The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 241 1,157 SH   SOLE 1,157 0 0
AT&T INC COM 00206R102 290 7,676 SH   SOLE 7,676 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 283 1,668 SH   SOLE 1,668 0 0
COCA COLA CO COM 191216100 216 4,827 SH   SOLE 4,827 0 0
EXXON MOBIL CORP COM 30231G102 463 5,731 SH   SOLE 5,731 0 0
GENERAL ELECTRIC CO COM 369604103 475 17,579 SH   SOLE 17,579 0 0
HUNTINGTON BANCSHARES INC COM 446150104 154 11,424 SH   SOLE 11,424 0 0
INTEL CORP COM 458140100 220 6,512 SH   SOLE 6,512 0 0
JOHNSON & JOHNSON COM 478160104 354 2,673 SH   SOLE 2,673 0 0
MICROSOFT CORP COM 594918104 346 5,020 SH   SOLE 5,020 0 0
NATIONAL COMM CORP COM 63546L102 279 7,057 SH   SOLE 7,057 0 0
PFIZER INC COM 717081103 354 10,528 SH   SOLE 10,528 0 0
PHILIP MORRIS INTL INC COM 718172109 242 2,057 SH   SOLE 2,057 0 0
POWERSHARES ETF TR II EMER MRKT PORT 73936T763 12,073 608,187 SH   SOLE 608,187 0 0
POWERSHARES ETF TR II DEV MKTS EX-US 73936T789 9,135 218,856 SH   SOLE 218,856 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 9,246 78,140 SH   SOLE 78,140 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 39,220 379,412 SH   SOLE 379,412 0 0
PROASSURANCE CORP COM 74267C106 504 8,294 SH   SOLE 8,294 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,696 63,700 SH   SOLE 63,700 0 0
SERVISFIRST BANCSHARES INC COM 81768T108 788 21,356 SH   SOLE 21,356 0 0
SOUTHERN CO COM 842587107 391 8,160 SH   SOLE 8,160 0 0
SYNOVUS FINL CORP COM NEW 87161C501 925 20,912 SH   SOLE 20,912 0 0
TRACON PHARMACEUTICALS INC COM 89237H100 51 21,318 SH   SOLE 21,318 0 0
UNITEDHEALTH GROUP INC COM 91324P102 606 3,270 SH   SOLE 3,270 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,994 24,057 SH   SOLE 24,057 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,329 252,976 SH   SOLE 252,976 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 13,473 119,513 SH   SOLE 119,513 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 55,745 501,796 SH   SOLE 501,796 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,601 329,159 SH   SOLE 329,159 0 0
VULCAN MATLS CO COM 929160109 875 6,908 SH   SOLE 6,908 0 0
WAL-MART STORES INC COM 931142103 208 2,744 SH   SOLE 2,744 0 0
WELLS FARGO CO NEW COM 949746101 271 4,891 SH   SOLE 4,891 0 0