The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,024 14,287 SH   SOLE 0 0 14,287
ABBVIE INC COM 00287Y109 846 14,655 SH   SOLE 0 0 14,655
AFLAC INC COM 001055102 1,363 23,400 SH   SOLE 0 0 23,400
ALTRIA GROUP INC COM 02209S103 969 21,091 SH   SOLE 0 0 21,091
AMERICAN ELEC PWR INC COM 025537101 201 3,859 SH   SOLE 0 0 3,859
AMERICAN EXPRESS CO COM 025816109 510 5,824 SH   SOLE 0 0 5,824
AMERICAN INTL GROUP INC COM NEW 026874784 588 10,880 SH   SOLE 0 0 10,880
AMPCO-PITTSBURGH CORP COM 032037103 410 20,500 SH   SOLE 0 0 20,500
APPLE INC COM 037833100 2,555 25,362 SH   SOLE 0 0 25,362
ASPEN INSURANCE HOLDINGS LTD SHS G05384105 918 35,221 SH   SOLE 0 0 35,221
AT&T INC COM 00206R102 938 26,612 SH   SOLE 0 0 26,612
BANCO SANTANDER SA ADR 05964H105 271 28,561 SH   SOLE 0 0 28,561
BANK AMER CORP COM 060505104 183 10,723 SH   SOLE 0 0 10,723
BANK AMER CORP 7.25%CNV PFD L 060505682 1,635 1,426 SH   SOLE 0 0 1,426
BANK N S HALIFAX COM 064149107 1,200 19,400 SH   SOLE 0 0 19,400
BLACKROCK BUILD AMER BD TR SHS 09248X100 522 24,854 SH   SOLE 0 0 24,854
BP PLC SPONSORED ADR 055622104 3,753 85,400 SH   SOLE 0 0 85,400
BRISTOL MYERS SQUIBB CO COM 110122108 2,191 42,801 SH   SOLE 0 0 42,801
CATERPILLAR INC DEL COM 149123101 676 6,826 SH   SOLE 0 0 6,826
CDN IMPERIAL BK COMM TORONTO COM 136069101 1,248 13,890 SH   SOLE 0 0 13,890
CHEVRON CORP NEW COM 166764100 1,725 14,459 SH   SOLE 0 0 14,459
CHUBB CORP COM 171232101 332 3,640 SH   SOLE 0 0 3,640
CISCO SYS INC COM 17275R102 1,072 42,602 SH   SOLE 0 0 42,602
CITIGROUP INC COM NEW 172967424 827 15,952 SH   SOLE 0 0 15,952
COCA COLA CO COM 191216100 2,496 58,515 SH   SOLE 0 0 58,515
COMCAST CORP NEW CL A 20030N101 584 10,857 SH   SOLE 0 0 10,857
CONOCOPHILLIPS COM 20825C104 3,626 47,386 SH   SOLE 0 0 47,386
CONSOLIDATED EDISON INC COM 209115104 921 16,256 SH   SOLE 0 0 16,256
CVS HEALTH CORP COM 126650100 804 10,100 SH   SOLE 0 0 10,100
DEERE & CO COM 244199105 1,384 16,879 SH   SOLE 0 0 16,879
DEUTSCHE BANK AG NAMEN AKT d18190898 1,096 42,304 SH   SOLE 0 0 42,304
DISNEY WALT CO COM DISNEY 254687106 328 3,687 SH   SOLE 0 0 3,687
DOW CHEM CO COM 260543103 1,880 35,847 SH   SOLE 0 0 35,847
DU PONT E I DE NEMOURS & CO COM 263534109 201 2,798 SH   SOLE 0 0 2,798
DUKE ENERGY CORP NEW COM NEW 26441C204 2,320 31,023 SH   SOLE 0 0 31,023
EATON CORP PLC SHS G29183103 1,383 21,824 SH   SOLE 0 0 21,824
EMERSON ELEC CO COM 291011104 1,054 16,838 SH   SOLE 0 0 16,838
ENTERPRISE PRODS PARTNERS L COM 293792107 1,036 25,705 SH   SOLE 0 0 25,705
EXXON MOBIL CORP COM 30231G102 3,548 37,728 SH   SOLE 0 0 37,728
FACEBOOK INC CL A 30303M102 670 8,478 SH   SOLE 0 0 8,478
FLUOR CORP NEW COM 343412102 267 4,000 SH   SOLE 0 0 4,000
FORD MTR CO DEL COM PAR $0.01 345370860 296 20,005 SH   SOLE 0 0 20,005
FORTRESS INVESTMENT GROUP LL CL A 34958B106 534 77,600 SH   SOLE 0 0 77,600
GATX CORP COM 361448103 216 3,704 SH   SOLE 0 0 3,704
GENERAL ELECTRIC CO COM 369604103 5,079 198,254 SH   SOLE 0 0 198,254
GENERAL MLS INC COM 370334104 634 12,572 SH   SOLE 0 0 12,572
GENERAL MTRS CO COM 37045V100 230 7,210 SH   SOLE 0 0 7,210
GILEAD SCIENCES INC COM 375558103 365 3,431 SH   SOLE 0 0 3,431
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 2,144 46,640 SH   SOLE 0 0 46,640
GOOGLE INC CL A 38259P508 1,413 2,401 SH   SOLE 0 0 2,401
GOOGLE INC CL C 38259P706 217 376 SH   SOLE 0 0 376
HARTFORD FINL SVCS GROUP INC COM 416515104 572 15,355 SH   SOLE 0 0 15,355
HELMERICH & PAYNE INC COM 423452101 284 2,900 SH   SOLE 0 0 2,900
HOME DEPOT INC COM 437076102 2,655 28,941 SH   SOLE 0 0 28,941
HSBC HLDGS PLC SPON ADR NEW 404280406 1,764 67,728 SH   SOLE 0 0 67,728
ICONIX BRAND GROUP INC COM 451055107 340 9,207 SH   SOLE 0 0 9,207
ING GROEP N V SPONSORED ADR 456837103 2,062 82,197 SH   SOLE 0 0 82,197
INTEL CORP COM 458140100 1,016 29,173 SH   SOLE 0 0 29,173
INTERNATIONAL BUSINESS MACHS COM 459200101 1,053 5,545 SH   SOLE 0 0 5,545
ISHARES U.S. PFD STK ETF 464288687 488 12,336 SH   SOLE 0 0 12,336
ISHARES U.S. AER&DEF ETF 464288760 237 2,200 SH   SOLE 0 0 2,200
ISHARES TR RUS 1000 ETF 464287622 386 3,512 SH   SOLE 0 0 3,512
JOHNSON & JOHNSON COM 478160104 4,951 46,449 SH   SOLE 0 0 46,449
JOHNSON CTLS INC COM 478366107 951 21,623 SH   SOLE 0 0 21,623
JPMORGAN CHASE & CO COM 46625H100 534 8,871 SH   SOLE 0 0 8,871
KELLOGG CO COM 487836108 588 9,553 SH   SOLE 0 0 9,553
KEYCORP NEW COM 493267108 1,084 81,319 SH   SOLE 0 0 81,319
KIMBERLY CLARK CORP COM 494368103 995 9,250 SH   SOLE 0 0 9,250
KKR & CO L P DEL COM UNITS 48248M102 526 23,590 SH   SOLE 0 0 23,590
KRAFT FOODS GROUP INC COM 50076Q106 1,076 19,075 SH   SOLE 0 0 19,075
LILLY ELI & CO COM 532457108 949 14,630 SH   SOLE 0 0 14,630
LINN ENERGY LLC UNIT LTD LIAB 536020100 265 8,790 SH   SOLE 0 0 8,790
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 319 3,785 SH   SOLE 0 0 3,785
MASTERCARD INC CL A 57636Q104 414 5,600 SH   SOLE 0 0 5,600
MCDONALDS CORP COM 580135101 258 2,725 SH   SOLE 0 0 2,725
MERCK & CO INC NEW COM 58933Y105 2,288 38,596 SH   SOLE 0 0 38,596
METLIFE INC COM 59156R108 3,483 64,841 SH   SOLE 0 0 64,841
MICROSOFT CORP COM 594918104 3,334 71,907 SH   SOLE 0 0 71,907
MONDELEZ INTL INC CL A 609207105 525 15,320 SH   SOLE 0 0 15,320
MUELLER INDS INC COM 624756102 231 8,100 SH   SOLE 0 0 8,100
NORFOLK SOUTHERN CORP COM 655844108 1,578 14,140 SH   SOLE 0 0 14,140
NOVARTIS A G SPONSORED ADR 66987V109 744 7,900 SH   SOLE 0 0 7,900
OCCIDENTAL PETE CORP DEL COM 674599105 2,283 23,749 SH   SOLE 0 0 23,749
ORACLE CORP COM 68389X105 473 12,360 SH   SOLE 0 0 12,360
PEPCO HOLDINGS INC COM 713291102 759 28,371 SH   SOLE 0 0 28,371
PEPSICO INC COM 713448108 930 9,988 SH   SOLE 0 0 9,988
PFIZER INC COM 717081103 3,120 105,527 SH   SOLE 0 0 105,527
PHILIP MORRIS INTL INC COM 718172109 717 8,593 SH   SOLE 0 0 8,593
PHILLIPS 66 COM 718546104 745 9,165 SH   SOLE 0 0 9,165
POWERSHARES ETF TRUST DYN PHRMA PORT 73935X799 813 12,769 SH   SOLE 0 0 12,769
PRICE T ROWE GROUP INC COM 74144T108 517 6,600 SH   SOLE 0 0 6,600
PROCTER & GAMBLE CO COM 742718109 791 9,451 SH   SOLE 0 0 9,451
PRUDENTIAL FINL INC COM 744320102 1,161 13,198 SH   SOLE 0 0 13,198
QUALCOMM INC COM 747525103 442 5,911 SH   SOLE 0 0 5,911
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 539 6,342 SH   SOLE 0 0 6,342
RYDEX ETF TRUST GUG S&P500EQWTHC 78355W841 324 2,511 SH   SOLE 0 0 2,511
RYDEX ETF TRUST GUG S&P500EQWTFI 78355W858 204 4,907 SH   SOLE 0 0 4,907
RYDEX ETF TRUST GUG S&P500EQWTEN 78355W866 282 3,459 SH   SOLE 0 0 3,459
SCHLUMBERGER LTD COM 806857108 1,531 15,057 SH   SOLE 0 0 15,057
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,176 66,790 SH   SOLE 0 0 66,790
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,379 35,632 SH   SOLE 0 0 35,632
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 492 9,572 SH   SOLE 0 0 9,572
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 255 10,059 SH   SOLE 0 0 10,059
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,584 118,875 SH   SOLE 0 0 118,875
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,221 39,346 SH   SOLE 0 0 39,346
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 920 23,055 SH   SOLE 0 0 23,055
SOUTHERN CO COM 842587107 1,188 27,210 SH   SOLE 0 0 27,210
STANLEY BLACK & DECKER INC COM 854502101 297 3,345 SH   SOLE 0 0 3,345
STARBUCKS CORP COM 855244109 379 5,025 SH   SOLE 0 0 5,025
SUN LIFE FINL INC COM 866796105 872 24,050 SH   SOLE 0 0 24,050
THERMO FISHER SCIENTIFIC INC COM 883556102 759 6,234 SH   SOLE 0 0 6,234
TIFFANY & CO NEW COM 886547108 433 4,500 SH   SOLE 0 0 4,500
TJX COS INC NEW COM 872540109 1,009 17,060 SH   SOLE 0 0 17,060
TOTAL S A SPONSORED ADR 89151E109 1,145 17,766 SH   SOLE 0 0 17,766
TRAVELERS COMPANIES INC COM 89417E109 2,439 25,965 SH   SOLE 0 0 25,965
TWENTY FIRST CENTY FOX INC CL A 90130A101 204 5,958 SH   SOLE 0 0 5,958
TWENTY FIRST CENTY FOX INC CL B 90130A200 753 22,618 SH   SOLE 0 0 22,618
TWO HBRS INVT CORP COM 90187B101 636 65,810 SH   SOLE 0 0 65,810
UNITED PARCEL SERVICE INC CL B 911312106 467 4,750 SH   SOLE 0 0 4,750
UNITED TECHNOLOGIES CORP COM 913017109 296 2,802 SH   SOLE 0 0 2,802
VALE S A ADR 91912E105 208 18,864 SH   SOLE 0 0 18,864
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 215 2,527 SH   SOLE 0 0 2,527
VANGUARD INDEX FDS LARGE CAP ETF 922908637 298 3,295 SH   SOLE 0 0 3,295
VERIZON COMMUNICATIONS INC COM 92343V104 5,826 116,546 SH   SOLE 0 0 116,546
VISA INC COM CL A 92826C839 559 2,620 SH   SOLE 0 0 2,620
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 988 30,052 SH   SOLE 0 0 30,052
WASTE MGMT INC DEL COM 94106L109 2,260 47,545 SH   SOLE 0 0 47,545
WEINGARTEN RLTY INVS SH BEN INT 948741103 1,378 43,750 SH   SOLE 0 0 43,750
WELLS FARGO & CO NEW COM 949746101 2,435 46,940 SH   SOLE 0 0 46,940
WELLS FARGO & CO NEW PERP PFD CNV A 949746804 1,611 1,340 SH   SOLE 0 0 1,340
YUM BRANDS INC COM 988498101 338 4,700 SH   SOLE 0 0 4,700