The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,834 50,945 SH   SOLE NONE 0 0 50,945
VANGUARD INDEX FDS GROWTH ETF 922908736 8,175 38,210 SH   SOLE NONE 0 0 38,210
SPDR SER TR NUVEEN BLMBRG SH 78468R739 17,602 381,913 SH   SOLE NONE 0 0 381,913
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 70,641 1,263,026 SH   SOLE NONE 0 0 1,263,026
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5,960 41,845 SH   SOLE NONE 0 0 41,845
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,805 58,090 SH   SOLE NONE 0 0 58,090
ISHARES TR 0-5 YR TIPS ETF 46429B747 23,217 241,570 SH   SOLE NONE 0 0 241,570
GLOBAL X FDS GLOBAL X COPPER 37954Y830 3,847 136,155 SH   SOLE NONE 0 0 136,155
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,059 275,668 SH   SOLE NONE 0 0 275,668
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 23,485 316,178 SH   SOLE NONE 0 0 316,178
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 13,402 302,120 SH   SOLE NONE 0 0 302,120
VANGUARD INDEX FDS TOTAL STK MKT 922908769 31,679 200,035 SH   SOLE NONE 0 0 200,035
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 6,325 131,405 SH   SOLE NONE 0 0 131,405
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 7,385 308,870 SH   SOLE NONE 0 0 308,870
SELECT SECTOR SPDR TR ENERGY 81369Y506 302 4,200 SH   SOLE NONE 0 0 4,200
ISHARES TR CORE S&P SCP ETF 464287804 16,637 190,815 SH   SOLE NONE 0 0 190,815
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 12,030 330,864 SH   SOLE NONE 0 0 330,864
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 5,037 119,325 SH   SOLE NONE 0 0 119,325
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,722 56,889 SH   SOLE NONE 0 0 56,889
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,481 66,174 SH   SOLE NONE 0 0 66,174
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 29,329 507,510 SH   SOLE NONE 0 0 507,510
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 5,308 117,730 SH   SOLE NONE 0 0 117,730
INVESCO QQQ TR UNIT SER 1 46090E103 11,077 41,449 SH   SOLE NONE 0 0 41,449
PROSHARES TR INVT INT RT HG 74347B607 9,100 133,400 SH   SOLE NONE 0 0 133,400
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 9,879 245,890 SH   SOLE NONE 0 0 245,890
SPDR SER TR S&P BIOTECH 78464A870 5,876 74,085 SH   SOLE NONE 0 0 74,085
ISHARES TR 1 3 YR TREAS BD 464287457 18,085 148,565 SH   SOLE NONE 0 0 148,565
ISHARES TR RUSSELL 2000 ETF 464287655 5,926 35,933 SH   SOLE NONE 0 0 35,933
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,239 48,553 SH   SOLE NONE 0 0 48,553
ISHARES TR CORE US AGGBD ET 464287226 20,926 217,210 SH   SOLE NONE 0 0 217,210
PROSHARES TR S&P 500 DV ARIST 74348A467 4,855 60,728 SH   SOLE NONE 0 0 60,728
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 20,573 161,640 SH   SOLE NONE 0 0 161,640
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 306 4,503 SH   SOLE NONE 0 0 4,503
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,554 7,153 SH   SOLE NONE 0 0 7,153
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 332 12,875 SH   SOLE NONE 0 0 12,875
ISHARES TR TIPS BD ETF 464287176 19,349 184,453 SH   SOLE NONE 0 0 184,453
SPDR GOLD TR GOLD SHS 78463V107 517 3,345 SH   SOLE NONE 0 0 3,345
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,960 19,830 SH   SOLE NONE 0 0 19,830
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 126 935 SH   SOLE NONE 0 0 935
WISDOMTREE TR EM EX ST-OWNED 97717X578 3,793 154,100 SH   SOLE NONE 0 0 154,100
ISHARES TR MBS ETF 464288588 1,620 17,695 SH   SOLE NONE 0 0 17,695
ISHARES TR SHORT TREAS BD 464288679 54,973 293,255 SH   SOLE NONE 0 0 293,255
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,705 9,225 SH   SOLE NONE 0 0 9,225
ISHARES TR U.S. REAL ES ETF 464287739 4,848 59,550 SH   SOLE NONE 0 0 59,550
ISHARES GOLD TR ISHARES NEW 464285204 1,877 59,555 SH   SOLE NONE 0 0 59,555
VANGUARD INDEX FDS VALUE ETF 922908744 3,947 31,965 SH   SOLE NONE 0 0 31,965
ISHARES TR RUS MD CP GR ETF 464287481 8,253 105,230 SH   SOLE NONE 0 0 105,230
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 8,156 109,570 SH   SOLE NONE 0 0 109,570
ISHARES TR 7-10 YR TRSY BD 464287440 8,531 88,875 SH   SOLE NONE 0 0 88,875
VANGUARD WORLD FDS ENERGY ETF 92204A306 3,349 32,975 SH   SOLE NONE 0 0 32,975
VANGUARD INDEX FDS SML CP GRW ETF 922908595 8,253 42,295 SH   SOLE NONE 0 0 42,295
VANGUARD WORLD FDS MATERIALS ETF 92204A801 3,047 20,530 SH   SOLE NONE 0 0 20,530
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 802 26,446 SH   SOLE NONE 0 0 26,446
WEC ENERGY GROUP INC COM 92939U106 53 602 SH   SOLE NONE 0 0 602
ISHARES TR ISHARES BIOTECH 464287556 162 1,390 SH   SOLE NONE 0 0 1,390
ISHARES TR ESG AWR US AGRGT 46435U549 6 11,880 SH   SOLE NONE 0 0 11,880
ISHARES TR NATIONAL MUN ETF 464288414 17,245 168,120 SH   SOLE NONE 0 0 168,120
VANGUARD INDEX FDS MID CAP ETF 922908629 2,226 11,845 SH   SOLE NONE 0 0 11,845
VANGUARD WORLD FD ESG US STK ETF 921910733 295 6,340 SH   SOLE NONE 0 0 6,340
ALBERTSONS COS INC COMMON STOCK 013091103 1,360 54,710 SH   SOLE NONE 0 0 54,710
CONOCOPHILLIPS COM 20825C104 1,351 13,203 SH   SOLE NONE 0 0 13,203
FREEPORT-MCMORAN INC CL B 35671D857 903 33,047 SH   SOLE NONE 0 0 33,047
PROGRESSIVE CORP COM 743315103 1,301 11,203 SH   SOLE NONE 0 0 11,203
BERKLEY W R CORP COM 084423102 1,051 16,275 SH   SOLE NONE 0 0 16,275
APA CORPORATION COM 03743Q108 1,127 32,970 SH   SOLE NONE 0 0 32,970
PRICE T ROWE GROUP INC COM 74144T108 926 8,820 SH   SOLE NONE 0 0 8,820
KKR &CO INC COM 48251W104 1,028 23,913 SH   SOLE NONE 0 0 23,913
ISHARES TR MSCI EMG MKT ETF 464287234 266 7,650 SH   SOLE NONE 0 0 7,650
PIONEER NAT RES CO COM 723787107 1,187 5,485 SH   SOLE NONE 0 0 5,485
REGENERON PHARMACEUTICALS COM 75886F107 1,095 1,590 SH   SOLE NONE 0 0 1,590
ORGANIGRAM HLDGS INC COM 68620P101 8 10,000 SH   SOLE NONE 0 0 10,000
SEALED AIR CORP NEW COM 81211K100 880 19,787 SH   SOLE NONE 0 0 19,787
APOLLO GLOBAL MGMT INC COM 03769M106 1,073 23,093 SH   SOLE NONE 0 0 23,093
FIRST HORIZON CORPORATION COM 320517105 1,331 58,132 SH   SOLE NONE 0 0 58,132
SERVICE CORP INTL COM 817565104 819 14,200 SH   SOLE NONE 0 0 14,200
OCCIDENTAL PETE CORP COM 674599105 1,492 24,288 SH   SOLE NONE 0 0 24,288
ISHARES TR S&P 500 VAL ETF 464287408 27 215 SH   SOLE NONE 0 0 215
CLOROX CO DEL COM 189054109 855 6,660 SH   SOLE NONE 0 0 6,660
BEST BUY INC COM 086516101 919 14,512 SH   SOLE NONE 0 0 14,512
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,055 84,300 SH   SOLE NONE 0 0 84,300
HOLOGIC INC COM 436440101 1,064 16,497 SH   SOLE NONE 0 0 16,497
WILLIAMS COS INC COM 969457100 886 30,960 SH   SOLE NONE 0 0 30,960
D R HORTON INC COM 23331A109 890 13,220 SH   SOLE NONE 0 0 13,220
SYNCHRONY FINANCIAL COM 87165B103 842 29,891 SH   SOLE NONE 0 0 29,891
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 1,075 29,704 SH   SOLE NONE 0 0 29,704
AMARIN CORP PLC SPONS ADR NEW 023111206 174 160,000 SH   SOLE NONE 0 0 160,000
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 849 49,518 SH   SOLE NONE 0 0 49,518
ROYALTY PHARMA PLC SHS CLASS A G7709Q104 1,028 25,590 SH   SOLE NONE 0 0 25,590
CHEVRON CORP NEW COM 166764100 1,151 8,013 SH   SOLE NONE 0 0 8,013
QUALCOMM INC COM 747525103 801 7,090 SH   SOLE NONE 0 0 7,090
AMERICAN FINL GROUP INC OHIO COM 025932104 1,111 9,044 SH   SOLE NONE 0 0 9,044
DICKS SPORTING GOODS INC COM 253393102 1,438 13,747 SH   SOLE NONE 0 0 13,747
CF INDS HLDGS INC COM 125269100 1,215 12,630 SH   SOLE NONE 0 0 12,630
PULTE GROUP INC COM 745867101 870 23,210 SH   SOLE NONE 0 0 23,210
QUEST DIAGNOSTICS INC COM 74834L100 1,185 9,660 SH   SOLE NONE 0 0 9,660
CINCINNATI FINL CORP COM 172062101 772 8,620 SH   SOLE NONE 0 0 8,620
BIO RAD LABS INC CL A 090572207 774 1,857 SH   SOLE NONE 0 0 1,857
TARGA RES CORP COM 87612G101 1,106 18,342 SH   SOLE NONE 0 0 18,342
DAVITA INC COM 23918K108 813 9,825 SH   SOLE NONE 0 0 9,825
CARDINAL HEALTH INC COM 14149Y108 1,325 19,878 SH   SOLE NONE 0 0 19,878
ARCHER DANIELS MIDLAND CO COM 039483102 1,140 14,180 SH   SOLE NONE 0 0 14,180
OMNICOM GROUP INC COM 681919106 978 15,515 SH   SOLE NONE 0 0 15,515
WILLIAMS SONOMA INC COM 969904101 1,118 9,495 SH   SOLE NONE 0 0 9,495
NABRIVA THERAPEUTICS PLC SHS NEW 2022 G63637139 0 17 SH   SOLE NONE 0 0 17
DEVON ENERGY CORP NEW COM 25179M103 1,382 22,992 SH   SOLE NONE 0 0 22,992
DOLLAR TREE INC COM 256746108 893 6,563 SH   SOLE NONE 0 0 6,563
DISCOVER FINL SVCS COM 254709108 998 10,978 SH   SOLE NONE 0 0 10,978
EOG RES INC COM 26875P101 1,240 11,100 SH   SOLE NONE 0 0 11,100
DELL TECHNOLOGIES INC CL C 24703L202 903 26,439 SH   SOLE NONE 0 0 26,439
NORTHROP GRUMMAN CORP COM 666807102 985 2,095 SH   SOLE NONE 0 0 2,095
STEEL DYNAMICS INC COM 858119100 1,062 14,970 SH   SOLE NONE 0 0 14,970
LOCKHEED MARTIN CORP COM 539830109 1,101 2,852 SH   SOLE NONE 0 0 2,852
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 809 6,075 SH   SOLE NONE 0 0 6,075
MARATHON OIL CORP COM 565849106 1,260 55,829 SH   SOLE NONE 0 0 55,829
MCKESSON CORP COM 58155Q103 1,160 3,415 SH   SOLE NONE 0 0 3,415
ISHARES INC CORE MSCI EMKT 46434G103 122 2,840 SH   SOLE NONE 0 0 2,840
UNITEDHEALTH GROUP INC COM 91324P102 81 162 SH   SOLE NONE 0 0 162
SALESFORCE INC COM 79466L302 44 308 SH   SOLE NONE 0 0 308
COMCAST CORP NEW CL A 20030N101 37 1,280 SH   SOLE NONE 0 0 1,280
JPMORGAN CHASE &CO COM 46625H100 57 555 SH   SOLE NONE 0 0 555
INTEL CORP COM 458140100 20 797 SH   SOLE NONE 0 0 797
ANSYS INC COM 03662Q105 41 188 SH   SOLE NONE 0 0 188
META PLATFORMS INC CL A 30303M102 37 275 SH   SOLE NONE 0 0 275
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 522 7,320 SH   SOLE NONE 0 0 7,320
ISHARES TR JPMORGAN USD EMG 464288281 22 285 SH   SOLE NONE 0 0 285
SPDR SER TR BLOOMBERG HIGH Y 78468R622 24 275 SH   SOLE NONE 0 0 275
CISCO SYS INC COM 17275R102 46 1,167 SH   SOLE NONE 0 0 1,167
CATERPILLAR INC COM 149123101 49 303 SH   SOLE NONE 0 0 303
PROCTER AND GAMBLE CO COM 742718109 50 399 SH   SOLE NONE 0 0 399
ISHARES TR RUS 1000 VAL ETF 464287598 2,904 21,360 SH   SOLE NONE 0 0 21,360
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 71 1,230 SH   SOLE NONE 0 0 1,230
ADOBE SYSTEMS INCORPORATED COM 00724F101 38 141 SH   SOLE NONE 0 0 141
BK OF AMERICA CORP COM 060505104 71 2,384 SH   SOLE NONE 0 0 2,384
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 524 6,545 SH   SOLE NONE 0 0 6,545
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 25 535 SH   SOLE NONE 0 0 535
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 26 1,295 SH   SOLE NONE 0 0 1,295
TARGET CORP COM 87612E106 47 318 SH   SOLE NONE 0 0 318
AMAZON COM INC COM 023135106 45 400 SH   SOLE NONE 0 0 400
NVIDIA CORPORATION COM 67066G104 60 496 SH   SOLE NONE 0 0 496
ALPHABET INC CAP STK CL A 02079K305 74 780 SH   SOLE NONE 0 0 780
MERCK &CO INC COM 58933Y105 50 584 SH   SOLE NONE 0 0 584
ORGANON &CO COMMON STOCK 68622V106 1 58 SH   SOLE NONE 0 0 58
JOHNSON &JOHNSON COM 478160104 52 324 SH   SOLE NONE 0 0 324
APPLE INC COM 037833100 69 501 SH   SOLE NONE 0 0 501
LILLY ELI &CO COM 532457108 57 178 SH   SOLE NONE 0 0 178
VISA INC COM CL A 92826C839 52 298 SH   SOLE NONE 0 0 298
MEDTRONIC PLC SHS G5960L103 40 506 SH   SOLE NONE 0 0 506
DISNEY WALT CO COM 254687106 44 475 SH   SOLE NONE 0 0 475
DUKE ENERGY CORP NEW COM NEW 26441C204 54 591 SH   SOLE NONE 0 0 591
LENNAR CORP CL A 526057104 88 1,184 SH   SOLE NONE 0 0 1,184
MICROSOFT CORP COM 594918104 63 274 SH   SOLE NONE 0 0 274
ISHARES TR CORE S&P MCP ETF 464287507 256 1,170 SH   SOLE NONE 0 0 1,170
SPDR SER TR S&P DIVID ETF 78464A763 97 870 SH   SOLE NONE 0 0 870
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 8 280 SH   SOLE NONE 0 0 280
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 5 130 SH   SOLE NONE 0 0 130
ISHARES INC ESG AWR MSCI EM 46434G863 4 160 SH   SOLE NONE 0 0 160
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 10 140 SH   SOLE NONE 0 0 140
ISHARES TR ESG AW MSCI EAFE 46435G516 16 300 SH   SOLE NONE 0 0 300
ISHARES TR MSCI LW CRB TG 46434V464 6 50 SH   SOLE NONE 0 0 50
ISHARES TR GL CLEAN ENE ETF 464288224 6 320 SH   SOLE NONE 0 0 320
PIMCO ETF TR ENHANCD SHORT 72201R643 11 120 SH   SOLE NONE 0 0 120
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 6 195 SH   SOLE NONE 0 0 195
AT&T INC COM 00206R102 46 3,000 SH   SOLE NONE 0 0 3,000
HERON THERAPEUTICS INC COM 427746102 12 3,000 SH   SOLE NONE 0 0 3,000
ARES CAPITAL CORP COM 04010L103 168 10,000 SH   SOLE NONE 0 0 10,000
TILRAY BRANDS INC COM CL 2 88688T100 5 2,000 SH   SOLE NONE 0 0 2,000
ATEA PHARMACEUTICALS INC COM 04683R106 5 1,000 SH   SOLE NONE 0 0 1,000
WARNER BROS DISCOVERY INC COM SER A 934423104 8 725 SH   SOLE NONE 0 0 725
MICRON TECHNOLOGY INC COM 595112103 50 1,000 SH   SOLE NONE 0 0 1,000
VANGUARD STAR FDS VG TL INTL STK F 921909768 260 5,790 SH   SOLE NONE 0 0 5,790
KRANESHARES TR QUADRTC INT RT 500767736 99 4,500 SH   SOLE NONE 0 0 4,500
ISHARES TR MSCI USA MMENTM 46432F396 314 2,400 SH   SOLE NONE 0 0 2,400
INVESCO DWA MOMENTUM 46137V837 233 3,450 SH   SOLE NONE 0 0 3,450
INVESCO S&P500 LOW VOL 46138E354 439 7,600 SH   SOLE NONE 0 0 7,600
VANGUARD INDEX FDS SM CP VAL ETF 922908611 235 1,640 SH   SOLE NONE 0 0 1,640