The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 7,490 80 SH   DFND 2 0 80 0
3M CO COM 88579Y101 BBG001S5T7X2 2,124,504 22,693 SH   SOLE 5 22,680 0 13
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,209,192 12,485 SH   SOLE 5 12,485 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 13,463 139 SH   DFND 2 0 139 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 40,396 271 SH   DFND 2,3 0 271 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,079,476 7,242 SH   SOLE 5 7,242 0 0
ACACIA RESH CORP ACACIA TCH COM 003881307 BBG001SJLJT9 80,300 22,000 SH   SOLE 5 22,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 38,389 125 SH   DFND 2,3 0 125 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 413,063 1,345 SH   SOLE 5 1,250 0 95
AIM IMMUNOTECH INC COM 00901B105 BBG001SB9J29 4,550 10,000 SH   SOLE 5 10,000 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,311,610 10,023 SH   SOLE 5 9,685 0 338
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 93,958 718 SH   DFND 2,3 0 718 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 89,131 676 SH   DFND 2,3 0 676 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,570,466 11,911 SH   SOLE 5 11,911 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206 BBG001SD42R0 9,384 10,200 SH   SOLE 5 10,200 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 134,748 1,060 SH   DFND 2 0 1,060 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,003,666 15,762 SH   SOLE 5 15,742 0 20
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 13,917,447 178,543 SH   SOLE 5 169,389 157 8,997
AMGEN INC COM 031162100 BBG001S5NNL6 1,816,818 6,760 SH   SOLE 5 4,830 880 1,050
AMGEN INC COM 031162100 BBG001S5NNL6 24,995 93 SH   DFND 2 0 93 0
ANAVEX LIFE SCIENCES CORP COM NEW 032797300 BBG001SLQWW6 131,000 20,000 SH   SOLE 5 20,000 0 0
APPLE INC COM 037833100 BBG001S5N8V8 280,956 1,641 SH   DFND 2 0 1,641 0
APPLE INC COM 037833100 BBG001S5N8V8 26,012,471 151,933 SH   SOLE 5 146,918 1,477 3,538
AQUABOUNTY TECHNOLOGIES INC COM NEW 03842K200 BBG007HWZ845 2,390 10,000 SH   SOLE 5 10,000 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 BBG001S5ND74 890,409 11,806 SH   SOLE 5 7,452 1,657 2,697
ARCHER DANIELS MIDLAND CO COM 039483102 BBG001S5ND74 6,864 91 SH   DFND 2 0 91 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 362,504 1,499 SH   SOLE 5 1,499 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 18,135 75 SH   DFND 2 0 75 0
B2GOLD CORP COM 11777Q209 BBG001T0CNW6 41,616 14,400 SH   SOLE 5 14,400 0 0
B2GOLD CORP COM 11777Q209 BBG001T0CNW6 110 38 SH   DFND 2 0 38 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 5,630 132 SH   DFND 2 0 132 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 1,182,216 27,719 SH   SOLE 5 17,493 5,187 5,039
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,412,517 6,887 SH   SOLE 5 6,562 0 325
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 77,767 222 SH   DFND 2 0 222 0
BITFARMS LTD COM 09173B107 BBG00PGMZVM7 29,318 27,400 SH   SOLE 5 27,400 0 0
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 234,644 4,444 SH   SOLE 5 4,444 0 0
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 13,306 252 SH   DFND 1,2,3 0 252 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 302,795 5,217 SH   SOLE 5 5,217 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 12,421 214 SH   DFND 2,3 0 214 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG001SR7MB9 1,365,816 7,590 SH   SOLE 5 4,798 1,316 1,476
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG001SR7MB9 15,107 84 SH   DFND 1,2,3 0 84 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 21,021 77 SH   DFND 2 0 77 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,080,150 3,957 SH   SOLE 5 3,957 0 0
CHEMED CORP NEW COM 16359R103 BBG001S679X0 257,252 495 SH   SOLE 5 495 0 0
CHEMED CORP NEW COM 16359R103 BBG001S679X0 3,119 6 SH   DFND 2 0 6 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 67,111 398 SH   DFND 2,3,6 0 398 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 201,995 1,198 SH   SOLE 5 1,198 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 1,973,819 36,715 SH   SOLE 5 28,215 4,295 4,205
CISCO SYS INC COM 17275R102 BBG001S6HC62 47,686 887 SH   DFND 2,6 0 887 0
CME GROUP INC COM 12572Q105 BBG001S86547 8,810 44 SH   DFND 2 0 44 0
CME GROUP INC COM 12572Q105 BBG001S86547 411,052 2,053 SH   SOLE 5 2,053 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 24,729 438 SH   DFND 2 0 438 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 372,793 6,605 SH   SOLE 5 6,605 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 103,889 2,343 SH   DFND 2,6 0 2,343 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 301,424 6,798 SH   SOLE 5 6,580 0 218
CONAGRA BRANDS INC COM 205887102 BBG001S5PGY5 584,462 21,315 SH   SOLE 5 17,452 2,500 1,363
CONAGRA BRANDS INC COM 205887102 BBG001S5PGY5 1,563 57 SH   DFND 2 0 57 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 723,149 1,280 SH   SOLE 5 1,280 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 72,880 129 SH   DFND 2,3 0 129 0
CSX CORP COM 126408103 BBG001S5Q7Q3 208,578 6,783 SH   SOLE 5 6,783 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 11,439 372 SH   DFND 2,3 0 372 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 766,464 32,825 SH   SOLE 5 21,425 0 11,400
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 5,625,847 120,856 SH   SOLE 4,5 118,526 0 2,330
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 1,973,961 77,899 SH   SOLE 5 77,899 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 13,212 163 SH   DFND 2,3 0 163 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 307,567 3,795 SH   SOLE 5 3,795 0 0
DOLBY LABORATORIES INC COM CL A 25659T107 BBG001SDXGH8 3,884 49 SH   DFND 2,3 0 49 0
DOLBY LABORATORIES INC COM CL A 25659T107 BBG001SDXGH8 209,722 2,646 SH   SOLE 5 2,646 0 0
DONALDSON INC COM 257651109 BBG001S5QDV4 271,601 4,554 SH   SOLE 5 4,554 0 0
ECOLAB INC COM 278865100 BBG001S5QRB5 11,386 67 SH   DFND 2,3 0 67 0
ECOLAB INC COM 278865100 BBG001S5QRB5 547,888 3,224 SH   SOLE 5 3,099 0 125
ELECTRAMECCANICA VEHS CORP COM NEW 284849205 BBG00DZVQMF1 13,100 20,000 SH   SOLE 5 20,000 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 68,216 127 SH   DFND 2 0 127 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 181,550 338 SH   SOLE 5 338 0 0
EQUIFAX INC COM 294429105 BBG001S5QSK3 266,527 1,455 SH   SOLE 5 1,455 0 0
EQUIFAX INC COM 294429105 BBG001S5QSK3 3,298 18 SH   DFND 2 0 18 0
EVOGENE LTD SHS M4119S104 BBG001SR80P1 5,865 10,000 SH   SOLE 5 10,000 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 441,474 3,755 SH   SOLE 5 3,275 0 480
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 97,945 833 SH   DFND 2,6 0 833 0
FASTENAL CO COM 311900104 BBG001S5R1F7 472,891 8,655 SH   SOLE 5 8,105 0 550
FASTENAL CO COM 311900104 BBG001S5R1F7 8,415 154 SH   DFND 2 0 154 0
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 BBG005YW3DQ0 910,365 20,550 SH   SOLE 5 20,254 0 296
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839 BBG00QQFKRG1 449,106 12,658 SH   SOLE 5 12,658 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 12,056,025 286,673 SH   SOLE 5 283,090 581 3,002
FIRST TR MORNINGSTAR DIVID L SHS 336917109 BBG001SP68G0 3,952,107 118,185 SH   SOLE 5 117,485 0 700
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 174,551 14,054 SH   SOLE 5 14,054 0 0
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 7,179 578 SH   DFND 2 0 578 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 197,143 1,782 SH   SOLE 5 1,782 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 14,493 131 SH   DFND 2 0 131 0
GRACO INC COM 384109104 BBG001S5RK56 5,321 73 SH   DFND 2,3 0 73 0
GRACO INC COM 384109104 BBG001S5RK56 410,534 5,633 SH   SOLE 5 5,633 0 0
HERSHEY CO COM 427866108 BBG001S5S148 11,205 56 SH   DFND 1,2,3 0 56 0
HERSHEY CO COM 427866108 BBG001S5S148 1,392,437 6,959 SH   SOLE 5 4,699 1,186 1,074
HIVE DIGITAL TECHNOLOGIES LT COM NEW 433921103 BBG001SFKS45 30,800 10,000 SH   SOLE 5 10,000 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 54,691 181 SH   DFND 2 0 181 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 558,090 1,847 SH   SOLE 5 1,717 0 130
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 15,149 82 SH   DFND 2 0 82 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,226,859 6,641 SH   SOLE 5 6,641 0 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 2,587 68 SH   DFND 2 0 68 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 262,644 6,906 SH   SOLE 5 6,906 0 0
INTEL CORP COM 458140100 BBG001S5SF65 272,214 7,657 SH   SOLE 5 7,657 0 0
INTEL CORP COM 458140100 BBG001S5SF65 37,612 1,058 SH   DFND 2,6 0 1,058 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 23,711 169 SH   DFND 2 0 169 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 605,762 4,318 SH   SOLE 5 4,318 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 BBG00KJR0YJ0 13,931,169 656,202 SH   SOLE 5 641,212 0 14,990
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 18,369,140 888,686 SH   SOLE 5 867,881 0 20,805
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 27,705,648 1,377,705 SH   SOLE 5 1,343,885 0 33,820
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 471,549 25,102 SH   SOLE 5 25,102 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,921,657 5,356 SH   SOLE 5 5,266 0 90
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 56,328,427 497,777 SH   SOLE 5 480,456 1,270 16,051
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 661,366 6,606 SH   SOLE 5 6,606 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 285,411 3,011 SH   SOLE 5 3,011 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 3,550,192 8,229 SH   SOLE 5 8,229 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 267,050 3,863 SH   SOLE 5 3,863 0 0
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 518,349 15,344 SH   SOLE 5 15,344 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 750,984 7,963 SH   SOLE 5 7,963 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 362,129 7,994 SH   SOLE 5 7,994 0 0
ISHARES TR ESG MSCI LEADR 46435U218 BBG00P35VT10 731,645 9,662 SH   SOLE 5 9,662 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 3,250,496 35,190 SH   SOLE 5 35,165 0 25
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 13,399,222 194,417 SH   SOLE 5 192,246 0 2,171
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 3,495,994 92,121 SH   SOLE 5 90,837 0 1,284
ISHARES TR MSCI USA ESG SLC 464288802 BBG001SN86J4 396,387 4,387 SH   SOLE 5 4,387 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 92,073,336 695,955 SH   SOLE 5 675,665 111 20,179
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 11,638,496 113,502 SH   SOLE 4,5 110,172 0 3,330
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 743,372 3,151 SH   SOLE 5 3,151 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 662,529 2,486 SH   SOLE 5 2,486 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 338,268 3,224 SH   SOLE 5 3,224 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 2,532,975 14,265 SH   SOLE 5 12,874 0 1,391
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 25,934,024 128,785 SH   SOLE 5 124,294 0 4,491
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 426,684 6,216 SH   SOLE 5 6,216 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 3,518,448 34,663 SH   SOLE 5 33,171 0 1,492
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 221,992 2,035 SH   SOLE 5 1,863 0 172
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 203,627 2,269 SH   SOLE 5 1,863 0 406
ISHARES TR US HLTHCARE ETF 464287762 BBG001SFGXR4 233,267 860 SH   SOLE 5 860 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 651,022 12,155 SH   SOLE 5 12,155 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 69,153 444 SH   DFND 2,6 0 444 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 991,553 6,366 SH   SOLE 5 6,366 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 93,828 647 SH   DFND 2,6 0 647 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 259,731 1,791 SH   SOLE 5 1,569 0 222
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 14,314 35 SH   DFND 2 0 35 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 220,023 538 SH   SOLE 5 538 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 61,367 155 SH   DFND 2,3 0 155 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 234,296 592 SH   SOLE 5 522 0 70
MCDONALDS CORP COM 580135101 BBG001S5T110 21,076 80 SH   DFND 2 0 80 0
MCDONALDS CORP COM 580135101 BBG001S5T110 598,198 2,271 SH   SOLE 5 2,271 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 23,394 296 SH   DFND 2,6 0 296 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 1,018,309 12,883 SH   SOLE 5 12,883 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 48,832 471 SH   DFND 2,6 0 471 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,509,445 14,501 SH   SOLE 5 12,656 1,200 645
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 102,372 341 SH   DFND 2 0 341 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,302,311 4,338 SH   SOLE 5 4,113 0 225
MGP INGREDIENTS INC NEW COM 55303J106 BBG001S5XTL2 369,180 3,500 SH   SOLE 5 3,500 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 6,813,406 21,578 SH   SOLE 5 19,702 853 1,023
MICROSOFT CORP COM 594918104 BBG001S5TD05 305,015 966 SH   DFND 2,3,6 0 966 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 11,173 160 SH   DFND 2 0 160 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 325,176 4,657 SH   SOLE 5 4,657 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 6,555 24 SH   DFND 2 0 24 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 1,494,524 5,471 SH   SOLE 5 3,794 882 795
NETFLIX INC COM 64110L106 BBG001SF6L46 425,556 1,127 SH   SOLE 5 1,122 0 5
NETFLIX INC COM 64110L106 BBG001SF6L46 18,880 50 SH   DFND 2 0 50 0
NIKE INC CL B 654106103 BBG001S6NTK2 222,433 2,318 SH   SOLE 5 2,318 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 10,949 114 SH   DFND 2,3 0 114 0
NORTHERN OIL & GAS INC COM 665531307 BBG001SK2P31 203,050 5,000 SH   SOLE 5 5,000 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 494,737 3,154 SH   SOLE 5 3,154 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 13,020 83 SH   DFND 2 0 83 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 239,245 550 SH   SOLE 5 417 0 133
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 95,698 220 SH   DFND 2 0 220 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 545,065 5,146 SH   SOLE 5 5,146 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 26,798 253 SH   DFND 2 0 253 0
OTTER TAIL CORP COM 689648103 BBG001S5TYX3 566,288 7,459 SH   SOLE 5 7,459 0 0
PACCAR INC COM 693718108 BBG001S5V1S8 1,781,744 20,957 SH   SOLE 5 14,881 3,449 2,627
PACCAR INC COM 693718108 BBG001S5V1S8 14,029 165 SH   DFND 2,3 0 165 0
PEPSICO INC COM 713448108 BBG001S695T1 42,869 253 SH   DFND 2 0 253 0
PEPSICO INC COM 713448108 BBG001S695T1 539,159 3,182 SH   SOLE 5 3,182 0 0
PFIZER INC COM 717081103 BBG001S5V466 1,885,246 56,836 SH   SOLE 5 45,238 5,958 5,640
PFIZER INC COM 717081103 BBG001S5V466 26,536 800 SH   DFND 2,6 0 800 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 212,075 2,259 SH   SOLE 5 2,259 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 29,946 319 SH   DFND 2,6 0 319 0
POLARIS INC COM 731068102 BBG001S7HWZ4 964,337 9,260 SH   SOLE 5 9,260 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,418,197 9,723 SH   SOLE 5 9,723 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 43,904 301 SH   DFND 2 0 301 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 305,998 5,377 SH   SOLE 5 4,749 0 628
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 4,212 74 SH   DFND 2 0 74 0
QUALCOMM INC COM 747525103 BBG001S6VS70 899,253 8,097 SH   SOLE 5 5,051 1,160 1,886
QUALCOMM INC COM 747525103 BBG001S6VS70 17,437 157 SH   DFND 2 0 157 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 5,957,069 248,833 SH   SOLE 4,5 242,265 227 6,341
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 53,156,611 1,565,271 SH   SOLE 4,5 1,523,564 1,061 40,646
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 BBG0051GPYJ9 238,335 4,326 SH   SOLE 5 4,326 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 5,207,441 117,735 SH   SOLE 5 117,089 154 492
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 32,216,950 646,278 SH   SOLE 5 624,260 0 22,018
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 2,610,933 36,898 SH   SOLE 5 35,824 0 1,074
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 23,078,696 456,101 SH   SOLE 5 445,494 930 9,677
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 792,209 19,126 SH   SOLE 4,5 18,575 0 551
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 2,064,748 22,843 SH   SOLE 5 16,930 2,345 3,568
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 213,770 6,445 SH   SOLE 5 6,445 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 299,407 2,326 SH   SOLE 5 1,426 0 900
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 1,114,072 18,905 SH   SOLE 5 13,347 2,605 2,953
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 811,782 4,952 SH   SOLE 5 4,952 0 0
SERVICE CORP INTL COM 817565104 BBG001S5WBJ5 1,247,424 21,831 SH   SOLE 5 14,126 4,088 3,617
SERVICE CORP INTL COM 817565104 BBG001S5WBJ5 2,800 49 SH   DFND 2,3 0 49 0
SOUTHERN CO COM 842587107 BBG001S5W777 295,237 4,562 SH   SOLE 5 4,562 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 24,400 377 SH   DFND 2 0 377 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 2,465,237 7,340 SH   SOLE 5 6,365 0 975
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 617,392 3,601 SH   SOLE 5 3,601 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 1,375,728 44,364 SH   SOLE 5 44,364 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 BBG001T2PHC3 488,273 9,130 SH   SOLE 5 9,130 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 32,228,801 75,111 SH   SOLE 5 72,810 0 2,301
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 512,976 1,200 PRN Call SOLE 5 1,200 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 254,757 556 SH   SOLE 5 556 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 554,347 10,561 SH   SOLE 5 10,150 0 411
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 673,950 22,986 SH   SOLE 5 22,986 0 0
SPDR SER TR S&P KENSHO CLEAN 78468R655 BBG00M9BL931 278,662 4,131 SH   SOLE 5 4,131 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 218,775 2,397 SH   SOLE 5 2,397 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 12,048 132 SH   DFND 2,3 0 132 0
TARGET CORP COM 87612E106 BBG001SC0K41 1,121,007 10,138 SH   SOLE 5 10,138 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 13,711 124 SH   DFND 2,6 0 124 0
TERADYNE INC COM 880770102 BBG001S5WMZ3 4,220 42 SH   DFND 2 0 42 0
TERADYNE INC COM 880770102 BBG001S5WMZ3 412,188 4,103 SH   SOLE 5 4,103 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 2,070,571 8,275 SH   SOLE 5 8,230 0 45
TESLA INC COM 88160R101 BBG001SQKGD7 39,535 158 SH   DFND 2 0 158 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 261,890 1,647 SH   SOLE 5 1,647 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 23,852 150 SH   DFND 2,3 0 150 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 1,075,910 3,761 SH   SOLE 5 2,557 436 768
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 15,448 54 SH   DFND 2 0 54 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 437,631 864 SH   SOLE 5 864 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 27,355 54 SH   DFND 2,3 0 54 0
TRACTOR SUPPLY CO COM 892356106 BBG001S7K017 5,686 28 SH   DFND 2 0 28 0
TRACTOR SUPPLY CO COM 892356106 BBG001S7K017 1,440,390 7,094 SH   SOLE 5 4,864 1,186 1,044
UNION PAC CORP COM 907818108 BBG001S5X2M0 2,089,167 10,260 SH   SOLE 5 7,914 1,115 1,231
UNION PAC CORP COM 907818108 BBG001S5X2M0 19,956 98 SH   DFND 2 0 98 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 1,070,360 6,867 SH   SOLE 5 6,817 0 50
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 19,017 122 SH   DFND 2,6 0 122 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 48,403 96 SH   DFND 2 0 96 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 4,078,898 8,090 SH   SOLE 5 8,090 0 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 5,166 154 SH   DFND 2 0 154 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 1,006,411 30,006 SH   SOLE 5 18,878 5,515 5,613
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,534,563 21,222 SH   SOLE 5 19,432 0 1,790
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 1,003,037 13,344 SH   SOLE 5 13,344 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 27,390,308 392,524 SH   SOLE 4,5 379,903 464 12,157
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 8,100,134 29,746 SH   SOLE 5 29,069 0 677
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 15,951,763 121,806 SH   SOLE 5 119,322 0 2,484
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 862,654 11,293 SH   SOLE 5 7,866 1,557 1,870
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 499,442 1,267 SH   SOLE 5 1,189 0 78
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 4,060,935 25,462 SH   SOLE 5 24,912 0 550
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 242,766 1,284 SH   SOLE 5 1,284 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 7,713,147 36,313 SH   SOLE 4,5 36,018 0 295
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 203,033 1,472 SH   SOLE 5 1,472 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 5,280,107 101,795 SH   SOLE 5 99,860 0 1,935
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 20,499,212 522,806 SH   SOLE 4,5 506,683 147 15,976
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 5,308,558 56,971 SH   SOLE 5 53,661 0 3,310
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 699,185 4,478 SH   SOLE 5 4,478 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,387,746 31,742 SH   SOLE 5 31,446 0 296
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 279,170 2,702 SH   SOLE 5 2,702 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 BBG001T0Y6Y7 1,699,122 11,188 SH   SOLE 4,5 11,188 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 208,911 885 SH   SOLE 5 885 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 637,959 19,684 SH   SOLE 5 10,940 3,863 4,881
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 15,168 468 SH   DFND 2 0 468 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 59,573 259 SH   DFND 2,3 0 259 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 351,543 1,528 SH   SOLE 5 1,528 0 0
WALMART INC COM 931142103 BBG001S5XH92 31,986 200 SH   DFND 2 0 200 0
WALMART INC COM 931142103 BBG001S5XH92 182,960 1,144 SH   SOLE 5 1,144 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 24,067 589 SH   DFND 2,3 0 589 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 292,190 7,151 SH   SOLE 5 7,151 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 37,102,682 584,386 SH   SOLE 5 568,123 0 16,263
WISDOMTREE TR YIELD ENHANCD US 97717X511 BBG009KCY2C6 658,930 15,874 SH   SOLE 5 14,184 0 1,690
WORLD GOLD TR SPDR GLD MINIS 98149E303 BBG00L8YYQ05 18,900,393 515,559 SH   SOLE 5 504,878 77 10,604
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 6,171 107 SH   DFND 1,2 0 107 0
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 404,799 7,011 SH   SOLE 5 7,011 0 0