EX-10.9 10 v765418_ex10-9.htm EXHIBIT 10.9

 

EXHIBIT 10.9

 

EXECUTION COPY

 

ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT

 

THIS ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT, dated as of October 30, 2012 (the “Assignment”), is entered into by and among Redwood Residential Acquisition Corporation (the “Assignor” and, solely in its capacity as servicing administrator described herein, the “Servicing Administrator”), Sequoia Residential Funding, Inc. (the “Depositor”), Cenlar FSB, as the servicer (the “Servicer”), and Christiana Trust, a division of Wilmington Savings Fund Society, FSB, a federal savings bank, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” and as referred to herein, the “Assignee”) under a Pooling and Servicing Agreement dated as of October 1, 2012 (the “Pooling and Servicing Agreement”) among the Depositor, the Assignee and Wells Fargo Bank, N.A., as master servicer and securities administrator.

 

RECITALS

 

WHEREAS, the Assignor and the Servicer have entered into a certain Flow Mortgage Loan Servicing Agreement, dated as of August 1, 2011, as amended by the Amendment No. 1 to Flow Mortgage Loan Servicing Agreement dated November 3, 2011, and hereby (the “Flow Servicing Agreement”), and the Servicer is currently servicing certain mortgage loans (the “Mortgage Loans”) under the Flow Servicing Agreement; and

 

WHEREAS, the Assignor will sell the Mortgage Loans (the “Specified Mortgage Loans”) that are listed on the mortgage loan schedule attached as Exhibit I hereto (the “Specified Mortgage Loan Schedule”) and its rights under the Flow Servicing Agreement with respect to the Specified Mortgage Loans to the Depositor; and

 

WHEREAS, the Depositor will sell to the Assignee all of its right, title and interest in the Specified Mortgage Loans and its rights under the Flow Servicing Agreement with respect to the Specified Mortgage Loans; and

 

WHEREAS, the parties hereto have agreed that the Specified Mortgage Loans shall be subject to the terms of this Assignment.

 

NOW, THEREFORE, in consideration of the mutual promises contained herein and other good and valuable consideration (the receipt and sufficiency of which are hereby acknowledged), the parties agree as follows:

 

1.          Assignment and Assumption.

 

(a)          Effective on and as of the date hereof, the Assignor hereby sells, assigns, conveys and transfers to the Depositor all of its right, title and interest in, to and under the Flow Servicing Agreement to the extent relating to the Specified Mortgage Loans, together with its obligations as “Owner” (as such term is defined in the Flow Servicing Agreement) to the extent relating to the Specified Mortgage Loans, and the Depositor hereby accepts such assignment from the Assignor and assumes such obligations.

 

 
 

 

(b)          Effective on and as of the date hereof, the Depositor hereby sells, assigns, conveys and transfers to the Assignee all of its right, title and interest in, to and under the Flow Servicing Agreement to the extent relating to the Specified Mortgage Loans, together with its obligations as “Owner” (as such term is defined in the Flow Servicing Agreement) to the extent relating to the Specified Mortgage Loans, the Depositor is released from all obligations under the Flow Servicing Agreement, and the Assignee hereby accepts such assignment from the Depositor.

 

(c)          Assignee agrees to be bound, as “Owner” (as such term is defined in the Flow Servicing Agreement), by all of the terms, covenants and conditions of the Flow Servicing Agreement relating to the Specified Mortgage Loans, and from and after the date hereof, Assignee assumes for the benefit of each of Assignor, Depositor and Servicer all of Assignor’s obligations as Owner thereunder in respect of the Specified Mortgage Loans, and Assignor is released from such obligations.

 

2.Recognition of the Assignee.

 

From and after the date hereof, subject to Section 3 below, the Servicer shall recognize the Assignee as the holder of the rights and benefits of the Owner with respect to the Specified Mortgage Loans and the Servicer will service the Specified Mortgage Loans for the Assignee as if the Assignee and the Servicer had entered into a separate servicing agreement for the servicing of the Specified Mortgage Loans in the form of the Flow Servicing Agreement with the Assignee as the Owner thereunder, the terms of which Flow Servicing Agreement are incorporated herein by reference and amended hereby. It is the intention of the parties hereto that this Assignment will be a separate and distinct agreement, and the entire agreement, between the parties hereto to the extent of the Specified Mortgage Loans and shall be binding upon and for the benefit of the respective successors and assigns of the parties hereto.

 

3.Continuing Rights and Responsibilities.

 

(a)  Controlling Holder Rights.  The parties hereto agree and acknowledge that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor, in its capacity as the initial Controlling Holder pursuant to the Pooling and Servicing Agreement, and for so long as it is the Controlling Holder, will assume all of Assignee’s rights and all related responsibilities as Owner under the section of the Flow Servicing Agreement listed below:

 

Flow Servicing Agreement:

 

Section Matter
   
11.20

Servicer Shall Provide Access and Information as Reasonably Required.

 

 
 

 

(b)          Notwithstanding Sections 1 and 2 above, Assignor reserves its rights under, and does not assign to Assignee or Depositor, the ongoing rights to take action and the responsibilities of the Owner under the Sections of the Flow Servicing Agreement listed below:

 

Flow Servicing Agreement:

 

Section Matter
   
Addendum I Regulation AB Compliance Addendum

 

(c)          In addition, the Servicer agrees to furnish to the Assignor as well as to the Master Servicer copies of reports, notices, statements and other communications required to be delivered by the Servicer pursuant to any of the sections of the Flow Servicing Agreement referred to above and under the following sections, at the times therein specified:

 

Flow Servicing Agreement:

 

Section  
   
11.09 Transfer of Accounts.
   
11.16 Statements to the Owner.
   

Subsection 2.04

of Addendum I

Servicer Compliance Statement.
   

Subsection 2.05

of Addendum I

Report on Assessment of Compliance and Attestation.

 

(d)          If there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights and responsibilities assumed by the Controlling Holder pursuant to Section 3(a) shall terminate and revert to Assignee. Assignor will provide thirty (30) days notice to the Servicer of any such termination or a change in the identity of the Controlling Holder of which Assignor has knowledge.         

 

(e)          Redwood Residential Acquisition Corporation, in its capacity as Servicing Administrator under this Assignment, hereby assumes the obligations of the Owner, as assigned to the Assignee, and the obligations of the Servicing Administrator, under the Sections of the Flow Servicing Agreement, as amended by this Assignment, listed below:

 

 
 

 

Flow Servicing Agreement:

 

Section   Matter
     
Clause (i) of the last paragraph of Section 11.13   Payment by Servicing Administrator for Opinion of Counsel
     
Last sentence of 11.14, with respect to Servicing Advances only   Payment of Servicing Advances to Servicer
     
11.17   P&I Advances
     
11.25(b)   Funding of P& I Advances, including without limitation funding of Prepayment Interest Shortfalls pursuant to the second paragraph of Section 11.15
     
11.25(c)   Funding of Servicing Advances
     
14.03   Payment of termination fees to Servicer

 

As compensation for such assumption of obligations, the Servicing Administrator shall be entitled to receive from payments on the Specified Mortgage Loans the difference, if any, between the Servicing Fee and the servicing compensation otherwise payable to the Servicer under the Flow Servicing Agreement. In addition, the Servicing Administrator shall have all the benefits provided to the Servicing Administrator by Subsection 11.05 of the Flow Servicing Agreement. Any failure of the Servicing Administrator to perform its obligations under this Section 3(e) shall be an additional Event of Default under the Flow Servicing Agreement, entitling the Assignee to terminate both the Servicing Administrator and the Servicer in accordance with the terms of the Flow Servicing Agreement.

 

(f)          The Servicing Administrator may, with the consent of the Master Servicer, exercise the rights of the Owner set forth in Section 13.01 of the Flow Servicing Agreement to terminate the Servicer following the occurrence of an Event of Default with respect to the Servicer.

 

(g)          The Servicing Administrator may, with the consent of the Master Servicer, exercise the rights of the Owner set forth in Section 14.03 of the Flow Servicing Agreement to terminate the Servicer without cause and transfer servicing.

 

(h)          If the Servicing Administrator exercises its right to terminate the Servicer pursuant to the foregoing paragraphs (f) or (g), no termination of the Servicer shall be effective unless the Servicing Administrator shall have appointed a successor Servicer under the Flow Servicing Agreement approved by the Master Servicer.

 

(i)          No later than March 1 of each year when any Certificates are outstanding, commencing in March 2013, the Servicing Administrator shall provide to the Master Servicer its report on assessment of compliance with applicable servicing criteria specified under Item 1122(d)((2)(iii) of Regulation AB and its compliance statement required under Item 1123 of Regulation AB.

 

 
 

 

4.Amendment to the Flow Servicing Agreement.

 

The Flow Servicing Agreement is hereby amended as set forth in Appendix A hereto with respect to the Specified Mortgage Loans. The rights and obligations under the Flow Servicing Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Flow Servicing Agreement as amended as set forth in Appendix A.

 

5.Representations and Warranties.

 

(a)          Each of the parties hereto represents and warrants that it is duly and legally authorized to enter into this Assignment.

 

(b)          Each of the parties hereto represents and warrants that this Assignment has been duly authorized, executed and delivered by it and (assuming due authorization, execution and delivery thereof by each of the other parties hereto) constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except as such enforcement may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting the enforcement of creditors’ rights generally and by general equitable principles (regardless of whether such enforcement is considered in a proceeding in equity or at law).

 

6.Continuing Effect.

 

Except as contemplated hereby, the Flow Servicing Agreement shall remain in full force and effect in accordance with their terms. This Assignment constitutes a Reconstitution Agreement as contemplated in Section 32 of the Flow Servicing Agreement and the Reconstitution Date shall be the date hereof with respect to the Specified Mortgage Loans listed on Exhibit I on the date hereof.

 

7.Governing Law.

 

This Assignment and the rights and obligations hereunder shall be governed by and construed in accordance with the internal laws of the State of New York, except to the extent preempted by Federal law, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard to the conflicts of laws provisions of the State of New York or any other jurisdiction.

 

 
 

 

8.Notices.

 

Any notices or other communications permitted or required under the Flow Servicing Agreement to be made to the Assignor and Assignee shall be made in accordance with the terms of the Flow Servicing Agreement and shall be sent to the Assignor and Assignee as follows:

 

Assignor:  Redwood Residential Acquisition Corporation

One Belvedere Place, Suite 360

Mill Valley, CA 94941

Attention: William Moliski

 

Assignee:  Christiana Trust, a division of Wilmington Savings Fund Society, FSB

500 Delaware Avenue, 11th Floor

Wilmington, Delaware, 19801

Attention: Corporate Trust – Sequoia Mortgage Trust 2012-5

 

or to such other address as may hereafter be furnished by the Assignor or Assignee to the other parties in accordance with the provisions of the Flow Servicing Agreement.

 

9.Counterparts.

 

This Assignment may be executed in counterparts, each of which when so executed shall be deemed to be an original and all of which when taken together shall constitute one and the same instrument.

 

10.Definitions.

 

Any capitalized term used but not defined in this Assignment has the same meaning as in the Flow Servicing Agreement.

 

11.Trustee.

 

It is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement is executed and delivered by Christiana Trust, a division of Wilmington Savings Fund Society, FSB (“Christiana Trust”) not in its individual capacity but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred to herein (the “Trust”) in the exercise of the powers and authority conferred upon and vested in it, and as directed in the Pooling and Servicing Agreement, (ii) each of the undertakings and agreements herein made on behalf of the Trust is made and intended not as a personal undertaking or agreement of or by Christiana Trust but is made and intended for purposes of binding only the Trust, (iii) nothing herein contained shall be construed as creating any liability on the part of Christiana Trust, individually or personally, to perform any covenant either express or implied in this Agreement, all such liability, if any, being expressly waived by the parties hereto and by any person claiming by, through or under the parties hereto, and (iv) under no circumstances shall Christiana Trust in its individual capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness, amounts or expenses owed by the Purchaser under the Flow Servicing Agreement (such indebtedness, expenses and other amounts being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach or failure of any obligation, representation, warranty or covenant made under this Agreement or any other related documents.

 

 
 

 

12.Master Servicer.

 

The Servicer hereby acknowledges that Wells Fargo Bank, N.A. (the “Master Servicer”) will act as master servicer and securities administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, instructions, authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Owner under the Flow Servicing Agreement, including, without limitation, the right to enforce the obligations of the Servicer and the Servicing Administrator thereunder. Any notices or other communications permitted or required under the Flow Servicing Agreement to be made to the Assignee shall be made in accordance with the terms of the Flow Servicing Agreement and shall be sent to the Master Servicer at the following address:

 

Wells Fargo Bank, N. A.

P.O. Box 98

Columbia, Maryland 21046

(or, for overnight deliveries, 9062 Old Annapolis Road, Columbia, Maryland 21045)

Attention: Sequoia Mortgage Trust 2012-5

 

or to such other address as may hereafter be furnished by the Master Servicer to Servicer. Any such notices or other communications permitted or required under the Flow Servicing Agreement may be delivered in electronic format unless manual signature is required in which case a hard copy of such report or communication shall be required.

 

The Servicer shall make all distributions under the Flow Servicing Agreement, as they relate to the Specified Mortgage Loans, to the Master Servicer by wire transfer of immediately funds to:

 

Wells Fargo Bank, N.A.

San Francisco, California

ABA# 121-000-248

Account #3970771416

Account Name: SAS Clearing

FFC: Account #48235300, Sequoia Mortgage Trust 2012-5 Distribution Account

 

 
 

 

13.Rule 17g-5 Compliance.

 

The Servicer hereby agrees that it shall provide information with respect to the servicing of the Mortgage Loans by the Servicer requested by any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) to the Securities Administrator, as the initial Rule 17g-5 Information Provider (the “Rule 17g-5 Information Provider”), via electronic mail at rmbs17g5informationprovider@wellsfargo.com, with a subject reference of “SEMT 2012-5” and an identification of the type of information being provided in the body of such electronic mail. The Rule 17g-5 Information Provider shall notify the Servicer in writing of any change in the identity or contact information of the Rule 17g-5 Information Provider. The Servicer shall have no liability for (i) the Rule 17g-5 Information Provider’s failure to post information provided by it in accordance with the terms of this Assignment or (ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions in this Section 13 prohibit or restrict oral or written communications, or providing information, between the Servicer, on the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review of the ratings it assigns to the Servicer, (ii) such Rating Agency’s or NRSRO’s approval of the Servicer as a residential mortgage master, special or primary servicer, or (iii) such Rating Agency’s or NRSRO’s evaluation of the Servicer’s servicing operations in general; provided, however, that the Servicer shall not provide any information relating to the Mortgage Loans to such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.

 

14.Successors and Assigns.

 

Upon a transfer of the Specified Mortgage Loans by the Assignee (other than in respect of repurchases by a seller pursuant to the related purchase agreement) to a buyer (“buyer”), such transfer shall constitute a Reconstitution subject to the terms of Section 32 of the Flow Servicing Agreement. Upon the closing of such transfer, the rights and obligations of Owner held by the Assignor pursuant to this Assignment shall automatically terminate and the buyer shall possess all of the rights and obligations of Owner under the Flow Servicing Agreement, provided, however, that the Assignor shall remain liable for any obligations held by it as Owner arising from or attributable to the period from the date hereof to the closing date of such transfer.

 

[remainder of page intentionally left blank]

 

 
 

 

IN WITNESS WHEREOF, the parties hereto have executed this Assignment the day and year first above written.

 

  ASSIGNOR:
   
  REDWOOD RESIDENTIAL ACQUISITION CORPORATION
   
  By:  
  Name:  
  Title:  
   
  DEPOSITOR:
   
  SEQUOIA RESIDENTIAL FUNDING, INC.
   
  By:  
  Name:  
  Title:  
   
  ASSIGNEE:
   
  Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Trustee
   
  By:  
  Name:  
  Title:  
   
  SERVICER:
   
  CENLAR FSB
   
  By:  
  Name:  
  Title:  

 

[Signatures continue on following page]

 

[SEMT 2012-5 Cenlar AAR Signature Page]

 

 
 

 

  SERVICING ADMINISTRATOR:
   
  REDWOOD RESIDENTIAL ACQUISITION CORPORATION
   
  By:  
  Name:  
  Title:  

 

Accepted and agreed to by:

 

MASTER SERVICER:

 

WELLS FARGO BANK, N.A.

 

By:    
     
Name:    
     
Title:    

 

[SEMT 2012-5 Cenlar AAR Signature Page]

 

 
 

 

EXHIBIT I

 

1 2 3 4 5 6 7 8 9 10
Primary Servicer Servicing Fee % Servicing Fee—Flatdollar Servicing Advance Methodology Originator Loan Group Loan Number Amortization Type Lien Position HELOC Indicator
1 1000383 0.002500 1003626 23272 1 1 0
2 1000383 0.002500 1002793 000041837 1 1 0
3 1000383 0.002500 1002793 000045779 1 1 0
4 1000383 0.002500 1002793 000046449 1 1 0
5 1000383 0.002500 1002793 000046704 1 1 0
6 1000383 0.002500 1002793 000047043 1 1 0
7 1000383 0.002500 1002793 000047172 1 1 0
8 1000383 0.002500 1002793 000049643 1 1 0
9 1000383 0.002500 1008118 103974 1 1 0
10 1000383 0.002500 1008118 107295 1 1 0
11 1000383 0.002500 1008118 107486 1 1 0
12 1000383 0.002500 1008118 108000 1 1 0
13 1000383 0.002500 1008118 108206 1 1 0
14 1000383 0.002500 1008118 108261 1 1 0
15 1000383 0.002500 1008118 110144 1 1 0
16 1000383 0.002500 1008118 110765 1 1 0
17 1000383 0.002500 1001863 249460 1 1 0
18 1000383 0.002500 1000290 547255 1 1 0
19 1000383 0.002500 1000290 551171 1 1 0
20 1000383 0.002500 1000290 554018 1 1 0
21 1000383 0.002500 1000290 554383 1 1 0
22 1000383 0.002500 1000312 001107632 1 1 0
23 1000383 0.002500 1000312 001107982 1 1 0
24 1000383 0.002500 1000312 001108914 1 1 0
25 1000383 0.002500 1000312 001110185 1 1 0
26 1000383 0.002500 1000312 001114681 1 1 0
27 1000383 0.002500 1000312 001114856 1 1 0
28 1000383 0.002500 1000312 001119102 1 1 0
29 1000383 0.002500 1008808 6024771 1 1 0
30 1000383 0.002500 1008808 8001255 1 1 0
31 1000383 0.002500 1005723 38340808 1 1 0
32 1000383 0.002500 1005723 38342275 1 1 0
33 1000383 0.002500 1006324 50120135 1 1 0
34 1000383 0.002500 1006324 60120304 1 1 0
35 1000383 0.002500 1011266 0062214184 1 1 0
36 1000383 0.002500 1006324 70120270 1 1 0
37 1000383 0.002500 1006324 70120308 1 1 0
38 1000383 0.002500 1006324 70120351 1 1 0
39 1000383 0.002500 1000342 81234980 1 1 0
40 1000383 0.002500 1000342 81236228 1 1 0
41 1000383 0.002500 1000457 89823645 1 1 0
42 1000383 0.002500 1003924 276091741 1 1 0
43 1000383 0.002500 1000953 330224008 1 1 0
44 1000383 0.002500 1000953 331812762 1 1 0
45 1000383 0.002500 1000953 338070742 1 1 0
46 1000383 0.002500 1000457 500008017 1 1 0
47 1000383 0.002500 1000457 500008090 1 1 0
48 1000383 0.002500 1008498 503380779 1 1 0
49 1000383 0.002500 1008498 503480056 1 1 0
50 1000383 0.002500 1008498 503520935 1 1 0
51 1000383 0.002500 1008498 503522482 1 1 0
52 1000383 0.002500 1008498 503523105 1 1 0
53 1000383 0.002500 1008498 503525891 1 1 0
54 1000383 0.002500 1008498 503536039 1 1 0
55 1000383 0.002500 1008498 503539693 1 1 0
56 1000383 0.002500 1008498 503540026 1 1 0
57 1000383 0.002500 1008498 503543820 1 1 0
58 1000383 0.002500 1008498 503548583 1 1 0
59 1000383 0.002500 1008498 503549033 1 1 0
60 1000383 0.002500 1008498 503549161 1 1 0
61 1000383 0.002500 1008498 503550300 1 1 0
62 1000383 0.002500 1008498 503550915 1 1 0
63 1000383 0.002500 1008498 503552748 1 1 0
64 1000383 0.002500 1008498 503553000 1 1 0
65 1000383 0.002500 1008498 503555115 1 1 0
66 1000383 0.002500 1008498 503555494 1 1 0
67 1000383 0.002500 1008498 503558858 1 1 0
68 1000383 0.002500 1008498 503567448 1 1 0
69 1000383 0.002500 1008498 503568692 1 1 0
70 1000383 0.002500 1008498 503568841 1 1 0
71 1000383 0.002500 1008498 503576976 1 1 0
72 1000383 0.002500 1008498 503579809 1 1 0
73 1000383 0.002500 1008498 503579873 1 1 0
74 1000383 0.002500 1008498 503582444 1 1 0
75 1000383 0.002500 1008498 503582919 1 1 0
76 1000383 0.002500 1008498 503582928 1 1 0
77 1000383 0.002500 1008498 503583607 1 1 0
78 1000383 0.002500 1008498 503583863 1 1 0
79 1000383 0.002500 1008498 503586311 1 1 0
80 1000383 0.002500 1008498 503586384 1 1 0
81 1000383 0.002500 1008498 503589583 1 1 0
82 1000383 0.002500 1008498 503595706 1 1 0
83 1000383 0.002500 1008498 503605942 1 1 0
84 1000383 0.002500 1008498 503606804 1 1 0
85 1000383 0.002500 1008498 503614100 1 1 0
86 1000383 0.002500 1008498 503629020 1 1 0
87 1000383 0.002500 1008498 503631440 1 1 0
88 1000383 0.002500 1003924 510005729 1 1 0
89 1000383 0.002500 1001770 552000292 1 1 0
90 1000383 0.002500 1003924 915073847 1 1 0
91 1000383 0.002500 1000302 962901273 1 1 0
92 1000383 0.002500 1006318 1000040896 1 1 0
93 1000383 0.002500 1006318 1000040962 1 1 0
94 1000383 0.002500 1000522 1001512885 1 1 0
95 1000383 0.002500 1004333 1002120960 1 1 0
96 1000383 0.002500 1006318 1010040260 1 1 0
97 1000383 0.002500 1006318 1010041079 1 1 0
98 1000383 0.002500 1006318 1010041566 1 1 0
99 1000383 0.002500 1006318 1010041691 1 1 0
100 1000383 0.002500 1006318 1030040632 1 1 0
101 1000383 0.002500 1004333 1031114039 1 1 0
102 1000383 0.002500 1000953 1103610078 1 1 0
103 1000383 0.002500 1000953 1103610079 1 1 0
104 1000383 0.002500 1001770 1140000423 1 1 0
105 1000383 0.002500 1006318 1240041270 1 1 0
106 1000383 0.002500 1000522 1301521588 1 1 0
107 1000383 0.002500 1000522 1301522906 1 1 0
108 1000383 0.002500 1000522 1301527040 1 1 0
109 1000383 0.002500 1000324 1312121348 1 1 0
110 1000383 0.002500 1000324 1312122367 1 1 0
111 1000383 0.002500 1000953 1338170277 1 1 0
112 1000383 0.002500 1000324 1351209246 1 1 0
113 1000383 0.002500 1000324 1351214088 1 1 0
114 1000383 0.002500 1000324 1351216670 1 1 0
115 1000383 0.002500 1000324 1351222414 1 1 0
116 1000383 0.002500 1000324 1351222488 1 1 0
117 1000383 0.002500 1000324 1351223456 1 1 0
118 1000383 0.002500 1000324 1351223624 1 1 0
119 1000383 0.002500 1000324 1351225668 1 1 0
120 1000383 0.002500 1000324 1351225826 1 1 0
121 1000383 0.002500 1000324 1351226783 1 1 0
122 1000383 0.002500 1000324 1351226806 1 1 0
123 1000383 0.002500 1000324 1351227249 1 1 0
124 1000383 0.002500 1000324 1351228751 1 1 0
125 1000383 0.002500 1000324 1351229468 1 1 0
126 1000383 0.002500 1000324 1351230830 1 1 0
127 1000383 0.002500 1000324 1351232663 1 1 0
128 1000383 0.002500 1000324 1351233171 1 1 0
129 1000383 0.002500 1006318 1380041175 1 1 0
130 1000383 0.002500 1001770 1400007817 1 1 0
131 1000383 0.002500 1001770 1400007822 1 1 0
132 1000383 0.002500 1001770 1400008024 1 1 0
133 1000383 0.002500 1001770 1400008062 1 1 0
134 1000383 0.002500 1001770 1400008108 1 1 0
135 1000383 0.002500 1001770 1400008137 1 1 0
136 1000383 0.002500 1001770 1400008144 1 1 0
137 1000383 0.002500 1001770 1400008164 1 1 0
138 1000383 0.002500 1001770 1400008196 1 1 0
139 1000383 0.002500 1000522 1401520860 1 1 0
140 1000383 0.002500 1001770 1420000255 1 1 0
141 1000383 0.002500 1001770 1420000287 1 1 0
142 1000383 0.002500 1001770 1500014606 1 1 0
143 1000383 0.002500 1001770 1500015066 1 1 0
144 1000383 0.002500 1000522 1501518797 1 1 0
145 1000383 0.002500 1000522 1501541331 1 1 0
146 1000383 0.002500 1000199 1572000185 1 1 0
147 1000383 0.002500 1000522 1701508715 1 1 0
148 1000383 0.002500 1002956 1800062845 1 1 0
149 1000383 0.002500 1002956 2000057561 1 1 0
150 1000383 0.002500 1000536 2001709489 1 1 0
151 1000383 0.002500 1003970 2012000547 1 1 0
152 1000383 0.002500 1003970 2012000798 1 1 0
153 1000383 0.002500 1003970 2012000897 1 1 0
154 1000383 0.002500 1003970 2012000923 1 1 0
155 1000383 0.002500 1003970 2012001028 1 1 0
156 1000383 0.002500 1003970 2012001060 1 1 0
157 1000383 0.002500 1003970 2012001207 1 1 0
158 1000383 0.002500 1003970 2012001223 1 1 0
159 1000383 0.002500 1003970 2012001233 1 1 0
160 1000383 0.002500 1003970 2012001316 1 1 0
161 1000383 0.002500 1003970 2012600066 1 1 0
162 1000383 0.002500 1003970 2012600084 1 1 0
163 1000383 0.002500 1000536 2027602294 1 1 0
164 1000383 0.002500 1000536 2036607224 1 1 0
165 1000383 0.002500 1000536 2036608279 1 1 0
166 1000383 0.002500 1000536 2044602679 1 1 0
167 1000383 0.002500 1000536 2047601670 1 1 0
168 1000383 0.002500 1000536 2073604580 1 1 0
169 1000383 0.002500 1000536 2076600957 1 1 0
170 1000383 0.002500 1001770 2080000362 1 1 0
171 1000383 0.002500 1000536 2108600803 1 1 0
172 1000383 0.002500 1000536 2117602557 1 1 0
173 1000383 0.002500 1000536 2117602725 1 1 0
174 1000383 0.002500 1000536 2133601491 1 1 0
175 1000383 0.002500 1000536 2136601595 1 1 0
176 1000383 0.002500 1000536 2153601840 1 1 0
177 1000383 0.002500 1000536 2156601329 1 1 0
178 1000383 0.002500 1000536 2204600527 1 1 0
179 1000383 0.002500 1000536 2244701865 1 1 0
180 1000383 0.002500 1000536 2251600072 1 1 0
181 1000383 0.002500 1000536 2278600285 1 1 0
182 1000383 0.002500 1000536 2333600186 1 1 0
183 1000383 0.002500 1000536 2333600195 1 1 0
184 1000383 0.002500 1000536 2333600201 1 1 0
185 1000383 0.002500 1000536 2333600242 1 1 0
186 1000383 0.002500 1000199 2362000514 1 1 0
187 1000383 0.002500 1000199 2492000649 1 1 0
188 1000383 0.002500 1001770 3060001052 1 1 0
189 1000383 0.002500 1000536 3092606400 1 1 0
190 1000383 0.002500 1001770 3170000732 1 1 0
191 1000383 0.002500 1000536 3726601091 1 1 0
192 1000383 0.002500 1001098 3812040016 1 1 0
193 1000383 0.002500 1001098 3812060271 1 1 0
194 1000383 0.002500 1001770 3900000652 1 1 0
195 1000383 0.002500 1001098 4212050042 1 1 0
196 1000383 0.002500 1001098 4212060070 1 1 0
197 1000383 0.002500 1001098 4212060085 1 1 0
198 1000383 0.002500 1002956 4400056581 1 1 0
199 1000383 0.002500 1001105 5000027390 1 1 0
200 1000383 0.002500 1001770 5510004044 1 1 0
201 1000383 0.002500 1001770 5510004140 1 1 0
202 1000383 0.002500 1001770 5520000353 1 1 0
203 1000383 0.002500 1001770 5950001544 1 1 0
204 1000383 0.002500 1001770 5950001587 1 1 0
205 1000383 0.002500 1001770 5950001695 1 1 0
206 1000383 0.002500 1001105 6000106028 1 1 0
207 1000383 0.002500 1001105 6000113263 1 1 0
208 1000383 0.002500 1001105 6000116944 1 1 0
209 1000383 0.002500 1001105 6000118577 1 1 0
210 1000383 0.002500 1001105 6000119351 1 1 0
211 1000383 0.002500 1001105 6000123908 1 1 0
212 1000383 0.002500 1001105 6000124906 1 1 0
213 1000383 0.002500 1001105 6000127297 1 1 0
214 1000383 0.002500 1001105 6000132487 1 1 0
215 1000383 0.002500 1001105 6000134160 1 1 0
216 1000383 0.002500 1001105 6000134905 1 1 0
217 1000383 0.002500 1001105 6000136736 1 1 0
218 1000383 0.002500 1000536 6007600139 1 1 0
219 1000383 0.002500 1000536 6026600079 1 1 0
220 1000383 0.002500 1000536 6027600040 1 1 0
221 1000383 0.002500 1000199 6221008151 1 1 0
222 1000383 0.002500 1000536 7102600184 1 1 0
223 1000383 0.002500 1001105 8001090235 1 1 0
224 1000383 0.002500 1001105 8001090631 1 1 0
225 1000383 0.002500 1001105 8001119844 1 1 0
226 1000383 0.002500 1000199 8391002061 1 1 0
227 1000383 0.002500 1000458 8501153391 1 1 0
228 1000383 0.002500 1000458 8501157122 1 1 0
229 1000383 0.002500 1000199 8601005903 1 1 0
230 1000383 0.002500 1000536 10831100009 1 1 0
231 1000383 0.002500 1000536 20011100639 1 1 0
232 1000383 0.002500 1000536 20011101013 1 1 0
233 1000383 0.002500 1000536 20011101134 1 1 0
234 1000383 0.002500 1000536 20031100120 1 1 0
235 1000383 0.002500 1000536 20171100725 1 1 0
236 1000383 0.002500 1000536 20271100008 1 1 0
237 1000383 0.002500 1000536 20361100034 1 1 0
238 1000383 0.002500 1000536 20391100134 1 1 0
239 1000383 0.002500 1000536 20631101987 1 1 0
240 1000383 0.002500 1000536 20631102057 1 1 0
241 1000383 0.002500 1000536 20631102242 1 1 0
242 1000383 0.002500 1000536 20631102391 1 1 0
243 1000383 0.002500 1000536 20731100233 1 1 0
244 1000383 0.002500 1000536 20731100288 1 1 0
245 1000383 0.002500 1000536 20881100256 1 1 0
246 1000383 0.002500 1000536 20981100041 1 1 0
247 1000383 0.002500 1000536 21051100385 1 1 0
248 1000383 0.002500 1000536 21211100006 1 1 0
249 1000383 0.002500 1000536 21351100456 1 1 0
250 1000383 0.002500 1000536 21351100595 1 1 0
251 1000383 0.002500 1000536 21391100375 1 1 0
252 1000383 0.002500 1000536 21411100303 1 1 0
253 1000383 0.002500 1000536 21501100093 1 1 0
254 1000383 0.002500 1000536 21551100035 1 1 0
255 1000383 0.002500 1000536 21931100027 1 1 0
256 1000383 0.002500 1000536 22751100005 1 1 0
257 1000383 0.002500 1000536 22831100243 1 1 0
258 1000383 0.002500 1000536 22841100395 1 1 0
259 1000383 0.002500 1000536 22901100323 1 1 0
260 1000383 0.002500 1000536 23181100035 1 1 0
261 1000383 0.002500 1000536 30521100646 1 1 0
262 1000383 0.002500 1000536 30521100653 1 1 0
263 1000383 0.002500 1000536 30521100654 1 1 0
264 1000383 0.002500 1000536 36791100059 1 1 0
265 1000383 0.002500 1000536 37221100445 1 1 0
266 1000383 0.002500 1000536 37221100538 1 1 0
267 1000383 0.002500 1000536 37261100195 1 1 0
268 1000383 0.002500 1004639 104-12070621 1 1 0
269 1000383 0.002500 1004639 105-12040329 1 1 0
270 1000383 0.002500 1000235 1203196SWV 1 1 0
271 1000383 0.002500 1000235 1206083SWV 1 1 0
272 1000383 0.002500 1000235 1206600YUB 1 1 0
273 1000383 0.002500 1000235 1207879BEL 1 1 0
274 1000383 0.002500 1000235 1208941BEL 1 1 0
275 1000383 0.002500 1000235 1209959SWV 1 1 0
276 1000383 0.002500 1000235 1210311SEA 1 1 0
277 1000383 0.002500 1000235 1210572SWV 1 1 0
278 1000383 0.002500 1000235 1211123BEL 1 1 0
279 1000383 0.002500 1004639 123-1204004 1 1 0
280 1000383 0.002500 1000497 2012-2039137 1 1 0
281 1000383 0.002500 1000497 2012-2098557 1 1 0
282 1000383 0.002500 1000199 800-1001466 1 1 0
283 1000383 0.002500 1003626 23610 1 1 0
284 1000383 0.002500 1002793 000049640 1 1 0
285 1000383 0.002500 1008808 6026946 1 1 0
286 1000383 0.002500 1005723 38348553 1 1 0
287 1000383 0.002500 1006324 70120404 1 1 0
288 1000383 0.002500 1003924 121098015 1 1 0
289 1000383 0.002500 1003924 940085780 1 1 0
290 1000383 0.002500 1000324 1351220801 1 1 0
291 1000383 0.002500 1000324 1351231109 1 1 0
292 1000383 0.002500 1003970 2012000830 1 1 0
293 1000383 0.002500 1003970 2012000894 1 1 0
294 1000383 0.002500 1000536 2117602442 1 1 0
295 1000383 0.002500 1000536 2117602852 1 1 0
296 1000383 0.002500 1001770 3900000647 1 1 0
297 1000383 0.002500 1001105 6000114808 1 1 0
298 1000383 0.002500 1001105 6000125390 1 1 0
299 1000383 0.002500 1000536 22701100164 1 1 0
300 1000383 0.002500 1000536 21771100291 1 1 0
301 1000383 0.002500 1000457 89829717 1 1 0
302 1000383 0.002500 1001105 8001042764 1 1 0

 

11 12 13 14 15 16 17 18 19 20
Loan Purpose Cash Out Amount Total Origination and Discount Points Covered/High Cost Loan Indicator Relocation Loan Indicator Broker Indicator Channel Escrow Indicator Senior Loan
Amount(s)
Loan Type of Most
Senior Lien
1 6 1 0 0
2 9 1 0 0
3 3 1 4 0
4 3 1 0 0
5 9 1 4 0
6 9 1 0 0
7 9 1 0 0
8 7 1 0 0
9 9 1 4 0
10 7 1 4 0
11 7 1 4 0
12 9 1 4 0
13 9 1 4 0
14 7 1 0 0
15 9 1 4 0
16 7 1 4 0
17 9 1 0 0
18 7 1 0 0
19 9 1 4 0
20 9 1 4 0
21 9 1 0 0
22 9 1 4 0
23 3 1 0 0
24 7 1 4 0
25 7 1 4 0
26 9 1 0 0
27 7 1 0 0
28 7 1 4 0
29 9 2 0 0
30 9 5 4 0
31 9 1 4 0
32 9 1 4 0
33 9 1 0 0
34 7 1 0 0
35 7 1 4 0
36 9 1 0 0
37 9 1 0 0
38 9 1 0 0
39 7 1 0 0
40 7 1 0 0
41 7 1 4 0
42 7 1 4 0
43 7 1 4 0
44 7 1 4 0
45 7 1 4 0
46 7 2 0 0
47 9 5 0 0
48 7 1 4 0
49 9 2 4 0
50 9 5 0 0
51 3 5 4 0
52 9 2 4 0
53 3 1 4 0
54 9 2 4 0
55 7 2 0 0
56 7 5 4 0
57 9 2 4 0
58 3 5 0 0
59 7 1 0 0
60 9 5 0 0
61 7 2 4 0
62 7 5 0 0
63 7 5 4 0
64 7 1 0 0
65 7 2 4 0
66 9 1 4 0
67 9 5 0 0
68 6 2 4 0
69 9 1 4 0
70 9 5 4 0
71 9 1 0 0
72 7 5 4 0
73 9 5 4 0
74 3 2 4 0
75 9 2 0 0
76 3 2 0 0
77 9 2 4 0
78 7 5 4 0
79 3 5 0 0
80 9 1 0 0
81 7 5 4 0
82 7 5 0 0
83 9 5 0 0
84 7 5 4 0
85 9 5 0 0
86 7 5 4 0
87 7 2 4 0
88 7 1 4 0
89 7 1 4 0
90 9 1 0 0
91 7 1 4 0
92 9 1 0 0
93 9 1 0 0
94 6 2 4 0
95 7 1 4 0
96 7 1 4 0
97 7 1 4 0
98 9 1 4 0
99 9 1 0 0
100 9 1 4 0
101 7 1 0 0
102 9 1 4 0
103 7 1 4 0
104 9 1 0 0
105 7 1 0 0
106 9 1 4 0
107 9 1 4 0
108 9 1 4 0
109 9 1 4 0
110 3 1 4 0
111 9 1 0 0
112 9 2 4 0
113 9 2 4 0
114 9 2 0 0
115 7 2 4 0
116 9 2 0 0
117 9 2 0 0
118 9 2 0 0
119 7 2 0 0
120 9 2 0 0
121 9 2 4 0
122 9 2 4 0
123 9 2 4 0
124 9 2 4 0
125 7 2 4 0
126 7 2 4 0
127 7 2 4 0
128 7 2 4 0
129 9 1 0 0
130 9 1 0 0
131 7 1 0 0
132 9 1 0 0
133 7 1 0 0
134 9 1 0 0
135 7 1 4 0
136 9 1 0 0
137 9 1 0 0
138 7 1 0 0
139 9 2 0 0
140 7 1 4 0
141 7 1 0 0
142 9 1 0 0
143 9 1 0 0
144 7 2 4 0
145 7 2 4 0
146 7 1 0 0
147 9 5 4 0
148 7 1 4 0
149 3 1 4 0
150 9 1 0 0
151 3 1 4 0
152 7 1 4 0
153 9 1 0 0
154 9 1 4 0
155 9 1 4 0
156 9 1 0 0
157 9 1 4 0
158 9 1 0 0
159 9 1 1 0
160 9 1 0 0
161 9 1 4 0
162 9 1 4 0
163 7 1 0 0
164 9 1 4 0
165 9 1 4 0
166 7 1 4 0
167 7 1 4 0
168 7 1 4 0
169 9 1 4 0
170 7 1 4 0
171 7 1 4 0
172 3 1 4 0
173 3 1 4 0
174 9 1 4 0
175 9 1 4 0
176 9 1 0 0
177 9 1 4 0
178 7 1 4 0
179 9 1 0 0
180 9 1 0 0
181 9 1 0 0
182 7 1 0 0
183 7 1 0 0
184 7 1 0 0
185 7 1 4 0
186 3 1 4 0
187 9 1 4 0
188 9 1 4 0
189 7 1 0 0
190 7 1 0 0
191 9 1 0 0
192 7 2 0 0
193 7 2 0 0
194 7 1 0 0
195 9 2 0 0
196 6 2 0 0
197 7 2 4 0
198 3 1 4 0
199 9 1 0 0
200 7 1 4 0
201 9 1 4 0
202 7 1 4 0
203 7 1 4 0
204 9 1 4 0
205 9 1 4 0
206 9 2 0 0
207 9 2 0 0
208 9 2 0 0
209 9 2 0 0
210 9 2 0 0
211 9 2 4 0
212 7 2 4 0
213 9 2 0 0
214 7 2 4 0
215 7 2 4 0
216 7 2 4 0
217 7 2 0 0
218 7 1 4 0
219 9 1 0 0
220 9 1 0 0
221 9 1 4 0
222 7 1 4 0
223 9 1 0 0
224 9 1 0 0
225 7 1 0 0
226 7 1 0 0
227 9 1 4 0
228 9 1 4 0
229 9 1 0 0
230 3 1 0 0
231 7 1 0 0
232 9 1 0 0
233 9 1 0 0
234 7 1 0 0
235 9 1 0 0
236 9 1 0 0
237 7 1 4 0
238 9 1 4 0
239 9 1 4 0
240 7 1 0 0
241 7 1 4 0
242 7 1 4 0
243 9 1 4 0
244 9 1 4 0
245 7 1 0 0
246 9 1 4 0
247 3 1 4 0
248 9 1 4 0
249 9 1 0 0
250 9 1 0 0
251 9 1 4 0
252 3 1 0 0
253 7 1 4 0
254 7 1 0 0
255 9 1 4 0
256 7 1 0 0
257 7 1 0 0
258 7 1 4 0
259 7 1 4 0
260 7 1 0 0
261 7 1 4 0
262 7 1 0 0
263 7 1 0 0
264 9 1 0 0
265 7 1 0 0
266 9 1 0 0
267 9 1 0 0
268 7 1 0 0
269 9 1 0 0
270 7 1 4 0
271 3 1 4 0
272 9 1 4 0
273 7 1 4 0
274 7 1 4 0
275 7 1 4 0
276 7 1 4 0
277 9 1 0 0
278 7 1 4 0
279 7 1 4 0
280 9 1 4 0
281 7 1 4 0
282 7 1 4 0
283 7 1 0 0
284 7 1 4 0
285 7 1 0 0
286 9 1 4 0
287 9 1 4 0
288 7 1 0 0
289 7 1 4 0
290 9 2 4 0
291 9 2 4 0
292 9 1 1 0
293 9 1 1 0
294 9 1 4 0
295 9 1 4 0
296 7 1 0 0
297 9 2 0 0
298 9 2 0 0
299 9 1 4 0
300 3 1 0 0
301 9 5 0 0
302 9 1 0 0

 

21 22 23 24 25 26 27 28 29 30
Hybrid Period of
Most Senior Lien (in
months)
Neg Am Limit of
Most Senior Lien
Junior Mortgage
Balance
Origination Date of
Most Senior Lien
Origination Date Original Loan
Amount
Original Interest
Rate
Original
Amortization Term
Original Term to
Maturity
First Payment Date
of Loan
1 0.00 20120913 860000.00 0.041250 360 360 20121101
2 0.00 20120709 560000.00 0.047500 360 360 20120901
3 0.00 20120703 470000.00 0.047500 360 360 20120901
4 0.00 20120814 1350000.00 0.041250 360 360 20121001
5 0.00 20120726 960000.00 0.043750 360 360 20120901
6 0.00 20120830 520000.00 0.043750 360 360 20121001
7 0.00 20120725 817000.00 0.042500 360 360 20120901
8 0.00 20120810 588750.00 0.042500 360 360 20121001
9 0.00 20120709 756500.00 0.041250 360 360 20120901
10 0.00 20120622 600000.00 0.043750 360 360 20120801
11 0.00 20120726 512000.00 0.042500 360 360 20120901
12 0.00 20120830 634800.00 0.041250 360 360 20121001
13 0.00 20120815 906000.00 0.041250 360 360 20121001
14 0.00 20120710 527920.00 0.041250 360 360 20120901
15 0.00 20120831 656500.00 0.041250 360 360 20121001
16 0.00 20120828 681040.00 0.038750 360 360 20121001
17 0.00 20120723 456000.00 0.042500 360 360 20120901
18 0.00 20120723 680000.00 0.041250 360 360 20120901
19 0.00 20120719 775500.00 0.045000 360 360 20120901
20 0.00 20120821 800000.00 0.042500 360 360 20121001
21 0.00 20120808 507300.00 0.043750 360 360 20121001
22 0.00 20120719 720000.00 0.043750 360 360 20120901
23 0.00 20120723 975000.00 0.041250 360 360 20120901
24 0.00 20120607 550500.00 0.042500 360 360 20120801
25 0.00 20120514 2190000.00 0.041250 360 360 20120701
26 0.00 20120725 790000.00 0.045000 360 360 20120901
27 0.00 20120803 653200.00 0.045000 360 360 20121001
28 0.00 20120726 588000.00 0.040000 360 360 20120901
29 0.00 20120723 978000.00 0.042500 360 360 20120901
30 0.00 20120509 1242500.00 0.047500 360 360 20120701
31 0.00 20120802 812000.00 0.042500 360 360 20120901
32 0.00 20120809 784000.00 0.045000 360 360 20121001
33 0.00 20120723 595000.00 0.043750 360 360 20120901
34 0.00 20120822 511200.00 0.038750 360 360 20121001
35 0.00 20120831 512000.00 0.043750 360 360 20121001
36 0.00 20120727 750000.00 0.042500 360 360 20120901
37 0.00 20120829 930000.00 0.041250 360 360 20121001
38 0.00 20120806 570000.00 0.041250 360 360 20121001
39 0.00 20120702 700000.00 0.042500 360 360 20120901
40 0.00 20120724 820000.00 0.043750 360 360 20120901
41 0.00 20120710 800000.00 0.040000 360 360 20120901
42 0.00 20120802 840000.00 0.041250 360 360 20121001
43 0.00 20120824 760800.00 0.041250 360 360 20121001
44 0.00 20120906 1000000.00 0.038750 360 360 20121101
45 0.00 20120829 668000.00 0.042500 360 360 20121001
46 0.00 20120727 742000.00 0.042500 360 360 20120901
47 0.00 20120803 529500.00 0.043750 360 360 20121001
48 0.00 20120706 444000.00 0.043750 360 360 20120801
49 45100.00 20120724 474900.00 0.043750 360 360 20120901
50 0.00 20120523 635000.00 0.045000 360 360 20120701
51 0.00 20120705 471250.00 0.042500 360 360 20120901
52 0.00 20120810 930000.00 0.042500 360 360 20121001
53 0.00 20120711 900000.00 0.042500 360 360 20120901
54 0.00 20120716 962000.00 0.043750 360 360 20120901
55 0.00 20120613 705000.00 0.045000 360 360 20120801
56 0.00 20120627 573750.00 0.046250 360 360 20120801
57 0.00 20120619 898000.00 0.043750 360 360 20120801
58 0.00 20120720 570700.00 0.041250 360 360 20120901
59 0.00 20120710 1293750.00 0.045000 360 360 20120901
60 0.00 20120718 991000.00 0.040000 360 360 20120901
61 0.00 20120702 875000.00 0.042500 360 360 20120801
62 0.00 20120711 850000.00 0.041250 360 360 20120901
63 0.00 20120626 552000.00 0.046250 360 360 20120801
64 0.00 20120705 512000.00 0.041250 360 360 20120901
65 0.00 20120622 940000.00 0.041250 360 360 20120801
66 0.00 20120718 725000.00 0.046250 360 360 20120901
67 0.00 20120716 756000.00 0.042500 360 360 20120901
68 0.00 20120706 600000.00 0.038750 360 360 20120901
69 0.00 20120720 469000.00 0.045000 360 360 20120901
70 0.00 20120717 760000.00 0.046250 360 360 20120901
71 0.00 20120712 990000.00 0.040000 360 360 20120901
72 0.00 20120720 735000.00 0.042500 360 360 20120901
73 0.00 20120809 985000.00 0.046250 360 360 20121001
74 0.00 20120802 503750.00 0.042500 360 360 20120901
75 0.00 20120824 883000.00 0.040000 360 360 20121001
76 500000.00 20120718 1000000.00 0.038750 360 360 20120901
77 0.00 20120802 728000.00 0.042500 360 360 20121001
78 0.00 20120712 693750.00 0.045000 360 360 20120901
79 250000.00 20120822 1000000.00 0.042500 360 360 20121001
80 46500.00 20120717 710000.00 0.042500 360 360 20120901
81 0.00 20120816 675000.00 0.040000 360 360 20121001
82 0.00 20120802 997500.00 0.045000 360 360 20121001
83 0.00 20120821 615000.00 0.041250 360 360 20121001
84 0.00 20120815 630000.00 0.045000 360 360 20121001
85 0.00 20120824 750000.00 0.042500 360 360 20121001
86 0.00 20120830 556000.00 0.045000 360 360 20121001
87 0.00 20120821 632000.00 0.043750 360 360 20121001
88 0.00 20120824 604000.00 0.045000 360 360 20121001
89 0.00 20120726 880000.00 0.042500 360 360 20120901
90 0.00 20120822 867159.00 0.041250 360 360 20121001
91 0.00 20120727 1015000.00 0.037500 360 360 20120901
92 0.00 20120803 558000.00 0.043750 360 360 20121001
93 82400.00 20120725 722000.00 0.040000 360 360 20120901
94 0.00 20120716 792000.00 0.040000 360 360 20120901
95 0.00 20120731 999990.00 0.043750 360 360 20120901
96 0.00 20120710 857500.00 0.042500 360 360 20120901
97 0.00 20120813 1000000.00 0.043750 360 360 20121001
98 0.00 20120907 710000.00 0.045000 360 360 20121101
99 0.00 20120821 905000.00 0.042500 360 360 20121001
100 0.00 20120713 685000.00 0.042500 360 360 20120901
101 0.00 20120731 900000.00 0.041250 360 360 20120901
102 0.00 20120904 418000.00 0.040000 360 360 20121101
103 0.00 20120703 666250.00 0.042500 360 360 20120901
104 0.00 20120824 488500.00 0.041250 360 360 20121001
105 0.00 20120806 750000.00 0.042500 360 360 20121001
106 0.00 20120829 905000.00 0.042500 360 360 20121001
107 0.00 20120817 450000.00 0.042500 360 360 20121001
108 0.00 20120810 590000.00 0.041250 360 360 20121001
109 0.00 20120615 637500.00 0.042500 360 360 20120801
110 0.00 20120717 1234200.00 0.042500 360 360 20120901
111 0.00 20120827 892000.00 0.043750 360 360 20121001
112 0.00 20120724 803000.00 0.036250 360 360 20120901
113 0.00 20120720 518000.00 0.045000 360 360 20120901
114 0.00 20120710 510000.00 0.042500 360 360 20120901
115 0.00 20120720 867750.00 0.043750 360 360 20120901
116 0.00 20120803 736000.00 0.043750 360 360 20121001
117 0.00 20120716 817000.00 0.041250 360 360 20120901
118 0.00 20120730 677950.00 0.040000 360 360 20120901
119 0.00 20120801 804000.00 0.041250 360 360 20121001
120 0.00 20120820 1220000.00 0.041250 360 360 20121001
121 0.00 20120803 570000.00 0.043750 360 360 20121001
122 0.00 20120829 668000.00 0.042500 360 360 20121001
123 0.00 20120822 675000.00 0.038750 360 360 20121001
124 0.00 20120814 678000.00 0.041250 360 360 20121001
125 0.00 20120814 656000.00 0.042500 360 360 20121001
126 0.00 20120831 772000.00 0.042500 360 360 20121101
127 0.00 20120816 780000.00 0.043750 360 360 20121001
128 0.00 20120830 793000.00 0.040000 360 360 20121001
129 0.00 20120808 1092000.00 0.043750 360 360 20121001
130 0.00 20120824 761000.00 0.045000 360 360 20121001
131 0.00 20120731 595000.00 0.041250 360 360 20120901
132 0.00 20120726 807500.00 0.043750 360 360 20120901
133 0.00 20120731 561000.00 0.040000 360 360 20120901
134 0.00 20120718 578250.00 0.041250 360 360 20120901
135 0.00 20120830 564000.00 0.042500 360 360 20121001
136 0.00 20120823 703400.00 0.042500 360 360 20121001
137 0.00 20120830 988000.00 0.040000 360 360 20121001
138 0.00 20120820 1099000.00 0.040000 360 360 20121001
139 0.00 20120821 774000.00 0.042500 360 360 20121001
140 0.00 20120801 580000.00 0.043750 360 360 20121001
141 0.00 20120731 650000.00 0.040000 360 360 20120901
142 0.00 20120817 899200.00 0.042500 360 360 20121001
143 0.00 20120823 747500.00 0.040000 360 360 20121001
144 0.00 20120810 700000.00 0.041250 360 360 20121001
145 0.00 20120830 590800.00 0.038750 360 360 20121001
146 0.00 20120620 695000.00 0.042500 360 360 20120801
147 0.00 20120701 780000.00 0.042500 360 360 20120901
148 0.00 20120830 510000.00 0.042500 360 360 20121001
149 0.00 20120614 999000.00 0.042500 360 360 20120801
150 0.00 20120817 544400.00 0.042500 360 360 20121001
151 500000.00 20120821 810000.00 0.042500 360 360 20121001
152 0.00 20120712 1000000.00 0.038750 360 360 20120901
153 0.00 20120720 640760.00 0.043750 360 360 20120801
154 0.00 20120720 845000.00 0.042500 360 360 20120901
155 0.00 20120709 1000000.00 0.040000 360 360 20120901
156 0.00 20120810 980000.00 0.038750 360 360 20121001
157 200000.00 20120817 918000.00 0.042500 360 360 20121001
158 0.00 20120823 691000.00 0.038750 360 360 20121001
159 0.00 20120828 712000.00 0.040000 360 360 20121101
160 0.00 20120816 940000.00 0.040000 360 360 20121001
161 0.00 20120717 720000.00 0.040000 360 360 20120901
162 0.00 20120716 1000000.00 0.042500 360 360 20120901
163 0.00 20120710 617000.00 0.043750 360 360 20120901
164 0.00 20120710 1550000.00 0.040000 360 360 20120901
165 0.00 20120810 1063450.00 0.043750 360 360 20121001
166 0.00 20120821 564000.00 0.045000 360 360 20121001
167 0.00 20120801 549000.00 0.043750 360 360 20121001
168 0.00 20120827 799950.00 0.045000 360 360 20121001
169 0.00 20120718 775400.00 0.043750 360 360 20120901
170 0.00 20120817 650000.00 0.040000 360 360 20121001
171 0.00 20120731 990000.00 0.042500 360 360 20120901
172 0.00 20120822 625000.00 0.041250 360 360 20121001
173 0.00 20120810 1065000.00 0.040000 360 360 20121001
174 0.00 20120814 607500.00 0.042500 360 360 20121001
175 0.00 20120824 961200.00 0.041250 360 360 20121001
176 0.00 20120709 649150.00 0.042500 360 360 20120901
177 0.00 20120806 857000.00 0.043750 360 360 20121001
178 0.00 20120912 1500000.00 0.038750 360 360 20121101
179 99000.00 20120824 791000.00 0.040000 360 360 20121001
180 0.00 20120807 592000.00 0.045000 360 360 20121001
181 0.00 20120329 1406400.00 0.045000 360 360 20120501
182 0.00 20120801 756000.00 0.041250 360 360 20121001
183 0.00 20120731 485000.00 0.038750 360 360 20120901
184 0.00 20120730 920000.00 0.040000 360 360 20120901
185 0.00 20120831 560000.00 0.036250 360 360 20121001
186 0.00 20120709 1260000.00 0.043750 360 360 20120901
187 0.00 20120723 574000.00 0.041250 360 360 20120901
188 0.00 20120810 958100.00 0.043750 360 360 20121001
189 0.00 20120930 700000.00 0.042500 360 360 20121001
190 0.00 20120727 820000.00 0.040000 360 360 20120901
191 100000.00 20120730 782000.00 0.041250 360 360 20120901
192 0.00 20120820 950000.00 0.042500 360 360 20121001
193 0.00 20120724 805000.00 0.042500 360 360 20120901
194 0.00 20120706 750000.00 0.042500 360 360 20120901
195 0.00 20120820 1070000.00 0.041250 360 360 20121001
196 0.00 20120813 900250.00 0.042500 360 360 20121001
197 0.00 20120713 766000.00 0.043750 360 360 20120901
198 0.00 20120611 973000.00 0.045000 360 360 20120801
199 0.00 20120724 700000.00 0.043750 360 360 20120901
200 0.00 20120731 722550.00 0.037500 360 360 20120901
201 250000.00 20120719 605500.00 0.043750 240 240 20120901
202 0.00 20120820 570500.00 0.042500 360 360 20121001
203 0.00 20120808 608000.00 0.042500 360 360 20121001
204 84500.00 20120726 761000.00 0.041250 360 360 20120901
205 0.00 20120816 942893.00 0.043750 360 360 20121001
206 0.00 20120806 880000.00 0.042500 360 360 20121001
207 0.00 20120716 840000.00 0.042500 360 360 20120901
208 350000.00 20120716 698000.00 0.042500 360 360 20120901
209 0.00 20120831 920000.00 0.037500 360 360 20121101
210 0.00 20120814 1295000.00 0.042500 360 360 20121001
211 0.00 20120816 800000.00 0.043750 360 360 20121001
212 0.00 20120725 844000.00 0.043750 360 360 20120901
213 0.00 20120810 1000000.00 0.042500 360 360 20121001
214 0.00 20120822 490000.00 0.042500 360 360 20121001
215 0.00 20120831 776000.00 0.042500 360 360 20121001
216 0.00 20120905 759200.00 0.041250 360 360 20121101
217 0.00 20120907 1125750.00 0.041250 360 360 20121101
218 0.00 20120713 510000.00 0.042500 360 360 20120901
219 0.00 20120720 929000.00 0.043750 360 360 20120901
220 0.00 20120710 619000.00 0.042500 360 360 20120901
221 0.00 20120730 603600.00 0.042500 360 360 20120901
222 0.00 20120801 1095250.00 0.043750 360 360 20121001
223 0.00 20120817 656789.00 0.037500 360 360 20121001
224 0.00 20120817 655200.00 0.041250 360 360 20121001
225 0.00 20120828 922400.00 0.041250 360 360 20121101
226 0.00 20120709 712500.00 0.042500 360 360 20120901
227 0.00 20120712 639000.00 0.043750 360 360 20120901
228 0.00 20120816 1981700.00 0.038750 360 360 20121001
229 0.00 20120817 620000.00 0.042500 360 360 20121001
230 0.00 20120709 593000.00 0.041250 360 360 20120901
231 0.00 20120706 600000.00 0.041250 360 360 20120901
232 0.00 20120808 1138000.00 0.043750 360 360 20121001
233 0.00 20120824 523000.00 0.041250 360 360 20121001
234 0.00 20120822 614000.00 0.042500 360 360 20121001
235 0.00 20120719 702000.00 0.043750 360 360 20120901
236 0.00 20120702 646650.00 0.041250 360 360 20120801
237 0.00 20120705 810000.00 0.042500 360 360 20120901
238 0.00 20120720 944300.00 0.038750 360 360 20120901
239 0.00 20120810 543000.00 0.042500 360 360 20121001
240 0.00 20120720 611200.00 0.040000 360 360 20120901
241 0.00 20120814 532000.00 0.041250 360 360 20121001
242 0.00 20120827 656250.00 0.041250 360 360 20121001
243 0.00 20120822 600000.00 0.042500 360 360 20121001
244 0.00 20120723 1541250.00 0.043750 360 360 20120901
245 0.00 20120810 640000.00 0.042500 360 360 20121001
246 0.00 20120730 536000.00 0.043750 360 360 20120901
247 0.00 20120807 489000.00 0.040000 360 360 20121001
248 0.00 20120815 710000.00 0.041250 360 360 20121001
249 0.00 20120823 937500.00 0.043750 360 360 20121001
250 0.00 20120813 915000.00 0.040000 360 360 20121001
251 0.00 20120726 975000.00 0.040000 360 360 20120901
252 0.00 20120718 495300.00 0.040000 360 360 20120901
253 0.00 20120828 885000.00 0.038750 360 360 20121001
254 0.00 20120719 760000.00 0.042500 360 360 20120901
255 0.00 20120829 719000.00 0.043750 360 360 20121001
256 0.00 20120809 850000.00 0.043750 360 360 20121001
257 0.00 20120717 800000.00 0.042500 360 360 20120901
258 0.00 20120723 700000.00 0.045000 360 360 20120901
259 0.00 20120816 600000.00 0.040000 360 360 20121001
260 0.00 20120703 675000.00 0.038750 360 360 20120901
261 0.00 20120807 828000.00 0.040000 360 360 20121001
262 0.00 20120813 872000.00 0.040000 360 360 20121001
263 0.00 20120815 999000.00 0.040000 360 360 20121001
264 0.00 20120814 459400.00 0.042500 360 360 20121001
265 0.00 20120806 1000000.00 0.042500 360 360 20121001
266 0.00 20120827 565850.00 0.042500 360 360 20121001
267 0.00 20120816 598750.00 0.040000 360 360 20121001
268 0.00 20120824 556000.00 0.040000 360 360 20121001
269 150000.00 20120818 480959.00 0.040000 360 360 20121001
270 0.00 20120709 650000.00 0.041250 360 360 20120901
271 0.00 20120718 900000.00 0.042500 360 360 20120901
272 0.00 20120724 500000.00 0.041250 360 360 20120901
273 0.00 20120709 648800.00 0.043750 360 360 20120901
274 0.00 20120823 860000.00 0.040000 360 360 20121001
275 0.00 20120823 543750.00 0.042500 360 360 20121001
276 0.00 20120726 900000.00 0.040000 360 360 20120901
277 0.00 20120801 750000.00 0.041250 360 360 20121001
278 0.00 20120828 652000.00 0.040000 360 360 20121001
279 0.00 20120724 1076250.00 0.043750 360 360 20120901
280 0.00 20120831 559020.00 0.042500 360 360 20121001
281 0.00 20120724 680000.00 0.043750 360 360 20120901
282 0.00 20120720 692000.00 0.043750 360 360 20120901
283 0.00 20120904 2275000.00 0.038750 360 360 20121101
284 0.00 20120828 968000.00 0.042500 360 360 20121001
285 0.00 20120801 816600.00 0.041250 360 360 20121001
286 0.00 20120907 527000.00 0.040000 360 360 20121101
287 0.00 20120827 640800.00 0.041250 360 360 20121001
288 0.00 20120828 557250.00 0.041250 360 360 20121001
289 0.00 20120810 1500000.00 0.038750 360 360 20121001
290 0.00 20120830 576000.00 0.041250 360 360 20121101
291 0.00 20120906 573500.00 0.041250 360 360 20121101
292 0.00 20120906 1755000.00 0.041250 360 360 20121101
293 0.00 20120911 1000000.00 0.042500 360 360 20121101
294 0.00 20120810 656250.00 0.045000 360 360 20121001
295 0.00 20120829 990000.00 0.038750 360 360 20121001
296 0.00 20120824 1160000.00 0.042500 360 360 20121001
297 0.00 20120911 840000.00 0.042500 360 360 20121101
298 100000.00 20120830 707650.00 0.040000 360 360 20121101
299 0.00 20120823 688000.00 0.041250 360 360 20121001
300 0.00 20120711 984000.00 0.042500 360 360 20120901
301 0.00 20120802 738000.00 0.043750 360 360 20121001
302 0.00 20120828 950000.00 0.037500 360 360 20121101

 

31 32 33 34 35 36 37 38 39 40
Interest Type
Indicator
Original Interest
Only Term
Buy Down Period HELOC Draw Period Current Loan
Amount
Current Interest
Rate
Current Payment
Amount Due
Interest Paid
Through Date
Current Payment
Status
Index Type
1 1 0 0 860000.00 0.041250 4167.99 20120901 0 0
2 1 0 0 560000.00 0.047500 2921.23 20120901 0 0
3 1 0 0 469408.68 0.047500 2451.74 20120901 0 0
4 1 0 0 1348097.86 0.041250 6542.77 20120901 0 0
5 1 0 0 958706.86 0.043750 4793.14 20120901 0 0
6 1 0 0 519299.55 0.043750 2596.28 20120901 0 0
7 1 0 0 815874.39 0.042500 4019.15 20120901 0 0
8 1 0 0 588750.00 0.042500 2896.30 20120901 0 0
9 1 0 0 756500.00 0.041250 3666.38 20120901 0 0
10 1 0 0 599191.79 0.043750 2995.71 20120901 0 0
11 1 0 0 511294.60 0.042500 2518.73 20120901 0 0
12 1 0 0 633905.57 0.041250 3076.56 20120901 0 0
13 1 0 0 904723.45 0.041250 4390.93 20120901 0 0
14 1 0 0 527920.00 0.041250 2558.56 20120901 0 0
15 1 0 0 655594.99 0.041250 3181.73 20120901 0 0
16 1 0 0 680036.69 0.038750 3202.50 20120901 0 0
17 1 0 0 455371.75 0.042500 2243.25 20120901 0 0
18 1 0 0 679041.88 0.041250 3295.62 20120901 0 0
19 1 0 0 774478.78 0.045000 3929.34 20120901 0 0
20 1 0 0 798897.81 0.042500 3935.52 20120901 0 0
21 1 0 0 507300.00 0.043750 2532.87 20120901 0 0
22 1 0 0 719030.15 0.043750 3594.85 20120901 0 0
23 1 0 0 972247.74 0.041250 4725.33 20120901 0 0
24 1 0 0 548980.43 0.042500 2708.13 20120901 0 0
25 1 0 0 2177593.39 0.041250 10613.83 20120901 0 0
26 1 0 0 788959.69 0.045000 4002.81 20120901 0 0
27 1 0 0 653200.00 0.045000 3309.67 20120901 0 0
28 1 0 0 587152.80 0.040000 2807.20 20120901 0 0
29 1 0 0 975300.38 0.042500 4811.17 20120901 0 0
30 1 0 0 1237791.69 0.047500 6481.47 20120901 0 0
31 1 0 0 809758.60 0.042500 3994.55 20120901 0 0
32 1 0 0 784000.00 0.045000 3972.41 20120901 0 0
33 1 0 0 594198.52 0.043750 2970.75 20120901 0 0
34 1 0 0 510446.90 0.038750 2403.85 20120901 0 0
35 1 0 0 511310.33 0.043750 2556.34 20120901 0 0
36 1 0 0 747929.74 0.042500 3689.55 20120901 0 0
37 1 0 0 928689.63 0.041250 4507.24 20120901 0 0
38 1 0 0 570000.00 0.041250 2762.50 20120901 0 0
39 1 0 0 699035.59 0.042500 3443.58 20120901 0 0
40 1 0 0 818895.44 0.043750 4094.14 20120901 0 0
41 1 0 0 800000.00 0.040000 3819.32 20120901 0 0
42 1 0 0 840000.00 0.041250 4071.06 20120901 0 0
43 1 0 0 759728.04 0.041250 3687.22 20120901 0 0
44 1 0 0 1000000.00 0.038750 4702.37 20120901 0 0
45 1 0 0 667079.67 0.042500 3286.16 20120901 0 0
46 1 0 0 740977.72 0.042500 3650.19 20120901 0 0
47 1 0 0 529500.00 0.043750 2643.72 20120901 0 0
48 1 0 0 443401.92 0.043750 2216.83 20120901 0 0
49 1 0 0 474260.30 0.043750 2371.11 20120901 0 0
50 1 0 0 633324.46 0.045000 3217.45 20120901 0 0
51 1 0 0 470400.74 0.042500 2318.27 20120901 0 0
52 1 0 0 930000.00 0.042500 4575.04 20120901 0 0
53 1 0 0 898760.04 0.042500 4427.46 20120901 0 0
54 1 0 0 960704.17 0.043750 4803.12 20120901 0 0
55 1 0 0 704071.62 0.045000 3572.13 20120901 0 0
56 1 0 0 572270.05 0.046250 2949.88 20120901 0 0
57 1 0 0 895555.31 0.043750 4483.58 20120901 0 0
58 1 0 0 569895.88 0.041250 2765.90 20120901 0 0
59 1 0 0 1292046.32 0.045000 6555.24 20120901 0 0
60 1 0 0 989572.14 0.040000 4731.19 20120901 0 0
61 1 0 0 873794.49 0.042500 4304.47 20120901 0 0
62 1 0 0 848802.36 0.041250 4119.52 20120901 0 0
63 1 0 0 551289.45 0.046250 2838.05 20120901 0 0
64 1 0 0 511278.59 0.041250 2481.41 20120901 0 0
65 1 0 0 938675.54 0.041250 4555.71 20120901 0 0
66 1 0 0 725000.00 0.046250 3727.51 20120901 0 0
67 1 0 0 754958.43 0.042500 3719.07 20120901 0 0
68 1 0 0 600000.00 0.038750 2821.42 20120901 0 0
69 1 0 0 469000.00 0.045000 2376.35 20120901 0 0
70 1 0 0 759021.71 0.046250 3907.46 20120901 0 0
71 1 0 0 990000.00 0.040000 4726.41 20120901 0 0
72 1 0 0 733987.37 0.042500 3615.76 20120901 0 0
73 1 0 0 985000.00 0.046250 5064.27 20120901 0 0
74 1 0 0 503055.96 0.042500 2478.15 20120901 0 0
75 1 0 0 881727.75 0.040000 4215.58 20120901 0 0
76 1 0 0 998526.80 0.038750 4702.37 20120901 0 0
77 1 0 0 728000.00 0.042500 3581.32 20120901 0 0
78 1 0 0 693750.00 0.045000 3515.13 20120901 0 0
79 1 0 0 998622.27 0.042500 4919.40 20120901 0 0
80 1 0 0 710000.00 0.042500 3492.77 20120901 0 0
81 1 0 0 674027.45 0.040000 3222.55 20120901 0 0
82 1 0 0 997500.00 0.045000 5054.19 20120901 0 0
83 1 0 0 614133.46 0.041250 2980.60 20120901 0 0
84 1 0 0 629170.38 0.045000 3192.12 20120901 0 0
85 1 0 0 748966.70 0.042500 3689.55 20120901 0 0
86 1 0 0 555267.83 0.045000 2817.17 20120901 0 0
87 1 0 0 631148.89 0.043750 3155.48 20120901 0 0
88 1 0 0 604000.00 0.045000 3060.38 20120901 0 0
89 1 0 0 877570.90 0.042500 4329.07 20120901 0 0
90 1 0 0 867159.00 0.041250 4202.68 20120901 0 0
91 1 0 0 1013471.25 0.037500 4700.62 20120901 0 0
92 1 0 0 558000.00 0.043750 2786.01 20120901 0 0
93 1 0 0 720959.73 0.040000 3446.94 20120901 0 0
94 1 0 0 792000.00 0.040000 3781.13 20120901 0 0
95 1 0 0 804257.12 0.043750 4992.80 20120901 0 0
96 1 0 0 857500.00 0.042500 4218.38 20120901 0 0
97 1 0 0 1000000.00 0.043750 4992.85 20120901 0 0
98 1 0 0 710000.00 0.045000 3597.47 20120901 0 0
99 1 0 0 903753.15 0.042500 4452.06 20120901 0 0
100 1 0 0 683880.71 0.042500 3369.79 20120901 0 0
101 1 0 0 897459.44 0.041250 4361.85 20120901 0 0
102 1 0 0 418000.00 0.040000 1995.60 20120901 0 0
103 1 0 0 666250.00 0.042500 3277.55 20120901 0 0
104 1 0 0 487811.71 0.041250 2367.51 20120901 0 0
105 1 0 0 750000.00 0.042500 3689.55 20120901 0 0
106 1 0 0 903753.15 0.042500 4452.06 20120901 0 0
107 1 0 0 450000.00 0.042500 2213.73 20120901 0 0
108 1 0 0 590000.00 0.041250 2859.43 20120901 0 0
109 1 0 0 636621.69 0.042500 3136.12 20120901 0 0
110 1 0 0 1232499.60 0.042500 6071.52 20120901 0 0
111 1 0 0 890798.16 0.043750 4453.62 20120901 0 0
112 1 0 0 801763.63 0.036250 3662.09 20120901 0 0
113 1 0 0 518000.00 0.045000 2624.63 20120901 0 0
114 1 0 0 509297.35 0.042500 2508.89 20120901 0 0
115 1 0 0 866680.53 0.043750 4332.55 20120901 0 0
116 1 0 0 736000.00 0.043750 3674.74 20120901 0 0
117 1 0 0 815848.85 0.041250 3959.59 20120901 0 0
118 1 0 0 676973.20 0.040000 3236.64 20120901 0 0
119 1 0 0 804000.00 0.041250 3896.58 20120901 0 0
120 1 0 0 1218281.02 0.041250 5912.73 20120901 0 0
121 1 0 0 570000.00 0.043750 2845.93 20120901 0 0
122 1 0 0 667079.67 0.042500 3286.16 20120901 0 0
123 1 0 0 674005.58 0.038750 3174.10 20120901 0 0
124 1 0 0 677044.70 0.041250 3285.93 20120901 0 0
125 1 0 0 656000.00 0.042500 3227.13 20120901 0 0
126 1 0 0 772000.00 0.042500 3797.78 20120901 0 0
127 1 0 0 780000.00 0.043750 3894.43 20120901 0 0
128 1 0 0 791857.42 0.040000 3785.90 20120901 0 0
129 1 0 0 1092000.00 0.043750 5452.20 20120901 0 0
130 1 0 0 759997.87 0.045000 3855.88 20120901 0 0
131 1 0 0 594161.64 0.041250 2883.67 20120901 0 0
132 1 0 0 806412.28 0.043750 4031.73 20120901 0 0
133 1 0 0 560191.70 0.040000 2678.30 20120901 0 0
134 1 0 0 577435.24 0.041250 2802.49 20120901 0 0
135 1 0 0 563222.96 0.042500 2774.54 20120901 0 0
136 1 0 0 702430.90 0.042500 3460.31 20120901 0 0
137 1 0 0 986576.47 0.040000 4716.86 20120901 0 0
138 1 0 0 1097416.54 0.040000 5246.79 20120901 0 0
139 1 0 0 772933.64 0.042500 3807.61 20120901 0 0
140 1 0 0 580000.00 0.043750 2895.85 20120901 0 0
141 1 0 0 649063.47 0.040000 3103.20 20120901 0 0
142 1 0 0 897961.15 0.042500 4423.52 20120901 0 0
143 1 0 0 746422.99 0.040000 3568.68 20120901 0 0
144 1 0 0 700000.00 0.041250 3392.55 20120901 0 0
145 1 0 0 589929.63 0.038750 2778.16 20120901 0 0
146 1 0 0 693081.56 0.042500 3418.98 20120901 0 0
147 1 0 0 778925.37 0.042500 3837.13 20120901 0 0
148 1 0 0 509297.36 0.042500 2508.89 20120901 0 0
149 1 0 0 996242.42 0.042500 4914.48 20120901 0 0
150 1 0 0 543649.96 0.042500 2678.12 20120901 0 0
151 1 0 0 810000.00 0.042500 3984.71 20120901 0 0
152 1 0 0 998526.80 0.038750 4702.37 20120901 0 0
153 1 0 0 640760.00 0.043750 3199.22 20120901 0 0
154 1 0 0 843735.82 0.042500 4156.89 20120901 0 0
155 1 0 0 1000000.00 0.040000 4774.15 20120901 0 0
156 1 0 0 980000.00 0.038750 4608.32 20120901 0 0
157 1 0 0 918000.00 0.042500 4516.01 20120901 0 0
158 1 0 0 691000.00 0.038750 3249.34 20120901 0 0
159 1 0 0 712000.00 0.040000 3399.20 20120901 0 0
160 1 0 0 940000.00 0.040000 4487.70 20120901 0 0
161 1 0 0 720000.00 0.040000 3437.39 20120901 0 0
162 1 0 0 1000000.00 0.042500 4919.40 20120901 0 0
163 1 0 0 617000.00 0.043750 3080.59 20120901 0 0
164 1 0 0 1547766.73 0.040000 7399.94 20120901 0 0
165 1 0 0 1063450.00 0.043750 5309.65 20120901 0 0
166 1 0 0 564000.00 0.045000 2857.71 20120901 0 0
167 1 0 0 549000.00 0.043750 2741.08 20120901 0 0
168 1 0 0 798896.58 0.045000 4053.23 20120901 0 0
169 1 0 0 774355.52 0.043750 3871.46 20120901 0 0
170 1 0 0 649063.47 0.040000 3103.20 20120901 0 0
171 1 0 0 988636.05 0.042500 4870.20 20120901 0 0
172 1 0 0 625000.00 0.041250 3029.06 20120901 0 0
173 1 0 0 1065000.00 0.040000 5084.47 20120901 0 0
174 1 0 0 607500.00 0.042500 2988.53 20120901 0 0
175 1 0 0 959845.68 0.041250 4658.45 20120901 0 0
176 1 0 0 648255.64 0.042500 3193.43 20120901 0 0
177 1 0 0 857000.00 0.043750 4278.87 20120901 0 0
178 1 0 0 1500000.00 0.038750 7053.56 20120901 0 0
179 1 0 0 789860.32 0.040000 3776.35 20120901 0 0
180 1 0 0 592000.00 0.045000 2999.58 20120901 0 0
181 1 0 0 1398950.14 0.045000 7126.02 20120901 0 0
182 1 0 0 756000.00 0.041250 3663.95 20120901 0 0
183 1 0 0 484285.50 0.038750 2280.65 20120901 0 0
184 1 0 0 918674.45 0.040000 4392.22 20120901 0 0
185 1 0 0 559137.78 0.036250 2553.89 20120901 0 0
186 1 0 0 1260000.00 0.043750 6290.99 20120901 0 0
187 1 0 0 573191.24 0.041250 2781.89 20120901 0 0
188 1 0 0 956809.42 0.043750 4783.65 20120901 0 0
189 1 0 0 699035.59 0.042500 3443.58 20120901 0 0
190 1 0 0 818818.52 0.040000 3914.81 20120901 0 0
191 1 0 0 779792.54 0.041250 3789.96 20120901 0 0
192 1 0 0 948691.15 0.042500 4673.43 20120901 0 0
193 1 0 0 803890.93 0.042500 3960.12 20120901 0 0
194 1 0 0 748966.70 0.042500 3689.55 20120901 0 0
195 1 0 0 1068492.38 0.041250 5185.75 20120901 0 0
196 1 0 0 900250.00 0.042500 4428.69 20120901 0 0
197 1 0 0 766000.00 0.043750 3824.53 20120901 0 0
198 1 0 0 971718.70 0.045000 4930.05 20120901 0 0
199 1 0 0 698110.73 0.043750 3495.00 20120901 0 0
200 1 0 0 721461.73 0.037500 3346.24 20120901 0 0
201 1 0 0 605500.00 0.043750 3789.96 20120901 0 0
202 1 0 0 569714.00 0.042500 2806.52 20120901 0 0
203 1 0 0 608000.00 0.042500 2990.99 20120901 0 0
204 1 0 0 759927.76 0.041250 3688.18 20120901 0 0
205 1 0 0 941622.90 0.043750 4707.73 20120901 0 0
206 1 0 0 880000.00 0.042500 4329.07 20120901 0 0
207 1 0 0 840000.00 0.042500 4132.30 20120901 0 0
208 1 0 0 698000.00 0.042500 3433.74 20120901 0 0
209 1 0 0 920000.00 0.037500 4260.66 20120901 0 0
210 1 0 0 1295000.00 0.042500 6370.62 20120901 0 0
211 1 0 0 798922.38 0.043750 3994.28 20120901 0 0
212 1 0 0 842863.11 0.043750 4213.97 20120901 0 0
213 1 0 0 1000000.00 0.042500 4919.40 20120901 0 0
214 1 0 0 489324.91 0.042500 2410.51 20120901 0 0
215 1 0 0 774930.87 0.042500 3817.45 20120901 0 0
216 1 0 0 759200.00 0.041250 3679.46 20120901 0 0
217 1 0 0 1125750.00 0.041250 5455.94 20120901 0 0
218 1 0 0 509297.36 0.042500 2508.89 20120901 0 0
219 1 0 0 927748.62 0.043750 4638.36 20120901 0 0
220 1 0 0 618147.18 0.042500 3045.11 20120901 0 0
221 1 0 0 602768.40 0.042500 2969.35 20120901 0 0
222 1 0 0 1093774.68 0.043750 5468.42 20120901 0 0
223 1 0 0 655799.77 0.037500 3041.69 20120901 0 0
224 1 0 0 654276.82 0.041250 3175.43 20120901 0 0
225 1 0 0 922400.00 0.041250 4470.41 20120901 0 0
226 1 0 0 712500.00 0.042500 3505.07 20120901 0 0
227 1 0 0 638139.26 0.043750 3190.43 20120901 0 0
228 1 0 0 1977983.57 0.038750 9318.69 20120901 0 0
229 1 0 0 619145.80 0.042500 3050.03 20120901 0 0
230 1 0 0 593000.00 0.041250 2873.97 20120901 0 0
231 1 0 0 599154.60 0.041250 2907.90 20120901 0 0
232 1 0 0 1138000.00 0.043750 5681.87 20120901 0 0
233 1 0 0 522263.09 0.041250 2534.72 20120901 0 0
234 1 0 0 614000.00 0.042500 3020.51 20120901 0 0
235 1 0 0 702000.00 0.043750 3504.98 20120901 0 0
236 1 0 0 644082.51 0.041250 3133.99 20120901 0 0
237 1 0 0 808884.04 0.042500 3984.71 20120901 0 0
238 1 0 0 942908.85 0.038750 4440.45 20120901 0 0
239 1 0 0 542251.90 0.042500 2671.23 20120901 0 0
240 1 0 0 610319.37 0.040000 2917.96 20120901 0 0
241 1 0 0 532000.00 0.041250 2578.34 20120901 0 0
242 1 0 0 655325.35 0.041250 3180.51 20120901 0 0
243 1 0 0 599173.36 0.042500 2951.64 20120901 0 0
244 1 0 0 1539173.91 0.043750 7695.23 20120901 0 0
245 1 0 0 640000.00 0.042500 3148.42 20120901 0 0
246 1 0 0 535278.00 0.043750 2676.17 20120901 0 0
247 1 0 0 489000.00 0.040000 2334.56 20120901 0 0
248 1 0 0 710000.00 0.041250 3441.01 20120901 0 0
249 1 0 0 936237.17 0.043750 4680.80 20120901 0 0
250 1 0 0 915000.00 0.040000 4368.35 20120901 0 0
251 1 0 0 973595.20 0.040000 4654.80 20120901 0 0
252 1 0 0 493870.34 0.040000 2364.64 20120901 0 0
253 1 0 0 883696.21 0.038750 4161.60 20120901 0 0
254 1 0 0 758952.93 0.042500 3738.74 20120901 0 0
255 1 0 0 718031.49 0.043750 3589.86 20120901 0 0
256 1 0 0 850000.00 0.043750 4243.92 20120901 0 0
257 1 0 0 798833.33 0.042500 3935.52 20120901 0 0
258 1 0 0 699078.20 0.045000 3546.80 20120901 0 0
259 1 0 0 599135.51 0.040000 2864.49 20120901 0 0
260 1 0 0 674005.59 0.038750 3174.10 20120901 0 0
261 1 0 0 828000.00 0.040000 3953.00 20120901 0 0
262 1 0 0 872000.00 0.040000 4163.06 20120901 0 0
263 1 0 0 999000.00 0.040000 4769.38 20120901 0 0
264 1 0 0 459400.00 0.042500 2259.97 20120901 0 0
265 1 0 0 1000000.00 0.042500 4919.40 20120901 0 0
266 1 0 0 565070.41 0.042500 2783.64 20120901 0 0
267 1 0 0 598750.00 0.040000 2858.52 20120901 0 0
268 1 0 0 555198.90 0.040000 2654.43 20120901 0 0
269 1 0 0 480266.03 0.040000 2296.17 20120901 0 0
270 1 0 0 649084.16 0.041250 3150.22 20120901 0 0
271 1 0 0 893406.17 0.042500 4427.46 20120901 0 0
272 1 0 0 499295.50 0.041250 2423.25 20120901 0 0
273 1 0 0 648800.00 0.043750 3239.36 20120901 0 0
274 1 0 0 860000.00 0.040000 4105.77 20120901 0 0
275 1 0 0 543000.86 0.042500 2674.92 20120901 0 0
276 1 0 0 897402.20 0.040000 4296.74 20120901 0 0
277 1 0 0 750000.00 0.041250 3634.87 20120901 0 0
278 1 0 0 651060.58 0.040000 3112.75 20120901 0 0
279 1 0 0 1074800.27 0.043750 5373.56 20120901 0 0
280 1 0 0 558249.81 0.042500 2750.04 20120901 0 0
281 1 0 0 679084.03 0.043750 3395.14 20120901 0 0
282 1 0 0 691067.87 0.043750 3455.05 20120901 0 0
283 1 0 0 2275000.00 0.038750 10697.89 20120901 0 0
284 1 0 0 966666.35 0.042500 4761.98 20120901 0 0
285 1 0 0 815449.41 0.041250 3957.65 20120901 0 0
286 1 0 0 527000.00 0.040000 2515.98 20120901 0 0
287 1 0 0 639897.11 0.041250 3105.64 20120901 0 0
288 1 0 0 557250.00 0.041250 2700.71 20120901 0 0
289 1 0 0 1500000.00 0.038750 7053.56 20120901 0 0
290 1 0 0 576000.00 0.041250 2791.58 20120901 0 0
291 1 0 0 573500.00 0.041250 2779.47 20120901 0 0
292 1 0 0 1755000.00 0.041250 8505.60 20120901 0 0
293 1 0 0 1000000.00 0.042500 4919.40 20120901 0 0
294 1 0 0 656250.00 0.045000 3325.12 20120901 0 0
295 1 0 0 990000.00 0.038750 4655.35 20120901 0 0
296 1 0 0 1158401.83 0.042500 5706.50 20120901 0 0
297 1 0 0 840000.00 0.042500 4132.30 20120901 0 0
298 1 0 0 707650.00 0.040000 3378.43 20120901 0 0
299 1 0 0 687030.61 0.041250 3334.39 20120901 0 0
300 1 0 0 984000.00 0.042500 4840.69 20120901 0 0
301 1 0 0 738000.00 0.043750 3684.73 20120901 0 0
302 1 0 0 950000.00 0.037500 4399.60 20120901 0 0

 

41 42 43 44 45 46 47 48 49 50

ARM Look-back

Days

Gross Margin ARM Round Flag ARM Round Factor

Initial Fixed Rate

Period

Initial Interest Rate

Cap (Change Up)

Initial Interest Rate

Cap (Change Down)

Subsequent Interest

Rate Reset Period

Subsequent Interest

Rate Cap (Change Down)

Subsequent Interest

Rate Cap (Change

Up)

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302

 

51 52 53 54 55 56 57 58 59 60
Lifetime Maximum
Rate (Ceiling)
Lifetime Minimum
Rate (Floor)
Negative
Amortization Limit
Initial Negative
Amortization Recast
Period
Subsequent
Negative
Amortization Recast
Period
Initial Fixed
Payment Period
Subsequent
Payment Reset
Period
Initial Periodic
Payment Cap
Subsequent
Periodic Payment
Cap
Initial Minimum
Payment Reset
Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302

 

61 62 63 64 65 66 67 68 69 70
Subsequent
Minimum Payment
Reset Period
Option ARM
Indicator
Options at Recast Initial Minimum
Payment
Current Minimum
Payment
Prepayment Penalty
Calculation
Prepayment Penalty
Type
Prepayment Penalty
Total Term
Prepayment Penalty
Hard Term
Primary Borrower ID
1 0
2 0
3 0
4 0
5 0
6 0
7 0
8 0
9 0
10 0
11 0
12 0
13 0
14 0
15 0
16 0
17 0
18 0
19 0
20 0
21 0
22 0
23 0
24 0
25 0
26 0
27 0
28 0
29 0
30 0
31 0
32 0
33 0
34 0
35 0
36 0
37 0
38 0
39 0
40 0
41 0
42 0
43 0
44 0
45 0
46 0
47 0
48 0
49 0
50 0
51 0
52 0
53 0
54 0
55 0
56 0
57 0
58 0
59 0
60 0
61 0
62 0
63 0
64 0
65 0
66 0
67 0
68 0
69 0
70 0
71 0
72 0
73 0
74 0
75 0
76 0
77 0
78 0
79 0
80 0
81 0
82 0
83 0
84 0
85 0
86 0
87 0
88 0
89 0
90 0
91 0
92 0
93 0
94 0
95 0
96 0
97 0
98 0
99 0
100 0
101 0
102 0
103 0
104 0
105 0
106 0
107 0
108 0
109 0 152
110 0
111 0
112 0
113 0
114 0
115 0
116 0
117 0
118 0
119 0
120 0
121 0
122 0
123 0
124 0
125 0
126 0
127 0
128 0
129 0
130 0
131 0
132 0
133 0
134 0
135 0
136 0
137 0
138 0
139 0
140 0
141 0
142 0
143 0
144 0
145 0
146 0
147 0
148 0
149 0
150 0
151 0
152 0
153 0
154 0
155 0
156 0
157 0
158 0
159 0
160 0
161 0
162 0
163 0
164 0
165 0
166 0
167 0
168 0
169 0
170 0
171 0
172 0
173 0
174 0
175 0
176 0
177 0
178 0
179 0
180 0
181 0
182 0
183 0
184 0
185 0
186 0
187 0
188 0
189 0
190 0
191 0
192 0
193 0 318
194 0
195 0
196 0
197 0
198 0
199 0
200 0
201 0
202 0
203 0
204 0
205 0
206 0
207 0
208 0
209 0
210 0
211 0
212 0
213 0
214 0
215 0
216 0
217 0
218 0
219 0
220 0
221 0
222 0
223 0
224 0
225 0
226 0
227 0
228 0
229 0
230 0
231 0
232 0
233 0
234 0
235 0
236 0
237 0
238 0
239 0
240 0
241 0
242 0
243 0
244 0
245 0
246 0
247 0
248 0
249 0
250 0
251 0
252 0
253 0
254 0
255 0
256 0
257 0
258 0
259 0
260 0
261 0
262 0
263 0
264 0
265 0
266 0
267 0
268 0
269 0
270 0
271 0
272 0
273 0
274 0
275 0
276 0
277 0
278 0
279 0
280 0
281 0
282 0
283 0
284 0
285 0
286 0
287 0
288 0
289 0
290 0
291 0
292 0
293 0
294 0
295 0
296 0
297 0
298 0
299 0
300 0
301 0
302 0

 

71 72 73 74 75 76 77 78 79 80

Number of

Mortgaged

Properties

Total Number of

Borrowers

Self-employment

Flag

Current ‘Other’

Monthly Payment

Length of

Employment:

Borrower

Length of

Employment: Co-

Borrower

Years in Home FICO Model Used

Most Recent FICO

Date

Primary Wage

Earner Original

FICO: Equifax

1 1 0 2 1.5 0 1
2 2 1 19 19 0 1
3 1 0 4 2 17 1
4 1 0 21 0 1
5 1 1 35 0 1
6 1 0 17 8 1
7 1 0 9 6 1
8 3 1 4.5 0 1
9 2 1 28 2 1
10 2 0 1.5 0 1
11 3 0 4 12 0 1
12 1 0 10 4 1 1
13 1 1 20.25 27.25 7 1
14 1 1 4 10 0 1
15 2 0 5 1 1
16 2 1 3 0 1
17 1 0 11.5 13 7.7 1
18 1 0 5.25 12 0 1
19 1 1 2 28 12 1
20 1 1 8 6.5 1
21 1 0 14 9 1
22 1 0 3.5 0 3 1
23 2 0 17.2 0 6 1
24 3 0 6 7 0 1
25 2 0 11.6 0 0 1
26 2 0 4.3 0 1 1
27 1 0 1.7 0 0 1
28 2 0 1 0 0 1
29 1 0 25 0 14 1
30 1 0 11.6 0 2.1 1
31 1 0 16 6 1
32 2 1 6 4.75 1
33 1 0 6.75 7 1
34 1 0 6.5 5.5 0 1
35 1 0 12 0.25 0 1
36 1 0 21 5.5 3 1
37 1 0 7 1 1
38 2 1 13 10 2 1
39 1 0 10.5 2.25 0 1
40 2 0 4.25 3.5 0 1
41 2 0 7 6 0 1
42 1 1 5 2.25 0 1
43 2 0 10 0 1
44 1 0 1 0 1
45 1 0 5.5 0 1
46 2 1 10 10 0 1
47 1 0 3 16 1
48 1 0 8.25 0 1
49 1 0 4.25 5.25 6 1
50 1 1 2 15 1
51 1 0 19.25 10 1
52 2 0 0.25 3 1
53 1 0 2 0.5 7 1
54 1 1 14 0 1
55 2 1 18 0 1
56 2 1 4 0 0 1
57 1 0 22 0 7 1
58 1 1 14.25 5 1
59 3 0 5 5 0 1
60 1 1 9 9 1
61 1 0 2.5 0 1
62 1 0 3 3 0 1
63 3 0 24 0 0 1
64 2 0 20 10 0 1
65 1 0 15 15 0 1
66 2 1 25 1 1
67 1 0 5 11 7 1
68 2 0 5.75 4.75 0 1
69 1 1 18 16 1
70 2 1 8 8 16 1
71 1 0 28.5 4 1
72 1 1 29 2 0 1
73 2 1 6 2 1
74 1 0 3.25 2 1
75 2 0 17 5.5 1
76 1 0 6 12 1
77 3 0 0.25 15 2 1
78 1 0 6 0 0 1
79 1 1 19 11 1
80 1 0 6 4 1
81 3 0 12 0 1
82 1 0 12.75 7 0 1
83 1 0 0 2.5 1
84 1 1 32 0 1
85 1 0 2 5 2 1
86 2 0 0.75 0 1
87 1 0 4 10.75 0 1
88 1 0 11 7 0 1
89 4 1 0 18 0 1
90 1 0 4 3 1
91 2 0 0 0 1
92 1 1 2.5 2 2.5 1
93 1 0 12.75 16 19 1
94 2 0 18 0 1
95 2 1 22 0 1
96 2 1 10 0 0 1
97 3 1 22 0 1
98 1 0 0.25 4 1
99 1 1 15 2.25 1
100 1 0 6 12 1
101 1 1 28 7 0 1
102 1 0 0 8 1
103 3 0 22.5 0 1
104 1 0 0 4 1
105 1 0 0 0 1
106 2 0 0 2 1
107 1 0 4 7 1
108 1 0 7 6 1
109 2 1 25 0 0 1
110 1 1 36.25 36.25 12 1
111 1 0 9 5 1
112 1 0 9.75 1 1
113 1 1 25.25 12 1
114 1 0 4.25 7 1
115 3 0 7.25 27 0 1
116 1 0 27 12 1
117 1 0 3.25 21.75 9 1
118 1 0 23.25 15.25 7 1
119 2 0 13 0 1
120 1 0 27 5 1
121 1 1 2.25 0.75 1
122 2 1 6 8 5 1
123 1 1 14 10 4 1
124 1 0 0 14 1
125 2 0 2.5 8 0 1
126 2 1 7 6 0 1
127 1 0 18.5 0 1
128 2 0 13 1.25 0 1
129 1 0 26 25 7 1
130 1 1 18 17 1
131 1 1 0 0 1
132 2 0 0.4 6 1
133 4 1 5 0 1
134 1 0 17 11 1
135 2 0 4 0 1
136 1 0 3 2 7 1
137 1 0 14 1.25 1
138 2 0 0 0 1
139 1 0 27 14 20 1
140 1 1 3 0 1
141 1 0 18.5 0 1
142 1 1 7.5 1 1
143 1 0 1 2 1
144 2 0 14 6 0 1
145 2 0 2.25 7.75 0 1
146 1 0 21 0 1
147 2 0 4 1 1 1
148 1 0 0.5 0 1
149 2 1 15 1 1
150 1 0 12 6 1
151 2 1 10.25 0 1
152 1 0 2 6 0 1
153 1 0 0.75 6 1
154 1 0 6 2 1
155 1 0 11 0 5 1
156 1 0 11.5 11.5 1
157 1 0 4 10 5 1
158 1 1 14 30 1
159 1 0 2.5 10 1
160 1 0 13 3 1
161 2 0 0 4 2.5 1
162 2 0 8 7 1
163 2 0 0 0 0 1
164 3 0 15 14 2 1
165 2 0 2.25 5.5 1 1
166 1 0 17 0 1
167 2 0 1.5 0 1
168 2 0 2 0 1
169 1 0 7.75 0 1
170 2 1 15 0 1
171 1 0 5 0 1
172 1 1 25 6 1
173 1 1 30 2 1 1
174 1 1 10 3 0 1
175 1 0 12 12 4 1
176 1 0 8 2 1
177 2 1 15 3 1
178 2 1 25 0 1
179 2 1 15 15 6 1
180 1 0 13 0.25 1
181 2 0 12 7 1 9/25/2012
182 2 0 10 0 1
183 1 0 16.5 0 1
184 1 0 14.5 0 1
185 1 0 6 0 1
186 1 1 25 19 1
187 3 0 3.75 0.5 2.25 1
188 1 1 12 5 1
189 3 1 5 0 1
190 2 0 8.25 0 1
191 1 1 17 17 7 1
192 2 0 13 0 1
193 2 1 20 0 1
194 3 0 2 0 1
195 1 0 0 4.75 7 1
196 1 0 3 2.5 0 1
197 1 0 9.25 11.75 0 1
198 1 1 3 8.5 8 1
199 3 1 17 0.25 1
200 1 0 0.25 0 1
201 3 0 4 4 6 1
202 1 0 2.5 0 1
203 2 0 4.25 2 0 1
204 1 0 0 8 5 1
205 1 0 4 2 1
206 1 1 10 17 1
207 1 1 15 4 10 1
208 1 0 2 8 1
209 2 0 1 6.5 5 1
210 1 1 5.5 5 5 1
211 1 0 5 5 1
212 1 0 8 0 1
213 1 0 24 20 1
214 2 0 5 0 1
215 4 0 14 0 1
216 1 1 13 5 0 1
217 2 1 7 2 0 1
218 2 0 4 0 1
219 1 0 10 1 1
220 1 1 14 3 1
221 1 0 0 20 12 1
222 3 0 3 2 0 1
223 2 1 17 8 1
224 2 0 0 0 1
225 2 0 6.5 0.25 0 1
226 1 0 0.25 15.5 0 1
227 1 0 0 3 2 1
228 1 0 13.75 14 1
229 2 0 13 12 6 1
230 1 1 7 3.75 1
231 1 0 5 5 0 1
232 1 0 24.25 10 1
233 1 0 13 6 1
234 1 0 21 0 1
235 4 0 12 7 1
236 1 0 16.75 2 1
237 3 0 13 0 1
238 1 0 15 6 1
239 1 0 14 1 1
240 1 0 2 3 0 1
241 2 0 16 6 0 1
242 1 1 4.5 0 1
243 1 0 5 5 1
244 1 0 5.75 1 1
245 2 0 13.5 0 1
246 2 0 2 2 1
247 1 0 0.5 3 3 1
248 1 1 19 1.25 1
249 4 1 5.5 4 1
250 1 0 2 2 1
251 1 0 4 10 9 1
252 1 1 10.5 5 1
253 1 0 8 5 0 1
254 1 0 16.75 0 1
255 1 1 10 7.75 1
256 2 1 6 0 1
257 1 0 3.5 0 1
258 1 0 0.5 0 1
259 1 0 32 8 0 1
260 2 0 3 0 1
261 1 0 0.5 0 1
262 2 0 15 0 1
263 1 0 0 0 1
264 1 0 0 17 1
265 4 0 13.25 0 1
266 1 0 25.5 4.5 1
267 1 0 32 0.75 4 1
268 1 0 6 0 1
269 1 0 0 9 1
270 2 1 10 0 1
271 1 1 7 5 1
272 1 0 6.75 9.25 1
273 2 0 0 0 1
274 2 0 14 2 0 1
275 1 1 3 0 1
276 1 1 15 0 1
277 1 1 11 12 1
278 2 0 3 1 0 1
279 1 0 3 0 1
280 2 0 25 0.5 1
281 1 0 1 0 1
282 2 1 5 0 1
283 2 0 12 0 1
284 2 0 2 0 1
285 2 0 4.6 0 0 1
286 1 0 5 4.75 1
287 1 1 2.5 8 5 1
288 1 0 2.75 0 1
289 2 0 5 0 1
290 1 0 28 5 1
291 2 0 28 26 8 1
292 1 0 10 1.75 1
293 1 0 5 3.5 1
294 3 1 27 20 0 1
295 2 1 3 1.5 1
296 3 0 1 1.75 0 1
297 1 1 25 25 5 1
298 1 0 4 2 9 1
299 1 0 11.5 6 1
300 1 1 17 1 1
301 1 0 28 1.5 1
302 1 0 12 14 2 1

 

81 82 83 84 85 86 87 88 89 90
Primary Wage
Earner Original
FICO: Experian
Primary Wage
Earner Original
FICO: TransUnion
Secondary Wage
Earner Original
FICO: Equifax
Secondary Wage
Earner Original
FICO: Experian
Secondary Wage
Earner Original
FICO: TransUnion
Original
Primary Borrower
FICO
Most Recent
Primary Borrower
FICO
Most Recent Co-
Borrower FICO
Most Recent FICO
Method
VantageScore:
Primary Borrower
1 797
2 723
3 820
4 790
5 740
6 799
7 754
8 767
9 783
10 790
11 769
12 767
13 770
14 807
15 790
16 808
17 784
18 730
19 798
20 783
21 766
22 740
23 785
24 794
25 801
26 798
27 804
28 804
29 796
30 738
31 772
32 755
33 777
34 802
35 734
36 768
37 702
38 805
39 768
40 775
41 732
42 769
43 769
44 764
45 748
46 719
47 774
48 761
49 777
50 766
51 763
52 767
53 756
54 775
55 756
56 729
57 745
58 799
59 767
60 755
61 788
62 788
63 781
64 779
65 800
66 737
67 784
68 778
69 799
70 756
71 804
72 770
73 778
74 727
75 792
76 784
77 776
78 796
79 789
80 804
81 772
82 795
83 797
84 776
85 761
86 732
87 769
88 764
89 769
90 778
91 790
92 809
93 782
94 782
95 776
96 778
97 765
98 786
99 774
100 797
101 798
102 796
103 713
104 745
105 701
106 774
107 785
108 799
109 783
110 764
111 782
112 785
113 754
114 747
115 784
116 744
117 755
118 733
119 799
120 782
121 771
122 784
123 793
124 794
125 771
126 729
127 803
128 760
129 794
130 785
131 791
132 728
133 727
134 775
135 820
136 783
137 770
138 700
139 756
140 760
141 787
142 766
143 774
144 749
145 780
146 707
147 787
148 799
149 786
150 789
151 735
152 785
153 722
154 723
155 801
156 761
157 774
158 732
159 706
160 770
161 796
162 793
163 731
164 760
165 744
166 812
167 757
168 786
169 748
170 706
171 779
172 751
173 789
174 766
175 785
176 754
177 718
178 785
179 781
180 717
181 789 793
182 789
183 795
184 803
185 800
186 741
187 762
188 741
189 774
190 788
191 715
192 766
193 799
194 802
195 788
196 714
197 788
198 742
199 718
200 751
201 773
202 807
203 792
204 779
205 751
206 718
207 766
208 763
209 785
210 782
211 783
212 772
213 803
214 776
215 770
216 796
217 764
218 788
219 790
220 794
221 799
222 773
223 779
224 807
225 797
226 724
227 799
228 730
229 790
230 760
231 784
232 743
233 778
234 746
235 763
236 775
237 798
238 764
239 793
240 760
241 776
242 753
243 789
244 753
245 787
246 726
247 702
248 805
249 703
250 805
251 728
252 776
253 782
254 778
255 775
256 804
257 778
258 726
259 782
260 718
261 790
262 758
263 715
264 800
265 772
266 820
267 789
268 788
269 745
270 758
271 722
272 741
273 764
274 799
275 720
276 747
277 777
278 774
279 752
280 776
281 786
282 753
283 781
284 723
285 797
286 781
287 776
288 796
289 776
290 730
291 776
292 720
293 722
294 733
295 774
296 727
297 784
298 769
299 782
300 788 #N/A
301 793 #N/A
302 738 #N/A

 

91 92 93 94 95 96 97 98 99 100
VantageScore: Co-
Borrower
Most Recent
VantageScore
Method
VantageScore Date Credit Report:
Longest Trade Line
Credit Report:
Maximum Trade
Line
Credit Report:
Number of Trade
Lines
Credit Line Usage
Ratio
Most Recent 12-
month Pay History
Months Bankruptcy Months Foreclosure
1 000000000000
2 000000000000
3 000000000000
4 000000000000
5 000000000000
6 000000000000
7 000000000000
8 000000000000
9 000000000000
10 000000000000
11 000000000000
12 000000000000
13 000000000000
14 000000000000
15 000000000000
16 000000000000
17 000000000000
18 000000000000
19 000000000000
20 000000000000
21 000000000000
22 000000000000
23 000000000000
24 000000000000
25 000000000000
26 000000000000
27 000000000000
28 000000000000
29 000000000000
30 000000000000
31 000000000000
32 000000000000
33 000000000000
34 000000000000
35 000000000000
36 000000000000
37 000000000000
38 000000000000
39 000000000000
40 000000000000
41 000000000000
42 000000000000
43 000000000000
44 000000000000
45 000000000000
46 000000000000
47 000000000000
48 000000000000
49 000000000000
50 000000000000
51 000000000000
52 000000000000
53 000000000000
54 000000000000
55 000000000000
56 000000000000
57 000000000000
58 000000000000
59 000000000000
60 000000000000
61 000000000000
62 000000000000
63 000000000000
64 000000000000
65 000000000000
66 000000000000
67 000000000000
68 000000000000
69 000000000000
70 000000000000
71 000000000000
72 000000000000
73 000000000000
74 000000000000
75 000000000000
76 000000000000
77 000000000000
78 000000000000
79 000000000000
80 000000000000
81 000000000000
82 000000000000
83 000000000000
84 000000000000
85 000000000000
86 000000000000
87 000000000000
88 000000000000
89 000000000000
90 000000000000
91 000000000000
92 000000000000
93 000000000000
94 000000000000
95 000000000000
96 000000000000
97 000000000000
98 000000000000
99 000000000000
100 000000000000
101 000000000000
102 000000000000
103 000000000000
104 000000000000
105 000000000000
106 000000000000
107 000000000000
108 000000000000
109 000000000000
110 000000000000
111 000000000000
112 000000000000
113 000000000000
114 000000000000
115 000000000000
116 000000000000
117 000000000000
118 000000000000
119 000000000000
120 000000000000
121 000000000000
122 000000000000
123 000000000000
124 000000000000
125 000000000000
126 000000000000
127 000000000000
128 000000000000
129 000000000000
130 000000000000
131 000000000000
132 000000000000
133 000000000000
134 000000000000
135 000000000000
136 000000000000
137 000000000000
138 000000000000
139 000000000000
140 000000000000
141 000000000000
142 000000000000
143 000000000000
144 000000000000
145 000000000000
146 000000000000
147 000000000000
148 000000000000
149 000000000000
150 000000000000
151 000000000000
152 000000000000
153 000000000000
154 000000000000
155 000000000000
156 000000000000
157 000000000000
158 000000000000
159 000000000000
160 000000000000
161 000000000000
162 000000000000
163 000000000000
164 000000000000
165 000000000000
166 000000000000
167 000000000000
168 000000000000
169 000000000000
170 000000000000
171 000000000000
172 000000000000
173 000000000000
174 000000000000
175 000000000000
176 000000000000
177 000000000000
178 000000000000
179 000000000000
180 000000000000
181 000000000000
182 000000000000
183 000000000000
184 000000000000
185 000000000000
186 000000000000
187 000000000000
188 000000000000
189 000000000000
190 000000000000
191 000000000000
192 000000000000
193 000000000000
194 000000000000
195 000000000000
196 000000000000
197 000000000000
198 000000000000
199 000000000000
200 000000000000
201 000000000000
202 000000000000
203 000000000000
204 000000000000
205 000000000000
206 000000000000
207 000000000000
208 000000000000
209 000000000000
210 000000000000
211 000000000000
212 000000000000
213 000000000000
214 000000000000
215 000000000000
216 000000000000
217 000000000000
218 000000000000
219 000000000000
220 000000000000
221 000000000000
222 000000000000
223 000000000000
224 000000000000
225 000000000000
226 000000000000
227 000000000000
228 000000000000
229 000000000000
230 000000000000
231 000000000000
232 000000000000
233 000000000000
234 000000000000
235 000000000000
236 000000000000
237 000000000000
238 000000000000
239 000000000000
240 000000000000
241 000000000000
242 000000000000
243 000000000000
244 000000000000
245 000000000000
246 000000000000
247 000000000000
248 000000000000
249 000000000000
250 000000000000
251 000000000000
252 000000000000
253 000000000000
254 000000000000
255 000000000000
256 000000000000
257 000000000000
258 000000000000
259 000000000000
260 000000000000
261 000000000000
262 000000000000
263 000000000000
264 000000000000
265 000000000000
266 000000000000
267 000000000000
268 000000000000
269 000000000000
270 000000000000
271 000000000000
272 000000000000
273 000000000000
274 000000000000
275 000000000000
276 000000000000
277 000000000000
278 000000000000
279 000000000000
280 000000000000
281 000000000000
282 000000000000
283 000000000000
284 000000000000
285 000000000000
286 000000000000
287 000000000000
288 000000000000
289 000000000000
290 000000000000
291 000000000000
292 000000000000
293 000000000000
294 000000000000
295 000000000000
296 000000000000
297 000000000000
298 000000000000
299 000000000000
300 000000000000
301 000000000000
302 000000000000

 

101 102 103 104 105 106 107 108 109 110

Primary Borrower

Wage Income

Co-Borrower Wage

Income

Primary Borrower

Other Income

Co-Borrower Other

Income

All Borrower Wage

Income

All Borrower Total

Income

4506-T Indicator

Borrower Income

Verification Level

Co-Borrower

Income Verification

Borrower

Employment

Verification

1 21341.00 4978.00 0.00 0.00 26319.00 26319.00 1 5 3
2 20822.54 19910.00 0.00 0.00 40732.54 40732.54 1 4 3
3 7466.67 0.00 0.00 1927.17 7466.67 9393.84 1 5 3
4 127601.54 0.00 127601.54 127601.54 1 5 3
5 18762.89 0.00 0.00 0.00 18762.89 18762.89 1 4 3
6 12167.00 0.00 11994.00 0.00 12167.00 24161.00 1 5 3
7 0.00 17244.18 0.00 17244.18 1 5 3
8 10883.00 5859.00 0.00 2639.31 16742.00 19381.31 1 4 3
9 35410.20 0.00 35410.20 35410.20 1 4 3
10 22220.65 0.00 22220.65 22220.65 1 5 3
11 18056.00 3855.00 0.00 1200.00 21911.00 23111.00 1 5 3
12 25323.75 0.00 0.00 0.00 25323.75 25323.75 1 5 3
13 14987.27 14318.00 0.00 0.00 29305.27 29305.27 1 4 3
14 17148.00 12981.00 0.00 0.00 30129.00 30129.00 1 4 3
15 24166.00 16061.00 24166.00 40227.00 1 5 3
16 19301.06 0.00 19301.06 19301.06 1 4 3
17 10999.00 -515.00 0.00 0.00 10484.00 10484.00 1 5 3
18 0.00 12310.83 0.00 4418.21 12310.83 16729.04 1 5 3
19 10123.42 4000.00 0.00 0.00 14123.42 14123.42 1 4 3
20 55440.87 0.00 0.00 0.00 55440.87 55440.87 1 4 3
21 6051.00 719.00 10474.00 0.00 6770.00 17244.00 1 5 3
22 29167.00 0.00 -254.00 0.00 29167.00 28913.00 1 5 3
23 20026.35 0.00 0.00 0.00 20026.35 20026.35 1 5 3
24 12931.00 12908.00 -22.00 0.00 25839.00 25817.00 1 5 3
25 101192.00 0.00 -1985.00 0.00 101192.00 99207.00 1 5 3
26 1925.00 0.00 18654.00 0.00 1925.00 20579.00 1 5 3
27 13333.00 0.00 0.00 0.00 13333.00 13333.00 1 5 3
28 15417.00 0.00 0.00 0.00 15417.00 15417.00 1 5 3
29 34549.00 0.00 0.00 0.00 34549.00 34549.00 1 5 3
30 54858.00 0.00 0.00 0.00 54858.00 54858.00 1 5 3
31 10150.00 1696.50 10150.00 11846.50 1 5 3
32 20824.72 0.00 20824.72 20824.72 1 4 3
33 16840.00 0.00 0.00 0.00 16840.00 16840.00 1 5 3
34 15083.00 4833.00 0.00 0.00 19916.00 19916.00 1 5 3
35 27028.50 0.00 0.00 0.00 27028.50 27028.50 1 5 3
36 12089.29 10416.66 0.00 0.00 22505.95 22505.95 1 5 3
37 14583.33 0.00 10934.00 0.00 14583.33 25517.33 1 5 3
38 12459.50 1610.00 0.00 0.00 14069.50 14069.50 1 4 3
39 13780.00 6895.00 0.00 0.00 20675.00 20675.00 1 5 3
40 12932.21 14333.35 4063.68 0.00 27265.56 31329.24 1 5 3
41 14166.95 8550.93 0.00 0.00 22717.88 22717.88 1 5 3
42 22711.00 0.00 0.00 0.00 22711.00 22711.00 1 4 3
43 28297.83 0.00 0.00 0.00 28297.83 28297.83 1 5 3
44 19406.22 0.00 19406.22 19406.22 1 5 3
45 20833.37 0.00 0.00 0.00 20833.37 20833.37 1 5 3
46 9257.13 9257.12 0.00 0.00 18514.25 18514.25 1 4 3
47 9878.92 0.00 9878.92 9878.92 1 5 3
48 6875.00 16138.84 6875.00 23013.84 1 5 3
49 3797.08 9182.78 0.00 0.00 12979.86 12979.86 1 5 3
50 27511.12 0.00 27511.12 27511.12 1 4 3
51 24070.37 0.00 24070.37 24070.37 1 5 3
52 14583.00 0.00 14583.00 0.00 14583.00 29166.00 1 5 3
53 22441.62 14166.68 0.00 0.00 36608.30 36608.30 1 5 3
54 36376.40 0.00 36376.40 36376.40 1 4 3
55 14000.00 0.00 14000.00 14000.00 1 4 3
56 16375.09 0.00 17760.33 0.00 16375.09 34135.42 1 4 3
57 42572.92 0.00 0.00 0.00 42572.92 42572.92 1 5 3
58 15227.67 0.00 15227.67 15227.67 1 4 3
59 1712.70 0.00 25205.09 9375.00 1712.70 36292.79 1 5 3
60 32901.00 0.00 32901.00 32901.00 1 4 3
61 23833.34 0.00 23833.34 23833.34 1 5 3
62 0.00 26599.78 0.00 14635.98 26599.78 41235.76 1 5 3
63 17292.83 4931.00 0.00 0.00 22223.83 22223.83 1 5 3
64 12078.75 0.00 0.00 0.00 12078.75 12078.75 1 5 3
65 13833.34 10100.00 0.00 0.00 23933.34 23933.34 1 5 3
66 40875.91 0.00 40875.91 40875.91 1 4 3
67 18667.00 11112.00 0.00 0.00 29779.00 29779.00 1 5 3
68 8333.32 15833.35 3288.63 0.00 24166.67 27455.30 1 5 3
69 19483.50 0.00 0.00 0.00 19483.50 19483.50 1 4 3
70 14825.00 3335.42 0.00 0.00 18160.42 18160.42 1 4 3
71 31413.33 0.00 31413.33 31413.33 1 5 3
72 32635.88 0.00 0.00 0.00 32635.88 32635.88 1 4 3
73 39861.92 0.00 0.00 0.00 39861.92 39861.92 1 4 3
74 0.00 9207.26 0.00 9207.26 1 5 3
75 22565.59 0.00 0.00 0.00 22565.59 22565.59 1 5 3
76 38993.06 0.00 0.00 0.00 38993.06 38993.06 1 5 3
77 8916.60 15000.00 0.00 0.00 23916.60 23916.60 1 5 3
78 39583.33 0.00 0.00 0.00 39583.33 39583.33 1 5 3
79 30170.75 0.00 0.00 0.00 30170.75 30170.75 1 4 3
80 14242.99 0.00 0.00 0.00 14242.99 14242.99 1 5 3
81 27083.33 0.00 25000.00 0.00 27083.33 52083.33 1 5 3
82 13374.03 6954.16 0.00 0.00 20328.19 20328.19 1 5 3
83 2072.70 1789.70 6708.29 1583.33 3862.40 12154.02 1 5 3
84 107145.00 0.00 0.00 0.00 107145.00 107145.00 1 4 3
85 8000.05 8000.06 0.00 0.00 16000.11 16000.11 1 5 3
86 14583.00 0.00 1382.12 132.81 14583.00 16097.93 1 5 3
87 9533.28 3544.72 0.00 0.00 13078.00 13078.00 1 5 3
88 9517.84 6300.00 0.00 0.00 15817.84 15817.84 1 5 3
89 2461.00 17785.00 0.00 0.00 20246.00 20246.00 1 4 3
90 36888.76 0.00 0.00 0.00 36888.76 36888.76 1 5 3
91 29078.04 0.00 29078.04 29078.04 1 5 3
92 6157.50 2180.16 0.00 0.00 8337.66 8337.66 1 4 3
93 22083.34 18864.56 0.00 0.00 40947.90 40947.90 1 5 3
94 6406.54 30876.61 6406.54 37283.15 1 5 3
95 41125.04 0.00 0.00 0.00 41125.04 41125.04 1 4 3
96 32526.54 0.00 0.00 0.00 32526.54 32526.54 1 4 3
97 38955.21 0.00 0.00 0.00 38955.21 38955.21 1 4 3
98 14158.00 0.00 14158.00 14158.00 1 5 3
99 45671.89 0.00 0.00 0.00 45671.89 45671.89 1 4 3
100 9501.12 0.00 15227.23 0.00 9501.12 24728.35 1 5 3
101 8744.83 0.00 0.00 6365.40 8744.83 15110.23 1 4 3
102 7830.42 0.00 7830.42 7830.42 1 5 3
103 11578.59 2798.72 11578.59 14377.31 1 5 3
104 13110.01 0.00 0.00 0.00 13110.01 13110.01 1 5 3
105 1414.79 1221.00 11851.17 0.00 2635.79 14486.96 1 5 3
106 19373.00 0.00 0.00 0.00 19373.00 19373.00 1 5 3
107 21634.58 0.00 0.00 0.00 21634.58 21634.58 1 5 3
108 18336.84 0.00 18336.84 18336.84 1 5 3
109 32231.92 0.00 0.00 0.00 32231.92 32231.92 1 4 3
110 17625.00 13666.00 0.00 0.00 31291.00 31291.00 1 4 3
111 23583.34 0.00 0.00 0.00 23583.34 23583.34 1 5 3
112 13833.34 0.00 12660.94 0.00 13833.34 26494.28 1 5 3
113 23357.60 0.00 0.00 0.00 23357.60 23357.60 1 4 3
114 17083.33 0.00 0.00 0.00 17083.33 17083.33 1 5 3
115 13728.00 12814.53 0.00 0.00 26542.53 26542.53 1 5 3
116 10000.00 0.00 8046.44 0.00 10000.00 18046.44 1 5 3
117 8397.05 6904.92 0.00 0.00 15301.97 15301.97 1 5 3
118 7945.04 9500.00 0.00 0.00 17445.04 17445.04 1 5 3
119 12833.33 0.00 1904.53 0.00 12833.33 14737.86 1 5 3
120 28638.00 0.00 0.00 0.00 28638.00 28638.00 1 5 3
121 38143.48 0.00 0.00 0.00 38143.48 38143.48 1 4 3
122 12874.00 0.00 0.00 0.00 12874.00 12874.00 1 4 3
123 59992.29 10971.00 0.00 0.00 70963.29 70963.29 1 4 3
124 9977.09 9983.43 0.00 0.00 19960.52 19960.52 1 5 3
125 10669.01 3919.83 5353.97 0.00 14588.84 19942.81 1 5 3
126 13583.62 1645.04 9923.09 0.00 15228.66 25151.75 1 4 3
127 16508.34 0.00 0.00 0.00 16508.34 16508.34 1 5 3
128 12673.42 11249.98 0.00 0.00 23923.40 23923.40 1 5 3
129 19573.93 15964.00 0.00 0.00 35537.93 35537.93 1 5 3
130 15049.75 0.00 11128.82 0.00 15049.75 26178.57 1 4 3
131 15350.00 0.00 15350.00 15350.00 1 4 3
132 22125.35 0.00 0.00 0.00 22125.35 22125.35 1 5 3
133 8220.00 0.00 0.00 0.00 35253.00 35253.00 1 4 3
134 20833.34 0.00 0.00 0.00 20833.34 20833.34 1 5 3
135 22916.68 0.00 1168.83 0.00 22916.68 24085.51 1 5 3
136 3584.83 4929.94 0.00 5775.00 8514.77 14289.77 1 5 3
137 14583.33 24067.00 14583.33 38650.33 1 5 3
138 322123.83 0.00 0.00 0.00 322123.83 322123.83 1 5 3
139 6690.00 10521.33 0.00 0.00 17211.33 17211.33 1 5 3
140 35244.00 0.00 35244.00 35244.00 1 4 3
141 12916.67 0.00 16917.99 0.00 12916.67 29834.66 1 5 3
142 20255.70 0.00 20255.70 20255.70 1 4 3
143 98320.13 0.00 0.00 0.00 98320.13 98320.13 1 5 3
144 10100.00 8545.46 0.00 0.00 18645.46 18645.46 1 5 3
145 6845.96 8430.44 0.00 0.00 15276.40 15276.40 1 5 3
146 17228.38 6853.09 17228.38 24081.47 1 5 3
147 19950.58 9216.77 0.00 0.00 29167.35 29167.35 1 5 3
148 20833.33 0.00 20833.33 20833.33 1 5 3
149 55152.54 0.00 55152.54 55152.54 1 4 3
150 13547.75 0.00 13547.75 13547.75 1 5 3
151 61933.29 0.00 61933.29 61933.29 1 4 3
152 18821.00 14798.33 0.00 0.00 33619.33 33619.33 1 5 3
153 23307.70 0.00 23307.70 23307.70 1 5 3
154 16666.66 0.00 21565.00 0.00 16666.66 38231.66 1 5 3
155 19866.25 0.00 0.00 0.00 19866.25 19866.25 1 5 3
156 28337.33 0.00 28337.33 28337.33 1 5 3
157 10417.00 20173.00 0.00 0.00 30590.00 30590.00 1 5 3
158 68908.71 0.00 0.00 0.00 68908.71 68908.71 1 4 3
159 33245.60 0.00 0.00 0.00 33245.60 33245.60 1 5 3
160 87320.66 0.00 0.00 0.00 87320.66 87320.66 1 5 3
161 18750.00 2067.00 0.00 0.00 20817.00 20817.00 1 5 3
162 33333.34 0.00 33333.34 33333.34 1 5 3
163 20370.33 19351.83 0.00 0.00 39722.16 39722.16 1 5 3
164 11752.00 9189.81 9087.33 0.00 20941.81 30029.14 1 5 3
165 0.00 5417.00 14417.00 9903.00 5417.00 29737.00 1 5 3
166 16816.00 0.00 16816.00 16816.00 1 5 3
167 14578.86 5750.61 14578.86 20329.47 1 5 3
168 19166.66 0.00 2114.58 0.00 19166.66 21281.24 1 5 3
169 16070.90 19479.17 16070.90 35550.07 1 5 3
170 15368.42 0.00 15368.42 15368.42 1 4 3
171 15910.00 0.00 0.00 0.00 15910.00 15910.00 1 5 3
172 9941.00 0.00 310.00 0.00 9941.00 10251.00 1 4 3
173 9549.83 1946.70 7416.75 0.00 11496.53 18913.28 1 4 3
174 9972.79 864.00 0.00 0.00 10836.79 10836.79 1 4 3
175 15000.00 3339.24 0.00 0.00 18339.24 18339.24 1 5 3
176 9177.30 0.00 12852.00 0.00 9177.30 22029.30 1 5 3
177 14968.00 0.00 0.00 0.00 14968.00 14968.00 1 4 3
178 85070.72 0.00 85070.72 85070.72 1 4 3
179 19639.82 3166.66 0.00 0.00 22806.48 22806.48 1 4 3
180 7240.19 35305.52 7240.19 42545.71 1 5 3
181 41666.68 0.00 -6811.00 0.00 41666.68 34855.68 1 5 3
182 22916.00 0.00 0.00 0.00 22916.00 22916.00 1 5 3
183 12053.42 0.00 0.00 0.00 12053.42 12053.42 1 5 3
184 17416.67 0.00 0.00 0.00 17416.67 17416.67 1 5 3
185 19733.00 0.00 19733.00 19733.00 1 5 3
186 19861.00 0.00 19861.00 19861.00 1 4 3
187 10020.00 1045.00 888.00 0.00 11065.00 11953.00 1 5 3
188 28679.99 0.00 0.00 0.00 28679.99 28679.99 1 4 3
189 8310.25 349.60 0.00 0.00 8659.85 8659.85 1 4 3
190 24166.68 0.00 11231.64 0.00 24166.68 35398.32 1 5 3
191 18725.00 17848.42 0.00 0.00 36573.42 36573.42 1 4 3
192 12000.00 0.00 2159.00 700.00 12000.00 14859.00 1 5 3
193 13544.00 0.00 13544.00 13544.00 1 4 3
194 119906.00 59621.00 119906.00 179527.00 1 5 3
195 10210.00 12017.00 0.00 0.00 22227.00 22227.00 1 5 3
196 9166.00 9073.00 0.00 2262.00 18239.00 20501.00 1 5 3
197 6998.00 11228.50 1516.00 0.00 18226.50 19742.50 1 5 3
198 12900.72 4036.18 0.00 0.00 16936.90 16936.90 1 4 3
199 29714.34 0.00 0.00 0.00 29714.34 29714.34 1 4 3
200 16666.67 0.00 16666.67 16666.67 1 5 3
201 10000.00 0.00 0.00 0.00 10000.00 10000.00 1 5 3
202 998.00 4880.00 0.00 7068.00 5878.00 12946.00 1 5 3
203 7897.06 13333.34 0.00 0.00 21230.40 21230.40 1 5 3
204 0.00 10792.00 0.00 5689.00 10792.00 16481.00 1 5 3
205 15216.00 2330.00 15216.00 17546.00 1 5 3
206 13686.61 0.00 13686.61 13686.61 1 4 3
207 5153.00 0.00 0.00 3851.00 5153.00 9004.00 1 4 3
208 17500.00 0.00 0.00 0.00 17500.00 17500.00 1 5 3
209 14583.00 2179.00 0.00 0.00 16762.00 16762.00 1 5 3
210 47718.50 0.00 0.00 0.00 47718.50 47718.50 1 4 3
211 17974.00 0.00 17974.00 17974.00 1 5 3
212 15960.13 0.00 15960.13 15960.13 1 5 3
213 39500.00 0.00 39500.00 39500.00 1 5 3
214 6427.46 0.00 10660.28 0.00 6427.46 17087.74 1 5 3
215 15528.75 0.00 15528.75 15528.75 1 5 3
216 15884.76 2744.91 0.00 0.00 18629.67 18629.67 1 4 3
217 34587.78 16033.63 0.00 0.00 50621.41 50621.41 1 4 3
218 9854.79 483.58 9854.79 10338.37 1 5 3
219 20019.00 0.00 0.00 0.00 20019.00 20019.00 1 5 3
220 21725.31 0.00 21725.31 21725.31 1 4 3
221 21033.00 0.00 0.00 0.00 21033.00 21033.00 1 5 3
222 11870.44 4801.00 231.00 357.74 16671.44 17260.18 1 5 3
223 19330.38 0.00 0.00 0.00 19330.38 19330.38 1 4 3
224 13168.30 6611.16 16609.25 0.00 19779.46 36388.71 1 5 3
225 14441.67 9166.66 0.00 0.00 23608.33 23608.33 1 5 3
226 0.00 24964.21 0.00 0.00 24964.21 24964.21 1 5 3
227 0.00 12035.00 0.00 0.00 12035.00 12035.00 1 5 3
228 42467.07 0.00 0.00 0.00 42467.07 42467.07 1 5 3
229 7571.58 15828.83 0.00 0.00 23400.41 23400.41 1 5 3
230 24400.00 0.00 24400.00 24400.00 1 4 3
231 14852.59 12500.00 0.00 0.00 27352.59 27352.59 1 5 3
232 112500.00 0.00 0.00 0.00 112500.00 112500.00 1 5 3
233 16336.00 0.00 16336.00 16336.00 1 5 3
234 22941.67 0.00 0.00 0.00 22941.67 22941.67 1 5 3
235 39411.30 0.00 0.00 0.00 39411.30 39411.30 1 5 3
236 21516.80 0.00 0.00 0.00 21516.80 21516.80 1 5 3
237 17839.29 0.00 17839.29 17839.29 1 5 3
238 1961.30 0.00 30808.09 0.00 1961.30 32769.39 1 5 3
239 18750.00 0.00 0.00 0.00 18750.00 18750.00 1 5 3
240 6844.92 6407.81 0.00 0.00 13252.73 13252.73 1 5 3
241 19517.08 4895.00 0.00 0.00 24412.08 24412.08 1 5 3
242 25000.00 0.00 25000.00 25000.00 1 4 3
243 15666.66 0.00 0.00 0.00 15666.66 15666.66 1 5 3
244 24157.66 14701.13 24157.66 38858.79 1 5 3
245 50910.41 0.00 0.00 0.00 50910.41 50910.41 1 5 3
246 16083.34 0.00 0.00 0.00 16083.34 16083.34 1 5 3
247 4000.00 4705.00 0.00 0.00 8705.00 8705.00 1 5 3
248 15416.66 0.00 15416.66 15416.66 1 4 3
249 43666.00 0.00 0.00 0.00 43666.00 43666.00 1 4 3
250 41256.96 0.00 41256.96 41256.96 1 5 3
251 9583.00 9580.00 0.00 0.00 19163.00 19163.00 1 5 3
252 29726.43 0.00 29726.43 29726.43 1 4 3
253 4648.00 9126.00 0.00 937.50 13774.00 14711.50 1 5 3
254 17873.00 0.00 17873.00 17873.00 1 5 3
255 29197.93 0.00 0.00 0.00 29197.93 29197.93 1 4 3
256 59852.25 0.00 59852.25 59852.25 1 4 3
257 16666.67 0.00 32894.52 0.00 16666.67 49561.19 1 5 3
258 16666.00 0.00 16666.00 16666.00 1 5 3
259 0.00 12190.00 11432.54 0.00 12190.00 23622.54 1 5 3
260 17004.38 0.00 0.00 0.00 17004.38 17004.38 1 5 3
261 20833.34 0.00 0.00 0.00 20833.34 20833.34 1 5 3
262 17500.00 0.00 6383.27 0.00 17500.00 23883.27 1 5 3
263 22083.33 0.00 22083.33 22083.33 1 5 3
264 2054.00 941.00 6553.00 0.00 2995.00 9548.00 1 5 3
265 50310.00 19472.50 50310.00 69782.50 1 5 3
266 17094.18 0.00 17094.18 17094.18 1 5 3
267 11362.00 8667.00 0.00 0.00 20029.00 20029.00 1 5 3
268 17000.00 0.00 0.00 0.00 17000.00 17000.00 1 5 3
269 11483.07 0.00 11483.07 11483.07 1 5 3
270 28282.42 0.00 0.00 0.00 28282.42 28282.42 1 4 3
271 25143.97 0.00 25143.97 25143.97 1 4 3
272 34283.92 0.00 0.00 0.00 34283.92 34283.92 1 5 3
273 15416.67 0.00 15416.67 15416.67 1 5 3
274 8448.20 9132.58 2483.56 0.00 17580.78 20064.34 1 5 3
275 18123.73 0.00 0.00 0.00 18123.73 18123.73 1 4 3
276 13746.00 0.00 13746.00 13746.00 1 4 3
277 27083.33 0.00 27083.33 27083.33 1 4 3
278 10000.00 15416.65 0.00 0.00 25416.65 25416.65 1 5 3
279 4273.13 260.80 0.00 14564.96 4533.93 19098.89 1 5 3
280 17530.00 0.00 17530.00 17530.00 1 5 3
281 14166.67 0.00 14166.67 14166.67 1 5 3
282 30271.00 0.00 30271.00 30271.00 1 4 3
283 16667.00 34959.45 16667.00 51626.45 1 5 3
284 9583.34 13923.08 9583.34 23506.42 1 5 3
285 12781.00 0.00 1250.00 0.00 12781.00 14031.00 1 5 3
286 17333.34 0.00 0.00 0.00 17333.34 17333.34 1 5 3
287 13219.01 4155.75 0.00 0.00 17374.76 17374.76 1 4 3
288 16666.66 16835.23 16666.66 33501.89 1 5 3
289 16666.66 0.00 46830.29 0.00 16666.66 63496.95 1 5 3
290 33789.92 0.00 33789.92 33789.92 1 5 3
291 6008.32 5991.65 0.00 0.00 11999.97 11999.97 1 5 3
292 18333.33 0.00 21751.00 0.00 18333.33 40084.33 1 5 3
293 27083.34 0.00 27083.34 27083.34 1 5 3
294 9373.51 18050.96 0.00 0.00 27424.47 27424.47 1 4 3
295 55276.77 0.00 55276.77 55276.77 1 4 3
296 11206.99 11791.68 0.00 0.00 22998.67 22998.67 1 5 3
297 3970.08 2521.06 0.00 0.00 6491.14 6491.14 1 4 3
298 11275.30 2765.33 0.00 0.00 14040.63 14040.63 1 5 3
299 19260.32 0.00 19260.32 19260.32 1 5 3
300 64710.05 0.00 64710.05 64710.05 1 4 3
301 13568.05 0.00 13568.05 13568.05 1 5 3
302 17935.00 1407.48 6137.64 0.00 19342.48 25480.12 1 5 3

 

111 112 113 114 115 116 117 118 119

Co-Borrower

Employment

Verification

Borrower Asset

Verification

Co-Borrower Asset

Verification

Liquid / Cash

Reserves

Monthly Debt All

Borrowers

Originator DTI Fully Indexed Rate

Qualification

Method

Percentage of Down

Payment from

Borrower Own

Funds

1 4 272227.50 5066.30 0.1925 100
2 4 855346.92 9612.11 0.2360
3 4 1400447.00 3230.18 0.3439
4 4 4468278.71 22850.63 0.1791
5 4 1035351.08 8117.30 0.4326
6 4 152558.95 4391.87 0.1818
7 4 122160.08 6426.54 0.3727
8 4 24318.96 8126.62 0.4193 100
9 4 102461.61 9773.43 0.2760
10 4 201920.56 7688.92 0.3460 100
11 4 80375.35 8624.38 0.3732 100
12 4 109334.07 3790.26 0.1497
13 4 540447.96 7326.99 0.2500
14 4 275602.27 3601.59 0.1195 100
15 4 46658.68 7522.85 0.1870
16 4 56142.48 7670.57 0.3974 100
17 4 41045.37 3309.82 0.3157
18 4 132917.73 6891.59 0.4120 100
19 4 98705.71 4881.41 0.3456
20 4 242263.53 8478.35 0.1529
21 4 27083.57 7361.12 0.4269
22 4 151655.05 4791.87 0.1657
23 4 167085.50 7643.02 0.3816
24 4 337450.10 8113.87 0.3143 100
25 4 1643674.54 18779.49 0.1893 100
26 4 621289.26 8299.61 0.4033
27 4 247980.08 5829.65 0.4372 100
28 4 163408.24 6497.19 0.4214 100
29 4 134196.91 6833.34 0.1978
30 4 119494.40 14783.63 0.2695
31 4 66356.75 5206.12 0.4395
32 4 174898.36 7746.82 0.3720
33 4 107868.51 5092.43 0.3024
34 4 55690.89 5056.31 0.2539 100
35 4 27633.96 5634.63 0.2085 100
36 4 39276.98 7957.16 0.3536
37 4 78304.16 7869.57 0.3084
38 4 20864.56 5967.75 0.4242
39 4 280169.15 5827.35 0.2819 100
40 4 112287.95 11192.56 0.3573 100
41 4 503741.48 9465.79 0.4167 100
42 4 113620.09 7017.95 0.3090 100
43 4 161975.31 6289.48 0.2223 100
44 4 109102.75 6185.21 0.3187 100
45 4 91640.03 7539.08 0.3619 100
46 4 67744.06 7360.86 0.3976 100
47 4 148890.84 3846.95 0.3894
48 4 40395.30 4311.92 0.1874 61.7447
49 4 32823.84 3949.94 0.3043
50 4 522933.70 4141.39 0.1505
51 4 53882.17 4894.66 0.2033
52 4 356571.33 8971.11 0.3076
53 4 536790.59 5015.56 0.1370
54 4 143028.43 8684.72 0.2387
55 4 560971.01 5996.97 0.4284 100
56 4 84950.91 9045.00 0.2650 88.8551
57 4 198552.61 11580.43 0.2720
58 4 247289.95 6744.70 0.4429
59 4 3054411.27 15780.40 0.4348 100
60 4 501999.89 8389.95 0.2550
61 4 92188.27 7802.73 0.3274 100
62 4 957805.46 7209.58 0.1748 100
63 4 540781.44 9631.36 0.4334 100
64 4 203651.50 3933.76 0.3257 100
65 4 521511.54 6912.40 0.2888 100
66 4 117949.28 15324.54 0.3749
67 4 359651.71 6015.75 0.2020
68 4 271968.83 10557.14 0.3845 100
69 4 271426.96 3249.32 0.1668
70 4 99191.25 6944.36 0.3824
71 4 840552.00 12184.60 0.3879
72 4 179560.80 13185.97 0.4040 100
73 4 108694.04 10442.83 0.2620
74 4 64808.92 4279.16 0.4648
75 4 2395376.13 9423.77 0.4176
76 4 713701.98 9684.20 0.2484
77 4 66487.68 8900.51 0.3721
78 4 1532943.62 5374.82 0.1358 100
79 4 167730.40 10408.18 0.3450
80 4 237154.31 4863.65 0.3415
81 4 560893.20 13113.02 0.2518 100
82 4 102287.01 6745.87 0.3318 100
83 4 296155.45 5070.97 0.4172
84 4 417011.82 15464.13 0.1443 100
85 4 82214.24 5703.16 0.3564
86 4 52445.64 7200.07 0.4473 100
87 4 36893.90 4723.22 0.3612 100
88 4 73578.75 4167.84 0.2635 100
89 4 335624.16 7308.32 0.3610 100
90 4 201777.94 7323.86 0.1985
91 4 509319.18 8380.41 0.2882 100
92 4 401715.41 4143.32 0.4969
93 4 879387.78 13718.41 0.3350
94 4 294033.36 8888.04 0.2384 100
95 4 1063863.97 15678.63 0.3812 100
96 4 264858.06 9028.36 0.2776 100
97 4 86091.88 9277.65 0.2382 100
98 4 176232.82 4153.19 0.2933
99 4 179535.76 7646.11 0.1674
100 4 316550.79 6996.47 0.2829
101 4 143862.81 6247.85 0.4135 100
102 4 1460251.62 2754.44 0.3518
103 4 1382659.68 6147.58 0.4276 100
104 4 25356.07 5647.88 0.4308
105 4 311027.98 6842.71 0.4723 100
106 4 47657.00 5722.53 0.2954
107 4 112061.04 3892.54 0.1799
108 4 33966.96 3821.18 0.2084
109 4 547599.09 11706.63 0.3632
110 4 411609.05 11669.67 0.3729
111 4 73338.61 9273.49 0.3932
112 4 197896.05 6448.34 0.2434
113 4 298329.16 6214.45 0.2661
114 4 88421.87 5045.48 0.2953
115 4 316427.14 8898.73 0.3353 100
116 4 452185.95 5949.68 0.3297
117 4 85482.53 6855.53 0.4480
118 4 97744.03 4784.70 0.2743
119 4 169384.45 6501.61 0.4412 100
120 4 1276613.86 10883.56 0.3800
121 4 92217.24 12907.49 0.3384
122 4 84352.69 4691.08 0.3644
123 4 132262.00 4779.16 0.0673
124 4 484533.10 4129.21 0.2069
125 4 165921.97 8670.66 0.4348 100
126 4 135492.17 10261.61 0.4080 100
127 4 110254.82 6435.63 0.3898 100
128 4 309602.29 7040.23 0.2943 100
129 4 401814.36 9936.23 0.2796
130 4 485334.47 8183.87 0.3126
131 4 5359063.66 6446.51 0.4200 100
132 4 669449.81 6501.73 0.2939
133 4 345940.64 15819.04 0.4487 100
134 4 107401.16 6260.52 0.3005
135 4 437215.24 9662.22 0.4012 100
136 4 75706.48 5158.28 0.3610
137 4 500805.84 11073.36 0.2865
138 4 7408117.27 14041.70 0.0436 100
139 4 702276.15 7701.07 0.4474
140 4 113574.08 8303.66 0.2356 100
141 4 451327.85 9120.78 0.3057 100
142 4 95210.48 8400.73 0.4147
143 4 151945.30 6927.24 0.0705
144 4 790004.76 5861.82 0.3144 100
145 4 357690.31 4745.83 0.3107 100
146 4 148615.34 10213.00 0.4241 100
147 4 65690.75 5341.62 0.1831
148 4 22616.60 3125.87 0.1500 100
149 4 256178.17 11589.64 0.2101
150 4 163634.53 5511.04 0.4068
151 4 391294.10 19573.46 0.3160
152 4 187097.27 7184.59 0.2137 72.958
153 4 1157507.93 5252.67 0.2254
154 4 184483.51 9978.96 0.2610
155 4 3706500.41 6368.03 0.3205
156 4 286812.64 9569.06 0.3377
157 4 212775.98 8185.06 0.2676
158 4 2788642.22 8137.02 0.1181
159 4 811294.57 5308.46 0.1597
160 4 590681.14 8754.94 0.1003
161 4 182292.44 6721.89 0.3229
162 4 203502.33 9923.54 0.2977
163 4 287298.00 9081.92 0.2286 100
164 4 2468648.19 16375.28 0.5453
165 4 257662.95 9859.06 0.3315
166 4 421521.06 3496.01 0.2079 100
167 4 62312.64 6600.21 0.3247 100
168 4 156688.82 8908.69 0.4186 91.0765
169 4 172510.86 9619.10 0.2706
170 4 134185.90 6513.47 0.4238 100
171 4 48625.11 5864.08 0.3686 100
172 4 44408.16 4355.73 0.4249
173 4 2047789.50 6843.32 0.3618
174 4 98044.81 4818.15 0.4446
175 4 157295.61 6112.36 0.3333
176 4 101886.48 5152.26 0.2339
177 4 156372.28 5063.15 0.3383
178 4 2618900.07 16119.63 0.1895 100
179 4 223330.50 9576.19 0.4199
180 4 41265.59 7008.26 0.1647
181 4 2519051.70 14092.29 0.4043
182 4 43426.26 8514.60 0.3716 100
183 4 36361.68 5085.48 0.4219 100
184 4 172421.28 7364.99 0.4229 100
185 4 49148.01 5858.33 0.2969 100
186 4 87785.00 8239.49 0.4149
187 4 73826.60 4900.98 0.4100
188 4 168816.26 10829.82 0.3776
189 4 356281.90 3387.70 0.3912 100
190 4 635582.16 9596.06 0.2711 100
191 4 199276.42 12226.71 0.3343
192 4 171699.47 6472.89 0.4356 100
193 4 322327.08 4511.95 0.3331 100
194 4 1309498.25 31179.89 0.1737 100
195 4 145579.32 7513.84 0.3381
196 4 1040382.30 4598.76 0.2243 100
197 4 153016.88 5697.05 0.2886 100
198 4 56363.92 6867.90 0.4055
199 4 99268.23 5599.37 0.1884
200 4 273058.55 4704.47 0.2823 100
201 4 76571.92 4371.39 0.4371
202 4 8169797.40 4869.61 0.3761 100
203 4 119720.02 6702.03 0.3157 100
204 4 57229.16 6592.71 0.4000
205 4 68400.51 7171.07 0.4087
206 4 132963.44 5362.85 0.3918
207 4 146792.36 4045.54 0.4493
208 4 1518872.05 5949.63 0.3400
209 4 168314.17 5537.01 0.3303
210 4 325674.29 8956.62 0.1877
211 4 145102.18 5320.12 0.2960
212 4 272572.94 6718.54 0.4210 100
213 4 61794.10 10534.02 0.2667
214 4 128443.78 7583.90 0.4438 100
215 4 67094.13 6470.78 0.4167 100
216 4 31046.34 5007.71 0.2688 100
217 4 181755.07 11426.67 0.2257 99.8717
218 4 50434.30 3874.63 0.3748 47.2942
219 4 137826.50 8581.95 0.4287
220 4 119457.22 6999.59 0.3222
221 4 765233.86 4243.45 0.2018
222 4 364790.71 8228.79 0.4768 100
223 4 37403.73 3899.19 0.2017
224 4 442241.08 7438.94 0.2044
225 4 19071.02 8968.88 0.3799 100
226 4 269522.31 7776.28 0.3115 100
227 4 197236.05 3518.81 0.2924
228 4 678962.78 13791.27 0.3248
229 4 120145.78 5842.54 0.2497
230 4 142502.80 5956.87 0.2441
231 4 916794.26 4652.18 0.1701 100
232 4 559693.03 15520.16 0.1380
233 4 164963.54 4922.97 0.3014
234 4 695693.21 5672.86 0.2473 100
235 4 60457.80 11582.43 0.2939
236 4 55288.37 6675.85 0.3103
237 4 167743.93 7671.45 0.4300 100
238 4 158021.37 6623.28 0.2021
239 4 161556.73 4520.64 0.2411
240 4 31966.06 5051.30 0.3812 51.139
241 4 54149.78 7271.48 0.2979 100
242 4 145725.02 7173.00 0.2869 100
243 4 66274.48 4754.31 0.3035
244 4 228379.63 11601.21 0.2985
245 4 149777.28 11969.19 0.2351 100
246 4 32252.00 5124.96 0.3187
247 4 28842.27 3837.90 0.4409
248 4 157915.67 6451.96 0.4185
249 4 286788.47 9803.24 0.2245
250 4 101112.60 6287.64 0.1524
251 4 58502.92 7248.71 0.3783
252 4 26038.89 4234.26 0.1424
253 4 250018.76 6299.99 0.4282 100
254 4 276139.22 7329.90 0.4101 100
255 4 145644.84 6081.26 0.2083
256 4 663041.14 8108.36 0.1355 100
257 4 165629.29 7114.46 0.1435 100
258 4 215108.64 7056.87 0.4234 100
259 4 568474.56 4841.35 0.2049 100
260 4 53265.95 7422.21 0.4365 100
261 4 135307.26 6218.06 0.2985 100
262 4 282798.18 10658.55 0.4463 100
263 4 888742.18 9727.88 0.4405 100
264 4 1295564.20 3535.19 0.3703
265 4 1282930.65 23350.27 0.3346 100
266 4 142507.74 4584.57 0.2682
267 4 206549.26 4852.11 0.2423
268 4 115956.81 7040.64 0.4142 100
269 4 121103.14 4838.71 0.4214
270 4 701534.20 12149.65 0.4296 100
271 4 65190.07 7920.10 0.3150
272 4 133551.02 6309.27 0.1840
273 4 48321.39 5921.53 0.3841 100
274 4 107810.52 7524.65 0.3750 100
275 4 64233.81 4782.73 0.2639 100
276 4 195227.03 4404.48 0.3204 100
277 4 90899.59 5830.26 0.2153
278 4 216712.57 8114.09 0.3192 100
279 4 740788.50 7841.03 0.4105 100
280 4 229597.68 6536.83 0.3729
281 4 94959.31 6354.42 0.4485 78.2069
282 4 101227.08 11582.14 0.3826 100
283 4 569550.59 21556.68 0.4176 100
284 4 845463.33 9051.19 0.3851 100
285 4 51579.57 6300.58 0.4490 100
286 4 574294.46 5105.47 0.2945
287 4 107329.53 7449.29 0.4287
288 4 437464.62 6012.72 0.1795 100
289 4 458108.91 18812.11 0.2963 100
290 4 84957.05 7637.74 0.2260
291 4 153191.51 4007.19 0.3339
292 4 158242.36 9451.52 0.2358
293 4 491535.90 7178.39 0.2650
294 4 196672.60 11606.12 0.4232
295 4 275200.69 9807.15 0.1774
296 4 534103.83 10324.08 0.4489 100
297 4 315032.74 2753.56 0.4242
298 4 168673.00 5724.52 0.4077
299 4 213066.79 5618.91 0.2917
300 4 555470.24 6264.13 0.0968
301 4 149012.99 4994.98 0.3681
302 4 589895.37 13237.61 0.5195

 

120 121 122 123 124 125 126 127 128 129
City State Postal Code Property Type Occupancy Sales Price

Original Appraised

Property Value

Original Property

Valuation Type

Original Property

Valuation Date

Original Automated

Valuation Model

(AVM) Model Name

1 Boston MA 02118 3 1 1075000.00 1075000.00 3 20120807
2 Tahoe City CA 96145 1 2 770000.00 3 20120509
3 Redding CA 96001 1 1 725000.00 3 20120523
4 Palm Desert CA 92260 7 1 3100000.00 3 20120604
5 Palm Desert CA 92660 7 2 1280000.00 3 20120522
6 STOCKTON CA 95219 7 1 650000.00 3 20120725
7 San Jose CA 95125 1 1 1183000.00 3 20120619
8 South Lake Tahoe CA 96150 7 2 785000.00 785000.00 3 20120801
9 Duluth GA 30096 7 1 1475000.00 3 20120309
10 Milton GA 30004 7 2 915000.00 940000.00 3 20120531
11 Suwanee GA 30024 7 1 640000.00 640000.00 3 20120530
12 Atlanta GA 30327 1 1 800000.00 98 20120521
13 Buford GA 30518 1 1 1360000.00 3 20120622
14 Suwanee GA 30024 7 1 670000.00 680000.00 3 20120620
15 Atlanta GA 30306 1 1 825000.00 3 20120717
16 Atlanta GA 30305 1 1 851300.00 860000.00 3 20120814
17 Meridian ID 83642 1 1 585000.00 3 20120329
18 Southlake TX 76092 7 1 850000.00 860000.00 3 20120713
19 Longmont CO 80503 7 1 980000.00 3 20120622
20 Frisco TX 75034 7 1 1500000.00 3 20120706
21 Frisco TX 75034 7 1 710000.00 3 20120716
22 KIRKLAND WA 98033 1 1 900000.00 3 20120410
23 CHICAGO IL 60613 1 1 1500000.00 3 20120531
24 NORTHBROOK IL 60062 1 1 917500.00 915500.00 3 20120504
25 CHICAGO IL 60614 1 1 3650000.00 3750000.00 3 20120509
26 Western Springs IL 60558 1 1 1225000.00 3 20120525
27 PARK RIDGE IL 60068 1 1 816500.00 851000.00 3 20120612
28 ST CHARLES IL 60175 7 1 735000.00 735000.00 3 20120709
29 La Canada Flintridge CA 91011 1 1 1400000.00 3 20120629
30 Houston TX 77057 7 1 1775000.00 3 20120326
31 Arden NC 28704 7 1 1050000.00 3 20120514
32 Huntersville NC 28078 7 1 980000.00 3 20120511
33 AUSTIN TX 78730 1 1 850000.00 3 20120614
34 AUSTIN TX 78746 7 1 639000.00 645000.00 3 20120813
35 POWELL OH 43065 7 1 640000.00 660000.00 3 20120717
36 HOUSTON TX 77081 1 1 1135000.00 3 20120529
37 HOUSTON TX 77055 1 1 1375000.00 3 20120807
38 THE WOODLANDS TX 77381 7 1 752000.00 3 20120706
39 Sunnyvale CA 94087 1 1 1265000.00 1265000.00 3 20120618
40 Solana Beach CA 92075 1 1 1025000.00 1050000.00 3 20120628
41 NAPA CA 94558 1 2 1425000.00 1425000.00 3 20120622
42 GRANITE BAY CA 95746 1 1 1100000.00 1050000.00 3 20120711
43 Englewood CO 80111 7 1 951000.00 995000.00 3 20120717
44 Denver CO 80220 1 1 1300000.00 1300000.00 3 20120814
45 Denver CO 80206 12 1 835000.00 850000.00 3 20120810
46 EL DORADO HILLS CA 95762 7 1 1062500.00 1060000.00 3 20120629
47 SACRAMENTO CA 95818 1 1 825000.00 3 20120715
48 NORTHVILLE MI 48168 7 1 555000.00 566000.00 3 20120608
49 FRANKLIN TN 37064 7 1 650000.00 3 20120409
50 ENCINITAS CA 92024 1 1 1320000.00 3 20120310
51 SCANDIA MN 55073 1 1 725000.00 3 20120518
52 GREENWOOD VILLAGE CO 80111 1 1 1185000.00 3 20120619
53 MOUNTAIN VIEW CA 94040 1 1 1530000.00 3 20120627
54 NEWPORT COAST CA 92657 7 1 1300000.00 3 20120611
55 CANYON COUNTRY CA 91387 7 1 940000.00 1060000.00 3 20120508
56 HOUSTON TX 77055 1 1 765000.00 770000.00 3 20120607
57 MERCER ISLAND WA 98040 1 1 1474000.00 3 20120523
58 VERO BEACH FL 32963 7 1 878000.00 3 20120522
59 BEVERLY HILLS CA 90210 3 1 1812500.00 1725000.00 3 20120523
60 MANHATTAN BEACH CA 90266 1 1 2000000.00 3 20120523
61 KEY BISCAYNE FL 33149 1 1 1525000.00 1525000.00 3 20120521
62 MOORPARK CA 93021 7 1 1250000.00 1250000.00 3 20120702
63 MEADOW VISTA CA 95722 7 1 690000.00 760000.00 3 20120606
64 PORTLAND OR 97212 1 1 865000.00 880000.00 3 20120608
65 KIRKLAND WA 98033 1 1 1175000.00 1175000.00 3 20120521
66 NEWPORT BEACH CA 92660 3 1 1200000.00 3 20120531
67 LOS ANGELES CA 90046 1 1 945000.00 3 20120525
68 WESTON FL 33327 7 1 950000.00 975000.00 3 20120605
69 SAINT CHARLES MO 63304 7 1 650000.00 3 20120604
70 LOS ANGELES CA 90004 1 1 950000.00 3 20120531
71 HOUSTON TX 77056 7 1 3550000.00 3 20120607
72 DAVIE FL 33330 7 1 980000.00 1050000.00 3 20120618
73 CARNATION WA 98014 1 1 1280000.00 3 20120724
74 CHICAGO IL 60613 1 1 775000.00 3 20120618
75 BELLEVUE WA 98005 1 1 2500000.00 3 20120620
76 LOS ANGELES CA 90034 1 1 2625000.00 3 20120702
77 BELLEVUE WA 98006 1 1 930000.00 3 20120722
78 TUCSON AZ 85750 7 1 925000.00 930000.00 3 20120619
79 MINNEAPOLIS MN 55436 1 1 1900000.00 3 20120626
80 CUPERTINO CA 95014 1 1 960000.00 3 20120628
81 LINCOLN MA 01773 1 1 1325000.00 1325000.00 3 20120627
82 SAN JOSE CA 95129 1 1 1538000.00 1330000.00 3 20120627
83 PORTLAND OR 97239 4 1 1100000.00 3 20120706
84 LA QUINTA CA 92253 7 2 900000.00 925000.00 3 20120727
85 SHAVER LAKE CA 93664 7 1 975000.00 3 20120804
86 SCOTTSDALE AZ 85259 7 1 695000.00 704000.00 3 20120816
87 NORTHVILLE MI 48168 7 1 790000.00 800000.00 3 20120727
88 Chandler AZ 85249 7 1 755000.00 768000.00 3 20120812
89 Carbondale CO 81623 1 1 1100000.00 1100000.00 3 20120614
90 WHITEFISH BAY WI 53217 1 1 1500000.00 3 20120511
91 Paradise Valley AZ 85253 7 1 1450000.00 1460000.00 3 20120708
92 Loomis CA 95650 7 1 1000000.00 3 20120628
93 Saint Helena CA 94574 1 1 1300000.00 3 20120713
94 Ashburn VA 20147 7 1 990000.00 1000000.00 3 20120625
95 PARK CITY UT 84098 7 2 1475100.00 1500000.00 3 20120710
96 Denver CO 80209 7 1 1225000.00 1250000.00 3 20120614
97 Denver CO 80210 1 1 1275000.00 1285000.00 3 20120716
98 Boulder CO 80304 1 1 900000.00 3 20120807
99 Denver CO 80220 1 1 1200000.00 3 20120727
100 Redding CA 96003 7 1 858000.00 3 20120620
101 PETALUMA CA 94952 1 1 1125000.00 1125000.00 3 20120625
102 BRECKENRIDGE CO 80424 1 1 1217000.00 3 20120815
103 Denver CO 80210 1 1 1025000.00 1050000.00 3 20120623
104 Humble TX 77346 7 1 625000.00 3 20120806
105 Arroyo Grande CA 93420 1 1 1250000.00 1250000.00 3 20120712
106 NASHVILLE TN 37215 1 1 1250000.00 3 20120806
107 WESTMINSTER CO 80031 7 1 630000.00 3 20120720
108 NASHVILLE TN 37221 1 1 960000.00 3 20120719
109 DAYTONA BEACH FL 32118 4 2 850000.00 3 20120418
110 SEATTLE WA 98112 7 1 2075000.00 3 20120622
111 Denver CO 80230 7 1 1115000.00 3 20120730
112 Magnolia TX 77355 7 1 1100000.00 3 20120517
113 BIRMINGHAM MI 48009 1 1 740000.00 3 20120502
114 Magnolia TX 77354 7 1 725000.00 3 20120524
115 San Diego CA 92109 3 2 1335000.00 1335000.00 3 20120618
116 monte sereno CA 95030 1 1 1285000.00 3 20120712
117 La Jolla CA 92037 7 1 1025000.00 3 20120628
118 CARLSBAD CA 92009 1 1 870000.00 3 20120703
119 SAN JOSE CA 95120 1 1 1005000.00 1080000.00 3 20120710
120 Boca Raton FL 33487 1 1 1825000.00 3 20120725
121 AURORA CO 80016 7 1 720000.00 3 20120722
122 San Diego CA 92116 1 1 835000.00 3 20120719
123 westport CT 06880 1 1 1340000.00 3 20120726
124 SAN DIEGO CA 92103 1 1 1130000.00 3 20120731
125 CARLSBAD CA 92011 7 1 820000.00 825000.00 3 20120726
126 Encino CA 91436 1 1 965000.00 965000.00 3 20120802
127 TARZANA CA 91356 1 1 975000.00 975000.00 3 20120807
128 BELLEVUE WA 98004 1 1 1362000.00 1365000.00 3 20120815
129 Rancho Palos Verdes CA 90275 1 1 1365000.00 3 20120717
130 Dallas TX 75214 1 1 1150000.00 3 20120514
131 Dallas TX 75230 1 2 1095000.00 1095000.00 3 20120703
132 Dallas TX 75225 1 1 1225000.00 3 20120613
133 Dallas TX 75225 1 1 935000.00 935000.00 3 20120712
134 University Park TX 75225 1 1 1145000.00 3 20120706
135 University Park TX 75205 12 1 705000.00 705000.00 3 20120818
136 Dallas TX 75225 1 1 950000.00 3 20120803
137 University Park TX 75205 1 1 2000000.00 3 20120817
138 Dallas TX 75205 1 1 1570000.00 1575000.00 3 20120810
139 LOS ALTOS HILLS CA 94022 1 1 2500000.00 3 20120724
140 Dallas TX 75214 1 1 725000.00 725000.00 3 20120724
141 University Park TX 75225 1 1 1100000.00 1100000.00 3 20120713
142 Austin TX 78746 7 1 1200000.00 3 20120614
143 Austin TX 78733 7 1 1145000.00 3 20120725
144 Cambridge MA 02138 1 1 1239350.00 1240000.00 3 20120715
145 Andover MA 01810 1 1 844000.00 850000.00 3 20120814
146 San Juan Capastrano CA 92675 7 1 998979.00 1000000.00 3 20120604
147 PHOENIX AZ 85018 1 1 1200000.00 3 20120523
148 Belmont NC 28012 7 1 637500.00 640000.00 3 20120809
149 Virginia Beach VA 23451 1 1 2000000.00 3 20120521
150 AUSTIN TX 78704 1 1 694000.00 3 20120728
151 Bridgehampton NY 11932 1 2 2700000.00 3 20120731
152 Scarsdale NY 10583 1 1 2130000.00 2150000.00 3 20120430
153 New York NY 10021 2 1 830000.00 3 20120420
154 New York NY 10128 4 1 1520000.00 3 20120523
155 West Newton MA 02465 1 1 1600000.00 3 20120622
156 New York NY 10021 2 1 1900000.00 3 20120613
157 Hoboken NJ 07030 1 1 1400000.00 3 20120709
158 Brooklyn NY 11201 2 1 2750000.00 3 20120712
159 New York NY 10016 4 1 1200000.00 3 20120611
160 Rye Brook NY 10573 1 1 1175000.00 3 20120726
161 Pelham NY 10803 1 1 1125000.00 3 20120405
162 New Canaan CT 06840 1 1 1445000.00 3 20120608
163 DALLAS TX 75254 1 1 935000.00 960000.00 3 20120507
164 SCOTTSDALE AZ 85262 7 1 2400000.00 3 20120327
165 PARADISE VALLEY AZ 85253 1 1 1425000.00 3 20120719
166 GILBERT AZ 85234 7 1 705000.00 705000.00 3 20120709
167 APEX NC 27502 7 1 732000.00 732000.00 3 20120616
168 RYE NY 10580 1 1 999999.00 1050000.00 3 20120524
169 WATER MILL NY 11976 1 2 1350000.00 3 20120620
170 Loveland CO 80538 7 1 1100000.00 1100000.00 3 20120801
171 FALLS CHURCH VA 22043 1 1 1320000.00 1410000.00 3 20120706
172 LEWES DE 19958 1 1 1600000.00 3 20120507
173 REHOBOTH BEACH DE 19971 7 1 2000000.00 3 20120626
174 PIKE ROAD AL 36064 7 1 850000.00 3 20120614
175 RICHMOND VA 23221 7 1 1201500.00 3 20120727
176 LOS ANGELES CA 90045 1 1 825000.00 3 20120521
177 SANTA ANA CA 92705 1 1 1250000.00 3 20120703
178 SANTA ROSA BEACH FL 32459 7 2 2628000.00 2800000.00 3 20120725
179 PINEHURST NC 28374 7 1 1295000.00 3 20120504
180 CLEVELAND MO 64734 1 1 850000.00 3 20120529
181 MENLO PARK CA 94025 1 1 2400000.00 3 20120228
182 JOHNS CREEK GA 30022 7 1 945000.00 958000.00 3 20120622
183 PROSPER TX 75078 7 1 715000.00 721000.00 3 20120627
184 WESTLAKE TX 76262 7 1 1150000.00 1200000.00 3 20120713
185 CINCINNATI OH 45208 1 1 880000.00 880000.00 3 20120805
186 Los Angeles CA 90027 1 1 2500000.00 3 20120516
187 Bellevue WA 98006 7 1 775000.00 3 20120630
188 EL PASO TX 79912 1 1 1200000.00 3 20120627
189 HOUSTON TX 77098 7 1 1299900.00 1275000.00 3 20120720
190 The Woodlands TX 77380 7 1 1025000.00 1050000.00 3 20120709
191 HIGHLAND PARK TX 75205 1 1 1500000.00 3 20120628
192 NEWPORT BEACH CA 92660 1 1 1220000.00 1220000.00 3 20120713
193 HERMOSA BEACH CA 90254 3 1 1305000.00 1305000.00 3 20120620
194 Los Angeles CA 90048 1 1 1000000.00 1080000.00 3 20120615
195 CUPERTINO CA 95014 1 1 1565000.00 3 20120613
196 PALO ALTO CA 94306 1 1 1387000.00 1385000.00 3 20120720
197 SAN JOSE CA 95125 1 1 958000.00 970000.00 3 20120622
198 Arnold MD 21012 1 1 2000000.00 3 20120517
199 SAN LUIS OBISPO CA 93401 1 1 1200000.00 3 20120531
200 Fort collins CO 80528 7 1 963400.00 965000.00 3 20120709
201 Boulder CO 80303 1 1 1100000.00 3 20120616
202 Glenwood Springs CO 81601 7 1 815000.00 830000.00 3 20120717
203 Seattle WA 98115 1 1 760000.00 765000.00 3 20120707
204 Seattle WA 98103 1 1 1150000.00 3 20120619
205 Seattle WA 98144 1 1 1356000.00 3 20120723
206 SAN DIEGO CA 92107 1 1 1100000.00 3 20120511
207 SOUTH PASADENA CA 91030 13 1 1200000.00 3 20120612
208 LOS ALTOS CA 94024 1 1 1845000.00 3 20120611
209 SAN JOSE CA 95124 1 1 1150000.00 3 20120810
210 MORGAN HILL CA 95037 1 1 1780000.00 3 20120711
211 LOS ANGELES CA 90066 1 1 1135000.00 3 20120705
212 SARATOGA CA 95070 6 1 1179000.00 1179000.00 3 20120709
213 VILLA PARK CA 92667 1 1 1475000.00 3 20120719
214 SHINGLE SPRINGS CA 95682 7 1 612500.00 640000.00 3 20120809
215 GLENDALE CA 91206 1 1 970000.00 985000.00 3 20120820
216 THOUSAND OAKS CA 91320 7 1 949000.00 950000.00 3 20120822
217 LOS GATOS CA 95032 7 1 1501000.00 1501000.00 3 20120727
218 KINGSVILLE MD 21087 7 1 650000.00 650000.00 3 20120605
219 DALLAS TX 75230 1 1 1165000.00 3 20120521
220 DALLAS TX 75225 1 1 1145000.00 3 20120612
221 Albuquerque NM 87111 7 1 916500.00 3 20120709
222 ELLICOTT CITY MD 21042 7 1 1460349.00 1470000.00 3 20120723
223 SAINT HELENA CA 94574 1 1 1275000.00 3 20120711
224 CARMEL CA 93923 1 2 1100000.00 3 20120801
225 SAN JOSE CA 95125 1 1 1153000.00 1175000.00 3 20120817
226 Oxnard CA 93035 1 1 950000.00 961000.00 3 20120621
227 Hood River OR 97031 1 1 880000.00 3 20120620
228 Medina WA 98039 1 1 4000000.00 3 20120808
229 Seattle WA 98136 1 1 830000.00 3 20120717
230 BELLAIRE TX 77401 1 1 980000.00 3 20120512
231 HIGHLAND PARK TX 75205 1 1 1207651.00 1275000.00 3 20120420
232 DALLAS TX 75225 1 1 1650000.00 3 20120702
233 ARGYLE TX 76226 1 1 725000.00 3 20120731
234 DALLAS TX 75209 1 1 818681.00 865000.00 3 20120730
235 SAN ANTONIO TX 78258 7 1 1550000.00 3 20120625
236 DALLAS TX 75230 1 1 1102000.00 3 20120605
237 SCOTTSDALE AZ 85260 7 1 1015000.00 1015000.00 3 20120522
238 RENO NV 89511 7 1 1500000.00 3 20120618
239 CARROLLTON TX 75010 7 1 680000.00 98 20120716
240 UNIVERSITY PARK TX 75225 1 1 768000.00 764000.00 3 20120620
241 COLLEYVILLE TX 76034 7 1 665000.00 672000.00 3 20120721
242 DALLAS TX 75252 7 1 875000.00 900000.00 3 20120813
243 WEST HARTFORD CT 06107 1 1 750000.00 3 20120726
244 NEW CANAAN CT 06840 1 1 2055000.00 3 20120607
245 ABILENE TX 79602 1 1 800000.00 945000.00 3 20120725
246 NEWCASTLE WA 98056 1 1 670000.00 3 20120711
247 ODESSA TX 79765 7 1 1400000.00 3 20120702
248 VIRGINIA BEACH VA 23451 1 1 975000.00 3 20120703
249 FRANKLIN TN 37069 7 1 1250000.00 3 20120425
250 ATLANTA GA 30342 7 1 1350000.00 3 20120712
251 WINCHESTER MA 01890 1 1 1550000.00 3 20120611
252 DALLAS TX 75214 1 1 775000.00 3 20120523
253 SAN JUAN CAPISTRANO CA 92675 7 1 1189000.00 1189000.00 3 20120731
254 CHATSWORTH CA 91311 1 1 950000.00 950000.00 3 20120526
255 SCOTTSDALE AZ 85255 7 1 1015000.00 3 20120712
256 DALLAS TX 75225 1 1 1150000.00 1530000.00 3 20120705
257 SUMMIT NJ 07901 1 1 1250000.00 1250000.00 3 20120514
258 CHARLOTTE NC 28207 1 1 875000.00 886000.00 3 20120611
259 ALBUQUERQUE NM 87111 7 1 810000.00 820000.00 3 20120726
260 SAN DIEGO CA 92130 1 1 1175000.00 1175000.00 3 20120529
261 AUSTIN TX 78746 7 1 1035000.00 1050000.00 3 20120713
262 AUSTIN TX 78705 1 1 1090000.00 1125000.00 3 20120720
263 HOUSTON TX 77024 7 1 1690000.00 1710000.00 3 20120717
264 SPOKANE WA 99223 7 1 630000.00 3 20120626
265 AUSTIN TX 78734 7 1 1750000.00 1760000.00 3 20120723
266 FULSHEAR TX 77441 7 1 766000.00 3 20120809
267 HIGHLAND PARK TX 75209 1 1 992000.00 3 20120730
268 roseville CA 95661 7 1 695000.00 720000.00 3 20120601
269 West Linn OR 97068 1 1 992000.00 3 20120508
270 LAS VEGAS NV 89135 7 1 875000.00 875000.00 3 20120621
271 HENDERSON NV 89052 7 1 1800000.00 3 20120504
272 YUBA CITY CA 95993 1 1 703000.00 3 20120423
273 BELLEVUE WA 98006 7 1 811000.00 820000.00 3 20120620
274 LAKEWOOD WA 98499 1 1 1075000.00 1075000.00 3 20120731
275 HENDERSON NV 89052 7 1 725000.00 750000.00 3 20120808
276 SEATTLE WA 98136 1 1 1200000.00 1300000.00 3 20120712
277 LAS VEGAS NV 89123 1 1 1000000.00 3 20120706
278 SEATTLE WA 98103 1 1 815000.00 815000.00 3 20120814
279 NAPA CA 94558 1 1 1435000.00 1435000.00 3 20120613
280 Hinsdale IL 60521 1 1 750000.00 3 20120611
281 Dayton MD 21036 7 1 850000.00 850000.00 3 20120710
282 Gardnerville NV 89410 1 1 865000.00 900000.00 3 20120629
283 Wayland MA 01778 1 1 3250000.00 3250000.00 3 20120810
284 Seattle WA 98115 1 1 1210000.00 1270000.00 3 20120802
285 San Jose CA 95129 1 1 1088800.00 1145000.00 3 20120718
286 St. Louis MO 63141 1 1 818000.00 3 20120625
287 MONTGOMERY TX 77356 7 1 801000.00 3 20120801
288 Austin TX 78701 4 1 743000.00 765000.00 3 20120815
289 Newton MA 02456 1 1 2990000.00 2875000.00 3 20120702
290 El Paso TX 79922 7 1 720000.00 3 20120626
291 Clinton WA 98236 1 1 1000000.00 3 20120816
292 Brooklyn NY 11217 13 1 2700000.00 3 20120509
293 New York NY 10011 4 1 1335000.00 3 20120517
294 BERLIN MD 21811 1 2 875000.00 3 20120430
295 ARNOLD MD 21012 7 1 1550000.00 3 20120703
296 manhattan beach CA 90266 1 1 1455000.00 1455000.00 3 20120725
297 LOS ANGELES CA 91387 1 1 1200000.00 3 20120706
298 LAGUNA NIGUEL CA 92677 7 1 1800000.00 3 20120720
299 NEW ALBANY OH 43054 7 1 860000.00 3 20120504
300 ATLANTA GA 30305 1 1 1650000.00 3 20120612
301 LOOMIS CA 95650 1 1 1225000.00 3 20120628
302 LOS ALTOS CA 94022 1 1 1810000.00 3 20120626

 

  130 131 132 133 134 135 136 137 138 139 140
 

Original AVM

Confidence Score

Most Recent

Property Value2

Most Recent

Property Valuation

Type

Most Recent

Property Valuation

Date

Most Recent AVM

Model Name

Most Recent AVM

Confidence Score

Original CLTV Original LTV

Original Pledged

Assets

Mortgage Insurance

Company Name

Mortgage Insurance
Percent
1             0.8000 0.8000 0 0 0
2             0.7272 0.7272 0 0 0
3             0.6482 0.6482 0 0 0
4             0.4354 0.4354 0 0 0
5             0.7500 0.7500 0 0 0
6             0.8000 0.8000 0 0 0
7             0.6906 0.6906 0 0 0
8             0.7500 0.7500 0 0 0
9             0.5128 0.5128 0 0 0
10             0.6557 0.6557 0 0 0
11             0.8000 0.8000 0 0 0
12             0.7935 0.7935 0 0 0
13             0.6661 0.6661 0 0 0
14             0.7879 0.7879 0 0 0
15             0.7957 0.7957 0 0 0
16             0.8000 0.8000 0 0 0
17             0.7794 0.7794 0 0 0
18             0.8000 0.8000 0 0 0
19             0.7913 0.7913 0 0 0
20             0.5333 0.5333 0 0 0
21             0.7145 0.7145 0 0 0
22             0.8000 0.8000 0 0 0
23             0.6500 0.6500 0 0 0
24             0.6013 0.6013 0 0 0
25             0.6000 0.6000 0 0 0
26             0.6448 0.6448 0 0 0
27             0.8000 0.8000 0 0 0
28             0.8000 0.8000 0 0 0
29             0.6985 0.6985 0 0 0
30             0.7000 0.7000 0 0 0
31             0.7733 0.7733 0 0 0
32             0.8000 0.8000 0 0 0
33             0.7000 0.7000 0 0 0
34             0.8000 0.8000 0 0 0
35             0.8000 0.8000 0 0 0
36             0.6607 0.6607 0 0 0
37             0.6763 0.6763 0 0 0
38             0.7579 0.7579 0 0 0
39             0.5533 0.5533 0 0 0
40             0.8000 0.8000 0 0 0
41             0.5614 0.5614 0 0 0
42             0.8000 0.8000 0 0 0
43             0.8000 0.8000 0 0 0
44             0.7692 0.7692 0 0 0
45             0.8000 0.8000 0 0 0
46             0.7000 0.7000 0 0 0
47             0.6418 0.6418 0 0 0
48             0.8000 0.8000 0 0 0
49             0.8000 0.7306 0 0 0
50             0.4810 0.4810 0 0 0
51             0.6500 0.6500 0 0 0
52             0.7848 0.7848 0 0 0
53             0.5882 0.5882 0 0 0
54             0.7400 0.7400 0 0 0
55             0.7500 0.7500 0 0 0
56             0.7500 0.7500 0 0 0
57             0.6092 0.6092 0 0 0
58             0.6500 0.6500 0 0 0
59             0.7500 0.7500 0 0 0
60             0.4955 0.4955 0 0 0
61             0.5737 0.5737 0 0 0
62             0.6800 0.6800 0 0 0
63             0.8000 0.8000 0 0 0
64             0.5919 0.5919 0 0 0
65             0.8000 0.8000 0 0 0
66             0.6041 0.6041 0 0 0
67             0.8000 0.8000 0 0 0
68             0.6315 0.6315 0 0 0
69             0.7215 0.7215 0 0 0
70             0.8000 0.8000 0 0 0
71             0.2788 0.2788 0 0 0
72             0.7500 0.7500 0 0 0
73             0.7695 0.7695 0 0 0
74             0.6500 0.6500 0 0 0
75             0.3532 0.3532 0 0 0
76             0.5714 0.3809 0 0 0
77             0.7827 0.7827 0 0 0
78             0.7500 0.7500 0 0 0
79             0.6578 0.5263 0 0 0
80             0.7880 0.7395 0 0 0
81             0.5094 0.5094 0 0 0
82             0.7500 0.7500 0 0 0
83             0.5590 0.5590 0 0 0
84             0.7000 0.7000 0 0 0
85             0.7692 0.7692 0 0 0
86             0.8000 0.8000 0 0 0
87             0.8000 0.8000 0 0 0
88             0.8000 0.8000 0 0 0
89             0.8000 0.8000 0 0 0
90             0.5781 0.5781 0 0 0
91             0.7000 0.7000 0 0 0
92             0.5580 0.5580 0 0 0
93             0.6187 0.5553 0 0 0
94             0.8000 0.8000 0 0 0
95             0.6779 0.6779 0 0 0
96             0.7000 0.7000 0 0 0
97             0.7843 0.7843 0 0 0
98             0.7888 0.7888 0 0 0
99             0.7541 0.7541 0 0 0
100             0.7983 0.7983 0 0 0
101             0.8000 0.8000 0 0 0
102             0.3434 0.3434 0 0 0
103             0.6500 0.6500 0 0 0
104             0.7816 0.7816 0 0 0
105             0.6000 0.6000 0 0 0
106             0.7240 0.7240 0 0 0
107             0.7142 0.7142 0 0 0
108             0.6145 0.6145 0 0 0
109             0.7500 0.7500 0 0 0
110             0.5947 0.5947 0 0 0
111             0.8000 0.8000 0 0 0
112             0.7300 0.7300 0 0 0
113             0.7000 0.7000 0 0 0
114             0.7034 0.7034 0 0 0
115             0.6500 0.6500 0 0 0
116             0.5727 0.5727 0 0 0
117             0.7970 0.7970 0 0 0
118             0.7792 0.7792 0 0 0
119             0.8000 0.8000 0 0 0
120             0.6684 0.6684 0 0 0
121             0.7916 0.7916 0 0 0
122             0.8000 0.8000 0 0 0
123             0.5037 0.5037 0 0 0
124             0.6000 0.6000 0 0 0
125             0.8000 0.8000 0 0 0
126             0.8000 0.8000 0 0 0
127             0.8000 0.8000 0 0 0
128             0.5822 0.5822 0 0 0
129             0.8000 0.8000 0 0 0
130             0.6617 0.6617 0 0 0
131             0.5433 0.5433 0 0 0
132             0.6591 0.6591 0 0 0
133             0.6000 0.6000 0 0 0
134             0.5050 0.5050 0 0 0
135             0.8000 0.8000 0 0 0
136             0.7404 0.7404 0 0 0
137             0.4940 0.4940 0 0 0
138             0.7000 0.7000 0 0 0
139             0.3096 0.3096 0 0 0
140             0.8000 0.8000 0 0 0
141             0.5909 0.5909 0 0 0
142             0.7493 0.7493 0 0 0
143             0.6528 0.6528 0 0 0
144             0.5648 0.5648 0 0 0
145             0.7000 0.7000 0 0 0
146             0.6957 0.6957 0 0 0
147             0.6500 0.6500 0 0 0
148             0.8000 0.8000 0 0 0
149             0.4995 0.4995 0 0 0
150             0.7844 0.7844 0 0 0
151             0.4851 0.3000 0 0 0
152             0.4694 0.4694 0 0 0
153             0.7720 0.7720 0 0 0
154             0.5559 0.5559 0 0 0
155             0.6250 0.6250 0 0 0
156             0.5157 0.5157 0 0 0
157             0.7985 0.6557 0 0 0
158             0.2512 0.2512 0 0 0
159             0.5933 0.5933 0 0 0
160             0.8000 0.8000 0 0 0
161             0.6400 0.6400 0 0 0
162             0.6920 0.6920 0 0 0
163             0.6598 0.6598 0 0 0
164             0.6458 0.6458 0 0 0
165             0.7462 0.7462 0 0 0
166             0.8000 0.8000 0 0 0
167             0.7500 0.7500 0 0 0
168             0.7999 0.7999 0 0 0
169             0.5743 0.5743 0 0 0
170             0.5909 0.5909 0 0 0
171             0.7500 0.7500 0 0 0
172             0.3906 0.3906 0 0 0
173             0.5325 0.5325 0 0 0
174             0.7147 0.7147 0 0 0
175             0.8000 0.8000 0 0 0
176             0.7868 0.7868 0 0 0
177             0.6856 0.6856 0 0 0
178             0.5707 0.5707 0 0 0
179             0.6872 0.6108 0 0 0
180             0.6964 0.6964 0 0 0
181             0.5860 0.5860 0 0 0
182             0.8000 0.8000 0 0 0
183             0.6783 0.6783 0 0 0
184             0.8000 0.8000 0 0 0
185             0.6363 0.6363 0 0 0
186             0.5040 0.5040 0 0 0
187             0.7406 0.7406 0 0 0
188             0.7984 0.7984 0 0 0
189             0.5490 0.5490 0 0 0
190             0.8000 0.8000 0 0 0
191             0.5880 0.5213 0 0 0
192             0.7786 0.7786 0 0 0
193             0.6168 0.6168 0 0 0
194             0.7500 0.7500 0 0 0
195             0.6837 0.6837 0 0 0
196             0.6500 0.6500 0 0 0
197             0.7995 0.7995 0 0 0
198             0.4865 0.4865 0 0 0
199             0.5833 0.5833 0 0 0
200             0.7500 0.7500 0 0 0
201             0.7777 0.5504 0 0 0
202             0.7000 0.7000 0 0 0
203             0.8000 0.8000 0 0 0
204             0.7352 0.6617 0 0 0
205             0.6953 0.6953 0 0 0
206             0.8000 0.8000 0 0 0
207             0.7000 0.7000 0 0 0
208             0.5680 0.3783 0 0 0
209             0.8000 0.8000 0 0 0
210             0.7275 0.7275 0 0 0
211             0.7048 0.7048 0 0 0
212             0.7158 0.7158 0 0 0
213             0.6779 0.6779 0 0 0
214             0.8000 0.8000 0 0 0
215             0.8000 0.8000 0 0 0
216             0.8000 0.8000 0 0 0
217             0.7500 0.7500 0 0 0
218             0.7846 0.7846 0 0 0
219             0.7974 0.7974 0 0 0
220             0.5406 0.5406 0 0 0
221             0.6585 0.6585 0 0 0
222             0.7499 0.7499 0 0 0
223             0.5151 0.5151 0 0 0
224             0.5956 0.5956 0 0 0
225             0.8000 0.8000 0 0 0
226             0.7500 0.7500 0 0 0
227             0.7261 0.7261 0 0 0
228             0.4954 0.4954 0 0 0
229             0.7469 0.7469 0 0 0
230             0.6051 0.6051 0 0 0
231             0.4968 0.4968 0 0 0
232             0.6896 0.6896 0 0 0
233             0.7213 0.7213 0 0 0
234             0.7499 0.7499 0 0 0
235             0.4529 0.4529 0 0 0
236             0.5867 0.5867 0 0 0
237             0.7980 0.7980 0 0 0
238             0.6295 0.6295 0 0 0
239             0.7985 0.7985 0 0 0
240             0.8000 0.8000 0 0 0
241             0.8000 0.8000 0 0 0
242             0.7500 0.7500 0 0 0
243             0.8000 0.8000 0 0 0
244             0.7500 0.7500 0 0 0
245             0.8000 0.8000 0 0 0
246             0.8000 0.8000 0 0 0
247             0.3492 0.3492 0 0 0
248             0.7282 0.7282 0 0 0
249             0.7500 0.7500 0 0 0
250             0.6777 0.6777 0 0 0
251             0.6290 0.6290 0 0 0
252             0.6390 0.6390 0 0 0
253             0.7443 0.7443 0 0 0
254             0.8000 0.8000 0 0 0
255             0.7083 0.7083 0 0 0
256             0.7391 0.7391 0 0 0
257             0.6400 0.6400 0 0 0
258             0.8000 0.8000 0 0 0
259             0.7407 0.7407 0 0 0
260             0.5744 0.5744 0 0 0
261             0.8000 0.8000 0 0 0
262             0.8000 0.8000 0 0 0
263             0.5911 0.5911 0 0 0
264             0.7292 0.7292 0 0 0
265             0.5714 0.5714 0 0 0
266             0.7387 0.7387 0 0 0
267             0.6035 0.6035 0 0 0
268             0.8000 0.8000 0 0 0
269             0.6360 0.4848 0 0 0
270             0.7428 0.7428 0 0 0
271             0.5000 0.5000 0 0 0
272             0.7112 0.7112 0 0 0
273             0.8000 0.8000 0 0 0
274             0.8000 0.8000 0 0 0
275             0.7500 0.7500 0 0 0
276             0.7500 0.7500 0 0 0
277             0.7500 0.7500 0 0 0
278             0.8000 0.8000 0 0 0
279             0.7500 0.7500 0 0 0
280             0.7453 0.7453 0 0 0
281             0.8000 0.8000 0 0 0
282             0.8000 0.8000 0 0 0
283             0.7000 0.7000 0 0 0
284             0.8000 0.8000 0 0 0
285             0.7500 0.7500 0 0 0
286             0.6442 0.6442 0 0 0
287             0.8000 0.8000 0 0 0
288             0.7500 0.7500 0 0 0
289             0.5217 0.5217 0 0 0
290             0.8000 0.8000 0 0 0
291             0.5735 0.5735 0 0 0
292             0.6500 0.6500 0 0 0
293             0.7490 0.7490 0 0 0
294             0.7500 0.7500 0 0 0
295             0.6387 0.6387 0 0 0
296             0.7972 0.7972 0 0 0
297             0.7000 0.7000 0 0 0
298             0.4486 0.3931 0 0 0
299             0.8000 0.8000 0 0 0
300             0.5964 0.5964 0 0 0
301             0.6025 0.6025 0 0 0
302             0.5249 0.5249 0 0 0

 

141 142 143 144 145 146 147 148 149 150
MI: Lender or
Borrower Paid?
Pool Insurance Co.
Name
Pool Insurance Stop
Loss %
MI Certificate
Number
Updated DTI
(Front-end)
Updated DTI
(Back-end)
Modification
Effective Payment
Date
Total Capitalized
Amount
Total Deferred
Amount
Pre-Modification
Interest (Note) Rate
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302

 

151 152 153 154 155 156 157 158 159 160

Pre-Modification P&I

Payment

Pre-Modification

Initial Interest Rate

Change Downward

Cap

Pre-Modification

Subsequent Interest

Rate Cap

Pre-Modification

Next Interest Rate

Change Date

Pre-Modification I/O

Term

Forgiven Principal

Amount

Forgiven Interest

Amount

Number of

Modifications

Cash To/From Brrw at Closing Brrw - Yrs at in Industry
1 2
2 19
3 4
4 35
5 35
6 25
7 9
8 4.5
9 28
10 45
11 21
12 10
13 20.25
14 4
15 16
16 3
17 18
18 16.5
19 32
20 8
21 20
22 25
23 22
24 10
25 11.6
26 4.3
27 2
28 19
29 25
30 11.6
31 16
32 22
33 18
34 7
35 12
36 21
37 15
38 13
39 11
40 5.5
41 7
42 16
43 10
44 11
45 18
46 14
47 5
48 12
49 10
50 25
51 25
52 4
53 19
54 32
55 18
56 4
57 22
58 14.25
59 5
60 10
61 5
62 20
63 30
64 20
65 27
66 29
67 11
68 10
69 35
70 8
71 28.5
72 29
73 6
74 10
75 25
76 22
77 17
78 30
79 19
80 16
81 25
82 13
83 0
84 32
85 5
86 5
87 12
88 15
89 0
90 6
91 4
92 22
93 24
94 18
95 32
96 10
97 22
98 12
99 15
100 6
101 28
102 0
103 24
104 17
105 0
106 4
107 4
108 28
109 25
110 36.25
111 15
112 27
113 34
114 32
115 32
116 27
117 25
118 26
119 13
120 27
121 23
122 6
123 17
124 0
125 24
126 7
127 18.5
128 13
129 26
130 18
131 0
132 5
133 5
134 19
135 4
136 3
137 14
138 2
139 27
140 3
141 18.5
142 9
143 9
144 16
145 11
146 21
147 5
148 14
149 15
150 12
151 10.25
152 12
153 30
154 16
155 11
156 20
157 9
158 35
159 3
160 20
161 20
162 16
163 21
164 15
165 9
166 18
167 10
168 2
169 15
170 15
171 15
172 25
173 30
174 10
175 12
176 8
177 15
178 25
179 15
180 13
181 20
182 21
183 16.5
184 21
185 15
186 30
187 13
188 12
189 40
190 17
191 17
192 13
193 20
194 2
195 30
196 3
197 20
198 25
199 17
200 15
201 12
202 15
203 8
204 0
205 15
206 20
207 15
208 25
209 17
210 5.5
211 10
212 10
213 24
214 5
215 14
216 13
217 15
218 4
219 10
220 14
221 0
222 40
223 17
224 23
225 6.5
226 10
227 16
228 25
229 13
230 19
231 15
232 25
233 15
234 26
235 12
236 17
237 22
238 15
239 18
240 13
241 18
242 10
243 5
244 6
245 13.5
246 5
247 10
248 19
249 9
250 2
251 10
252 10.5
253 15
254 17
255 12
256 40
257 17
258 25
259 32
260 11
261 17
262 15
263 20
264 0
265 13.25
266 25.5
267 32
268 6
269 0
270 26
271 7
272 10
273 10
274 14
275 3
276 15
277 21
278 3
279 3
280 25
281 25
282 11
283 12
284 2
285 7
286 25
287 13
288 17
289 20
290 28
291 28
292 18
293 22
294 27
295 15
296 12
297 25
298 4
299 12
300 17
301 33
302 12

 

161 162 163 164 165 166 167
CoBrrw - Yrs at in Industry Junior Mortgage Drawn Amount Maturity Date Primary Borrower Wage Income (Salary) Primary Borrower Wage Income (Bonus) Primary Borrower Wage Income (Commission) Co-Borrower Wage Income (Salary)
1 1.5 0.00 20421001 21341.00 0.00 0.00 4978.00
2 19 0.00 20420801 20822.54 0.00 0.00 19910.00
3 2 0.00 20420801 7466.67 0.00 0.00 0.00
4 0.00 20420901 127601.54 0.00 0.00 0.00
5 0.00 20420801 18762.89 0.00 0.00 0.00
6 0.00 20420901 12167.00 11994.00 0.00 0.00
7 0.00 20420801 0.00 0.00 17244.18 0.00
8 0.00 20420901 10883.00 0.00 0.00 5859.00
9 0.00 20420801 35410.20 0.00 0.00
10 0.00 20420701 22220.65 0.00 0.00 0.00
11 15 0.00 20420801 18056.00 0.00 0.00 3855.00
12 4 0.00 20420901 25323.75 0.00 0.00 0.00
13 33 0.00 20420901 14987.27 0.00 0.00 14318.00
14 10 0.00 20420801 17148.00 0.00 0.00 12981.00
15 0.00 20420901 24166.00 16061.00 0.00 0.00
16 0.00 20420901 19301.06 0.00 0.00 0.00
17 20 0.00 20420801 10999.00 0.00 0.00 -515.00
18 20 0.00 20420801 0.00 0.00 0.00 12310.83
19 28 0.00 20420801 10123.42 0.00 0.00 4000.00
20 0.00 20420901 55440.87 0.00 0.00 0.00
21 0.00 20420901 6051.00 0.00 10474.00 719.00
22 0 0.00 20420801 29167.00 0.00 0.00 0.00
23 0 0.00 20420801 20026.35 0.00 0.00 0.00
24 10 0.00 20420701 12931.00 0.00 0.00 12908.00
25 0 0.00 20420601 101192.00 0.00 0.00 0.00
26 0 0.00 20420801 1925.00 0.00 18655.00 0.00
27 0 0.00 20420901 13333.00 0.00 0.00 0.00
28 0 0.00 20420801 15417.00 0.00 0.00 0.00
29 0 0.00 20420801 34549.00 0.00 0.00 0.00
30 0 0.00 20420601 54858.00 0.00 0.00 0.00
31 0.00 20420801 10150.00 1285.58 0.00 0.00
32 0.00 20420901 20824.72 0.00 0.00 0.00
33 0.00 20420801 16840.00 0.00 0.00 0.00
34 6 0.00 20420901 15083.00 0.00 0.00 4833.00
35 0.25 0.00 20420901 27028.50 0.00 0.00 0.00
36 6 0.00 20420801 12089.29 0.00 0.00 10416.66
37 0.00 20420901 14583.33 10934.00 0.00 0.00
38 10 0.00 20420901 12459.50 0.00 0.00 1610.00
39 4 0.00 20420801 13780.00 0.00 0.00 6895.00
40 3.5 0.00 20420801 12932.21 4063.68 0.00 14333.35
41 6 0.00 20420801 14166.95 0.00 0.00 8550.93
42 2.25 0.00 20420901 22711.00 0.00 0.00 0.00
43 0.00 20420901 28297.83 0.00 0.00 0.00
44 0.00 20421001 19406.22 0.00 0.00 0.00
45 0.00 20420901 20833.37 0.00 0.00 0.00
46 14 0.00 20420801 9257.13 0.00 0.00 9257.12
47 0.00 20420901 9878.92 0.00 0.00 0.00
48 0.00 20420701 6875.00 0.00 16138.84 0.00
49 5.25 13784.00 20420801 3797.08 0.00 0.00 9182.78
50 0.00 20420601 27511.12 0.00 0.00 0.00
51 0.00 20420801 24070.37 0.00 0.00 0.00
52 0.00 20420901 14583.00 14583.00 0.00 0.00
53 18 0.00 20420801 22441.62 0.00 0.00 14166.68
54 0.00 20420801 36376.40 0.00 0.00 0.00
55 0.00 20420701 14000.00 0.00 0.00 0.00
56 0 0.00 20420701 16375.09 17760.33 0.00 0.00
57 0 0.00 20420701 42572.92 0.00 0.00 0.00
58 0.00 20420801 15227.67 0.00 0.00 0.00
59 5 0.00 20420801 1712.70 0.00 0.00 0.00
60 0.00 20420801 32901.00 0.00 0.00 0.00
61 0.00 20420701 23833.34 0.00 0.00 0.00
62 20 0.00 20420801 0.00 0.00 0.00 26599.78
63 20 0.00 20420701 17292.83 0.00 0.00 4931.00
64 10 0.00 20420801 12078.75 0.00 0.00 0.00
65 22 0.00 20420701 13833.34 0.00 0.00 10100.00
66 0.00 20420801 40875.91 0.00 0.00
67 15 0.00 20420801 18667.00 0.00 0.00 11112.00
68 9 0.00 20420801 8333.32 3288.63 0.00 15833.35
69 0.00 20420801 19483.50 0.00 0.00 0.00
70 8 0.00 20420801 14825.00 0.00 0.00 3335.42
71 0.00 20420801 31413.33 0.00 0.00
72 2 0.00 20420801 32635.88 0.00 0.00 0.00
73 0.00 20420901 39861.92 0.00 0.00 0.00
74 0.00 20420801 0.00 0.00 9207.26 0.00
75 0.00 20420901 22565.59 0.00 0.00 0.00
76 250000.00 20420801 38993.06 0.00 0.00 0.00
77 20 0.00 20420901 8916.60 0.00 0.00 15000.00
78 0 0.00 20420801 39583.33 0.00 0.00 0.00
79 250000.00 20420901 30170.75 0.00 0.00 0.00
80 46500.00 20420801 14242.99 0.00 0.00 0.00
81 0.00 20420901 27083.33 25000.00 0.00 0.00
82 7 0.00 20420901 13374.03 0.00 0.00 6954.16
83 0.00 20420901 2072.70 0.00 0.00 1789.70
84 0.00 20420901 107145.00 0.00 0.00 0.00
85 12 0.00 20420901 8000.05 0.00 0.00 8000.06
86 0.00 20420901 14583.00 500.00 0.00 0.00
87 16 0.00 20420901 9533.28 0.00 0.00 3544.72
88 10 0.00 20420901 9517.84 0.00 0.00 6300.00
89 19 0.00 20420801 2461.00 0.00 0.00 17785.00
90 0.00 20420901 36888.76 0.00 0.00 0.00
91 0.00 20420801 29078.04 0.00 0.00 0.00
92 2 0.00 20420901 6157.50 0.00 0.00 2180.16
93 19 82400.00 20420801 22083.34 0.00 0.00 18864.56
94 0.00 20420801 6406.54 0.00 30876.61
95 0.00 20420801 41125.04 0.00 0.00 0.00
96 0 0.00 20420801 32526.54 0.00 0.00 0.00
97 0.00 20420901 38955.21 0.00 0.00 0.00
98 0.00 20421001 14158.00 0.00 0.00 0.00
99 0.00 20420901 45671.89 0.00 0.00 0.00
100 0.00 20420801 9501.12 0.00 0.00 0.00
101 7 0.00 20420801 8744.83 0.00 0.00 0.00
102 0.00 20421001 7830.42 0.00 0.00 0.00
103 0.00 20420801 11578.59 16.67 2782.05 0.00
104 0.00 20420901 13110.01 0.00 0.00 0.00
105 0.00 20420901 1414.79 0.00 0.00 1221.00
106 0.00 20420901 19373.00 0.00 0.00 0.00
107 0.00 20420901 21634.58 0.00 0.00 0.00
108 0.00 20420901 18336.84 0.00 0.00 0.00
109 0 0.00 20420701 32231.92 0.00 0.00 0.00
110 36.25 0.00 20420801 17625.00 0.00 0.00 13666.00
111 0.00 20420901 23583.34 0.00 0.00 0.00
112 0.00 20420801 13833.34 12660.94 0.00 0.00
113 0.00 20420801 23357.60 0.00 0.00 0.00
114 0.00 20420801 17083.33 0.00 0.00 0.00
115 27 0.00 20420801 13728.00 0.00 0.00 12814.53
116 0.00 20420901 10000.00 833.33 7213.11 0.00
117 21.75 0.00 20420801 8397.05 0.00 0.00 6904.92
118 185.25 0.00 20420801 7945.04 0.00 0.00 9500.00
119 0.00 20420901 12833.33 1904.53 0.00 0.00
120 0.00 20420901 28638.00 0.00 0.00 0.00
121 0.00 20420901 38143.48 0.00 0.00 0.00
122 8 0.00 20420901 12874.00 0.00 0.00 0.00
123 15 0.00 20420901 59992.29 0.00 0.00 10971.00
124 0.00 20420901 9977.09 0.00 0.00 9983.43
125 16 0.00 20420901 10669.01 0.00 5353.97 3919.83
126 6 0.00 20421001 13583.62 0.00 0.00 1645.04
127 0.00 20420901 16508.34 0.00 0.00 0.00
128 13 0.00 20420901 12673.42 0.00 0.00 11249.98
129 25 0.00 20420901 19573.93 0.00 0.00 15964.00
130 0.00 20420901 15049.75 11128.82 0.00 0.00
131 0.00 20420801 15350.00 0.00 0.00 0.00
132 0.00 20420801 22125.35 0.00 0.00 0.00
133 0.00 20420801 8220.00 0.00 0.00 0.00
134 0.00 20420801 20833.34 0.00 0.00 0.00
135 0.00 20420901 22916.68 1168.83 0.00 0.00
136 2 0.00 20420901 3584.83 0.00 0.00 4929.94
137 0.00 20420901 14583.33 24067.00 0.00 0.00
138 0.00 20420901 322123.83 0.00 0.00 0.00
139 14 0.00 20420901 6690.00 0.00 0.00 10521.33
140 0.00 20420901 35244.00 0.00 0.00 0.00
141 0.00 20420801 12916.67 16917.99 0.00 0.00
142 0.00 20420901 20255.70 0.00 0.00 0.00
143 0.00 20420901 98320.13 0.00 0.00 0.00
144 10 0.00 20420901 10100.00 0.00 0.00 8545.46
145 11 0.00 20420901 6845.96 0.00 0.00 8430.44
146 0.00 20420701 17228.38 6853.09 0.00 0.00
147 2 0.00 20420801 19950.58 0.00 0.00 9216.77
148 0.00 20420901 20833.33 0.00 0.00 0.00
149 0.00 20420701 55152.54 0.00 0.00 0.00
150 0.00 20420901 13547.75 0.00 0.00 0.00
151 275662.00 20420901 61933.29 0.00 0.00 0.00
152 12 0.00 20420801 18821.00 0.00 0.00 14798.33
153 0.00 20420701 23307.70 0.00 0.00
154 0.00 20420801 16666.66 21565.00 0.00 0.00
155 0 0.00 20420801 19866.25 0.00 0.00 0.00
156 0.00 20420901 28337.33 0.00 0.00 0.00
157 19 191321.00 20420901 10417.00 0.00 0.00 20173.00
158 0.00 20420901 68908.71 0.00 0.00 0.00
159 0.00 20421001 33245.60 0.00 0.00 0.00
160 0.00 20420901 87320.66 0.00 0.00 0.00
161 18 0.00 20420801 18750.00 0.00 0.00 2067.00
162 0.00 20420801 33333.34 0.00 0.00 0.00
163 16 0.00 20420801 20370.33 0.00 0.00 19351.83
164 14 0.00 20420801 11752.00 0.00 0.00 9189.81
165 9 0.00 20420901 0.00 0.00 14417.00 5417.00
166 0.00 20420901 16816.00 0.00 0.00 0.00
167 0.00 20420901 14578.86 5750.61 0.00 0.00
168 0.00 20420901 19166.66 2114.58 0.00 0.00
169 0.00 20420801 16070.90 19479.17 0.00 0.00
170 0.00 20420901 15368.42 0.00 0.00 0.00
171 0.00 20420801 15910.00 0.00 0.00 0.00
172 0.00 20420901 9941.00 0.00 0.00 0.00
173 2 0.00 20420901 9549.83 0.00 0.00 1946.70
174 6 0.00 20420901 9972.79 0.00 0.00 864.00
175 12 0.00 20420901 15000.00 0.00 0.00 3339.24
176 0.00 20420801 9177.30 0.00 12852.00 0.00
177 0.00 20420901 14968.00 0.00 0.00 0.00
178 0.00 20421001 85070.72 0.00 0.00 0.00
179 15 55027.00 20420901 19639.82 0.00 0.00 3166.66
180 0.00 20420901 7240.19 0.00 35305.52 0.00
181 0.00 20420401 41666.68 0.00 0.00 0.00
182 0.00 20420901 22916.00 0.00 0.00 0.00
183 0.00 20420801 12053.42 0.00 0.00 0.00
184 0.00 20420801 17416.67 0.00 0.00 0.00
185 0.00 20420901 19733.00 0.00 0.00 0.00
186 0.00 20420801 19861.00 0.00 0.00 0.00
187 9 0.00 20420801 10020.00 0.00 0.00 1045.00
188 0.00 20420901 28679.99 0.00 0.00 0.00
189 0.00 20420901 8310.25 0.00 0.00 349.60
190 0.00 20420801 24166.68 11231.64 0.00 0.00
191 17 97016.00 20420801 18725.00 0.00 0.00 17848.42
192 0.00 20420901 12000.00 2159.00 0.00 0.00
193 0.00 20420801 13544.00 0.00 0.00 0.00
194 0.00 20420801 119906.00 0.00 0.00 0.00
195 24 0.00 20420901 10210.00 0.00 0.00 12017.00
196 5 0.00 20420901 9166.00 0.00 0.00 9073.00
197 17 0.00 20420801 6998.00 0.00 0.00 11228.50
198 22 0.00 20420701 12900.72 0.00 0.00 4036.18
199 0.00 20420801 29714.34 0.00 0.00 0.00
200 0.00 20420801 16666.67 0.00 0.00 0.00
201 10 250000.00 20320801 10000.00 0.00 0.00 0.00
202 0.00 20420901 998.00 0.00 0.00 4880.00
203 6 0.00 20420901 7897.06 0.00 0.00 13333.34
204 8 83481.00 20420801 0.00 0.00 0.00 10792.00
205 0.00 20420901 15216.00 2330.00 0.00 0.00
206 0.00 20420901 13686.61 0.00 0.00 0.00
207 10 0.00 20420801 5153.00 0.00 0.00 0.00
208 349737.00 20420801 17500.00 0.00 0.00 0.00
209 9 0.00 20421001 14583.00 0.00 0.00 2179.00
210 5 0.00 20420901 47718.50 0.00 0.00 0.00
211 0.00 20420901 17974.00 0.00 0.00 0.00
212 0.00 20420801 15960.13 0.00 0.00 0.00
213 0.00 20420901 39500.00 0.00 0.00 0.00
214 0.00 20420901 6427.46 217.78 10442.50 0.00
215 0.00 20420901 15528.75 0.00 0.00 0.00
216 5 0.00 20421001 15884.76 0.00 0.00 2744.91
217 10 0.00 20421001 34587.78 0.00 0.00 16033.63
218 0.00 20420801 9854.79 0.00 0.00
219 0.00 20420801 20019.00 0.00 0.00 0.00
220 0.00 20420801 21725.31 0.00 0.00 0.00
221 20 0.00 20420801 21033.00 0.00 0.00 0.00
222 2 0.00 20420901 11870.44 0.00 0.00 4801.00
223 0.00 20420901 19330.38 0.00 0.00 0.00
224 0.00 20420901 13168.30 0.00 0.00 6611.16
225 8 0.00 20421001 14441.67 0.00 0.00 9166.66
226 16 0.00 20420801 0.00 0.00 0.00 24964.21
227 10 0.00 20420801 0.00 0.00 0.00 12035.00
228 0.00 20420901 42467.07 0.00 0.00 0.00
229 12 0.00 20420901 7571.58 0.00 0.00 15828.83
230 0.00 20420801 24400.00 0.00 0.00
231 16 0.00 20420801 14852.59 0.00 0.00 12500.00
232 0.00 20420901 112500.00 0.00 0.00 0.00
233 0.00 20420901 16336.00 0.00 0.00 0.00
234 0.00 20420901 22941.67 0.00 0.00 0.00
235 0.00 20420801 39411.30 0.00 0.00 0.00
236 0.00 20420701 21516.80 0.00 0.00 0.00
237 0.00 20420801 17839.29 0.00 0.00
238 0.00 20420801 1961.30 0.00 30808.09 0.00
239 0.00 20420901 18750.00 0.00 0.00 0.00
240 13 0.00 20420801 6844.92 0.00 0.00 6407.81
241 10 0.00 20420901 19517.08 0.00 0.00 4895.00
242 0.00 20420901 25000.00 0.00 0.00 0.00
243 0.00 20420901 15666.66 0.00 0.00 0.00
244 0.00 20420801 24157.66 14701.13 0.00 0.00
245 0.00 20420901 50910.41 0.00 0.00 0.00
246 0.00 20420801 16083.34 0.00 0.00 0.00
247 20 0.00 20420901 4000.00 0.00 0.00 4705.00
248 0.00 20420901 15416.66 0.00 0.00 0.00
249 0.00 20420901 43666.00 0.00 0.00 0.00
250 0.00 20420901 41256.96 0.00 0.00 0.00
251 10 0.00 20420801 9583.00 0.00 0.00 9580.00
252 0.00 20420801 29726.43 0.00 0.00
253 17 0.00 20420901 4648.00 0.00 0.00 9126.00
254 0.00 20420801 17873.00 0.00 0.00
255 0.00 20420901 29197.93 0.00 0.00 0.00
256 0.00 20420901 59852.25 0.00 0.00 0.00
257 0.00 20420801 16666.67 32894.52 0.00 0.00
258 0.00 20420801 16666.00 0.00 0.00
259 30 0.00 20420901 0.00 0.00 11432.54 12190.00
260 0.00 20420801 17004.38 0.00 0.00 0.00
261 0.00 20420901 20833.34 0.00 0.00 0.00
262 0.00 20420901 17500.00 2083.35 0.00 0.00
263 0.00 20420901 22083.33 0.00 0.00 0.00
264 0.00 20420901 2054.00 0.00 0.00 941.00
265 0.00 20420901 50310.00 19472.50 0.00 0.00
266 0.00 20420901 17094.18 0.00 0.00 0.00
267 24 0.00 20420901 11362.00 0.00 0.00 8667.00
268 0.00 20420901 17000.00 0.00 0.00 0.00
269 124121.00 20420901 11483.07 0.00 0.00 0.00
270 0.00 20420801 28282.42 0.00 0.00 0.00
271 0.00 20420801 25143.97 0.00 0.00 0.00
272 0.00 20420801 34283.92 0.00 0.00 0.00
273 0.00 20420801 15416.67 0.00 0.00
274 2 0.00 20420901 8448.20 0.00 0.00 9132.58
275 0.00 20420901 18123.73 0.00 0.00 0.00
276 0.00 20420801 13746.00 0.00 0.00 0.00
277 0.00 20420901 27083.33 0.00 0.00 0.00
278 1 0.00 20420901 10000.00 0.00 0.00 15416.65
279 0.00 20420801 4273.13 0.00 0.00 260.80
280 0.00 20420901 17530.00 0.00 0.00 0.00
281 0.00 20420801 14166.67 0.00 0.00
282 0.00 20420801 30271.00 0.00 0.00
283 0.00 20421001 16667.00 0.00 0.00 0.00
284 0.00 20420901 9583.34 0.00 13923.08 0.00
285 0 0.00 20420901 12781.00 1250.00 0.00 0.00
286 0.00 20421001 17333.34 0.00 0.00 0.00
287 8 0.00 20420901 13219.01 0.00 0.00 4155.75
288 0.00 20420901 16666.66 16835.23 0.00 0.00
289 0.00 20420901 16666.66 46830.29 0.00 0.00
290 0.00 20421001 33789.92 0.00 0.00 0.00
291 26 0.00 20421001 6008.32 0.00 0.00 5991.65
292 0.00 20421001 18333.33 21751.00 0.00 0.00
293 0.00 20421001 27083.34 0.00 0.00 0.00
294 20 0.00 20420901 9373.51 0.00 0.00 18050.96
295 0.00 20420901 55276.77 0.00 0.00 0.00
296 15 0.00 20420901 11206.99 0.00 0.00 11791.68
297 25 0.00 20421001 3970.08 0.00 0.00 2521.06
298 2 97206.00 20421001 11275.30 0.00 0.00 2765.33
299 0.00 20420901 19260.32 0.00 0.00 0.00
300 0.00 20420801 64710.05 0.00 0.00 0.00
301 0.00 20420901 13568.05 0.00 0.00 0.00
302 14 0.00 20421001 17935.00 6137.64 0.00 1407.48

 

168 169 170 171 172
Co-Borrower Wage Income (Bonus) Co-Borrower Wage Income (Commission) Originator Doc Code RWT Income Verification RWT Asset Verification
1 0.00 0.00 Full Two Years Two Months
2 0.00 0.00 Full Two Years Two Months
3 0.00 0.00 Full Two Years Two Months
4 0.00 0.00 Full Two Years Two Months
5 0.00 0.00 Full Two Years Two Months
6 0.00 0.00 Full Two Years Two Months
7 0.00 0.00 Full Two Years Two Months
8 0.00 0.00 Full Two Years Two Months
9 Full Two Years Two Months
10 0.00 0.00 Full Two Years Two Months
11 0.00 0.00 Full Two Years Two Months
12 0.00 0.00 Full Two Years Two Months
13 0.00 0.00 Full Two Years Two Months
14 0.00 0.00 Full Two Years Two Months
15 0.00 0.00 Full Two Years Two Months
16 0.00 0.00 Full Two Years Two Months
17 0.00 0.00 Full Two Years Two Months
18 0.00 4418.21 Full Two Years Two Months
19 0.00 0.00 Full Two Years Two Months
20 0.00 0.00 Full Two Years Two Months
21 0.00 0.00 Full Two Years Two Months
22 0.00 0.00 Full Two Years Two Months
23 0.00 0.00 Full Two Years Two Months
24 0.00 0.00 Full Two Years Two Months
25 0.00 0.00 Full Two Years Two Months
26 0.00 0.00 Full Two Years Two Months
27 0.00 0.00 Full Two Years Two Months
28 0.00 0.00 Full Two Years Two Months
29 0.00 0.00 Full Two Years Two Months
30 0.00 0.00 Full Two Years Two Months
31 0.00 0.00 Full Two Years Two Months
32 0.00 0.00 Full Two Years Two Months
33 0.00 0.00 Full Two Years Two Months
34 0.00 0.00 Full Two Years Two Months
35 0.00 0.00 Full Two Years Two Months
36 0.00 0.00 Full Two Years Two Months
37 0.00 0.00 Full Two Years Two Months
38 0.00 0.00 Full Two Years Two Months
39 0.00 0.00 Full Two Years Two Months
40 0.00 0.00 Full Two Years Two Months
41 0.00 0.00 Full Two Years Two Months
42 0.00 0.00 Full Two Years Two Months
43 0.00 0.00 Full Two Years Two Months
44 0.00 0.00 Full Two Years Two Months
45 0.00 0.00 Full Two Years Two Months
46 0.00 0.00 Full Two Years Two Months
47 0.00 0.00 Full Two Years Two Months
48 0.00 0.00 Full Two Years Two Months
49 0.00 0.00 Full Two Years Two Months
50 0.00 0.00 Full Two Years Two Months
51 0.00 0.00 Full Two Years Two Months
52 0.00 0.00 Full Two Years Two Months
53 0.00 0.00 Full Two Years Two Months
54 0.00 0.00 Full Two Years Two Months
55 0.00 0.00 Full Two Years Two Months
56 0.00 0.00 Full Two Years Two Months
57 0.00 0.00 Full Two Years Two Months
58 0.00 0.00 Full Two Years Two Months
59 0.00 0.00 Full Two Years Two Months
60 0.00 0.00 Full Two Years Two Months
61 0.00 0.00 Full Two Years Two Months
62 14635.98 0.00 Full Two Years Two Months
63 0.00 0.00 Full Two Years Two Months
64 0.00 0.00 Full Two Years Two Months
65 0.00 0.00 Full Two Years Two Months
66 Full Two Years Two Months
67 0.00 0.00 Full Two Years Two Months
68 0.00 0.00 Full Two Years Two Months
69 0.00 0.00 Full Two Years Two Months
70 0.00 0.00 Full Two Years Two Months
71 Full Two Years Two Months
72 0.00 0.00 Full Two Years Two Months
73 0.00 0.00 Full Two Years Two Months
74 0.00 0.00 Full Two Years Two Months
75 0.00 0.00 Full Two Years Two Months
76 0.00 0.00 Full Two Years Two Months
77 0.00 0.00 Full Two Years Two Months
78 0.00 0.00 Full Two Years Two Months
79 0.00 0.00 Full Two Years Two Months
80 0.00 0.00 Full Two Years Two Months
81 0.00 0.00 Full Two Years Two Months
82 0.00 0.00 Full Two Years Two Months
83 0.00 0.00 Full Two Years Two Months
84 0.00 0.00 Full Two Years Two Months
85 0.00 0.00 Full Two Years Two Months
86 0.00 0.00 Full Two Years Two Months
87 0.00 0.00 Full Two Years Two Months
88 0.00 0.00 Full Two Years Two Months
89 0.00 0.00 Full Two Years Two Months
90 0.00 0.00 Full Two Years Two Months
91 0.00 0.00 Full Two Years Two Months
92 0.00 0.00 Full Two Years Two Months
93 0.00 0.00 Full Two Years Two Months
94 Full Two Years Two Months
95 0.00 0.00 Full Two Years Two Months
96 0.00 0.00 Full Two Years Two Months
97 0.00 0.00 Full Two Years Two Months
98 0.00 0.00 Full Two Years Two Months
99 0.00 0.00 Full Two Years Two Months
100 0.00 0.00 Full Two Years Two Months
101 0.00 0.00 Full Two Years Two Months
102 0.00 0.00 Full Two Years Two Months
103 0.00 0.00 Full Two Years Two Months
104 0.00 0.00 Full Two Years Two Months
105 0.00 0.00 Full Two Years Two Months
106 0.00 0.00 Full Two Years Two Months
107 0.00 0.00 Full Two Years Two Months
108 0.00 0.00 Full Two Years Two Months
109 0.00 0.00 Full Two Years Two Months
110 0.00 0.00 Full Two Years Two Months
111 0.00 0.00 Full Two Years Two Months
112 0.00 0.00 Full Two Years Two Months
113 0.00 0.00 Full Two Years Two Months
114 0.00 0.00 Full Two Years Two Months
115 0.00 0.00 Full Two Years Two Months
116 0.00 0.00 Full Two Years Two Months
117 0.00 0.00 Full Two Years Two Months
118 0.00 0.00 Full Two Years Two Months
119 0.00 0.00 Full Two Years Two Months
120 0.00 0.00 Full Two Years Two Months
121 0.00 0.00 Full Two Years Two Months
122 0.00 0.00 Full Two Years Two Months
123 0.00 0.00 Full Two Years Two Months
124 0.00 0.00 Full Two Years Two Months
125 0.00 0.00 Full Two Years Two Months
126 0.00 0.00 Full Two Years Two Months
127 0.00 0.00 Full Two Years Two Months
128 0.00 0.00 Full Two Years Two Months
129 0.00 0.00 Full Two Years Two Months
130 0.00 0.00 Full Two Years Two Months
131 0.00 0.00 Full Two Years Two Months
132 0.00 0.00 Full Two Years Two Months
133 0.00 0.00 Full Two Years Two Months
134 0.00 0.00 Full Two Years Two Months
135 0.00 0.00 Full Two Years Two Months
136 0.00 0.00 Full Two Years Two Months
137 0.00 0.00 Full Two Years Two Months
138 0.00 0.00 Full Two Years Two Months
139 0.00 0.00 Full Two Years Two Months
140 0.00 0.00 Full Two Years Two Months
141 0.00 0.00 Full Two Years Two Months
142 0.00 0.00 Full Two Years Two Months
143 0.00 0.00 Full Two Years Two Months
144 0.00 0.00 Full Two Years Two Months
145 0.00 0.00 Full Two Years Two Months
146 0.00 0.00 Full Two Years Two Months
147 0.00 0.00 Full Two Years Two Months
148 0.00 0.00 Full Two Years Two Months
149 0.00 0.00 Full Two Years Two Months
150 0.00 0.00 Full Two Years Two Months
151 0.00 0.00 Full Two Years Two Months
152 0.00 0.00 Full Two Years Two Months
153 Full Two Years Two Months
154 0.00 0.00 Full Two Years Two Months
155 0.00 0.00 Full Two Years Two Months
156 0.00 0.00 Full Two Years Two Months
157 0.00 0.00 Full Two Years Two Months
158 0.00 0.00 Full Two Years Two Months
159 0.00 0.00 Full Two Years Two Months
160 0.00 0.00 Full Two Years Two Months
161 0.00 0.00 Full Two Years Two Months
162 0.00 0.00 Full Two Years Two Months
163 0.00 0.00 Full Two Years Two Months
164 0.00 0.00 Full Two Years Two Months
165 0.00 9903.00 Full Two Years Two Months
166 0.00 0.00 Full Two Years Two Months
167 0.00 0.00 Full Two Years Two Months
168 0.00 0.00 Full Two Years Two Months
169 0.00 0.00 Full Two Years Two Months
170 0.00 0.00 Full Two Years Two Months
171 0.00 0.00 Full Two Years Two Months
172 0.00 0.00 Full Two Years Two Months
173 0.00 0.00 Full Two Years Two Months
174 0.00 0.00 Full Two Years Two Months
175 0.00 0.00 Full Two Years Two Months
176 0.00 0.00 Full Two Years Two Months
177 0.00 0.00 Full Two Years Two Months
178 0.00 0.00 Full Two Years Two Months
179 0.00 0.00 Full Two Years Two Months
180 0.00 0.00 Full Two Years Two Months
181 0.00 0.00 Full Two Years Two Months
182 0.00 0.00 Full Two Years Two Months
183 0.00 0.00 Full Two Years Two Months
184 0.00 0.00 Full Two Years Two Months
185 0.00 0.00 Full Two Years Two Months
186 0.00 0.00 Full Two Years Two Months
187 0.00 0.00 Full Two Years Two Months
188 0.00 0.00 Full Two Years Two Months
189 0.00 0.00 Full Two Years Two Months
190 0.00 0.00 Full Two Years Two Months
191 0.00 0.00 Full Two Years Two Months
192 0.00 0.00 Full Two Years Two Months
193 0.00 0.00 Full Two Years Two Months
194 0.00 0.00 Full Two Years Two Months
195 0.00 0.00 Full Two Years Two Months
196 0.00 2262.00 Full Two Years Two Months
197 0.00 0.00 Full Two Years Two Months
198 0.00 0.00 Full Two Years Two Months
199 0.00 0.00 Full Two Years Two Months
200 0.00 0.00 Full Two Years Two Months
201 0.00 0.00 Full Two Years Two Months
202 0.00 0.00 Full Two Years Two Months
203 0.00 0.00 Full Two Years Two Months
204 5689.00 0.00 Full Two Years Two Months
205 0.00 0.00 Full Two Years Two Months
206 0.00 0.00 Full Two Years Two Months
207 0.00 3851.00 Full Two Years Two Months
208 0.00 0.00 Full Two Years Two Months
209 0.00 0.00 Full Two Years Two Months
210 0.00 0.00 Full Two Years Two Months
211 0.00 0.00 Full Two Years Two Months
212 0.00 0.00 Full Two Years Two Months
213 0.00 0.00 Full Two Years Two Months
214 0.00 0.00 Full Two Years Two Months
215 0.00 0.00 Full Two Years Two Months
216 0.00 0.00 Full Two Years Two Months
217 0.00 0.00 Full Two Years Two Months
218 Full Two Years Two Months
219 0.00 0.00 Full Two Years Two Months
220 0.00 0.00 Full Two Years Two Months
221 0.00 0.00 Full Two Years Two Months
222 0.00 0.00 Full Two Years Two Months
223 0.00 0.00 Full Two Years Two Months
224 0.00 0.00 Full Two Years Two Months
225 0.00 0.00 Full Two Years Two Months
226 0.00 0.00 Full Two Years Two Months
227 0.00 0.00 Full Two Years Two Months
228 0.00 0.00 Full Two Years Two Months
229 0.00 0.00 Full Two Years Two Months
230 Full Two Years Two Months
231 0.00 0.00 Full Two Years Two Months
232 0.00 0.00 Full Two Years Two Months
233 0.00 0.00 Full Two Years Two Months
234 0.00 0.00 Full Two Years Two Months
235 0.00 0.00 Full Two Years Two Months
236 0.00 0.00 Full Two Years Two Months
237 Full Two Years Two Months
238 0.00 0.00 Full Two Years Two Months
239 0.00 0.00 Full Two Years Two Months
240 0.00 0.00 Full Two Years Two Months
241 0.00 0.00 Full Two Years Two Months
242 0.00 0.00 Full Two Years Two Months
243 0.00 0.00 Full Two Years Two Months
244 0.00 0.00 Full Two Years Two Months
245 0.00 0.00 Full Two Years Two Months
246 0.00 0.00 Full Two Years Two Months
247 0.00 0.00 Full Two Years Two Months
248 0.00 0.00 Full Two Years Two Months
249 0.00 0.00 Full Two Years Two Months
250 0.00 0.00 Full Two Years Two Months
251 0.00 0.00 Full Two Years Two Months
252 Full Two Years Two Months
253 937.50 0.00 Full Two Years Two Months
254 Full Two Years Two Months
255 0.00 0.00 Full Two Years Two Months
256 0.00 0.00 Full Two Years Two Months
257 0.00 0.00 Full Two Years Two Months
258 Full Two Years Two Months
259 0.00 0.00 Full Two Years Two Months
260 0.00 0.00 Full Two Years Two Months
261 0.00 0.00 Full Two Years Two Months
262 0.00 0.00 Full Two Years Two Months
263 0.00 0.00 Full Two Years Two Months
264 0.00 0.00 Full Two Years Two Months
265 0.00 0.00 Full Two Years Two Months
266 0.00 0.00 Full Two Years Two Months
267 0.00 0.00 Full Two Years Two Months
268 0.00 0.00 Full Two Years Two Months
269 0.00 0.00 Full Two Years Two Months
270 0.00 0.00 Full Two Years Two Months
271 0.00 0.00 Full Two Years Two Months
272 0.00 0.00 Full Two Years Two Months
273 Full Two Years Two Months
274 0.00 0.00 Full Two Years Two Months
275 0.00 0.00 Full Two Years Two Months
276 0.00 0.00 Full Two Years Two Months
277 0.00 0.00 Full Two Years Two Months
278 0.00 0.00 Full Two Years Two Months
279 0.00 0.00 Full Two Years Two Months
280 0.00 0.00 Full Two Years Two Months
281 Full Two Years Two Months
282 Full Two Years Two Months
283 0.00 0.00 Full Two Years Two Months
284 0.00 0.00 Full Two Years Two Months
285 0.00 0.00 Full Two Years Two Months
286 0.00 0.00 Full Two Years Two Months
287 0.00 0.00 Full Two Years Two Months
288 0.00 0.00 Full Two Years Two Months
289 0.00 0.00 Full Two Years Two Months
290 0.00 0.00 Full Two Years Two Months
291 0.00 0.00 Full Two Years Two Months
292 0.00 0.00 Full Two Years Two Months
293 0.00 0.00 Full Two Years Two Months
294 0.00 0.00 Full Two Years Two Months
295 0.00 0.00 Full Two Years Two Months
296 0.00 0.00 Full Two Years Two Months
297 0.00 0.00 Full Two Years Two Months
298 0.00 0.00 Full Two Years Two Months
299 0.00 0.00 Full Two Years Two Months
300 0.00 0.00 Full Two Years Two Months
301 0.00 0.00 Full Two Years Two Months
302 0.00 0.00 Full Two Years Two Months

 

MERSID Organization
1002793 American Pacific
1006318 Bank of Commerce
1006324 Benchmark Bank
1004333 Castle & Cook
1000302 Cherry Creek
1008808 Cole Taylor Bank
1000290 Colonial Savings
1001770 Cornerstone
1000497 Embrace
1000235 Evergreen Home Loans
1003924 Fairway
1008118 Fidelity Bank Mortgage
1002338 First Republic
1008498 Flagstar Bank, F.S.B.
1000522 Franklin American Mortgage
1001105 Fremont Bank
1003970 GuardHill Financial Corp.
1000199 Guild Mortgage
1011266 Huntington
1000953 Megastar Financial
1002956 Monarch Bank
1004639 Paramount Equity
1000200 PHH Mortgage Corporation
1001098 Plaza Home Mortgage
1000536 Prime Lending
1000342 Prospect
1000457 Provident
1000383 RRAC/Cenlar
1000324 Shore Financial Services, Inc.
1001863 Sterling Savings Bank
1005723 Stifel
1000458 Umpqua
1000312 Wintrust Mortgage A Division of Barrington Bank & Trust Co
1003626 Boston Private

 

ASF RMBS DISCLOSURE PACKAGE

 

The American Securitization Forum is a broad-based professional forum through which participants in the U.S. securitization market advocate their common interests on important legal, regulatory and market practice issues. ASF members include over 380 firms, including issuers, investors, servicers, financial intermediaries, rating agencies, financial guarantors, legal and accounting firms, and other professional organizations involved in securitization transactions. The ASF also provides information, education and training on a range of securitization market issues and topics through industry conferences, seminars and similar initiatives. For more information about ASF, its members and activities, please go to www.americansecuritization.com.

 

Field

Number

Field Name Field Description

Type of

Field

Data Type Sample Data Format

When

Applicable?

Valid Values

Proposed

Unique

Coding

Notes
1 Primary Servicer The MERS Organization ID of the company that has or will have the right to service the loan. General Information Numeric – Integer 2351805 9(7) Always “9999999” if Unknown
2 Servicing Fee—Percentage Aggregate monthly fee paid to all servicers, stated in decimal form. General Information Numeric - Decimal 0.0025 9.999999 Loans without flat-dollar servicing fees >= 0 and < 1 Must be populated if Field 3 is Null
3 Servicing Fee—Flat-dollar Aggregate monthly fee paid to all servicers, stated as a dollar amount. General Information Numeric – Decimal 7.5 9(3).99 Loans with flat-dollar servicing fees

>= 0 and

<= 999

Must be populated if 2 is Null
4 Servicing Advance Methodology The manner in which principal and/or interest are to be advanced by the servicer. General Information Numeric – Integer 2 99 Always See Coding

1 = Scheduled Interest, Scheduled Principal

2 = Actual Interest, Actual Principal

3 = Scheduled Interest, Actual Principal

99 = Unknown

5 Originator The MERS Organization ID of the entity that lends funds to the borrower and, in return, places a lien on the mortgage property as collateral. General Information Numeric – Integer 5938671 9(7) Always “9999999” if Unknown
6 Loan Group Indicates the collateral group number in which the loan falls (for structures with multiple collateral groups). Use “1” if there is only one loan group. General Information Text 1A XXXX Always “UNK” if Unknown
7 Loan Number Unique National Mortgage Loan ID Number (Vendor TBD). General Information Numeric – Integer TBD TBD Always TBD Details to be provided by Vendor
8 Amortization Type Indicates whether the loan’s interest rate is fixed or adjustable (Hybrid ARMs are adjustable). Loan Type Numeric – Integer 2 99 Always See Coding

1 = Fixed

2 = Adjustable

99 = Unknown

9 Lien Position A number indicating the loan’s lien position (1 = first lien, etc.). Loan Type Numeric – Integer 1 99 Always >0 99 = Unknown
10 HELOC Indicator Indicates whether the loan is a home equity line of credit. Loan Type Numeric – Integer 1 99 Always See Coding

0 = No

1 = Yes

99 = Unknown

11 Loan Purpose Indicates the purpose of the loan. Loan Type Numeric – Integer 9 99 Always See Coding See Appendix A
12 Cash Out Amount Cash Out Amount: [New Loan] – [PIF Prior First Lien] – [Payoff of all Seasoned Seconds] – [Closing Costs] – [Prepays]

For delayed purchases (refinances on homes purchased < 12 months prior to the mortgage application) with cash) Cash Out Amount = 0.
Loan Type Numeric – Decimal 72476.5 9(10).99 Always >= 0
13 Total Origination and Discount Points (in dollars) Amount paid to the lender to increase the lender’s effective yield and, in the case of discount points, to reduce the interest rate paid by the borrower. Loan Type Numeric – Decimal 5250 9(10).99 Always >= 0 Typically Lines 801 and 802 of HUD Settlement Statement
14 Covered/High Cost Loan Indicator Indicates whether the loan is categorized as “high cost” or “covered” according to state or federal statutes or regulations. Loan Type Numeric – Integer 1 99 Always See Coding

0 = No

1 = Yes

99 = Unknown

15 Relocation Loan Indicator Indicates whether the loan is part of a corporate relocation program. Loan Type Numeric – Integer 1 99 Always See Coding

0 = No

1 = Yes

99 = Unknown

16 Broker Indicator Indicates whether a broker took the application. Loan Type Numeric – Integer 1 99 Always See Coding

0 = No

1 = Yes

99 = Unknown

17 Channel Code indicating the source (channel) from which the Issuer obtained the mortgage loan. Loan Type Numeric – Integer 2 99 Always See Coding

1 = Retail

2 = Broker

3 = Correspondent Bulk

4 = Correspondent Flow with delegated underwriting

5 = Correspondent Flow without delegated underwriting

99 = Unknown

18 Escrow Indicator Indicates whether various homeownership expenses are paid by the borrower directly or through an escrow account (as of securitization cut-off date). Loan Type Numeric – Integer 3 99 Always See Coding

0 = No Escrows

1 = Taxes

2 = Insurance

3 = HOA dues

4 = Taxes and Insurance

5 = All

99 =Unknown

19 Senior Loan Amount(s) For non-first mortgages, the sum of the balances of all associated senior mortgages at the time of origination of the subordinate lien. Mortgage Lien Info Numeric – Decimal 611004.25 9(10).99 If Lien Position > 1 >= 0
20 Loan Type of Most Senior Lien For non-first mortgages, indicates whether the associated first mortgage is a Fixed, ARM, Hybrid, or negative amortization loan. Mortgage Lien Info Numeric – Integer 2 99 If Lien Position > 1 See Coding

1 = Fixed Rate

2 = ARM

3 = Hybrid

4 = Neg Am

99 = Unknown

21 Hybrid Period of Most Senior Lien (in months) For non-first mortgages where the associated first mortgage is a hybrid ARM, the number of months remaining in the initial fixed interest rate period for the hybrid first mortgage. Mortgage Lien Info Numeric – Integer 23 999

If Lien Position > 1

AND the most senior lien is a hybrid ARM (see Field 20)

>= 0
22 Neg Am Limit of Most Senior Lien For non-first mortgages where the associated first mortgage features negative amortization, the maximum percentage by which the negatively amortizing balance may increase (expressed as a proportion of the senior lien’s original balance). Mortgage Lien Info Numeric – Decimal 1.25 9.999999

If Lien Position > 1

AND the senior lien is Neg Am (see Field 20)

>= 1 and <= 2
23 Junior Mortgage Balance For first mortgages with subordinate liens at the time of origination, the combined balance of the subordinate liens (if known). Mortgage Lien Info Numeric – Decimal 51775.12 9(10).99 If Lien Position = 1 and there is a 2nd lien on the subject property >= 0 Subject to Regulatory Confirmation
24 Origination Date of Most Senior Lien For non-first mortgages, the origination date of the associated first mortgage. Mortgage Lien Info Date 20090914 YYYYMMDD If Lien Position > 1 and there is a 2nd lien on the subject property “19010101” if unknown
25 Origination Date The date of the Mortgage Note and Mortgage/Deed of Trust Loan Term and Amortization Type Date 20090914 YYYYMMDD Always “19010101” if unknown
26 Original Loan Amount The dollar amount of the mortgage loan, as specified on the mortgage note at the time of the loan’s origination. For HELOCs, the maximum available line of credit. Loan Term and Amortization Type Numeric – Decimal 150000 9(10).99 Always >0
27 Original Interest Rate The original note rate as indicated on the mortgage note. Loan Term and Amortization Type Numeric – Decimal 0.0475 9.999999 Always > 0 and <= 1
28 Original Amortization Term The number of months in which the loan would be retired if the amortizing principal and interest payment were to be paid each month. Loan Term and Amortization Type Numeric – Integer 360 999 Always >= 60
29 Original Term to Maturity The initial number of months between loan origination and the loan maturity date, as specified on the mortgage note. Loan Term and Amortization Type Numeric – Integer 60 999 Always >0 N/A
30 First Payment Date of Loan The date of the first scheduled mortgage payment to be made by the borrower as specified on the mortgage note. Loan Term and Amortization Type Date 20090914 YYYYMMDD Always “19010101” if unknown N/A
31 Interest Type Indicator Indicates whether the interest rate calculation method is simple or actuarial. Loan Term and Amortization Type Numeric – Integer 2 99 Always See Coding

1= Simple

2 = Actuarial

99 = Unknown

32 Original Interest Only Term Original interest-only term for a loan in months (including NegAm Loans). Loan Term and Amortization Type Numeric – Integer 60 999 Always

>= 0 and <= 240

Unknown = Blank;

No Interest Only Term = 0

33 Buy Down Period The total number of months during which any buy down is in effect, representing the accumulation of all buy down periods. Loan Term and Amortization Type Numeric – Integer 65 999 Always

>= 0 and <= 100

Unknown = Blank;

No Buy Down = 0

34 HELOC Draw Period The original number of months during which the borrower may draw funds against the HELOC account. Loan Term and Amortization Type Numeric – Integer 24 999 HELOCs Only >= 12 and <= 120
35 Scheduled Loan Amount Mortgage loan scheduled principal balance as of cut-off date. For HELOCs, the current drawn amount. Loan Term and Amortization Type Numeric – Decimal 248951.19 9(10).99 Always >= 0
36 Current Interest Rate The interest rate used to calculate the current P&I or I/O payment. Loan Term and Amortization Type Numeric – Decimal 0.05875 9.999999 Always > 0 and <= 1
37 Current Payment Amount Due Next Total Payment due to be collected (including principal, interest or both—but Exclude Escrow Amounts). Loan Term and Amortization Type Numeric – Decimal 1250.15 9(10).99 Always > 0
38 Scheduled Interest Paid
Through Date
Loan Term and Amortization Type Date 20090429 YYYYMMDD Always “19010101” if unknown
39 Current Payment Status Number of payments the borrower is past due as of the securitization cut-off date. Loan Term and Amortization Type Numeric – Integer 3 99 Always >= 0
40 Index Type Specifies the type of index to be used to determine the interest rate at each adjustment. Adjustable Rate Mortgages (ARMs) Numeric – Integer 18 99 ARMs Only See Coding See Appendix B
41 ARM Look-back Days The number of days prior to the interest rate adjustment date to retrieve the index value. Adjustable Rate Mortgages (ARMs) Numeric – Integer 45 99 ARMs Only >= 0 to <=99
42 Gross Margin The percentage stated on the mortgage note representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner prescribed on the mortgage note. Adjustable Rate Mortgages (ARMs) Numeric – Decimal 0.03 9.999999 ARMs Only >0 and <= 1
43 ARM Round Flag An indicator of whether an adjusted interest rate is rounded to the next higher ARM round factor, to the next lower round factor, or to the nearest round factor. Adjustable Rate Mortgages (ARMs) Numeric – Integer 3 9 ARMs Only See Coding

0 = No Rounding

1 = Up

2 = Down

3 = Nearest

99=Unknown

44 ARM Round Factor The percentage to which an adjusted interest rate is to be rounded. Adjustable Rate Mortgages (ARMs) Numeric – Decimal 0.0025 or 0.00125 9.999999

ARMs Only

Where ARM Round Flag = 1, 2, or 3

>= 0 and < 1
45 Initial Fixed Rate Period For hybrid ARMs, the period between the first payment date of the mortgage and the first interest rate adjustment date. Adjustable Rate Mortgages (ARMs) Numeric – Integer 60 999 Hybrid ARMs Only >= 1 to <=240
46 Initial Interest Rate Cap (Change Up) The maximum percentage by which the mortgage note rate may increase at the first interest rate adjustment date. Adjustable Rate Mortgages (ARMs) Numeric – Decimal 0.02 9.999999 ARMs Only >= 0 and <= 1 99=no cap
47 Initial Interest Rate Cap (Change Down) The maximum percentage by which the mortgage note rate may decrease at the first interest rate adjustment date. Adjustable Rate Mortgages (ARMs) Numeric – Decimal 0.02 9.999999 ARMs Only >= 0 and <= 1 99=no cap
48 Subsequent Interest Rate Reset Period The number of months between subsequent rate adjustments. Adjustable Rate Mortgages (ARMs) Numeric – Integer 60 999 ARMs Only >=0 and <= 120 0 = Loan does not adjust after initial reset
49 Subsequent Interest Rate (Change Down) The maximum percentage by which the interest rate may decrease at each rate adjustment date after the initial adjustment. Adjustable Rate Mortgages (ARMs) Numeric – Decimal 0.02 9.999999 ARMs Only >= 0 and <= 1 99=no cap
50 Subsequent Interest Rate Cap (Change Up) The maximum percentage by which the interest rate may increase at each rate adjustment date after the initial adjustment. Adjustable Rate Mortgages (ARMs) Numeric – Decimal 0.02 9.999999 ARMs Only >= 0 and <= 1 99=no cap
51 Lifetime Maximum Rate (Ceiling) The maximum interest rate that can be in effect during the life of the loan. Adjustable Rate Mortgages (ARMs) Numeric – Decimal 0.125 9.999999 ARMs Only >= 0 and <= 1 =1 if no ceiling specified
52 Lifetime Minimum Rate (Floor) The minimum interest rate that can be in effect during the life of the loan. Adjustable Rate Mortgages (ARMs) Numeric – Decimal 0.015 9.999999 ARMs Only >= 0 and <= 1 If no floor is specified enter the greater of the margin or 0.
53 Negative Amortization Limit The maximum amount of negative amortization allowed before recast is required. (Expressed as a percentage of the original unpaid principal balance.) Negative Amortization Numeric – Decimal 1.25 9.999999 Negatively Amortizing ARMs Only >=0, and <2
54 Initial Negative Amortization Recast Period The number of months in which the payment is required to recast if the loan does not reach the prescribed maximum balance earlier. Negative Amortization Numeric – Integer 60 999 Negatively Amortizing ARMs Only >=0
55 Subsequent Negative Amortization Recast Period The number of months after which the payment is required to recast AFTER the first recast period. Negative Amortization Numeric – Integer 48 999 Negatively Amortizing ARMs Only >=0
56 Initial Fixed Payment Period Number of months after origination during which the payment is fixed. Negative Amortization Numeric – Integer 60 999 Negatively Amortizing Hybrid ARMs Only >= 0 to <=120
57 Subsequent Payment Reset Period Number of months between payment adjustments after first payment reset. Negative Amortization Numeric – Integer 12 999 Negatively Amortizing ARMs Only >= 0 to <=120
58 Initial Periodic Payment Cap The maximum percentage by which a payment can change (increase or decrease) in the first period. Negative Amortization Numeric – Decimal 0.075 9.999999 Negatively Amortizing ARMs Only >= 0 and < 1
59 Subsequent Periodic Payment Cap The maximum percentage by which a payment can change (increase or decrease) in one period after the initial cap. Negative Amortization Numeric – Decimal 0.075 9.999999 Negatively Amortizing ARMs Only >= 0 and < 1
60 Initial Minimum Payment Reset Period The maximum number of months a borrower can initially pay the minimum payment before a new minimum payment is determined. Negative Amortization Numeric – Integer 12 999 Negatively Amortizing ARMs Only >= 0 to <=120
61 Subsequent Minimum Payment Reset Period The maximum number of months (after the initial period) a borrower can pay the minimum payment before a new minimum payment is determined after the initial period. Negative Amortization Numeric – Integer 12 999 Negatively Amortizing ARMs Only >= 0 to <=120
62 Option ARM Indicator An indicator of whether the loan is an Option ARM. Negative Amortization Numeric – Integer 1 99 ARMs Only See Coding

0 = No

1 = Yes

99 = Unknown

63 Options at Recast The means of computing the lowest monthly payment available to the borrower after recast. Option ARM Numeric – Integer 2 99 Option ARMs Only N/A

1= Fully amortizing 30 year

2= Fully amortizing 15 year

3=Fully amortizing 40 year

4 = Interest-Only

5 = Minimum Payment

99= Unknown

64 Initial Minimum Payment The initial minimum payment the borrower is permitted to make. Option ARM Numeric – Decimal 879.52 99 Option ARMs Only >=0
65 Current Minimum Payment Current Minimum Payment (in dollars). Negative Amortization Numeric – Decimal 250 9(10).99 Option ARMs Only >= 0
66 Prepayment Penalty Calculation A description of how the prepayment penalty would be calculated during each phase of the prepayment penalty term. Prepayment Penalties Numeric – Integer 12 99 Always See Coding See Appendix C
67 Prepayment Penalty Type

Hard: The prepayment penalty is incurred regardless of the reason the loan is prepaid in full.

Hybrid: The prepayment penalty can be characterized as hard for a certain amount of time and as soft during another period.

Prepayment Penalties Numeric – Integer 1 99 All loans with Prepayment Penalties (i.e., loans for which Field 66 = something other than “0”) See Coding

1 = Hard

2 = Soft

3 = Hybrid

99 = Unknown

68 Prepayment Penalty Total Term The total number of months that the prepayment penalty may be in effect. Prepayment Penalties Numeric – Integer 60 999 All loans with Prepayment Penalties (i.e., loans for which Field 66 = something other than “0”) >0 to <=120
69 Prepayment Penalty Hard Term For hybrid prepayment penalties, the number of months during which a “hard” prepayment penalty applies. Prepayment Penalties Numeric – Integer 12 999 Loans with Hybrid Prepayment Penalties (i.e., loans for which Field 67 = “3”) >= 0 to <=120
70 Primary Borrower ID A lender-generated ID number for the primary borrower on the mortgage Borrower Numeric—Integer 123456789 999999999 Always >0   Used to identify the number of times a single borrower appears in a given deal.
71 Number of Mortgaged Properties The number of residential properties owned by the borrower that currently secure mortgage loans. Borrower Numeric – Integer 1 99 Always > 0
72 Total Number of Borrowers The number of Borrowers who are obligated to repay the mortgage note. Borrower Numeric – Integers 2 99 Always > 0
73 Self-employment Flag An indicator of whether the primary borrower is self-employed. Borrower Numeric – Integer 1 99 Always See Coding

0 = No

1 = Yes

99 = Unknown

74 Current ‘Other’ Monthly Payment The aggregate of all payments pertaining to the subject property other than principal and interest (includes common charges, condo fees, T&I, HOA, etc.), whether escrowed or not. Loan Term and Amortization Type Numeric – Decimal 1789.25 9(10).99 Always > 0
75 Length of Employment: Borrower The number of years of service with the borrower’s current employer as of the date of the loan. Borrower Qualification Numeric – Decimal 3.5 99.99 Always >=0 99 = Retired, None employment income soure (social security, trust income, dividends, etc.)
76 Length of Employment: Co-Borrower The number of years of service with the co-borrower’s current employer as of the date of the loan. Borrower Qualification Numeric – Decimal 3.5 99.99 If “Total Number of Borrowers” > 1 >= 0 99 = Retired, None employment income soure (social security, trust income, dividends, etc.)
77 Years in Home Length of time that the borrower has been at current address. Borrower Qualification Numeric – Decimal 14.5 99.99 Refinances of Primary Residences Only (Loan Purpose = 1, 2, 3, 4, 8 or 9) > 0
78 FICO Model Used Indicates whether the FICO score was calculated using the Classic, Classic 08, or Next Generation model. Borrower Qualification Numeric – Integer 1 99 If a FICO score was obtained See Coding

1 = Classic

2 = Classic 08

3 = Next Generation

99 = Unknown

79 Most Recent FICO Date Specifies the date on which the most recent FICO score was obtained Borrower Qualification Date 20090914 YYYYMMDD If a FICO score was obtained “19010101” if unknown Issuers unable to Provide may Rep and Warrant that the FICO score used for underwriting was not more than 4 months old at the date of issuance.
80 Primary Wage Earner Original FICO: Equifax Equifax FICO score for primary borrower (if applicable). Borrower Qualification Numeric – Integer 720 9999 If a FICO score was obtained >= 350 and <= 850
81 Primary Wage Earner Original FICO: Experian Experian FICO score for primary borrower (if applicable). Borrower Qualification Numeric – Integer 720 9999 If a FICO score was obtained >= 350 and <= 850
82 Primary Wage Earner Original FICO: TransUnion TransUnion FICO score for primary borrower (if applicable). Borrower Qualification Numeric – Integer 720 9999 If a FICO score was obtained >= 350 and <= 850
83 Secondary Wage Earner Original FICO: Equifax Equifax FICO score for Co-borrower (if applicable). Borrower Qualification Numeric – Integer 720 9999 If “Total Number of Borrowers” > 1 >= 350 and <= 850
84 Secondary Wage Earner Original FICO: Experian Experian FICO score for Co-borrower (if applicable). Borrower Qualification Numeric – Integer 720 9999 If “Total Number of Borrowers” > 1 >= 350 and <= 850
85 Secondary Wage Earner Original FICO: TransUnion TransUnion FICO score for Co-borrower (if applicable). Borrower Qualification Numeric – Integer 720 9999 If “Total Number of Borrowers” > 1 >= 350 and <= 850
86 Most Recent Primary Borrower FICO Most Recent Primary Borrower FICO score used by the lender to approve the loan. Borrower Qualification Numeric – Integer 720 9999 If a FICO score was obtained >= 350 and <= 850
87 Most Recent Co-Borrower FICO Most Recent Co-Borrower FICO score used by the lender to approve the loan. Borrower Qualification Numeric – Integer 720 9999 If “Total Number of Borrowers” > 1 >= 350 and <= 850
88 Most Recent FICO Method Number of credit repositories used to update the FICO Score. Borrower Qualification Numeric – Integer 2 9 If a FICO score was obtained >0
89 VantageScore: Primary Borrower Credit Score for the Primary Borrower used to approve the loan and obtained using the Vantage credit evaluation model. Borrower Qualification Numeric – Integer 720 9999 If a Vantage Credit Score was obtained >= 501 and <= 990
90 VantageScore: Co-Borrower Credit Score for the Co-borrower used to approve the loan and obtained using the Vantage credit evaluation model. Borrower Qualification Numeric – Integer 720 9999 If a VantageScore was obtained AND “Total Number of Borrowers” > 1 >= 501 and <= 990
91 Most Recent VantageScore Method Number of credit repositories used to update the Vantage Score. Borrower Qualification Numeric – Integer 2 9 If a Vantage Credit Score was obtained >0
92 VantageScore Date Date Vantage Credit Score was obtained. Borrower Qualification Date 20090914 YYYYMMDD If a Vantage Credit Score was obtained “19010101” if unknown
93 Credit Report: Longest Trade Line The length of time in months that the oldest active trade line, installment or revolving, has been outstanding. For a loan with more than one borrower, populate field based on status for the primary borrower. Borrower Qualification Numeric – Integer 999 999 Always > =0 Subject to Regulatory Confirmation
94 Credit Report: Maximum Trade Line The dollar amount for the trade line, installment or revolving, with the largest unpaid balance. For revolving lines of credit, e.g. credit card, the dollar amount reported should reflect the maximum amount of credit available under the credit line whether used or not. For a loan with more than one borrower, populate field based on status for the primary borrower. Borrower Qualification Numeric – Decimal 339420.19 9(10).99 Always >=0 Subject to Regulatory Confirmation
95 Credit Report: Number of Trade Lines A count of non-derogatory, currently open and active, consumer trade lines (installment or revolving) for the borrower. For a loan with more than one borrower, populate field based on status for the primary borrower. Borrower Qualification Numeric – Integer 57 999 Always >=0 Subject to Regulatory Confirmation
96 Credit Line Usage Ratio Sum of credit balances divided by sum of total open credit available. Borrower Qualification Numeric – Decimal 0.27 9.999999 Always >= 0 and <= 1 Subject to Regulatory Confirmation
97 Most Recent 12-month Pay History String indicating the payment status per month listed from oldest to most recent. Borrower Qualification Text 77X123200001 X(12) Always See Coding

0 = Current

1 = 30-59 days delinquent

2 = 60-89 days delinquent

3 = 90-119 days delinquent

4 = 120+ days delinquent

5 = Foreclosure

6 = REO

7 = Loan did not exist in period

X = Unavailable

98 Months Bankruptcy Number of months since any borrower was discharged from bankruptcy. (Issuers unable to provide this information may rep and warrant that at least x years—as specified in the loan program—have passed since most recent discharge from bankruptcy.) Borrower Qualification Numeric – Integer 12 999 If Borrower has ever been in Bankruptcy >= 0 Blank = Borrower is not known to have been in bankruptcy
99 Months Foreclosure Number of months since foreclosure sale date. (Issuers unable to provide this information may rep and warrant that at least x years—as specified in the loan program— have passed since most recent foreclosure.) Borrower Qualification Numeric – Integer 12 999 If Borrower has ever been in Foreclosure >= 0 Blank = Borrower is not known to have been in foreclosure
100 Primary Borrower Wage Income Monthly base wage income for primary borrower. Borrower Qualification Numeric – Decimal 9000 9(9).99 Always >= 0
101 Co-Borrower Wage Income Monthly base wage income for all other borrowers. Borrower Qualification Numeric – Decimal 9000 9(9).99 If “Total Number of Borrowers” > 1 >= 0
102 Primary Borrower Other Income Monthly Other (non-wage) income for primary borrower. (This figure should include net rental income and be reduced by any net rental loss.) Borrower Qualification Numeric – Decimal 9000 9(9).99 Always >= 0
103 Co-Borrower Other Income Monthly Other (non-wage) income for all other borrowers. (This figure should include net rental income and be reduced by any net rental loss.) Borrower Qualification Numeric – Decimal 9000 9(9).99 If “Total Number of Borrowers” > 1 >= 0
104 All Borrower Wage Income Monthly income of all borrowers derived from base salary only. Borrower Qualification Numeric – Decimal 9000 9(9).99 Always >= 0
105 All Borrower Total Income Monthly income of all borrowers derived from base salary, commission, tips and gratuities, overtime and bonuses, part-time or second-job earnings, alimony, child support, interest and dividend income, notes receivable, trust income, net rental income, retirement income, social security, veterans income, military income, foster care income, and self-employed income. Borrower Qualification Numeric – Decimal 9000 9(9).99 Always >= 0
106 4506-T Indicator A yes/no indicator of whether a Transcript of Tax Return (received pursuant to the filing of IRS Form 4506-T) was obtained and considered. Borrower Qualification Numeric – Integer 1 99 Always See Coding

0 = No

1 = Yes

99 = Unknown

107 Borrower Income Verification Level

A code indicating the extent to which the borrower’s income has been verified:

Level 4 Income Verification = [W-2 (Prev. Yr.) OR TAX RETURNS* (Prev. Yr.)] AND PAY STUBS (YTD (at least one month)–if salaried)

Level 5 Income Verification = 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns**)

*For self-employed borrowers: Level 4 Income Verification:
• 2 Years Tax Returns
• Self-prepared tax returns (regardless of 4506 and tax transcripts)

** For self-employed borrowers: Level 5 Income Verification:
• 2 Years tax returns
• Tax returns prepared and not executed by a CPA, with


        o CPA name & phone number shown on the Preparer section of the tax return
        o Executed 4506 and tax transcripts (matching returns in file)
• Tax returns prepared and executed by a CPA (regardless of 4506 and tax transcripts)

Borrower Qualification Numeric – Integer 1 9 Always See Coding

1 = Not Stated, Not Verified

2 = Stated, Not Verified

3 = Stated, “Partially” Verified

4 = Stated, “Level 4” Verified (as defined)

5 = Stated, “Level 5” Verified (as defined)

108 Co-Borrower Income Verification

A code indicating the extent to which the co-borrower’s income has been verified:

Level 4 Income Verification = [W-2 (Prev. Yr.) OR TAX RETURNS* (Prev. Yr.)] AND PAY STUBS (YTD (at least one month)–if salaried)

Level 5 Income Verification = 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns**)

*For self-employed borrowers: Level 4 Income Verification:
• 2 Years Tax Returns
• Self-prepared tax returns (regardless of 4506 and tax transcripts)

** For self-employed borrowers: Level 5 Income Verification:
• 2 Years tax returns
• Tax returns prepared and not executed by a CPA, with
o CPA name & phone number shown on the Preparer section of the tax return
o Executed 4506 and tax transcripts (matching returns in file)
• Tax returns prepared and executed by a CPA (regardless of 4506 and tax transcripts)

Borrower Qualification Numeric – Integer 2 9 If “Total Number of Borrowers” > 1 See Coding

1 = Not Stated, Not Verified

2 = Stated, Not Verified

3 = Stated, “Partially” Verified

4 = Stated, “Level 4” Verified (as defined)

5 = Stated, “Level 5” Verified (as defined)

109 Borrower Employment Verification

A code indicating the extent to which the primary borrower’s employment has been verified:

Level 3 Verified = Direct Independent Verification with a third party of the borrower’s current employment.

Borrower Qualification Numeric – Integer 2 9 Always See Coding

1 = Not Stated, Not Verified

2 = Stated, Not Verified

3 = Stated, Level 3 Verified (as defined)

110 Co-Borrower Employment Verification

A code indicating the extent to which the co-borrower’s employment has been verified:

Level 3 Verified = Direct Independent Verification with a third party of the co-borrower’s current employment.

Borrower Qualification Numeric – Integer 1 9 If “Total Number of Borrowers” > 1 See Coding

1 = Not Stated, Not Verified

2 = Stated, Not Verified

3 = Stated, Level 3 Verified (as defined)

111 Borrower Asset Verification

A code indicating the extent to which the primary borrower’s assets used to qualify the loan have been verified:

Level 4 Verified = 2 months of bank statements/balance documentation (written or electronic) for liquid assets (or gift letter).

Borrower Qualification Numeric – Integer 3 9 Always See Coding

1 = Not Stated, Not Verified

2 = Stated, Not Verified

3 = Stated, “Partially” Verified

4 = Stated, Level 4 Verified (as defined)

112 Co-Borrower Asset Verification

A code indicating the extent to which the co-borrower’s assets used to qualify the loan have been verified:

Level 4 = 2 months of bank statements/balance documentation (written or electronic) for liquid assets (or gift letter).

Borrower Qualification Numeric – Integer 2 9 If “Total Number of Borrowers” > 1 See Coding

1 = Not Stated, Not Verified

2 = Stated, Not Verified

3 = Stated, “Partially” Verified

4 = Stated, Level 4 Verified (as defined)

113 Liquid / Cash Reserves The actual dollar amount of remaining verified liquid assets after settlement. (This should not include cash out amount of subject loan.) Borrower Qualification Numeric – Decimal 3242.76 9(9).99 Always >= 0
114 Monthly Debt All Borrowers The aggregate monthly payment due on other debt (excluding only installment loans with fewer than 10 payments remaining and other real estate loans used to compute net rental income-- which is added/subtracted in the income fields). Borrower Qualification Numeric – Decimal 3472.43 9(9).99 Always >= 0
115 Originator DTI Total Debt to income ratio used by the originator to qualify the loan. Borrower Qualification Numeric – Decimal 0.35 9.999999 Always >= 0 and >= 1
116 Fully Indexed Rate The fully indexed interest rate as of securitization cut-off. Borrower Qualification Numeric – Decimal 0.0975 9.999999 ARMs Only >= 0 and >= 1
117 Qualification Method Type of mortgage payment used to qualify the borrower for the loan. Borrower Qualification Numeric – Integer 3 99 Always See Coding

1 = Start Rate

2 = First Year Cap Rate

3 = I/O Amount

4 = Fully Indexed

5 = Min Payment

98 = Other

99 = Unknown

118 Percentage of Down Payment from Borrower Own Funds Include only borrower funds, do not include any gift or borrowed funds. (Issuers may provide the actual percentage for each loan, or the guideline percentage and note departure concentration on the transaction summary.) Borrower Qualification Numeric – Decimal 0.5 9.999999 Purchase Loans Only >= 0 and >= 1
119 City The name of the city. Subject Property Text New York X(45) Always Unk=Unknown
120 State The name of the state as a 2-digit Abbreviation. Subject Property Text NY XX Always See Coding See Appendix H
121 Postal Code The postal code (zip code in the US) where the subject property is located. Subject Property Text 10022 X(5) Always Unk=Unknown
122 Property Type Specifies the type of property being used to secure the loan. Subject Property Numeric – Integer 11 99 Always See Coding See Appendix D
123 Occupancy Specifies the property occupancy status (e.g., owner-occupied, investment property, second home, etc.). Subject Property Numeric – Integer 4 9 Always See Coding See Appendix E
124 Sales Price The negotiated price of a given property between the buyer and seller. Subject Property Numeric – Decimal 450000.23 9(10).99 Purchase Loans Only > 0
125 Original Appraised Property Value The appraised value of the property used to approve the loan. Subject Property Numeric – Decimal 550000.23 9(10).99 Always > 0
126 Original Property Valuation Type Specifies the method by which the property value (at the time of underwriting) was reported. Subject Property Numeric – Integer 8 99 Always See Coding See Appendix F
127 Original Property Valuation Date Specifies the date on which the original property value (at the time of underwriting) was reported. (Issuers unable to provide may Rep and Warrant that the appraisal used for underwriting was not more than x days old at time of loan closing.) Subject Property Date 20090914 YYYYMMDD Always “19010101” if unknown
128 Original Automated Valuation Model (AVM) Model Name The name of the AVM Vendor if an AVM was used to determine the original property valuation. Subject Property Numeric – Integer 1 99 Always See Appendix I See Appendix I
129 Original AVM Confidence Score The confidence range presented on the AVM report. Subject Property Numeric – Decimal 0.74 9.999999 If AVM Model Name (Field 127) > 0 >= 0 to <= 1
130 Most Recent Property Value[1] If a valuation was obtained subsequent to the valuation used to calculate LTV, the most recent property value. Subject Property Numeric – Decimal 500000 9(10).99 If updated value was obtained subsequent to loan approval > 0
131 Most Recent Property Valuation Type If an additional property valuation was obtained after the valuation used for underwriting purposes, the method by which the property value was reported. Subject Property Numeric – Integer 6 9 If updated value was obtained subsequent to loan approval See Coding See Appendix F
132 Most Recent Property Valuation Date Specifies the date on which the updated property value was reported. Subject Property Date 20090914 YYYYMMDD If updated value was obtained subsequent to loan approval “19010101” if unknown
133 Most Recent AVM Model Name The name of the AVM Vendor if an AVM was used to determine the updated property valuation. Subject Property Numeric – Integer 19 99 If updated value was obtained subsequent to loan approval See Coding See Appendix I
134 Most Recent AVM Confidence Score If AVM used to determine the updated property valuation, the confidence range presented on the AVM report. Subject Property Numeric – Decimal 0.85 9.999999 If “Most Recent AVM Model Name” > 0 >= 0 to <= 1
135 Original CLTV The ratio obtained by dividing the amount of all known outstanding mortgage liens on a property at origination by the lesser of the appraised value or the sales price. The value is then truncated to four decimal places. Loan-to-Value (LTV) Numeric – Decimal 0.96 9.999999 Always >= 0 and <= 1.5
136 Original LTV The ratio obtained by dividing the original mortgage loan amount on the note date by the lesser of the mortgaged property’s appraised value on the note date or its purchase price. The value is then truncated to four decimal places. Loan-to-Value (LTV) Numeric – Decimal 0.8 9.999999 Always >= 0 and <= 1.25
137 Original Pledged Assets The total value of assets pledged as collateral for the loan at the time of origination. Pledged assets may include cash or marketable securities. Loan-to-Value (LTV) Numeric – Decimal 75000 9(10).99 Always >=0
138 Mortgage Insurance Company Name The name of the entity providing mortgage insurance for a loan. Mortgage Insurance Numeric – Integer 3 99 Always See Coding See Appendix G
139 Mortgage Insurance Percent Mortgage Insurance coverage percentage. Mortgage Insurance Numeric – Decimal 0.25 9.999999 “Mortgage Insurance Company Name” > 0 >= 0 to <= 1
140 MI: Lender or Borrower Paid? An indicator of whether mortgage insurance is paid by the borrower or the lender. Mortgage Insurance Numeric – Integer 1 99 “Mortgage Insurance Company Name” > 0 See Coding

1 = Borrower-Paid

2 = Lender- Paid

99 = Unknown

141 Pool Insurance Co. Name Name of pool insurance provider. Mortgage Insurance Numeric – Integer 8 99 Always See Coding See Appendix G
142 Pool Insurance Stop Loss % The aggregate amount that a pool insurer will pay, calculated as a percentage of the pool balance. Mortgage Insurance Numeric – Decimal 0.25 9.999999 Pool MI Company > 0 >= 0 to <= 1
143 MI Certificate Number The unique number assigned to each individual loan insured under an MI policy. Mortgage Insurance Text 123456789G X(20)

MI Company

> 0

UNK = Unknown
144

Updated DTI

(Front-end)

Updated front-end DTI ratio (total monthly housing expense divided by total monthly income) used to qualify the loan modification. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Decimal 0.35 9.999999 Modified Loans Only >= 0 and >= 1
145

Updated DTI

(Back-end)

Updated back-end DTI ratio (total monthly debt expense divided by total monthly income) used to qualify the loan modification. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Decimal 0.35 9.999999 Modified Loans Only >= 0 and >= 1
146 Modification Effective Payment Date Date of first payment due post modification. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Date 20090914 YYYYMMDD Modified Loans Only “19010101” if unknown
147 Total Capitalized Amount Amount added to the principal balance of a loan due to the modification. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Decimal 12000 9(10).99 Modified Loans Only >= 0
148 Total Deferred Amount Any non-interest-bearing deferred amount (e.g., principal, interest and fees). Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Decimal 12000 9(10).99 Modified Loans Only >= 0
149 Pre-Modification Interest (Note) Rate Scheduled Interest Rate Of The Loan Immediately Preceding The Modification Effective Payment Date. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Decimal 0.075 9.999999 Modified Loans Only >= 0 to <= 1
150 Pre-Modification P&I Payment Scheduled Total Principal And Interest Payment Amount Preceding The Modification Effective Payment Date – or if servicer is no longer advancing P&I, the payment that would be in effect if the loan were current. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Decimal 2310.57 9(10).99 Modified Loans Only > 0
151 Pre-Modification Initial Interest Rate Change Downward Cap Maximum amount the rate can adjust downward on the first interest rate adjustment date (prior to modification) – Only provide if the rate floor is modified. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Decimal 0.015 9.999999 Modified Loans Only >= 0 to <= 1
152 Pre-Modification Subsequent Interest Rate Cap Maximum increment the rate can adjust upward AFTER the initial rate adjustment (prior to modification) – Only provide if the Cap is modified. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Decimal 0.015 9.999999 Modified Loans Only >= 0 to <= 1
153 Pre-Modification Next Interest Rate Change Date Next Interest Reset Date Under The Original Terms Of The Loan (one month prior to new payment due date). Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Date 20090914 YYYYMMDD Modified Loans Only “19010101” if unknown
154 Pre-Modification I/O Term Interest Only Term (in months) preceding The Modification Effective Payment Date. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Integer 36 999 Modified Loans Only >= 0 to <= 120
155 Forgiven Principal Amount The sum total of all principal balance reductions (as a result of loan modification) over the life of the loan. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Decimal 12000 9(10).99 Modified Loans Only >= 0
156 Forgiven Interest Amount The sum total of all interest incurred and forgiven (as a result of loan modification) over the life of the loan. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Decimal 12000 9(10).99 Modified Loans Only >= 0
157 Number of Modifications The number of times the loan has been modified. Loan Modifications (Pertains only to loans modified for loss mitigation purposes) Numeric – Integer 1 9 Modified Loans Only >= 0
158 Cash To/From Brrw at Closing Indicates the amount of cash the borrower(s) paid into or received at closing.

[HUD-1 Bottom Line] + [Earnest money] + [Paid Outside Closing Items]
Numeric – Decimal 100000.01 9(10).99
159 Brrw - Yrs at in Industry Number of years the primary borrower has been working in their current industry Numeric – Decimal 9.9 9.999999
160 CoBrrw - Yrs at in Industry Number of years the co-borrower has been working in their current industry Numeric – Decimal 8 9.999999
161 Junior Mortgage Drawn Amount Applicable if the subject loan is a first mortgage. At the time of origination for the subject loan, the sum of the outstanding balance(s) for any junior mortgages (HELOCs and closed-end). Numeric – Decimal 100000.01 9(10).99
162 Maturity Date Maturity date of mortgage Date 20420501 YYYYMMDD
163 Primary Borrower Wage Income (Salary) The primary borrower's salary wage income Numeric – Decimal 10000.44 9(10).99
164 Primary Borrower Wage Income (Bonus) The primary borrower's bonus wage income Numeric – Decimal 10000.44 9(10).99
165 Primary Borrower Wage Income (Commission) The primary borrower's commission wage income Numeric – Decimal 10000.44 9(10).99
166 Co-Borrower Wage Income (Salary) The coborrower's salary wage income Numeric – Decimal 10000.44 9(10).99
167 Co-Borrower Wage Income (Bonus) The coborrower's bonus wage income Numeric – Decimal 10000.44 9(10).99
168 Co-Borrower Wage Income (Commission) The coborrower's commission wage income Numeric – Decimal 10000.44 9(10).99
169 Originator Doc Code Documentation Code value as presented by the seller. Text Full XXXX
170 RWT Income Verification Internal Redwood Derived field. Due Diligence / Trade Desk derived value indicating the level of primary borrower asset verification Text 2 Years XXXX
171 RWT Asset Verification Internal Redwood Derived field. Due Diligence / Trade Desk derived value indicating the level of primary borrower Income verification Text 2 Months XXXX
MH-1 Real Estate Interest Indicates whether the property on which the manufactured home is situated is owned outright or subject to the terms of a short- or long-term lease. (A long-term lease is defined as a lease whose term is greater than or equal to the loan term.) Manufactured Housing Numeric – Integer 2 99 Manufactured Housing Loans Only See Coding

1 = Owned

2 = Short-term lease

3 = Long-term lease

99 = Unavailable

MH-2 Community Ownership Structure If the manufactured home is situated in a community, a means of classifying ownership of the community. Manufactured Housing Numeric – Integer 2 99 Manufactured Housing Loans Only See Coding

1 = Public Institutional

2 = Public Non-Institutional

3 = Private Institutional

4 = Private Non-Institutional

5 = HOA-Owned

6 = Non-Community

99 = Unavailable

MH-3 Year of Manufacture The year in which the home was manufactured (Model Year -- YYYY Format). Required only in cases where a full appraisal is not provided. Manufactured Housing Numeric – Integer 2006 YYYY Manufactured Housing Loans Only 1901 = Unavailable
MH-4 HUD Code Compliance Indicator (Y/N) Indicates whether the home was constructed in accordance with the 1976 HUD code. In general, homes manufactured after 1976 comply with this code. Manufactured Housing Numeric – Integer 1 9 Manufactured Housing Loans Only See Codes

0 = No

1 = Yes

99 = Unavailable

MH-5 Gross Manufacturer’s Invoice Price The total amount that appears on the manufacturer’s invoice (typically includes intangible costs such as transportation, association, on-site setup, service and warranty costs, taxes, dealer incentives, and other fees). Manufactured Housing Numeric – Decimal 72570.62 9(10).99 Manufactured Housing Loans Only >= 0
MH-6 LTI (Loan-to-Invoice) Gross The ratio of the loan amount divided by the Gross Manufacturer’s Invoice Price (Field MH-5). Manufactured Housing Numeric – Decimal 0.75 9.999999 Manufactured Housing Loans Only >= 0 to <= 1
MH-7 Net Manufacturer’s Invoice Price The Gross Manufacturer’s Invoice Price (Field MH-5) minus intangible costs, including: transportation, association, on-site setup, service, and warranty costs, taxes, dealer incentives, and other fees. Manufactured Housing Numeric – Decimal 61570.62 9(10).99 Manufactured Housing Loans Only >= 0
MH-8 LTI (Net) The ratio of the loan amount divided by the Net Manufacturer’s Invoice Price (Field MH-7). Manufactured Housing Numeric – Decimal 0.62 9.999999 Manufactured Housing Loans Only >= 0 to <= 1
MH-9 Manufacturer Name The manufacturer of the subject property. (To be applied only in cases where no appraised value/other type of property valuation is available.) Manufactured Housing Text “XYZ Corp” Char (100) Manufactured Housing Loans Only (where no appraised value is provided) MH Manufacturer name in double quotation marks
MH-10 Model Name The model name of the subject property. (To be applied only in cases where no appraised value/other type of property valuation is available.) Manufactured Housing Text “DX5-916-X” Char (100) Manufactured Housing Loans Only (where no appraised value is provided) MH Model name in double quotation marks
MH-11 Down Payment Source An indicator of the source of the down payment used by the borrower to acquire the property and qualify for the mortgage. Manufactured Housing Numeric – Integer 2 99 Manufactured Housing Loans Only See Codes

1 = Cash

2 = Proceeds from trade in

3 = Land in Lieu

4 = Other

99 = Unavailable

MH-12 Community/Related Party Lender (Y/N) An indicator of whether the loan was made by the community owner, an affiliate of the community owner or the owner of the real estate upon which the collateral is located. Manufactured Housing Numeric – Integer 1 99 Manufactured Housing Loans Only See Codes

0 = No

1 = Yes

99 = Unavailable

MH-13 Defined Underwriting Criteria (Y/N) An indicator of whether the loan was made in accordance with a defined and/or standardized set of underwriting criteria. Manufactured Housing Numeric – Integer 1 99 Manufactured Housing Loans Only See Codes

0 = No

1 = Yes

99 = Unavailable

MH-14 Chattel Indicator An Indicator of whether the secured property is classified as chattel or Real Estate. Manufactured Housing Numeric – Integer 1 99 Manufactured Housing Loans Only See Codes 0 = Real Estate
1 = Chattel
99 = Unavailable
 

 

 
 

 

APPENDIX A

 

MODIFICATIONS TO THE FLOW SERVICING AGREEMENT

 

1.           The definition of “Assumed Principal Balance” in Section 1 is revised to read in its entirety as follows:

 

Assumed Principal Balance: As to each Mortgage Loan as of any date of determination, (i) the principal balance of the Mortgage Loan outstanding as of the Cut-off Date after application of payments due on or before the Cut-off Date, whether or not received, minus (ii) all amounts previously distributed to the Owner with respect to the Mortgage Loan pursuant to Subsection 11.15 and representing (a) payments or other recoveries of principal or (b) advances of scheduled principal payments made pursuant to Subsection 11.17.”

 

2.           The definition of “Business Day” in Section 1 is revised to read in its entirety as follows:

 

Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a legal holiday in the State of New York, the State of New Jersey, the State of California, the State of Delaware, the State of Maryland or the State of Minnesota, or (iii) a day on which banks in the State of New York, the State of New Jersey, the State of California, the State of Delaware, the State of Maryland or the State of Minnesota are authorized or obligated by law or executive order to be closed.”

 

3.           The definition of “Closing Date” in Section 1 is revised to read in its entirety as follows:

 

Closing Date: October 30, 2012, except with respect to Section 3 and the Servicer Acknowledgement(s).”

 

4.           The definition of “Cut-off Date” in Section 1 is revised to read in its entirety as follows:

 

Cut-off Date: October 1, 2012, except with respect to the Servicer Acknowledgement(s).”

 

5.           The definition of “Eligible Account” in Section 1 is revised to read in its entirety as follows:

 

 
 

 

Eligible Account: Any account or accounts maintained with a federal or state chartered depository institution or trust company the debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the debt obligations of such holding company) satisfy each of the following criteria: (1) the short-term unsecured debt obligations of such entity are rated in the highest rating category of Fitch, Inc. (“Fitch”) and Moody’s Investors Service, Inc. (“Moody’s”) and the long-term unsecured debt obligations of such entity are rated in one of the two highest rating categories of Fitch and Moody’s and (2) if the unsecured debt obligations of such entity are rated by Kroll Bond Rating Agency, Inc. (“KBRA”), then the short-term unsecured debt obligations of such entity are rated in the highest rating category of KBRA and the long-term unsecured debt obligations of such entity are rated in one of the three highest rating categories of KBRA. If the ratings no longer satisfy each of these criteria, the funds on deposit therewith in connection with this transaction shall be transferred to an Eligible Account within 30 days of such downgrade. Eligible Accounts may bear interest.

 

6.           The definition of “First Remittance Date” in Section 1 is revised to read in its entirety as follows:

 

First Remittance Date: November 20, 2012.”

 

7.           A new definition of “MERS Event” is hereby added to Section 1, to be inserted alphabetically and to read in its entirety as follows:

 

MERS Event: The occurrence of any of the following events:

 

(i)          a Monthly Payment on a MERS Mortgage Loan has not been received within 60 days of its Due Date;

 

(ii)         a court of competent jurisdiction in a particular state rules that MERS is not an appropriate, permissible or authorized system for transferring ownership of Mortgage Loans in that state; or

 

(iii)        (A) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against MERS, and such decree or order shall have remained in force undischarged or unstayed for a period of 60 days; or (B) MERS shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities, voluntary liquidation or similar proceedings of or relating to MERS or of or relating to all or substantially all of its property; or (C) MERS shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations.

 

With respect to the event described in clause (ii), a MERS Event will be deemed to have occurred with respect to all Mortgage Loans in the related state, and with respect to any of the events described in clause (iii), a MERS Event will be deemed to have occurred with respect to all of the Mortgage Loans.”

 

 
 

 

8.           The definition of “Principal Prepayment Period” in Section 1 is revised to read in its entirety as follows:

 

Principal Prepayment Period:  As to any Remittance Date, the period commencing on the 15th day of the month preceding the month in which such Remittance Date occurs through the 14th day of the month in which such Remittance Date occurs; provided that, with respect to the October 2012 Remittance Date, the Principal Prepayment Period shall be the period commencing on October 1, 2012 through November 14, 2012.”

 

9.          The definition of “Remittance Date” in Section 1 is revised to read in its entirety as follows:

 

Remittance Date: The 20th day (or if such 20th day is not a Business Day the first Business Day immediately preceding such 20th day) of any month, beginning with the First Remittance Date.”

 

10.         A new definition of “Servicing Administrator” is hereby added to Section 1, to be inserted alphabetically and to read in its entirety as follows:

 

Servicing Administrator: Redwood Residential Acquisition Corporation or its successor in interest.”

 

11.         Owner Representation Correction

 

In the first sentence of Subsection 7.02(a), the phrase “federal savings bank” is replaced by the phrase “Delaware corporation” and the term “United States” is replaced by the term “Delaware”.

 

12.         Subsection 11.01(e), first sentence is revised to read in its entirety as follows:

 

“Consistent with the terms of this Agreement, and subject to the REMIC Provisions if the Mortgage Loans have been transferred to a REMIC, the Servicer may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any Mortgagor; provided, however, that the Servicer shall not enter into any payment plan or agreement to modify payments with a Mortgagor lasting more than six (6) months or permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate, the Lifetime Rate Cap (if applicable), the Initial Rate Cap (if applicable), the Periodic Rate Cap (if applicable) or the Gross Margin (if applicable), agree to the capitalization of arrearages, including interest, fees or expenses owed under the Mortgage Loan, make any future advances or extend the final maturity date with respect to such Mortgage Loan (provided that the Servicer shall in no event extend the final maturity date past November 25, 2042 or, if such 25th day is not a Business Day, the next succeeding Business Day), or accept substitute or additional collateral or release any collateral for such Mortgage Loan, unless (1) the Mortgagor is in default with respect to the Mortgage Loan, or such default is, in the judgment of the Servicer, imminent, (2) the modification is in accordance with the customary procedures of the Servicer, which may change from time to time, or industry-accepted programs, and (3) the Owner has approved such action.”

 

 
 

 

13.         Subsection 11.03, third sentence is revised to read in its entirety as follows:

 

“Mortgage Loan payments received by the Servicer will be deposited into a clearing account that is insured by the FDIC on the same day of receipt, unless such payments are received after 4:00 p.m. New York time, in which case such payments will be deposited on the following Business Day.”

 

14.         Subsection 11.04, first sentence of the first paragraph is revised to read in its entirety as follows:

 

“The Servicer shall segregate and hold all funds collected and received pursuant to each Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Custodial Accounts (collectively, the “Custodial Account”), titled “Christiana Trust, a division of Wilmington Savings Fund Society, FSB, in trust for the holders of Sequoia Mortgage Trust 2012-5 Mortgage Pass-Through Certificates.”

 

15.         Subsection 11.04, subclause (f) of the second paragraph is revised to read in its entirety as follows:

 

“(f)          any amount required to be deposited in the Custodial Account pursuant to Subsections 11.15, 11.17, 11.19 and 11.25.”

 

16.         Notwithstanding anything to the contrary in the Flow Servicing Agreement, any Custodial Accounts established by the Servicer pursuant to Subsection 11.04 of the Flow Servicing Agreement shall qualify as Eligible Accounts as defined in the Pooling and Servicing Agreement.

 

17.         Paragraphs (b), (c), (d) and (f) of Subsection 11.05 are revised to read in their entirety as follows:

 

(b)          to reimburse the Servicing Administrator for P&I Advances, the Servicing Administrator’s right to reimbursement pursuant to this subclause (b) with respect to any Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds and such other amounts as may be collected by the Servicer from the related Mortgagor or otherwise relating to the Mortgage Loan, it being understood that, in the case of any such reimbursement, the Servicing Administrator’s right thereto shall be prior to the rights of the Owner with respect to such Mortgage Loan;

 

 
 

 

(c)          to reimburse itself or the Servicing Administrator for any unpaid portion of any Servicing Fees and for unreimbursed Servicing Advances made by the Servicer or the Servicing Administrator, the Servicer’s right to reimburse itself or the Servicing Administrator pursuant to this subclause (c) with respect to any Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds and such other amounts as may be collected by the Servicer from the related Mortgagor or otherwise relating to the Mortgage Loan, it being understood that, in the case of any such reimbursement, the rights of the Servicer and Servicing Administrator thereto shall be prior to the rights of the Owner unless the Servicing Administrator is required to pay the Prepayment Interest Shortfall pursuant to Subsection 11.15, in which case the Servicing Administrator’s right to such reimbursement shall be subsequent to the payment to the Owner of such shortfall;

 

(d)          to reimburse itself or the Servicing Administrator for unreimbursed Servicing Advances, to the extent that such amounts are nonrecoverable (as certified by the Servicer or the Servicing Administrator, as applicable, to the Owner in an Officer’s Certificate) by the Servicer or the Servicing Administrator, as applicable, pursuant to subclause (c) above;

 

.  .  .

 

(f)          to reimburse the Servicing Administrator for unreimbursed P&I Advances, to the extent that such amounts are nonrecoverable (as certified by the Servicing Administrator to the Owner in an Officer’s Certificate) by the Servicing Administrator pursuant to subclause (b) above;

 

18.         Amendments to Subsection 11.13

 

(a)          Subsection 11.13 is revised by deleting the first sentence and replacing it in its entirety with the following:

 

“Subject to Subsection 11.02, in the event that title to the Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the trust created by the Pooling and Servicing Agreement, where permitted by applicable law or regulation and consistent with Customary Servicing Procedures, and otherwise, in the name of the trustee of the Trust or its nominee.”

 

 
 

 

(b)          Subsection 11.13 is further revised to add the following paragraphs at the end of the section:

 

“The REO Property must be sold within three years following the end of the calendar year of the date of acquisition if a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, unless (i) the Owner shall have been supplied with an Opinion of Counsel (at the expense of the Servicing Administrator) to the effect that the holding by the related trust of such Mortgaged Property subsequent to such three-year period (and specifying the period beyond such three-year period for which the Mortgaged Property may be held) will not result in the imposition of taxes on “prohibited transactions” of the related trust as defined in Section 860F of the Code, or cause the related REMIC to fail to qualify as a REMIC, in which case the related trust may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel), or (ii) the Owner (at the Servicer’s expense) or the Servicer shall have applied for, prior to the expiration of such three-year period, an extension of such three-year period in the manner contemplated by Section 856(e)(3) of the Code, in which case the three-year period shall be extended by the applicable period. If a period longer than three years is permitted under the foregoing sentence and is necessary to sell any REO Property, the Servicer shall report monthly to the Owner as to progress being made in selling such REO Property.

 

Notwithstanding any other provision of this Agreement, if a REMIC election has been made, no Mortgaged Property held by a REMIC shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the related trust or sold in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify at any time as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code, (ii) subject the related trust to the imposition of any federal or state income taxes on “net income from foreclosure property” with respect to such Mortgaged Property within the meaning of Section 860G(c) of the Code, or (iii) cause the sale of such Mortgaged Property to result in the receipt by the related trust of any income from non-permitted assets as described in Section 860F(a) (2)(B) of the Code, unless the Servicer has agreed to indemnify and hold harmless the related trust with respect to the imposition of any such taxes.”

 

19.         Servicer Reports. The Servicer shall provide monthly reports to the Purchaser pursuant to Subsection 11.16 in the formats attached hereto as Exhibits 4 and 5, or in such other format as the Servicer, the Purchaser and the Depositor shall agree in writing. No later than two (2) Business Days following the end of each Principal Prepayment Period, the Servicer shall furnish to the Master Servicer a monthly report in a mutually agreed format containing such information regarding prepayments in full on Mortgage Loans during the applicable Principal Prepayment Period as the Servicer and the Master Servicer shall mutually agree.

 

 
 

 

20.         Subsection 11.17 is revised to read in its entirety as follows:

 

“Subsection 11.17         Advances by the Servicer or Servicing Administrator.

 

No later than two Business Days immediately preceding each related Remittance Date, the Servicer shall either (a) deposit in the Custodial Account from funds provided by the Servicing Administrator pursuant to Subsection 11.25 an amount equal to the aggregate amount of all Monthly Payments (with interest adjusted to the Mortgage Loan Remittance Rate) which were due on the Mortgage Loans during the applicable Due Period and which were delinquent at the close of business on the immediately preceding Determination Date, (b) cause to be made an appropriate entry in the records of the Custodial Account that amounts held for future distribution have been, as permitted by this Subsection 11.17, used by the Servicer in discharge of any such P&I Advance or (c) make P&I Advances in the form of any combination of (a) or (b) aggregating the total amount of advances to be made, subject to Subsection 11.25. Any amounts held for future distribution and so used shall be replaced by the Servicing Administrator by deposit in the Custodial Account on or before any future Remittance Date if funds in the Custodial Account on such Remittance Date shall be less than payments to the Owner required to be made on such Remittance Date. The Servicing Administrator’s obligation to make P&I Advances as to any Mortgage Loan will continue through the last Monthly Payment due prior to the payment in full of a Mortgage Loan, or through the last related Remittance Date prior to the Remittance Date for the distribution of all other payments or recoveries (including proceeds under any title, hazard or other insurance policy, or condemnation awards) with respect to a Mortgage Loan; provided, however, that such obligation shall cease if the Servicing Administrator, in its good faith judgment, determines that such P&I Advances would not be recoverable pursuant to Subsection 11.05(b). The determination by the Servicing Administrator that a P&I Advance, if made, would be nonrecoverable, shall be evidenced by an Officer’s Certificate of the Servicing Administrator delivered to the Owner, which details the reasons for such determination. Neither the Servicing Administrator nor the Servicer shall have any obligation to advance amounts in respect of shortfalls relating to the Servicemembers Civil Relief Act and similar state and local laws.

 

21.         The first sentence of Subsection 11.18 is revised to read in its entirety as follows:

 

“The Servicer will use its best efforts to enforce any “due-on-sale” provision contained in any Mortgage or Mortgage Note; provided that, subject to the Owner’s prior approval for the release of liability from the original borrower, the Servicer shall permit such assumption if so required in accordance with the terms of the Mortgage or the Mortgage Note.”

 

 
 

 

22.         The Flow Servicing Agreement is modified by adding a new Subsection 11.26 which reads in its entirety as follows:

 

“Subsection 11.26 Compliance with REMIC Provisions.

 

If a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, the Servicer shall not take any action, cause the REMIC to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of the REMIC as a REMIC or (ii) result in the imposition of a tax upon the REMIC (including but not limited to the tax on “prohibited transactions” as defined in Section 860F(a)(2) of the Code and the tax on “contribution” to a REMIC set forth in Section 860G(d) of the Code unless the Servicer has received an Opinion of Counsel (at the expense of the party seeking to take such actions) to the effect that the contemplated action will not endanger such REMIC status or result in the imposition of any such tax.”

 

23.         The Flow Servicing Agreement is modified by adding a new subsection 11.27 which reads in its entirety as follows:

 

“Subsection 11.27 MERS Event.

 

The Servicer shall prepare and submit an assignment to remove from the MERS System each MERS Mortgage Loan that is subject to a MERS Event within 15 Business Days of the occurrence of such MERS Event. The Servicer shall notify the Master Servicer and Trustee upon the removal of a MERS Mortgage Loan from the MERS System.”

 

24.         The first sentence of Subsection 12.01(b) is revised to read in its entirety as follows:

 

The Servicer shall promptly notify the Owner if a claim is made by a third party with respect to this Agreement or the Mortgage Loans, and the Servicer shall assume the defense of any such claim and pay all expenses in connection therewith, including counsel fees.

 

25.         Subsection 12.04 is revised to read in its entirety as follows:

 

“Subsection 12.04         Servicer Not to Resign.

 

The Servicer shall not assign this Agreement or resign from the obligations and duties hereby imposed on it except by mutual consent of the Servicer and the Owner or upon the determination that the Servicer’s duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Servicer. No such resignation of or assignment by the Servicer shall become effective until a successor has assumed the Servicer’s responsibilities and obligations hereunder in accordance with Subsection 14.02.”

 

26.         Broker’s Price Opinion. If, in accordance with the Pooling and Servicing Agreement, the Trustee has received notice that any governmental entity intends to acquire a Mortgage Loan through the exercise of its power of eminent domain, and if there is no longer a Controlling Holder, the Servicer, promptly upon the request and at the expense of the Trustee, shall obtain a valuation on the related Mortgaged Property in the form of a broker’s price opinion, and provide the results of such valuation to the Trustee.

 

 
 

 

EXHIBIT 4

 

FORM OF MONTHLY LOSS REPORT

 

Exhibit : Calculation of Realized Loss/Gain Form 332– Instruction Sheet

NOTE: Do not net or combine items. Show all expenses individually and all credits as separate line items. Claim packages are due on the remittance report date. Late submissions may result in claims not being passed until the following month. The Servicer is responsible to remit all funds pending loss approval and /or resolution of any disputed items.

 

(a)          

 

(b)          The numbers on the 332 form correspond with the numbers listed below.

 

Liquidation and Acquisition Expenses:

1.The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.

 

2.The Total Interest Due less the aggregate amount of servicing fee that would have been earned if all delinquent payments had been made as agreed. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.

 

3.Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan as calculated on a monthly basis. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.

 

4-12.Complete as applicable. Required documentation:

 

*  For taxes and insurance advances – see page 2 of 332 form - breakdown required showing period of coverage, base tax, interest, penalty. Advances prior to default require evidence of servicer efforts to recover advances.

 

 *  For escrow advances - complete payment history

    (to calculate advances from last positive escrow balance forward)

 

*  Other expenses -  copies of corporate advance history showing all payments

 

*  REO repairs > $1500 require explanation

 

*  REO repairs >$3000 require evidence of at least 2 bids.

 

*  Short Sale or Charge Off require P&L supporting the decision and WFB’s approved Officer Certificate

 

*  Unusual or extraordinary items may require further documentation.

 

13.The total of lines 1 through 12.

 

(c)Credits:

 

14-21.Complete as applicable. Required documentation:

 

* Copy of the HUD 1 from the REO sale. If a 3rd Party Sale, bid instructions and Escrow Agent / Attorney

 

 
 

 

   Letter of Proceeds Breakdown.

 

*  Copy of EOB for any MI or gov't guarantee

 

*  All other credits need to be clearly defined on the 332 form            

 

22.The total of lines 14 through 21.

 

Please Note:For HUD/VA loans, use line (18a) for Part A/Initial proceeds and line (18b) for Part B/Supplemental proceeds.

 

Total Realized Loss (or Amount of Any Gain)

23.The total derived from subtracting line 22 from 13. If the amount represents a realized gain, show the amount in parenthesis ( ).

 

 
 

 

Exhibit 3A: Calculation of Realized Loss/Gain Form 332

 

Prepared by:  __________________                            Date:  _______________

Phone:  ______________________   Email Address:_____________________

 

Servicer Loan No.

 

 

Servicer Name

 

 

Servicer Address

 

 

 

WELLS FARGO BANK, N.A. Loan No._____________________________

 

Borrower's Name: _________________________________________________________

Property Address: _________________________________________________________

 

Liquidation Type:  REO Sale   3rd Party Sale   Short Sale   Charge Off

 

Was this loan granted a Bankruptcy deficiency or cramdown Yes No

If “Yes”, provide deficiency or cramdown amount _______________________________

 

Liquidation and Acquisition Expenses:

(1)  Actual Unpaid Principal Balance of Mortgage Loan $ ______________ (1)
(2)  Interest accrued at Net Rate ________________ (2)
(3)  Accrued Servicing Fees ________________ (3)
(4)  Attorney's Fees ________________ (4)
(5)  Taxes (see page 2) ________________ (5)
(6)  Property Maintenance ________________ (6)
(7)  MI/Hazard Insurance Premiums (see page 2) ________________ (7)
(8)  Utility Expenses ________________ (8)
(9)  Appraisal/BPO ________________ (9)
(10) Property Inspections ________________ (10)
(11) FC Costs/Other Legal Expenses ________________ (11)
(12) Other (itemize) ________________ (12)
Cash for Keys__________________________ ________________ (12)
HOA/Condo Fees_______________________ ________________ (12)
______________________________________ ________________ (12)
     
Total Expenses $ _______________ (13)
Credits:    
(14) Escrow Balance $ _______________ (14)
(15) HIP Refund ________________ (15)
(16) Rental Receipts ________________ (16)
(17) Hazard Loss Proceeds ________________ (17)
(18) Primary Mortgage Insurance / Gov’t Insurance ________________ (18a)
HUD Part A ________________ (18b)
HUD Part B    
(19) Pool Insurance Proceeds ________________ (19)
(20) Proceeds from Sale of Acquired Property ________________ (20)
(21) Other (itemize) ________________ (21)
_________________________________________ ________________ (21)
     
Total Credits $________________ (22)
Total Realized Loss (or Amount of Gain) $________________ (23)

 

 
 

 

Escrow Disbursement Detail

 

Type

(Tax /Ins.)

Date Paid

Period of

Coverage

Total Paid

Base

Amount

Penalties Interest
             
             
             
             
             
             
             
             

 

 
 

 

EXHIBIT 5

 

FORM OF DELINQUENCY REPORTING

 

Exhibit : Standard File Layout – Delinquency Reporting

 

*The column/header names in bold are the minimum fields Wells Fargo must receive from every Servicer

Column/Header Name Description Decimal

Format

Comment

SERVICER_LOAN_NBR A unique number assigned to a loan by the Servicer. This may be different than the LOAN_NBR    
LOAN_NBR A unique identifier assigned to each loan by the originator.    
CLIENT_NBR Servicer Client Number    
SERV_INVESTOR_NBR Contains a unique number as assigned by an external servicer to identify a group of loans in their system.    
BORROWER_FIRST_NAME First Name of the Borrower.    
BORROWER_LAST_NAME Last name of the borrower.    
PROP_ADDRESS Street Name and Number of Property    
PROP_STATE The state where the property located.    
PROP_ZIP Zip code where the property is located.    
BORR_NEXT_PAY_DUE_DATE The date that the borrower's next payment is due to the servicer at the end of processing cycle, as reported by Servicer.   MM/DD/YYYY
LOAN_TYPE Loan Type (i.e. FHA, VA, Conv)    
BANKRUPTCY_FILED_DATE The date a particular bankruptcy claim was filed.   MM/DD/YYYY
BANKRUPTCY_CHAPTER_CODE The chapter under which the bankruptcy was filed.    
BANKRUPTCY_CASE_NBR The case number assigned by the court to the bankruptcy filing.    
POST_PETITION_DUE_DATE The payment due date once the bankruptcy has been approved by the courts   MM/DD/YYYY
BANKRUPTCY_DCHRG_DISM_DATE The Date The Loan Is Removed From Bankruptcy. Either by Dismissal, Discharged and/or a Motion For Relief Was Granted.   MM/DD/YYYY
LOSS_MIT_APPR_DATE The Date The Loss Mitigation Was Approved By The Servicer   MM/DD/YYYY
LOSS_MIT_TYPE The Type Of Loss Mitigation Approved For A Loan Such As;    

 

 
 

 

Column/Header Name Description Decimal

Format

Comment

LOSS_MIT_EST_COMP_DATE The Date The Loss Mitigation /Plan Is Scheduled To End/Close   MM/DD/YYYY
LOSS_MIT_ACT_COMP_DATE The Date The Loss Mitigation Is Actually Completed   MM/DD/YYYY
FRCLSR_APPROVED_DATE The date DA Admin sends a letter to the servicer with instructions to begin foreclosure proceedings.   MM/DD/YYYY
ATTORNEY_REFERRAL_DATE Date File Was Referred To Attorney to Pursue Foreclosure   MM/DD/YYYY
FIRST_LEGAL_DATE Notice of 1st legal filed by an Attorney in a Foreclosure Action   MM/DD/YYYY
FRCLSR_SALE_EXPECTED_DATE The date by which a foreclosure sale is expected to occur.   MM/DD/YYYY
FRCLSR_SALE_DATE The actual date of the foreclosure sale.   MM/DD/YYYY
FRCLSR_SALE_AMT The amount a property sold for at the foreclosure sale. 2 No commas(,) or dollar signs ($)
EVICTION_START_DATE The date the servicer initiates eviction of the borrower.   MM/DD/YYYY
EVICTION_COMPLETED_DATE The date the court revokes legal possession of the property from the borrower.   MM/DD/YYYY
LIST_PRICE The price at which an REO property is marketed. 2 No commas(,) or dollar signs ($)
LIST_DATE The date an REO property is listed at a particular price.   MM/DD/YYYY
OFFER_AMT The dollar value of an offer for an REO property. 2 No commas(,) or dollar signs ($)
OFFER_DATE_TIME The date an offer is received by DA Admin or by the Servicer.   MM/DD/YYYY
REO_CLOSING_DATE The date the REO sale of the property is scheduled to close.   MM/DD/YYYY
REO_ACTUAL_CLOSING_DATE Actual Date Of REO Sale   MM/DD/YYYY
OCCUPANT_CODE Classification of how the property is occupied.    
PROP_CONDITION_CODE A code that indicates the condition of the property.    
PROP_INSPECTION_DATE The date a property inspection is performed.   MM/DD/YYYY
APPRAISAL_DATE The date the appraisal was done.   MM/DD/YYYY

 

 
 

 

Column/Header Name Description Decimal

Format

Comment

CURR_PROP_VAL  The current "as is" value of the property based on brokers price opinion or appraisal. 2  
REPAIRED_PROP_VAL The amount the property would be worth if repairs are completed pursuant to a broker's price opinion or appraisal. 2  
If applicable:      
DELINQ_STATUS_CODE FNMA Code Describing Status of Loan    
DELINQ_REASON_CODE The circumstances which caused a borrower to stop paying on a loan. Code indicates the reason why the loan is in default for this cycle.    
MI_CLAIM_FILED_DATE Date Mortgage Insurance Claim Was Filed With Mortgage Insurance Company.   MM/DD/YYYY
MI_CLAIM_AMT Amount of Mortgage Insurance Claim Filed   No commas(,) or dollar signs ($)
MI_CLAIM_PAID_DATE Date Mortgage Insurance Company Disbursed Claim Payment   MM/DD/YYYY
MI_CLAIM_AMT_PAID Amount Mortgage Insurance Company Paid On Claim 2 No commas(,) or dollar signs ($)
POOL_CLAIM_FILED_DATE Date Claim Was Filed With Pool Insurance Company   MM/DD/YYYY
POOL_CLAIM_AMT Amount of Claim Filed With Pool Insurance Company 2 No commas(,) or dollar signs ($)
POOL_CLAIM_PAID_DATE Date Claim Was Settled and The Check Was Issued By The Pool Insurer   MM/DD/YYYY
POOL_CLAIM_AMT_PAID Amount Paid On Claim By Pool Insurance Company 2 No commas(,) or dollar signs ($)
FHA_PART_A_CLAIM_FILED_DATE  Date FHA Part A Claim Was Filed With HUD   MM/DD/YYYY
FHA_PART_A_CLAIM_AMT  Amount of FHA Part A Claim Filed 2 No commas(,) or dollar signs ($)
FHA_PART_A_CLAIM_PAID_DATE  Date HUD Disbursed Part A Claim Payment   MM/DD/YYYY
FHA_PART_A_CLAIM_PAID_AMT  Amount HUD Paid on Part A Claim 2 No commas(,) or dollar signs ($)
FHA_PART_B_CLAIM_FILED_DATE   Date FHA Part B Claim Was Filed With HUD   MM/DD/YYYY
FHA_PART_B_CLAIM_AMT   Amount of FHA Part B Claim Filed 2 No commas(,) or dollar signs ($)

 

 
 

 

Column/Header Name Description Decimal

Format

Comment

FHA_PART_B_CLAIM_PAID_DATE    Date HUD Disbursed Part B Claim Payment   MM/DD/YYYY
FHA_PART_B_CLAIM_PAID_AMT  Amount HUD Paid on Part B Claim 2 No commas(,) or dollar signs ($)
VA_CLAIM_FILED_DATE  Date VA Claim Was Filed With the Veterans Admin   MM/DD/YYYY
VA_CLAIM_PAID_DATE Date Veterans Admin. Disbursed VA Claim Payment   MM/DD/YYYY
VA_CLAIM_PAID_AMT Amount Veterans Admin. Paid on VA Claim 2 No commas(,) or dollar signs ($)
MOTION_FOR_RELIEF_DATE The date the Motion for Relief was filed 10 MM/DD/YYYY  
FRCLSR_BID_AMT The foreclosure sale bid amount 11 No commas(,) or dollar signs ($)  
FRCLSR_SALE_TYPE The foreclosure sales results: REO, Third Party, Conveyance to HUD/VA      
REO_PROCEEDS The net proceeds from the sale of the REO property.   No commas(,) or dollar signs ($)  
BPO_DATE The date the BPO was done.      
CURRENT_FICO The current FICO score      
HAZARD_CLAIM_FILED_DATE The date the Hazard Claim was filed with the Hazard Insurance Company. 10 MM/DD/YYYY  
HAZARD_CLAIM_AMT The amount of the Hazard Insurance Claim filed. 11 No commas(,) or dollar signs ($)  
HAZARD_CLAIM_PAID_DATE The date the Hazard Insurance Company disbursed the claim payment. 10 MM/DD/YYYY  
HAZARD_CLAIM_PAID_AMT The amount the Hazard Insurance Company paid on the claim. 11 No commas(,) or dollar signs ($)  
ACTION_CODE Indicates loan status   Number  
NOD_DATE     MM/DD/YYYY  
NOI_DATE     MM/DD/YYYY  
ACTUAL_PAYMENT_PLAN_START_DATE     MM/DD/YYYY  
ACTUAL_PAYMENT_ PLAN_END_DATE        
ACTUAL_REO_START_DATE     MM/DD/YYYY  
REO_SALES_PRICE     Number  
REALIZED_LOSS/GAIN As defined in the Servicing Agreement   Number  

 

 
 

 

Exhibit 2: Standard File Codes – Delinquency Reporting

 

The Loss Mit Type field should show the approved Loss Mitigation Code as follows:

  · ASUM- Approved Assumption
  · BAP- Borrower Assistance Program
  · CO- Charge Off
  · DIL- Deed-in-Lieu
  · FFA- Formal Forbearance Agreement
  · MOD- Loan Modification
  · PRE- Pre-Sale
  · SS- Short Sale
  · MISC- Anything else approved by the PMI or Pool Insurer

 

NOTE: Wells Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply Wells Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file.

 

The Occupant Code field should show the current status of the property code as follows:

·Mortgagor
·Tenant
·Unknown
·Vacant

 

The Property Condition field should show the last reported condition of the property as follows:

·Damaged
·Excellent
·Fair
·Gone
·Good
·Poor
·Special Hazard
·Unknown

 

 
 

 

Exhibit 2: Standard File Codes – Delinquency Reporting, Continued

 

The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows:

 

Delinquency

Code

Delinquency Description
001 FNMA-Death of principal mortgagor
002 FNMA-Illness of principal mortgagor
003 FNMA-Illness of mortgagor’s family member
004 FNMA-Death of mortgagor’s family member
005 FNMA-Marital difficulties
006 FNMA-Curtailment of income
007 FNMA-Excessive Obligation
008 FNMA-Abandonment of property
009 FNMA-Distant employee transfer
011 FNMA-Property problem
012 FNMA-Inability to sell property
013 FNMA-Inability to rent property
014 FNMA-Military Service
015 FNMA-Other
016 FNMA-Unemployment
017 FNMA-Business failure
019 FNMA-Casualty loss
022 FNMA-Energy environment costs
023 FNMA-Servicing problems
026 FNMA-Payment adjustment
027 FNMA-Payment dispute
029 FNMA-Transfer of ownership pending
030 FNMA-Fraud
031 FNMA-Unable to contact borrower
INC FNMA-Incarceration

 

 
 

 

Exhibit 2: Standard File Codes – Delinquency Reporting, Continued

 

The FNMA Delinquent Status Code field should show the Status of Default as follows:

 

Status Code Status Description
09 Forbearance
17 Pre-foreclosure Sale Closing Plan Accepted
24 Government Seizure
26 Refinance
27 Assumption
28 Modification
29 Charge-Off
30 Third Party Sale
31 Probate
32 Military Indulgence
43 Foreclosure Started
44 Deed-in-Lieu Started
49 Assignment Completed
61 Second Lien Considerations
62 Veteran’s Affairs-No Bid
63 Veteran’s Affairs-Refund
64 Veteran’s Affairs-Buydown
65 Chapter 7 Bankruptcy
66 Chapter 11 Bankruptcy
67 Chapter 13 Bankruptcy