Vice President

0001398344-18-016497.txt : 20181114 0001398344-18-016497.hdr.sgml : 20181114 20181114104920 ACCESSION NUMBER: 0001398344-18-016497 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20180930 FILED AS OF DATE: 20181114 DATE AS OF CHANGE: 20181114 EFFECTIVENESS DATE: 20181114 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Stearns Financial Services Group CENTRAL INDEX KEY: 0001569099 IRS NUMBER: 593080009 STATE OF INCORPORATION: FL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-15345 FILM NUMBER: 181181306 BUSINESS ADDRESS: STREET 1: 324 W. WENDOVER AVE., SUITE 204 CITY: GREENSBORO STATE: NC ZIP: 27408 BUSINESS PHONE: 336-230-1811 MAIL ADDRESS: STREET 1: 324 W. WENDOVER AVE., SUITE 204 CITY: GREENSBORO STATE: NC ZIP: 27408 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001569099 XXXXXXXX 09-30-2018 09-30-2018 false Stearns Financial Services Group

324 W. WENDOVER AVE., SUITE 204 GREENSBORO NC 27408

13F HOLDINGS REPORT 028-15345 N Glenn Joyce Vice President 336-230-1811 /s/ Glenn Joyce Greensboro NC 11-14-2018 0 178 444063 INFORMATION TABLE 2 fp0036947_13fhr-table.xml 13F INFORMATION TABLE 3M CO COM 88579Y101 2538 12044 SH SOLE 0 0 12044 ABBOTT LABS COM 002824100 1653 22532 SH SOLE 0 0 22531 ABBVIE INC COM 00287Y109 1427 15084 SH SOLE 0 0 15083 AFLAC INC COM 001055102 406 8616 SH SOLE 0 0 8616 ALPHABET INC CAP STK CL C 02079K107 808 677 SH SOLE 0 0 677 ALPHABET INC CAP STK CL A 02079K305 1499 1242 SH SOLE 0 0 1242 ALTRIA GROUP INC COM 02209S103 1213 20112 SH SOLE 0 0 20111 AMAZON COM INC COM 023135106 863 431 SH SOLE 0 0 431 AMGEN INC COM 031162100 909 4387 SH SOLE 0 0 4387 APPLE INC COM 037833100 4937 21871 SH SOLE 0 0 21870 ARCHER DANIELS MIDLAND CO COM 039483102 318 6332 SH SOLE 0 0 6332 AT&T INC COM 00206R102 1233 36707 SH SOLE 0 0 36706 AUTOMATIC DATA PROCESSING IN COM 053015103 1707 11329 SH SOLE 0 0 11329 BANK AMER CORP COM 060505104 1343 45581 SH SOLE 0 0 45581 BB&T CORP COM 054937107 2114 43559 SH SOLE 0 0 43558 BEMIS INC COM 081437105 242 4985 SH SOLE 0 0 4985 BERKSHIRE HATHAWAY INC DEL CL A 084670108 640 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6838 31936 SH SOLE 0 0 31936 BIOGEN INC COM 09062X103 261 740 SH SOLE 0 0 740 BLACKROCK INC COM 09247X101 218 463 SH SOLE 0 0 463 BOEING CO COM 097023105 927 2492 SH SOLE 0 0 2491 BOOKING HLDGS INC COM 09857L108 260 131 SH SOLE 0 0 131 BRISTOL MYERS SQUIBB CO COM 110122108 452 7282 SH SOLE 0 0 7282 BROWN FORMAN CORP CL B 115637209 254 5019 SH SOLE 0 0 5018 CATERPILLAR INC DEL COM 149123101 366 2399 SH SOLE 0 0 2399 CHEVRON CORP NEW COM 166764100 3267 26721 SH SOLE 0 0 26721 CISCO SYS INC COM 17275R102 2703 55553 SH SOLE 0 0 55552 COCA COLA CO COM 191216100 925 20017 SH SOLE 0 0 20017 COLGATE PALMOLIVE CO COM 194162103 392 5848 SH SOLE 0 0 5848 CONOCOPHILLIPS COM 20825C104 1362 17594 SH SOLE 0 0 17594 CSX CORP COM 126408103 573 7739 SH SOLE 0 0 7738 CVS HEALTH CORP COM 126650100 668 8483 SH SOLE 0 0 8482 DANAHER CORP DEL COM 235851102 260 2395 SH SOLE 0 0 2394 DEERE & CO COM 244199105 217 1442 SH SOLE 0 0 1442 DISNEY WALT CO COM DISNEY 254687106 255 2181 SH SOLE 0 0 2181 DOWDUPONT INC COM 26078J100 362 5631 SH SOLE 0 0 5631 DUKE ENERGY CORP NEW COM NEW 26441C204 461 5756 SH SOLE 0 0 5755 EMERSON ELEC CO COM 291011104 424 5539 SH SOLE 0 0 5538 EXXON MOBIL CORP COM 30231G102 3468 40786 SH SOLE 0 0 40786 FASTENAL CO COM 311900104 343 5904 SH SOLE 0 0 5904 FEDEX CORP COM 31428X106 339 1407 SH SOLE 0 0 1406 GENERAL ELECTRIC CO COM 369604103 3186 282226 SH SOLE 0 0 282225 HOME DEPOT INC COM 437076102 1864 9000 SH SOLE 0 0 9000 ILLINOIS TOOL WKS INC COM 452308109 803 5692 SH SOLE 0 0 5692 INTEL CORP COM 458140100 4037 85360 SH SOLE 0 0 85360 INTERNATIONAL BUSINESS MACHS COM 459200101 1256 8310 SH SOLE 0 0 8309 INVESCO QQQ TR UNIT SER 1 46090E103 1052 5661 SH SOLE 0 0 5661 ISHARES TR SELECT DIVID ETF 464287168 118 1182 SH SOLE 0 0 1182 ISHARES TR TIPS BD ETF 464287176 54 492 SH SOLE 0 0 492 ISHARES TR CORE S&P500 ETF 464287200 218 746 SH SOLE 0 0 746 ISHARES TR CORE US AGGBD ET 464287226 463 4392 SH SOLE 0 0 4392 ISHARES TR MSCI EMG MKT ETF 464287234 122 2836 SH SOLE 0 0 2835 ISHARES TR IBOXX INV CP ETF 464287242 2 17 SH SOLE 0 0 17 ISHARES TR S&P 500 GRWT ETF 464287309 96 540 SH SOLE 0 0 540 ISHARES TR GLOB HLTHCRE ETF 464287325 244 3880 SH SOLE 0 0 3880 ISHARES TR GLOBAL ENERG ETF 464287341 14 375 SH SOLE 0 0 375 ISHARES TR NORTH AMERN NAT 464287374 42 1184 SH SOLE 0 0 1183 ISHARES TR 1 3 YR TREAS BD 464287457 20 241 SH SOLE 0 0 240 ISHARES TR MSCI EAFE ETF 464287465 3587 52755 SH SOLE 0 0 52754 ISHARES TR RUS MD CP GR ETF 464287481 10253 75627 SH SOLE 0 0 75626 ISHARES TR RUS MID CAP ETF 464287499 17 75 SH SOLE 0 0 75 ISHARES TR CORE S&P MCP ETF 464287507 48 237 SH SOLE 0 0 237 ISHARES TR GLOBAL 100 ETF 464287572 612 12548 SH SOLE 0 0 12547 ISHARES TR RUS 1000 GRW ETF 464287614 457 2931 SH SOLE 0 0 2931 ISHARES TR RUS 1000 ETF 464287622 98 603 SH SOLE 0 0 603 ISHARES TR RUS 2000 VAL ETF 464287630 20 149 SH SOLE 0 0 148 ISHARES TR RUS 2000 GRW ETF 464287648 35 164 SH SOLE 0 0 163 ISHARES TR RUSSELL 2000 ETF 464287655 3004 17824 SH SOLE 0 0 17823 ISHARES TR U.S. TECH ETF 464287721 17 90 SH SOLE 0 0 90 ISHARES TR U.S. REAL ES ETF 464287739 39 486 SH SOLE 0 0 485 ISHARES TR U.S. ENERGY ETF 464287796 10 229 SH SOLE 0 0 229 ISHARES TR CORE S&P SCP ETF 464287804 18 201 SH SOLE 0 0 201 ISHARES TR EAFE SML CP ETF 464288273 13 217 SH SOLE 0 0 216 ISHARES TR MSCI KLD400 SOC 464288570 179 1678 SH SOLE 0 0 1678 ISHARES TR INTRM GOV CR ETF 464288612 17 157 SH SOLE 0 0 157 ISHARES TR SH TR CRPORT ETF 464288646 310 5977 SH SOLE 0 0 5976 ISHARES TR 3 7 YR TREAS BD 464288661 8 70 SH SOLE 0 0 70 ISHARES TR S&P US PFD STK 464288687 2 50 SH SOLE 0 0 50 ISHARES TR MSCI USA ESG SLC 464288802 793 6641 SH SOLE 0 0 6641 ISHARES TR MULTIFACTOR USA 46434V282 167 4979 SH SOLE 0 0 4979 ISHARES TR EXPONENTIAL TECH 46434V381 110 2842 SH SOLE 0 0 2842 ISHARES TR MSCI EAFE ESG OP 46435G516 941 14211 SH SOLE 0 0 14211 JOHNSON & JOHNSON COM 478160104 6083 44024 SH SOLE 0 0 44023 JPMORGAN CHASE & CO COM 46625H100 1665 14752 SH SOLE 0 0 14751 KIMBERLY CLARK CORP COM 494368103 563 4950 SH SOLE 0 0 4950 KRAFT HEINZ CO COM 500754106 243 4407 SH SOLE 0 0 4406 LILLY ELI & CO COM 532457108 239 2228 SH SOLE 0 0 2228 LINCOLN NATL CORP IND COM 534187109 242 3577 SH SOLE 0 0 3577 LOCKHEED MARTIN CORP COM 539830109 369 1068 SH SOLE 0 0 1068 LOWES COS INC COM 548661107 3453 30073 SH SOLE 0 0 30073 MCDONALDS CORP COM 580135101 1115 6663 SH SOLE 0 0 6663 MERCK & CO INC COM 58933Y105 405 5715 SH SOLE 0 0 5715 MICROSOFT CORP COM 594918104 6934 60626 SH SOLE 0 0 60626 MONDELEZ INTL INC CL A 609207105 215 4995 SH SOLE 0 0 4994 NEXTERA ENERGY INC COM 65339F101 276 1646 SH SOLE 0 0 1646 NIKE INC CL B 654106103 245 2891 SH SOLE 0 0 2891 NORFOLK SOUTHERN CORP COM 655844108 236 1310 SH SOLE 0 0 1309 NORTHERN TR CORP COM 665859104 476 4662 SH SOLE 0 0 4662 NOVARTIS A G SPONSORED ADR 66987V109 608 7056 SH SOLE 0 0 7056 ORACLE CORP COM 68389X105 1650 31996 SH SOLE 0 0 31995 PAYCHEX INC COM 704326107 704 9555 SH SOLE 0 0 9554 PEPSICO INC COM 713448108 3330 29782 SH SOLE 0 0 29782 PFIZER INC COM 717081103 1288 29229 SH SOLE 0 0 29228 PHILIP MORRIS INTL INC COM 718172109 518 6351 SH SOLE 0 0 6350 PROCTER AND GAMBLE CO COM 742718109 1254 15069 SH SOLE 0 0 15068 QUALCOMM INC COM 747525103 599 8315 SH SOLE 0 0 8314 SCHLUMBERGER LTD COM 806857108 765 12559 SH SOLE 0 0 12558 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5314 75490 SH SOLE 0 0 75490 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 66 953 SH SOLE 0 0 953 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2084 25407 SH SOLE 0 0 25406 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2353 41963 SH SOLE 0 0 41963 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2 35 SH SOLE 0 0 34 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 564 7408 SH SOLE 0 0 7407 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2 67 SH SOLE 0 0 67 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 950 17919 SH SOLE 0 0 17918 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2772 82662 SH SOLE 0 0 82661 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 89 1763 SH SOLE 0 0 1763 SCHWAB STRATEGIC TR US REIT ETF 808524847 2 45 SH SOLE 0 0 45 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 13 255 SH SOLE 0 0 255 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 16489 332648 SH SOLE 0 0 332647 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1 16 SH SOLE 0 0 16 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 889 9339 SH SOLE 0 0 9338 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 80 682 SH SOLE 0 0 682 SELECT SECTOR SPDR TR ENERGY 81369Y506 13252 174961 SH SOLE 0 0 174961 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 9807 355582 SH SOLE 0 0 355581 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4791 61107 SH SOLE 0 0 61107 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 83 1095 SH SOLE 0 0 1095 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1 27 SH SOLE 0 0 27 SPDR GOLD TRUST GOLD SHS 78463V107 382 3388 SH SOLE 0 0 3388 SPDR S&P 500 ETF TR TR UNIT 78462F103 662 2276 SH SOLE 0 0 2276 SPDR SER TR PORTFOLIO SH TSR 78468R101 1709 58043 SH SOLE 0 0 58042 SPDR SER TR SSGA GNDER ETF 78468R747 579 7548 SH SOLE 0 0 7548 SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 5 100 SH SOLE 0 0 100 SPDR SERIES TRUST GLB DOW ETF 78464A706 145 1680 SH SOLE 0 0 1680 SPDR SERIES TRUST S&P DIVID ETF 78464A763 75 762 SH SOLE 0 0 762 SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 1 22 SH SOLE 0 0 22 SPDR SERIES TRUST S&P BIOTECH 78464A870 5 50 SH SOLE 0 0 50 STERICYCLE INC COM 858912108 376 6404 SH SOLE 0 0 6404 STRYKER CORP COM 863667101 707 3982 SH SOLE 0 0 3981 SUNTRUST BKS INC COM 867914103 547 8195 SH SOLE 0 0 8195 SYSCO CORP COM 871829107 1441 19674 SH SOLE 0 0 19674 TARGET CORP COM 87612E106 309 3499 SH SOLE 0 0 3498 TESLA INC NOTE 1.250% 3/0 88160RAC5 24 25000 SH SOLE 0 0 25000 TESLA INC COM 88160R101 30 115 SH SOLE 0 0 115 TEXAS INSTRS INC COM 882508104 862 8032 SH SOLE 0 0 8031 TOTAL S A SPONSORED ADR 89151E109 593 9207 SH SOLE 0 0 9207 UNDER ARMOUR INC CL C 904311206 239 12265 SH SOLE 0 0 12265 UNION PAC CORP COM 907818108 935 5742 SH SOLE 0 0 5741 UNITED PARCEL SERVICE INC CL B 911312106 1270 10875 SH SOLE 0 0 10874 UNITED TECHNOLOGIES CORP COM 913017109 3055 21850 SH SOLE 0 0 21850 UNITEDHEALTH GROUP INC COM 91324P102 432 1625 SH SOLE 0 0 1625 V F CORP COM 918204108 409 4372 SH SOLE 0 0 4372 VANECK MERK GOLD TRUST GOLD TRUST 921078101 175 14924 SH SOLE 0 0 14924 VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 25 285 SH SOLE 0 0 285 VANGUARD BD INDEX FD INC INTERMED TERM 921937819 22 271 SH SOLE 0 0 271 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 31 398 SH SOLE 0 0 398 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 49889 633917 SH SOLE 0 0 633916 VANGUARD GROUP DIV APP ETF 921908844 42126 380543 SH SOLE 0 0 380543 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 249 932 SH SOLE 0 0 931 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 86 1069 SH SOLE 0 0 1068 VANGUARD INDEX FDS SM CP VAL ETF 922908611 1 5 SH SOLE 0 0 5 VANGUARD INDEX FDS GROWTH ETF 922908736 35203 218595 SH SOLE 0 0 218595 VANGUARD INDEX FDS VALUE ETF 922908744 13 118 SH SOLE 0 0 118 VANGUARD INDEX FDS SMALL CP ETF 922908751 392 2409 SH SOLE 0 0 2408 VANGUARD INDEX FDS TOTAL STK MKT 922908769 223 1489 SH SOLE 0 0 1488 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 73075 1403932 SH SOLE 0 0 1403931 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 36 874 SH SOLE 0 0 874 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 400 7107 SH SOLE 0 0 7106 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 12351 255346 SH SOLE 0 0 255346 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 588 13578 SH SOLE 0 0 13578 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 10369 119060 SH SOLE 0 0 119060 VANGUARD WORLD FDS INF TECH ETF 92204A702 20864 103003 SH SOLE 0 0 103002 VERIZON COMMUNICATIONS INC COM 92343V104 1870 35023 SH SOLE 0 0 35022 VISA INC COM CL A 92826C839 1087 7241 SH SOLE 0 0 7240 WALGREENS BOOTS ALLIANCE INC COM 931427108 646 8864 SH SOLE 0 0 8864 WALMART INC COM 931142103 1232 13121 SH SOLE 0 0 13120 WELLS FARGO CO NEW COM 949746101 1326 25233 SH SOLE 0 0 25232 WELLS FARGO CO NEW PERP PFD CNV A 949746804 129 100 SH SOLE 0 0 100