The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,509 9,423 SH   SOLE   0 0 9,423
ABBOTT LABS COM 002824100 1,349 12,393 SH   SOLE   0 0 12,393
ABBVIE INC COM 00287Y109 866 9,881 SH   SOLE   0 0 9,881
AFLAC INC COM 001055102 249 6,838 SH   SOLE   0 0 6,838
ALPHABET INC CAP STK CL C 02079K107 792 539 SH   SOLE   0 0 539
ALPHABET INC CAP STK CL A 02079K305 1,297 885 SH   SOLE   0 0 885
ALTRIA GROUP INC COM 02209S103 407 10,525 SH   SOLE   0 0 10,525
AMAZON COM INC COM 023135106 1,593 506 SH   SOLE   0 0 506
AMCOR PLC ORD G0250X107 195 17,675 SH   SOLE   0 0 17,675
AMGEN INC COM 031162100 1,095 4,309 SH   SOLE   0 0 4,309
APPLE INC COM 037833100 6,519 56,290 SH   SOLE   0 0 56,290
AT&T INC COM 00206R102 769 26,985 SH   SOLE   0 0 26,985
AUTOMATIC DATA PROCESSING IN COM 053015103 1,149 8,239 SH   SOLE   0 0 8,239
BERKSHIRE HATHAWAY INC DEL CL A 084670108 640 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,170 28,977 SH   SOLE   0 0 28,977
BK OF AMERICA CORP COM 060505104 876 36,370 SH   SOLE   0 0 36,370
BOEING CO COM 097023105 554 3,353 SH   SOLE   0 0 3,353
BRISTOL-MYERS SQUIBB CO COM 110122108 420 6,971 SH   SOLE   0 0 6,971
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 1 400 SH   SOLE   0 0 400
BROWN FORMAN CORP CL A 115637100 0 4 SH   SOLE   0 0 4
BROWN FORMAN CORP CL B 115637209 379 5,033 SH   SOLE   0 0 5,033
CARRIER GLOBAL CORPORATION COM 14448C104 300 9,821 SH   SOLE   0 0 9,821
CATERPILLAR INC DEL COM 149123101 263 1,766 SH   SOLE   0 0 1,766
CHEVRON CORP NEW COM 166764100 1,363 18,924 SH   SOLE   0 0 18,924
CHEVRON CORP NEW COM 166764100 22 300 SH Call SOLE   0 0 300
CISCO SYS INC COM 17275R102 1,640 41,641 SH   SOLE   0 0 41,641
COCA COLA CO COM 191216100 864 17,492 SH   SOLE   0 0 17,492
CONOCOPHILLIPS COM 20825C104 478 14,566 SH   SOLE   0 0 14,566
CSX CORP COM 126408103 475 6,113 SH   SOLE   0 0 6,113
CVS HEALTH CORP COM 126650100 430 7,358 SH   SOLE   0 0 7,358
DANAHER CORPORATION COM 235851102 484 2,247 SH   SOLE   0 0 2,247
DEERE & CO COM 244199105 291 1,314 SH   SOLE   0 0 1,314
DUKE ENERGY CORP NEW COM NEW 26441C204 715 8,071 SH   SOLE   0 0 8,071
EMERSON ELEC CO COM 291011104 247 3,763 SH   SOLE   0 0 3,763
ENBRIDGE INC COM 29250N105 232 7,961 SH   SOLE   0 0 7,961
EXXON MOBIL CORP COM 30231G102 643 18,730 SH   SOLE   0 0 18,730
FASTENAL CO COM 311900104 307 6,811 SH   SOLE   0 0 6,811
GENERAL ELECTRIC CO COM 369604103 106 17,002 SH   SOLE   0 0 17,002
HOME DEPOT INC COM 437076102 1,710 6,159 SH   SOLE   0 0 6,159
HONEYWELL INTL INC COM 438516106 201 1,223 SH   SOLE   0 0 1,223
ILLINOIS TOOL WKS INC COM 452308109 676 3,497 SH   SOLE   0 0 3,497
INNOVATOR ETFS TR S&P 500 ULTRA 45782C300 66 2,313 SH   SOLE   0 0 2,313
INNOVATOR ETFS TR S&P 500 PWR BUF 45782C318 371 13,524 SH   SOLE   0 0 13,524
INNOVATOR ETFS TR S&P 500 PWR BUFR 45782C383 12,213 442,117 SH   SOLE   0 0 442,117
INNOVATOR ETFS TR S&P 500 POWER 45782C417 922 36,518 SH   SOLE   0 0 36,518
INNOVATOR ETFS TR S&P 500 POWER 45782C508 840 28,636 SH   SOLE   0 0 28,636
INNOVATOR ETFS TR MSCI EAFE PWR 45782C524 7,474 311,417 SH   SOLE   0 0 311,417
INNOVATOR ETFS TR S&P 500 PWR 45782C656 6,266 238,440 SH   SOLE   0 0 238,440
INNOVATOR ETFS TR S&P 500 PWR BU 45782C680 497 18,360 SH   SOLE   0 0 18,360
INNOVATOR ETFS TR MSCI EMGR MKT 45782C714 20 803 SH   SOLE   0 0 803
INNOVATOR ETFS TR MSCI EAFE PWR 45782C722 13,760 599,559 SH   SOLE   0 0 599,559
INNOVATOR ETFS TR S&P 500 PWR BU 45782C748 879 30,269 SH   SOLE   0 0 30,269
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 101 3,834 SH   SOLE   0 0 3,834
INNOVATOR ETFS TR S&P 500 PWR 45782C813 429 15,495 SH   SOLE   0 0 15,495
INNOVATOR ETFS TR S&P 500 PWR BU 45782C870 33,554 1,259,827 SH   SOLE   0 0 1,259,827
INTEL CORP COM 458140100 3,747 72,368 SH   SOLE   0 0 72,368
INTERNATIONAL BUSINESS MACHS COM 459200101 948 7,794 SH   SOLE   0 0 7,794
ISHARES GOLD TRUST ISHARES 464285105 50,980 2,833,801 SH   SOLE   0 0 2,833,801
ISHARES TR CORE S&P TTL STK 464287150 329 4,362 SH   SOLE   0 0 4,362
ISHARES TR SELECT DIVID ETF 464287168 102 1,251 SH   SOLE   0 0 1,251
ISHARES TR TIPS BD ETF 464287176 58 455 SH   SOLE   0 0 455
ISHARES TR CORE S&P500 ETF 464287200 307 915 SH   SOLE   0 0 915
ISHARES TR CORE US AGGBD ET 464287226 168 1,421 SH   SOLE   0 0 1,421
ISHARES TR MSCI EMG MKT ETF 464287234 103 2,330 SH   SOLE   0 0 2,330
ISHARES TR IBOXX INV CP ETF 464287242 2 17 SH   SOLE   0 0 17
ISHARES TR S&P 500 GRWT ETF 464287309 125 540 SH   SOLE   0 0 540
ISHARES TR GLOB HLTHCRE ETF 464287325 254 3,535 SH   SOLE   0 0 3,535
ISHARES TR NORTH AMERN NAT 464287374 2 90 SH   SOLE   0 0 90
ISHARES TR 20 YR TR BD ETF 464287432 5 29 SH   SOLE   0 0 29
ISHARES TR BARCLAYS 7 10 YR 464287440 60 495 SH   SOLE   0 0 495
ISHARES TR MSCI EAFE ETF 464287465 998 15,673 SH   SOLE   0 0 15,673
ISHARES TR RUS MD CP GR ETF 464287481 9,638 55,753 SH   SOLE   0 0 55,753
ISHARES TR RUS MID CAP ETF 464287499 303 5,281 SH   SOLE   0 0 5,281
ISHARES TR CORE S&P MCP ETF 464287507 44 237 SH   SOLE   0 0 237
ISHARES TR NASDAQ BIOTECH 464287556 164 1,214 SH   SOLE   0 0 1,214
ISHARES TR GLOBAL 100 ETF 464287572 908 16,131 SH   SOLE   0 0 16,131
ISHARES TR RUS 1000 GRW ETF 464287614 596 2,749 SH   SOLE   0 0 2,749
ISHARES TR RUS 1000 ETF 464287622 181 965 SH   SOLE   0 0 965
ISHARES TR RUS 2000 GRW ETF 464287648 36 164 SH   SOLE   0 0 164
ISHARES TR RUSSELL 2000 ETF 464287655 1,569 10,473 SH   SOLE   0 0 10,473
ISHARES TR RUSSELL 3000 ETF 464287689 110 560 SH   SOLE   0 0 560
ISHARES TR U.S. REAL ES ETF 464287739 34 432 SH   SOLE   0 0 432
ISHARES TR U.S. FINLS ETF 464287788 34 301 SH   SOLE   0 0 301
ISHARES TR U.S. BAS MTL ETF 464287838 123 1,247 SH   SOLE   0 0 1,247
ISHARES TR NATIONAL MUN ETF 464288414 6 52 SH   SOLE   0 0 52
ISHARES TR MSCI KLD400 SOC 464288570 179 1,399 SH   SOLE   0 0 1,399
ISHARES TR MBS ETF 464288588 18 167 SH   SOLE   0 0 167
ISHARES TR ISHS 1-5YR INVS 464288646 15 279 SH   SOLE   0 0 279
ISHARES TR 3 7 YR TREAS BD 464288661 36,939 276,511 SH   SOLE   0 0 276,511
ISHARES TR SHORT TREAS BD 464288679 1,300 11,739 SH   SOLE   0 0 11,739
ISHARES TR GLOBAL MATER ETF 464288695 85 1,220 SH   SOLE   0 0 1,220
ISHARES TR GLOB INDSTRL ETF 464288729 44 475 SH   SOLE   0 0 475
ISHARES TR US REGNL BKS ETF 464288778 414 12,643 SH   SOLE   0 0 12,643
ISHARES TR MSCI USA ESG SLC 464288802 837 5,691 SH   SOLE   0 0 5,691
ISHARES TR US OIL EQ&SV ETF 464288844 86 11,876 SH   SOLE   0 0 11,876
ISHARES TR US OIL GS EX ETF 464288851 38 1,441 SH   SOLE   0 0 1,441
ISHARES TR EAFE VALUE ETF 464288877 1,620 40,158 SH   SOLE   0 0 40,158
ISHARES TR EAFE GRWTH ETF 464288885 112 1,244 SH   SOLE   0 0 1,244
ISHARES TR MSCI USA QLT FCT 46432F339 1,610 15,524 SH   SOLE   0 0 15,524
ISHARES TR CORE MSCI TOTAL 46432F834 496 8,500 SH   SOLE   0 0 8,500
ISHARES TR MSCI USA MULTIFT 46434V282 9,523 286,852 SH   SOLE   0 0 286,852
ISHARES TR EXPONENTIAL TECH 46434V381 103 2,117 SH   SOLE   0 0 2,117
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 50 1,983 SH   SOLE   0 0 1,983
ISHARES TR IBONDS DEC21 ETF 46434VBK5 50 2,009 SH   SOLE   0 0 2,009
ISHARES TR ESG AW MSCI EAFE 46435G516 796 12,539 SH   SOLE   0 0 12,539
JOHNSON & JOHNSON COM 478160104 4,843 32,531 SH   SOLE   0 0 32,531
JPMORGAN CHASE & CO COM 46625H100 1,043 10,833 SH   SOLE   0 0 10,833
JPMORGAN CHASE & CO COM 46625H100 39 400 SH Call SOLE   0 0 400
KIMBERLY CLARK CORP COM 494368103 572 3,874 SH   SOLE   0 0 3,874
KINDER MORGAN INC DEL COM 49456B101 213 17,260 SH   SOLE   0 0 17,260
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 1,204 46,528 SH   SOLE   0 0 46,528
LOWES COS INC COM 548661107 3,672 22,138 SH   SOLE   0 0 22,138
MCDONALDS CORP COM 580135101 1,055 4,806 SH   SOLE   0 0 4,806
MERCK & CO. INC COM 58933Y105 513 6,184 SH   SOLE   0 0 6,184
MICROSOFT CORP COM 594918104 8,275 39,341 SH   SOLE   0 0 39,341
MONDELEZ INTL INC CL A 609207105 263 4,577 SH   SOLE   0 0 4,577
NEXTERA ENERGY INC COM 65339F101 217 781 SH   SOLE   0 0 781
NORFOLK SOUTHN CORP COM 655844108 271 1,268 SH   SOLE   0 0 1,268
NORTHERN TR CORP COM 665859104 324 4,159 SH   SOLE   0 0 4,159
NOVARTIS AG SPONSORED ADR 66987V109 423 4,860 SH   SOLE   0 0 4,860
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 1,075 21,126 SH   SOLE   0 0 21,126
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 718 24,677 SH   SOLE   0 0 24,677
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 88 2,093 SH   SOLE   0 0 2,093
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 206 7,268 SH   SOLE   0 0 7,268
ORACLE CORP COM 68389X105 1,416 23,718 SH   SOLE   0 0 23,718
OTIS WORLDWIDE CORP COM 68902V107 301 4,825 SH   SOLE   0 0 4,825
PAYCHEX INC COM 704326107 662 8,294 SH   SOLE   0 0 8,294
PEPSICO INC COM 713448108 2,612 18,848 SH   SOLE   0 0 18,848
PFIZER INC COM 717081103 868 23,638 SH   SOLE   0 0 23,638
PHILIP MORRIS INTL INC COM 718172109 494 6,584 SH   SOLE   0 0 6,584
PIMCO ETF TR ACTIVE BD ETF 72201R775 23 201 SH   SOLE   0 0 201
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 245 2,400 SH   SOLE   0 0 2,400
PROCTER AND GAMBLE CO COM 742718109 1,292 9,293 SH   SOLE   0 0 9,293
QUALCOMM INC COM 747525103 505 4,289 SH   SOLE   0 0 4,289
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,068 18,561 SH   SOLE   0 0 18,561
RAYTHEON TECHNOLOGIES CORP COM 75513E101 12 200 SH Call SOLE   0 0 200
SALESFORCE COM INC COM 79466L302 219 873 SH   SOLE   0 0 873
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,572 82,515 SH   SOLE   0 0 82,515
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 77 953 SH   SOLE   0 0 953
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,775 24,094 SH   SOLE   0 0 24,094
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,647 50,719 SH   SOLE   0 0 50,719
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2 36 SH   SOLE   0 0 36
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 514 7,518 SH   SOLE   0 0 7,518
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,188 44,406 SH   SOLE   0 0 44,406
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 921 16,655 SH   SOLE   0 0 16,655
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 19,558 622,864 SH   SOLE   0 0 622,864
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 11 193 SH   SOLE   0 0 193
SCHWAB STRATEGIC TR US REIT ETF 808524847 2 45 SH   SOLE   0 0 45
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 22 374 SH   SOLE   0 0 374
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,641 31,855 SH   SOLE   0 0 31,855
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 256 2,431 SH   SOLE   0 0 2,431
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,661 88,850 SH   SOLE   0 0 88,850
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,057 43,920 SH   SOLE   0 0 43,920
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 81 1,049 SH   SOLE   0 0 1,049
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 36 309 SH   SOLE   0 0 309
SPDR GOLD TR GOLD SHS 78463V107 347 1,958 SH   SOLE   0 0 1,958
SPDR S&P 500 ETF TR TR UNIT 78462F103 618 1,846 SH   SOLE   0 0 1,846
SPDR SER TR GLB DOW ETF 78464A706 138 1,680 SH   SOLE   0 0 1,680
SPDR SER TR S&P DIVID ETF 78464A763 35 384 SH   SOLE   0 0 384
SPDR SER TR S&P INS ETF 78464A789 1 34 SH   SOLE   0 0 34
SPDR SER TR PORTFOLI S&P1500 78464A805 42 1,017 SH   SOLE   0 0 1,017
SPDR SER TR PORTFOLIO SH TSR 78468R101 89 2,890 SH   SOLE   0 0 2,890
SPDR SER TR S&P OILGAS EXP 78468R556 41 983 SH   SOLE   0 0 983
SPDR SER TR SPDR BLOOMBERG 78468R663 25 273 SH   SOLE   0 0 273
SPDR SER TR SSGA GNDER ETF 78468R747 317 4,135 SH   SOLE   0 0 4,135
STRYKER CORPORATION COM 863667101 628 3,014 SH   SOLE   0 0 3,014
SYSCO CORP COM 871829107 1,073 17,244 SH   SOLE   0 0 17,244
TARGET CORP COM 87612E106 361 2,291 SH   SOLE   0 0 2,291
TESLA INC COM 88160R101 6 15 SH   SOLE   0 0 15
TESLA INC NOTE 1.250% 3/0 88160RAC5 149 25,000 SH   SOLE   0 0 25,000
TEXAS INSTRS INC COM 882508104 824 5,769 SH   SOLE   0 0 5,769
TRUIST FINL CORP COM 89832Q109 1,560 40,993 SH   SOLE   0 0 40,993
UNION PAC CORP COM 907818108 736 3,736 SH   SOLE   0 0 3,736
UNITED PARCEL SERVICE INC CL B 911312106 991 5,945 SH   SOLE   0 0 5,945
UNITEDHEALTH GROUP INC COM 91324P102 271 869 SH   SOLE   0 0 869
VANECK MERK GOLD TR GOLD TRUST 921078101 360 19,562 SH   SOLE   0 0 19,562
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 25 228 SH   SOLE   0 0 228
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,188 14,305 SH   SOLE   0 0 14,305
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 71,540 810,927 SH   SOLE   0 0 810,927
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 154 501 SH   SOLE   0 0 501
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 182 2,300 SH   SOLE   0 0 2,300
VANGUARD INDEX FDS SML CP GRW ETF 922908595 32 149 SH   SOLE   0 0 149
VANGUARD INDEX FDS SM CP VAL ETF 922908611 18 162 SH   SOLE   0 0 162
VANGUARD INDEX FDS MID CAP ETF 922908629 12 69 SH   SOLE   0 0 69
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4 23 SH   SOLE   0 0 23
VANGUARD INDEX FDS GROWTH ETF 922908736 46,360 203,683 SH   SOLE   0 0 203,683
VANGUARD INDEX FDS VALUE ETF 922908744 66 633 SH   SOLE   0 0 633
VANGUARD INDEX FDS SMALL CP ETF 922908751 177 1,149 SH   SOLE   0 0 1,149
VANGUARD INDEX FDS TOTAL STK MKT 922908769 601 3,529 SH   SOLE   0 0 3,529
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,430 13,582 SH   SOLE   0 0 13,582
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 17,279 214,274 SH   SOLE   0 0 214,274
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 47,334 938,237 SH   SOLE   0 0 938,237
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 322 7,449 SH   SOLE   0 0 7,449
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 33,333 653,325 SH   SOLE   0 0 653,325
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 310 5,699 SH   SOLE   0 0 5,699
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 41,147 319,810 SH   SOLE   0 0 319,810
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,966 61,364 SH   SOLE   0 0 61,364
VANGUARD WORLD FD ESG INTL STK ETF 921910725 816 15,811 SH   SOLE   0 0 15,811
VANGUARD WORLD FD ESG US STK ETF 921910733 11 175 SH   SOLE   0 0 175
VANGUARD WORLD FD MEGA GRWTH IND 921910816 13 69 SH   SOLE   0 0 69
VANGUARD WORLD FD MEGA CAP INDEX 921910873 29 238 SH   SOLE   0 0 238
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 51 313 SH   SOLE   0 0 313
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 9 146 SH   SOLE   0 0 146
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 171 1,180 SH   SOLE   0 0 1,180
VANGUARD WORLD FDS INF TECH ETF 92204A702 14,228 45,684 SH   SOLE   0 0 45,684
VERIZON COMMUNICATIONS INC COM 92343V104 1,620 27,230 SH   SOLE   0 0 27,230
VISA INC COM CL A 92826C839 959 4,796 SH   SOLE   0 0 4,796
WALGREENS BOOTS ALLIANCE INC COM 931427108 289 8,039 SH   SOLE   0 0 8,039
WALMART INC COM 931142103 1,719 12,287 SH   SOLE   0 0 12,287
WELLS FARGO CO NEW COM 949746101 213 9,067 SH   SOLE   0 0 9,067
WISDOMTREE TR US MULTIFACTOR 97717Y857 26,654 851,574 SH   SOLE   0 0 851,574