The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Common Stock 88579Y101 674 6,099 SH   SOLE   5,976 0 0
ABBOTT LABS Common Stock 002824100 1,849 19,111 SH   SOLE   19,095 0 0
ABBOTT LABS Common Stock 002824100 223 2,305 SH   OTR   2,305 0 0
ABBVIE INC Common Stock 00287Y109 3,987 29,710 SH   SOLE   29,560 0 0
ABBVIE INC Common Stock 00287Y109 413 3,075 SH   OTR   3,075 0 0
AFLAC INC Common Stock 001055102 4,353 77,453 SH   SOLE   77,453 0 0
AFLAC INC Common Stock 001055102 1,804 32,100 SH   OTR   32,100 0 0
AIR PRODS & CHEMICALS, INC. Common Stock 009158106 1,213 5,211 SH   SOLE   5,211 0 0
AIR PRODS & CHEMICALS, INC. Common Stock 009158106 22 95 SH   OTR   95 0 0
ALPHABET INC CAP STK CL A Common Stock 02079K305 596 6,230 SH   SOLE   6,090 0 80
ALPHABET INC CAP STK CL C Common Stock 02079K107 26,924 280,025 SH   SOLE   280,025 0 0
ALPHABET INC CAP STK CL C Common Stock 02079K107 4 40 SH   OTR   40 0 0
ALTRIA GROUP INC COM Common Stock 02209S103 691 17,106 SH   SOLE   16,764 0 0
AMAZON COM INC COM Common Stock 023135106 34,731 307,358 SH   SOLE   307,227 0 51
AMERICAN ELEC PWR INC Common Stock 025537101 421 4,868 SH   SOLE   4,868 0 0
AMERICAN EXPRESS CO Common Stock 025816109 276 2,044 SH   SOLE   2,044 0 0
AMGEN INC Common Stock 031162100 844 3,744 SH   SOLE   3,493 0 0
AMGEN INC Common Stock 031162100 45 200 SH   OTR   200 0 0
ANAVEX LIFE SCIENCES CORP COM NEW Common Stock 032797300 155 15,000 SH   SOLE   15,000 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR Int'l Common Stock 03524A108 10,187 225,586 SH   SOLE   225,586 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR Int'l Common Stock 03524A108 12 270 SH   OTR   270 0 0
APPLE, INC Common Stock 037833100 41,621 301,168 SH   SOLE   300,974 0 87
APPLE, INC Common Stock 037833100 332 2,400 SH   OTR   2,400 0 0
ARCHER-DANIELS-MIDLAND CO. Common Stock 039483102 471 5,849 SH   SOLE   5,500 0 0
ASML HOLDING N V Int'l Common Stock N07059210 6,715 16,166 SH   SOLE   16,166 0 0
AT&T INC Common Stock 00206R102 677 44,134 SH   SOLE   43,776 0 0
AT&T INC Common Stock 00206R102 24 1,550 SH   OTR   1,550 0 0
ATMOS ENERGY CORP Common Stock 049560105 1,257 12,341 SH   SOLE   12,101 0 0
ATMOS ENERGY CORP Common Stock 049560105 15 150 SH   OTR   150 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 324 1,434 SH   SOLE   1,227 0 0
BANC3 HOLDINGS, INC Common Stock BANC3HLDG 260 20,000 SH   SOLE   20,000 0 0
BANK OF AMERICA CORPORATION Common Stock 060505104 1,740 57,601 SH   SOLE   57,295 0 247
BECTON DICKINSON & CO Common Stock 075887109 6,411 28,772 SH   SOLE   28,772 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 30,616 114,659 SH   SOLE   114,606 0 47
BERKSHIRE HATHAWAY, INC. CLASS A Common Stock 084670108 813 2 SH   SOLE   2 0 0
BGC PARTNERS INC CL A Common Stock 05541T101 66 21,000 SH   SOLE   21,000 0 0
BOEING CO CAPITAL STOCK COMMON Common Stock 097023105 1,014 8,377 SH   SOLE   8,377 0 0
BOEING CO CAPITAL STOCK COMMON Common Stock 097023105 38 310 SH   OTR   310 0 0
BOOKING HLDGS INC Common Stock 09857L108 17,630 10,729 SH   SOLE   10,729 0 0
BRISTOL MYERS SQUIBB CO Common Stock 110122108 7,268 102,237 SH   SOLE   101,927 0 0
BRISTOL MYERS SQUIBB CO Common Stock 110122108 41 580 SH   OTR   580 0 0
CAPITAL CITY BANK GROUP, INC Common Stock 139674105 2,302 74,000 SH   SOLE   74,000 0 0
CAPITAL ONE FINL CORP COM Common Stock 14040H105 18,160 197,023 SH   SOLE   197,023 0 0
CARDINAL HEALTH INC COM Common Stock 14149Y108 684 10,261 SH   SOLE   10,261 0 0
CARDINAL HEALTH INC COM Common Stock 14149Y108 56 845 SH   OTR   845 0 0
CATERPILLAR, INC. Common Stock 149123101 463 2,819 SH   SOLE   2,819 0 0
CATERPILLAR, INC. Common Stock 149123101 123 750 SH   OTR   750 0 0
CEF SELECT SECTOR SPDR FUND FINANCIAL Exchange Traded Fund 81369Y605 493 16,230 SH   SOLE   16,230 0 0
CEF SELECT SPDR FUND MATERIALS Exchange Traded Fund 81369Y100 226 3,321 SH   SOLE   3,321 0 0
CHEVRON CORP Common Stock 166764100 770 5,362 SH   SOLE   4,764 0 0
CHUBB LIMITED COM Common Stock H1467J104 2,678 14,726 SH   SOLE   14,636 0 0
CISCO SYSTEM, INC. Common Stock 17275R102 924 23,089 SH   SOLE   22,056 0 0
CLOROX CO Common Stock 189054109 376 2,926 SH   SOLE   2,926 0 0
CME GROUP INC. Common Stock 12572Q105 1,512 8,537 SH   SOLE   8,537 0 0
COCA COLA CO Common Stock 191216100 6,479 115,660 SH   SOLE   115,462 0 0
COCA COLA CO Common Stock 191216100 44 785 SH   OTR   785 0 0
COLGATE PALMOLIVE CO Common Stock 194162103 834 11,865 SH   SOLE   11,865 0 0
CONOCOPHILLIPS Common Stock 20825C104 1,062 10,378 SH   SOLE   10,283 0 95
CONSUMER STAPLES SELECT SECTOR SPDR Exchange Traded Fund 81369Y308 557 8,352 SH   SOLE   8,352 0 0
CRW FREIGHT MANAGEMENT SERVICES, INC. Common Stock 86100099W 2,032 184 SH   SOLE   184 0 0
CRW INC. Common Stock 86100499W 319 46 SH   SOLE   46 0 0
CSX CORP Common Stock 126408103 200 7,524 SH   SOLE   7,485 0 0
CVS HEALTH CORPORATION Common Stock 126650100 23,673 248,224 SH   SOLE   248,224 0 0
DANAHER CORP DEL COM Common Stock 235851102 868 3,359 SH   SOLE   3,302 0 32
DANAHER CORP DEL COM Common Stock 235851102 26 100 SH   OTR   100 0 0
DANIMER SCIENTIFIC INC Common Stock 236272100 232 78,767 SH   SOLE   78,767 0 0
DARLING INGREDIENTS INC COM Common Stock 237266101 354 5,346 SH   SOLE   5,346 0 0
DEERE & CO Common Stock 244199105 558 1,672 SH   SOLE   1,647 0 0
DOMINION ENERGY, INC Common Stock 25746U109 12,885 186,449 SH   SOLE   186,241 0 0
DOMINION ENERGY, INC Common Stock 25746U109 79 1,150 SH   OTR   1,150 0 0
DUKE ENERGY CORP NEW COM NEW Common Stock 26441C204 16,744 180,009 SH   SOLE   180,009 0 0
DUKE ENERGY CORP NEW COM NEW Common Stock 26441C204 147 1,582 SH   OTR   1,582 0 0
EATON CORP PLC Int'l Common Stock G29183103 640 4,800 SH   SOLE   4,800 0 0
ECOLAB INC COM Common Stock 278865100 261 1,810 SH   SOLE   1,810 0 0
ELEVANCE HEALTH, INC. Common Stock 036752103 727 1,600 SH   SOLE   1,600 0 0
ELI LILLY & CO Common Stock 532457108 1,495 4,624 SH   SOLE   4,328 0 0
EMERSON ELECTRIC CO. Common Stock 291011104 3,622 49,464 SH   SOLE   49,464 0 0
EMERSON ELECTRIC CO. Common Stock 291011104 27 375 SH   OTR   375 0 0
ENBRIDGE INC COM Int'l Common Stock 29250N105 22,863 616,243 SH   SOLE   616,243 0 0
ENBRIDGE INC COM Int'l Common Stock 29250N105 182 4,897 SH   OTR   4,897 0 0
EVERSOURCE ENERGY COM Common Stock 30040W108 421 5,399 SH   SOLE   5,091 0 0
EXPEDIA GROUP Common Stock 30212P303 360 3,840 SH   SOLE   3,840 0 0
EXXON MOBIL CORP Common Stock 30231G102 14,613 167,369 SH   SOLE   166,910 0 0
EXXON MOBIL CORP Common Stock 30231G102 31 360 SH   OTR   360 0 0
FEDEX CORP Common Stock 31428X106 261 1,758 SH   SOLE   1,758 0 0
FLOWERS FOODS INC Common Stock 343498101 9,862 399,438 SH   SOLE   399,438 0 0
FST TR NEW OPPORT MLP & ENE FD Exchange Traded Fund 33739M100 55 10,000 SH   SOLE   0 0 0
GALLAGHER ARTHUR J & CO Common Stock 363576109 22,776 133,021 SH   SOLE   133,021 0 0
GALLAGHER ARTHUR J & CO Common Stock 363576109 51 300 SH   OTR   300 0 0
GENERAL MILLS Common Stock 370334104 181 2,360 SH   SOLE   2,360 0 0
GENERAL MILLS Common Stock 370334104 117 1,525 SH   OTR   1,525 0 0
GENUINE PARTS CO. Common Stock 372460105 299 2,000 SH   SOLE   2,000 0 0
GILEAD SCIENCES INC COM Common Stock 375558103 9,256 150,036 SH   SOLE   150,036 0 0
GILEAD SCIENCES INC COM Common Stock 375558103 27 435 SH   OTR   435 0 0
GLOBAL PMTS INC COM Common Stock 37940X102 1,949 18,041 SH   SOLE   18,041 0 0
GREENFIELD BANKING CO. Common Stock GREENFIEL 478 5,200 SH   SOLE   5,200 0 0
GSK PLC Int'l Common Stock 37733W204 2,188 74,348 SH   SOLE   74,348 0 0
GSK PLC Int'l Common Stock 37733W204 47 1,607 SH   OTR   1,607 0 0
HANESBRANDS INC Common Stock 410345102 1,831 263,128 SH   SOLE   263,128 0 0
HANESBRANDS INC Common Stock 410345102 31 4,398 SH   OTR   4,398 0 0
HEALTHCARE SELECT SECTR SPDR Exchange Traded Fund 81369Y209 1,218 10,060 SH   SOLE   10,010 0 0
HOME DEPOT INC Common Stock 437076102 1,995 7,229 SH   SOLE   7,186 0 23
HONEYWELL INTERNATIONAL INC. Common Stock 438516106 852 5,104 SH   SOLE   4,978 0 0
INTEL CORP Common Stock 458140100 540 20,961 SH   SOLE   19,176 0 0
INTEL CORP Common Stock 458140100 5 200 SH   OTR   200 0 0
INTUIT COM Common Stock 461202103 279 721 SH   SOLE   721 0 0
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF Fixed Income ETF 46138E537 367 16,600 SH   SOLE   16,600 0 0
ISHARE LEHMAN AGGREGATE BOND Fixed Income ETF 464287226 542 5,627 SH   SOLE   5,627 0 0
ISHARE MSCI EMERGING MARKETS Exchange Traded Fund 464287234 428 12,275 SH   SOLE   12,275 0 0
ISHARE RUSSELL MIDCAP GROWTH Exchange Traded Fund 464287481 1,239 15,797 SH   SOLE   15,797 0 0
ISHARES DJ US INDEX FUND Exchange Traded Fund 464287846 1,303 14,854 SH   SOLE   14,854 0 0
ISHARES DOW JONES SELECT DIVIDEND INDEX Exchange Traded Fund 464287168 671 6,261 SH   SOLE   6,261 0 0
ISHARES DOW JONES SELECT DIVIDEND INDEX Exchange Traded Fund 464287168 102 950 SH   OTR   950 0 0
ISHARES DOW JONES US HEALTHCARE Exchange Traded Fund 464287762 351 1,389 SH   SOLE   1,389 0 0
ISHARES INC Exchange Traded Fund 464286525 319 3,605 SH   SOLE   3,605 0 0
ISHARES MSCI EAFE INDEX Exchange Traded Fund 464287465 1,096 19,567 SH   SOLE   19,278 0 0
ISHARES RUS MID-CAP ETF Exchange Traded Fund 464287499 444 7,144 SH   SOLE   6,850 0 0
ISHARES RUSSELL 100 GROWTH Exchange Traded Fund 464287614 1,044 4,962 SH   SOLE   4,962 0 0
ISHARES RUSSELL 2000 INDEX Exchange Traded Fund 464287655 513 3,111 SH   SOLE   3,049 0 0
ISHARES RUSSELL MIDCAP INDEX Exchange Traded Fund 464287473 929 9,668 SH   SOLE   9,539 0 0
ISHARES S&P 500 GROWTH INDEX Exchange Traded Fund 464287309 3,536 61,128 SH   SOLE   61,128 0 0
ISHARES S&P 500 VALUE Exchange Traded Fund 464287408 890 6,926 SH   SOLE   6,732 0 0
ISHARES S&P GLOBAL 100 INDEX Exchange Traded Fund 464287572 307 5,158 SH   SOLE   5,158 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX Exchange Traded Fund 464287606 222 3,529 SH   SOLE   3,529 0 0
ISHARES S&P MIDCAP 400 Exchange Traded Fund 464287507 803 3,661 SH   SOLE   3,661 0 0
ISHARES S&P SMALLCAP 600 GROWTH INDEX Exchange Traded Fund 464287887 1,746 17,174 SH   SOLE   17,174 0 0
ISHARES S&P SMALLCAP 600 VALUE INDEX Exchange Traded Fund 464287879 1,208 14,652 SH   SOLE   14,403 0 0
ISHARES S&P SMALLCAP 600 Exchange Traded Fund 464287804 1,023 11,734 SH   SOLE   11,734 0 0
ISHARES SHORT-TERM CORP BOND ETF Fixed Income ETF 464288646 303 6,148 SH   SOLE   6,148 0 0
ISHARES TR CORE MSCI EAFE Exchange Traded Fund 46432F842 436 8,278 SH   SOLE   8,278 0 0
ISHARES TR RUSSELL1000VAL Exchange Traded Fund 464287598 871 6,407 SH   SOLE   6,407 0 0
ISHARES TR S&P GBL INF Exchange Traded Fund 464287291 229 5,430 SH   SOLE   5,430 0 0
ISHARES TR S&P MIDCP VALU Exchange Traded Fund 464287705 642 7,136 SH   SOLE   7,136 0 0
ISHARES TR Exchange Traded Fund 464287200 10,693 29,815 SH   SOLE   29,760 0 55
ISHARES TR Fixed Income ETF 464288414 202 1,965 SH   SOLE   1,965 0 0
JOBY AVIATION INC Common Stock G65163100 47 10,800 SH   SOLE   10,800 0 0
JOHNSON & JOHNSON Common Stock 478160104 3,884 23,776 SH   SOLE   23,451 0 54
JP MORGAN CHASE & CO Common Stock 46625H100 20,471 195,892 SH   SOLE   195,791 0 70
JP MORGAN CHASE & CO Common Stock 46625H100 39 370 SH   OTR   370 0 0
JP MORGAN EXCHANGE TRADED FD Fixed Income ETF 46641Q837 16,255 324,061 SH   SOLE   324,061 0 0
JP MORGAN EXCHANGE TRADED FD Fixed Income ETF 46641Q837 114 2,269 SH   OTR   2,269 0 0
KELLOGG CO Common Stock 487836108 11,906 170,922 SH   SOLE   170,922 0 0
KELLOGG CO Common Stock 487836108 54 770 SH   OTR   770 0 0
KIMBERLY CLARK CORP Common Stock 494368103 547 4,857 SH   SOLE   4,857 0 0
KRAFT HEINZ CO COM Common Stock 500754106 1,313 39,368 SH   SOLE   39,368 0 0
KRAFT HEINZ CO COM Common Stock 500754106 44 1,310 SH   OTR   1,310 0 0
LABORATORY CORP AMER HLDGS COM NEW Common Stock 50540R409 229 1,120 SH   SOLE   1,120 0 0
LAM RESEARCH CORP COM Common Stock 512807108 293 800 SH   SOLE   800 0 0
LINDE PLC Int'l Common Stock G5494J103 835 3,098 SH   SOLE   3,098 0 0
LOCKHEED MARTIN CORP COM Common Stock 539830109 3,652 9,454 SH   SOLE   9,195 0 0
LOCKHEED MARTIN CORP COM Common Stock 539830109 42 110 SH   OTR   110 0 0
LOWES COMPANIES INC Common Stock 548661107 2,191 11,667 SH   SOLE   11,667 0 0
MCDONALDS CORP Common Stock 580135101 5,733 24,847 SH   SOLE   24,716 0 0
MCDONALDS CORP Common Stock 580135101 77 335 SH   OTR   335 0 0
MCKESSON CORP COM Common Stock 58155Q103 539 1,586 SH   SOLE   1,586 0 0
MEDIWOUND LTD Int'l Common Stock M68830104 43 31,000 SH   SOLE   31,000 0 0
MEDTRONIC PLC SHS Common Stock G5960L103 7,271 90,041 SH   SOLE   90,041 0 0
MERCK & CO INC NEW Common Stock 58933Y105 24,811 288,093 SH   SOLE   287,828 0 0
MERCK & CO INC NEW Common Stock 58933Y105 13 152 SH   OTR   152 0 0
META PLATFORMS, INC. Common Stock 30303M102 6,474 47,716 SH   SOLE   47,716 0 0
MICROSOFT CORP Common Stock 594918104 42,619 182,993 SH   SOLE   182,910 0 44
MICROSOFT CORP Common Stock 594918104 186 800 SH   OTR   800 0 0
MONDELEZ INTL INC CL A Common Stock 609207105 454 8,285 SH   SOLE   8,157 0 128
NASDAQ INC COM Common Stock 631103108 315 5,550 SH   SOLE   5,550 0 0
NEXTERA ENERGY INC COM Common Stock 65339F101 2,000 25,508 SH   SOLE   25,350 0 90
NORFOLK SOUTHERN CORP Common Stock 655844108 429 2,045 SH   SOLE   2,045 0 0
NORFOLK SOUTHERN CORP Common Stock 655844108 21 100 SH   OTR   100 0 0
NOVARTIS A G SPONSORED ADR Int'l Common Stock 66987V109 507 6,675 SH   SOLE   6,675 0 0
NUVEEN GEORGIA QLTY MUN INC FD Fixed Income ETF 67072B107 191 20,000 SH   SOLE   20,000 0 0
OKTA INC Common Stock 679295105 3,558 62,556 SH   SOLE   62,556 0 0
ORACLE CORP Common Stock 68389X105 1,104 18,073 SH   SOLE   18,049 0 0
PALO ALTO NETWORKS INC Common Stock 697435105 34,679 211,726 SH   SOLE   211,702 0 24
PARAMOUNT GLOBAL Common Stock 92556H206 7,350 386,035 SH   SOLE   386,035 0 0
PARAMOUNT GLOBAL Common Stock 92556H206 13 675 SH   OTR   675 0 0
PEPSICO INC Common Stock 713448108 2,820 17,270 SH   SOLE   17,261 0 0
PEPSICO INC Common Stock 713448108 5 30 SH   OTR   30 0 0
PFIZER INC Common Stock 717081103 4,240 96,883 SH   SOLE   96,758 0 125
PFIZER INC Common Stock 717081103 53 1,205 SH   OTR   1,205 0 0
PHILIP MORRIS INTL INC COM Common Stock 718172109 3,173 38,227 SH   SOLE   37,542 0 0
PHILIP MORRIS INTL INC COM Common Stock 718172109 122 1,465 SH   OTR   1,465 0 0
PIMCO MUNICIPAL INCOME FUND II Fixed Income ETF 72200W106 114 12,000 SH   SOLE   12,000 0 0
PPG INDS INC COM Common Stock 693506107 378 3,412 SH   SOLE   3,412 0 0
PROCTER & GAMBLE CO Common Stock 742718109 2,398 18,991 SH   SOLE   18,627 0 0
PROLOGIS INC Common Stock 74340W103 206 2,025 SH   SOLE   2,025 0 0
PRUDENTIAL FINL INC COM Common Stock 744320102 242 2,817 SH   SOLE   2,315 0 0
QUEST DIAGNOSTICS INC Common Stock 74834L100 318 2,590 SH   SOLE   2,590 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 14,478 176,864 SH   SOLE   176,864 0 0
REGIONS FINANCIAL CORP Common Stock 7591EP100 332 16,526 SH   SOLE   16,526 0 0
ROSS STORES INC. Common Stock 778296103 228 2,700 SH   SOLE   2,700 0 0
S&P GLOBAL INC COM Common Stock 78409V104 2,564 8,397 SH   SOLE   8,397 0 0
SALESFORCE COM INC COM Common Stock 79466L302 10,360 72,021 SH   SOLE   72,014 0 0
SANOFI SPONSORED ADR Int'l Common Stock 80105N105 2,804 73,754 SH   SOLE   73,754 0 0
SANOFI SPONSORED ADR Int'l Common Stock 80105N105 10 250 SH   OTR   250 0 0
SCHWAB CHARLES CORP NEW Common Stock 808513105 1,530 21,286 SH   SOLE   21,286 0 0
SCPHARMACEUTICALS INC Common Stock 810648105 179 27,500 SH   SOLE   27,500 0 0
SELECT SECTOR INDUSTRIAL SPDR TR Exchange Traded Fund 81369Y704 647 7,805 SH   SOLE   7,805 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR Exchange Traded Fund 81369Y407 648 4,550 SH   SOLE   4,425 0 0
SELECT SECTOR SPDR TR TECHNOLOGY Exchange Traded Fund 81369Y803 205 1,727 SH   SOLE   1,427 0 0
SHELL PLC Int'l Common Stock 780259305 13,576 272,829 SH   SOLE   272,829 0 0
SHELL PLC Int'l Common Stock 780259305 49 977 SH   OTR   977 0 0
SOUTHERN COMPANY Common Stock 842587107 5,946 87,443 SH   SOLE   87,389 0 0
SOUTHERN COMPANY Common Stock 842587107 139 2,050 SH   OTR   2,050 0 0
SPDR GOLD TRUST GOLD SHS Exchange Traded Fund 78463V107 501 3,237 SH   SOLE   3,124 0 0
SPDR S&P 500 ETF TR TR UNIT Exchange Traded Fund 78462F103 441 1,236 SH   SOLE   1,236 0 0
SPDR SELECT SECTOR FUND - ENERGY SECTOR Exchange Traded Fund 81369Y506 6,526 90,620 SH   SOLE   90,620 0 0
SPDR SELECT SECTOR FUND - ENERGY SECTOR Exchange Traded Fund 81369Y506 119 1,655 SH   OTR   1,655 0 0
SPDR SERIES TRUST S&P DIVID ETF Exchange Traded Fund 78464A763 2,612 23,427 SH   SOLE   23,427 0 0
SYNOVUS FINL CORP COM NEW Common Stock 87161C501 909 24,244 SH   SOLE   23,994 0 0
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR Int'l Common Stock 874039100 10,673 155,676 SH   SOLE   155,676 0 0
TC BANCSHARES INC Common Stock 87224V108 399 27,750 SH   SOLE   27,750 0 0
TESLA INC Common Stock 88160R101 230 868 SH   SOLE   868 0 0
THERMO FISHER SCIENTIFIC INCCOM Common Stock 883556102 1,497 2,952 SH   SOLE   2,943 0 0
THOMASVILLE BANCSHARES, INC.SER A PFD STOCK Common Stock 884608209 936 14,672 SH   SOLE   13,472 0 1,200
TRACTOR SUPPLY CO COM Common Stock 892356106 362 1,950 SH   SOLE   1,950 0 0
TRAVELERS COMPANIES INC COM Common Stock 89417E109 230 1,504 SH   SOLE   1,504 0 0
TRUIST FINANCIAL CORP Common Stock 89832Q109 20,090 461,420 SH   SOLE   461,220 0 0
TRUIST FINANCIAL CORP Common Stock 89832Q109 70 1,604 SH   OTR   1,604 0 0
UNILEVER PLC SPON ADR NEW Int'l Common Stock 904767704 2,044 46,617 SH   SOLE   46,617 0 0
UNILEVER PLC SPON ADR NEW Int'l Common Stock 904767704 39 895 SH   OTR   895 0 0
UNION PACIFIC CORP Common Stock 907818108 542 2,783 SH   SOLE   2,777 0 0
UNITED HEALTH GROUP INC Common Stock 91324P102 377 746 SH   SOLE   492 0 11
UNITED HEALTH GROUP INC Common Stock 91324P102 303 600 SH   OTR   600 0 0
UNITED PARCEL SERVICE INC CL B Common Stock 911312106 569 3,523 SH   SOLE   3,357 0 0
US BANCORP Common Stock 902973304 13,284 329,461 SH   SOLE   329,461 0 0
US BANCORP Common Stock 902973304 48 1,190 SH   OTR   1,190 0 0
UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886 356 5,437 SH   SOLE   5,437 0 0
VALERO ENERGY CORP NEW Common Stock 91913Y100 3,513 32,880 SH   SOLE   32,845 0 35
VALERO ENERGY CORP NEW Common Stock 91913Y100 134 1,250 SH   OTR   1,250 0 0
VANGUARD BD INDEX FD INC INTERMEDIATE TRM ETF Fixed Income ETF 921937819 758 10,314 SH   SOLE   10,314 0 0
VANGUARD EMERGING MKTS ETF Exchange Traded Fund 922042858 268 7,340 SH   SOLE   7,340 0 0
VANGUARD INDEX FDS GROWTH ETF Exchange Traded Fund 922908736 389 1,819 SH   SOLE   1,819 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS Exchange Traded Fund 922908363 596 1,816 SH   SOLE   1,816 0 0
VANGUARD INDEX FDS SMALL CP ETF Exchange Traded Fund 922908751 476 2,787 SH   SOLE   2,787 0 0
VANGUARD INDEX FDS VALUE ETF Exchange Traded Fund 922908744 252 2,039 SH   SOLE   2,028 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908637 864 5,280 SH   SOLE   5,280 0 0
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 418 2,222 SH   SOLE   2,222 0 0
VANGUARD SHORT TERM BOND ETF Fixed Income ETF 921937827 6,903 92,264 SH   SOLE   92,264 0 0
VANGUARD SHORT TERM BOND ETF Fixed Income ETF 921937827 3 39 SH   OTR   39 0 0
VANGUARD TOTAL CORPORATE BOND ETF Fixed Income ETF 92206C573 430 5,931 SH   SOLE   5,931 0 0
VANGUARD TOTAL STOCK MARKET ETF Exchange Traded Fund 922908769 840 4,681 SH   SOLE   4,681 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD Exchange Traded Fund 921946406 268 2,829 SH   SOLE   2,829 0 0
VANGUARD WORLD FD Exchange Traded Fund 921910840 230 2,556 SH   SOLE   2,556 0 0
VANGUARD WORLD FDS INF TECH ETF Exchange Traded Fund 92204A702 1,601 5,209 SH   SOLE   5,209 0 0
VEEVA SYS INC Common Stock 922475108 5,111 30,996 SH   SOLE   30,996 0 0
VENTAS INC COM Common Stock 92276F100 2,917 72,628 SH   SOLE   72,628 0 0
VENTAS INC COM Common Stock 92276F100 45 1,120 SH   OTR   1,120 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 3,304 87,021 SH   SOLE   87,001 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 137 3,605 SH   OTR   3,605 0 0
VISA INC COM CL A Common Stock 92826C839 18,665 105,065 SH   SOLE   105,065 0 0
WAL MART INC. Common Stock 931142103 2,461 18,973 SH   SOLE   18,768 0 0
WALT DISNEY CO. Common Stock 254687106 1,595 16,907 SH   SOLE   16,851 0 56
WALT DISNEY CO. Common Stock 254687106 75 800 SH   OTR   800 0 0
WASTE MGMT INC DEL COM Common Stock 94106L109 534 3,333 SH   SOLE   3,321 0 0
WELLS FARGO & CO NEW Common Stock 949746101 1,159 28,811 SH   SOLE   28,811 0 0
WOOD LEASING, INC. Common Stock 86000599W 6,451 296 SH   SOLE   296 0 0
XBIOTECH INC COM Int'l Common Stock 98400H102 48 13,350 SH   SOLE   13,350 0 0
ZIMMER HLDGS INC Common Stock 98956P102 7,883 75,401 SH   SOLE   75,401 0 0