The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
American Express Stock 025816109 20 200 SH   SOLE   200 0 0
American Intl Group Wt Exp 01/19/202 Stock 026874156 6 413 SH   SOLE   413 0 0
Apple Computer Stock 037833100 29 158 SH   SOLE   158 0 0
Bank of Commerce Holdings Inc Stock 06424J103 26 2,000 SH   SOLE   2,000 0 0
Campbell Soup Co Stock 134429109 5 124 SH   SOLE   124 0 0
Chevron Corp. Stock 166764100 22 172 SH   SOLE   172 0 0
Compass Minerals Stock 20451N101 7 113 SH   SOLE   113 0 0
Deutsche X-trackers MSCI Europe Hedged Equity ETF 233051853 19 674 SH   SOLE   674 0 0
Diageo PLC ADR 25243Q205 8 53 SH   SOLE   53 0 0
Discover Financial Services Stock 254709108 106 1,500 SH   SOLE   1,500 0 0
Exxon Mobil Corp. Stock 30231G102 30 400 SH   SOLE   400 0 0
FlexShares Global Upstream Natural Resources Index Fund (ETF) ETF 33939L407 110 3,256 SH   SOLE   3,256 0 0
General Finance Corp. Stock 369822101 472 34,827 SH   SOLE   34,827 0 0
Hecla Mining Company Stock 422704106 2 700 SH   SOLE   700 0 0
Intl Business Machines Corp. Stock 459200101 7 50 SH   SOLE   50 0 0
iShares Barclays 7-10 Yr Treasury Bond Fund (ETF) ETF 464287440 3,720 36,291 SH   SOLE   36,291 0 0
iShares Cali AMT-Free Muni Bond ETF 464288356 552 9,423 SH   SOLE   9,423 0 0
iShares Core MSCI Europe (ETF) ETF 46434V738 5,723 120,276 SH   SOLE   120,276 0 0
iShares Core S&P Total U.S. Stock Market (ETF) ETF 464287150 839 13,422 SH   SOLE   13,422 0 0
iShares Barclays US Aggregate Bond (ETF) ETF 464287226 66 623 SH   SOLE   623 0 0
iShares High Dividend Equity Fund (ETF) ETF 46429B663 1,901 22,365 SH   SOLE   22,365 0 0
iShares iBoxx $ High Yield Corporate Bond (ETF) ETF 464288513 41 477 SH   SOLE   477 0 0
iShares J.P.Morgan USD Emerging Markets Bond (ETF) ETF 464288281 74 690 SH   SOLE   690 0 0
iShares MSCI EAFE ESG Select (ETF) ETF 46435G516 1,358 20,174 SH   SOLE   20,174 0 0
iShares MSCI EAFE Index Fund (ETF) ETF 464287465 5,638 80,906 SH   SOLE   80,906 0 0
iShares MSCI EM ESG (ETF) ETF 46434G863 2,359 31,154 SH   SOLE   31,154 0 0
iShares MSCI Emerging Market Fund (ETF) ETF 464287234 179 3,713 SH   SOLE   3,713 0 0
iShares MSCI USA ESG Select (ETF) ETF 464288802 434 3,849 SH   SOLE   3,849 0 0
iShares Russell 1000 Growth Index Fund ETF 464287614 48 331 SH   SOLE   331 0 0
iShares Russell 1000 Index Fund ETF 464287622 94 618 SH   SOLE   618 0 0
iShares Russell 2000 Index Fund (ETF) ETF 464287655 7,643 46,670 SH   SOLE   46,670 0 0
iShares S&P 100 Index Fund (ETF) ETF 464287101 203 1,699 SH   SOLE   1,699 0 0
iShares S&P 500 Index Fund (ETF) ETF 464287200 20,682 75,746 SH   SOLE   75,746 0 0
Johnson & Johnson Stock 478160104 29 236 SH   SOLE   236 0 0
JPMorgan Alerian MLP Index (ETF) ETF 46625H365 148 5,570 SH   SOLE   5,570 0 0
JPMorgan Chase & Co. Stock 46625H100 96 920 SH   SOLE   920 0 0
Pepsico Inc Stock 713448108 10 92 SH   SOLE   92 0 0
Pfizer Inc. Stock 717081103 79 2,170 SH   SOLE   2,170 0 0
PIMCO Total Return (ETF) ETF 72201R775 78 756 SH   SOLE   756 0 0
PowerShares FTSE RAFI US 1500 Small-Mid (ETF) ETF 73935X567 75 539 SH   SOLE   539 0 0
Schwab U.S. TIPS ETF ETF 808524870 39 705 SH   SOLE   705 0 0
Seabridge Gold Inc. Stock 811916105 3 300 SH   SOLE   300 0 0
SPDR Doubleline Ttl Rtrn ETF 78467V848 5,212 109,608 SH   SOLE   109,608 0 0
SPDR Industrial Select Sector (ETF) ETF 81369Y704 61 847 SH   SOLE   847 0 0
SPDR S&P 500 (ETF) ETF 78462F103 1,054 3,886 SH   SOLE   3,886 0 0
SPDR S&P MidCap 400 (ETF) ETF 78467Y107 59 167 SH   SOLE   167 0 0
UBS ETRACS Alerian MLP Infrastructure Index ETN due 4/2/2040 ETF 902641646 95 4,150 SH   SOLE   4,150 0 0
Vanguard Dividend Appreciation ETF 921908844 5,370 52,840 SH   SOLE   52,840 0 0
Vanguard FTSE All-World ex US (ETF) ETF 922042775 3,784 72,985 SH   SOLE   72,985 0 0
Vanguard FTSE Developed Markets (ETF) ETF 921943858 27,515 641,372 SH   SOLE   641,372 0 0
Vanguard FTSE Emerging Markets (ETF) ETF 922042858 53,739 1,273,442 SH   SOLE   1,273,442 0 0
Vanguard FTSE Europe (ETF) ETF 922042874 54,539 971,650 SH   SOLE   971,650 0 0
Vanguard Health Care (ETF) ETF 92204A504 573 3,600 SH   SOLE   3,600 0 0
Vanguard Mega Cap Growth (ETF) ETF 921910816 3,566 29,971 SH   SOLE   29,971 0 0
Vanguard MSCI Pacific (ETF) ETF 922042866 318 4,353 SH   SOLE   4,353 0 0
Vanguard REIT (ETF) ETF 922908553 2,492 30,590 SH   SOLE   30,590 0 0
Vanguard S&P 500 (ETF) ETF 922908363 1,910 7,655 SH   SOLE   7,655 0 0
Vanguard Total Bond Market (ETF) ETF 921937835 733 9,260 SH   SOLE   9,260 0 0
Vanguard Total Stock Market (ETF) ETF 922908769 19,930 141,923 SH   SOLE   141,923 0 0
Wells Fargo & Co. Stock 949746101 39 700 SH   SOLE   700 0 0
Abbott Laboratories Stock 002824100 12 200 SH   SOLE   200 0 0
Boeing Stock 097023105 134 400 SH   SOLE   400 0 0
Alibaba Group Holding Limited Stock 01609W102 5 27 SH   SOLE   27 0 0
Bank of America Stock 060505104 1,045 37,055 SH   SOLE   37,055 0 0
Berkshire Hathaway Class B Stock 084670702 37 200 SH   SOLE   200 0 0
Salesforce.com, Inc. Stock 79466L302 8 57 SH   SOLE   57 0 0
iShares MSCI KLD 400 Social Stock 464288570 2,737 27,116 SH   SOLE   27,116 0 0
WisdomTree International Equity (ETF) Stock 97717W703 807 15,300 SH   SOLE   15,300 0 0
General Electric Company Stock 369604103 225 16,545 SH   SOLE   16,545 0 0
iShares S&P Small-Cap 600 Index (ETF) Stock 464287804 24 282 SH   SOLE   282 0 0
Ishares Core S&P US Stock 464287671 40 694 SH   SOLE   694 0 0
Ishares Core S&P US Stock 464287663 72 1,359 SH   SOLE   1,359 0 0
iShares S&P National Muni Bond (ETF) ETF 464288414 45 413 SH   SOLE   413 0 0
Novartis AG Stock 66987V109 30 400 SH   SOLE   400 0 0
Renasant Corp Stock 75970E107 86 1,891 SH   SOLE   1,891 0 0
Raytheon Co. Stock 755111507 97 500 SH   SOLE   500 0 0
Textron Inc. Stock 883203101 26 400 SH   SOLE   400 0 0
Visa, Inc. Stock 92826C839 10 75 SH   SOLE   75 0 0
Vanguard Small Cap (ETF) ETF 922908751 6 41 SH   SOLE   41 0 0
Wheaton Precious Metals Corp Stock 962879102 2 105 SH   SOLE   105 0 0
Materials Select Sector SPDR Stock 81369Y100 1 22 SH   SOLE   22 0 0
Energy Select Sector SPDR Stock 81369Y506 4 56 SH   SOLE   56 0 0
Financial Select Sector SPDR Stock 81369Y605 2 92 SH   SOLE   92 0 0
Sector SPDR Tech Select Shares of Benefici Stock 81369Y803 8 120 SH   SOLE   120 0 0
Consumer Staples Select Sector SPDR Stock 81369Y308 5 93 SH   SOLE   93 0 0
Health Care Select Sector SPDR Stock 81369Y209 7 82 SH   SOLE   82 0 0
Consumer Discretionary Select Sector SPDR Fund Stock 81369Y407 3 30 SH   SOLE   30 0 0
Exxon Mobil Corporation Stock 30231G102 8 100 SH   SOLE   100 0 0
iShares Core MSCI Emerging Markets ETF 46434G103 4,362 83,063 SH   SOLE   83,063 0 0
iShares MSCI EAFE ESG Optimized (ETF) ETF 46435G516 1,344 20,640 SH   SOLE   20,640 0 0
iShares MSCI EAFE Index Fund (ETF) ETF 464287465 5,310 79,286 SH   SOLE   79,286 0 0
iShares MSCI EM ESG Optimized (ETF) ETF 46434G863 2,147 63,789 SH   SOLE   63,789 0 0
iShares MSCI Emerging Market Fund (ETF) ETF 464287234 164 3,788 SH   SOLE   3,788 0 0
iShares Russell 2000 Growth Index (ETF) ETF 464287648 35 171 SH   SOLE   171 0 0
iShares Russell Mid-Cap (ETF) ETF 464287499 689 3,250 SH   SOLE   3,250 0 0
iShares S&P 500 Growth Index (ETF) ETF 464287309 13 80 SH   SOLE   80 0 0
iShares S&P 500/Barra Value (ETF) ETF 464287408 8 75 SH   SOLE   75 0 0
Vanguard Extended Market (ETF) ETF 922908652 140 1,191 SH   SOLE   1,191 0 0
Vanguard FTSE Pacific Index Fund (ETF) ETF 922042866 209 2,993 SH   SOLE   2,993 0 0
Vanguard Small-Cap Growth Index Fund (ETF) ETF 922908595 13 75 SH   SOLE   75 0 0