The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES 7-10 Y TR BD ETF 464287440 3,126 30,175 SH   SOLE 30,175 0 0
ISHARES CORE S&P500 ETF 464287200 8,034 40,783 SH   SOLE 40,783 0 0
ISHARES MSCI EAFE ETF 464287465 8 111 SH   SOLE 111 0 0
ISHARES RUSSELL 2000 ETF 464287655 797 6,708 SH   SOLE 6,708 0 0
ISHARES S&P 100 ETF 464287101 2,295 26,525 SH   SOLE 26,525 0 0
ISHARES TR HIGH DIVIDND ETF 46429B663 2,355 31,236 SH   SOLE 31,236 0 0
MARKET VECTORS ETF TR EM LC CURR DBT 57060U522 339 13,968 SH   SOLE 13,968 0 0
PIMCO ETF TR TOTL RETN ETF 72201R775 8,034 73,708 SH   SOLE 73,708 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 39 441 SH   SOLE 441 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 70 693 SH   SOLE 693 0 0
RLI CORP COM 749607107 27 595 SH   SOLE 595 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 61 745 SH   SOLE 745 0 0
VANGUARD INDEX FDS REIT ETF 922908553 916 12,245 SH   SOLE 12,245 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,336 81,910 SH   SOLE 81,910 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4 73 SH   SOLE 73 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,401 264,333 SH   SOLE 264,333 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,751 228,959 SH   SOLE 228,959 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 13 279 SH   SOLE 279 0 0
WISDOMTREE TR EQTY INC FD 97717W208 223 3,751 SH   SOLE 3,751 0 0