The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 368 2,598 SH   SOLE   0 0 2,598
Abbott Labs COM 002824100 323 7,762 SH   SOLE   0 0 7,762
Air Prods & Chems COM 9158906 234 1,800 SH   SOLE   0 0 1,800
Altria Group Inc COM 022095103 2,196 4,780 SH   SOLE   0 0 4,780
Amgen Inc COM 031162100 1,458 103,782 SH   SOLE   0 0 103,782
Anadarko Petroleum COM 032511107 435 4,291 SH   SOLE   0 0 4,291
AON Corp COM G0408V102 221 2,517 SH   SOLE   0 0 2,517
Apple Computer Inc COM 037833100 2,631 26,117 SH   SOLE   0 0 26,117
AT&T Corp COM 00206r102 842 23,890 SH   SOLE   0 0 23,890
Automatic Data Processing COM 053015103 497 5,987 SH   SOLE   0 0 5,987
Baidu Com Inc Adr ADR 056752108 531 2,435 SH   SOLE   0 0 2,435
Bank Of America COM 060505104 1,153 67,610 SH   SOLE   0 0 67,610
BankUnited, Inc. COM 06652K103 357 11,725 SH   SOLE   0 0 11,725
BB&T Corporation COM 054937107 410 11,011 SH   SOLE   0 0 11,011
Berkshire Hathaway Cl B COM 084670702 1,441 10,429 SH   SOLE   0 0 10,429
BHP Billiton Ltd Adr ADR 088606108 341 5,783 SH   SOLE   0 0 5,783
Biotech/Genome Powershares ETF 73935X856 1,309 28,325 SH   SOLE   0 0 28,325
Bristol Myers Squibb COM 110122108 1,825 35,663 SH   SOLE   0 0 35,663
Capital One Financial Cp COM 14040H105 1,255 15,374 SH   SOLE   0 0 15,374
Caterpillar COM 149123101 311 3,144 SH   SOLE   0 0 3,144
Celgene Corp COM 151020104 238 2,506 SH   SOLE   0 0 2,506
Chase Corp COM 16150r104 249 8,000 SH   SOLE   0 0 8,000
ChevronTexaco Corp COM 166764100 1,976 16,563 SH   SOLE   0 0 16,563
Chubb Corp COM 171232101 207 2,274 SH   SOLE   0 0 2,274
Cisco Systems COM 17275R102 646 25,664 SH   SOLE   0 0 25,664
Citigroup Inc COM 172967424 648 12,509 SH   SOLE   0 0 12,509
Coca Cola COM 191216100 684 16,031 SH   SOLE   0 0 16,031
Cognizant Tech. Solutions COM 192446102 219 4,895 SH   SOLE   0 0 4,895
Conoco Phillips COM 20825c104 688 8,986 SH   SOLE   0 0 8,986
Covidien Ltd COM G2554F113 2,233 25,810 SH   SOLE   0 0 25,810
Cummins Inc COM 231021106 514 3,892 SH   SOLE   0 0 3,892
CVS Health Corporation COM 126650100 2,145 26,948 SH   SOLE   0 0 26,948
Danaher Corp COM 235851102 688 9,054 SH   SOLE   0 0 9,054
Deere & Company COM 244199105 806 9,825 SH   SOLE   0 0 9,825
Diageo Plc COM 25243q205 207 1,794 SH   SOLE   0 0 1,794
DIRECTV COM 25490A309 662 7,651 SH   SOLE   0 0 7,651
Disney Walt Co COM 254687106 1,120 12,575 SH   SOLE   0 0 12,575
Dominion Res Inc Va COM 25746u109 473 6,850 SH   SOLE   0 0 6,850
Dow Chemical COM 260543103 412 7,865 SH   SOLE   0 0 7,865
Du Pont E I De Nemours COM 263534109 804 11,210 SH   SOLE   0 0 11,210
Ebay Inc COM 278642103 444 7,833 SH   SOLE   0 0 7,833
EMC Corp COM 268648102 1,432 48,943 SH   SOLE   0 0 48,943
Emerson Electric COM 291011104 844 13,492 SH   SOLE   0 0 13,492
Enterprise Prd Prtnrs Lp COM 293792107 283 7,010 SH   SOLE   0 0 7,010
Express Scripts Inc COM 30219G108 213 3,019 SH   SOLE   0 0 3,019
Exxon-Mobil COM 30231G102 3,033 32,246 SH   SOLE   0 0 32,246
Facebook Inc Class A COM 30303M102 217 2,750 SH   SOLE   0 0 2,750
Fiserv Inc. COM 337738108 370 5,732 SH   SOLE   0 0 5,732
Fluor Corp COM 343412102 23 3,484 SH   SOLE   0 0 3,484
Freeport McMoRan Cp&Gld COM 35671D857 24 7,395 SH   SOLE   0 0 7,395
General Electric COM 369604103 400 156,466 SH   SOLE   0 0 156,466
Gilead Sciences Inc COM 375558103 918 8,625 SH   SOLE   0 0 8,625
GlaxoSmithKline plc COM 37733W105 231 5,032 SH   SOLE   0 0 5,032
Google Inc Class A COM 38259P508 1,182 2,009 SH   SOLE   0 0 2,009
Google Inc Class C COM 38259P706 822 1,424 SH   SOLE   0 0 1,424
Government Property Income Tru ETF 38376A103 716 32,695 SH   SOLE   0 0 32,695
Guggenheim S&P 500 Eq. Wgt. ETF 78355W106 902 11,900 SH   SOLE   0 0 11,900
H S B C Hldgs 6.2% Pfd PFD 404280604 465 18,500 SH   SOLE   0 0 18,500
Harman Intl Inds Inc COM 413086109 1,013 10,329 SH   SOLE   0 0 10,329
Hasbro Inc COM 418056107 481 8,750 SH   SOLE   0 0 8,750
Health Care Reit Inc COM 42217K106 243 3,900 SH   SOLE   0 0 3,900
Hewlett Packard COM 428236103 275 7,762 SH   SOLE   0 0 7,762
Home Depot COM 437076102 34 3,771 SH   SOLE   0 0 3,771
Illinois Tool Works COM 452308109 284 3,370 SH   SOLE   0 0 3,370
Intel Corp COM 458140100 3,176 91,204 SH   SOLE   0 0 91,204
International Business Machine COM 459200101 539 2,840 SH   SOLE   0 0 2,840
iShares Inv. Grade Corp. Bd. ETF 464287242 414 3,500 SH   SOLE   0 0 3,500
iShares MSCI Emrg Mkt Fd ETF 464287234 326 7,844 SH   SOLE   0 0 7,844
iShares S&P 500 Barra Gr. Fd. ETF 464287309 557 5,216 SH   SOLE   0 0 5,216
iShares S&P 500 Barra Value Fd ETF 464287408 491 5,450 SH   SOLE   0 0 5,450
iShares S&P Midcap 400 Index ETF 464287507 2,378 17,387 SH   SOLE   0 0 17,387
iShares S&P Smallcap 600 Index ETF 464287804 2,020 19,365 SH   SOLE   0 0 19,365
J P Morgan Chase & Co COM 46625h100 1,112 18,453 SH   SOLE   0 0 18,453
Johnson & Johnson COM 478160104 3,912 36,699 SH   SOLE   0 0 36,699
Lockheed Martin Corp COM 539830109 258 1,413 SH   SOLE   0 0 1,413
Lowes Companies COM 548661107 435 8,212 SH   SOLE   0 0 8,212
Magellan Midstream Ptnrs COM 559080106 243 2,888 SH   SOLE   0 0 2,888
McDonalds Corp COM 580135101 774 8,167 SH   SOLE   0 0 8,167
Merck & Co Inc COM 58933y105 3,022 50,974 SH   SOLE   0 0 50,974
Metlife Inc COM 59156R108 1,047 19,494 SH   SOLE   0 0 19,494
Microsoft Corp COM 594918104 2,576 55,555 SH   SOLE   0 0 55,555
Molson Coors Brewing Cl B COM 60871R209 897 12,047 SH   SOLE   0 0 12,047
Mondelez Intl Inc Cl A COM 609207105 241 7,038 SH   SOLE   0 0 7,038
Nabors Industries COM G6359F103 589 25,888 SH   SOLE   0 0 25,888
National Oilwell Varco, Inc. COM 637071101 780 10,251 SH   SOLE   0 0 10,251
Nike Inc Class B COM 654106103 599 6,714 SH   SOLE   0 0 6,714
Novartis A G COM 66987V109 364 3,869 SH   SOLE   0 0 3,869
Nvidia Corp COM 67066G104 235 12,745 SH   SOLE   0 0 12,745
Occidental Petroleum Corp COM 674599105 713 7,419 SH   SOLE   0 0 7,419
Oracle Systems COM 68389x105 1,121 29,272 SH   SOLE   0 0 29,272
Palo Alto Networks Inc COM 697435105 329 3,350 SH   SOLE   0 0 3,350
Pepsico COM 713448108 2,335 25,082 SH   SOLE   0 0 25,082
Pfizer Inc COM 717081103 455 15,341 SH   SOLE   0 0 15,341
Philip Morris Intl Inc COM 718172109 368 4,410 SH   SOLE   0 0 4,410
Plum Creek Timber COM 729251108 204 5,231 SH   SOLE   0 0 5,231
Potash Corp of Saskatchewan COM 73755L107 208 6,025 SH   SOLE   0 0 6,025
PowerShares Preferred ETF 73936T565 302 20,900 SH   SOLE   0 0 20,900
PPG Inds Inc COM 693506107 283 1,438 SH   SOLE   0 0 1,438
PPL Corp COM 69351T106 1,025 31,212 SH   SOLE   0 0 31,212
Procter & Gamble Inc COM 742718109 253 30,224 SH   SOLE   0 0 30,224
Prudential Financial Inc COM 744320102 214 2,429 SH   SOLE   0 0 2,429
PwrShs Financial Pfd ETF 73935X229 535 29,707 SH   SOLE   0 0 29,707
PwrShs S&P 500 Low Volatility ETF 73937B779 293 8,371 SH   SOLE   0 0 8,371
Qualcomm Corp COM 747525103 1,724 23,055 SH   SOLE   0 0 23,055
Regeneron Pharm COM 75886F107 208 576 SH   SOLE   0 0 576
Roper Industries Inc COM 776696106 286 1,952 SH   SOLE   0 0 1,952
Royal Dutch Shell PLC ADR 780259206 268 3,526 SH   SOLE   0 0 3,526
S&P 400 Mid-Cap SPDR ETF 78467Y107 328 1,315 SH   SOLE   0 0 1,315
S&P 500 Spdr ETF 78462F103 761 3,864 SH   SOLE   0 0 3,864
Sch Fundamental Intl Lg Co ETF ETF 808524755 465 16,830 SH   SOLE   0 0 16,830
Sch Fundamental US Large Co ET ETF 808524771 798 27,517 SH   SOLE   0 0 27,517
Schlumberger Ltd COM 806857108 1,229 12,083 SH   SOLE   0 0 12,083
Schwab Dow Jones US Broad Mkt ETF 808524102 367 7,718 SH   SOLE   0 0 7,718
Schwab Dow Jones US Div Eq ETF ETF 808524797 3,600 93,373 SH   SOLE   0 0 93,373
Schwab Dow Jones US Large Cap ETF 808524201 2,103 44,748 SH   SOLE   0 0 44,748
Schwab Dow Jones US Large Grow ETF 808524300 5,928 120,540 SH   SOLE   0 0 120,540
Schwab Dow Jones US Large Valu ETF 808524409 5,712 133,949 SH   SOLE   0 0 133,949
Schwab Dow Jones US Mid-Cap ETF 808524508 865 22,352 SH   SOLE   0 0 22,352
Schwab Dow Jones US Sm-Cap ETF ETF 808524607 3,764 73,227 SH   SOLE   0 0 73,227
Schwab FTSE Developed ex-US ET ETF 808524805 803 25,886 SH   SOLE   0 0 25,886
Schwab FTSE Emerging Mkt ETF ETF 808524706 406 15,986 SH   SOLE   0 0 15,986
SPDR DJ Wilshire Global Real E ETF 78463X749 290 6,534 SH   SOLE   0 0 6,534
SPDR Gold Shares ETF 78463V107 992 8,538 SH   SOLE   0 0 8,538
SPDR S&P Biotech ETF ETF 78464A870 842 5,398 SH   SOLE   0 0 5,398
SPDR S&P Dividend ETF ETF 78464A763 2,372 31,649 SH   SOLE   0 0 31,649
State Street Boston Corp COM 857477103 675 9,175 SH   SOLE   0 0 9,175
Thermo Fisher Scientific COM 883556102 443 3,637 SH   SOLE   0 0 3,637
Toronto Dominion Bank COM 891160509 390 7,900 SH   SOLE   0 0 7,900
U S Bancorp COM 902973304 1,134 27,102 SH   SOLE   0 0 27,102
Union Pacific Corp COM 907818108 1,070 9,869 SH   SOLE   0 0 9,869
United Technologies CP COM 913017109 987 9,340 SH   SOLE   0 0 9,340
Vanguard Consumer Staples ETF 92204A207 454 3,860 SH   SOLE   0 0 3,860
Vanguard Div Appreciation ETF 921908844 225 2,922 SH   SOLE   0 0 2,922
Vanguard Emerging Mkt Fd ETF 922042858 589 14,126 SH   SOLE   0 0 14,126
Vanguard Growth ETF 922908736 1,120 11,240 SH   SOLE   0 0 11,240
Vanguard Int'l Eqty Index ETF 922042775 1,123 22,812 SH   SOLE   0 0 22,812
Vanguard REIT ETF 922908553 454 6,314 SH   SOLE   0 0 6,314
Vanguard Short-Term Corp Bond ETF 92206C409 274 3,430 SH   SOLE   0 0 3,430
Vanguard Utilities ETF 92204A876 243 2,665 SH   SOLE   0 0 2,665
Vanguard Value ETF 922908744 1,385 17,057 SH   SOLE   0 0 17,057
Verizon Communications COM 92343V104 1,941 38,836 SH   SOLE   0 0 38,836
Visa, Inc. COM 92826C839 235 1,102 SH   SOLE   0 0 1,102
Walgreen Corp COM 931422109 243 4,094 SH   SOLE   0 0 4,094
Wal-Mart Stores COM 931142103 221 2,886 SH   SOLE   0 0 2,886
Wells Fargo & Company COM 949746101 1,574 30,337 SH   SOLE   0 0 30,337