The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Corp COM 88579Y101 435 2,889 SH   SOLE   2,889 0 0
Abbott Labs. COM 002824100 512 11,405 SH   SOLE   11,405 0 0
Abbvie COM 00287Y109 708 11,952 SH   SOLE   11,952 0 0
Allstate Corp. COM 020002101 1,704 27,448 SH   SOLE   27,448 0 0
Alphabet - Cl A COM 02079K305 374 481 SH   SOLE   481 0 0
Alphabet - Cl C COM 02079K107 364 480 SH   SOLE   480 0 0
Amazon COM 023135106 276 409 SH   SOLE   409 0 0
American Express COM 025816109 367 5,281 SH   SOLE   5,281 0 0
Apple Inc. COM 037833100 737 6,999 SH   SOLE   6,999 0 0
AT&T Inc. COM 00206R102 642 18,651 SH   SOLE   18,651 0 0
Automatic Data Proc. COM 053015103 534 6,300 SH   SOLE   6,300 0 0
Berkshire Hathaway - B COM 084670702 726 5,497 SH   SOLE   5,497 0 0
Boston Properties COM 101121101 255 2,000 SH   SOLE   2,000 0 0
Bristol-Myers Squibb COM 110122108 1,069 15,540 SH   SOLE   15,540 0 0
Caterpillar COM 149123101 1,429 21,134 SH   SOLE   21,134 0 0
Celgene Corp. COM 151020104 641 5,350 SH   SOLE   5,350 0 0
Chevron Corp. COM 166764100 3,091 34,460 SH   SOLE   34,460 0 0
Chubb Ins. COM 171232101 305 2,299 SH   SOLE   2,299 0 0
Cisco Systems COM 17275R102 1,316 48,445 SH   SOLE   48,445 0 0
CME Group, Inc. COM 12572Q105 1,250 13,800 SH   SOLE   13,800 0 0
Coca Cola COM 191216100 1,781 41,454 SH   SOLE   41,454 0 0
Cognizant Tech Solutions COM 192446102 699 11,650 SH   SOLE   11,650 0 0
Cons. Disc. Sector SPDR COM 81369Y407 1,574 20,140 SH   SOLE   20,140 0 0
Consumer Staples SPDR COM 81369Y308 1,150 22,785 SH   SOLE   22,785 0 0
Danaher Corp. COM 235851102 2,051 22,079 SH   SOLE   22,079 0 0
Dick's Sporting Goods COM 253393102 528 14,950 SH   SOLE   14,950 0 0
Dominion Resources COM 25746U109 1,323 19,563 SH   SOLE   19,563 0 0
Duke Energy COM 26441C204 507 7,095 SH   SOLE   7,095 0 0
DuPont COM 263534109 1,484 22,287 SH   SOLE   22,287 0 0
Energy Sector SPDR COM 81369Y506 589 9,760 SH   SOLE   9,760 0 0
EOG Resources, Inc. COM 26875P101 315 4,495 SH   SOLE   4,495 0 0
Exxon Mobil COM 30231G102 3,306 42,413 SH   SOLE   42,413 0 0
Financial Sector SPDR COM 81369Y605 934 39,205 SH   SOLE   39,205 0 0
General Electric COM 369604103 2,181 70,021 SH   SOLE   70,021 0 0
General Mills Inc. COM 370334104 952 16,507 SH   SOLE   16,507 0 0
Halliburton COM 406216101 620 18,400 SH   SOLE   18,400 0 0
Health Care Sector SPDR COM 81369Y209 732 10,165 SH   SOLE   10,165 0 0
Hitachi Ltd Ord COM J20454112 62 11,000 SH   SOLE   11,000 0 0
Home Depot COM 437076102 509 3,846 SH   SOLE   3,846 0 0
IBM COM 459200101 458 3,331 SH   SOLE   3,331 0 0
Industrial Sector SPDR COM 81369Y704 725 13,675 SH   SOLE   13,675 0 0
Intel COM 458140100 2,109 61,217 SH   SOLE   61,217 0 0
iShares Barclays 1-3Yr Credit COM 464288646 892 8,525 SH   SOLE   8,525 0 0
iShares Barclays Inter Cr Bd F COM 464288638 782 7,290 SH   SOLE   7,290 0 0
iShares Barclays TIPS COM 464287176 450 4,103 SH   SOLE   4,103 0 0
iShares FTSE NAREIT Residentia COM 464288562 228 3,600 SH   SOLE   3,600 0 0
iShares IBOXX High Yield Corp. COM 464288513 254 3,154 SH   SOLE   3,154 0 0
iShares IBOXX Inv. Grade Corp. COM 464287242 308 2,700 SH   SOLE   2,700 0 0
iShares MSCI EAFE COM 464287465 1,128 19,203 SH   SOLE   19,203 0 0
iShares S&P Mid-Cap COM 464287507 2,998 21,519 SH   SOLE   21,519 0 0
iShares S&P Small-Cap COM 464287804 2,958 26,861 SH   SOLE   26,861 0 0
iShares St Nat. AMT-Free Muni COM 464288158 270 2,553 SH   SOLE   2,553 0 0
J.P. Morgan Chase COM 46625H100 1,870 28,316 SH   SOLE   28,316 0 0
Johnson & Johnson COM 478160104 1,921 18,697 SH   SOLE   18,697 0 0
Lowe's Cos. COM 548661107 2,529 33,260 SH   SOLE   33,260 0 0
Materials Sector SPDR COM 81369Y100 465 10,715 SH   SOLE   10,715 0 0
Mcdonald's COM 580135101 326 2,763 SH   SOLE   2,763 0 0
Merck & Co. COM 58933Y105 869 16,450 SH   SOLE   16,450 0 0
Microchip Tech. COM 595017104 1,023 22,080 SH   SOLE   22,080 0 0
Microsoft COM 594918104 1,814 32,702 SH   SOLE   32,702 0 0
Nucor Corp. COM 670346105 605 15,200 SH   SOLE   15,200 0 0
Oracle COM 68389X105 979 26,806 SH   SOLE   26,806 0 0
Paccar, Inc. COM 693718108 688 14,525 SH   SOLE   14,525 0 0
Pepsico COM 713448108 1,357 13,582 SH   SOLE   13,582 0 0
Pfizer COM 717081103 10,542 326,578 SH   SOLE   326,578 0 0
PG&E Corp. COM 69331C108 604 11,358 SH   SOLE   11,358 0 0
Procter & Gamble COM 742718109 2,475 31,164 SH   SOLE   31,164 0 0
Prologis Inc. COM 74340W103 223 5,200 SH   SOLE   5,200 0 0
Red Hat Inc COM 756577102 466 5,625 SH   SOLE   5,625 0 0
Salesforce.com COM 79466L302 784 10,000 SH   SOLE   10,000 0 0
Schlumberger Ltd. COM 806857108 377 5,405 SH   SOLE   5,405 0 0
Schwab International ETF COM 808524805 428 15,537 SH   SOLE   15,537 0 0
Schwab US Broad Market ETF COM 808524102 723 14,745 SH   SOLE   14,745 0 0
Schwab US Small Cap ETF COM 808524607 282 5,418 SH   SOLE   5,418 0 0
St. Jude Medical COM 790849103 842 13,625 SH   SOLE   13,625 0 0
T. Rowe Price COM 74144T108 257 3,600 SH   SOLE   3,600 0 0
Technology Sector SPDR COM 81369Y803 968 22,595 SH   SOLE   22,595 0 0
Teva Pharmaceutical COM 881624209 1,203 18,326 SH   SOLE   18,326 0 0
U.S. Bancorp COM 902973304 1,577 36,948 SH   SOLE   36,948 0 0
Union Pacific COM 907818108 309 3,950 SH   SOLE   3,950 0 0
United Technologies COM 913017109 1,333 13,875 SH   SOLE   13,875 0 0
Utilities Sector SPDR COM 81369Y886 533 12,304 SH   SOLE   12,304 0 0
V.F. Corp. COM 918204108 773 12,420 SH   SOLE   12,420 0 0
Vanguard Dividend Appreciation COM 921908844 305 3,917 SH   SOLE   3,917 0 0
Vanguard FTSE All-World EX-Us COM 922042775 4,690 108,035 SH   SOLE   108,035 0 0
Vanguard Info Tech COM 92204A702 395 3,650 SH   SOLE   3,650 0 0
Vanguard Interm Corp. COM 92206C870 1,205 14,325 SH   SOLE   14,325 0 0
Vanguard Interm. Corp. Bond COM 921937819 347 4,177 SH   SOLE   4,177 0 0
Vanguard REIT COM 922908553 533 6,689 SH   SOLE   6,689 0 0
Vanguard Total Stock Market COM 922908769 1,231 11,801 SH   SOLE   11,801 0 0
Verizon Comm. COM 92343V104 1,478 31,972 SH   SOLE   31,972 0 0
Walgreens Boots Alliance COM 931427108 229 2,693 SH   SOLE   2,693 0 0
Wal-Mart Stores COM 931142103 1,195 19,494 SH   SOLE   19,494 0 0
Walt Disney COM 254687106 2,563 24,387 SH   SOLE   24,387 0 0
Wells Fargo & Co. COM 949746101 3,648 67,103 SH   SOLE   67,103 0 0
Xerox COM 984121103 536 50,410 SH   SOLE   50,410 0 0