The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   467,910 2,936 SH   SOLE   0 0 2,936
ACADIA HEALTHCARE COMPANY IN COM 00404A109   209,019 2,893 SH   SOLE   0 0 2,893
ALPHABET INC CAP STK CL C 02079K107   919,360 8,840 SH   SOLE   0 0 8,840
ALPHABET INC CAP STK CL A 02079K305   1,296,042 12,494 SH   SOLE   0 0 12,494
AMAZON COM INC COM 023135106   543,427 5,261 SH   SOLE   0 0 5,261
APPLE INC COM 037833100   2,127,870 12,904 SH   SOLE   0 0 12,904
AT&T INC COM 00206R102   217,987 11,324 SH   SOLE   0 0 11,324
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   973,243 3,152 SH   SOLE   0 0 3,152
CISCO SYS INC COM 17275R102   207,323 3,966 SH   SOLE   0 0 3,966
CLOROX CO DEL COM 189054109   5,079,504 32,100 SH   SOLE   0 0 32,100
DANAHER CORPORATION COM 235851102   250,024 992 SH   SOLE   0 0 992
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289   976,683 29,786 SH   SOLE   0 0 29,786
EXXON MOBIL CORP COM 30231G102   451,799 4,120 SH   SOLE   0 0 4,120
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   334,795 2,315 SH   SOLE   0 0 2,315
INVESCO QQQ TR UNIT SER 1 46090E103   320,930 1,000 SH   SOLE   0 0 1,000
ISHARES TR RUS 1000 VAL ETF 464287598   353,548 2,322 SH   SOLE   0 0 2,322
ISHARES TR MSCI EAFE ETF 464287465   43,838,112 612,949 SH   SOLE   0 0 612,949
ISHARES TR RUS MID CAP ETF 464287499   1,884,764 26,956 SH   SOLE   0 0 26,956
ISHARES TR U.S. TECH ETF 464287721   242,420 2,612 SH   SOLE   0 0 2,612
ISHARES TR MSCI EMG MKT ETF 464287234   12,275,848 311,096 SH   SOLE   0 0 311,096
ISHARES TR CORE S&P TTL STK 464287150   377,412 4,168 SH   SOLE   0 0 4,168
JOHNSON & JOHNSON COM 478160104   2,256,306 14,557 SH   SOLE   0 0 14,557
LILLY ELI & CO COM 532457108   1,440,647 4,195 SH   SOLE   0 0 4,195
META PLATFORMS INC CL A 30303M102   243,095 1,147 SH   SOLE   0 0 1,147
MICROSOFT CORP COM 594918104   2,746,922 9,528 SH   SOLE   0 0 9,528
NIKE INC CL B 654106103   314,081 2,561 SH   SOLE   0 0 2,561
NVIDIA CORPORATION COM 67066G104   554,151 1,995 SH   SOLE   0 0 1,995
PEPSICO INC COM 713448108   487,653 2,675 SH   SOLE   0 0 2,675
PROCTER AND GAMBLE CO COM 742718109   289,648 1,948 SH   SOLE   0 0 1,948
PROSHARES TR S&P 500 DV ARIST 74348A467   488,499 5,354 SH   SOLE   0 0 5,354
PROSHARES TR II ULTRASHRT EURO 74347W882   8,000 10,000 SH Call SOLE   0 0 10,000
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   110,872,736 2,317,090 SH   SOLE   0 0 2,317,090
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   285,691 3,824 SH   SOLE   0 0 3,824
SPDR S&P 500 ETF TR TR UNIT 78462F103   430,269 1,051 SH   SOLE   0 0 1,051
TESLA INC COM 88160R101   233,600 1,126 SH   SOLE   0 0 1,126
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   21,448,943 280,415 SH   SOLE   0 0 280,415
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,238,267 133,415 SH   SOLE   0 0 133,415
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,374,641 18,619 SH   SOLE   0 0 18,619
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   9,729,141 126,946 SH   SOLE   0 0 126,946
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   22,041,248 450,557 SH   SOLE   0 0 450,557
VANGUARD INDEX FDS VALUE ETF 922908744   271,800 1,968 SH   SOLE   0 0 1,968
VANGUARD INDEX FDS MID CAP ETF 922908629   253,526 1,202 SH   SOLE   0 0 1,202
VANGUARD INDEX FDS TOTAL STK MKT 922908769   8,816,712 43,198 SH   SOLE   0 0 43,198
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,625,983 139,257 SH   SOLE   0 0 139,257
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,506,777 16,362 SH   SOLE   0 0 16,362
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   39,867,799 786,968 SH   SOLE   0 0 786,968
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,319,177 69,778 SH   SOLE   0 0 69,778
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   5,391,281 115,817 SH   SOLE   0 0 115,817
VANGUARD STAR FDS VG TL INTL STK F 921909768   307,961 5,578 SH   SOLE   0 0 5,578
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   11,784,717 260,897 SH   SOLE   0 0 260,897
VERIZON COMMUNICATIONS INC COM 92343V104   206,350 5,306 SH   SOLE   0 0 5,306
VISA INC COM CL A 92826C839   448,665 1,990 SH   SOLE   0 0 1,990