57636Q104 482 5,600 SH   SOLE 0 0 5,600
MERCK & CO INC NEW COM 58933Y105 2,997 52,780 SH   SOLE 0 0 52,780
METLIFE INC COM 59156R108 3,509 64,871 SH   SOLE 0 0 64,871
MICROSOFT CORP COM 594918104 3,249 69,951 SH   SOLE 0 0 69,951
MONDELEZ INTL INC CL A 609207105 545 15,012 SH   SOLE 0 0 15,012
MUELLER INDS INC COM 624756102 256 7,500 SH   SOLE 0 0 7,500
NIKE INC CL B 654106103 212 2,201 SH   SOLE 0 0 2,201
NORFOLK SOUTHERN CORP COM 655844108 1,581 14,428 SH   SOLE 0 0 14,428
NOVARTIS A G SPONSORED ADR 66987V109 612 6,600 SH   SOLE 0 0 6,600
OCCIDENTAL PETE CORP DEL COM 674599105 1,336 16,573 SH   SOLE 0 0 16,573
ORACLE CORP COM 68389X105 538 11,974 SH   SOLE 0 0 11,974
PEPCO HOLDINGS INC COM 713291102 764 28,371 SH   SOLE 0 0 28,371
PEPSICO INC COM 713448108 954 10,094 SH   SOLE 0 0 10,094
PFIZER INC COM 717081103 3,303 106,042 SH   SOLE 0 0 106,042
PHILIP MORRIS INTL INC COM 718172109 579 7,104 SH   SOLE 0 0 7,104
PHILLIPS 66 COM 718546104 644 8,977 SH   SOLE 0 0 8,977
POWERSHARES ETF TRUST DYN PHRMA PORT 73935X799 1,013 15,227 SH   SOLE 0 0 15,227
POWERSHARES ETF TRUST INTL DIV ACHV 73935X716 570 32,540 SH   SOLE 0 0 32,540
PRICE T ROWE GROUP INC COM 74144T108 558 6,500 SH   SOLE 0 0 6,500
PROCTER & GAMBLE CO COM 742718109 884 9,709 SH   SOLE 0 0 9,709
PRUDENTIAL FINL INC COM 744320102 1,176 12,998 SH   SOLE 0 0 12,998
QUALCOMM INC COM 747525103 720 9,685 SH   SOLE 0 0 9,685
RYDEX ETF TRUST GUG S&P500EQWTFI 78355W858 255 5,685 SH   SOLE 0 0 5,685
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 212 2,331 SH   SOLE 0 0 2,331
SCHLUMBERGER LTD COM 806857108 1,082 12,673 SH   SOLE 0 0 12,673
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,305 66,334 SH   SOLE 0 0 66,334
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,903 148,139 SH   SOLE 0 0 148,139
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,187 29,174 SH   SOLE 0 0 29,174
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 426 7,732 SH   SOLE 0 0 7,732
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 949 22,954 SH   SOLE 0 0 22,954
SENIOR HSG PPTYS TR SH BEN INT 81721M109 206 9,323 SH   SOLE 0 0 9,323
SOUTHERN CO COM 842587107 1,837 37,409 SH   SOLE 0 0 37,409
SPDR S&P 500 ETF TR TR UNIT 78462F103 210 1,019 SH   SOLE 0 0 1,019
STANLEY BLACK & DECKER INC COM 854502101 323 3,359 SH   SOLE 0 0 3,359
STARBUCKS CORP COM 855244109 606 7,380 SH   SOLE 0 0 7,380
SUN LIFE FINL INC COM 866796105 867 24,050 SH   SOLE 0 0 24,050
THERMO FISHER SCIENTIFIC INC COM 883556102 768 6,131 SH   SOLE 0 0 6,131
TIFFANY & CO NEW COM 886547108 283 2,650 SH   SOLE 0 0 2,650
TJX COS INC NEW COM 872540109 2,274 33,162 SH   SOLE 0 0 33,162
TOTAL S A SPONSORED ADR 89151E109 910 17,766 SH   SOLE 0 0 17,766
TRAVELERS COMPANIES INC COM 89417E109 2,809 26,541 SH   SOLE 0 0 26,541
TWENTY FIRST CENTY FOX INC CL A 90130A101 312 8,132 SH   SOLE 0 0 8,132
TWENTY FIRST CENTY FOX INC CL B 90130A200 815 22,094 SH   SOLE 0 0 22,094
TWO HBRS INVT CORP COM 90187B101 659 65,811 SH   SOLE 0 0 65,811
UNILEVER PLC SPON ADR NEW 904767704 449 11,095 SH   SOLE 0 0 11,095
UNITED CONTL HLDGS INC COM 910047109 221 3,305 SH   SOLE 0 0 3,305
UNITED PARCEL SERVICE INC CL B 911312106 789 7,097 SH   SOLE 0 0 7,097
UNITED TECHNOLOGIES CORP COM 913017109 322 2,802 SH   SOLE 0 0 2,802
VANGUARD INDEX FDS LARGE CAP ETF 922908637 311 3,295 SH   SOLE 0 0 3,295
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 228 2,546 SH   SOLE 0 0 2,546
VERIZON COMMUNICATIONS INC COM 92343V104 5,660 121,000 SH   SOLE 0 0 121,000
VISA INC COM CL A 92826C839 682 2,600 SH   SOLE 0 0 2,600
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 916 26,804 SH   SOLE 0 0 26,804
WASTE MGMT INC DEL COM 94106L109 2,440 47,550 SH   SOLE 0 0 47,550
WEINGARTEN RLTY INVS SH BEN INT 948741103 1,528 43,750 SH   SOLE 0 0 43,750
WELLS FARGO & CO NEW COM 949746101 2,568 46,853 SH   SOLE 0 0 46,853
YUM BRANDS INC COM 988498101 342 4,700 SH   SOLE 0 0 4,700