The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR COM 464287507 22,491 164,639 SH   SOLE   0 0 164,639
ISHARES TR COM 464287804 13,753 129,053 SH   SOLE   0 0 129,053
ISHARES TR COM 464287200 70,182 364,182 SH   SOLE   0 0 364,182
ISHARES TR COM 464287655 1,366 12,511 SH   SOLE   0 0 12,511
ISHARES TR COM 464287739 5,484 77,299 SH   SOLE   0 0 77,299
ISHARES TR RUS MDCP VAL ETF COM 464287473 2,961 44,135 SH   SOLE   44,135 0 0
SPDR S&P 500 ETF TR COM 78462F103 23,962 139,742 SH   SOLE   14,700 0 125,042
AMERICAN INTL GROUP INC COM 26874784 2,655 46,735 SH   SOLE   0 0 46,735
E M C CORP MASS COM 268648102 3,443 142,492 SH   SOLE   0 0 142,492
AMGEN INC COM 31162100 3,722 26,909 SH   SOLE   0 0 26,909
INTEL CORP COM 458140100 2,604 86,399 SH   SOLE   0 0 86,399
ILLINOIS TOOL WKS INC COM 452308109 2,412 29,299 SH   SOLE   0 0 29,299
DISNEY WALT CO COM 254687106 2,699 26,408 SH   SOLE   0 0 26,408
US BANCORP DEL COM 902973304 2,475 60,352 SH   SOLE   0 0 60,352
JOHNSON & JOHNSON COM 478160104 2,717 29,106 SH   SOLE   0 0 29,106
PFIZER INC COM 717081103 2,563 81,584 SH   SOLE   0 0 81,584
ISHARES TR COM 464287465 19,478 339,812 SH   SOLE   0 0 339,812
MICROSOFT CORP COM 594918104 2,753 62,202 SH   SOLE   0 0 62,202
CITIGROUP INC COM 172967424 289 5,825 SH   SOLE   0 0 5,825
ISHARES TR COM 464287499 2,418 15,545 SH   SOLE   0 0 15,545
ISHARES TR COM 464287341 258 9,000 SH   SOLE   0 0 9,000
ISHARES TR COM 464287721 1,577 15,949 SH   SOLE   0 0 15,949
SELECT SECTOR SPDR TR COM 81369Y506 4,993 81,591 SH   SOLE   0 0 81,591
SELECT SECTOR SPDR TR COM 81369Y605 317 14,000 SH   SOLE   0 0 14,000
SELECT SECTOR SPDR TR COM 81369Y209 6,231 122,707 SH   SOLE   28,620 0 94,087
SELECT SECTOR SPDR TR COM 81369Y407 15,897 214,069 SH   SOLE   0 0 214,069
ISHARES TR COM 464287556 15,207 50,132 SH   SOLE   0 0 50,132
BANK AMER CORP COM 60505104 4,012 257,515 SH   SOLE   0 0 257,515
EXXON MOBIL CORP COM 30231G102 2,923 39,317 SH   SOLE   0 0 39,317
WAL-MART STORES INC COM 931142103 2,572 39,663 SH   SOLE   0 0 39,663
SCHLUMBERGER LTD COM 806857108 1,262 18,298 SH   SOLE   0 0 18,298
FIFTH THIRD BANCORP COM 316773100 4,091 216,321 SH   SOLE   0 0 216,321
GENERAL ELECTRIC CO COM 369604103 1,629 64,591 SH   SOLE   0 0 64,591
GILEAD SCIENCES INC COM 375558103 4,058 41,331 SH   SOLE   0 0 41,331
WELLS FARGO & CO NEW COM 949746101 2,600 50,624 SH   SOLE   0 0 50,624
ISHARES TR COM 464287432 5,486 44,406 SH   SOLE   0 0 44,406
ISHARES TR COM 464287242 6,710 57,803 SH   SOLE   0 0 57,803
FORD MTR CO DEL COM 345370860 3,481 256,510 SH   SOLE   0 0 256,510
VANGUARD INDEX FDS COM 922908769 225 2,284 SH   SOLE   0 0 2,284
APPLE INC COM 37833100 6,148 55,738 SH   SOLE   0 0 55,738
ISHARES TR COM 464287234 4,423 134,923 SH   SOLE   0 0 134,923
EOG RES INC COM 26875P101 2,485 34,130 SH   SOLE   0 0 34,130
VANGUARD INTL EQUITY INDEX F COM 922042858 3,249 98,201 SH   SOLE   0 0 98,201
ISHARES TR COM 464287226 21,526 196,439 SH   SOLE   0 0 196,439
EATON CORP PLC COM G29183103 4,046 78,863 SH   SOLE   0 0 78,863
WHIRLPOOL CORP COM 963320106 3,916 26,592 SH   SOLE   0 0 26,592
ENTERPRISE PRODS PARTNERS L COM 293792107 239 9,615 SH   SOLE   0 0 9,615
SPDR GOLD TRUST COM 78463V107 481 4,500 SH   SOLE   0 0 4,500
BLACKROCK INC COM 09247X101 2,619 8,804 SH   SOLE   0 0 8,804
SPDR SERIES TRUST COM 78464A763 781 10,818 SH   SOLE   0 0 10,818
ISHARES GOLD TRUST COM 464285105 295 27,371 SH   SOLE   0 0 27,371
SPDR SERIES TRUST COM 78464A888 9,630 281,332 SH   SOLE   0 0 281,332
MARKET VECTORS ETF TR COM 57060U100 179 13,000 SH   SOLE   0 0 13,000
VANGUARD INTL EQUITY INDEX F COM 922042874 5,437 110,556 SH   SOLE   0 0 110,556
WISDOMTREE TR COM 97717W869 10,019 186,095 SH   SOLE   0 0 186,095
SPDR INDEX SHS FDS COM 78463X202 604 17,853 SH   SOLE   0 0 17,853
ISHARES TR COM 464288836 14,936 100,904 SH   SOLE   0 0 100,904
SPDR SERIES TRUST COM 78464A698 478 11,612 SH   SOLE   0 0 11,612
SPDR SERIES TRUST COM 78464A797 5,335 160,488 SH   SOLE   0 0 160,488
ISHARES TR COM 464288513 7,851 94,258 SH   SOLE   0 0 94,258
VANGUARD BD INDEX FD INC COM 921937835 591 7,216 SH   SOLE   0 0 7,216
VANGUARD TAX MANAGED INTL FD COM 921943858 4,145 116,313 SH   SOLE   0 0 116,313
SPDR SERIES TRUST COM 78464A417 348 9,754 SH   SOLE   0 0 9,754
ISHARES TR COM 464288273 717 15,017 SH   SOLE   0 0 15,017
PHILIP MORRIS INTL INC COM 718172109 2,526 31,839 SH   SOLE   0 0 31,839
MARKET VECTORS ETF TR COM 57060U845 3,183 134,693 SH   SOLE   0 0 134,693
SPDR INDEX SHS FDS COM 78463X889 1,899 74,961 SH   SOLE   0 0 74,961
VANGUARD ADMIRAL FDS INC COM 921932885 291 3,159 SH   SOLE   0 0 3,159
POWERSHARES ETF TRUST II COM 73936Q769 2,307 100,130 SH   SOLE   0 0 100,130
PIMCO ETF TR COM 72201R783 1,112 11,757 SH   SOLE   0 0 11,757
ISHARES TR COM 46429B655 239 4,733 SH   SOLE   0 0 4,733
PHILLIPS 66 COM 718546104 216 2,817 SH   SOLE   0 0 2,817
PIMCO ETF TR COM 72201R775 2,624 24,885 SH   SOLE   0 0 24,885
ABBVIE INC COM 00287Y109 4,204 77,264 SH   SOLE   0 0 77,264