The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF COM 464287200 104,424,782 502,453 SH   SOLE   0 0 502,453
ISHARES TR CORE S&P MCP ETF COM 464287507 32,258,872 212,257 SH   SOLE   0 0 212,257
SPDR S&P 500 ETF TR TR UNIT COM 78462F103 31,422,887 152,221 SH   SOLE   22,620 0 129,601
ISHARES TR MSCI EAFE ETF COM 464287465 18,840,499 293,603 SH   SOLE   0 0 293,603
POWERSHARES ETF TRUST II SENIOR LN PORT COM 73936Q769 18,061,351 749,745 SH   SOLE   0 0 749,745
PIMCO ETF TR 0-5 HIGH YIELD COM 72201R783 17,574,736 173,133 SH   SOLE   0 0 173,133
ISHARES TR CORE US AGGBD ET COM 464287226 15,719,557 141,071 SH   SOLE   0 0 141,071
ISHARES TR CORE S&P SCP ETF COM 464287804 13,807,763 116,985 SH   SOLE   0 0 116,985
ISHARES TR NASDQ BIOTEC ETF COM 464287556 13,504,692 39,323 SH   SOLE   0 0 39,323
SELECT SECTOR SPDR TR SBI HEALTHCARE COM 81369Y209 12,825,695 176,906 SH   SOLE   0 0 176,906
ISHARES U.S. PHARMA ETF COM 464288836 12,778,796 74,114 SH   SOLE   0 0 74,114
ISHARES TR RUS 2000 GRW ETF COM 464287648 14,817,231 97,771 SH   SOLE   31,845 0 65,926
SPDR SERIES TRUST S&P HOMEBUILD COM 78464A888 9,642,211 261,590 SH   SOLE   0 0 261,590
ISHARES IBOXX HI YD ETF COM 464288513 7,785,905 85,928 SH   SOLE   0 0 85,928
ISHARES TR MSCI EMG MKT ETF COM 464287234 6,703,375 167,041 SH   SOLE   0 0 167,041
SELECT SECTOR SPDR TR SBI CONS STPLS COM 81369Y308 9,518,942 195,300 SH   SOLE   61,080 0 134,220
ISHARES TR U.S. REAL ES ETF COM 464287739 9,498,929 119,755 SH   SOLE   38,700 0 81,055
ISHARES TR IBOXX INV CP ETF COM 464287242 6,346,597 52,145 SH   SOLE   0 0 52,145
APPLE INC COM COM 37833100 5,787,370 46,511 SH   SOLE   0 0 46,511
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF COM 922042858 5,769,518 141,168 SH   SOLE   0 0 141,168
SELECT SECTOR SPDR TR SBI INT-ENERGY COM 81369Y506 5,539,986 71,410 SH   SOLE   0 0 71,410
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF COM 922042874 5,291,709 97,597 SH   SOLE   0 0 97,597
ISHARES INC CORE MSCI EMKT COM 46434G103 5,092,392 105,367 SH   SOLE   0 0 105,367
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF COM 921943858 4,587,178 115,169 SH   SOLE   0 0 115,169
SPDR SERIES TRUST BRCLYS INTL ETF COM 78464A516 4,051,139 76,264 SH   SOLE   0 0 76,264
ABBVIE INC COM COM 00287Y109 3,640,662 62,191 SH   SOLE   0 0 62,191
MARKET VECTORS ETF TR SEMICONDUCTOR COM 57060U233 3,032,282 54,833 SH   SOLE   0 0 54,833
FIFTH THIRD BANCORP COM COM 316773100 2,990,664 158,656 SH   SOLE   0 0 158,656
PFIZER INC COM COM 717081103 2,987,157 85,863 SH   SOLE   0 0 85,863
E M C CORP MASS COM COM 268648102 2,690,571 105,265 SH   SOLE   0 0 105,265
ISHARES TR CHINA LG-CAP ETF COM 464287184 2,669,824 60,131 SH   SOLE   0 0 60,131
ISHARES TR 20+ YR TR BD ETF COM 464287432 2,642,147 20,217 SH   SOLE   0 0 20,217
GOOGLE INC CL A COM 38259P508 2,545,518 4,589 SH   SOLE   0 0 4,589
WHIRLPOOL CORP COM COM 963320106 2,487,712 12,312 SH   SOLE   0 0 12,312
ISHARES MSCI JAPAN ETF COM 464286848 2,367,443 188,942 SH   SOLE   0 0 188,942
ISHARES JP MOR EM MK ETF COM 464288281 2,263,591 20,189 SH   SOLE   0 0 20,189
ISHARES TR MSCI POL CAP ETF COM 46429B606 2,248,455 96,170 SH   SOLE   0 0 96,170
MEDTRONIC INC COM DELETED COM 585055106 2,213,016 28,376 SH   SOLE   0 0 28,376
TEVA PHARMACEUTICAL INDS LTD ADR ADR 881624209 2,212,770 35,518 SH   SOLE   0 0 35,518
ISHARES TR MSCI PHILIPS ETF COM 46429B408 2,203,386 52,966 SH   SOLE   0 0 52,966
ROYAL BK CDA MONTREAL QUE COM COM 780087102 2,193,784 36,345 SH   SOLE   0 0 36,345
WELLS FARGO & CO NEW COM COM 949746101 2,132,123 39,193 SH   SOLE   0 0 39,193
CISCO SYS INC COM COM 17275R102 2,092,687 76,029 SH   SOLE   0 0 76,029
US BANCORP DEL COM NEW COM 902973304 2,073,521 47,482 SH   SOLE   0 0 47,482
ISHARES TR RUS MID-CAP ETF COM 464287499 2,049,350 11,838 SH   SOLE   0 0 11,838
INTEL CORP COM COM 458140100 2,041,047 65,272 SH   SOLE   0 0 65,272
UNITED TECHNOLOGIES CORP COM COM 913017109 2,024,947 17,278 SH   SOLE   0 0 17,278
MICROSOFT CORP COM COM 594918104 2,006,614 49,357 SH   SOLE   0 0 49,357
SPDR INDEX SHS FDS S&P WRLD EX US COM 78463X889 1,937,888 68,646 SH   SOLE   0 0 68,646
PHILIP MORRIS INTL INC COM COM 718172109 1,900,953 25,235 SH   SOLE   0 0 25,235
AMGEN INC COM COM 31162100 1,886,208 11,800 SH   SOLE   0 0 11,800
BANK AMER CORP COM COM 60505104 1,866,603 121,287 SH   SOLE   0 0 121,287
ISHARES TR U.S. TECH ETF COM 464287721 1,677,466 15,982 SH   SOLE   0 0 15,982
ENERGIZER HLDGS INC COM COM 29266R108 1,426,287 10,332 SH   SOLE   0 0 10,332
ISHARES TR RUSSELL 2000 ETF COM 464287655 1,389,560 11,173 SH   SOLE   0 0 11,173
CONOCOPHILLIPS COM COM 20825C104 1,388,459 22,301 SH   SOLE   0 0 22,301
GENERAL ELECTRIC CO COM COM 369604103 1,282,495 51,693 SH   SOLE   0 0 51,693
CHEVRON CORP NEW COM COM 166764100 1,261,167 12,013 SH   SOLE   0 0 12,013
SCHLUMBERGER LTD COM COM 806857108 1,138,122 13,640 SH   SOLE   0 0 13,640
VANGUARD CHARLOTTE FDS INTL BD IDX ETF COM 92203J407 1,121,040 20,725 SH   SOLE   0 0 20,725
LAS VEGAS SANDS CORP COM COM 517834107 1,102,627 20,033 SH   SOLE   0 0 20,033
ISHARES GRWT ALLOCAT ETF COM 464289867 1,013,846 24,837 SH   SOLE   0 0 24,837
COACH INC COM COM 189754104 1,012,474 24,438 SH   SOLE   0 0 24,438
SPDR SERIES TRUST S&P DIVID ETF COM 78464A763 845,342 10,810 SH   SOLE   0 0 10,810
VANGUARD BD INDEX FD INC TOTAL BND MRKT COM 921937835 804,857 9,654 SH   SOLE   0 0 9,654
SPDR INDEX SHS FDS EURO STOXX 50 COM 78463X202 684,330 17,628 SH   SOLE   0 0 17,628
REGENERON PHARMACEUTICALS COM COM 75886F107 632,072 1,400 SH   SOLE   0 0 1,400
ISHARES EAFE SML CP ETF COM 464288273 622,503 12,583 SH   SOLE   0 0 12,583
SPDR GOLD TRUST GOLD SHS COM 78463V107 557,275 4,903 SH   SOLE   0 0 4,903
KINDER MORGAN INC DEL COM COM 49456B101 485,152 11,535 SH   SOLE   0 0 11,535
SPDR SERIES TRUST S&P REGL BKG COM 78464A698 473,050 11,586 SH   SOLE   0 0 11,586
ISHARES TR GLOBAL ENERG ETF COM 464287341 410,205 11,500 SH   SOLE   0 0 11,500
EXXON MOBIL CORP COM COM 30231G102 366,878 4,316 SH   SOLE   0 0 4,316
SELECT SECTOR SPDR TR SBI INT-FINL COM 81369Y605 5,158,173 213,943 SH   SOLE   199,880 0 14,063
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX COM 921932885 319,416 3,116 SH   SOLE   0 0 3,116
ISHARES GOLD TRUST ISHARES COM 464285105 281,475 24,583 SH   SOLE   0 0 24,583
ABBOTT LABS COM COM 2824100 273,287 5,899 SH   SOLE   0 0 5,899
ISHARES TR FLTG RATE BD ETF COM 46429B655 259,035 5,115 SH   SOLE   0 0 5,115
SPDR SERIES TRUST BRC HGH YLD BD COM 78464A417 239,830 6,115 SH   SOLE   0 0 6,115
MARKET VECTORS ETF TR GOLD MINER ETF COM 57060U100 237,120 13,000 SH   SOLE   0 0 13,000
POWERSHARES QQQ TRUST UNIT SER 1 COM 73935A104 236,966 2,244 SH   SOLE   0 0 2,244
VANGUARD INDEX FDS TOTAL STK MKT COM 922908769 227,621 2,122 SH   SOLE   0 0 2,122
DOW CHEM CO COM COM 260543103 225,506 4,700 SH   SOLE   0 0 4,700
PHILLIPS 66 COM COM 718546104 221,413 2,817 SH   SOLE   0 0 2,817
BB&T CORP COM COM 54937107 210,819 5,407 SH   SOLE   0 0 5,407
SPDR S&P MIDCAP 400 ETF TR UTSER1 COM 78467Y107 4,815,659 17,370 SH   SOLE   17,370 0 0