The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Pfizer COM 717081103 10,461 305,815 SH   SOLE   305,815 0 0
Schwab International ETF COM 808524805 4,890 163,722 SH   SOLE   163,722 0 0
Chevron Corp. COM 166764100 4,166 38,805 SH   SOLE   38,805 0 0
Vanguard FTSE All-World EX-Us COM 922042775 4,045 84,584 SH   SOLE   84,584 0 0
Wells Fargo & Co. COM 949746101 3,756 67,487 SH   SOLE   67,487 0 0
iShares S&P Small-Cap COM 464287804 3,749 54,222 SH   SOLE   54,222 0 0
iShares S&P Mid-Cap COM 464287507 3,710 21,669 SH   SOLE   21,669 0 0
Exxon Mobil COM 30231g102 3,654 44,567 SH   SOLE   44,567 0 0
Apple Inc. COM 037833100 3,446 23,989 SH   SOLE   23,989 0 0
Walt Disney COM 254687106 2,861 25,237 SH   SOLE   25,237 0 0
Procter & Gamble COM 742718109 2,776 30,898 SH   SOLE   30,898 0 0
Lowe's Cos. COM 548661107 2,642 32,140 SH   SOLE   32,140 0 0
Schwab US Broad Market ETF COM 808524102 2,527 44,303 SH   SOLE   44,303 0 0
Johnson & Johnson COM 478160104 2,394 19,227 SH   SOLE   19,227 0 0
J.P. Morgan Chase COM 46625h100 2,323 26,447 SH   SOLE   26,447 0 0
Microsoft COM 594918104 2,196 33,352 SH   SOLE   33,352 0 0
General Electric COM 369604103 2,125 71,320 SH   SOLE   71,320 0 0
American Express COM 025816109 2,042 25,816 SH   SOLE   25,816 0 0
Industrial Sector SPDR COM 81369Y704 2,000 30,745 SH   SOLE   30,745 0 0
Allstate Corp. COM 020002101 1,940 23,808 SH   SOLE   23,808 0 0
Danaher Corp. COM 235851102 1,937 22,649 SH   SOLE   22,649 0 0
Microchip Tech. COM 595017104 1,935 26,240 SH   SOLE   26,240 0 0
DuPont COM 263534109 1,838 22,882 SH   SOLE   22,882 0 0
Coca Cola COM 191216100 1,831 43,154 SH   SOLE   43,154 0 0
U.S. Bancorp COM 902973304 1,758 34,143 SH   SOLE   34,143 0 0
Cons. Disc. Sector SPDR COM 81369Y407 1,697 19,305 SH   SOLE   19,305 0 0
Technology Sector SPDR COM 81369Y803 1,687 31,650 SH   SOLE   31,650 0 0
United Technologies COM 913017109 1,670 14,890 SH   SOLE   14,890 0 0
Cisco Systems COM 17275r102 1,578 46,710 SH   SOLE   46,710 0 0
Verizon Comm. COM 92343v104 1,569 32,189 SH   SOLE   32,189 0 0
Dominion Resources COM 25746u109 1,548 19,968 SH   SOLE   19,968 0 0
Intercontinental Exchange COM 45866F104 1,538 25,700 SH   SOLE   25,700 0 0
Pepsico COM 713448108 1,474 13,182 SH   SOLE   13,182 0 0
Schwab US Aggregate Bond COM 808524839 1,441 27,830 SH   SOLE   27,830 0 0
Wal-Mart Stores COM 931142103 1,405 19,494 SH   SOLE   19,494 0 0
Oracle COM 68389x105 1,393 31,241 SH   SOLE   31,241 0 0
Vanguard Interm Corp. COM 92206c870 1,342 15,543 SH   SOLE   15,543 0 0
Vanguard Total Stock Market COM 922908769 1,289 10,625 SH   SOLE   10,625 0 0
United Parcel Service COM 911312106 1,167 10,880 SH   SOLE   10,880 0 0
Salesforce.com COM 79466L302 1,121 13,595 SH   SOLE   13,595 0 0
Schwab Emerging Markets ETF COM 808524706 1,114 46,492 SH   SOLE   46,492 0 0
Abbott Labs. COM 002824100 1,097 24,702 SH   SOLE   24,702 0 0
General Mills Inc. COM 370334104 1,092 18,517 SH   SOLE   18,517 0 0
Consumer Staples SPDR COM 81369Y308 1,092 20,015 SH   SOLE   20,015 0 0
Starbucks Corp. COM 855244109 1,037 17,760 SH   SOLE   17,760 0 0
Bristol-Myers Squibb COM 110122108 973 17,905 SH   SOLE   17,905 0 0
Intel COM 458140100 950 26,350 SH   SOLE   26,350 0 0
Nucor Corp. COM 670346105 945 15,837 SH   SOLE   15,837 0 0
Cognizant Tech Solutions COM 192446102 943 15,850 SH   SOLE   15,850 0 0
Halliburton COM 406216101 941 19,135 SH   SOLE   19,135 0 0
Allergan, Inc. COM G0177J108 935 3,915 SH   SOLE   3,915 0 0
Affiliated Managers Group COM 008252108 930 5,675 SH   SOLE   5,675 0 0
Berkshire Hathaway - B COM 084670702 916 5,497 SH   SOLE   5,497 0 0
Nordstrom Inc COM 655664100 914 19,630 SH   SOLE   19,630 0 0
V.F. Corp. COM 918204108 897 16,320 SH   SOLE   16,320 0 0
Caterpillar COM 149123101 888 9,574 SH   SOLE   9,574 0 0
Health Care Sector SPDR COM 81369Y209 866 11,652 SH   SOLE   11,652 0 0
Red Hat Inc COM 756577102 858 9,925 SH   SOLE   9,925 0 0
iShares Barclays 1-3Yr Credit COM 464288646 852 8,100 SH   SOLE   8,100 0 0
Celgene Corp. COM 151020104 842 6,770 SH   SOLE   6,770 0 0
Fortive Corporation COM 34959J108 820 13,631 SH   SOLE   13,631 0 0
Real Estate Select Sector SPDR COM 81369Y860 819 25,921 SH   SOLE   25,921 0 0
iShares Barclays Inter Cr Bd Fd COM 464288638 801 7,360 SH   SOLE   7,360 0 0
AT&T Inc. COM 00206r102 779 18,751 SH   SOLE   18,751 0 0
Abbvie COM 00287y109 772 11,852 SH   SOLE   11,852 0 0
CME Group, Inc. COM 12572Q105 772 6,500 SH   SOLE   6,500 0 0
iShares MSCI EAFE COM 464287465 722 11,602 SH   SOLE   11,602 0 0
PG&E Corp. COM 69331c108 715 10,788 SH   SOLE   10,788 0 0
Energy Sector SPDR COM 81369Y506 682 9,765 SH   SOLE   9,765 0 0
CVS Health Corp. COM 126650100 680 8,675 SH   SOLE   8,675 0 0
Biogen Inc COM 09062X103 672 2,460 SH   SOLE   2,460 0 0
IBM COM 459200101 667 3,833 SH   SOLE   3,833 0 0
AmerisourceBergen COM 03073E105 662 7,490 SH   SOLE   7,490 0 0
Utilities Sector SPDR COM 81369Y886 660 12,875 SH   SOLE   12,875 0 0
Materials Sector SPDR COM 81369Y100 659 12,585 SH   SOLE   12,585 0 0
Merck & Co. COM 58933y105 654 10,300 SH   SOLE   10,300 0 0
Automatic Data Proc. COM 053015103 645 6,300 SH   SOLE   6,300 0 0
Duke Energy COM 26441C204 639 7,795 SH   SOLE   7,795 0 0
Financial Sector SPDR COM 81369Y605 608 25,645 SH   SOLE   25,645 0 0
Home Depot COM 437076102 564 3,846 SH   SOLE   3,846 0 0
3M Corp COM 88579y101 552 2,889 SH   SOLE   2,889 0 0
Vanguard REIT COM 922908553 535 6,484 SH   SOLE   6,484 0 0
EOG Resources, Inc. COM 26875P101 525 5,385 SH   SOLE   5,385 0 0
Schlumberger Ltd. COM 806857108 521 6,680 SH   SOLE   6,680 0 0
Vanguard Info Tech COM 92204a702 495 3,650 SH   SOLE   3,650 0 0
Schwab US Small Cap ETF COM 808524607 483 7,680 SH   SOLE   7,680 0 0
iShares IBOXX High Yield Corp. COM 464288513 459 5,237 SH   SOLE   5,237 0 0
iShares Barclays TIPS COM 464287176 442 3,863 SH   SOLE   3,863 0 0
Union Pacific COM 907818108 418 3,950 SH   SOLE   3,950 0 0
Alphabet - Cl A COM 02079K305 407 481 SH   SOLE   481 0 0
Alphabet - Cl C COM 02079K107 398 480 SH   SOLE   480 0 0
Amazon COM 023135106 362 409 SH   SOLE   409 0 0
Xerox COM 984121103 362 49,375 SH   SOLE   49,375 0 0
Vanguard Dividend Appreciation COM 921908844 352 3,917 SH   SOLE   3,917 0 0
Whole Foods Market COM 966837106 352 11,850 SH   SOLE   11,850 0 0
iShares IBOXX Inv. Grade Corp. COM 464287242 351 2,980 SH   SOLE   2,980 0 0
Mcdonald's COM 580135101 338 2,613 SH   SOLE   2,613 0 0
iShares St Nat. AMT-Free Muni COM 464288158 337 3,198 SH   SOLE   3,198 0 0
Prologis Inc. COM 74340w103 269 5,200 SH   SOLE   5,200 0 0
Bank of America COM 060505104 265 11,262 SH   SOLE   11,262 0 0
Boston Properties COM 101121101 264 2,000 SH   SOLE   2,000 0 0
Philip Morris Int. COM 718172109 252 2,237 SH   SOLE   2,237 0 0
T. Rowe Price COM 74144t108 245 3,600 SH   SOLE   3,600 0 0
iShares FTSE NAREIT Residential COM 464288562 227 3,600 SH   SOLE   3,600 0 0
Walgreens Boots Alliance COM 931427108 223 2,693 SH   SOLE   2,693 0 0
Vanguard Telecomm COM 92204A884 219 2,315 SH   SOLE   2,315 0 0
iShares S&P GSCI Commodity COM 46428R107 212 14,311 SH   SOLE   14,311 0 0
SPDR Dow Jones Global Real Estate ETF COM 78463X749 208 4,433 SH   SOLE   4,433 0 0
Vanguard Interm. Corp. Bond COM 921937819 208 2,488 SH   SOLE   2,488 0 0
Moody's Corp. COM 615369105 207 1,848 SH   SOLE   1,848 0 0
Fortune Brands H&S COM 34964c106 203 3,342 SH   SOLE   3,342 0 0
Paccar, Inc. COM 693718108 201 3,000 SH   SOLE   3,000 0 0