The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 2,583,072 24,575 SH   SOLE 5 20,270 500 3,805
3M CO COM 88579Y101 BBG001S5T7X2 6,517 62 SH   DFND 2 0 62 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 15,392 152 SH   DFND 2 0 152 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,276,270 12,604 SH   SOLE 5 12,604 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 40,959 257 SH   DFND 2,3 0 257 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,163,795 7,302 SH   SOLE 5 7,302 0 0
ACACIA RESH CORP ACACIA TCH COM 003881307 BBG001SJLJT9 84,920 22,000 SH   SOLE 5 22,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 31,440 110 SH   DFND 2,3 0 110 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 385,272 1,348 SH   SOLE 5 1,253 0 95
AIM IMMUNOTECH INC COM 00901B105 BBG001SB9J29 4,300 10,000 SH   SOLE 5 10,000 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,124,641 10,842 SH   SOLE 5 10,427 0 415
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 72,508 699 SH   DFND 2,3 0 699 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 68,848 662 SH   DFND 2,3 0 662 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,224,600 11,775 SH   SOLE 5 11,775 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206 BBG001SD42R0 15,300 10,200 SH   SOLE 5 10,200 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 84,802 821 SH   DFND 2 0 821 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,603,474 15,524 SH   SOLE 5 15,504 0 20
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 13,192,856 178,137 SH   SOLE 5 170,089 85 7,963
AMGEN INC COM 031162100 BBG001S5NNL6 16,681 69 SH   DFND 2 0 69 0
AMGEN INC COM 031162100 BBG001S5NNL6 1,722,953 7,127 SH   SOLE 5 5,111 807 1,209
ANAVEX LIFE SCIENCES CORP COM NEW 032797300 BBG001SLQWW6 171,400 20,000 SH   SOLE 5 20,000 0 0
APPLE INC COM 037833100 BBG001S5N8V8 263,181 1,596 SH   DFND 2 0 1,596 0
APPLE INC COM 037833100 BBG001S5N8V8 26,150,067 158,581 SH   SOLE 5 152,871 1,396 4,314
APPLE INC COM 037833100 BBG001S5N8V8 329,800 2,000 PRN Call SOLE 5 2,000 0 0
AQUABOUNTY TECHNOLOGIES INC COM NEW 03842K200 BBG007HWZ845 5,948 10,000 SH   SOLE 5 10,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 11,206 50 SH   DFND 2 0 50 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 334,701 1,495 SH   SOLE 5 1,495 0 0
B2GOLD CORP COM 11777Q209 BBG001T0CNW6 56,736 14,400 SH   SOLE 5 14,400 0 0
B2GOLD CORP COM 11777Q209 BBG001T0CNW6 83 21 SH   DFND 2 0 21 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 5,135 113 SH   DFND 2 0 113 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 1,268,685 27,920 SH   SOLE 5 18,060 4,285 5,575
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,306,821 7,471 SH   SOLE 5 7,146 0 325
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 63,298 205 SH   DFND 2 0 205 0
BITFARMS LTD COM 09173B107 BBG00PGMZVM7 26,578 27,400 SH   SOLE 5 27,400 0 0
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 13,809 276 SH   DFND 1,2,3 0 276 0
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 221,033 4,418 SH   SOLE 5 4,418 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 19,546 282 SH   DFND 2,3 0 282 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 384,186 5,543 SH   SOLE 5 5,543 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG001SR7MB9 1,364,276 9,266 SH   SOLE 5 6,029 1,312 1,925
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG001SR7MB9 11,931 81 SH   DFND 1,2,3 0 81 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 903,992 3,950 SH   SOLE 5 3,950 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 16,477 72 SH   DFND 2 0 72 0
CHEMED CORP NEW COM 16359R103 BBG001S679X0 266,187 495 SH   SOLE 5 495 0 0
CHEMED CORP NEW COM 16359R103 BBG001S679X0 3,765 7 SH   DFND 2 0 7 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 57,433 352 SH   DFND 2,3,6 0 352 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 199,207 1,221 SH   SOLE 5 1,221 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 46,316 886 SH   DFND 2,3,6 0 886 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 2,030,906 38,850 SH   SOLE 5 29,980 3,879 4,991
CLEANSPARK INC COM NEW 18452B209 BBG001S7F576 37,920 13,640 SH   SOLE 5 13,640 0 0
CME GROUP INC COM 12572Q105 BBG001S86547 510,018 2,663 SH   SOLE 5 2,663 0 0
CME GROUP INC COM 12572Q105 BBG001S86547 7,853 41 SH   DFND 2 0 41 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 28,439 455 SH   DFND 2 0 455 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 428,869 6,863 SH   SOLE 5 6,863 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 254,642 6,717 SH   SOLE 5 6,499 0 218
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 84,578 2,231 SH   DFND 2,6 0 2,231 0
CONAGRA BRANDS INC COM 205887102 BBG001S5PGY5 2,067,126 55,035 SH   SOLE 5 36,410 10,077 8,548
CONAGRA BRANDS INC COM 205887102 BBG001S5PGY5 3,719 99 SH   DFND 2 0 99 0
CORNING INC COM 219350105 BBG001S5RLH1 4,834 137 SH   DFND 2 0 137 0
CORNING INC COM 219350105 BBG001S5RLH1 619,814 17,568 SH   SOLE 5 7,302 7,147 3,119
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 674,750 1,358 SH   SOLE 5 1,358 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 63,103 127 SH   DFND 2,3 0 127 0
CSX CORP COM 126408103 BBG001S5Q7Q3 7,994 267 SH   DFND 2 0 267 0
CSX CORP COM 126408103 BBG001S5Q7Q3 201,377 6,726 SH   SOLE 5 6,726 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 457,356 19,005 SH   SOLE 5 8,005 0 11,000
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 5,746,132 129,330 SH   SOLE 4,5 127,000 0 2,330
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 1,745,973 70,035 SH   SOLE 5 70,035 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 20,427 204 SH   DFND 2,3 0 204 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 370,959 3,705 SH   SOLE 5 3,705 0 0
DONALDSON INC COM 257651109 BBG001S5QDV4 285,406 4,368 SH   SOLE 5 4,368 0 0
ECOLAB INC COM 278865100 BBG001S5QRB5 11,125 67 SH   DFND 2,3 0 67 0
ECOLAB INC COM 278865100 BBG001S5QRB5 547,441 3,297 SH   SOLE 5 3,172 0 125
ELECTRAMECCANICA VEHS CORP COM NEW 284849205 BBG00DZVQMF1 10,388 20,000 SH   SOLE 5 20,000 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 5,926 68 SH   DFND 2 0 68 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 203,560 2,336 SH   SOLE 5 2,336 0 0
EQUIFAX INC COM 294429105 BBG001S5QSK3 4,869 24 SH   DFND 2 0 24 0
EQUIFAX INC COM 294429105 BBG001S5QSK3 294,727 1,453 SH   SOLE 5 1,453 0 0
EVOGENE LTD SHS M4119S104 BBG001SR80P1 6,300 10,000 SH   SOLE 5 10,000 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 639,754 5,834 SH   SOLE 5 5,354 0 480
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 65,358 596 SH   DFND 2,6 0 596 0
FASTENAL CO COM 311900104 BBG001S5R1F7 7,498 139 SH   DFND 2 0 139 0
FASTENAL CO COM 311900104 BBG001S5R1F7 490,008 9,084 SH   SOLE 5 8,534 0 550
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 BBG005YW3DQ0 1,261,970 27,994 SH   SOLE 5 25,095 0 2,899
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839 BBG00QQFKRG1 433,790 12,658 SH   SOLE 5 12,658 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 14,041,377 311,615 SH   SOLE 5 305,967 1,055 4,593
FIRST TR MORNINGSTAR DIVID L SHS 336917109 BBG001SP68G0 8,042,880 226,560 SH   SOLE 5 220,985 0 5,575
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 6,489 515 SH   DFND 2 0 515 0
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 175,934 13,963 SH   SOLE 5 13,963 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 11,367 133 SH   DFND 2 0 133 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 241,344 2,824 SH   SOLE 5 2,824 0 0
GRACO INC COM 384109104 BBG001S5RK56 396,810 5,435 SH   SOLE 5 5,435 0 0
GRACO INC COM 384109104 BBG001S5RK56 5,184 71 SH   DFND 2,3 0 71 0
HERSHEY CO COM 427866108 BBG001S5S148 20,353 80 SH   DFND 1,2,3 0 80 0
HERSHEY CO COM 427866108 BBG001S5S148 1,805,140 7,095 SH   SOLE 5 4,899 982 1,214
HIVE BLOCKCHAIN TECHNLGIES L COM NEW 43366H704 BBG001SFKS45 32,900 10,000 SH   SOLE 5 10,000 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 43,088 146 SH   DFND 2 0 146 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 535,348 1,814 SH   SOLE 5 1,684 0 130
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 12,997 68 SH   DFND 2 0 68 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,263,686 6,612 SH   SOLE 5 6,612 0 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 258,133 6,473 SH   SOLE 5 6,473 0 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 1,955 49 SH   DFND 2 0 49 0
INSULET CORP COM 45784P101 BBG001SRF439 277,496 870 SH   SOLE 5 870 0 0
INSULET CORP COM 45784P101 BBG001SRF439 1,914 6 SH   DFND 2 0 6 0
INTEL CORP COM 458140100 BBG001S5SF65 263,981 8,080 SH   SOLE 5 8,080 0 0
INTEL CORP COM 458140100 BBG001S5SF65 31,004 949 SH   DFND 2,6 0 949 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 571,109 4,357 SH   SOLE 5 4,357 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 13,109 100 SH   DFND 2 0 100 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 BBG00KJR0YJ0 13,648,394 647,457 SH   SOLE 5 628,702 0 18,755
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 17,919,992 870,325 SH   SOLE 5 852,285 0 18,040
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 7,085,731 349,395 SH   SOLE 5 338,825 0 10,570
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,700,815 5,292 SH   SOLE 5 5,202 0 90
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 253,382 3,084 SH   SOLE 5 3,084 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 63,978,189 543,801 SH   SOLE 5 523,195 621 19,985
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 24,180,973 237,861 SH   SOLE 5 224,525 0 13,336
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 335,259 3,467 SH   SOLE 5 3,467 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 3,311,198 8,055 SH   SOLE 5 8,055 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 793,660 7,965 SH   SOLE 5 7,776 0 189
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 264,156 3,677 SH   SOLE 5 3,677 0 0
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 544,928 16,032 SH   SOLE 5 16,032 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 656,215 7,255 SH   SOLE 5 7,255 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 425,091 8,845 SH   SOLE 5 8,845 0 0
ISHARES TR ESG MSCI LEADR 46435U218 BBG00P35VT10 825,476 11,584 SH   SOLE 5 11,584 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 3,450,979 37,856 SH   SOLE 5 37,831 0 25
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 16,303,765 227,961 SH   SOLE 5 220,667 0 7,294
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 4,466,258 113,184 SH   SOLE 5 109,677 0 3,507
ISHARES TR MSCI USA ESG SLC 464288802 BBG001SN86J4 395,317 4,504 SH   SOLE 5 4,504 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 88,045,337 709,671 SH   SOLE 5 688,615 111 20,945
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 14,805,739 137,421 SH   SOLE 4,5 134,091 0 3,330
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 474,110 2,105 SH   SOLE 5 2,105 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 409,498 1,676 SH   SOLE 5 1,676 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 404,729 3,811 SH   SOLE 5 3,811 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 3,852,451 21,594 SH   SOLE 5 19,702 0 1,892
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 24,853,616 132,879 SH   SOLE 5 128,147 0 4,732
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 336,254 5,263 SH   SOLE 5 5,263 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 3,632,920 35,350 SH   SOLE 5 33,763 0 1,587
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 264,293 2,255 SH   SOLE 5 2,083 0 172
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 347,032 3,708 SH   SOLE 5 3,059 0 649
ISHARES TR US HLTHCARE ETF 464287762 BBG001SFGXR4 234,832 860 SH   SOLE 5 860 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 323,505 5,925 SH   SOLE 5 5,925 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 48,825 315 SH   DFND 2,6 0 315 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,017,158 6,562 SH   SOLE 5 6,562 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 76,232 585 SH   DFND 2,6 0 585 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 268,439 2,060 SH   SOLE 5 1,638 0 422
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 22,219 47 SH   DFND 2 0 47 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 277,969 588 SH   SOLE 5 588 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 221,566 610 SH   SOLE 5 540 0 70
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 50,878 140 SH   DFND 2,3 0 140 0
MCDONALDS CORP COM 580135101 BBG001S5T110 820,664 2,935 SH   SOLE 5 2,935 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 21,810 78 SH   DFND 2 0 78 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 1,050,094 12,916 SH   SOLE 5 12,916 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 22,189 273 SH   DFND 2,6 0 273 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 3,185,007 29,721 SH   SOLE 5 21,455 4,681 3,585
MERCK & CO INC COM 58933Y105 BBG001S5TC52 49,160 459 SH   DFND 2,6 0 459 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 62,311 294 SH   DFND 2 0 294 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 939,319 4,432 SH   SOLE 5 4,175 0 257
MGP INGREDIENTS INC NEW COM 55303J106 BBG001S5XTL2 338,520 3,500 SH   SOLE 5 3,500 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 7,056,775 24,477 SH   SOLE 5 21,623 1,512 1,342
MICROSOFT CORP COM 594918104 BBG001S5TD05 248,803 863 SH   DFND 2,3,6 0 863 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 10,026 143 SH   DFND 2 0 143 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 366,930 5,234 SH   SOLE 5 5,234 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 6,027 21 SH   DFND 2 0 21 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 2,107,219 7,341 SH   SOLE 5 4,688 1,555 1,098
NETFLIX INC COM 64110L106 BBG001SF6L46 14,856 43 SH   DFND 2 0 43 0
NETFLIX INC COM 64110L106 BBG001SF6L46 386,593 1,119 SH   SOLE 5 1,114 0 5
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 238,794 3,098 SH   SOLE 5 3,098 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 33,068 429 SH   DFND 2,3,6 0 429 0
NIKE INC CL B 654106103 BBG001S6NTK2 21,021 171 SH   DFND 2,3 0 171 0
NIKE INC CL B 654106103 BBG001S6NTK2 283,223 2,303 SH   SOLE 5 2,303 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 12,554 81 SH   DFND 2 0 81 0
NUCOR CORP COM 670346105 BBG001S5TRV0 488,187 3,150 SH   SOLE 5 3,150 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 475,658 5,119 SH   SOLE 5 5,119 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 21,558 232 SH   DFND 2 0 232 0
OTTER TAIL CORP COM 689648103 BBG001S5TYX3 539,062 7,459 SH   SOLE 5 7,459 0 0
PACCAR INC COM 693718108 BBG001S5V1S8 11,786 161 SH   DFND 2,3 0 161 0
PACCAR INC COM 693718108 BBG001S5V1S8 2,253,047 30,779 SH   SOLE 5 19,605 6,715 4,459
PEPSICO INC COM 713448108 BBG001S695T1 582,631 3,196 SH   SOLE 5 3,196 0 0
PEPSICO INC COM 713448108 BBG001S695T1 43,752 240 SH   DFND 2 0 240 0
PFIZER INC COM 717081103 BBG001S5V466 54,264 1,330 SH   DFND 2,6 0 1,330 0
PFIZER INC COM 717081103 BBG001S5V466 2,583,977 63,333 SH   SOLE 5 54,666 4,423 4,244
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 31,344 318 SH   DFND 2,6 0 318 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 272,763 2,769 SH   SOLE 5 2,769 0 0
POLARIS INC COM 731068102 BBG001S7HWZ4 1,035,497 9,360 SH   SOLE 5 9,360 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 35,835 241 SH   DFND 2 0 241 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,470,693 9,891 SH   SOLE 5 9,891 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 4,122 66 SH   DFND 2 0 66 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 913,735 14,631 SH   SOLE 5 7,625 4,525 2,481
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 30,359 310 SH   DFND 2,6 0 310 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 219,652 2,243 SH   SOLE 5 2,243 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 6,454,647 263,240 SH   SOLE 4,5 255,354 0 7,886
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 53,218,927 1,529,280 SH   SOLE 4,5 1,490,347 566 38,367
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 BBG0051GPYJ9 234,124 4,326 SH   SOLE 5 4,326 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 4,804,640 102,423 SH   SOLE 5 101,958 0 465
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 30,437,658 636,106 SH   SOLE 5 614,182 0 21,924
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 5,374,392 73,461 SH   SOLE 5 71,712 0 1,749
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 22,604,210 467,319 SH   SOLE 5 456,695 277 10,347
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 910,745 21,721 SH   SOLE 4,5 21,174 0 547
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 2,274,740 27,463 SH   SOLE 5 19,578 3,781 4,104
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 213,562 6,643 SH   SOLE 5 6,643 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 316,616 2,446 SH   SOLE 5 1,546 0 900
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 1,164,675 17,206 SH   SOLE 5 14,782 1,465 959
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 762,903 5,052 SH   SOLE 5 5,052 0 0
SERVICE CORP INTL COM 817565104 BBG001S5WBJ5 5,228 76 SH   DFND 2,3 0 76 0
SERVICE CORP INTL COM 817565104 BBG001S5WBJ5 1,491,495 21,685 SH   SOLE 5 14,256 3,331 4,098
SOUTHERN CO COM 842587107 BBG001S5W777 27,067 389 SH   DFND 2 0 389 0
SOUTHERN CO COM 842587107 BBG001S5W777 313,919 4,512 SH   SOLE 5 4,512 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 3,765,230 11,291 SH   SOLE 5 10,185 0 1,106
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 992,320 5,416 SH   SOLE 5 4,916 0 500
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 2,780,966 86,580 SH   SOLE 5 84,935 0 1,645
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 547,616 16,045 SH   SOLE 5 15,591 0 454
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 BBG001T2PHC3 467,399 9,228 SH   SOLE 5 9,228 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 34,670,595 84,378 SH   SOLE 5 81,104 0 3,274
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 900,658 2,200 PRN Call SOLE 5 1,900 0 300
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 1,165,135 23,104 SH   SOLE 5 22,032 0 1,072
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 1,239,604 48,065 SH   SOLE 5 44,223 0 3,842
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 422,465 14,258 SH   SOLE 5 14,258 0 0
SPDR SER TR S&P KENSHO CLEAN 78468R655 BBG00M9BL931 358,109 4,131 SH   SOLE 5 4,131 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 247,309 2,375 SH   SOLE 5 2,375 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 15,724 151 SH   DFND 2,3 0 151 0
TARGET CORP COM 87612E106 BBG001SC0K41 1,714,496 10,351 SH   SOLE 5 10,351 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 27,495 166 SH   DFND 2,6 0 166 0
TERADYNE INC COM 880770102 BBG001S5WMZ3 504,437 4,692 SH   SOLE 5 4,692 0 0
TERADYNE INC COM 880770102 BBG001S5WMZ3 4,946 46 SH   DFND 2 0 46 0
TESLA INC COM 88160R101 BBG001SQKGD7 2,604,246 12,553 SH   SOLE 5 12,508 0 45
TESLA INC COM 88160R101 BBG001SQKGD7 24,481 118 SH   DFND 2 0 118 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 33,482 180 SH   DFND 2,3 0 180 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 310,637 1,670 SH   SOLE 5 1,670 0 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 9,966 39 SH   DFND 2 0 39 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 847,849 3,318 SH   SOLE 5 2,742 342 234
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 35,756 62 SH   DFND 2,3 0 62 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 494,250 857 SH   SOLE 5 857 0 0
TRACTOR SUPPLY CO COM 892356106 BBG001S7K017 8,227 35 SH   DFND 2 0 35 0
TRACTOR SUPPLY CO COM 892356106 BBG001S7K017 2,167,823 9,223 SH   SOLE 5 5,874 2,030 1,319
UNION PAC CORP COM 907818108 BBG001S5X2M0 2,235,721 11,109 SH   SOLE 5 8,719 1,005 1,385
UNION PAC CORP COM 907818108 BBG001S5X2M0 16,906 84 SH   DFND 2 0 84 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 1,329,996 6,856 SH   SOLE 5 6,806 0 50
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 33,949 175 SH   DFND 2,6 0 175 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 3,804,823 8,051 SH   SOLE 5 8,051 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 27,883 59 SH   DFND 2 0 59 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 1,408,448 38,554 SH   SOLE 5 27,459 7,308 3,787
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 4,603 126 SH   DFND 2 0 126 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 2,833,472 36,923 SH   SOLE 5 32,096 0 4,827
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 1,743,968 22,800 SH   SOLE 5 22,800 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 28,319,117 383,572 SH   SOLE 4,5 370,552 452 12,568
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 8,062,650 32,323 SH   SOLE 5 31,646 0 677
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 11,528,848 85,991 SH   SOLE 5 83,545 0 2,446
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,182,811 14,244 SH   SOLE 5 9,702 2,206 2,336
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 522,041 1,388 SH   SOLE 5 1,310 0 78
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 4,223,493 26,603 SH   SOLE 5 26,015 0 588
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 269,365 1,421 SH   SOLE 5 1,421 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 10,312,165 50,525 SH   SOLE 4,5 49,589 0 936
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 207,580 1,503 SH   SOLE 5 1,503 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 5,901,645 110,373 SH   SOLE 5 108,138 0 2,235
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 21,112,387 522,584 SH   SOLE 4,5 505,691 147 16,746
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 5,785,371 62,823 SH   SOLE 5 59,479 0 3,344
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 802,019 5,208 SH   SOLE 5 5,208 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,172,373 25,955 SH   SOLE 5 25,659 0 296
VANGUARD WORLD FD MEGA CAP INDEX 921910873 BBG001T0Y6Y7 1,521,579 10,630 SH   SOLE 4,5 10,630 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 211,048 885 SH   SOLE 5 885 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 40,096 1,031 SH   DFND 2,3 0 1,031 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 922,978 23,733 SH   SOLE 5 19,574 2,507 1,652
VISA INC COM CL A 92826C839 BBG001SRCFY3 55,915 248 SH   DFND 2,3 0 248 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 329,483 1,461 SH   SOLE 5 1,461 0 0
WALMART INC COM 931142103 BBG001S5XH92 24,128 163 SH   DFND 2 0 163 0
WALMART INC COM 931142103 BBG001S5XH92 192,871 1,303 SH   SOLE 5 1,303 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 166,510 1,020 SH   SOLE 5 1,020 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 34,065 209 SH   DFND 2 0 209 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 240,167 6,425 SH   SOLE 5 6,425 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 18,541 496 SH   DFND 2,3 0 496 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 BBG009KCY2C6 1,327,041 30,374 SH   SOLE 5 28,684 0 1,690
WORLD GOLD TR SPDR GLD MINIS 98149E303 BBG00L8YYQ05 20,996,830 536,866 SH   SOLE 5 526,964 77 9,825
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 476,239 7,008 SH   SOLE 5 7,008 0 0
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 9,447 139 SH   DFND 1,2 0 139 0