The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Molson Coors Brewing Company Class B CL B 60871R209 653 8,774 SH   DFND 1 653 0 0
Viacom Inc. Class B CL B 92553P201 922 13,499 SH   DFND 1 922 0 0
Allstate Corporation COM 020002101 999 14,035 SH   DFND 1 999 0 0
American Electric Power Company, Inc. COM 025537101 570 10,130 SH   DFND 1 570 0 0
Amgen Inc. COM 031162100 633 3,957 SH   DFND 1 633 0 0
Apple Inc. COM 037833100 967 7,775 SH   DFND 1 967 0 0
AT&T Inc. COM 00206R102 1,123 34,385 SH   DFND 1 1,123 0 0
C. R. Bard, Inc. COM 067383109 632 3,778 SH   DFND 1 632 0 0
CarMax, Inc. COM 143130102 679 9,842 SH   DFND 1 679 0 0
Chevron Corporation COM 166764100 1,228 11,696 SH   DFND 1 1,228 0 0
ConocoPhillips COM 20825C104 463 7,429 SH   DFND 1 463 0 0
CVS Health Corporation COM 126650100 2,006 19,433 SH   DFND 1 2,006 0 0
Everest RE Group, Ltd. COM G3223R108 705 4,051 SH   DFND 1 705 0 0
Expedia, Inc. COM 30212P303 717 7,614 SH   DFND 1 717 0 0
Express Scripts Holding Company COM 30219G108 676 7,789 SH   DFND 1 676 0 0
Ford Motor Company COM 345370860 547 33,880 SH   DFND 1 547 0 0
General Electric Company COM 369604103 1,319 53,180 SH   DFND 1 1,319 0 0
General Motors Company COM 37045V100 898 23,942 SH   DFND 1 898 0 0
Gilead Sciences, Inc. COM 375558103 641 6,529 SH   DFND 1 641 0 0
Helmerich & Payne, Inc. COM 423452101 664 9,756 SH   DFND 1 664 0 0
Intel Corporation COM 458140100 878 28,077 SH   DFND 1 878 0 0
Johnson Controls, Inc. COM 478366107 668 13,251 SH   DFND 1 668 0 0
Merck & Co., Inc. COM 58933Y105 575 9,995 SH   DFND 1 575 0 0
National Oilwell Varco, Inc. COM 637071101 743 14,860 SH   DFND 1 743 0 0
Oracle Corporation COM 68389X105 1,028 23,830 SH   DFND 1 1,028 0 0
Pfizer Inc. COM 717081103 650 18,685 SH   DFND 1 650 0 0
Travelers Companies, Inc. COM 89417E109 1,339 12,384 SH   DFND 1 1,339 0 0
Valero Energy Corporation COM 91913Y100 1,259 19,786 SH   DFND 1 1,259 0 0
Walgreens Boots Alliance Inc COM 931427108 1,472 17,378 SH   DFND 1 1,472 0 0
Walt Disney Company COM 254687106 1,133 10,804 SH   DFND 1 1,133 0 0
Consumer Discretionary Select Sector SPDR Fund SBI CONS DISCR 81369Y407 2,263 30,033 SH   DFND 1 2,263 0 0
Consumer Staples Select Sector SPDR Fund SBI CONS STPLS 81369Y308 1,780 36,513 SH   DFND 1 1,780 0 0
Health Care Select Sector SPDR Fund SBI HEALTHCARE 81369Y209 4,360 60,134 SH   DFND 1 4,360 0 0
Energy Select Sector SPDR Fund SBI INT-ENERGY 81369Y506 542 6,990 SH   DFND 1 542 0 0
Financial Select Sector SPDR Fund SBI INT-FINL 81369Y605 6,392 265,134 SH   DFND 1 6,392 0 0
Industrial Select Sector SPDR Fund SBI INT-INDS 81369Y704 4,364 78,256 SH   DFND 1 4,364 0 0
Utilities Select Sector SPDR Fund SBI INT-UTILS 81369Y886 894 20,121 SH   DFND 1 894 0 0
Materials Select Sector SPDR Fund SBI MATERIALS 81369Y100 2,005 41,100 SH   DFND 1 2,005 0 0
Actavis Plc SHS G0083B108 672 2,259 SH   DFND 1 672 0 0
SPDR S&P 500 ETF Trust TR UNIT 78462F103 5,830 28,243 SH   DFND 1 5,830 0 0
iShares US Technology ETF U.S. TECH ETF 464287721 9,385 89,414 SH   DFND 1 9,385 0 0