Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 17,844	$ 17,104
Interest-earning deposits in banks	122,773	28,492
Investment securities available for sale, at fair value	329,086	326,569
Loans held for sale	0	597
Loans receivable (net of allowance for credit losses on loans of $17,396 and $16,116)	1,562,068	1,531,435
Federal Home Loan Bank (FHLB) stock, at cost	15,602	11,681
Accrued interest receivable	7,205	6,743
Premises and equipment, net	18,252	18,089
Servicing rights on sold loans, at fair value	4,224	3,887
Bank-owned life insurance, net	39,878	39,665
Equity and partnership investments	14,392	14,289
Goodwill and other intangible assets, net	1,088	1,089
Deferred tax asset, net	14,211	14,091
Prepaid expenses and other assets	25,471	28,339
Total assets	2,172,094	2,042,070
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits	1,594,208	1,564,255
Borrowings	379,377	285,358
Accrued interest payable	508	455
Accrued expenses and other liabilities	35,255	32,344
Advances from borrowers for taxes and insurance	2,410	1,376
Total liabilities	2,011,758	1,883,788
Shareholders' Equity
Preferred stock, $0.01 par value, authorized 5,000,000 shares, no shares issued or outstanding	0	0
Common stock, $0.01 par value, authorized 75,000,000 shares; issued and outstanding 9,674,055 shares at March 31, 2023, and 9,703,581 shares at December 31, 2022	97	97
Additional paid-in capital	95,333	95,508
Retained earnings	114,139	114,424
Accumulated other comprehensive loss, net of tax	(38,108)	(40,543)
Unearned employee stock ownership plan (ESOP) shares	(7,749)	(7,913)
Total parent's shareholders' equity	163,712	161,573
Noncontrolling interest in Quin Ventures, Inc.	(3,376)	(3,291)
Total shareholders' equity	160,336	158,282
Total liabilities and shareholders' equity	$ 2,172,094	$ 2,042,070