The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 66,696 1,265,348 SH   SOLE   0 0 1,265,348
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 50,313 613,870 SH   SOLE   0 0 613,870
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 36,164 381,516 SH   SOLE   0 0 381,516
VANGUARD INDEX FDS GROWTH ETF 922908736 28,864 217,430 SH   SOLE   0 0 217,430
VANGUARD WORLD FDS INF TECH ETF 92204A702 17,394 114,441 SH   SOLE   0 0 114,441
ISHARES RUSSELL 2000 ETF 464287655 16,813 113,462 SH   SOLE   0 0 113,462
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 11,578 169,071 SH   SOLE   0 0 169,071
ISHARES RUS MD CP GR ETF 464287481 11,415 100,848 SH   SOLE   0 0 100,848
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 10,219 126,051 SH   SOLE   0 0 126,051
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 8,684 335,795 SH   SOLE   0 0 335,795
JOHNSON & JOHNSON COM 478160104 6,439 49,526 SH   SOLE   0 0 49,526
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,243 34,054 SH   SOLE   0 0 34,054
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,643 92,652 SH   SOLE   0 0 92,652
MICROSOFT CORP COM 594918104 5,483 73,604 SH   SOLE   0 0 73,604
GENERAL ELECTRIC CO COM 369604103 4,587 189,718 SH   SOLE   0 0 189,718
APPLE INC COM 037833100 3,901 25,311 SH   SOLE   0 0 25,311
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3,875 54,578 SH   SOLE   0 0 54,578
ISHARES MSCI EAFE ETF 464287465 3,856 56,306 SH   SOLE   0 0 56,306
PEPSICO INC COM 713448108 3,822 34,300 SH   SOLE   0 0 34,300
INTEL CORP COM 458140100 3,643 95,666 SH   SOLE   0 0 95,666
EXXON MOBIL CORP COM 30231G102 3,451 42,092 SH   SOLE   0 0 42,092
CHEVRON CORP NEW COM 166764100 3,322 28,270 SH   SOLE   0 0 28,270
UNITED TECHNOLOGIES CORP COM 913017109 2,845 24,508 SH   SOLE   0 0 24,508
3M CO COM 88579Y101 2,829 13,480 SH   SOLE   0 0 13,480
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,791 83,400 SH   SOLE   0 0 83,400
LOWES COS INC COM 548661107 2,674 33,449 SH   SOLE   0 0 33,449
BB&T CORP COM 054937107 2,189 46,643 SH   SOLE   0 0 46,643
CISCO SYS INC COM 17275R102 2,173 64,629 SH   SOLE   0 0 64,629
VERIZON COMMUNICATIONS INC COM 92343V104 2,095 42,341 SH   SOLE   0 0 42,341
PROCTER & GAMBLE CO COM 742718109 1,997 21,950 SH   SOLE   0 0 21,950
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,971 38,031 SH   SOLE   0 0 38,031
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,936 29,304 SH   SOLE   0 0 29,304
AT&T INC COM 00206R102 1,696 43,296 SH   SOLE   0 0 43,296
WELLS FARGO & CO NEW COM 949746101 1,669 30,259 SH   SOLE   0 0 30,259
HOME DEPOT INC COM 437076102 1,643 10,045 SH   SOLE   0 0 10,045
ABBVIE INC COM 00287Y109 1,586 17,846 SH   SOLE   0 0 17,846
JPMORGAN CHASE & CO COM 46625H100 1,514 15,851 SH   SOLE   0 0 15,851
INTERNATIONAL BUSINESS MACHS COM 459200101 1,466 10,106 SH   SOLE   0 0 10,106
UNITED PARCEL SERVICE INC CL B 911312106 1,400 11,660 SH   SOLE   0 0 11,660
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,399 20,766 SH   SOLE   0 0 20,766
ABBOTT LABS COM 002824100 1,375 25,768 SH   SOLE   0 0 25,768
AUTOMATIC DATA PROCESSING IN COM 053015103 1,364 12,479 SH   SOLE   0 0 12,479
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,356 16,590 SH   SOLE   0 0 16,590
PFIZER INC COM 717081103 1,349 37,799 SH   SOLE   0 0 37,799
SYSCO CORP COM 871829107 1,232 22,834 SH   SOLE   0 0 22,834
BOEING CO COM 097023105 1,214 4,776 SH   SOLE   0 0 4,776
ALPHABET INC CAP STK CL A 02079K305 1,173 1,205 SH   SOLE   0 0 1,205
CONOCOPHILLIPS COM 20825C104 1,104 22,051 SH   SOLE   0 0 22,051
MCDONALDS CORP COM 580135101 1,095 6,992 SH   SOLE   0 0 6,992
WAL-MART STORES INC COM 931142103 1,090 13,952 SH   SOLE   0 0 13,952
BANK OF AMERICA CORPORATION COM 060505104 1,065 42,014 SH   SOLE   0 0 42,014
ALTRIA GROUP INC COM 02209S103 1,043 16,441 SH   SOLE   0 0 16,441
SCHLUMBERGER LTD COM 806857108 1,042 14,943 SH   SOLE   0 0 14,943
COCA COLA CO COM 191216100 1,030 22,883 SH   SOLE   0 0 22,883
PHILIP MORRIS INTL INC COM 718172109 1,029 9,265 SH   SOLE   0 0 9,265
AMGEN INC COM 031162100 913 4,898 SH   SOLE   0 0 4,898
ILLINOIS TOOL WKS INC COM 452308109 908 6,134 SH   SOLE   0 0 6,134
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 896 6,157 SH   SOLE   0 0 6,157
STRYKER CORP COM 863667101 892 6,278 SH   SOLE   0 0 6,278
UNION PAC CORP COM 907818108 871 7,507 SH   SOLE   0 0 7,507
WALGREENS BOOTS ALLIANCE INC COM 931427108 840 10,878 SH   SOLE   0 0 10,878
TEXAS INSTRS INC COM 882508104 836 9,324 SH   SOLE   0 0 9,324
VANGUARD INDEX FDS SMALL CP ETF 922908751 835 5,911 SH   SOLE   0 0 5,911
CVS CAREMARK CORPORATION COM 126650100 800 9,837 SH   SOLE   0 0 9,837
VISA INC COM CL A 92826C839 784 7,454 SH   SOLE   0 0 7,454
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 771 16,468 SH   SOLE   0 0 16,468
ORACLE CORP COM 68389X105 738 15,263 SH   SOLE   0 0 15,263
ALPHABET INC CAP STK CL C 02079K107 682 711 SH   SOLE   0 0 711
NOVARTIS A G SPONSORED ADR 66987V109 670 7,802 SH   SOLE   0 0 7,802
PAYCHEX INC COM 704326107 605 10,086 SH   SOLE   0 0 10,086
KIMBERLY CLARK CORP COM 494368103 598 5,083 SH   SOLE   0 0 5,083
STERICYCLE INC COM 858912108 583 8,143 SH   SOLE   0 0 8,143
ISHARES CORE US AGGBD ET 464287226 579 5,281 SH   SOLE   0 0 5,281
BRISTOL MYERS SQUIBB CO COM 110122108 570 8,949 SH   SOLE   0 0 8,949
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 569 13,114 SH   SOLE   0 0 13,114
MERCK & CO INC NEW COM 58933Y105 564 8,805 SH   SOLE   0 0 8,805
BERKSHIRE HATHAWAY INC DEL CL A 084670108 549 2 SH   SOLE   0 0 2
ISHARES GLOBAL 100 ETF 464287572 549 6,218 SH   SOLE   0 0 6,218
TOTAL S A SPONSORED ADR 89151E109 547 10,222 SH   SOLE   0 0 10,222
DUKE ENERGY CORP NEW COM NEW 26441C204 544 6,477 SH   SOLE   0 0 6,477
SPDR S&P 5 ETF TR TR UNIT 78462F103 538 2,140 SH   SOLE   0 0 2,140
UNITEDHEALTH GROUP INC COM 91324P102 536 2,736 SH   SOLE   0 0 2,736
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 519 8,900 SH   SOLE   0 0 8,900
SUNTRUST BKS INC COM 867914103 502 8,395 SH   SOLE   0 0 8,395
COLGATE PALMOLIVE CO COM 194162103 470 6,458 SH   SOLE   0 0 6,458
KRAFT HEINZ CO COM 500754106 464 5,981 SH   SOLE   0 0 5,981
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 462 3,422 SH   SOLE   0 0 3,422
QUALCOMM INC COM 747525103 458 8,843 SH   SOLE   0 0 8,843
CSX CORP COM 126408103 431 7,947 SH   SOLE   0 0 7,947
SPDR GOLD TRUST GOLD SHS 78463V107 416 3,419 SH   SOLE   0 0 3,419
FASTENAL CO COM COM 311900104 403 8,839 SH   SOLE   0 0 8,839
CHUBB LIMITED COM H1467J104 381 2,675 SH   SOLE   0 0 2,675
DISNEY WALT CO COM DISNEY 254687106 358 3,631 SH   SOLE   0 0 3,631
ISHARES RUS 1000 GRW ETF 464287614 349 2,789 SH   SOLE   0 0 2,789
EMERSON ELEC CO COM 291011104 347 5,526 SH   SOLE   0 0 5,526
AFLAC INC COM COM 001055102 344 4,221 SH   SOLE   0 0 4,221
NORTHERN TR CORP COM 665859104 337 3,668 SH   SOLE   0 0 3,668
NEXTERA ENERGY INC COM 65339F101 335 2,283 SH   SOLE   0 0 2,283
CATERPILLAR INC DEL COM 149123101 332 2,663 SH   SOLE   0 0 2,663
LOCKHEED MARTIN CORP COM 539830109 331 1,068 SH   SOLE   0 0 1,068
PRICELINE GRP INC COM NEW 741503403 315 172 SH   SOLE   0 0 172
FEDEX CORP COM 31428X106 308 1,366 SH   SOLE   0 0 1,366
NORFOLK SOUTHERN CORP COM 655844108 284 2,150 SH   SOLE   0 0 2,150
BIOGEN INC COM 09062X103 279 890 SH   SOLE   0 0 890
V F CORP COM 918204108 272 4,277 SH   SOLE   0 0 4,277
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 257 1,115 SH   SOLE   0 0 1,115
PINNACLE FINL PARTNERS INC COM 72346Q104 257 3,839 SH   SOLE   0 0 3,839
LINCOLN NATL CORP IND COM 534187109 255 3,464 SH   SOLE   0 0 3,464
LILLY ELI & CO COM 532457108 253 2,959 SH   SOLE   0 0 2,959
GENERAL MLS INC COM 370334104 251 4,845 SH   SOLE   0 0 4,845
TARGET CORP COM 87612E106 246 4,175 SH   SOLE   0 0 4,175
ISHARES GLOB HLTHCRE ETF 464287325 243 2,158 SH   SOLE   0 0 2,158
UNIFI INC COM NEW 904677200 238 6,666 SH   SOLE   0 0 6,666
BEMIS INC COM 081437105 237 5,211 SH   SOLE   0 0 5,211
MONDELEZ INTL INC CL A 609207105 237 5,827 SH   SOLE   0 0 5,827
UNDER ARMOUR INC CL C 904311206 234 15,612 SH   SOLE   0 0 15,612
VANGUARD INDEX FDS TOTAL STK MKT 922908769 228 1,763 SH   SOLE   0 0 1,763
FACEBOOK INC CL A 30303M102 221 1,295 SH   SOLE   0 0 1,295
ALLSTATE CORP COM 020002101 220 2,394 SH   SOLE   0 0 2,394
KINDER MORGAN INC DEL COM 49456B101 214 11,182 SH   SOLE   0 0 11,182
DANAHER CORP DEL COM 235851102 211 2,461 SH   SOLE   0 0 2,461
HONEYWELL INTL INC COM 438516106 210 1,482 SH   SOLE   0 0 1,482
OLD DOMINION FGHT LINES INC COM 679580100 209 1,894 SH   SOLE   0 0 1,894
CLOROX CO DEL COM 189054109 206 1,560 SH   SOLE   0 0 1,560
MARSH & MCLENNAN COS INC COM 571748102 201 2,401 SH   SOLE   0 0 2,401
VANECK MERK GOLD TRUST GOLD TRUST 921078101 149 11,810 SH   SOLE   0 0 11,810