Vice President

0001398344-19-014223.txt : 20190814 0001398344-19-014223.hdr.sgml : 20190814 20190814081834 ACCESSION NUMBER: 0001398344-19-014223 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20190630 FILED AS OF DATE: 20190814 DATE AS OF CHANGE: 20190814 EFFECTIVENESS DATE: 20190814 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Stearns Financial Services Group CENTRAL INDEX KEY: 0001569099 IRS NUMBER: 593080009 STATE OF INCORPORATION: FL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-15345 FILM NUMBER: 191022923 BUSINESS ADDRESS: STREET 1: 324 W. WENDOVER AVE., SUITE 204 CITY: GREENSBORO STATE: NC ZIP: 27408 BUSINESS PHONE: 336-230-1811 MAIL ADDRESS: STREET 1: 324 W. WENDOVER AVE., SUITE 204 CITY: GREENSBORO STATE: NC ZIP: 27408 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001569099 XXXXXXXX 06-30-2019 06-30-2019 false Stearns Financial Services Group

324 W. WENDOVER AVE., SUITE 204 GREENSBORO NC 27408

13F HOLDINGS REPORT 028-15345 N Glenn Joyce Vice President 336-230-1811 /s/ Glenn Joyce Greensboro NC 08-14-2019 0 178 547687 INFORMATION TABLE 2 fp0044162_13fhr-table.xml 13F INFORMATION TABLE 3M CO COM 88579Y101 1936 11166 SH SOLE 0 0 11166 ABBOTT LABS COM 002824100 1498 17816 SH SOLE 0 0 17816 ABBVIE INC COM 00287Y109 870 11963 SH SOLE 0 0 11963 AFLAC INC COM 001055102 346 6314 SH SOLE 0 0 6314 ALPHABET INC CAP STK CL A 02079K305 1272 1175 SH SOLE 0 0 1175 ALPHABET INC CAP STK CL C 02079K107 685 634 SH SOLE 0 0 634 ALTRIA GROUP INC COM 02209S103 806 17017 SH SOLE 0 0 17017 AMAZON COM INC COM 023135106 970 512 SH SOLE 0 0 512 AMGEN INC COM 031162100 687 3729 SH SOLE 0 0 3729 APPLE INC COM 037833100 3908 19745 SH SOLE 0 0 19745 AT&T INC COM 00206R102 869 25921 SH SOLE 0 0 25921 AUTOMATIC DATA PROCESSING IN COM 053015103 1601 9681 SH SOLE 0 0 9681 BANK AMER CORP COM 060505104 1064 36687 SH SOLE 0 0 36687 BB&T CORP COM 054937107 1907 38808 SH SOLE 0 0 38808 BERKSHIRE HATHAWAY INC DEL CL A 084670108 637 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5915 27748 SH SOLE 0 0 27748 BOEING CO COM 097023105 1098 3016 SH SOLE 0 0 3016 BOOKING HLDGS INC COM 09857L108 223 119 SH SOLE 0 0 119 BRISTOL MYERS SQUIBB CO COM 110122108 326 7196 SH SOLE 0 0 7196 BROWN FORMAN CORP CL B 115637209 278 5023 SH SOLE 0 0 5023 CATERPILLAR INC DEL COM 149123101 280 2051 SH SOLE 0 0 2051 CHEVRON CORP NEW COM 166764100 2750 22102 SH SOLE 0 0 22102 CISCO SYS INC COM 17275R102 2741 50081 SH SOLE 0 0 50081 COCA COLA CO COM 191216100 845 16598 SH SOLE 0 0 16598 COLGATE PALMOLIVE CO COM 194162103 286 3996 SH SOLE 0 0 3996 CONOCOPHILLIPS COM 20825C104 946 15510 SH SOLE 0 0 15510 CSX CORP COM 126408103 353 4568 SH SOLE 0 0 4568 CVS HEALTH CORP COM 126650100 472 8656 SH SOLE 0 0 8656 DANAHER CORPORATION COM 235851102 296 2069 SH SOLE 0 0 2069 DISNEY WALT CO COM DISNEY 254687106 266 1908 SH SOLE 0 0 1908 DUKE ENERGY CORP NEW COM NEW 26441C204 493 5587 SH SOLE 0 0 5587 EMERSON ELEC CO COM 291011104 277 4147 SH SOLE 0 0 4147 EXXON MOBIL CORP COM 30231G102 2367 30887 SH SOLE 0 0 30887 FASTENAL CO COM 311900104 377 11555 SH SOLE 0 0 11555 FS KKR CAPITAL CORP COM 302635107 106 17815 SH SOLE 0 0 17815 GENERAL ELECTRIC CO COM 369604103 162 15435 SH SOLE 0 0 15435 HOME DEPOT INC COM 437076102 1492 7175 SH SOLE 0 0 7175 ILLINOIS TOOL WKS INC COM 452308109 712 4720 SH SOLE 0 0 4720 INTEL CORP COM 458140100 3799 79359 SH SOLE 0 0 79359 INTERNATIONAL BUSINESS MACHS COM 459200101 1104 8008 SH SOLE 0 0 8008 INVESCO QQQ TR UNIT SER 1 46090E103 894 4787 SH SOLE 0 0 4787 ISHARES GOLD TRUST ISHARES 464285105 15194 1125460 SH SOLE 0 0 1125460 ISHARES TR CORE S&P TTL STK 464287150 16 240 SH SOLE 0 0 240 ISHARES TR SELECT DIVID ETF 464287168 154 1550 SH SOLE 0 0 1550 ISHARES TR TIPS BD ETF 464287176 75 646 SH SOLE 0 0 646 ISHARES TR CORE S&P500 ETF 464287200 271 920 SH SOLE 0 0 920 ISHARES TR CORE US AGGBD ET 464287226 303 2716 SH SOLE 0 0 2716 ISHARES TR MSCI EMG MKT ETF 464287234 243 5669 SH SOLE 0 0 5669 ISHARES TR IBOXX INV CP ETF 464287242 3 26 SH SOLE 0 0 26 ISHARES TR S&P 500 GRWT ETF 464287309 97 540 SH SOLE 0 0 540 ISHARES TR GLOB HLTHCRE ETF 464287325 243 3943 SH SOLE 0 0 3943 ISHARES TR NORTH AMERN NAT 464287374 20 642 SH SOLE 0 0 642 ISHARES TR 20 YR TR BD ETF 464287432 13 98 SH SOLE 0 0 98 ISHARES TR 1 3 YR TREAS BD 464287457 46 547 SH SOLE 0 0 547 ISHARES TR MSCI EAFE ETF 464287465 3147 47883 SH SOLE 0 0 47883 ISHARES TR RUS MD CP GR ETF 464287481 9847 69059 SH SOLE 0 0 69059 ISHARES TR RUS MID CAP ETF 464287499 92 1650 SH SOLE 0 0 1650 ISHARES TR CORE S&P MCP ETF 464287507 46 237 SH SOLE 0 0 237 ISHARES TR GLOBAL 100 ETF 464287572 620 12691 SH SOLE 0 0 12691 ISHARES TR RUS 1000 VAL ETF 464287598 23 178 SH SOLE 0 0 178 ISHARES TR S&P MC 400GR ETF 464287606 13 59 SH SOLE 0 0 59 ISHARES TR RUS 1000 GRW ETF 464287614 462 2933 SH SOLE 0 0 2933 ISHARES TR RUS 1000 ETF 464287622 167 1027 SH SOLE 0 0 1027 ISHARES TR RUS 2000 GRW ETF 464287648 33 163 SH SOLE 0 0 163 ISHARES TR RUSSELL 2000 ETF 464287655 2201 14155 SH SOLE 0 0 14155 ISHARES TR RUSSELL 3000 ETF 464287689 111 645 SH SOLE 0 0 645 ISHARES TR U.S. REAL ES ETF 464287739 40 459 SH SOLE 0 0 459 ISHARES TR SP SMCP600VL ETF 464287879 15 101 SH SOLE 0 0 101 ISHARES TR EAFE SML CP ETF 464288273 1 19 SH SOLE 0 0 19 ISHARES TR JPMORGAN USD EMG 464288281 17 146 SH SOLE 0 0 146 ISHARES TR IBOXX HI YD ETF 464288513 0 4 SH SOLE 0 0 4 ISHARES TR MSCI KLD400 SOC 464288570 281 2573 SH SOLE 0 0 2573 ISHARES TR INTRM GOV CR ETF 464288612 18 157 SH SOLE 0 0 157 ISHARES TR SH TR CRPORT ETF 464288646 132 2474 SH SOLE 0 0 2474 ISHARES TR 3 7 YR TREAS BD 464288661 25589 203472 SH SOLE 0 0 203472 ISHARES TR PFD AND INCM SEC 464288687 11 300 SH SOLE 0 0 300 ISHARES TR MSCI USA ESG SLC 464288802 1049 8605 SH SOLE 0 0 8605 ISHARES TR EAFE VALUE ETF 464288877 3373 70175 SH SOLE 0 0 70175 ISHARES TR EAFE GRWTH ETF 464288885 1394 17257 SH SOLE 0 0 17257 ISHARES TR USA QUALITY FCTR 46432F339 419 4581 SH SOLE 0 0 4581 ISHARES TR CORE 1 5 YR USD 46432F859 16 322 SH SOLE 0 0 322 ISHARES TR ESG MSCI EAFE 46435G516 1214 18877 SH SOLE 0 0 18877 JOHNSON & JOHNSON COM 478160104 5404 38799 SH SOLE 0 0 38799 JPMORGAN CHASE & CO COM 46625H100 1304 11660 SH SOLE 0 0 11660 KIMBERLY CLARK CORP COM 494368103 522 3915 SH SOLE 0 0 3915 LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 36149 1283701 SH SOLE 0 0 1283701 LILLY ELI & CO COM 532457108 204 1837 SH SOLE 0 0 1837 LINCOLN NATL CORP IND COM 534187109 205 3181 SH SOLE 0 0 3181 LOWES COS INC COM 548661107 2726 27014 SH SOLE 0 0 27014 MCDONALDS CORP COM 580135101 1327 6390 SH SOLE 0 0 6390 MERCK & CO INC COM 58933Y105 493 5884 SH SOLE 0 0 5884 MICROSOFT CORP COM 594918104 6804 50791 SH SOLE 0 0 50791 MONDELEZ INTL INC CL A 609207105 265 4912 SH SOLE 0 0 4912 NORFOLK SOUTHERN CORP COM 655844108 257 1287 SH SOLE 0 0 1287 NORTHERN TR CORP COM 665859104 391 4340 SH SOLE 0 0 4340 NOVARTIS A G SPONSORED ADR 66987V109 494 5405 SH SOLE 0 0 5405 NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 337 9056 SH SOLE 0 0 9056 NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 253 8349 SH SOLE 0 0 8349 NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 271 8067 SH SOLE 0 0 8067 ORACLE CORP COM 68389X105 1604 28157 SH SOLE 0 0 28157 PAYCHEX INC COM 704326107 714 8673 SH SOLE 0 0 8673 PEPSICO INC COM 713448108 3368 25682 SH SOLE 0 0 25682 PFIZER INC COM 717081103 1163 26856 SH SOLE 0 0 26856 PHILIP MORRIS INTL INC COM 718172109 461 5872 SH SOLE 0 0 5872 PROCTER AND GAMBLE CO COM 742718109 1484 13533 SH SOLE 0 0 13533 QUALCOMM INC COM 747525103 381 5014 SH SOLE 0 0 5014 SALESFORCE COM INC COM 79466L302 219 1445 SH SOLE 0 0 1445 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5795 220830 SH SOLE 0 0 220830 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7771 110184 SH SOLE 0 0 110184 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 590 8260 SH SOLE 0 0 8260 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 17 311 SH SOLE 0 0 311 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2400 74803 SH SOLE 0 0 74803 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 307 9403 SH SOLE 0 0 9403 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 36931 730006 SH SOLE 0 0 730006 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 68 971 SH SOLE 0 0 971 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3 51 SH SOLE 0 0 51 SCHWAB STRATEGIC TR US REIT ETF 808524847 6 135 SH SOLE 0 0 135 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 40 757 SH SOLE 0 0 757 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 968 18240 SH SOLE 0 0 18240 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2083 25029 SH SOLE 0 0 25029 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2625 46765 SH SOLE 0 0 46765 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 14 121 SH SOLE 0 0 121 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 5 85 SH SOLE 0 0 85 SELECT SECTOR SPDR TR ENERGY 81369Y506 564 8855 SH SOLE 0 0 8855 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1977 71622 SH SOLE 0 0 71622 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 449 4847 SH SOLE 0 0 4847 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 532 6867 SH SOLE 0 0 6867 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 35 450 SH SOLE 0 0 450 SPDR GOLD TRUST GOLD SHS 78463V107 447 3356 SH SOLE 0 0 3356 SPDR S&P 500 ETF TR TR UNIT 78462F103 616 2103 SH SOLE 0 0 2103 SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 3472 115722 SH SOLE 0 0 115722 SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 122 3347 SH SOLE 0 0 3347 SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 1 21 SH SOLE 0 0 21 SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 1 24 SH SOLE 0 0 24 SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 1 16 SH SOLE 0 0 16 SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 1 18 SH SOLE 0 0 18 SPDR SERIES TRUST GLB DOW ETF 78464A706 143 1680 SH SOLE 0 0 1680 SPDR SERIES TRUST S&P DIVID ETF 78464A763 91 899 SH SOLE 0 0 899 SPDR SERIES TRUST SSGA GNDER ETF 78468R747 652 8847 SH SOLE 0 0 8847 STRYKER CORP COM 863667101 822 3996 SH SOLE 0 0 3996 SUNTRUST BKS INC COM 867914103 515 8195 SH SOLE 0 0 8195 SYSCO CORP COM 871829107 1364 19286 SH SOLE 0 0 19286 TARGET CORP COM 87612E106 237 2739 SH SOLE 0 0 2739 TESLA INC NOTE 1.250% 3/0 88160RAC5 24 25000 SH SOLE 0 0 25000 TESLA INC COM 88160R101 26 115 SH SOLE 0 0 115 TEXAS INSTRS INC COM 882508104 874 7614 SH SOLE 0 0 7614 TOTAL S A SPONSORED ADS 89151E109 355 6372 SH SOLE 0 0 6372 UNION PACIFIC CORP COM 907818108 773 4572 SH SOLE 0 0 4572 UNITED PARCEL SERVICE INC CL B 911312106 1053 10192 SH SOLE 0 0 10192 UNITED TECHNOLOGIES CORP COM 913017109 2586 19860 SH SOLE 0 0 19860 UNITEDHEALTH GROUP INC COM 91324P102 229 939 SH SOLE 0 0 939 V F CORP COM 918204108 261 2991 SH SOLE 0 0 2991 VANECK MERK GOLD TRUST GOLD TRUST 921078101 206 14924 SH SOLE 0 0 14924 VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 22 228 SH SOLE 0 0 228 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 4 51 SH SOLE 0 0 51 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 55840 672199 SH SOLE 0 0 672199 VANGUARD GROUP DIV APP ETF 921908844 46922 407451 SH SOLE 0 0 407451 VANGUARD INDEX FDS GROWTH ETF 922908736 36965 226235 SH SOLE 0 0 226235 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 150 1719 SH SOLE 0 0 1719 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 224 834 SH SOLE 0 0 834 VANGUARD INDEX FDS SMALL CP ETF 922908751 147 937 SH SOLE 0 0 937 VANGUARD INDEX FDS SM CP VAL ETF 922908611 1 5 SH SOLE 0 0 5 VANGUARD INDEX FDS TOTAL STK MKT 922908769 131 872 SH SOLE 0 0 872 VANGUARD INDEX FDS VALUE ETF 922908744 81 734 SH SOLE 0 0 734 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 10 191 SH SOLE 0 0 191 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 65040 1275547 SH SOLE 0 0 1275547 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 269 6330 SH SOLE 0 0 6330 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 24599 498754 SH SOLE 0 0 498754 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 10206 116802 SH SOLE 0 0 116802 VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 5 30 SH SOLE 0 0 30 VANGUARD WORLD FDS INF TECH ETF 92204A702 17371 82371 SH SOLE 0 0 82371 VERIZON COMMUNICATIONS INC COM 92343V104 1752 30658 SH SOLE 0 0 30658 VISA INC COM CL A 92826C839 992 5716 SH SOLE 0 0 5716 WALGREENS BOOTS ALLIANCE INC COM 931427108 457 8366 SH SOLE 0 0 8366 WALMART INC COM 931142103 1379 12480 SH SOLE 0 0 12480 WASTE MGMT INC DEL COM 94106L109 213 1849 SH SOLE 0 0 1849 WELLS FARGO CO NEW COM 949746101 590 12473 SH SOLE 0 0 12473 WISDOMTREE TR US MULTIFACTOR 97717Y857 24538 816014 SH SOLE 0 0 816014