The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 247 2,700 SH   SOLE NONE 0 0 2,700
VANGUARD BD INDEX FDS INTERMED TERM 921937819 245 3,000 SH   SOLE NONE 0 0 3,000
AT&T INC COM 00206R102 70 3,000 SH   SOLE NONE 0 0 3,000
ADOBE SYSTEMS INCORPORATED COM 00724F101 64 141 SH   SOLE NONE 0 0 141
ALLY FINL INC COM 02005N100 1,032 23,756 SH   SOLE NONE 0 0 23,756
ALPHABET INC CAP STK CL A 02079K305 108 39 SH   SOLE NONE 0 0 39
AMARIN CORP PLC SPONS ADR NEW 023111206 526 160,000 SH   SOLE NONE 0 0 160,000
AMAZON COM INC COM 023135106 65 20 SH   SOLE NONE 0 0 20
AMERISOURCEBERGEN CORP COM 03073E105 1,534 9,920 SH   SOLE NONE 0 0 9,920
AMERIPRISE FINL INC COM 03076C106 1,635 5,445 SH   SOLE NONE 0 0 5,445
ANSYS INC COM 03662Q105 59 188 SH   SOLE NONE 0 0 188
APPLE INC COM 037833100 87 501 SH   SOLE NONE 0 0 501
APPLIED MATLS INC COM 038222105 1,127 8,551 SH   SOLE NONE 0 0 8,551
ARES CAPITAL CORP COM 04010L103 209 10,000 SH   SOLE NONE 0 0 10,000
ATEA PHARMACEUTICALS INC COM 04683R106 21 3,000 SH   SOLE NONE 0 0 3,000
BK OF AMERICA CORP COM 060505104 98 2,384 SH   SOLE NONE 0 0 2,384
BATH &BODY WORKS INC COM 070830104 827 17,313 SH   SOLE NONE 0 0 17,313
BIO RAD LABS INC CL A 090572207 1,041 1,850 SH   SOLE NONE 0 0 1,850
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 995 6,392 SH   SOLE NONE 0 0 6,392
CARDINAL HEALTH INC COM 14149Y108 1,123 19,818 SH   SOLE NONE 0 0 19,818
CATERPILLAR INC COM 149123101 67 303 SH   SOLE NONE 0 0 303
CELANESE CORP DEL COM 150870103 996 6,975 SH   SOLE NONE 0 0 6,975
CISCO SYS INC COM 17275R102 65 1,167 SH   SOLE NONE 0 0 1,167
COMCAST CORP NEW CL A 20030N101 59 1,280 SH   SOLE NONE 0 0 1,280
COUPANG INC CL A 22266T109 5 300 SH   SOLE NONE 0 0 300
CUMMINS INC COM 231021106 981 4,785 SH   SOLE NONE 0 0 4,785
D R HORTON INC COM 23331A109 910 12,221 SH   SOLE NONE 0 0 12,221
DAVITA INC COM 23918K108 1,107 9,790 SH   SOLE NONE 0 0 9,790
DELL TECHNOLOGIES INC CL C 24703L202 1,323 26,376 SH   SOLE NONE 0 0 26,376
DEVON ENERGY CORP NEW COM 25179M103 2,877 48,660 SH   SOLE NONE 0 0 48,660
DISNEY WALT CO COM 254687106 65 475 SH   SOLE NONE 0 0 475
DISCOVER FINL SVCS COM 254709108 1,206 10,948 SH   SOLE NONE 0 0 10,948
DOLLAR TREE INC COM 256746108 1,916 11,967 SH   SOLE NONE 0 0 11,967
DUKE ENERGY CORP NEW COM NEW 26441C204 65 591 SH   SOLE NONE 0 0 591
EAST WEST BANCORP INC COM 27579R104 1,766 22,351 SH   SOLE NONE 0 0 22,351
EBAY INC. COM 278642103 1,008 17,604 SH   SOLE NONE 0 0 17,604
ELECTRONIC ARTS INC COM 285512109 1,064 8,412 SH   SOLE NONE 0 0 8,412
META PLATFORMS INC CL A 30303M102 61 275 SH   SOLE NONE 0 0 275
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 5,800 121,040 SH   SOLE NONE 0 0 121,040
FIRST HORIZON CORPORATION COM 320517105 2,377 101,217 SH   SOLE NONE 0 0 101,217
FREEPORT-MCMORAN INC CL B 35671D857 1,670 33,588 SH   SOLE NONE 0 0 33,588
GENERAL ELECTRIC CO COM NEW 369604301 957 10,469 SH   SOLE NONE 0 0 10,469
GENERAL MLS INC COM 370334104 1,548 22,860 SH   SOLE NONE 0 0 22,860
GLOBAL X FDS GLOBAL X COPPER 37954Y830 245 5,400 SH   SOLE NONE 0 0 5,400
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 1,054 31,130 SH   SOLE NONE 0 0 31,130
HERON THERAPEUTICS INC COM 427746102 17 3,000 SH   SOLE NONE 0 0 3,000
IAC INTERACTIVECORP NEW COM NEW 44891N208 1,260 12,572 SH   SOLE NONE 0 0 12,572
INTEL CORP COM 458140100 39 797 SH   SOLE NONE 0 0 797
INVESCO QQQ TR UNIT SER 1 46090E103 17,939 49,482 SH   SOLE NONE 0 0 49,482
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 31,485 199,644 SH   SOLE NONE 0 0 199,644
INVESCO EXCHANGE TRADED FD DWA MOMENTUM 46137V837 388 4,800 SH   SOLE NONE 0 0 4,800
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 10,253 393,439 SH   SOLE NONE 0 0 393,439
INVESCO EXCH TRADED FD S&P500 LOW VOL 46138E354 509 7,600 SH   SOLE NONE 0 0 7,600
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 32 1,470 SH   SOLE NONE 0 0 1,470
ISHARES GOLD TR ISHARES NEW 464285204 3,247 88,165 SH   SOLE NONE 0 0 88,165
ISHARES TR TIPS BD ETF 464287176 24,779 198,921 SH   SOLE NONE 0 0 198,921
ISHARES TR S&P 500 VAL ETF 464287408 47 305 SH   SOLE NONE 0 0 305
ISHARES TR 1 3 YR TREAS BD 464287457 38,943 467,225 SH   SOLE NONE 0 0 467,225
ISHARES TR MSCI EAFE ETF 464287465 7,801 106,000 SH   SOLE NONE 0 0 106,000
ISHARES TR CORE S&P MCP ETF 464287507 283 1,055 SH   SOLE NONE 0 0 1,055
ISHARES TR RUS 1000 VAL ETF 464287598 4,367 26,315 SH   SOLE NONE 0 0 26,315
ISHARES TR RUSSELL 2000 ETF 464287655 7,861 38,298 SH   SOLE NONE 0 0 38,298
ISHARES TR U.S. REAL ES ETF 464287739 5,062 46,780 SH   SOLE NONE 0 0 46,780
ISHARES TR CORE S&P SCP ETF 464287804 11,521 106,800 SH   SOLE NONE 0 0 106,800
ISHARES TR JPMORGAN USD EMG 464288281 30 315 SH   SOLE NONE 0 0 315
ISHARES TR NATIONAL MUN ETF 464288414 6,005 54,775 SH   SOLE NONE 0 0 54,775
ISHARES TR MBS ETF 464288588 8,182 80,325 SH   SOLE NONE 0 0 80,325
ISHARES TR SHORT TREAS BD 464288679 63,893 579,530 SH   SOLE NONE 0 0 579,530
ISHARES TR MSCI EAFE MIN VL 46429B689 176 2,450 SH   SOLE NONE 0 0 2,450
ISHARES TR 0-5 YR TIPS ETF 46429B747 15,803 150,596 SH   SOLE NONE 0 0 150,596
ISHARES INC MSCI USA MMENTM 46432F396 521 3,100 SH   SOLE NONE 0 0 3,100
ISHARES INC CORE MSCI EMKT 46434G103 99 1,785 SH   SOLE NONE 0 0 1,785
JPMORGAN CHASE &CO COM 46625H100 75 555 SH   SOLE NONE 0 0 555
JOHNSON &JOHNSON COM 478160104 57 324 SH   SOLE NONE 0 0 324
KLA CORP COM NEW 482480100 866 2,366 SH   SOLE NONE 0 0 2,366
KRANESHARES TR QUADRTC INT RT 500767736 9,239 360,645 SH   SOLE NONE 0 0 360,645
KROGER CO COM 501044101 1,922 33,504 SH   SOLE NONE 0 0 33,504
LAM RESEARCH CORP COM 512807108 1,081 2,011 SH   SOLE NONE 0 0 2,011
LENNAR CORP CL A 526057104 96 1,184 SH   SOLE NONE 0 0 1,184
LILLY ELI &CO COM 532457108 50 178 SH   SOLE NONE 0 0 178
LOWES COS INC COM 548661107 1,224 6,055 SH   SOLE NONE 0 0 6,055
MARATHON OIL CORP COM 565849106 2,453 97,724 SH   SOLE NONE 0 0 97,724
MASCO CORP COM 574599106 1,179 23,134 SH   SOLE NONE 0 0 23,134
MATTEL INC COM 577081102 1,210 54,484 SH   SOLE NONE 0 0 54,484
MCKESSON CORP COM 58155Q103 1,665 5,440 SH   SOLE NONE 0 0 5,440
MERCK &CO INC COM 58933Y105 47 584 SH   SOLE NONE 0 0 584
MICROSOFT CORP COM 594918104 84 274 SH   SOLE NONE 0 0 274
MICRON TECHNOLOGY INC COM 595112103 1,264 16,239 SH   SOLE NONE 0 0 16,239
MOLINA HEALTHCARE INC COM 60855R100 1,508 4,521 SH   SOLE NONE 0 0 4,521
NVR INC COM 62944T105 973 218 SH   SOLE NONE 0 0 218
NETAPP INC COM 64110D104 60 723 SH   SOLE NONE 0 0 723
NVIDIA CORPORATION COM 67066G104 135 496 SH   SOLE NONE 0 0 496
OCCIDENTAL PETE CORP COM 674599105 3,546 62,504 SH   SOLE NONE 0 0 62,504
ON SEMICONDUCTOR CORP COM 682189105 1,736 27,742 SH   SOLE NONE 0 0 27,742
ORACLE CORP COM 68389X105 1,381 16,704 SH   SOLE NONE 0 0 16,704
ORGANON &CO COMMON STOCK 68622V106 2 58 SH   SOLE NONE 0 0 58
PARKER-HANNIFIN CORP COM 701094104 1,030 3,631 SH   SOLE NONE 0 0 3,631
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 7,783 77,715 SH   SOLE NONE 0 0 77,715
PROCTER AND GAMBLE CO COM 742718109 60 399 SH   SOLE NONE 0 0 399
PROSHARES TR INVT INT RT HG 74347B607 9,607 133,014 SH   SOLE NONE 0 0 133,014
PROSHARES TR S&P 500 DV ARIST 74348A467 13,331 140,468 SH   SOLE NONE 0 0 140,468
RPM INTL INC COM 749685103 960 11,800 SH   SOLE NONE 0 0 11,800
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,073 13,448 SH   SOLE NONE 0 0 13,448
SPDR GOLD TR GOLD SHS 78463V107 1,245 6,893 SH   SOLE NONE 0 0 6,893
SPDR SER TR S&P DIVID ETF 78464A763 111 870 SH   SOLE NONE 0 0 870
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,666 37,230 SH   SOLE NONE 0 0 37,230
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 15,182 30,957 SH   SOLE NONE 0 0 30,957
SPDR SER TR BLOOMBERG HIGH Y 78468R622 29 290 SH   SOLE NONE 0 0 290
SPDR SER TR NUVEEN BLMBRG SH 78468R739 18,734 395,833 SH   SOLE NONE 0 0 395,833
SALESFORCE COM INC COM 79466L302 65 308 SH   SOLE NONE 0 0 308
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 618 7,018 SH   SOLE NONE 0 0 7,018
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 14,580 106,436 SH   SOLE NONE 0 0 106,436
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 13,579 178,933 SH   SOLE NONE 0 0 178,933
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 333 1,805 SH   SOLE NONE 0 0 1,805
SELECT SECTOR SPDR TR ENERGY 81369Y506 921 12,050 SH   SOLE NONE 0 0 12,050
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,732 45,216 SH   SOLE NONE 0 0 45,216
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 16,591 161,114 SH   SOLE NONE 0 0 161,114
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 7,251 45,629 SH   SOLE NONE 0 0 45,629
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 4,176 86,432 SH   SOLE NONE 0 0 86,432
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 7,826 105,115 SH   SOLE NONE 0 0 105,115
SMUCKER J M CO COM NEW 832696405 1,156 8,540 SH   SOLE NONE 0 0 8,540
SYNCHRONY FINANCIAL COM 87165B103 1,036 29,786 SH   SOLE NONE 0 0 29,786
TARGET CORP COM 87612E106 67 318 SH   SOLE NONE 0 0 318
TARGA RES CORP COM 87612G101 2,437 32,300 SH   SOLE NONE 0 0 32,300
UNDER ARMOUR INC CL A 904311107 852 50,087 SH   SOLE NONE 0 0 50,087
UNITED RENTALS INC COM 911363109 1,220 3,435 SH   SOLE NONE 0 0 3,435
UNITEDHEALTH GROUP INC COM 91324P102 82 162 SH   SOLE NONE 0 0 162
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 638 3,935 SH   SOLE NONE 0 0 3,935
VANGUARD STAR FDS VG TL INTL STK F 921909768 365 6,110 SH   SOLE NONE 0 0 6,110
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 52,893 678,989 SH   SOLE NONE 0 0 678,989
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 143 1,800 SH   SOLE NONE 0 0 1,800
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,012 125,187 SH   SOLE NONE 0 0 125,187
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 9,748 86,850 SH   SOLE NONE 0 0 86,850
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 9,420 179,635 SH   SOLE NONE 0 0 179,635
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 11,971 207,875 SH   SOLE NONE 0 0 207,875
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,269 244,290 SH   SOLE NONE 0 0 244,290
VANGUARD WORLD FDS ENERGY ETF 92204A306 10,918 102,005 SH   SOLE NONE 0 0 102,005
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 18,224 195,140 SH   SOLE NONE 0 0 195,140
VANGUARD WORLD FDS MATERIALS ETF 92204A801 7,016 36,160 SH   SOLE NONE 0 0 36,160
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 17,406 293,730 SH   SOLE NONE 0 0 293,730
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 24,854 318,276 SH   SOLE NONE 0 0 318,276
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 101 1,615 SH   SOLE NONE 0 0 1,615
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 17,664 342,659 SH   SOLE NONE 0 0 342,659
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,988 66,735 SH   SOLE NONE 0 0 66,735
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 369 3,410 SH   SOLE NONE 0 0 3,410
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,842 55,945 SH   SOLE NONE 0 0 55,945
VANGUARD INDEX FDS MID CAP ETF 922908629 2,183 9,180 SH   SOLE NONE 0 0 9,180
VANGUARD INDEX FDS GROWTH ETF 922908736 980 3,410 SH   SOLE NONE 0 0 3,410
VANGUARD INDEX FDS VALUE ETF 922908744 2,977 20,150 SH   SOLE NONE 0 0 20,150
VANGUARD INDEX FDS SMALL CP ETF 922908751 17,473 82,220 SH   SOLE NONE 0 0 82,220
VANGUARD INDEX FDS TOTAL STK MKT 922908769 31,356 137,729 SH   SOLE NONE 0 0 137,729
VERIZON COMMUNICATIONS INC COM 92343V104 1,317 25,854 SH   SOLE NONE 0 0 25,854
VICTORIAS SECRET AND CO COMMON STOCK 926400102 305 5,951 SH   SOLE NONE 0 0 5,951
VISA INC COM CL A 92826C839 66 298 SH   SOLE NONE 0 0 298
WEC ENERGY GROUP INC COM 92939U106 60 602 SH   SOLE NONE 0 0 602
WALMART INC COM 931142103 981 6,592 SH   SOLE NONE 0 0 6,592
WESTERN ALLIANCE BANCORP COM 957638109 1,401 16,925 SH   SOLE NONE 0 0 16,925
WHIRLPOOL CORP COM 963320106 856 4,955 SH   SOLE NONE 0 0 4,955
WISDOMTREE TR EM EX ST-OWNED 97717X578 6,125 187,550 SH   SOLE NONE 0 0 187,550
ZOSANO PHARMA CORP COM NEW 98979H202 1 5,000 SH   SOLE NONE 0 0 5,000
INVESCO LTD SHS G491BT108 1,025 44,472 SH   SOLE NONE 0 0 44,472
MEDTRONIC PLC SHS G5960L103 56 506 SH   SOLE NONE 0 0 506