
	Three months ended June 30, 2021
(In thousands)	Payment Services - Puerto Rico & Caribbean		Payment Services - Latin America		Merchant Acquiring, net		Business Solutions		Corporate and Other (1)		Total

Revenues	$	38,589	$	25,835	$	38,335	$	60,693	$	(14,304)	$	149,148
Operating costs and expenses	19,361		20,965		19,374		36,175		(1,019)		94,856
Depreciation and amortization	3,882		2,952		967		4,600		6,322		18,723
Non-operating income (expenses)	230		2,396		323		1,390		(1,700)		2,639
EBITDA	23,340		10,218		20,251		30,508		(8,663)		75,654
Compensation and benefits (2)	280		757		295		760		2,191		4,283
Transaction, refinancing and other fees (3)	—		—		—		(647)		971		324
Adjusted EBITDA	$	23,620	$	10,975	$	20,546	$	30,621	$	(5,501)	$	80,261

(1)Corporate and Other consists of corporate overhead, certain leveraged activities, other non-operating expenses and intersegment eliminations. Intersegment revenue eliminations predominantly reflect the $10.7 million processing fee from Payments Services - Puerto Rico & Caribbean to Merchant Acquiring, intercompany software developments and transaction processing of $1.9 million from Payment Services - Latin America to both Payment Services - Puerto Rico & Caribbean and Business Solutions, and transaction processing and monitoring fees of $1.7 million from Payment Services - Puerto Rico & Caribbean to Payment Services - Latin America.

(3)Primarily represents fees and expenses associated with corporate transactions as defined in the 2018 Credit Agreement, the elimination of non-cash equity earnings from our 19.99% equity investment in Consorcio de Tarjetas Dominicanas S.A, net of dividends received, a software impairment charge and a gain from sale of assets.


	Three months ended June 30, 2020
(In thousands)	Payment Services - Puerto Rico & Caribbean		Payment Services - Latin America		Merchant Acquiring, net		Business Solutions		Corporate and Other (1)		Total

Revenues	$	27,461	$	19,797	$	24,764	$	55,495	$	(9,580)	$	117,937
Operating costs and expenses	17,453		17,947		12,230		37,008		7,709		92,347
Depreciation and amortization	3,193		2,815		455		4,381		6,995		17,839
Non-operating income (expenses)	(178)		584		158		684		(883)		365
EBITDA	13,023		5,249		13,147		23,552		(11,177)		43,794
Compensation and benefits (2)	253		835		235		472		1,956		3,751
Transaction, refinancing and other fees (3)	—		—		—		—		2,656		2,656
Adjusted EBITDA	$	13,276	$	6,084	$	13,382	$	24,024	$	(6,565)	$	50,201

(1)Corporate and Other consists of corporate overhead, certain leveraged activities, other non-operating expenses and intersegment eliminations. Intersegment revenue eliminations predominantly reflect the $7.3 million processing fee from Payments Services - Puerto Rico & Caribbean to Merchant Acquiring and intercompany software developments and transaction processing of $2.3 million from Payment Services - Latin America to Payment Services - Puerto Rico & Caribbean.

(3)Primarily represents fees and expenses associated with corporate transactions as defined in the 2018 Credit Agreement and the elimination of non-cash equity earnings from our 19.99% equity investment in Consorcio de Tarjetas Dominicanas S.A.


	Six months ended June 30, 2021
(In thousands)	Payment Services - Puerto Rico & Caribbean		Payment Services - Latin America		Merchant Acquiring, net		Business Solutions		Corporate and Other (1)		Total

Revenues	$	74,853	$	50,849	$	69,202	$	121,304	$	(27,532)	$	288,676
Operating costs and expenses	39,850		40,811		35,840		72,864		20		189,385
Depreciation and amortization	7,824		5,886		1,621		9,394		12,621		37,346
Non-operating income (expenses)	415		3,504		554		1,943		(2,947)		3,469
EBITDA	43,242		19,428		35,537		59,777		(17,878)		140,106
Compensation and benefits (2)	521		1,566		526		1,123		4,051		7,787
Transaction, refinancing and other fees (3)	660		—		—		(647)		1,244		1,257
Adjusted EBITDA	$	44,423	$	20,994	$	36,063	$	60,253	$	(12,583)	$	149,150

(1)Corporate and Other consists of corporate overhead, certain leveraged activities, other non-operating expenses and intersegment eliminations. Intersegment revenue eliminations predominantly reflect the $20.4 million processing fee from Payments Services - Puerto Rico & Caribbean to Merchant Acquiring and intercompany software developments and transaction processing of $4.2 million from Payment Services - Latin America to both Payment Services - Puerto Rico & Caribbean and Business Solutions, and transaction processing and monitoring fees of $2.9 million from Payment Services - Puerto Rico & Caribbean to Payment Services - Latin America.

(3)Primarily represents fees and expenses associated with corporate transactions as defined in the 2018 Credit Agreement, the elimination of non-cash equity earnings from our 19.99% equity investment in Consorcio de Tarjetas Dominicanas S.A., net of dividends received, a software impairment charge and a gain from sale of assets.


	Six months ended June 30, 2020
(In thousands)	Payment Services - Puerto Rico & Caribbean		Payment Services - Latin America		Merchant Acquiring, net		Business Solutions		Corporate and Other (1)		Total

Revenues	$	57,348	$	41,437	$	49,885	$	111,438	$	(20,229)	$	239,879
Operating costs and expenses	34,859		35,598		26,936		70,625		13,508		181,526
Depreciation and amortization	6,442		5,572		954		8,677		13,989		35,634
Non-operating income (expenses)	(65)		1,338		312		1,071		(1,845)		811
EBITDA	28,866		12,749		24,215		50,561		(21,593)		94,798
Compensation and benefits (2)	484		1,577		451		908		3,831		7,251
Transaction, refinancing and other fees (3)	—		—		—		—		4,442		4,442
Adjusted EBITDA	$	29,350	$	14,326	$	24,666	$	51,469	$	(13,320)	$	106,491

(1)Corporate and Other consists of corporate overhead, certain leveraged activities, other non-operating expenses and intersegment eliminations. Intersegment revenue eliminations predominantly reflect the $16.3 million processing fee from Payments Services - Puerto Rico & Caribbean to Merchant Acquiring and intercompany software developments and transaction processing of $3.9 million from Payment Services - Latin America to Payment Services - Puerto Rico & Caribbean.