EXHIBIT 10.4

EXECUTION COPY

ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT

THIS ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT, dated as of June 27, 2012 (the “Assignment”), is entered into by and among Redwood Residential Acquisition Corporation (the “Assignor” and, solely in its capacity as servicing administrator described herein, the “Servicing Administrator”), Sequoia Residential Funding, Inc. (the “Depositor”), Cenlar FSB, as the servicer (the “Servicer”), and Christiana Trust, a division of Wilmington Savings Fund Society, FSB, a federal savings bank, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” and as referred to herein, the “Assignee”) under a Pooling and Servicing Agreement dated as of June 1, 2012 (the “Pooling and Servicing Agreement”) among the Depositor, the Assignee and Wells Fargo Bank, N.A., as master servicer and securities administrator.

RECITALS

WHEREAS, the Assignor and the Servicer have entered into a certain Flow Mortgage Loan Servicing Agreement, dated as of August 1, 2011, as amended by the Amendment No. 1 to Flow Mortgage Loan Servicing Agreement dated November 3, 2011, and hereby (the “Flow Servicing Agreement”), and the Servicer is currently servicing certain mortgage loans (the “Mortgage Loans”) under the Flow Servicing Agreement; and

WHEREAS, the Assignor will sell the Mortgage Loans (the “Specified Mortgage Loans”) that are listed on the mortgage loan schedule attached as Exhibit I hereto (the “Specified Mortgage Loan Schedule”) and its rights under the Flow Servicing Agreement with respect to the Specified Mortgage Loans to the Depositor; and

WHEREAS, the Depositor will sell to the Assignee all of its right, title and interest in the Specified Mortgage Loans and its rights under the Flow Servicing Agreement with respect to the Specified Mortgage Loans; and

WHEREAS, the parties hereto have agreed that the Specified Mortgage Loans shall be subject to the terms of this Assignment.

NOW, THEREFORE, in consideration of the mutual promises contained herein and other good and valuable consideration (the receipt and sufficiency of which are hereby acknowledged), the parties agree as follows:

1. Assignment and Assumption.

(a)          Effective on and as of the date hereof, the Assignor hereby sells, assigns, conveys and transfers to the Depositor all of its right, title and interest in, to and under the Flow Servicing Agreement to the extent relating to the Specified Mortgage Loans, together with its obligations as “Owner” (as such term is defined in the Flow Servicing Agreement) to the extent relating to the Specified Mortgage Loans, and the Depositor hereby accepts such assignment from the Assignor and assumes such obligations.

(b)          Effective on and as of the date hereof, the Depositor hereby sells, assigns, conveys and transfers to the Assignee all of its right, title and interest in, to and under the Flow Servicing Agreement to the extent relating to the Specified Mortgage Loans, together with its obligations as “Owner” (as such term is defined in the Flow Servicing Agreement) to the extent relating to the Specified Mortgage Loans, the Depositor is released from all obligations under the Flow Servicing Agreement, and the Assignee hereby accepts such assignment from the Depositor.

(c)          Assignee agrees to be bound, as “Owner” (as such term is defined in the Flow Servicing Agreement), by all of the terms, covenants and conditions of the Flow Servicing Agreement relating to the Specified Mortgage Loans, and from and after the date hereof, Assignee assumes for the benefit of each of Assignor, Depositor and Servicer all of Assignor’s obligations as Owner thereunder in respect of the Specified Mortgage Loans, and Assignor is released from such obligations.

2. Recognition of the Assignee.

From and after the date hereof, subject to Section 3 below, the Servicer shall recognize the Assignee as the holder of the rights and benefits of the Owner with respect to the Specified Mortgage Loans and the Servicer will service the Specified Mortgage Loans for the Assignee as if the Assignee and the Servicer had entered into a separate servicing agreement for the servicing of the Specified Mortgage Loans in the form of the Flow Servicing Agreement with the Assignee as the Owner thereunder, the terms of which Flow Servicing Agreement are incorporated herein by reference and amended hereby. It is the intention of the parties hereto that this Assignment will be a separate and distinct agreement, and the entire agreement, between the parties hereto to the extent of the Specified Mortgage Loans and shall be binding upon and for the benefit of the respective successors and assigns of the parties hereto.

3. Continuing Rights and Responsibilities.

(a) Controlling Holder Rights. The parties hereto agree and acknowledge that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor, in its capacity as the initial Controlling Holder pursuant to the Pooling and Servicing Agreement, and for so long as it is the Controlling Holder, will assume all of Assignee’s rights and all related responsibilities as Owner under the section of the Flow Servicing Agreement listed below:

Flow Servicing Agreement:

Section	Matter
11.20	Servicer Shall Provide Access and Information as Reasonably Required.

(b)          Notwithstanding Sections 1 and 2 above, Assignor reserves its rights under, and does not assign to Assignee or Depositor, the ongoing rights to take action and the responsibilities of the Owner under the Sections of the Flow Servicing Agreement listed below:

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Flow Servicing Agreement:

Section	Matter
Addendum I	Regulation AB Compliance Addendum

(c)          In addition, the Servicer agrees to furnish to the Assignor as well as to the Master Servicer copies of reports, notices, statements and other communications required to be delivered by the Servicer pursuant to any of the sections of the Flow Servicing Agreement referred to above and under the following sections, at the times therein specified:

Flow Servicing Agreement:

Section
11.09	Transfer of Accounts.
11.16	Statements to the Owner.
Subsection 2.04 of Addendum I	Servicer Compliance Statement.
Subsection 2.05 of Addendum I	Report on Assessment of Compliance and Attestation.

(d)          If there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights and responsibilities assumed by the Controlling Holder pursuant to Section 3(a) shall terminate and revert to Assignee. Assignor will provide thirty (30) days notice to the Servicer of any such termination or a change in the identity of the Controlling Holder of which Assignor has knowledge.

(e)          Redwood Residential Acquisition Corporation, in its capacity as Servicing Administrator under this Assignment, hereby assumes the obligations of the Owner, as assigned to the Assignee, and the obligations of the Servicing Administrator, under the Sections of the Flow Servicing Agreement, as amended by this Assignment, listed below:

Flow Servicing Agreement:

Section	Matter
Clause (i) of the last paragraph of Section 11.13	Payment by Servicing Administrator for Opinion of Counsel
Last sentence of 11.14, with respect to Servicing Advances only	Payment of Servicing Advances to Servicer

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11.17	P&I Advances
11.25(b)	Funding of P& I Advances, including without limitation funding of Prepayment Interest Shortfalls pursuant to the second paragraph of Section 11.15
11.25(c)	Funding of Servicing Advances
14.03	Payment of termination fees to Servicer

As compensation for such assumption of obligations, the Servicing Administrator shall be entitled to receive from payments on the Specified Mortgage Loans the difference, if any, between the Servicing Fee and the servicing compensation otherwise payable to the Servicer under the Flow Servicing Agreement. In addition, the Servicing Administrator shall have all the benefits provided to the Servicing Administrator by Subsection 11.05 of the Flow Servicing Agreement. Any failure of the Servicing Administrator to perform its obligations under this Section 3(e) shall be an additional Event of Default under the Flow Servicing Agreement, entitling the Assignee to terminate both the Servicing Administrator and the Servicer in accordance with the terms of the Flow Servicing Agreement.

(f)          The Servicing Administrator may, with the consent of the Master Servicer, exercise the rights of the Owner set forth in Section 13.01 of the Flow Servicing Agreement to terminate the Servicer following the occurrence of an Event of Default with respect to the Servicer.

(g)          The Servicing Administrator may, with the consent of the Master Servicer, exercise the rights of the Owner set forth in Section 14.03 of the Flow Servicing Agreement to terminate the Servicer without cause and transfer servicing.

(h)          If the Servicing Administrator exercises its right to terminate the Servicer pursuant to the foregoing paragraphs (f) or (g), no termination of the Servicer shall be effective unless the Servicing Administrator shall have appointed a successor Servicer under the Flow Servicing Agreement approved by the Master Servicer.

(i)          No later than March 1 of each year when any Certificates are outstanding, commencing in March 2013, the Servicing Administrator shall provide to the Master Servicer its report on assessment of compliance with applicable servicing criteria specified under Item 1122(d)((2)(iii) of Regulation AB and its compliance statement required under Item 1123 of Regulation AB.

4. Amendment to the Flow Servicing Agreement.

The Flow Servicing Agreement is hereby amended as set forth in Appendix A hereto with respect to the Specified Mortgage Loans. The rights and obligations under the Flow Servicing Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Flow Servicing Agreement as amended as set forth in Appendix A.

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5. Representations and Warranties.

(a)          Each of the parties hereto represents and warrants that it is duly and legally authorized to enter into this Assignment.

(b)          Each of the parties hereto represents and warrants that this Assignment has been duly authorized, executed and delivered by it and (assuming due authorization, execution and delivery thereof by each of the other parties hereto) constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except as such enforcement may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting the enforcement of creditors’ rights generally and by general equitable principles (regardless of whether such enforcement is considered in a proceeding in equity or at law).

6. Continuing Effect.

Except as contemplated hereby, the Flow Servicing Agreement shall remain in full force and effect in accordance with their terms. This Assignment constitutes a Reconstitution Agreement as contemplated in Section 32 of the Flow Servicing Agreement and the Reconstitution Date shall be the date hereof with respect to the Specified Mortgage Loans listed on Exhibit I on the date hereof.

7. Governing Law.

This Assignment and the rights and obligations hereunder shall be governed by and construed in accordance with the internal laws of the State of New York, except to the extent preempted by Federal law, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard to the conflicts of laws provisions of the State of New York or any other jurisdiction.

8. Notices.

Any notices or other communications permitted or required under the Flow Servicing Agreement to be made to the Assignor and Assignee shall be made in accordance with the terms of the Flow Servicing Agreement and shall be sent to the Assignor and Assignee as follows:

Assignor: Redwood Residential Acquisition Corporation

One Belvedere Place, Suite 360

Mill Valley, CA 94941

Attention: William Moliski

5

Assignee: Christiana Trust, a division of Wilmington Savings Fund Society, FSB

500 Delaware Avenue, 11th Floor

Wilmington, Delaware, 19801

Attention: Corporate Trust

or to such other address as may hereafter be furnished by the Assignor or Assignee to the other parties in accordance with the provisions of the Flow Servicing Agreement.

9. Counterparts.

This Assignment may be executed in counterparts, each of which when so executed shall be deemed to be an original and all of which when taken together shall constitute one and the same instrument.

10. Definitions.

Any capitalized term used but not defined in this Assignment has the same meaning as in the Flow Servicing Agreement.

11. Trustee.

It is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement is executed and delivered by Christiana Trust, a division of Wilmington Savings Fund Society, FSB (“Christiana Trust”) not in its individual capacity but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred to herein (the “Trust”) in the exercise of the powers and authority conferred upon and vested in it, and as directed in the Pooling and Servicing Agreement, (ii) each of the undertakings and agreements herein made on behalf of the Trust is made and intended not as a personal undertaking or agreement of or by Christiana Trust but is made and intended for purposes of binding only the Trust, (iii) nothing herein contained shall be construed as creating any liability on the part of Christiana Trust, individually or personally, to perform any covenant either express or implied in this Agreement, all such liability, if any, being expressly waived by the parties hereto and by any person claiming by, through or under the parties hereto, and (iv) under no circumstances shall Christiana Trust in its individual capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness, amounts or expenses owed by the Purchaser under the Flow Servicing Agreement (such indebtedness, expenses and other amounts being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach or failure of any obligation, representation, warranty or covenant made under this Agreement or any other related documents.

12. Master Servicer.

The Servicer hereby acknowledges that Wells Fargo Bank, N.A. (the “Master Servicer”) will act as master servicer and securities administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, instructions, authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Owner under the Flow Servicing Agreement, including, without limitation, the right to enforce the obligations of the Servicer and the Servicing Administrator thereunder. Any notices or other communications permitted or required under the Flow Servicing Agreement to be made to the Assignee shall be made in accordance with the terms of the Flow Servicing Agreement and shall be sent to the Master Servicer at the following address:

6

Wells Fargo Bank, N. A.

P.O. Box 98

Columbia, Maryland 21046

(or, for overnight deliveries, 9062 Old Annapolis Road, Columbia, Maryland 21045)

Attention: Sequoia Mortgage Trust 2012-3

or to such other address as may hereafter be furnished by the Master Servicer to Servicer. Any such notices or other communications permitted or required under the Flow Servicing Agreement may be delivered in electronic format unless manual signature is required in which case a hard copy of such report or communication shall be required.

The Servicer shall make all distributions under the Flow Servicing Agreement, as they relate to the Specified Mortgage Loans, to the Master Servicer by wire transfer of immediately funds to:

Wells Fargo Bank, N.A.

San Francisco, California

ABA# 121-000-248

Account #3970771416

Account Name: SAS Clearing

FFC: Account #48066700, Sequoia Mortgage Trust 2012-3

Distribution Account

13. Rule 17g-5 Compliance.

The Servicer hereby agrees that it shall provide information with respect to the servicing of the Mortgage Loans by the Servicer requested by any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) to the Securities Administrator, as the initial Rule 17g-5 Information Provider (the “Rule 17g-5 Information Provider”), via electronic mail at rmbs17g5informationprovider@wellsfargo.com, with a subject reference of “SEMT 2012-3” and an identification of the type of information being provided in the body of such electronic mail. The Rule 17g-5 Information Provider shall notify the Servicer in writing of any change in the identity or contact information of the Rule 17g-5 Information Provider. The Servicer shall have no liability for (i) the Rule 17g-5 Information Provider’s failure to post information provided by it in accordance with the terms of this Assignment or (ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions in this Section 12 prohibit or restrict oral or written communications, or providing information, between the Servicer, on the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review of the ratings it assigns to the Servicer, (ii) such Rating Agency’s or NRSRO’s approval of the Servicer as a residential mortgage master, special or primary servicer, or (iii) such Rating Agency’s or NRSRO’s evaluation of the Servicer’s servicing operations in general; provided, however, that the Servicer shall not provide any information relating to the Mortgage Loans to such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.

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14.         Successors and Assigns.

Upon a transfer of the Specified Mortgage Loans by the Assignee (other than in respect of repurchases by a seller pursuant to the related purchase agreement) to a buyer (“buyer”), such transfer shall constitute a Reconstitution subject to the terms of Section 32 of the Flow Servicing Agreement. Upon the closing of such transfer, the rights and obligations of Owner held by the Assignor pursuant to this Assignment shall automatically terminate and the buyer shall possess all of the rights and obligations of Owner under the Flow Servicing Agreement, provided, however, that the Assignor shall remain liable for any obligations held by it as Owner arising from or attributable to the period from the date hereof to the closing date of such transfer.

[remainder of page intentionally left blank]

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IN WITNESS WHEREOF, the parties hereto have executed this Assignment the day and year first above written.

ASSIGNOR:
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
By:	/s/ John Isbrandtsen
Name:	John Isbrandtsen
Title:	Authorized Officer
DEPOSITOR:
SEQUOIA RESIDENTIAL FUNDING, INC.
By:	/s/ John Isbrandtsen
Name:	John Isbrandtsen
Title:	Authorized Officer
ASSIGNEE:
Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Trustee
By:	/s/ Jeffrey R. Everhart
Name:	Jeffrey R. Everhart
Title:	AVP
SERVICER:
CENLAR FSB
By:	/s/ Gregory Tornquist
Name:	Gregory Tornquist
Title:	CEO/President
[Signatures continue on following page]

Signature Page to Assignment, Assumption and Recognition Agreement – Cenlar (SEMT 2012-3)

SERVICING ADMINISTRATOR:
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
By:	/s/ John Isbrandtsen
Name:	John Isbrandtsen
Title:	Authorized Officer

Accepted and agreed to by:

MASTER SERVICER:

WELLS FARGO BANK, N.A.

By:	/s/ Graham M. Oglesby
Name:	Graham M. Oglesby
Title:	Vice President

Signature Page to Assignment, Assumption and Recognition Agreement – Cenlar (SEMT 2012-3)

EXHIBIT I

	1	2	3	4	5	6	7	8	9	10
KEY	Primary Servicer	Servicing Fee %	Servicing Fee—Flatdollar	Servicing Advance Methodology	Originator	Loan Group	Loan Number	Amortization Type	Lien Position	HELOC Indicator
1	1000383	0.002500			1002793		1010003152	1	1	0
2	1000383	0.002500			1002793		1010003779	1	1	0
3	1000383	0.002500			1001863		1000003742	1	1	0
4	1000383	0.002500			1001863		1000002744	1	1	0
5	1000383	0.002500			1001863		1000002810	1	1	0
6	1000383	0.002500			1001863		1000002350	1	1	0
7	1000383	0.002500			1001863		1000003067	1	1	0
8	1000383	0.002500			1001863		1000003124	1	1	0
9	1000383	0.002500			1001863		1000003487	1	1	0
10	1000383	0.002500			1001863		1000003358	1	1	0
11	1000383	0.002500			1001863		1000003125	1	1	0
12	1000383	0.002500			1001863		1000003503	1	1	0
13	1000383	0.002500			1001863		1000003297	1	1	0
14	1000383	0.002500			1001863		1000002655	1	1	0
15	1000383	0.002500			1001863		1000003455	1	1	0
16	1000383	0.002500			1000312		1300002606	1	1	0
17	1000383	0.002500			1000312		1300002576	1	1	0
18	1000383	0.002500			1000312		1300002757	1	1	0
19	1000383	0.002500			1000312		1300003026	1	1	0
20	1000383	0.002500			1000312		1300002517	1	1	0
21	1000383	0.002500			1008808		1650002421	1	1	0
22	1000383	0.002500			1008808		1650002987	1	1	0
23	1000383	0.002500			1008808		1650003075	1	1	0
24	1000383	0.002500			1008808		1650003002	1	1	0
25	1000383	0.002500			1008808		1650003254	1	1	0
26	1000383	0.002500			1008808		1650003338	1	1	0
27	1000383	0.002500			1008808		1650003688	1	1	0
28	1000383	0.002500			1006324		1950003147	1	1	0
29	1000383	0.002500			1006324		1950002762	1	1	0
30	1000383	0.002500			1006324		1950002813	1	1	0
31	1000383	0.002500			1006324		1950003419	1	1	0
32	1000383	0.002500			1000457		1070003785	1	1	0
33	1000383	0.002500			1000457		1070003395	1	1	0
34	1000383	0.002500			1000457		1070003600	1	1	0
35	1000383	0.002500			1000457		1070003992	1	1	0
36	1000383	0.002500			1000457		1070003412	1	1	0
37	1000383	0.002500			1000457		1070004032	1	1	0
38	1000383	0.002500			1008498		1150003767	1	1	0
39	1000383	0.002500			1008498		1150001746	1	1	0
40	1000383	0.002500			1008498		1150002233	1	1	0
41	1000383	0.002500			1008498		1150002338	1	1	0
42	1000383	0.002500			1008498		1150002376	1	1	0
43	1000383	0.002500			1008498		1150002413	1	1	0
44	1000383	0.002500			1008498		1150002449	1	1	0
45	1000383	0.002500			1008498		1150002516	1	1	0
46	1000383	0.002500			1008498		1150002533	1	1	0
47	1000383	0.002500			1008498		1150002534	1	1	0
48	1000383	0.002500			1008498		1150002559	1	1	0
49	1000383	0.002500			1008498		1150002586	1	1	0
50	1000383	0.002500			1008498		1150002610	1	1	0
51	1000383	0.002500			1008498		1150002611	1	1	0
52	1000383	0.002500			1008498		1150002639	1	1	0
53	1000383	0.002500			1008498		1150002756	1	1	0
54	1000383	0.002500			1008498		1150002764	1	1	0
55	1000383	0.002500			1008498		1150002774	1	1	0
56	1000383	0.002500			1008498		1150003055	1	1	0
57	1000383	0.002500			1008498		1150003058	1	1	0
58	1000383	0.002500			1008498		1150003251	1	1	0
59	1000383	0.002500			1008498		1150003253	1	1	0
60	1000383	0.002500			1008498		1150003294	1	1	0
61	1000383	0.002500			1008498		1150003316	1	1	0
62	1000383	0.002500			1008498		1150003325	1	1	0
63	1000383	0.002500			1008498		1150003347	1	1	0
64	1000383	0.002500			1008498		1150003388	1	1	0
65	1000383	0.002500			1008498		1150003426	1	1	0
66	1000383	0.002500			1008498		1150003593	1	1	0
67	1000383	0.002500			1008498		1150003594	1	1	0
68	1000383	0.002500			1008498		1150003826	1	1	0
69	1000383	0.002500			1000302		1020003044	1	1	0
70	1000383	0.002500			1006318		1450003999	1	1	0
71	1000383	0.002500			1006318		1450002658	1	1	0
72	1000383	0.002500			1006318		1450003130	1	1	0
73	1000383	0.002500			1006318		1450003239	1	1	0
74	1000383	0.002500			1001770		1750003256	1	1	0
75	1000383	0.002500			1000522		1700002628	1	1	0
76	1000383	0.002500			1000522		1700002593	1	1	0
77	1000383	0.002500			1000522		1700003238	1	1	0
78	1000383	0.002500			1000522		1700003964	1	1	0
79	1000383	0.002500			1001770		1750003933	1	1	0
80	1000383	0.002500			1006318		1450003375	1	1	0
81	1000383	0.002500			1001770		1750003741	1	1	0
82	1000383	0.002500			1006318		1450002735	1	1	0
83	1000383	0.002500			1000324		1030003136	1	1	0
84	1000383	0.002500			1000324		1030003590	1	1	0
85	1000383	0.002500			1006318		1450003479	1	1	0
86	1000383	0.002500			1000324		1030003467	1	1	0
87	1000383	0.002500			1000324		1030002689	1	1	0
88	1000383	0.002500			1000324		1030002738	1	1	0
89	1000383	0.002500			1000324		1030002792	1	1	0
90	1000383	0.002500			1000324		1030002616	1	1	0
91	1000383	0.002500			1000324		1030003085	1	1	0
92	1000383	0.002500			1000324		1030003005	1	1	0
93	1000383	0.002500			1000324		1030002776	1	1	0
94	1000383	0.002500			1000324		1030002785	1	1	0
95	1000383	0.002500			1000324		1030002978	1	1	0
96	1000383	0.002500			1000324		1030003332	1	1	0
97	1000383	0.002500			1000324		1030003787	1	1	0
98	1000383	0.002500			1000324		1030003368	1	1	0
99	1000383	0.002500			1000324		1030003589	1	1	0
100	1000383	0.002500			1000324		1030003636	1	1	0
101	1000383	0.002500			1000324		1030003274	1	1	0
102	1000383	0.002500			1000324		1030003465	1	1	0
103	1000383	0.002500			1000324		1030003585	1	1	0
104	1000383	0.002500			1000324		1030003745	1	1	0
105	1000383	0.002500			1000324		1030003641	1	1	0
106	1000383	0.002500			1000324		1030003768	1	1	0
107	1000383	0.002500			1000324		1030003752	1	1	0
108	1000383	0.002500			1000324		1030003775	1	1	0
109	1000383	0.002500			1000324		1030003885	1	1	0
110	1000383	0.002500			1000324		1030004076	1	1	0
111	1000383	0.002500			1000324		1030004109	1	1	0
112	1000383	0.002500			1000324		1030003889	1	1	0
113	1000383	0.002500			1000324		1030003939	1	1	0
114	1000383	0.002500			1000324		1030004131	1	1	0
115	1000383	0.002500			1006318		1450003283	1	1	0
116	1000383	0.002500			1001770		1750003427	1	1	0
117	1000383	0.002500			1001770		1750003944	1	1	0
118	1000383	0.002500			1001770		1750003236	1	1	0
119	1000383	0.002500			1001770		1750003524	1	1	0
120	1000383	0.002500			1001770		1750003735	1	1	0
121	1000383	0.002500			1001770		1750004111	1	1	0
122	1000383	0.002500			1000324		1030002740	1	1	0
123	1000383	0.002500			1000324		1030003123	1	1	0
124	1000383	0.002500			1000324		1030003484	1	1	0
125	1000383	0.002500			1000324		1030003730	1	1	0
126	1000383	0.002500			1000324		1030004403	1	1	0
127	1000383	0.002500			1000522		1700003416	1	1	0
128	1000383	0.002500			1000536		1050002036	1	1	0
129	1000383	0.002500			1000536		1050002752	1	1	0
130	1000383	0.002500			1000536		1050003469	1	1	0
131	1000383	0.002500			1003970		1400003146	1	1	0
132	1000383	0.002500			1003970		1400003390	1	1	0
133	1000383	0.002500			1003970		1400003387	1	1	0
134	1000383	0.002500			1003970		1400003313	1	1	0
135	1000383	0.002500			1000536		1050002726	1	1	0
136	1000383	0.002500			1000536		1050003404	1	1	0
137	1000383	0.002500			1000536		1050002263	1	1	0
138	1000383	0.002500			1000536		1050002607	1	1	0
139	1000383	0.002500			1000536		1050003309	1	1	0
140	1000383	0.002500			1000536		1050002778	1	1	0
141	1000383	0.002500			1000536		1050002649	1	1	0
142	1000383	0.002500			1000536		1050001977	1	1	0
143	1000383	0.002500			1000536		1050002725	1	1	0
144	1000383	0.002500			1000536		1050002535	1	1	0
145	1000383	0.002500			1000536		1050003955	1	1	0
146	1000383	0.002500			1000536		1050001301	1	1	0
147	1000383	0.002500			1000536		1050003018	1	1	0
148	1000383	0.002500			1000536		1050003006	1	1	0
149	1000383	0.002500			1000536		1050002642	1	1	0
150	1000383	0.002500			1000536		1050003029	1	1	0
151	1000383	0.002500			1000536		1050003446	1	1	0
152	1000383	0.002500			1000536		1050003034	1	1	0
153	1000383	0.002500			1000536		1050003447	1	1	0
154	1000383	0.002500			1000536		1050002592	1	1	0
155	1000383	0.002500			1000536		1050002397	1	1	0
156	1000383	0.002500			1000536		1050002826	1	1	0
157	1000383	0.002500			1000536		1050002292	1	1	0
158	1000383	0.002500			1000536		1050003642	1	1	0
159	1000383	0.002500			1000536		1050002651	1	1	0
160	1000383	0.002500			1000536		1050002793	1	1	0
161	1000383	0.002500			1000536		1050003079	1	1	0
162	1000383	0.002500			1000536		1050003822	1	1	0
163	1000383	0.002500			1000536		1050003597	1	1	0
164	1000383	0.002500			1000536		1050002608	1	1	0
165	1000383	0.002500			1000536		1050000952	1	1	0
166	1000383	0.002500			1000536		1050002645	1	1	0
167	1000383	0.002500			1000536		1050002684	1	1	0
168	1000383	0.002500			1000536		1050003284	1	1	0
169	1000383	0.002500			1000536		1050004186	1	1	0
170	1000383	0.002500			1000536		1050002763	1	1	0
171	1000383	0.002500			1000536		1050003131	1	1	0
172	1000383	0.002500			1000536		1050003048	1	1	0
173	1000383	0.002500			1000536		1050003831	1	1	0
174	1000383	0.002500			1000536		1050003403	1	1	0
175	1000383	0.002500			1001770		1750003339	1	1	0
176	1000383	0.002500			1001770		1750003772	1	1	0
177	1000383	0.002500			1001770		1750003127	1	1	0
178	1000383	0.002500			1001770		1750003588	1	1	0
179	1000383	0.002500			1001770		1750003736	1	1	0
180	1000383	0.002500			1001770		1750003341	1	1	0
181	1000383	0.002500			1000536		1050003628	1	1	0
182	1000383	0.002500			1000536		1050002385	1	1	0
183	1000383	0.002500			1000536		1050003030	1	1	0
184	1000383	0.002500			1000536		1050003462	1	1	0
185	1000383	0.002500			1000536		1050004123	1	1	0
186	1000383	0.002500			1001105		1250003515	1	1	0
187	1000383	0.002500			1000536		1050003363	1	1	0
188	1000383	0.002500			1000536		1050003155	1	1	0
189	1000383	0.002500			1000536		1050002779	1	1	0
190	1000383	0.002500			1000536		1050003017	1	1	0
191	1000383	0.002500			1000536		1050002680	1	1	0
192	1000383	0.002500			1000536		1050003399	1	1	0
193	1000383	0.002500			1000536		1050002741	1	1	0
194	1000383	0.002500			1000536		1050002594	1	1	0
195	1000383	0.002500			1000536		1050002278	1	1	0
196	1000383	0.002500			1000536		1050003359	1	1	0
197	1000383	0.002500			1000536		1050003876	1	1	0
198	1000383	0.002500			1000536		1050003431	1	1	0
199	1000383	0.002500			1000536		1050003506	1	1	0
200	1000383	0.002500			1000497		1040003372	1	1	0
201	1000383	0.002500			1000497		1040003405	1	1	0
202	1000383	0.002500			1000324		1030003848	1	1	0
203	1000383	0.002500			1000324		1030004257	1	1	0
204	1000383	0.002500			1000536		1050003367	1	1	0
205	1000383	0.002500			1003970		1400004075	1	1	0
206	1000383	0.002500			1006318		1450003893	1	1	0
207	1000383	0.002500			1001770		1750004210	1	1	0

	11	12	13	14	15	16	17	18	19	20
KEY	Loan Purpose	Cash Out Amount	Total Origination and Discount Points	Covered/High Cost Loan Indicator	Relocation Loan Indicator	Broker Indicator	Channel	Escrow Indicator	Senior Loan Amount(s)	Loan Type of Most Senior Lien
1	7						1	4	0
2	7						1	0	0
3	7						1	0	0
4	7						1	4	0
5	9						1	4	0
6	9						1	4	0
7	7						1	4	0
8	6						1	4	0
9	9						1	4	0
10	9						1	4	0
11	9						1	0	0
12	9						1	4	0
13	7						1	4	0
14	9						1	4	0
15	7						1	4	0
16	9						1	4	0
17	7						1	4	0
18	9						1	4	0
19	9						1	0	0
20	9						1	0	0
21	9						2	0	0
22	7						2	0	0
23	9						2	4	0
24	9						1	0	0
25	7						2	0	0
26	7						2	4	0
27	7						1	4	0
28	9						1	4	0
29	7						1	0	0
30	7						1	0	0
31	9						1	0	0
32	7						1	0	0
33	7						1	0	0
34	7						1	4	0
35	9						1	4	0
36	7						1	0	0
37	7						1	4	0
38	9						1	4	0
39	3						4	4	0
40	3						4	4	0
41	9						4	4	0
42	3						4	0	0
43	7						4	4	0
44	9						4	4	0
45	9						1	4	0
46	9						4	0	0
47	9						4	4	0
48	9						1	0	0
49	9						1	0	0
50	9						1	0	0
51	9						4	0	0
52	7						1	4	0
53	7						4	4	0
54	3						1	4	0
55	9						1	0	0
56	3						1	4	0
57	9						1	4	0
58	9						1	0	0
59	7						4	4	0
60	9						1	0	0
61	9						1	0	0
62	3						1	0	0
63	7						4	0	0
64	9						1	4	0
65	7						1	0	0
66	7						1	4	0
67	7						4	4	0
68	7						1	4	0
69	7						1	0	0
70	7						1	0	0
71	9						1	4	0
72	7						1	4	0
73	7						1	0	0
74	9						1	0	0
75	9						1	0	0
76	9						1	0	0
77	9						1	0	0
78	6						2	4	0
79	6						1	4	0
80	9						1	0	0
81	9						1	4	0
82	9						1	0	0
83	9						1	4	0
84	7						1	0	0
85	7						1	0	0
86	9						2	4	0
87	9						2	4	0
88	7						2	4	0
89	7						2	4	0
90	7						2	4	0
91	7						2	0	0
92	9						2	4	0
93	9						2	4	0
94	9						2	0	0
95	9						2	0	0
96	7						2	4	0
97	3						1	4	0
98	9						2	0	0
99	9						2	0	0
100	9						1	0	0
101	9						2	4	0
102	9						2	0	0
103	7						2	4	0
104	7						2	4	0
105	9						1	0	0
106	7						1	4	0
107	9						1	0	0
108	7						2	4	0
109	7						2	4	0
110	3						2	4	0
111	7						2	4	0
112	9						2	4	0
113	9						2	4	0
114	7						2	4	0
115	3						1	4	0
116	7						1	4	0
117	9						1	0	0
118	9						1	0	0
119	7						1	0	0
120	7						1	0	0
121	7						1	0	0
122	9						4	4	0
123	7						4	4	0
124	7						1	4	0
125	7						1	0	0
126	7						1	0	0
127	6						4	4	0
128	6						1	0	0
129	7						1	0	0
130	3						1	0	0
131	7						1	0	0
132	7						1	4	0
133	9						1	4	0
134	7						1	0	0
135	7						1	4	0
136	7						1	4	0
137	7						1	4	0
138	7						1	4	0
139	9						1	0	0
140	3						1	4	0
141	7						1	4	0
142	9						1	4	0
143	7						1	4	0
144	9						1	0	0
145	7						1	0	0
146	9						1	0	0
147	9						1	4	0
148	7						1	0	0
149	9						1	4	0
150	7						1	4	0
151	7						1	4	0
152	9						1	0	0
153	7						1	0	0
154	9						1	0	0
155	9						1	0	0
156	9						1	0	0
157	7						1	4	0
158	9						1	4	0
159	9						1	0	0
160	9						1	0	0
161	6						1	4	0
162	7						1	4	0
163	9						1	4	0
164	9						1	0	0
165	9						1	4	0
166	9						1	4	0
167	9						1	4	0
168	6						1	4	0
169	7						1	0	0
170	9						1	0	0
171	9						1	0	0
172	9						1	4	0
173	9						1	0	0
174	7						1	4	0
175	7						1	0	0
176	7						1	0	0
177	9						1	4	0
178	7						1	0	0
179	7						1	4	0
180	7						1	4	0
181	7						1	4	0
182	9						1	4	0
183	9						1	0	0
184	7						1	0	0
185	7						1	0	0
186	7						1	0	0
187	9						1	4	0
188	9						1	4	0
189	9						1	0	0
190	9						1	4	0
191	9						1	0	0
192	7						1	4	0
193	9						1	0	0
194	7						1	4	0
195	9						1	0	0
196	9						1	0	0
197	7						1	4	0
198	7						1	0	0
199	9						1	0	0
200	9						1	4	0
201	9						1	4	0
202	7						2	4	0
203	7						2	4	0
204	7						1	4	0
205	9						1	4	0
206	7						1	4	0
207	7						1	0	0

	21	22	23	24	25	26	27	28	29	30
KEY	Hybrid Period of Most Senior Lien (in months)	Neg Am Limit of Most Senior Lien	Junior Mortgage Balance	Origination Date of Most Senior Lien	Origination Date	Original Loan Amount	Original Interest Rate	Original Amortization Term	Original Term to Maturity	First Payment Date of Loan
1			0.00		20120309	580000.00	0.047500	360	360	20120501
2			0.00		20120410	517500.00	0.047500	360	360	20120601
3			0.00		20120419	1000000.00	0.046250	360	360	20120601
4			0.00		20120224	780000.00	0.045000	360	360	20120401
5			0.00		20120301	787500.00	0.046250	360	360	20120501
6			0.00		20120215	691000.00	0.045000	360	360	20120401
7			0.00		20120229	880000.00	0.046250	360	360	20120501
8			0.00		20120305	660000.00	0.046250	360	360	20120401
9			0.00		20120417	783500.00	0.046250	360	360	20120601
10			0.00		20120322	581400.00	0.042500	360	360	20120501
11			0.00		20120402	650000.00	0.045000	360	360	20120501
12			0.00		20120426	506500.00	0.048750	360	360	20120601
13			0.00		20120322	826400.00	0.043750	360	360	20120501
14			0.00		20120309	975000.00	0.041250	360	360	20120501
15			0.00		20120403	807200.00	0.045000	360	360	20120601
16			0.00		20120302	875000.00	0.047500	360	360	20120501
17			0.00		20120227	570000.00	0.046250	360	360	20120401
18			0.00		20120222	972000.00	0.046250	360	360	20120401
19			0.00		20120326	449800.00	0.048750	360	360	20120501
20			0.00		20120326	1120000.00	0.043750	360	360	20120501
21			0.00		20120203	701880.00	0.045000	360	360	20120401
22			0.00		20120423	750000.00	0.048750	360	360	20120601
23			235000.00		20120413	1410000.00	0.042500	360	360	20120601
24			0.00		20120309	757000.00	0.046250	360	360	20120501
25			0.00		20120403	847500.00	0.043750	360	360	20120601
26			0.00		20120416	700000.00	0.043750	360	360	20120601
27			0.00		20120418	669750.00	0.047500	360	360	20120601
28			0.00		20120326	592300.00	0.045000	360	360	20120501
29			0.00		20120228	536000.00	0.047500	360	360	20120501
30			0.00		20120227	660000.00	0.046250	360	360	20120401
31			0.00		20120430	952500.00	0.046250	360	360	20120601
32			0.00		20120501	1237500.00	0.045000	360	360	20120601
33			0.00		20120401	750000.00	0.043750	360	360	20120501
34			0.00		20120401	645600.00	0.048750	360	360	20120501
35			0.00		20120501	785000.00	0.048750	360	360	20120601
36			0.00		20120501	644000.00	0.048750	360	360	20120601
37			0.00		20120425	592000.00	0.048750	360	360	20120601
38			0.00		20120413	1335000.00	0.042500	360	360	20120601
39			0.00		20120209	970000.00	0.046250	360	360	20120401
40			0.00		20120210	1200000.00	0.048750	360	360	20120401
41			0.00		20120222	900000.00	0.050000	360	360	20120401
42			0.00		20120409	1500000.00	0.045000	360	360	20120601
43			0.00		20111229	749999.00	0.048750	360	360	20120201
44			0.00		20120124	776000.00	0.047500	360	360	20120301
45			0.00		20120227	1195500.00	0.042500	360	360	20120401
46			450000.00		20120221	868500.00	0.046250	360	360	20120401
47			0.00		20120224	514000.00	0.047500	360	360	20120401
48			0.00		20120403	912000.00	0.045000	360	360	20120601
49			150000.00		20120314	676000.00	0.046250	360	360	20120501
50			0.00		20120229	1470000.00	0.047500	360	360	20120401
51			0.00		20120227	998000.00	0.046250	360	360	20120401
52			0.00		20120314	740000.00	0.048750	360	360	20120501
53			0.00		20120224	1312500.00	0.048750	360	360	20120401
54			0.00		20120411	613000.00	0.046250	360	360	20120601
55			0.00		20120223	860000.00	0.045000	360	360	20120401
56			0.00		20120426	775000.00	0.045000	360	360	20120701
57			0.00		20120418	700000.00	0.046250	360	360	20120601
58			0.00		20120417	850000.00	0.045000	360	360	20120601
59			0.00		20120418	746250.00	0.045000	360	360	20120601
60			0.00		20120501	565000.00	0.043750	360	360	20120701
61			0.00		20120326	960000.00	0.050000	360	360	20120501
62			0.00		20120331	770000.00	0.047500	360	360	20120601
63			0.00		20120404	705250.00	0.047500	360	360	20120601
64			0.00		20120427	736000.00	0.043750	360	360	20120601
65			0.00		20120329	806000.00	0.047500	360	360	20120501
66			0.00		20120411	525000.00	0.045000	360	360	20120601
67			0.00		20120503	880000.00	0.046250	360	360	20120701
68			0.00		20120427	676000.00	0.046250	360	360	20120601
69			0.00		20120307	958750.00	0.043750	360	360	20120501
70			0.00		20120423	1662500.00	0.045000	360	360	20120601
71			0.00		20120323	990000.00	0.045000	360	360	20120501
72			0.00		20120327	915000.00	0.043750	360	360	20120501
73			0.00		20120329	856000.00	0.046250	360	360	20120501
74			0.00		20120309	720000.00	0.047500	360	360	20120601
75			0.00		20120224	936000.00	0.043750	360	360	20120401
76			100000.00		20120224	1000000.00	0.046250	360	360	20120401
77			0.00		20120314	677000.00	0.043750	360	360	20120501
78			0.00		20120430	675000.00	0.045000	360	360	20120601
79			0.00		20120425	636000.00	0.047500	360	360	20120601
80			0.00		20120328	943000.00	0.046250	360	360	20120501
81			0.00		20120410	624350.00	0.046250	360	360	20120601
82			0.00		20120412	1093000.00	0.045000	360	360	20120601
83			0.00		20120411	648000.00	0.043750	360	360	20120601
84			0.00		20120329	552800.00	0.047500	360	360	20120501
85			0.00		20120328	685500.00	0.048750	360	360	20120501
86			0.00		20120329	994000.00	0.043750	360	360	20120501
87			0.00		20120309	567000.00	0.048750	360	360	20120501
88			0.00		20120224	627650.00	0.046250	360	360	20120401
89			0.00		20120222	825000.00	0.048750	360	360	20120401
90			0.00		20120224	463920.00	0.043750	360	360	20120401
91			0.00		20120307	1000000.00	0.042500	360	360	20120501
92			0.00		20120312	623000.00	0.045000	360	360	20120501
93			0.00		20120321	735000.00	0.045000	360	360	20120501
94			0.00		20120427	672000.00	0.043750	360	360	20120601
95			0.00		20120320	1939000.00	0.046250	360	360	20120501
96			0.00		20120322	750000.00	0.046250	360	360	20120501
97			0.00		20120412	575000.00	0.046250	360	360	20120601
98			0.00		20120320	568000.00	0.045000	360	360	20120501
99			0.00		20120411	1275613.00	0.050000	360	360	20120601
100			0.00		20120427	1158000.00	0.045000	360	360	20120701
101			0.00		20120409	926681.00	0.043750	360	360	20120601
102			0.00		20120319	564000.00	0.046250	360	360	20120501
103			0.00		20120330	716000.00	0.048750	360	360	20120501
104			0.00		20120424	448000.00	0.041250	360	360	20120601
105			0.00		20120416	755000.00	0.045000	360	360	20120601
106			0.00		20120409	692000.00	0.047500	360	360	20120601
107			0.00		20120427	868000.00	0.045000	360	360	20120601
108			0.00		20120412	708000.00	0.048750	360	360	20120601
109			0.00		20120426	753600.00	0.047500	360	360	20120601
110			0.00		20120503	500000.00	0.042500	360	360	20120701
111			0.00		20120508	500000.00	0.048750	360	360	20120701
112			0.00		20120504	845000.00	0.045000	360	360	20120701
113			0.00		20120501	640000.00	0.048750	360	360	20120701
114			0.00		20120508	716250.00	0.047500	360	360	20120701
115			0.00		20120326	715000.00	0.045000	360	360	20120501
116			0.00		20120405	800000.00	0.043750	360	360	20120601
117			0.00		20120430	753600.00	0.042500	360	360	20120601
118			0.00		20120309	670000.00	0.045000	360	360	20120501
119			0.00		20120330	646680.00	0.050000	360	360	20120501
120			0.00		20120423	1080000.00	0.045000	360	360	20120601
121			0.00		20120501	1000000.00	0.042500	360	360	20120701
122			0.00		20120221	699500.00	0.046250	360	360	20120401
123			0.00		20120327	756000.00	0.048750	360	360	20120501
124			0.00		20120323	536000.00	0.048750	360	360	20120501
125			0.00		20120430	562500.00	0.046250	360	360	20120601
126			0.00		20120430	1312500.00	0.042500	360	360	20120601
127			0.00		20120406	460000.00	0.042500	360	360	20120601
128			0.00		20120215	910000.00	0.048750	360	360	20120401
129			0.00		20120328	700000.00	0.045000	360	360	20120501
130			0.00		20120427	657100.00	0.047500	360	360	20120601
131			0.00		20120510	843750.00	0.043750	360	360	20120702
132			0.00		20120501	965000.00	0.043750	360	360	20120701
133			0.00		20120314	853000.00	0.045000	360	360	20120501
134			0.00		20120319	775000.00	0.043750	360	360	20120501
135			0.00		20120229	540000.00	0.045000	360	360	20120401
136			0.00		20120327	668000.00	0.042500	360	360	20120501
137			0.00		20120109	555000.00	0.048750	360	360	20120301
138			0.00		20111121	560000.00	0.047500	360	360	20120101
139			0.00		20120501	735000.00	0.043750	360	360	20120601
140			0.00		20120224	725000.00	0.045000	360	360	20120401
141			0.00		20120313	1500000.00	0.045000	360	360	20120501
142			0.00		20120214	1350000.00	0.047500	360	360	20120401
143			0.00		20120221	992000.00	0.045000	360	360	20120401
144			0.00		20120210	733500.00	0.048750	360	360	20120401
145			0.00		20120503	1000000.00	0.040000	360	360	20120601
146			0.00		20111021	940000.00	0.046250	360	360	20111201
147			0.00		20120314	603000.00	0.042500	360	360	20120501
148			0.00		20120229	999999.00	0.045000	360	360	20120401
149			0.00		20120215	627500.00	0.046250	360	360	20120401
150			0.00		20120316	562500.00	0.042500	360	360	20120501
151			0.00		20120410	600000.00	0.045000	360	360	20120601
152			0.00		20120329	1652000.00	0.045000	360	360	20120501
153			0.00		20120402	760000.00	0.047500	360	360	20120601
154			0.00		20120126	617000.00	0.048750	360	360	20120301
155			0.00		20120130	960000.00	0.048750	360	360	20120301
156			0.00		20120218	880000.00	0.046250	360	360	20120401
157			0.00		20120119	700000.00	0.048750	360	360	20120301
158			0.00		20120425	680000.00	0.043750	360	360	20120601
159			0.00		20120326	820000.00	0.047500	360	360	20120501
160			0.00		20120314	997500.00	0.045000	360	360	20120501
161			0.00		20120320	670550.00	0.046250	360	360	20120501
162			0.00		20120417	455000.00	0.046250	360	360	20120601
163			58800.00		20120420	557200.00	0.048750	360	360	20120601
164			0.00		20120309	827100.00	0.047500	360	360	20120501
165			0.00		20110711	577500.00	0.051250	360	360	20110901
166			0.00		20120319	803000.00	0.046250	360	360	20120501
167			0.00		20120226	688000.00	0.046250	360	360	20120401
168			0.00		20120315	637400.00	0.042500	360	360	20120501
169			0.00		20120503	1023750.00	0.045000	360	360	20120701
170			0.00		20120315	782800.00	0.046250	360	360	20120501
171			0.00		20120323	1000000.00	0.046250	360	360	20120501
172			0.00		20120322	1000000.00	0.043750	360	360	20120501
173			0.00		20120417	700000.00	0.043750	360	360	20120601
174			0.00		20120417	789600.00	0.043750	360	360	20120601
175			0.00		20120327	1498500.00	0.045000	360	360	20120501
176			0.00		20120424	709600.00	0.043750	360	360	20120601
177			0.00		20120412	1183000.00	0.043750	360	360	20120601
178			0.00		20120329	656250.00	0.042500	360	360	20120501
179			0.00		20120501	988000.00	0.048750	360	360	20120601
180			0.00		20120328	597800.00	0.042500	360	360	20120501
181			0.00		20120418	770950.00	0.045000	360	360	20120601
182			0.00		20120127	637500.00	0.048750	360	360	20120301
183			0.00		20120307	732000.00	0.041250	360	360	20120501
184			0.00		20120320	630850.00	0.046250	360	360	20120501
185			0.00		20120509	501700.00	0.046250	360	360	20120701
186			0.00		20120409	1000000.00	0.043750	360	360	20120601
187			0.00		20120413	955400.00	0.043750	360	360	20120601
188			0.00		20120112	532000.00	0.045000	360	360	20120301
189			0.00		20120319	822250.00	0.046250	360	360	20120501
190			0.00		20120310	683000.00	0.046250	360	360	20120501
191			0.00		20120223	917350.00	0.047500	360	360	20120401
192			0.00		20120312	640000.00	0.047500	360	360	20120501
193			0.00		20120316	1761200.00	0.045000	360	360	20120501
194			0.00		20120209	600000.00	0.045000	360	360	20120401
195			0.00		20120123	660000.00	0.043750	360	360	20120301
196			0.00		20120323	912800.00	0.043750	360	360	20120501
197			0.00		20120430	600000.00	0.043750	360	360	20120601
198			0.00		20120330	650000.00	0.041250	360	360	20120501
199			0.00		20120416	500000.00	0.047500	360	360	20120601
200			0.00		20120413	800000.00	0.046250	360	360	20120601
201			0.00		20120411	832400.00	0.046250	360	360	20120601
202			0.00		20120502	999999.00	0.043750	360	360	20120701
203			0.00		20120517	468750.00	0.045000	360	360	20120701
204			0.00		20120404	1495000.00	0.045000	360	360	20120601
205			0.00		20120518	681500.00	0.043750	360	360	20120701
206			0.00		20120511	661840.00	0.046250	360	360	20120701
207			0.00		20120504	581600.00	0.046250	360	360	20120701

	31	32	33	34	35	36	37	38	39	40
KEY	Interest Type Indicator	Original Interest Only Term	Buy Down Period	HELOC Draw Period	Current Loan Amount	Current Interest Rate	Current Payment Amount Due	Interest Paid Through Date	Current Payment Status	Index Type
1	1	0	0	0	578537.67	0.047500	3025.55	20120601	0	0
2	1	0	0	0	516848.92	0.047500	2699.52	20120601	0	0
3	1	0	0	0	997786.68	0.046250	5141.40	20120601	0	0
4	1	0	0	0	776906.98	0.045000	3952.15	20120601	0	0
5	1	0	0	0	785468.71	0.046250	4048.85	20120601	0	0
6	1	0	0	0	688259.90	0.045000	3501.20	20120601	0	0
7	1	0	0	0	877620.33	0.046250	4524.43	20120601	0	0
8	1	0	0	0	657434.43	0.046250	3393.32	20120601	0	0
9	1	0	0	0	782491.46	0.046250	4028.28	20120601	0	0
10	1	0	0	0	579795.14	0.042500	2860.14	20120601	0	0
11	1	0	0	0	648275.96	0.045000	3293.45	20120601	0	0
12	1	0	0	0	505876.28	0.048750	2680.44	20120601	0	0
13	1	0	0	0	824169.60	0.043750	4126.09	20120601	0	0
14	1	0	0	0	972247.75	0.041250	4725.33	20120601	0	0
15	1	0	0	0	806137.04	0.045000	4089.96	20120601	0	0
16	1	0	0	0	872793.90	0.047500	4564.41	20120601	0	0
17	1	0	0	0	567790.34	0.046250	2930.60	20120601	0	0
18	1	0	0	0	968231.95	0.046250	4997.44	20120601	0	0
19	1	0	0	0	444679.43	0.048750	2380.38	20120601	0	0
20	1	0	0	0	1116977.16	0.043750	5591.99	20120601	0	0
21	1	0	0	0	699096.76	0.045000	3556.32	20120601	0	0
22	1	0	0	0	749077.81	0.048750	3969.06	20120601	0	0
23	1	0	0	0	1408057.39	0.042500	6936.35	20120601	0	0
24	1	0	0	0	752831.20	0.046250	3892.04	20120601	0	0
25	1	0	0	0	846358.40	0.043750	4231.44	20120601	0	0
26	1	0	0	0	699057.08	0.043750	3495.00	20120601	0	0
27	1	0	0	0	668907.36	0.047500	3493.73	20120601	0	0
28	1	0	0	0	590264.40	0.045000	3001.10	20120601	0	0
29	1	0	0	0	534648.61	0.047500	2796.03	20120601	0	0
30	1	0	0	0	656225.76	0.046250	3393.32	20120601	0	0
31	1	0	0	0	951273.91	0.046250	4897.18	20120601	0	0
32	1	0	0	0	1235870.40	0.045000	6270.23	20120601	0	0
33	1	0	0	0	747975.79	0.043750	3744.64	20120601	0	0
34	1	0	0	0	644115.51	0.048750	3416.57	20120601	0	0
35	1	0	0	0	784034.77	0.048750	4154.28	20120601	0	0
36	1	0	0	0	643208.15	0.048750	3408.10	20120601	0	0
37	1	0	0	0	591272.08	0.048750	3132.91	20120601	0	0
38	1	0	0	0	1333160.73	0.042500	6567.40	20120601	0	0
39	1	0	0	0	966239.72	0.046250	4987.15	20120601	0	0
40	1	0	0	0	1195555.50	0.048750	6350.50	20120601	0	0
41	1	0	0	0	896742.26	0.050000	4831.39	20120601	0	0
42	1	0	0	0	1498024.72	0.045000	7600.28	20120601	0	0
43	1	0	0	0	745350.43	0.048750	3969.06	20120601	0	0
44	1	0	0	0	772071.50	0.047500	4047.98	20120601	0	0
45	1	0	0	0	1190541.25	0.042500	5881.14	20120601	0	0
46	1	0	0	0	865133.19	0.046250	4465.30	20120601	0	0
47	1	0	0	0	512052.24	0.047500	2681.27	20120601	0	0
48	1	0	0	0	910799.03	0.045000	4620.97	20120601	0	0
49	1	0	0	0	674256.32	0.046250	3475.58	20120601	0	0
50	1	0	0	0	1464429.60	0.047500	7668.22	20120601	0	0
51	1	0	0	0	993004.39	0.046250	5131.11	20120601	0	0
52	1	0	0	0	738176.52	0.048750	3916.14	20120601	0	0
53	1	0	0	0	1296692.45	0.048750	6945.86	20120601	0	0
54	1	0	0	0	612025.59	0.046250	3151.68	20120601	0	0
55	1	0	0	0	856589.77	0.045000	4357.49	20120601	0	0
56	1	0	0	0	775000.00	0.045000	3926.81	20120601	0	0
57	1	0	0	0	699098.94	0.046250	3598.98	20120601	0	0
58	1	0	0	0	848880.67	0.045000	4306.83	20120601	0	0
59	1	0	0	0	745267.30	0.045000	3781.14	20120601	0	0
60	1	0	0	0	565000.00	0.043750	2820.96	20120601	0	0
61	1	0	0	0	957688.21	0.050000	5153.49	20120601	0	0
62	1	0	0	0	769031.24	0.047500	4016.68	20120601	0	0
63	1	0	0	0	704362.69	0.047500	3678.92	20120601	0	0
64	1	0	0	0	735008.59	0.043750	3674.74	20120601	0	0
65	1	0	0	0	803967.86	0.047500	4204.48	20120601	0	0
66	1	0	0	0	524308.65	0.045000	2660.10	20120601	0	0
67	1	0	0	0	879956.00	0.046250	4524.43	20120601	0	0
68	1	0	0	0	675129.84	0.046250	3475.58	20120601	0	0
69	1	0	0	0	956162.37	0.043750	4786.90	20120601	0	0
70	1	0	0	0	1660310.74	0.045000	8423.64	20120601	0	0
71	1	0	0	0	987387.75	0.045000	5016.18	20120601	0	0
72	1	0	0	0	912530.46	0.043750	4568.46	20120601	0	0
73	1	0	0	0	853792.03	0.046250	4401.03	20120601	0	0
74	1	0	0	0	719094.14	0.047500	3755.86	20120601	0	0
75	1	0	0	0	919814.73	0.043750	4673.31	20120601	0	0
76	1	0	0	0	996123.43	0.046250	5141.40	20120601	0	0
77	1	0	0	0	669923.58	0.043750	3380.16	20120601	0	0
78	1	0	0	0	674111.12	0.045000	3420.13	20120601	0	0
79	1	0	0	0	635199.82	0.047500	3317.68	20120601	0	0
80	1	0	0	0	940567.61	0.046250	4848.34	20120601	0	0
81	1	0	0	0	623546.32	0.046250	3210.03	20120601	0	0
82	1	0	0	0	1091560.67	0.045000	5538.07	20120601	0	0
83	1	0	0	0	647127.13	0.043750	3235.37	20120601	0	0
84	1	0	0	0	551406.24	0.047500	2883.67	20120601	0	0
85	1	0	0	0	683810.82	0.048750	3627.72	20120601	0	0
86	1	0	0	0	991317.24	0.043750	4962.90	20120601	0	0
87	1	0	0	0	565602.81	0.048750	3000.61	20120601	0	0
88	1	0	0	0	625216.84	0.046250	3227.00	20120601	0	0
89	1	0	0	0	821944.39	0.048750	4365.97	20120601	0	0
90	1	0	0	0	462038.41	0.043750	2316.28	20120601	0	0
91	1	0	0	0	997239.66	0.042500	4919.40	20120601	0	0
92	1	0	0	0	621356.12	0.045000	3156.65	20120601	0	0
93	1	0	0	0	733060.59	0.045000	3724.14	20120601	0	0
94	1	0	0	0	671094.80	0.043750	3355.20	20120601	0	0
95	1	0	0	0	1933998.50	0.046250	9969.17	20120601	0	0
96	1	0	0	0	748065.43	0.046250	3856.05	20120601	0	0
97	1	0	0	0	574259.84	0.046250	2956.30	20120601	0	0
98	1	0	0	0	566501.24	0.045000	2877.97	20120601	0	0
99	1	0	0	0	1274080.28	0.050000	6847.77	20120601	0	0
100	1	0	0	0	1158000.00	0.045000	5867.42	20120601	0	0
101	1	0	0	0	925432.73	0.043750	4626.78	20120601	0	0
102	1	0	0	0	562545.20	0.046250	2899.75	20120601	0	0
103	1	0	0	0	714235.64	0.048750	3789.13	20120601	0	0
104	1	0	0	0	447368.76	0.041250	2171.23	20120601	0	0
105	1	0	0	0	754005.77	0.045000	3825.47	20120601	0	0
106	1	0	0	0	691129.37	0.047500	3609.80	20120601	0	0
107	1	0	0	0	866856.97	0.045000	4398.03	20120601	0	0
108	1	0	0	0	707129.45	0.048750	3746.79	20120601	0	0
109	1	0	0	0	752651.86	0.047500	3931.13	20120601	0	0
110	1	0	0	0	500000.00	0.042500	2459.70	20120601	0	0
111	1	0	0	0	500000.00	0.048750	2646.04	20120601	0	0
112	1	0	0	0	845000.00	0.045000	4281.49	20120601	0	0
113	1	0	0	0	640000.00	0.048750	3386.93	20120601	0	0
114	1	0	0	0	716250.00	0.047500	3736.30	20120601	0	0
115	1	0	0	0	713113.37	0.045000	3622.80	20120601	0	0
116	1	0	0	0	798922.39	0.043750	3994.28	20120601	0	0
117	1	0	0	0	752561.74	0.042500	3707.26	20120601	0	0
118	1	0	0	0	668232.11	0.045000	3394.79	20120601	0	0
119	1	0	0	0	645122.72	0.050000	3471.52	20120601	0	0
120	1	0	0	0	1078577.80	0.045000	5472.20	20120601	0	0
121	1	0	0	0	1000000.00	0.042500	4919.40	20120601	0	0
122	1	0	0	0	696788.32	0.046250	3596.41	20120601	0	0
123	1	0	0	0	754137.08	0.048750	4000.81	20120601	0	0
124	1	0	0	0	534679.20	0.048750	2836.56	20120601	0	0
125	1	0	0	0	561775.93	0.046250	2892.03	20120601	0	0
126	1	0	0	0	1310691.72	0.042500	6456.71	20120601	0	0
127	1	0	0	0	459366.24	0.042500	2262.92	20120601	0	0
128	1	0	0	0	906629.61	0.048750	4815.79	20120601	0	0
129	1	0	0	0	698152.94	0.045000	3546.80	20120601	0	0
130	1	0	0	0	656273.28	0.047500	3427.74	20120601	0	0
131	1	0	0	0	843750.00	0.043750	4212.72	20120601	0	0
132	1	0	0	0	965000.00	0.043750	4818.10	20120601	0	0
133	1	0	0	0	850106.19	0.045000	4322.03	20120601	0	0
134	1	0	0	0	772908.31	0.043750	3869.46	20120601	0	0
135	1	0	0	0	537858.69	0.045000	2736.10	20120601	0	0
136	1	0	0	0	666156.08	0.042500	3286.16	20120601	0	0
137	1	0	0	0	552253.64	0.048750	2937.11	20120601	0	0
138	1	0	0	0	555730.56	0.047500	2921.23	20120601	0	0
139	1	0	0	0	734009.94	0.043750	3669.75	20120601	0	0
140	1	0	0	0	721838.88	0.045000	3673.47	20120601	0	0
141	1	0	0	0	1496042.03	0.045000	7600.28	20120601	0	0
142	1	0	0	0	1344884.34	0.047500	7042.24	20120601	0	0
143	1	0	0	0	988066.32	0.045000	5026.32	20120601	0	0
144	1	0	0	0	730783.30	0.048750	3881.74	20120601	0	0
145	1	0	0	0	998559.18	0.040000	4774.15	20120601	0	0
146	1	0	0	0	931431.47	0.046250	4832.91	20120601	0	0
147	1	0	0	0	601335.51	0.042500	2966.40	20120601	0	0
148	1	0	0	0	996033.61	0.045000	5066.85	20120601	0	0
149	1	0	0	0	624466.28	0.046250	3226.23	20120601	0	0
150	1	0	0	0	560947.31	0.042500	2767.16	20120601	0	0
151	1	0	0	0	599096.06	0.045000	3040.11	20120601	0	0
152	1	0	0	0	1647640.96	0.045000	8370.44	20120601	0	0
153	1	0	0	0	759008.33	0.047500	3964.52	20120601	0	0
154	1	0	0	0	613946.87	0.048750	3265.21	20120601	0	0
155	1	0	0	0	955249.55	0.048750	5080.40	20120601	0	0
156	1	0	0	0	876588.60	0.046250	4524.43	20120601	0	0
157	1	0	0	0	696536.12	0.048750	3704.46	20120601	0	0
158	1	0	0	0	679084.03	0.043750	3395.14	20120601	0	0
159	1	0	0	0	817932.56	0.047500	4277.51	20120601	0	0
160	1	0	0	0	994867.95	0.045000	5054.19	20120601	0	0
161	1	0	0	0	668820.37	0.046250	3447.56	20120601	0	0
162	1	0	0	0	454414.32	0.046250	2339.33	20120601	0	0
163	1	0	0	0	556155.89	0.048750	2948.75	20120601	0	0
164	1	0	0	0	825014.66	0.047500	4314.55	20120601	0	0
165	1	0	0	0	566649.79	0.051250	3144.41	20120601	0	0
166	1	0	0	0	800928.73	0.046250	4128.54	20120601	0	0
167	1	0	0	0	685332.91	0.046250	3537.28	20120601	0	0
168	1	0	0	0	635640.57	0.042500	3135.62	20120601	0	0
169	1	0	0	0	1023750.00	0.045000	5187.19	20120601	0	0
170	1	0	0	0	780780.84	0.046250	4024.68	20120601	0	0
171	1	0	0	0	997420.58	0.046250	5141.40	20120601	0	0
172	1	0	0	0	997301.05	0.043750	4992.85	20120601	0	0
173	1	0	0	0	699057.08	0.043750	3495.00	20120601	0	0
174	1	0	0	0	788536.39	0.043750	3942.36	20120601	0	0
175	1	0	0	0	1494545.99	0.045000	7592.68	20120601	0	0
176	1	0	0	0	708644.15	0.043750	3542.93	20120601	0	0
177	1	0	0	0	1178636.44	0.043750	5906.54	20120601	0	0
178	1	0	0	0	654438.51	0.042500	3228.36	20120601	0	0
179	1	0	0	0	986785.18	0.048750	5228.58	20120601	0	0
180	1	0	0	0	596149.87	0.042500	2940.82	20120601	0	0
181	1	0	0	0	769934.77	0.045000	3906.29	20120601	0	0
182	1	0	0	0	634345.41	0.048750	3373.70	20120601	0	0
183	1	0	0	0	729933.67	0.041250	3547.64	20120601	0	0
184	1	0	0	0	629222.77	0.046250	3243.45	20120601	0	0
185	1	0	0	0	501700.00	0.046250	2579.44	20120601	0	0
186	1	0	0	0	998652.98	0.043750	4992.85	20120601	0	0
187	1	0	0	0	954113.06	0.043750	4770.17	20120601	0	0
188	1	0	0	0	529181.92	0.045000	2695.57	20120601	0	0
189	1	0	0	0	820129.08	0.046250	4227.51	20120601	0	0
190	1	0	0	0	681238.27	0.046250	3511.57	20120601	0	0
191	1	0	0	0	913873.82	0.047500	4785.33	20120601	0	0
192	1	0	0	0	638386.40	0.047500	3338.54	20120601	0	0
193	1	0	0	0	1756552.82	0.045000	8923.74	20120601	0	0
194	1	0	0	0	597620.77	0.045000	3040.11	20120601	0	0
195	1	0	0	0	656424.39	0.043750	3295.28	20120601	0	0
196	1	0	0	0	910336.39	0.043750	4557.48	20120601	0	0
197	1	0	0	0	599191.79	0.043750	2995.71	20120601	0	0
198	1	0	0	0	648165.17	0.041250	3150.22	20120601	0	0
199	1	0	0	0	499370.93	0.047500	2608.24	20120601	0	0
200	1	0	0	0	798970.22	0.046250	4113.12	20120601	0	0
201	1	0	0	0	831328.50	0.046250	4279.70	20120601	0	0
202	1	0	0	0	999999.00	0.043750	4992.85	20120601	0	0
203	1	0	0	0	468750.00	0.045000	2375.09	20120601	0	0
204	1	0	0	0	1493031.30	0.045000	7574.95	20120601	0	0
205	1	0	0	0	681500.00	0.043750	3402.63	20120601	0	0
206	1	0	0	0	661840.00	0.046250	3402.78	20120601	0	0
207	1	0	0	0	581600.00	0.046250	2990.24	20120601	0	0

	41	42	43	44	45	46	47	48	49	50
KEY	ARM Look-back Days	Gross Margin	ARM Round Flag	ARM Round Factor	Initial Fixed Rate Period	Initial Interest Rate Cap (Change Up)	Initial Interest Rate Cap (Change Down)	Subsequent Interest Rate Reset Period	Subsequent Interest Rate Cap (Change Down)	Subsequent Interest Rate Cap (Change Up)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207

	51	52	53	54	55	56	57	58	59	60
KEY	Lifetime Maximum Rate (Ceiling)	Lifetime Minimum Rate (Floor)	Negative Amortization Limit	Initial Negative Amortization Recast Period	Subsequent Negative Amortization Recast Period	Initial Fixed Payment Period	Subsequent Payment Reset Period	Initial Periodic Payment Cap	Subsequent Periodic Payment Cap	Initial Minimum Payment Reset Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207

	61	62	63	64	65	66	67	68	69	70
KEY	Subsequent Minimum Payment Reset Period	Option ARM Indicator	Options at Recast	Initial Minimum Payment	Current Minimum Payment	Prepayment Penalty Calculation	Prepayment Penalty Type	Prepayment Penalty Total Term	Prepayment Penalty Hard Term	Primary Borrower ID
1								0		193
2								0		274
3								0		271
4								0		8
5								0		197
6								0		208
7								0		202
8								0		2
9								0		214
10								0		205
11								0		206
12								0		212
13								0		156
14								0		203
15								0		204
16								0		110
17								0		123
18								0		86
19								0		221
20								0		138
21								0		281
22								0		82
23								0		42
24								0		174
25								0		195
26								0		40
27								0		99
28								0		187
29								0		150
30								0		171
31								0		298
32								0		250
33								0		240
34								0		32
35								0		284
36								0		27
37								0		317
38								0		283
39								0		211
40								0		38
41								0		261
42								0		53
43								0		300
44								0		234
45								0		189
46								0		35
47								0		304
48								0		131
49								0		102
50								0		49
51								0		13
52								0		136
53								0		267
54								0		96
55								0		252
56								0		191
57								0		88
58								0		276
59								0		144
60								0		7
61								0		308
62								0		286
63								0		288
64								0		24
65								0		260
66								0		101
67								0		199
68								0		73
69								0		106
70								0		236
71								0		121
72								0		105
73								0		258
74								0		313
75								0		137
76								0		180
77								0		93
78								0		97
79								0		169
80								0		239
81								0		175
82								0		241
83								0		108
84								0		299
85								0		21
86								0		104
87								0		215
88								0		217
89								0		25
90								0		22
91								0		268
92								0		85
93								0		1
94								0		318
95								0		248
96								0		222
97								0		9
98								0		196
99								0		262
100								0		126
101								0		314
102								0		259
103								0		228
104								0		254
105								0		118
106								0		114
107								0		54
108								0		319
109								0		275
110								0		320
111								0		321
112								0		322
113								0		323
114								0		324
115								0		129
116								0		154
117								0		165
118								0		310
119								0		163
120								0		127
121								0		152
122								0		140
123								0		17
124								0		91
125								0		134
126								0		130
127								0		145
128								0		172
129								0		173
130								0		139
131								0		83
132								0		52
133								0		23
134								0		56
135								0		207
136								0		216
137								0		141
138								0		297
139								0		177
140								0		19
141								0		44
142								0		69
143								0		164
144								0		77
145								0		20
146								0		316
147								0		256
148								0		95
149								0		75
150								0		266
151								0		235
152								0		179
153								0		247
154								0		94
155								0		238
156								0		79
157								0		242
158								0		67
159								0		186
160								0		149
161								0		183
162								0		170
163								0		325
164								0		151
165								0		188
166								0		279
167								0		116
168								0		46
169								0		87
170								0		192
171								0		90
172								0		142
173								0		176
174								0		244
175								0		289
176								0		302
177								0		198
178								0		98
179								0		213
180								0		210
181								0		34
182								0		125
183								0		147
184								0		315
185								0		84
186								0		184
187								0		161
188								0		133
189								0		264
190								0		143
191								0		168
192								0		115
193								0		76
194								0		29
195								0		113
196								0		301
197								0		122
198								0		162
199								0		70
200								0		294
201								0		245
202								0		332
203								0		333
204								0		334
205								0		335
206								0		336
207								0		337

	71	72	73	74	75	76	77	78	79	80
KEY	Number of Mortgaged Properties	Total Number of Borrowers	Self-employment Flag	Current ‘Other’ Monthly Payment	Length of Employment: Borrower	Length of Employment: Co- Borrower	Years in Home	FICO Model Used	Most Recent FICO Date	Primary Wage Earner Original FICO: Equifax
1	2		0		4		0	1
2	2		0		21	8	0	1
3	2		1		6.7	6.7	0	1
4	2		0		3.8	7.6	0	1
5	2		0		24	24	7	1
6	4		0		9.5	9.5	0.92	1
7	3		0		17.3	3.6	0	1
8	1		0		6.5		0	1
9	2		0		4.83	4.5	4.5	1
10	1		0		3.92	11.75	7	1
11	4		0		19.2	10.3	20	1
12	1		0		14.7	12.7	3.6	1
13	1		0		5.8		0	1
14	4		1		6		4	1
15	3		0		6.6	6.6	0	1
16	1		0		15	14	0.5	1
17	1		0		5		0	1
18	1		1		8		7	1
19	2		1		11	7	6	1
20	1		0		8		8	1
21	1		0		24		15	1
22	1		1		15		0	1
23	2		1		10	8	5	1
24	1		0		3.1		6.3	1
25	1		1		5		0	1
26	1		0		8		0	1
27	1		1		4		0	1
28	1		0		5		2	1
29	1		1		12		0	1
30	2		1		10		0	1
31	1		0		3		1	1
32	3		0		12		0	1
33	1		1		20		0	1
34	1		0		4	5	0	1
35	1		0		27	8	18	1
36	2		0		14	7	0	1
37	2		0		15		0	1
38	2		1		20		3	1
39	3		1		10		1	1
40	1		1		14		11	1
41	2		1		16		6	1
42	3		1		30	30	20	1
43	2		0		6	2	0	1	5/16/2012
44	4		1		15		20	1
45	1		0		2	4	15	1
46	1		1		17		6	1
47	4		1		10		7	1
48	2		0		16	11	4	1
49	2		0		2		4	1
50	2		1		10	10	1	1
51	2		1		20		9	1
52	2		0		10		0	1
53	3		1		19	19	0	1
54	1		1		10	3	7	1
55	3		0		0		35	1
56	3		0		13	27	23	1
57	1		0		1		13	1
58	2		1		16		12	1
59	1		0		5		0	1
60	1		1		20		5	1
61	2		0		11	11	3	1
62	1		0		4		10	1
63	1		0		35	6	0	1
64	1		1		19		4	1
65	3		1		13		0	1
66	1		0		2		0	1
67	3		0		12		0	1
68	1		1		25	25	0	1
69	1		0		25	26	0	1
70	3		0		16		0	1
71	2		1		10		3	1
72	1		0		0	10	0	1
73	1		0		12	1	0	1
74	7		1		9	10	1	1
75	1		1		30	30	7	1
76	2		1		15		4	1
77	1		1		7		3	1
78	1		0		15		0	1
79	1		0		5	0	0	1
80	1		0		0	6	10	1
81	1		0		7	7	6	1
82	2		1		23		10	1
83	1		0		0		7	1
84	2		1		7	10	0	1
85	2		0		10		0	1
86	2		1		40		33	1
87	1		0		0		2	1
88	3		0		1	5	0	1
89	3		1		6		0	1
90	1		0		11	7	0	1
91	2		1		10		0	1
92	1		1		16		3	1
93	1		0		26		10	1
94	2		0		16		9	1
95	2		1		26		21	1
96	2		0		22		0	1
97	1		0		0	2	1	1
98	1		0		10	2	0.1	1
99	3		1		7	7	7	1
100	3		1		30		30	1
101	1		1		5		2	1
102	2		0		7	16	4	1
103	2		0		15	16	0	1
104	2		1		60		0	1
105	1		0		5		1	1
106	2		0		27		0	1
107	1		0		12	9	1	1
108	2		0		10	10	0	1
109	1		0		7		0	1
110	2		1		32		1	1
111	1		0		0		0	1
112	1		1		5.17	5	17	1
113	1		0		4	1	4	1
114	3		1		3		0	1
115	2		0		5	14	3	1
116	1		0		7		0	1
117	1		0		3	5	12	1
118	1		0		6		1	1
119	2		0		1		0	1
120	1		0		2	3	0	1
121	1		0		5		0	1
122	1		0		15		8	1
123	1		0		7	1	0	1
124	1		1		25	3	0	1
125	1		1		8		0	1
126	2		1		21		0	1
127	2		0		4		0	1
128	1		0		0		0	1
129	2		0		0		0	1
130	1		0		11		10	1
131	2		1		12	10	0	1
132	1		0		9		0	1
133	1		1		10	13	2	1
134	1		0		0	0	0	1
135	2		0		0		0	1
136	1		0		0		0	1
137	2		1		25	25	0	1
138	2		0		0		0	1	5/16/2012
139	2		1		12		1	1
140	2		1		13		1	1
141	1		1		5		0	1
142	1		1		35		4	1
143	2		1		23		0	1
144	1		1		45		4	1
145	2		0		22		0	1
146	1		0		3		1.5	1	5/16/2012
147	1		0		11		7	1
148	1		1		12		0	1
149	1		0		2		0.58	1
150	2		0		4	11	0	1
151	1		0		8		0	1
152	1		1		12		1	1
153	1		0		1		0	1
154	2		1		25		2	1
155	1		0		7	15	0.67	1
156	1		0		3		6	1
157	2		1		8	0	0	1
158	3		0		18	5	8	1
159	1		1		19		4	1
160	1		0		4	0	5	1
161	1		0		9	1	0	1
162	2		1		32		0	1
163	2		0		3		4	1
164	1		0		7		1	1
165	3		1		2		1	1	5/16/2012
166	1		1		8		2	1
167	1		0		6		5	1
168	1		0		5	2	0	1
169	1		1		4		0	1
170	2		0		7	6	0.5	1
171	1		0		1	1	1	1
172	1		1		4	4	1	1
173	1		0		9		0.9	1
174	1		0		6		0	1
175	1		0		0		0	1
176	1		0		3		0	1
177	1		1		18	10	10	1
178	2		0		10	10	0	1
179	2		1		10	10	0	1
180	1		0		3		0	1
181	1		0		0		0	1
182	4		0		0	36	16	1
183	1		0		19		5	1
184	2		0		3		0	1
185	2		0		2	6	0	1
186	1		0		0	12	0	1
187	1		0		2		3	1
188	1		0		26	2	4	1
189	1		0		7		1	1
190	1		1		4		1	1
191	1		0		11		5	1
192	1		0		16.5	16	0	1
193	2		0		21		15	1
194	1		0		2		0	1
195	2		0		1	4	2	1
196	1		0		2	1	2	1
197	2		0		10	5	0	1
198	3		1		9	11	0	1
199	1		0		12		9	1
200	3		0		9		4	1
201	2		0		12	20	0.5	1
202	4		1		26		0	1
203	3		0		21		0	1
204	3		1		8	8	0	1
205	1		1		9		8	1
206	1		0		2		0	1
207	1		0		4	1	0	1

	81	82	83	84	85	86	87	88	89	90
KEY	Primary Wage Earner Original FICO: Experian	Primary Wage Earner Original FICO: TransUnion	Secondary Wage Earner Original FICO: Equifax	Secondary Wage Earner Original FICO: Experian	Secondary Wage Earner Original FICO: TransUnion	Original Primary Borrower FICO	Most Recent Primary Borrower FICO	Most Recent Co- Borrower FICO	Most Recent FICO Method	VantageScore: Primary Borrower
1						764
2						720
3						772
4						781
5						773
6						723
7						776
8						776
9						770
10						808
11						810
12						773
13						806
14						763
15						742
16						761
17						789
18						783
19						799
20						764
21						728
22						795
23						763
24						737
25						801
26						769
27						768
28						813
29						761
30						800
31						774
32						802
33						711
34						740
35						764
36						780
37						748
38						766
39						729
40						759
41						772
42						738
43						774	768
44						726
45						755
46						774
47						761
48						795
49						725
50						771
51						789
52						783
53						754
54						767
55						795
56						746
57						780
58						802
59						757
60						793
61						790
62						725
63						801
64						756
65						803
66						807
67						766
68						785
69						796
70						759
71						752
72						801
73						810
74						760
75						776
76						790
77						752
78						723
79						762
80						809
81						794
82						771
83						781
84						738
85						765
86						792
87						808
88						785
89						761
90						803
91						782
92						781
93						734
94						769
95						776
96						786
97						740
98						752
99						787
100						771
101						777
102						762
103						758
104						751
105						777
106						738
107						771
108						784
109						762
110						775
111						736
112						766
113						783
114						726
115						728
116						760
117						788
118						766
119						771
120						779
121						757
122						782
123						796
124						720
125						797
126						787
127						766
128						689
129						780
130						744
131						752
132						793
133						745
134						747
135						800
136						787
137						759
138						730	654
139						805
140						703
141						768
142						804
143						804
144						716
145						790
146						803	786
147						759
148						783
149						787
150						791
151						784
152						790
153						805
154						739
155						808
156						781
157						783
158						788
159						772
160						704
161						784
162						708
163						780
164						787
165						730	743
166						767
167						772
168						781
169						725
170						751
171						736
172						768
173						721
174						773
175						782
176						799
177						729
178						746
179						770
180						736
181						732
182						750
183						747
184						722
185						776
186						790
187						785
188						749
189						789
190						808
191						787
192						730
193						783
194						798
195						734
196						751
197						762
198						764
199						786
200						790
201						767
202						798
203						763
204						797
205						798
206						769
207						721

	91	92	93	94	95	96	97	98	99	100
KEY	VantageScore: Co- Borrower	Most Recent VantageScore Method	VantageScore Date	Credit Report: Longest Trade Line	Credit Report: Maximum Trade Line	Credit Report: Number of Trade Lines	Credit Line Usage Ratio	Most Recent 12- month Pay History	Months Bankruptcy	Months Foreclosure
1								000000000000
2								000000000000
3								000000000000
4								000000000000
5								000000000000
6								000000000000
7								000000000000
8								000000000000
9								000000000000
10								000000000000
11								000000000000
12								000000000000
13								000000000000
14								000000000000
15								000000000000
16								000000000000
17								000000000000
18								000000000000
19								000000000000
20								000000000000
21								000000000000
22								000000000000
23								000000000000
24								000000000000
25								000000000000
26								000000000000
27								000000000000
28								000000000000
29								000000000000
30								000000000000
31								000000000000
32								000000000000
33								000000000000
34								000000000000
35								000000000000
36								000000000000
37								000000000000
38								000000000000
39								000000000000
40								000000000000
41								000000000000
42								000000000000
43								000000000000
44								000000000000
45								000000000000
46								000000000000
47								000000000000
48								000000000000
49								000000000000
50								000000000000
51								000000000000
52								000000000000
53								000000000000
54								000000000000
55								000000000000
56								000000000000
57								000000000000
58								000000000000
59								000000000000
60								000000000000
61								000000000000
62								000000000000
63								000000000000
64								000000000000
65								000000000000
66								000000000000
67								000000000000
68								000000000000
69								000000000000
70								000000000000
71								000000000000
72								000000000000
73								000000000000
74								000000000000
75								000000000000
76								000000000000
77								000000000000
78								000000000000
79								000000000000
80								000000000000
81								000000000000
82								000000000000
83								000000000000
84								000000000000
85								000000000000
86								000000000000
87								000000000000
88								000000000000
89								000000000000
90								000000000000
91								000000000000
92								000000000000
93								000000000000
94								000000000000
95								000000000000
96								000000000000
97								000000000000
98								000000000000
99								000000000000
100								000000000000
101								000000000000
102								000000000000
103								000000000000
104								000000000000
105								000000000000
106								000000000000
107								000000000000
108								000000000000
109								000000000000
110								000000000000
111								000000000000
112								000000000000
113								000000000000
114								000000000000
115								000000000000
116								000000000000
117								000000000000
118								000000000000
119								000000000000
120								000000000000
121								000000000000
122								000000000000
123								000000000000
124								000000000000
125								000000000000
126								000000000000
127								000000000000
128								000000000000
129								000000000000
130								000000000000
131								000000000000
132								000000000000
133								000000000000
134								000000000000
135								000000000000
136								000000000000
137								000000000000
138								000000000000
139								000000000000
140								000000000000
141								000000000000
142								000000000000
143								000000000000
144								000000000000
145								000000000000
146								000000000000
147								000000000000
148								000000000000
149								000000000000
150								000000000000
151								000000000000
152								000000000000
153								000000000000
154								000000000000
155								000000000000
156								000000000000
157								000000000000
158								000000000000
159								000000000000
160								000000000000
161								000000000000
162								000000000000
163								000000000000
164								000000000000
165								000000000000
166								000000000000
167								000000000000
168								000000000000
169								000000000000
170								000000000000
171								000000000000
172								000000000000
173								000000000000
174								000000000000
175								000000000000
176								000000000000
177								000000000000
178								000000000000
179								000000000000
180								000000000000
181								000000000000
182								000000000000
183								000000000000
184								000000000000
185								000000000000
186								000000000000
187								000000000000
188								000000000000
189								000000000000
190								000000000000
191								000000000000
192								000000000000
193								000000000000
194								000000000000
195								000000000000
196								000000000000
197								000000000000
198								000000000000
199								000000000000
200								000000000000
201								000000000000
202								000000000000
203								000000000000
204								000000000000
205								000000000000
206								000000000000
207								000000000000

	101	102	103	104	105	106	107	108	109	110
KEY	Primary Borrower Wage Income	Co-Borrower Wage Income	Primary Borrower Other Income	Co-Borrower Other Income	All Borrower Wage Income	All Borrower Total Income	4506-T Indicator	Borrower Income Verification Level	Co-Borrower Income Verification	Borrower Employment Verification
1	18668.14		-505.00		18668.14	18163.14	1	5		3
2	5484.27	5820.27	-1355.84	0.00	11304.54	9948.70	1	5		3
3	45275.00	3111.00	0.00	0.00	48386.00	48386.00	1	5		3
4	12949.82	12571.82	0.00	-23.00	25521.64	25498.64	1	5		3
5	20432.00	11587.98	0.00	0.00	32019.98	32019.98	1	5		3
6	11226.98	10518.00	97.00	0.00	21744.98	21841.98	1	5		3
7	17125.00	25069.00	0.00	0.00	42194.00	42194.00	1	5		3
8	0.00		25891.00		0.00	25891.00	1	5		3
9	11425.00	8000.00	1675.00	0.00	19425.00	21100.00	1	5		3
10	11625.00	7708.34	0.00	0.00	19333.34	19333.34	1	5		3
11	62.00	14295.00	3405.75	1367.00	14357.00	19129.75	1	5		3
12	6376.00	5563.00	-178.83	-244.17	11939.00	11516.00	1	5		3
13	17570.50		0.00		17570.50	17570.50	1	5		3
14	25564.00		1315.00		25564.00	26879.00	1	5		3
15	10550.00	9550.00	0.00	0.00	20100.00	20100.00	1	5		3
16	13266.67	15833.34	0.00	0.00	29100.01	29100.01	1	5		3
17	15312.48	0.00	0.00	0.00	15312.48	15312.48	1	5		3
18	47942.00	0.00	-16.00	0.00	47942.00	47926.00	1	5		3
19	8803.00	3125.00	-1752.00	0.00	11928.00	10176.00	1	5		3
20	92526.00	0.00	0.00	0.00	92526.00	92526.00	1	5		3
21	0.00		23161.41		0.00	23161.41	1	5		3
22	41261.00	0.00	-1268.00	0.00	41261.00	39993.00	1	5		3
23	87598.00	9333.00	-328.00	0.00	96931.00	96603.00	1	5		3
24	20833.74		-18.04		20833.74	20815.70	1	5		3
25	0.00	0.00	18555.00	0.00	0.00	18555.00	1	5		3
26	41600.00		-25.00		41600.00	41575.00	1	5		3
27	19533.00		0.00		19533.00	19533.00	1	5		3
28	11823.71	950.00	3395.53	0.00	12773.71	16169.24	1	5		3
29	16250.00		4839.00		16250.00	21089.00	1	5		3
30	22191.21	0.00	-2239.00	0.00	22191.21	19952.21	1	5		3
31	47409.87	0.00	0.00	0.00	47409.87	47409.87	1	5		3
32	19828.75	0.00	4695.00	0.00	19828.75	24523.75	1	5		3
33	30694.00	0.00	0.00	0.00	30694.00	30694.00	1	5		3
34	7282.00	8164.00	567.37	0.00	15446.00	16013.37	1	5		3
35	17155.66	4760.17	0.00	0.00	21915.83	21915.83	1	5		3
36	14915.58	10824.32	0.00	0.00	25739.90	25739.90	1	5		3
37	12154.65		5880.41		12154.65	18035.06	1	5		3
38	31637.54		0.00		31637.54	31637.54	1	4		3
39	17964.67	2381.08	-385.00	0.00	20345.75	19960.75	1	5		3
40	25190.55		2567.00		25190.55	27757.55	1	5		3
41	27246.93		-3103.81		27246.93	24143.12	1	5		3
42	41835.00	5000.00	0.00	0.00	46835.00	46835.00	1	5		3
43	51139.00	0.00	-5949.30	0.00	51139.00	45189.70	1	5		3
44	14491.64		0.00		14491.64	14491.64	1	5		3
45	23050.00	0.00	0.00	0.00	23050.00	23050.00	1	5		3
46	28138.00	0.00	0.00	0.00	28138.00	28138.00	1	5		3
47	70948.00		-1939.00		70948.00	69009.00	1	5		3
48	10333.33	9776.40	-38.00	0.00	20109.73	20071.73	1	5		3
49	23049.67	0.00	0.00	0.00	23049.67	23049.67	1	5		3
50	18950.08	16125.66	-1942.00	0.00	35075.74	33133.74	1	5		3
51	168814.00		-5331.70		168814.00	163482.30	1	5		3
52	20833.33		6078.65		20833.33	26911.98	1	5		3
53	33919.00	17042.67	-5640.00	0.00	50961.67	45321.67	1	5		3
54	12490.00	3284.06	0.00	0.00	15774.06	15774.06	1	5		3
55	11682.00	821.70	1589.50	0.00	12503.70	14093.20	1	5		3
56	10846.74	11267.83	0.00	0.00	22114.57	22114.57	1	5		3
57	18476.72	0.00	0.00	0.00	18476.72	18476.72	1	5		3
58	140439.54	0.00	0.00	0.00	140439.54	140439.54	1	5		3
59	22500.00		0.00		22500.00	22500.00	1	5		3
60	17954.16	0.00	0.00	0.00	17954.16	17954.16	1	5		3
61	14459.92	13359.92	1095.25	0.00	27819.84	28915.09	1	5		3
62	21747.00	0.00	0.00	0.00	21747.00	21747.00	1	5		3
63	17580.00	0.00	0.00	0.00	17580.00	17874.00	1	5		3
64	8897.00		5897.00		8897.00	14794.00	1	5		3
65	21433.33	0.00	-786.00	0.00	21433.33	20647.33	1	5		3
66	5833.33	0.00	9072.22	0.00	5833.33	14905.55	1	5		3
67	1972.00	0.00	15645.65	0.00	1972.00	17617.65	1	5		3
68	8176.79	8176.79	0.00	0.00	16353.58	16353.58	1	5		3
69	57290.00	9959.32	-992.94	0.00	67249.32	66256.38	1	5		3
70	26541.67	12864.82	11081.25	0.00	39406.49	50487.74	1	5		3
71	278945.00		-2422.00		278945.00	276523.00	1	5		3
72	12377.75	6666.66	0.00	0.00	19044.41	19044.41	1	5		3
73	14570.50	9383.08	0.00	0.00	23953.58	23953.58	1	5		3
74	17737.00	9345.59	-87.13	0.00	27082.59	26995.46	1	5		3
75	23370.00	19863.00	0.00	0.00	43233.00	43233.00	1	5		3
76	19333.00	0.00	9333.33	0.00	19333.00	28666.33	1	5		3
77	28176.16	0.00	0.00	0.00	28176.16	28176.16	1	5		3
78	14583.33		4166.67		14583.33	18750.00	1	5		3
79	6958.34	14833.33	0.00	0.00	21791.67	21791.67	1	5		3
80	12500.00	1472.00	0.00	0.00	13972.00	13972.00	1	5		3
81	24200.00	4498.42	0.00	0.00	28698.42	28698.42	1	5		3
82	247554.75	0.00	0.00	0.00	247554.75	247554.75	1	5		3
83	25000.00	0.00	0.00	0.00	25000.00	25000.00	1	5		3
84	10687.45	10387.45	-812.00	0.00	21074.90	20262.90	1	5		3
85	16666.67		12426.35		16666.67	29093.02	1	5		3
86	22124.63		-1171.00		22124.63	20953.63	1	5		3
87	0.00		10000.00		0.00	10000.00	0	3		3
88	10625.33	6588.40	1064.01	0.00	17213.73	18277.74	1	5		3
89	99918.58		-3479.53		99918.58	96439.05	1	5		3
90	0.00	9258.33	11700.97	0.00	9258.33	20959.30	1	5		3
91	16439.50		20681.59		16439.50	37121.09	1	5		3
92	14272.51		0.00		14272.51	14272.51	1	5		3
93	10187.70		3199.72		10187.70	13387.42	1	5		3
94	8500.00		4266.23		8500.00	12766.23	1	5		3
95	39674.25	0.00	0.00	0.00	39674.25	39674.25	1	5		3
96	12916.67	0.00	24383.73	0.00	12916.67	37300.40	1	5		3
97	2437.48	6015.60	0.00	1191.67	8453.08	9644.75	1	5		3
98	5822.00	7767.07	0.00	0.00	13589.07	13589.07	1	5		3
99	18644.83	11072.96	0.00	0.00	29717.79	29717.79	1	5		3
100	87487.08	0.00	0.00	0.00	87487.08	87487.08	1	5		3
101	18922.04		0.00		18922.04	18922.04	1	5		3
102	14809.58	7687.65	-1864.00	0.00	22497.23	20633.23	1	5		3
103	9432.16	11741.42	3815.59	0.00	21173.58	24989.17	1	5		3
104	30748.90		0.00		30748.90	30748.90	1	5		3
105	45100.00	0.00	0.00	0.00	45100.00	45100.00	1	5		3
106	24166.67	0.00	0.00	0.00	24166.67	24166.67	1	5		3
107	15000.00	8750.00	0.00	0.00	23750.00	23750.00	1	5		3
108	9642.50	8224.67	3145.12	0.00	17867.17	21012.29	1	5		3
109	12499.99		2900.00		12499.99	15399.99	1	5		3
110	15544.66		0.00		15544.66	15544.66	1	5		3
111	11250.07		0.00		11250.07	11250.07	1	5		3
112	0.00	12364.54	0.00	0.00	12364.54	12364.54	0	5		3
113	7510.53	15000.00	0.00	0.00	22510.53	22510.53	1	5		3
114	34377.00		0.00		34377.00	34377.00	1	5		3
115	9166.66	11388.14	-1458.04	0.00	20554.80	19096.76	1	5		3
116	7083.00	0.00	8242.92	0.00	7083.00	15325.92	1	5		3
117	6705.33	21184.80	0.00	0.00	27890.13	27890.13	1	5		3
118	22916.66	0.00	0.00	0.00	22916.66	22916.66	1	5		3
119	21916.66	0.00	0.00	0.00	21916.66	21916.66	1	5		3
120	17083.32	11465.16	0.00	0.00	28548.48	28548.48	1	5		3
121	2901.58		28612.98		2901.58	31514.56	1	5		3
122	18939.00	0.00	0.00	0.00	18939.00	18939.00	1	5		3
123	8333.34	7500.00	16481.00	0.00	15833.34	32314.34	1	5		3
124	11640.00	9250.00	0.00	0.00	20890.00	20890.00	1	5		3
125	11551.00	0.00	0.00	0.00	11551.00	11551.00	1	5		3
126	78071.46	0.00	0.00	0.00	78071.46	78071.46	1	5		3
127	16456.51		0.00		16456.51	16456.51	1	5		3
128	0.00		45597.00		0.00	45597.00	1	5		3
129	20000.00	0.00	5926.86	0.00	20000.00	25926.86	1	5		3
130	16666.67	0.00	0.00	0.00	16666.67	16666.67	1	5		3
131	22419.26	4359.74	0.00	0.00	26779.00	26779.00	1	5		3
132	25000.00	0.00	0.00	0.00	25000.00	25000.00	1	5		3
133	53894.00	12638.88	0.00	0.00	66532.88	66532.88	1	5		3
134	8850.08	14999.98	0.00	0.00	23850.06	23850.06	1	5		3
135	15666.67	0.00	0.00	0.00	15666.67	15666.67	1	5		3
136	18333.33	0.00	0.00	0.00	18333.33	18333.33	1	5		3
137	23554.00	35685.00	-5620.00	0.00	59239.00	53619.00	1	5		3
138	17471.76		0.00		17471.76	17471.76	1	5		3
139	3390.33		6736.00		3390.33	10126.33	1	5		3
140	34430.00		-4655.00		34430.00	29775.00	1	5		3
141	801359.00		-5254.00		801359.00	796105.00	1	5		3
142	30869.13		0.00		30869.13	30869.13	1	5		3
143	0.00	0.00	92621.00	0.00	0.00	92621.00	1	5		3
144	20648.62	0.00	1173.17	0.00	20648.62	21821.79	1	5		3
145	25025.00	0.00	0.00	0.00	25025.00	25025.00	1	5		3
146	34932.00		-80.50		34932.00	34851.50	1	5		3
147	10033.33		0.00		10033.33	10033.33	1	5		3
148	69904.25	0.00	-2317.43	0.00	69904.25	67586.82	1	5		3
149	17083.16	0.00	0.00	0.00	17083.16	17083.16	1	5		3
150	12500.00	5925.25	0.00	0.00	18425.25	18425.25	1	5		3
151	14102.40	0.00	0.00	0.00	14102.40	14102.40	1	5		3
152	35250.00	0.00	0.00	0.00	35250.00	35250.00	1	5		3
153	12916.67	0.00	0.00	0.00	12916.67	12916.67	1	5		3
154	12745.00		679.00		12745.00	13424.00	1	5		3
155	23750.00	6358.00	0.00	0.00	30108.00	30108.00	1	5		3
156	31303.77		0.00		31303.77	31303.77	1	5		3
157	15409.00	0.00	-1642.00	0.00	15409.00	13767.00	1	5		3
158	33821.00	0.00	0.00	0.00	33821.00	33821.00	1	5		3
159	56227.38	0.00	0.00	0.00	56227.38	56227.38	1	5		3
160	22838.22	5368.00	0.00	0.00	28206.22	28206.22	1	5		3
161	0.00	5000.00	11620.00	0.00	5000.00	16620.00	1	5		3
162	40275.00		0.00		40275.00	40275.00	1	5		3
163	18166.67		4158.67		18166.67	22325.34	1	5		3
164	27016.71	0.00	0.00	0.00	27016.71	27016.71	1	5		3
165	5385.00	146034.00	0.00	0.00	151419.00	151419.00	1	5		3
166	22822.00	0.00	0.00	0.00	22822.00	22822.00	1	5		3
167	5182.00	0.00	33998.00	0.00	5182.00	39180.00	1	5		3
168	8375.00	10758.32	0.00	0.00	19133.32	19133.32	1	5		3
169	37683.00	0.00	0.00	0.00	37683.00	37683.00	1	5		3
170	12133.33	9200.00	560.33	0.00	21333.33	21893.66	1	5		3
171	5416.66	8749.97	0.00	0.00	14166.63	14166.63	1	5		3
172	29076.08	5050.00	0.00	0.00	34126.08	34126.08	1	5		3
173	4409.99	0.00	18221.58	0.00	4409.99	22631.57	1	5		3
174	15745.77	0.00	0.00	0.00	15745.77	15745.77	1	5		3
175	74980.00	0.00	0.00	0.00	74980.00	74980.00	1	5		3
176	7916.67		7201.44		7916.67	15118.11	1	5		3
177	19916.00	13136.00	0.00	0.00	33052.00	33052.00	1	5		3
178	20974.00	5458.00	-2245.00	0.00	26432.00	24187.00	1	5		3
179	24967.60	24967.60	0.00	0.00	49935.20	49935.20	1	5		3
180	17976.50	0.00	0.00	0.00	17976.50	17976.50	1	5		3
181	22102.25		0.00		22102.25	22102.25	1	5		3
182	1705.90	12514.00	-170.00	0.00	14219.90	14049.90	1	5		3
183	23006.71	0.00	0.00	0.00	23006.71	23006.71	1	5		3
184	14501.67		3129.00		14501.67	17630.67	1	5		3
185	9833.34	1197.88	140.75	0.00	11031.22	11171.97	1	5		3
186	0.00	12500.00	0.00	8333.33	12500.00	20833.33	1	5		3
187	24915.50	0.00	0.00	0.00	24915.50	24915.50	1	5		3
188	8698.21	15714.16	-1221.00	0.00	24412.37	23191.37	1	5		3
189	16666.67	0.00	8333.33	0.00	16666.67	25000.00	1	5		3
190	12043.00	0.00	0.00	0.00	12043.00	12043.00	1	5		3
191	21327.00	0.00	0.00	0.00	21327.00	21327.00	1	5		3
192	0.00	27527.00	0.00	0.00	27527.00	27527.00	1	5		3
193	29625.50		-1227.31		29625.50	28398.19	1	5		3
194	22500.00		0.00		22500.00	22500.00	1	5		3
195	0.00	14998.53	26145.46	0.00	14998.53	41143.99	1	5		3
196	11544.10	29211.67	0.00	0.00	40755.77	40755.77	1	5		3
197	43396.44	6106.53	0.00	0.00	49502.97	49502.97	1	5		3
198	79343.00	20616.66	0.00	0.00	99959.66	99959.66	1	5		3
199	8817.32		0.00		8817.32	8817.32	1	5		3
200	27916.67	0.00	0.00	0.00	27916.67	27916.67	1	5		3
201	16210.46	0.00	0.00	0.00	16210.46	16210.46	1	5		3
202	53526.00	0.00	0.00	0.00	53526.00	53526.00	1	5		3
203	28833.33	0.00	0.00	0.00	28833.33	28833.33	1	5		3
204	24530.00	24530.00	0.00	0.00	49060.00	49060.00	1	5		3
205	24166.00	0.00	0.00	0.00	24166.00	24166.00	1	5		3
206	9583.33		1472.26		9583.33	11055.59	1	5		3
207	9000.00	5271.49	0.00	0.00	14271.49	14271.49	1	5		3

	111	112	113	114	115	116	117	118	119	120
KEY	Co-Borrower Employment Verification	Borrower Asset Verification	Co-Borrower Asset Verification	Liquid / Cash Reserves	Monthly Debt All Borrowers	Originator DTI	Fully Indexed Rate	Qualification Method	Percentage of Down Payment from Borrower Own Funds	City
1		4		57319.52	5398.98	0.2972			55.9033	Portland
2		4		61899.59	4425.49	0.4448			100	El Dorado Hills
3		4		149563.86	9720.75	0.2009			63.65	Petaluma
4		4		199055.51	5301.17	0.2079			100	Seattle
5		4		1073448.00	6432.81	0.2009				Lake Stevens
6		4		169069.31	9999.26	0.4578				Auburn
7		4		478201.14	12489.42	0.2960			100	Seattle
8		4		152293.73	5553.62	0.2145			100	Seattle
9		4		138336.42	6804.75	0.3225				Kirkland
10		4		251267.20	4112.20	0.2127				Seattle
11		4		293962.09	8076.58	0.4222				Manzanita
12		4		46511.68	4456.69	0.3870				Moses Lake
13		4		98689.89	5576.88	0.3174			100	Seattle
14		4		325917.55	11275.74	0.4195				Salinas
15		4		1039176.49	8761.59	0.4359			100	Seattle
16		4		811648.07	6594.06	0.2266				Chicago
17		4		148884.13	5524.74	0.3608			100	LIBERTYVILLE
18		4		242869.02	7059.50	0.1473				CHAPEL HILL
19		4		123367.32	4710.47	0.4629				ALBANY
20		4		506689.20	19143.63	0.2069				MEQUON
21		4		6144662.02	8111.13	0.3502				Malibu
22		4		372972.70	7594.67	0.1899			100	Dallas
23		4		1500071.60	18847.25	0.1951				Manhasset
24		4		126749.92	5611.91	0.2696				Dallas
25		4		167041.90	6776.29	0.3652			100	Newport Beach
26		4		433438.73	9208.86	0.2215			100	Saint Johns
27		4		142433.94	6471.28	0.3313			100	Dallas
28		4		75506.00	5588.67	0.3456				GEORGETOWN
29		4		298262.02	7468.44	0.3541			100	THE WOODLANDS
30		4		253214.29	7913.17	0.3966			100	THE WOODLANDS
31		4		372811.39	9615.58	0.2028				HOUSTON
32		4		549404.78	10763.34	0.4389			100	CARMICHAEL
33		4		1804609.83	4995.20	0.1627			100	CLAREMONT
34		4		138907.22	6462.32	0.4036			100	SHERMAN OAKS
35		4		146849.05	6010.98	0.2743				SAN JOSE
36		4		347127.62	9536.15	0.3705			100	EL DORADO HILLS
37		4		181897.75	7808.06	0.4329			100	EL DORADO HILLS
38		4		742413.62	10814.72	0.3418				HUNTINGTON BEACH
39		4		58403.44	8999.66	0.4509				EL CAJON
40		4		437633.75	11361.89	0.4093				MIAMI BEACH
41		4		78519.85	10825.24	0.4484				LOS ANGELES
42		4		227300.62	14558.80	0.3109				LOS ANGELES
43		4		258880.76	13594.01	0.3008			100	GREENSBORO
44		4		129964.91	5512.88	0.3804				CARLSBAD
45		4		355325.54	8139.95	0.3531				LOS GATOS
46		4		185630.59	8901.23	0.3163				NORTH ANDOVER
47		4		231928.49	6124.27	0.0887				GOLD RIVER
48		4		166048.00	6635.89	0.3306				IRVINE
49		4		298086.08	8787.96	0.3813				SAN DIEGO
50		4		110973.36	13838.57	0.4177				CALABASAS
51		4		1901501.64	10953.97	0.0670				DEL MAR
52		4		195412.31	8360.64	0.3107			100	ATLANTA
53		4		158368.95	13935.96	0.3075			100	LA CANADA FLINTRIDGE
54		4		54584.55	6377.48	0.4043				FORT WALTON BEACH
55		4		110931.00	4710.84	0.3343				SAN DIEGO
56		4		518844.47	6559.69	0.2966				ARCADIA
57		4		418560.11	5274.38	0.2855				COCKEYSVILLE
58		4		469094.22	10889.40	0.0775				HUNTINGTON BEACH
59		4		658360.36	7167.96	0.3186			100	MIAMI
60		4		391877.81	3966.04	0.2209				EUGENE
61		4		99611.99	9147.75	0.3164				RANCHO PALOS VERDES
62		4		201607.78	6759.71	0.3108				YORBA LINDA
63		4		324143.26	5567.52	0.3115			99.73	MOORPARK
64		4		90605.90	6044.27	0.4086				GIG HARBOR
65		4		173175.80	9283.84	0.4496			100	LA JOLLA
66		4		524893.61	5646.01	0.3788			100	BRECKSVILLE
67		4		103922.00	7550.27	0.4286			100	CLYDE HILL
68		4		334263.57	7223.59	0.4417			100	MONKTON
69		4		383870.03	6849.52	0.1034			100	Scottsdale
70		4		1828861.56	18763.31	0.3716			100	Los Altos
71		4		3405188.40	24832.32	0.0898				Boulder
72		4		191426.76	5512.99	0.2895			94.8757	Boulder
73		4		485333.77	9283.64	0.3876			100	Boulder
74		4		56431.12	6460.23	0.2393				houston
75		4		298510.93	9610.18	0.2223				SUAMICO
76		4		872220.00	11333.84	0.3954				NAPLES
77		4		75241.63	5361.81	0.1903				NAPLES
78		4		123746.03	6823.13	0.3639			100	Fort Lauderdale
79		4		239849.27	6136.03	0.2816			100	Bellaire
80		4		234497.21	6386.20	0.4571				Los Gatos
81		4		53114.26	7178.24	0.2501				Bryan
82		4		1235943.19	8949.85	0.0362				San Luis Obispo
83		4		230772.47	5054.30	0.2022				libertyville
84		4		56763.25	8660.16	0.4274			100	davie
85		4		888833.97	8040.96	0.2764			100	Palm Springs
86		4		129518.96	7102.99	0.3390				SYRACUSE
87		4		174375.39	3977.69	0.3978				Chelan
88		4		127579.76	7322.63	0.4006			100	PORTLAND
89		3		170552.95	12838.26	0.1331			100	SALT LAKE CITY
90		4		173689.23	4630.48	0.2209			100	BERLIN
91		4		258328.45	12247.06	0.3299			100	Fullerton
92		4		562533.57	4171.33	0.2923				RICHMOND
93		4		68342.13	5936.18	0.4434				ARLINGTON
94		4		191030.39	5548.40	0.4346				Thousand Oaks
95		4		437190.65	14124.15	0.3560				ROLLING HILLS
96		4		111073.07	10137.47	0.2718			100	Loomis
97		4		78167.63	4178.51	0.4332				Lexington
98		4		115744.72	5454.22	0.4014				SPRING
99		4		243471.86	12452.88	0.4190				LAS VEGAS
100		4		5338011.75	20869.26	0.2385				WEST BLOOMFIELD
101		4		84631.00	7137.60	0.3772				HOUSTON
102		4		175953.00	6481.81	0.3141				CORONA
103		4		385852.51	9473.74	0.3791			100	SANTA MONICA
104		4		48208.15	5138.76	0.1671			100	COEUR D ALENE
105		4		167382.41	7155.16	0.1587				WEST HOLLYWOOD
106		4		156636.07	7155.00	0.2961			100	SCOTTSDALE
107		4		107597.74	5812.46	0.2447				WESTPORT
108		4		121047.62	8831.26	0.4203			100	TARZANA
109		4		71656.87	5979.38	0.3883			62.0168	NEWPORT BEACH
110		4		1306592.36	6737.41	0.4334				Littleton
111		4		43794.09	4661.49	0.4144			100	Olathe
112		4		71294.00	6013.35	0.4863				Hermosa Beach
113		4		45158.16	5080.42	0.2257				Atlanta
114		4		59806.58	12301.74	0.3578			100	Las Vegas
115		4		212951.53	6528.04	0.3418				Beverly Hills
116		4		218925.06	6470.80	0.4222			95.6318	Dallas
117		4		224362.99	4878.90	0.1700				University Park
118		4		362524.38	5200.91	0.2269				dallas
119		4		182533.51	9696.74	0.4424			100	Dallas
120		4		244866.54	8484.79	0.2972			100	DALLAS
121		4		9767692.18	12430.26	0.3944			100	Dallas
122		4		121294.00	5169.08	0.2729				DADEVILLE
123		4		245737.59	6729.14	0.2082			100	fairfield
124		4		115355.69	6265.48	0.2999			100	tampa
125		4		48254.73	5064.95	0.4385			100	BIRMINGHAM
126		4		195085.16	14057.47	0.1801			100	BLOOMFIELD HILLS
127		4		118518.51	5284.25	0.3211			100	LAS VEGAS
128		4		263228.73	15220.78	0.3338			100	SAN ANTONIO
129		4		1995341.58	11907.92	0.4593			100	DALLAS
130		4		493778.82	7074.85	0.4245				DALLAS
131		4		59794.10	9018.90	0.3400			100	New York
132		4		413340.93	7995.88	0.3198			98.1425	Westfield
133		4		353278.15	7293.60	0.1096				Stamford
134		4		120547.69	6654.83	0.2790			9.8878	Riverside
135		4		258379.48	4212.13	0.2689			100	FAIR OAKS RANCH
136		4		424662.90	5645.42	0.3079			100	BOERNE
137		4		1177393.62	9050.14	0.1688			100	SCOTTSDALE
138		4		211546.33	7262.49	0.4157			100	CARY
139		4		235173.06	4555.26	0.4498				DALLAS
140		4		126083.00	9712.37	0.3262				FORT LAUDERDALE
141		4		9591997.64	16939.52	0.0213			100	GREENWICH
142		4		196215.08	9440.00	0.3058				STATEN ISLAND
143		4		1266397.50	11826.13	0.1277			100	MIDLAND
144		4		2118145.71	7838.58	0.3592				BALTIMORE
145		4		2692600.01	8311.85	0.3321			100	COCKEYSVILLE
146		4		125757.96	6450.63	0.1851			0	DANVILLE
147		4		154873.63	4097.19	0.4084				SAN DIEGO
148		4		1001184.40	9722.57	0.1439			100	MIRAMAR BEACH
149		4		141872.17	4746.21	0.2778				WINCHESTER
150		4		180563.33	5758.83	0.3126			100	CORONA
151		4		523863.57	4986.99	0.3536			100	SAN DIEGO
152		4		174516.23	13544.32	0.3842				HERMOSA BEACH
153		4		436013.33	5747.34	0.4450			100	LA CANADA FLINTRIDGE
154		4		38155.75	5257.90	0.3917				HENDERSONVILLE
155		4		176857.00	8063.46	0.2678				HUNTINGTON BEACH
156		4		47513.86	7011.61	0.2240				MASON
157		4		54515.87	5997.51	0.4356			60.4502	REDDING
158		4		1124121.85	10235.66	0.3026				CHADDS FORD
159		4		718116.61	6931.82	0.1233				SOUTHLAKE
160		4		657402.30	11025.30	0.3909				HOUSTON
161		4		69525.76	6765.45	0.4071			43.0527	AUSTIN
162		4		167307.26	7692.48	0.1910			100	FRISCO
163		4		106351.20	8341.86	0.3737				COLLEYVILLE
164		4		193220.70	8042.55	0.2977				SOUTHLAKE
165		3		199657.57	15324.66	0.1012				NASHVILLE
166		4		47546.00	6848.27	0.3001				LOOMIS
167		4		248394.38	5050.81	0.1289				SPOKANE
168		4		192093.76	4123.77	0.2155			100	SAN DIEGO
169		4		162491.18	7834.90	0.2079			100	HOUSTON
170		4		84014.68	8161.02	0.3728				HOUSTON
171		4		536101.32	5835.50	0.4119				ATLANTA
172		4		120897.12	7809.92	0.2289				HIGHLAND PARK
173		4		433981.49	9752.08	0.4309				UNIVERSITY PARK
174		4		184501.89	5747.80	0.3650			100	SIERRA MADRE
175		4		576431.29	10910.26	0.1455			100	Manhattan Beach
176		4		199689.00	5642.55	0.3700			100	Chattanooga
177		4		440644.36	11333.76	0.3429				Holladay
178		4		755740.49	10025.10	0.4145			100	San Marcos
179		4		340759.27	7065.80	0.1415			100	Seattle
180		4		361071.82	3810.05	0.2119			100	SEATTLE
181		4		133430.02	8676.99	0.3926			78.1141	SAINT JOHNS
182		4		215163.05	4618.85	0.3287				QUEENSTOWN
183		4		233101.99	9967.15	0.4332				THE WOODLANDS
184		4		109421.28	7921.67	0.4493			100	THE WOODLANDS
185		4		192139.85	5385.52	0.4821			100	JUPITER
186		4		141904.99	5399.12	0.2592			100	LOS GATOS
187		4		49573.71	7518.05	0.3017				DALLAS
188		4		206023.75	7046.40	0.3038				GARDEN RIDGE
189		4		169875.55	7063.90	0.2826				UNIVERSITY PARK
190		4		58084.33	4809.10	0.3993				UNIVERSITY PARK
191		4		85768.10	9036.98	0.4237				FRISCO
192		4		79208.35	5982.66	0.2173			100	DALLAS
193		4		225513.51	11865.90	0.4178				LAGUNA BEACH
194		4		320372.58	4515.57	0.2007			100	ALBUQUERQUE
195		4		110319.33	8505.74	0.2067				GLENCOE
196		4		88885.46	6493.17	0.1593				HINSDALE
197		4		852355.12	7198.67	0.1454			100	HINSDALE
198		4		774520.61	18957.55	0.1897			100	AUSTIN
199		4		190666.40	3585.11	0.4066				AUSTIN
200		4		250190.04	10081.09	0.3611				Fairfax
201		4		151957.99	7180.76	0.4430				Bethesda
202		4		68901.20	12347.00	0.2307			100	PARADISE VALLEY
203		4		112920.80	6012.38	0.2085			100	Rexburg
204		4		889431.66	13506.22	0.2753			100	LAGUNA NIGUEL
205		4		367067.13	5748.12	0.2379				Essex Fells
206		4		29746.35	4329.76	0.3916			100	Boulder
207		4		37950.80	6052.05	0.4241			100	DALLAS

	121	122	123	124	125	126	127	128	129	130
KEY	State	Postal Code	Property Type	Occupancy	Sales Price	Original Appraised Property Value	Original Property Valuation Type	Original Property Valuation Date	Original Automated Valuation Model (AVM) Model Name	Original AVM Confidence Score
1	OR	97213	1	1	725000.00	735000.00	3	20120209
2	CA	95762	7	1	689999.00	690000.00	3	20120314
3	CA	94952	1	1	1275100.00	1275000.00	3	20120323
4	WA	98112	1	1	975000.00	1000000.00	3	20120204
5	WA	98258	1	1		1050000.00	3	20111215
6	WA	98092	7	1		950000.00	3	20120106
7	WA	98112	1	1	1100000.00	1100000.00	3	20120212
8	WA	98105	1	1	825000.00	830000.00	3	20120202
9	WA	98033	1	1		1275000.00	3	20120320
10	WA	98112	1	1		990000.00	3	20120311
11	OR	97130	1	2		960000.00	3	20120308
12	WA	98837	1	1		645000.00	3	20120308
13	WA	98119	1	1	1033000.00	1085000.00	3	20120308
14	CA	93908	1	1		1325000.00	3	20120131
15	WA	98103	1	1	1009000.00	1010000.00	3	20120316
16	IL	60618	1	1		1100000.00	3	20111006
17	IL	60048	7	1	925000.00	925000.00	3	20111029
18	NC	27514	7	1		1268800.00	3	20111214
19	OR	97322	1	1		605000.00	3	20120227
20	WI	53092	1	1		1600000.00	3	20120117
21	CA	90265	1	1		9000000.00	3	20111226
22	TX	75229	1	1	1050000.00	1087000.00	3	20120210
23	NY	11030	1	1		2350000.00	3	20120316
24	TX	75205	1	1		1054000.00	3	20120215
25	CA	92663	1	1	1130000.00	1130000.00	3	20120306
26	FL	32259	7	1	1200000.00	1000000.00	3	20120312
27	TX	75225	1	1	893000.00	895000.00	3	20120409
28	TX	78628	1	1		800000.00	3	20120227
29	TX	77380	7	1	670000.00	678000.00	3	20120117
30	TX	77381	7	1	825000.00	843000.00	3	20120210
31	TX	77024	7	1		1270000.00	3	20120206
32	CA	95608	1	1	1650000.00	1650000.00	3	20120312
33	CA	91711	1	1	1500000.00	1500000.00	3	20120312
34	CA	91423	1	1	807000.00	900000.00	3	20120228
35	CA	95124	1	1		1090000.00	3	20120309
36	CA	95762	1	1	805000.00	808000.00	3	20120321
37	CA	95762	1	1	740000.00	740000.00	3	20120411
38	CA	92649	1	1		2100000.00	3	20120208
39	CA	92020	1	1		1500000.00	3	20111206
40	FL	33141	7	1		2000000.00	3	20111219
41	CA	90077	1	1		1250000.00	3	20120114
42	CA	90077	7	1		3650000.00	3	20120112
43	GA	30642	1	2	999999.00	1183000.00	3	20111223
44	CA	92008	1	1		970000.00	3	20120103
45	CA	95030	1	1		2124000.00	3	20120116
46	MA	01845	1	1		1800000.00	3	20120111
47	CA	95670	7	1		725000.00	3	20120116
48	CA	92603	7	1		1300000.00	3	20120222
49	CA	92101	3	1		1050000.00	98	20120227
50	CA	91302	7	1		2100000.00	3	20120201
51	CA	92014	1	2		1850000.00	3	20120117
52	GA	30327	1	1	925000.00	925000.00	3	20120201
53	CA	91011	1	1	1875000.00	1875000.00	3	20120208
54	FL	32547	1	1		1066000.00	3	20120209
55	CA	92109	1	1		1150000.00	3	20120207
56	CA	91007	1	1		1200000.00	3	20120309
57	MD	21030	1	1		2800000.00	3	20120313
58	CA	92648	7	1		2200000.00	3	20120302
59	FL	33156	1	1	995000.00	1000000.00	3	20120319
60	OR	97405	7	1		775000.00	3	20120416
61	CA	90275	1	1		1500000.00	3	20120320
62	CA	92887	1	1		1350000.00	3	20120315
63	CA	93021	7	1	1085000.00	1085000.00	3	20120314
64	WA	98335	1	1		920000.00	3	20120405
65	CA	92037	1	1	1075000.00	1075000.00	3	20120316
66	OH	44141	7	1	710000.00	710000.00	3	20120406
67	WA	98004	1	1	1100000.00	1102000.00	3	20120419
68	MD	21111	1	1	850000.00	845000.00	3	20120319
69	AZ	85255	7	2	1475000.00	1475000.00	3	20120221
70	CA	94024	1	1	2375000.00	2545000.00	3	20120411
71	CO	80302	1	1		1800000.00	3	20120216
72	CO	80304	1	1	1365000.00	1450000.00	3	20120306
73	CO	80304	1	1	1070000.00	1070000.00	3	20120309
74	TX	77055	1	1		910000.00	3	20120308
75	WI	54173	1	1		1774500.00	3	20120122
76	FL	34110	4	1		2000000.00	98	20120204
77	FL	34102	1	1		1330000.00	3	20120222
78	FL	33304	1	1	900000.00	930000.00	3	20120409
79	TX	77401	1	1	795000.00	795000.00	3	20120413
80	CA	95030	1	1		1400000.00	3	20120213
81	TX	77802	7	1		905000.00	3	20120306
82	CA	93405	1	1		1650000.00	3	20120208
83	IL	60048	1	1		810000.00	3	20120309
84	FL	33328	7	1	691000.00	700000.00	3	20120326
85	CA	92262	1	2	914000.00	915000.00	3	20120305
86	IN	46567	1	1		1850000.00	3	20120216
87	WA	98816	1	1		795000.00	3	20120127
88	OR	97201	1	1	836900.00	860000.00	3	20120127
89	UT	84108	1	2	1100000.00	1136000.00	3	20120131
90	CT	06037	1	1	579900.00	580000.00	3	20120123
91	CA	92831	1	1	2068000.00	2068000.00	3	20120217
92	VA	23226	1	1		1035000.00	3	20120126
93	VA	22207	1	1		1245000.00	3	20120207
94	CA	91320	7	1		840000.00	3	20120201
95	CA	90274	1	1		2795000.00	3	20120213
96	CA	95746	7	1	1150000.00	1150000.00	3	20120229
97	MA	02420	1	1		1200000.00	3	20120326
98	TX	77386	7	1		758000.00	3	20120302
99	NV	89135	7	1		1703484.00	3	20120327
100	MI	48323	1	1		1600000.00	3	20120413
101	TX	77027	1	1		1290000.00	3	20120319
102	CA	92881	7	1		705000.00	3	20120310
103	CA	90405	1	1	895000.00	1000000.00	3	20120316
104	ID	83814	7	1	560000.00	560000.00	3	20120405
105	CA	90046	1	1		2000000.00	3	20120330
106	AZ	85259	7	1	865000.00	865000.00	3	20120329
107	CT	06880	1	1		1550000.00	3	20120404
108	CA	91356	1	1	885000.00	885000.00	3	20120404
109	CA	92660	1	1	942000.00	950000.00	3	20120405
110	CO	80127	1	1		892000.00	3	20120322
111	KS	66061	7	1	625000.00	630000.00	3	20120418
112	CA	90254	1	1		1425000.00	3	20120424
113	GA	30327	7	1		850000.00	3	20120423
114	NV	89144	7	1	955000.00	1100000.00	3	20120421
115	CA	90210	1	1		1115000.00	3	20120308
116	TX	75225	1	1	1475000.00	1500000.00	3	20120309
117	TX	75225	1	1		1200000.00	3	20120417
118	TX	75225	1	1		1050000.00	3	20120229
119	TX	75219	4	1	808350.00	809000.00	3	20120319
120	TX	75225	1	1	1350000.00	1350000.00	3	20120402
121	TX	75209	1	1	3200000.00	3200000.00	3	20120423
122	AL	36853	1	1		880000.00	3	20120201
123	CT	06824	1	1	945000.00	950000.00	3	20120204
124	FL	33629	1	1	670000.00	763500.00	3	20120203
125	MI	48009	1	1	750000.00	750000.00	3	20120323
126	MI	48301	1	1	1875000.00	1875000.00	3	20120313
127	NV	89135	7	1	575000.00	578000.00	3	20120316
128	TX	78209	1	1	1300000.00	1400000.00	3	20120117
129	TX	75225	1	1	1100000.00	1185000.00	3	20120308
130	TX	75209	1	1		980000.00	3	20120320
131	NY	10012	2	1	1125000.00	1200000.00	3	20120217
132	NJ	07090	1	1	1290000.00	1290000.00	3	20120326
133	CT	06903	1	1		1150000.00	3	20120217
134	CT	06878	1	1	1200000.00	1200000.00	3	20120224
135	TX	78015	7	1	675000.00	675000.00	3	20120222
136	TX	78006	7	1	835000.00	850000.00	3	20120306
137	AZ	85266	7	1	740000.00	742000.00	3	20111130
138	NC	27511	7	1	700000.00	720000.00	3	20111012
139	TX	75218	1	1		1050000.00	3	20120228
140	FL	33301	1	1		1250000.00	3	20120205
141	CT	06830	3	3	2500000.00	2500000.00	3	20120130
142	NY	10304	1	1		1800000.00	3	20120125
143	TX	79705	1	1	1266250.00	1275000.00	3	20120112
144	MD	21212	3	1		1070000.00	3	20120107
145	MD	21030	1	1	1995000.00	2000000.00	3	20120315
146	CA	94526	1	1		1175000.00	3	20110824
147	CA	92122	7	1		930000.00	3	20120218
148	FL	32550	3	2	1550000.00	1550000.00	3	20120221
149	MA	01890	1	1		795000.00	3	20120126
150	CA	92881	1	1	750000.00	750000.00	3	20120131
151	CA	92130	7	1	1125000.00	1125000.00	3	20120316
152	CA	90254	1	1		2215000.00	3	20120225
153	CA	91011	1	1	950000.00	950000.00	3	20120319
154	TN	37075	1	1		805000.00	3	20111110
155	CA	92648	7	1		1400000.00	3	20111221
156	OH	45040	7	1		1100000.00	3	20120128
157	CA	96001	1	1	875000.00	875000.00	3	20111209
158	PA	19317	1	1		850000.00	3	20120216
159	TX	76092	7	1		1103000.00	3	20120224
160	TX	77024	7	1		1425000.00	3	20120215
161	TX	78746	1	1	838235.00	840000.00	3	20120208
162	TX	75033	7	1	650000.00	655000.00	3	20120321
163	TX	76034	7	1		770000.00	3	20120405
164	TX	76092	7	1		1235000.00	3	20120220
165	TN	37215	7	1		770000.00	3	20110321
166	CA	95650	7	1		1029224.00	3	20120127
167	WA	99223	1	1		860000.00	3	20120131
168	CA	92107	1	1	849900.00	860000.00	3	20120223
169	TX	77005	1	1	1365000.00	1365000.00	3	20120316
170	TX	77025	1	1		978500.00	3	20120211
171	GA	30342	1	1		1556000.00	3	20120215
172	TX	75205	1	1		1680000.00	3	20120202
173	TX	75225	1	1		2300000.00	3	20120328
174	CA	91024	1	1	987000.00	990000.00	3	20120309
175	CA	90266	1	1	1998000.00	1998000.00	3	20120221
176	TN	37405	1	1	887000.00	925000.00	3	20120404
177	UT	84121	1	1		1600000.00	3	20120305
178	CA	92069	7	1	900000.00	875000.00	3	20120309
179	WA	98125	1	1	1235000.00	1235000.00	3	20120330
180	WA	98109	1	1	854000.00	860000.00	3	20120307
181	FL	32259	7	1	963749.00	970000.00	3	20120302
182	MD	21658	7	1		850000.00	3	20111208
183	TX	77381	7	1		1220000.00	3	20120224
184	TX	77382	7	1	788580.00	800000.00	3	20120308
185	FL	33458	7	1	627165.00	650000.00	3	20120409
186	CA	95030	1	1	1540000.00	1540000.00	3	20120312
187	TX	75205	1	1		1500000.00	3	20120306
188	TX	78266	7	1		665000.00	3	20111117
189	TX	75225	1	1		1265000.00	3	20120216
190	TX	75225	1	1		895000.00	3	20120221
191	TX	75034	7	1		1180000.00	3	20120124
192	TX	75230	1	1	840000.00	800000.00	3	20120215
193	CA	92654	1	1		5000000.00	3	20120206
194	NM	87111	7	1	1275000.00	1300000.00	3	20120126
195	IL	60022	1	1		1365000.00	3	20111207
196	IL	60521	1	1		1150000.00	3	20120308
197	IL	60521	1	1	1195000.00	1195000.00	3	20120419
198	TX	78701	4	1	1107150.00	1200000.00	3	20120322
199	TX	78733	7	1		695000.00	3	20120402
200	VA	22032	1	1		1000000.00	3	20120313
201	MD	20817	1	1		1222000.00	3	20120314
202	AZ	85253	7	1	1300000.00	1300000.00	3	20120330
203	ID	83440	7	2	625000.00	640000.00	3	20120501
204	CA	92677	6	1	2300000.00	2300000.00	3	20120308
205	NJ	07021	1	1		1235000.00	3	20120406
206	CO	80305	1	1	827300.00	830000.00	3	20120412
207	TX	75205	1	1	727500.00	727500.00	3	20120427

	131	132	133	134	135	136	137	138	139	140
KEY	Most Recent Property Value2	Most Recent Property Valuation Type	Most Recent Property Valuation Date	Most Recent AVM Model Name	Most Recent AVM Confidence Score	Original CLTV	Original LTV	Original Pledged Assets	Mortgage Insurance Company Name	Mortgage Insurance Percent
1						0.8000	0.8000	0	0	0
2						0.7500	0.7500	0	0	0
3						0.7843	0.7843	0	0	0
4						0.8000	0.8000	0	0	0
5						0.7500	0.7500	0	0	0
6						0.7273	0.7273	0	0	0
7						0.8000	0.8000	0	0	0
8						0.8000	0.8000	0	0	0
9						0.6145	0.6145	0	0	0
10						0.5872	0.5872	0	0	0
11						0.6770	0.6770	0	0	0
12						0.7852	0.7852	0	0	0
13						0.8000	0.8000	0	0	0
14						0.7358	0.7358	0	0	0
15						0.8000	0.8000	0	0	0
16						0.7954	0.7954	0	0	0
17						0.6162	0.6162	0	0	0
18						0.7660	0.7660	0	0	0
19						0.7434	0.7434	0	0	0
20						0.7000	0.7000	0	0	0
21						0.0779	0.0779	0	0	0
22						0.7142	0.7142	0	0	0
23						0.7000	0.6000	0	0	0
24						0.7182	0.7182	0	0	0
25						0.7500	0.7500	0	0	0
26						0.7000	0.7000	0	0	0
27						0.7500	0.7500	0	0	0
28						0.7403	0.7403	0	0	0
29						0.8000	0.8000	0	0	0
30						0.8000	0.8000	0	0	0
31						0.7500	0.7500	0	0	0
32						0.7500	0.7500	0	0	0
33						0.5000	0.5000	0	0	0
34						0.8000	0.8000	0	0	0
35						0.7201	0.7201	0	0	0
36						0.8000	0.8000	0	0	0
37						0.8000	0.8000	0	0	0
38						0.6357	0.6357	0	0	0
39						0.6466	0.6466	0	0	0
40						0.6000	0.6000	0	0	0
41						0.7200	0.7200	0	0	0
42						0.4109	0.4109	0	0	0
43						0.7499	0.7499	0	0	0
44						0.8000	0.8000	0	0	0
45						0.5628	0.5628	0	0	0
46						0.7325	0.4825	0	0	0
47						0.7089	0.7089	0	0	0
48						0.7015	0.7015	0	0	0
49						0.7866	0.6438	0	0	0
50						0.7000	0.7000	0	0	0
51						0.5394	0.5394	0	0	0
52						0.8000	0.8000	0	0	0
53						0.7000	0.7000	0	0	0
54						0.5750	0.5750	0	0	0
55						0.7478	0.7478	0	0	0
56						0.6458	0.6458	0	0	0
57						0.2500	0.2500	0	0	0
58						0.3863	0.3863	0	0	0
59						0.7500	0.7500	0	0	0
60						0.7290	0.7290	0	0	0
61						0.6400	0.6400	0	0	0
62						0.5703	0.5703	0	0	0
63						0.6500	0.6500	0	0	0
64						0.8000	0.8000	0	0	0
65						0.7497	0.7497	0	0	0
66						0.7394	0.7394	0	0	0
67						0.8000	0.8000	0	0	0
68						0.8000	0.8000	0	0	0
69						0.6500	0.6500	0	0	0
70						0.7000	0.7000	0	0	0
71						0.5500	0.5500	0	0	0
72						0.6703	0.6703	0	0	0
73						0.8000	0.8000	0	0	0
74						0.7912	0.7912	0	0	0
75						0.5274	0.5274	0	0	0
76						0.5500	0.5000	0	0	0
77						0.5090	0.5090	0	0	0
78						0.7500	0.7500	0	0	0
79						0.8000	0.8000	0	0	0
80						0.6735	0.6735	0	0	0
81						0.6898	0.6898	0	0	0
82						0.6624	0.6624	0	0	0
83						0.8000	0.8000	0	0	0
84						0.8000	0.8000	0	0	0
85						0.7500	0.7500	0	0	0
86						0.5372	0.5372	0	0	0
87						0.7132	0.7132	0	0	0
88						0.7499	0.7499	0	0	0
89						0.7500	0.7500	0	0	0
90						0.8000	0.8000	0	0	0
91						0.4835	0.4835	0	0	0
92						0.6019	0.6019	0	0	0
93						0.5903	0.5903	0	0	0
94						0.8000	0.8000	0	0	0
95						0.6937	0.6937	0	0	0
96						0.6521	0.6521	0	0	0
97						0.4791	0.4791	0	0	0
98						0.7493	0.7493	0	0	0
99						0.7488	0.7488	0	0	0
100						0.7237	0.7237	0	0	0
101						0.7183	0.7183	0	0	0
102						0.8000	0.8000	0	0	0
103						0.8000	0.8000	0	0	0
104						0.8000	0.8000	0	0	0
105						0.3775	0.3775	0	0	0
106						0.8000	0.8000	0	0	0
107						0.5600	0.5600	0	0	0
108						0.8000	0.8000	0	0	0
109						0.8000	0.8000	0	0	0
110						0.5605	0.5605	0	0	0
111						0.8000	0.8000	0	0	0
112						0.5929	0.5929	0	0	0
113						0.7529	0.7529	0	0	0
114						0.7500	0.7500	0	0	0
115						0.6412	0.6412	0	0	0
116						0.5423	0.5423	0	0	0
117						0.6331	0.6331	0	0	0
118						0.6380	0.6380	0	0	0
119						0.8000	0.8000	0	0	0
120						0.8000	0.8000	0	0	0
121						0.3125	0.3125	0	0	0
122						0.7948	0.7948	0	0	0
123						0.8000	0.8000	0	0	0
124						0.8000	0.8000	0	0	0
125						0.7500	0.7500	0	0	0
126						0.7000	0.7000	0	0	0
127						0.8000	0.8000	0	0	0
128						0.7000	0.7000	0	0	0
129						0.6363	0.6363	0	0	0
130						0.6705	0.6705	0	0	0
131						0.7500	0.7500	0	0	0
132						0.7480	0.7480	0	0	0
133						0.7417	0.7417	0	0	0
134						0.6458	0.6458	0	0	0
135						0.8000	0.8000	0	0	0
136						0.8000	0.8000	0	0	0
137						0.7500	0.7500	0	0	0
138						0.8000	0.8000	0	0	0
139						0.7000	0.7000	0	0	0
140						0.5800	0.5800	0	0	0
141						0.6000	0.6000	0	0	0
142						0.7500	0.7500	0	0	0
143						0.7834	0.7834	0	0	0
144						0.6855	0.6855	0	0	0
145						0.5012	0.5012	0	0	0
146						0.8000	0.8000	0	0	0
147						0.6483	0.6483	0	0	0
148						0.6451	0.6451	0	0	0
149						0.7893	0.7893	0	0	0
150						0.7500	0.7500	0	0	0
151						0.5333	0.5333	0	0	0
152						0.7458	0.7458	0	0	0
153						0.8000	0.8000	0	0	0
154						0.7664	0.7664	0	0	0
155						0.6857	0.6857	0	0	0
156						0.8000	0.8000	0	0	0
157						0.8000	0.8000	0	0	0
158						0.8000	0.8000	0	0	0
159						0.7434	0.7434	0	0	0
160						0.7000	0.7000	0	0	0
161						0.7999	0.7999	0	0	0
162						0.7000	0.7000	0	0	0
163						0.8000	0.7236	0	0	0
164						0.6697	0.6697	0	0	0
165						0.7500	0.7500	0	0	0
166						0.7801	0.7801	0	0	0
167						0.8000	0.8000	0	0	0
168						0.7499	0.7499	0	0	0
169						0.7500	0.7500	0	0	0
170						0.8000	0.8000	0	0	0
171						0.6426	0.6426	0	0	0
172						0.5952	0.5952	0	0	0
173						0.3043	0.3043	0	0	0
174						0.8000	0.8000	0	0	0
175						0.7500	0.7500	0	0	0
176						0.8000	0.8000	0	0	0
177						0.7393	0.7393	0	0	0
178						0.7500	0.7500	0	0	0
179						0.8000	0.8000	0	0	0
180						0.7000	0.7000	0	0	0
181						0.7999	0.7999	0	0	0
182						0.7500	0.7500	0	0	0
183						0.6000	0.6000	0	0	0
184						0.7999	0.7999	0	0	0
185						0.7999	0.7999	0	0	0
186						0.6493	0.6493	0	0	0
187						0.6369	0.6369	0	0	0
188						0.8000	0.8000	0	0	0
189						0.6500	0.6500	0	0	0
190						0.7631	0.7631	0	0	0
191						0.7774	0.7774	0	0	0
192						0.8000	0.8000	0	0	0
193						0.3522	0.3522	0	0	0
194						0.4705	0.4705	0	0	0
195						0.4835	0.4835	0	0	0
196						0.7937	0.7937	0	0	0
197						0.5020	0.5020	0	0	0
198						0.5870	0.5870	0	0	0
199						0.7194	0.7194	0	0	0
200						0.8000	0.8000	0	0	0
201						0.6811	0.6811	0	0	0
202						0.7692	0.7692	0	0	0
203						0.7500	0.7500	0	0	0
204						0.6500	0.6500	0	0	0
205						0.5518	0.5518	0	0	0
206						0.8000	0.8000	0	0	0
207						0.8000	0.8000	0	0	0

	141	142	143	144	145	146	147	148	149	150
KEY	MI: Lender or Borrower Paid?	Pool Insurance Co. Name	Pool Insurance Stop Loss %	MI Certificate Number	Updated DTI (Front-end)	Updated DTI (Back-end)	Modification Effective Payment Date	Total Capitalized Amount	Total Deferred Amount	Pre-Modification Interest (Note) Rate
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207

	151	152	153	154	155	156	157	158	159	160
KEY	Pre-Modification P&I Payment	Pre-Modification Initial Interest Rate Change Downward Cap	Pre-Modification Subsequent Interest Rate Cap	Pre-Modification Next Interest Rate Change Date	Pre-Modification I/O Term	Forgiven Principal Amount	Forgiven Interest Amount	Number of Modifications	Cash To/From Brrw at Closing	Brrw - Yrs at in Industry
1										11
2										21
3										6.7
4										13
5										25
6										9.5
7										31
8										6.5
9										4.83
10										10
11										20
12										14.7
13										24
14										6
15										10
16										15
17										15
18										8
19										35
20										18
21										24
22										15
23										15
24										21
25										10
26										13
27										6
28										35
29										12
30										10
31										25
32										25
33										20
34										10
35										27
36										28
37										18
38										23
39										10
40										30
41										17
42										30
43										10
44										15
45										2
46										17
47										22
48										25
49										36
50										10
51										20
52										10
53										24
54										10
55										0
56										40
57										6
58										30
59										15
60										20
61										23
62										17
63										35
64										23
65										13
66										3
67										12
68										32
69										25
70										18
71										22
72										16
73										12
74										14
75										30
76										15
77										9
78										16
79										6
80										15
81										18
82										23
83										16
84										7
85										10
86										40
87										0
88										14
89										6
90										11
91										25
92										16
93										26
94										29
95										26
96										30
97										0
98										12
99										32
100										30
101										19
102										15
103										23
104										60
105										25
106										27
107										17
108										15
109										7
110										32
111										7
112										20
113										17
114										3
115										25
116										7
117										3
118										12
119										7
120										16
121										5
122										25
123										8
124										25
125										8
126										21
127										10
128										0
129										25
130										39
131										12
132										15
133										14
134										10
135										15
136										20
137										25
138										15
139										18
140										13
141										17
142										35
143										30
144										45
145										22
146										15
147										20
148										20
149										2
150										10
151										15
152										12
153										14
154										25
155										14
156									-13967.78	12
157									-168098.98	8
158									-71816.15	22
159									-15721.86	19
160									-18933.86	10
161									-163667.17	9
162									-157241.03	32
163									-7410.8	10
164									-2323.5	7
165									0	3
166									315.17	8
167									0	11
168									1607.06	5
169									-317643.06	5
170									-2440.07	8
171									-21736.19	8
172									-329833.88	11
173									-45.91	29
174									590.97	6
175									2682.55	0
176									-111343.85	22
177									796.55	18
178									475.02	10
179									267.58	10
180									0	15
181									-17173.1	32
182									-174917.47	0
183									-36.01	19
184									-117345.87	3
185									-84058.15	6
186									-510370.33	0
187									0	12
188									-75730.25	26
189									-13058.5	7
190									-447.67	4
191									-229.95	11
192									-204413.4	16.5
193									0	21
194									-665523.42	31
195									-86856.67	6
196									583.34	10
197									-468787.92	10
198									-364959.82	17
199									-19.38	20
200									-233629.79	9
201									11257.42	15
202									-272196.28	26
203									-163533.97	21
204									1894.52	9
205									-31.78	17
206									-157553.71	12
207									-133078.87	4

	161	162	163	164	165	166	167	168	169	170
KEY	CoBrrw - Yrs at in Industry	Junior Mortgage Drawn Amount	Maturity Date	Primary Borrower Wage Income (Salary)	Primary Borrower Wage Income (Bonus)	Primary Borrower Wage Income (Commission)	Co-Borrower Wage Income (Salary)	Co-Borrower Wage Income (Bonus)	Co-Borrower Wage Income (Commission)	Originator Doc Code
1		0	20420401	18668.14	0.00	0.00				Full
2	8	0	20420501	5484.27	0.00	0.00	5820.27	0.00	0.00	Full
3	6.7	0	20420501	45275.00	0.00	0.00	3111.00	0.00	0.00	Full
4	7.6	0	20420301	12949.82	0.00	0.00	12571.82	0.00	0.00	Full
5	25	0	20420401	20432.00	0.00	0.00	11587.98	0.00	0.00	Full
6	9.5	0	20420301	11226.98	0.00	0.00	10518.00	0.00	0.00	Full
7	23	0	20420401	17125.00	0.00	0.00	25069.00	0.00	0.00	Full
8		0	20420301	0.00	0.00	30249.00				Full
9	4.5	0	20420501	11425.00	1675.00	0.00	8000.00	0.00	0.00	Full
10	12	0	20420401	11625.00	0.00	0.00	7708.34	0.00	0.00	Full
11	30	0	20420401	62.00	0.00	0.00	14295.00	0.00	0.00	Full
12	12.7	0	20420501	6376.00	0.00	0.00	5563.00	0.00	0.00	Full
13		0	20420401	17570.50	0.00	0.00				Full
14		0	20420401	25564.00	0.00	0.00				Full
15	10	0	20420501	10550.00	0.00	0.00	9550.00	0.00	0.00	Full
16	14	0	20420401	13266.67	0.00	0.00	15833.34	0.00	0.00	Full
17		0	20420301	15312.48	0.00	0.00	0.00	0.00	0.00	Full
18		0	20420301	47942.00	0.00	0.00	0.00	0.00	0.00	Full
19	20	0	20420401	8803.00	0.00	0.00	3125.00	0.00	0.00	Full
20		0	20420401	92526.00	0.00	0.00	0.00	0.00	0.00	Full
21		0	20420301	0.00	0.00	0.00				Full
22		0	20420501	41261.00	0.00	0.00	0.00	0.00	0.00	Full
23	8	235000	20420501	87598.00	0.00	0.00	9333.00	0.00	0.00	Full
24		0	20420401	20833.74	0.00	0.00				Full
25		0	20420501	0.00	0.00	0.00	0.00	0.00	0.00	Full
26		0	20420501	41600.00	0.00	0.00				Full
27		0	20420501	19533.00	0.00	0.00				Full
28		0	20420401	11823.71	3588.65	0.00	950.00	0.00	0.00	Full
29		0	20420401	16250.00	0.00	0.00				Full
30		0	20420301	22191.21	0.00	0.00	0.00	0.00	0.00	Full
31		0	20420501	47409.87	0.00	0.00	0.00	0.00	0.00	Full
32		0	20420501	19828.75	4695.00	0.00	0.00	0.00	0.00	Full
33		0	20420401	30694.00	0.00	0.00	0.00	0.00	0.00	Full
34	11	0	20420401	7282.00	0.00	0.00	8164.00	0.00	0.00	Full
35	8	0	20420501	17155.66	0.00	0.00	4760.17	0.00	0.00	Full
36	23	0	20420501	14915.58	0.00	0.00	10824.32	0.00	0.00	Full
37		0	20420501	12154.65	5880.41	0.00				Full
38		0	20420501	31637.54	0.00	0.00				Full
39		0	20420301	17964.67	0.00	0.00	2381.08	0.00	0.00	Full
40		0	20420301	25190.55	0.00	0.00				Full
41		0	20420301	27246.93	0.00	0.00				Full
42	30	0	20420501	41835.00	0.00	0.00	5000.00	0.00	0.00	Full
43	10	0	20420101	51139.00	0.00	0.00	0.00	0.00	0.00	Full
44		0	20420201	14491.64	0.00	0.00				Full
45	4	0	20420301	23050.00	0.00	0.00	0.00	0.00	0.00	Full
46		450000	20420301	28138.00	0.00	0.00	0.00	0.00	0.00	Full
47		0	20420301	70948.00	0.00	0.00				Full
48	20	0	20420501	10333.33	0.00	0.00	9776.40	0.00	0.00	Full
49		20838	20420401	23049.67	0.00	0.00	0.00	0.00	0.00	Full
50	10	0	20420301	18950.08	0.00	0.00	16125.66	0.00	0.00	Full
51		0	20420301	168814.00	0.00	0.00				Full
52		0	20420401	20833.33	8439.73	0.00				Full
53	24	0	20420301	33919.00	0.00	0.00	17042.67	0.00	0.00	Full
54	4	0	20420501	12490.00	0.00	0.00	3284.06	0.00	0.00	Full
55		0	20420301	11682.00	0.00	0.00	821.70	0.00	0.00	Full
56	35	0	20420601	10846.74	0.00	0.00	11267.83	0.00	0.00	Full
57		0	20420501	18476.72	0.00	0.00	0.00	0.00	0.00	Full
58		0	20420501	140439.54	0.00	0.00	0.00	0.00	0.00	Full
59		0	20420501	22500.00	0.00	0.00				Full
60		0	20420601	17954.16	0.00	0.00	0.00	0.00	0.00	Full
61	23	0	20420401	14459.92	0.00	0.00	13359.92	0.00	0.00	Full
62		0	20420501	21747.00	0.00	0.00	0.00	0.00	0.00	Full
63	6	0	20420501	17580.00	0.00	0.00	0.00	0.00	0.00	Full
64		0	20420501	8897.00	0.00	0.00				Full
65		0	20420401	21433.33	0.00	0.00	0.00	0.00	0.00	Full
66		0	20420501	5833.33	9072.22	0.00	0.00	0.00	0.00	Full
67		0	20420601	1972.00	0.00	15645.65	0.00	0.00	0.00	Full
68	25	0	20420501	8176.79	0.00	0.00	8176.79	0.00	0.00	Full
69	26	0	20420401	57290.00	0.00	0.00	9959.32	0.00	0.00	Full
70		0	20420501	26541.67	11081.25	0.00	12864.82	0.00	0.00	Full
71		0	20420401	278945.00	0.00	0.00				Full
72	10	0	20420401	12377.75	0.00	0.00	6666.66	0.00	0.00	Full
73	12	0	20420401	14570.50	0.00	0.00	9383.08	0.00	0.00	Full
74	12	0	20420501	17737.00	0.00	0.00	9345.59	0.00	0.00	Full
75	30	0	20420301	23370.00	0.00	0.00	19863.00	0.00	0.00	Full
76		100000	20420301	19333.00	0.00	0.00	0.00	0.00	0.00	Full
77		0	20420401	28176.16	0.00	0.00	0.00	0.00	0.00	Full
78		0	20420501	14583.33	0.00	0.00				Full
79	10	0	20420501	6958.34	0.00	0.00	14833.33	0.00	0.00	Full
80	6	0	20420401	12500.00	0.00	0.00	1472.00	0.00	0.00	Full
81	18	0	20420501	24200.00	0.00	0.00	4498.42	0.00	0.00	Full
82		0	20420501	247554.75	0.00	0.00	0.00	0.00	0.00	Full
83		0	20420501	25000.00	0.00	0.00	0.00	0.00	0.00	Full
84	10	0	20420401	10687.45	0.00	0.00	10387.45	0.00	0.00	Full
85		0	20420401	16666.67	0.00	16085.00				Full
86		0	20420401	22124.63	0.00	0.00				Full
87		0	20420401	0.00	0.00	0.00				Full
88	11	0	20420301	10625.33	1483.01	0.00	6588.40	0.00	0.00	Full
89		0	20420301	99918.58	0.00	0.00				Full
90	14	0	20420301	0.00	0.00	11700.97	9258.33	0.00	0.00	Full
91		0	20420401	16439.50	0.00	0.00				Full
92		0	20420401	14272.51	0.00	0.00				Full
93		0	20420401	10187.70	0.00	0.00				Full
94		0	20420501	8500.00	0.00	4266.23				Full
95		0	20420401	39674.25	0.00	0.00	0.00	0.00	0.00	Full
96		0	20420401	12916.67	28288.96	0.00	0.00	0.00	0.00	Full
97	15	0	20420501	2437.48	0.00	0.00	6015.60	0.00	0.00	Full
98	7	0	20420401	5822.00	0.00	0.00	7767.07	0.00	0.00	Full
99	32	0	20420501	18644.83	0.00	0.00	11072.96	0.00	0.00	Full
100		0	20420601	87487.08	0.00	0.00	0.00	0.00	0.00	Full
101		0	20420501	18922.04	0.00	0.00				Full
102	16	0	20420401	14809.58	0.00	0.00	7687.65	0.00	0.00	Full
103	19	0	20420401	9432.16	3815.59	0.00	11741.42	0.00	0.00	Full
104		0	20420501	30748.90	0.00	0.00				Full
105		0	20420501	45100.00	0.00	0.00	0.00	0.00	0.00	Full
106		0	20420501	24166.67	0.00	0.00	0.00	0.00	0.00	Full
107	9	0	20420501	15000.00	0.00	0.00	8750.00	0.00	0.00	Full
108	15	0	20420501	9642.50	3145.12	0.00	8224.67	0.00	0.00	Full
109		0	20420501	12499.99	0.00	2500.00				Full
110		0	20420601	15544.66	0.00	0.00				Full
111		0	20420601	11250.07	0.00	0.00				Full
112	5	0	20420601	0.00	0.00	0.00	12364.54	0.00	0.00	Full
113	15	0	20420601	7510.53	0.00	0.00	15000.00	0.00	0.00	Full
114		0	20420601	34377.00	0.00	0.00				Full
115	25	0	20420401	9166.66	0.00	0.00	11388.14	0.00	0.00	Full
116		0	20420501	7083.00	0.00	8242.92	0.00	0.00	0.00	Full
117	5	0	20420501	6705.33	0.00	0.00	21184.80	0.00	0.00	Full
118		0	20420401	22916.66	0.00	0.00	0.00	0.00	0.00	Full
119		0	20420401	21916.66	0.00	0.00	0.00	0.00	0.00	Full
120	16	0	20420501	17083.32	0.00	0.00	11465.16	0.00	0.00	Full
121		0	20420601	2901.58	0.00	0.00				Full
122		0	20420301	18939.00	0.00	0.00	0.00	0.00	0.00	Full
123	5	0	20420401	8333.34	16481.00	0.00	7500.00	0.00	0.00	Full
124	3	0	20420401	11640.00	0.00	0.00	9250.00	0.00	0.00	Full
125		0	20420501	11551.00	0.00	0.00	0.00	0.00	0.00	Full
126		0	20420501	78071.46	0.00	0.00	0.00	0.00	0.00	Full
127		0	20420501	16456.51	0.00	0.00				Full
128		0	20420301	0.00	0.00	0.00				Full
129		0	20420401	20000.00	5926.86	0.00	0.00	0.00	0.00	Full
130		0	20420501	16666.67	0.00	0.00	0.00	0.00	0.00	Full
131	10	0	20420602	22419.26	0.00	0.00	4359.74	0.00	0.00	Full
132		0	20420601	25000.00	0.00	0.00	0.00	0.00	0.00	Full
133	13	0	20420401	53894.00	0.00	0.00	12638.88	0.00	0.00	Full
134	5	0	20420401	8850.08	0.00	0.00	14999.98	0.00	0.00	Full
135		0	20420301	15666.67	0.00	0.00	0.00	0.00	0.00	Full
136		0	20420401	18333.33	0.00	0.00	0.00	0.00	0.00	Full
137	25	0	20420201	23554.00	0.00	0.00	35685.00	0.00	0.00	Full
138		0	20411201	17471.76	0.00	0.00				Full
139		0	20420501	3390.33	0.00	0.00				Full
140		0	20420301	34430.00	0.00	0.00				Full
141		0	20420401	801359.00	0.00	0.00				Full
142		0	20420301	30869.13	0.00	0.00				Full
143		0	20420301	0.00	0.00	0.00	0.00	0.00	0.00	Full
144		0	20420301	20648.62	0.00	0.00	0.00	0.00	0.00	Full
145		0	20420501	25025.00	0.00	0.00	0.00	0.00	0.00	Full
146		0	20411101	34932.00	0.00	0.00				Full
147		0	20420401	10033.33	0.00	0.00				Full
148		0	20420301	69904.25	0.00	0.00	0.00	0.00	0.00	Full
149		0	20420301	17083.16	0.00	0.00	0.00	0.00	0.00	Full
150	12	0	20420401	12500.00	0.00	0.00	5925.25	0.00	0.00	Full
151		0	20420501	14102.40	0.00	0.00	0.00	0.00	0.00	Full
152		0	20420401	35250.00	0.00	0.00	0.00	0.00	0.00	Full
153		0	20420501	12916.67	0.00	0.00	0.00	0.00	0.00	Full
154		0	20420201	12745.00	0.00	0.00				Full
155	15	0	20420201	23750.00	0.00	0.00	6358.00	0.00	0.00	Full
156		0	20420301	31303.77	0.00	0.00				Full
157	0	0	20420201	15409.00	0.00	0.00	0.00	0.00	0.00	Full
158	5	0	20420501	33821.00	0.00	0.00	0.00	0.00	0.00	Full
159		0	20420401	56227.38	0.00	0.00	0.00	0.00	0.00	Full
160	10	0	20420401	22838.22	0.00	0.00	5368.00	0.00	0.00	Full
161	1	0	20420401	0.00	0.00	11620.00	5000.00	0.00	0.00	Full
162		0	20420501	40275.00	0.00	0.00				Full
163		56998	20420501	18166.67	4158.67	0.00				Full
164		0	20420401	27016.71	0.00	0.00	0.00	0.00	0.00	Full
165	17	0	20410801	5385.00	0.00	0.00	146034.00	0.00	0.00	Full
166		0	20420401	22822.00	0.00	0.00	0.00	0.00	0.00	Full
167		0	20420301	5182.00	0.00	33998.00	0.00	0.00	0.00	Full
168	12	0	20420401	8375.00	0.00	0.00	10758.32	0.00	0.00	Full
169		0	20420601	37683.00	0.00	0.00	0.00	0.00	0.00	Full
170	6	0	20420401	12133.33	3604.33	0.00	9200.00	0.00	0.00	Full
171	12	0	20420401	5416.66	0.00	0.00	8749.97	0.00	0.00	Full
172	12	0	20420401	29076.08	0.00	0.00	5050.00	0.00	0.00	Full
173		0	20420501	4409.99	11681.58	6540.00	0.00	0.00	0.00	Full
174		0	20420501	15745.77	0.00	0.00	0.00	0.00	0.00	Full
175		0	20420401	74980.00	0.00	0.00	0.00	0.00	0.00	Full
176		0	20420501	7916.67	7201.44	0.00				Full
177	10	0	20420501	19916.00	0.00	0.00	13136.00	0.00	0.00	Full
178	10	0	20420401	20974.00	0.00	0.00	5458.00	0.00	0.00	Full
179	10	0	20420501	24967.60	0.00	0.00	24967.60	0.00	0.00	Full
180		0	20420401	17976.50	0.00	0.00	0.00	0.00	0.00	Full
181		0	20420501	22102.25	0.00	0.00				Full
182	36	0	20420201	1705.90	0.00	0.00	12514.00	0.00	0.00	Full
183		0	20420401	23006.71	0.00	0.00	0.00	0.00	0.00	Full
184		0	20420401	14501.67	5159.00	0.00				Full
185	7	0	20420601	9833.34	140.75	0.00	1197.88	0.00	0.00	Full
186	12	0	20420501	0.00	0.00	0.00	12500.00	8333.33	0.00	Full
187		0	20420501	24915.50	0.00	0.00	0.00	0.00	0.00	Full
188	46	0	20420201	8698.21	0.00	0.00	15714.16	0.00	0.00	Full
189		0	20420401	16666.67	8333.33	0.00	0.00	0.00	0.00	Full
190		0	20420401	12043.00	0.00	0.00	0.00	0.00	0.00	Full
191		0	20420301	21327.00	0.00	0.00	0.00	0.00	0.00	Full
192	16	0	20420401	0.00	0.00	0.00	27527.00	0.00	0.00	Full
193		0	20420401	29625.50	0.00	0.00				Full
194		0	20420301	22500.00	0.00	0.00				Full
195	6	0	20420201	0.00	0.00	0.00	14998.53	0.00	0.00	Full
196	10	0	20420401	11544.10	0.00	0.00	29211.67	0.00	0.00	Full
197	5	0	20420501	43396.44	0.00	0.00	6106.53	0.00	0.00	Full
198	17	0	20420401	79343.00	0.00	0.00	20616.66	0.00	0.00	Full
199		0	20420501	8817.32	0.00	0.00				Full
200		0	20420501	27916.67	0.00	0.00	0.00	0.00	0.00	Full
201	20	0	20420501	16210.46	0.00	0.00	0.00	0.00	0.00	Full
202		0	20420601	53526.00	0.00	0.00	0.00	0.00	0.00	Full
203		0	20420601	28833.33	0.00	0.00	0.00	0.00	0.00	Full
204	9	0	20420501	24530.00	0.00	0.00	24530.00	0.00	0.00	Full
205		0	20420601	24166.00	0.00	0.00	0.00	0.00	0.00	Full
206		0	20420601	9583.33	1404.44	0.00				Full
207	1	0	20420601	9000.00	0.00	0.00	5271.49	0.00	0.00	Full

	171	172
KEY	RWT Income Verification	RWT Asset Verification
1	2 Years	2 Months
2	2 Years	2 Months
3	2 Years	2 Months
4	2 Years	2 Months
5	2 Years	2 Months
6	2 Years	2 Months
7	2 Years	2 Months
8	2 Years	2 Months
9	2 Years	2 Months
10	2 Years	2 Months
11	2 Years	2 Months
12	2 Years	2 Months
13	2 Years	2 Months
14	2 Years	2 Months
15	2 Years	2 Months
16	2 Years	2 Months
17	2 Years	2 Months
18	2 Years	2 Months
19	2 Years	2 Months
20	2 Years	2 Months
21	2 Years	2 Months
22	2 Years	2 Months
23	2 Years	2 Months
24	2 Years	2 Months
25	2 Years	2 Months
26	2 Years	2 Months
27	2 Years	2 Months
28	2 Years	2 Months
29	2 Years	2 Months
30	2 Years	2 Months
31	2 Years	2 Months
32	2 Years	2 Months
33	2 Years	2 Months
34	2 Years	2 Months
35	2 Years	2 Months
36	2 Years	2 Months
37	2 Years	2 Months
38	2 Years	2 Months
39	2 Years	2 Months
40	2 Years	2 Months
41	2 Years	2 Months
42	2 Years	2 Months
43	2 Years	2 Months
44	2 Years	2 Months
45	2 Years	2 Months
46	2 Years	2 Months
47	2 Years	2 Months
48	2 Years	2 Months
49	2 Years	2 Months
50	2 Years	2 Months
51	2 Years	2 Months
52	2 Years	2 Months
53	2 Years	2 Months
54	2 Years	2 Months
55	2 Years	2 Months
56	2 Years	2 Months
57	2 Years	2 Months
58	2 Years	2 Months
59	2 Years	2 Months
60	2 Years	2 Months
61	2 Years	2 Months
62	2 Years	2 Months
63	2 Years	2 Months
64	2 Years	2 Months
65	2 Years	2 Months
66	2 Years	2 Months
67	2 Years	2 Months
68	2 Years	2 Months
69	2 Years	2 Months
70	2 Years	2 Months
71	2 Years	2 Months
72	2 Years	2 Months
73	2 Years	2 Months
74	2 Years	2 Months
75	2 Years	2 Months
76	2 Years	2 Months
77	2 Years	2 Months
78	2 Years	2 Months
79	2 Years	2 Months
80	2 Years	2 Months
81	2 Years	2 Months
82	2 Years	2 Months
83	2 Years	2 Months
84	2 Years	2 Months
85	2 Years	2 Months
86	2 Years	2 Months
87	1 Year	2 Months
88	2 Years	2 Months
89	2 Years	1 Month
90	2 Years	2 Months
91	2 Years	2 Months
92	2 Years	2 Months
93	2 Years	2 Months
94	2 Years	2 Months
95	2 Years	2 Months
96	2 Years	2 Months
97	2 Years	2 Months
98	2 Years	2 Months
99	2 Years	2 Months
100	2 Years	2 Months
101	2 Years	2 Months
102	2 Years	2 Months
103	2 Years	2 Months
104	2 Years	2 Months
105	2 Years	2 Months
106	2 Years	2 Months
107	2 Years	2 Months
108	2 Years	2 Months
109	2 Years	2 Months
110	2 Years	2 Months
111	2 Years	2 Months
112	2 Years	2 Months
113	2 Years	2 Months
114	2 Years	2 Months
115	2 Years	2 Months
116	2 Years	2 Months
117	2 Years	2 Months
118	2 Years	2 Months
119	2 Years	2 Months
120	2 Years	2 Months
121	2 Years	2 Months
122	2 Years	2 Months
123	2 Years	2 Months
124	2 Years	2 Months
125	2 Years	2 Months
126	2 Years	2 Months
127	2 Years	2 Months
128	2 Years	2 Months
129	2 Years	2 Months
130	2 Years	2 Months
131	2 Years	2 Months
132	2 Years	2 Months
133	2 Years	2 Months
134	2 Years	2 Months
135	2 Years	2 Months
136	2 Years	2 Months
137	2 Years	2 Months
138	2 Years	2 Months
139	2 Years	2 Months
140	2 Years	2 Months
141	2 Years	2 Months
142	2 Years	2 Months
143	2 Years	2 Months
144	2 Years	2 Months
145	2 Years	2 Months
146	2 Years	2 Months
147	2 Years	2 Months
148	2 Years	2 Months
149	2 Years	2 Months
150	2 Years	2 Months
151	2 Years	2 Months
152	2 Years	2 Months
153	2 Years	2 Months
154	2 Years	2 Months
155	2 Years	2 Months
156	2 Years	2 Months
157	2 Years	2 Months
158	2 Years	2 Months
159	2 Years	2 Months
160	2 Years	2 Months
161	2 Years	2 Months
162	2 Years	2 Months
163	2 Years	2 Months
164	2 Years	2 Months
165	2 Years	1 Month
166	2 Years	2 Months
167	2 Years	2 Months
168	2 Years	2 Months
169	2 Years	2 Months
170	2 Years	2 Months
171	2 Years	2 Months
172	2 Years	2 Months
173	2 Years	2 Months
174	2 Years	2 Months
175	2 Years	2 Months
176	2 Years	2 Months
177	2 Years	2 Months
178	2 Years	2 Months
179	2 Years	2 Months
180	2 Years	2 Months
181	2 Years	2 Months
182	2 Years	2 Months
183	2 Years	2 Months
184	2 Years	2 Months
185	2 Years	2 Months
186	2 Years	2 Months
187	2 Years	2 Months
188	2 Years	2 Months
189	2 Years	2 Months
190	2 Years	2 Months
191	2 Years	2 Months
192	2 Years	2 Months
193	2 Years	2 Months
194	2 Years	2 Months
195	2 Years	2 Months
196	2 Years	2 Months
197	2 Years	2 Months
198	2 Years	2 Months
199	2 Years	2 Months
200	2 Years	2 Months
201	2 Years	2 Months
202	2 Years	2 Months
203	2 Years	2 Months
204	2 Years	2 Months
205	2 Years	2 Months
206	2 Years	2 Months
207	2 Years	2 Months

ASF RMBS DISCLOSURE PACKAGE The American Securitization Forum is a broad-based professional forum through which participants in the U.S. securitization market advocate their common interests on important legal, regulatory and market practice issues. ASF members include over 380 firms, including issuers, investors, servicers, financial intermediaries, rating agencies, financial guarantors, legal and accounting firms, and other professional organizations involved in securitization transactions. The ASF also provides information, education and training on a range of securitization market issues and topics through industry conferences, seminars and similar initiatives. For more information about ASF, its members and activities, please go to www.americansecuritization.com.
Field Number	Field Name	Field Description	Type of Field	Data Type	Sample Data	Format	When Applicable?	Valid Values	Proposed Unique Coding	Notes
1	Primary Servicer	The MERS Organization ID of the company that has or will have the right to service the loan.	General Information	Numeric – Integer	2351805	9(7)	Always	”9999999” if Unknown
2	Servicing Fee—Percentage	Aggregate monthly fee paid to all servicers, stated in decimal form.	General Information	Numeric - Decimal	0.0025	9.999999	Loans without flat-dollar servicing fees	>= 0 and < 1		Must be populated if Field 3 is Null
3	Servicing Fee—Flat-dollar	Aggregate monthly fee paid to all servicers, stated as a dollar amount.	General Information	Numeric – Decimal	7.5	9(3).99	Loans with flat-dollar servicing fees	>= 0 and <= 999		Must be populated if 2 is Null
4	Servicing Advance Methodology	The manner in which principal and/or interest are to be advanced by the servicer.	General Information	Numeric – Integer	2	99	Always	See Coding	1 = Scheduled Interest, Scheduled Principal 2 = Actual Interest, Actual Principal 3 = Scheduled Interest, Actual Principal 99 = Unknown
5	Originator	The MERS Organization ID of the entity that lends funds to the borrower and, in return, places a lien on the mortgage property as collateral.	General Information	Numeric – Integer	5938671	9(7)	Always	”9999999” if Unknown
6	Loan Group	Indicates the collateral group number in which the loan falls (for structures with multiple collateral groups). Use “1” if there is only one loan group.	General Information	Text	1A	XXXX	Always	“UNK” if Unknown
7	Loan Number	Unique National Mortgage Loan ID Number (Vendor TBD).	General Information	Numeric – Integer	TBD	TBD	Always	TBD		Details to be provided by Vendor
8	Amortization Type	Indicates whether the loan’s interest rate is fixed or adjustable (Hybrid ARMs are adjustable).	Loan Type	Numeric – Integer	2	99	Always	See Coding	1 = Fixed 2 = Adjustable 99 = Unknown
9	Lien Position	A number indicating the loan’s lien position (1 = first lien, etc.).	Loan Type	Numeric – Integer	1	99	Always	>0	99 = Unknown
10	HELOC Indicator	Indicates whether the loan is a home equity line of credit.	Loan Type	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
11	Loan Purpose	Indicates the purpose of the loan.	Loan Type	Numeric – Integer	9	99	Always	See Coding	See Appendix A
12	Cash Out Amount	Cash Out Amount:   [New Loan] – [PIF Prior First Lien] – [Payoff of all Seasoned Seconds] – [Closing Costs] – [Prepays] For delayed purchases (refinances on homes purchased < 12 months prior to the mortgage application) with cash)  Cash Out Amount = 0.	Loan Type	Numeric – Decimal	72476.5	9(10).99	Always	>= 0
13	Total Origination and Discount Points (in dollars)	Amount paid to the lender to increase the lender’s effective yield and, in the case of discount points, to reduce the interest rate paid by the borrower.	Loan Type	Numeric – Decimal	5250	9(10).99	Always	>= 0		Typically Lines 801 and 802 of HUD Settlement Statement
14	Covered/High Cost Loan Indicator	Indicates whether the loan is categorized as “high cost” or “covered” according to state or federal statutes or regulations.	Loan Type	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
15	Relocation Loan Indicator	Indicates whether the loan is part of a corporate relocation program.	Loan Type	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
16	Broker Indicator	Indicates whether a broker took the application.	Loan Type	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
17	Channel	Code indicating the source (channel) from which the Issuer obtained the mortgage loan.	Loan Type	Numeric – Integer	2	99	Always	See Coding	1 = Retail 2 = Broker 3 = Correspondent Bulk 4 = Correspondent Flow with delegated underwriting 5 = Correspondent Flow without delegated underwriting 99 = Unknown
18	Escrow Indicator	Indicates whether various homeownership expenses are paid by the borrower directly or through an escrow account (as of securitization cut-off date).	Loan Type	Numeric – Integer	3	99	Always	See Coding	0 = No Escrows 1 = Taxes 2 = Insurance 3 = HOA dues 4 = Taxes and Insurance 5 = All 99 =Unknown
19	Senior Loan Amount(s)	For non-first mortgages, the sum of the balances of all associated senior mortgages at the time of origination of the subordinate lien.	Mortgage Lien Info	Numeric – Decimal	611004.25	9(10).99	If Lien Position > 1	>= 0
20	Loan Type of Most Senior Lien	For non-first mortgages, indicates whether the associated first mortgage is a Fixed, ARM, Hybrid, or negative amortization loan.	Mortgage Lien Info	Numeric – Integer	2	99	If Lien Position > 1	See Coding	1 = Fixed Rate 2 = ARM 3 = Hybrid 4 = Neg Am 99 = Unknown
21	Hybrid Period of Most Senior Lien (in months)	For non-first mortgages where the associated first mortgage is a hybrid ARM, the number of months remaining in the initial fixed interest rate period for the hybrid first mortgage.	Mortgage Lien Info	Numeric – Integer	23	999	If Lien Position > 1 AND the most senior lien is a hybrid ARM (see Field 20)	>= 0
22	Neg Am Limit of Most Senior Lien	For non-first mortgages where the associated first mortgage features negative amortization, the maximum percentage by which the negatively amortizing balance may increase (expressed as a proportion of the senior lien’s original balance).	Mortgage Lien Info	Numeric – Decimal	1.25	9.999999	If Lien Position > 1 AND the senior lien is Neg Am (see Field 20)	>= 1 and <= 2
23	Junior Mortgage Balance	For first mortgages with subordinate liens at the time of origination, the combined balance of the subordinate liens (if known).	Mortgage Lien Info	Numeric – Decimal	51775.12	9(10).99	If Lien Position = 1 and there is a 2nd lien on the subject property	>= 0		Subject to Regulatory Confirmation
24	Origination Date of Most Senior Lien	For non-first mortgages, the origination date of the associated first mortgage.	Mortgage Lien Info	Date	20090914	YYYYMMDD	If Lien Position > 1 and there is a 2nd lien on the subject property	“19010101” if unknown
25	Origination Date	The date of the Mortgage Note and Mortgage/Deed of Trust	Loan Term and Amortization Type	Date	20090914	YYYYMMDD	Always	“19010101” if unknown
26	Original Loan Amount	The dollar amount of the mortgage loan, as specified on the mortgage note at the time of the loan’s origination. For HELOCs, the maximum available line of credit.	Loan Term and Amortization Type	Numeric – Decimal	150000	9(10).99	Always	>0
27	Original Interest Rate	The original note rate as indicated on the mortgage note.	Loan Term and Amortization Type	Numeric – Decimal	0.0475	9.999999	Always	> 0 and <= 1
28	Original Amortization Term	The number of months in which the loan would be retired if the amortizing principal and interest payment were to be paid each month.	Loan Term and Amortization Type	Numeric – Integer	360	999	Always	>= 60
29	Original Term to Maturity	The initial number of months between loan origination and the loan maturity date, as specified on the mortgage note.	Loan Term and Amortization Type	Numeric – Integer	60	999	Always	>0	N/A
30	First Payment Date of Loan	The date of the first scheduled mortgage payment to be made by the borrower as specified on the mortgage note.	Loan Term and Amortization Type	Date	20090914	YYYYMMDD	Always	“19010101” if unknown	N/A
31	Interest Type Indicator	Indicates whether the interest rate calculation method is simple or actuarial.	Loan Term and Amortization Type	Numeric – Integer	2	99	Always	See Coding	1= Simple 2 = Actuarial 99 = Unknown
32	Original Interest Only Term	Original interest-only term for a loan in months (including NegAm Loans).	Loan Term and Amortization Type	Numeric – Integer	60	999	Always	>= 0 and <= 240 Unknown = Blank; No Interest Only Term = 0
33	Buy Down Period	The total number of months during which any buy down is in effect, representing the accumulation of all buy down periods.	Loan Term and Amortization Type	Numeric – Integer	65	999	Always	>= 0 and <= 100 Unknown = Blank; No Buy Down = 0
34	HELOC Draw Period	The original number of months during which the borrower may draw funds against the HELOC account.	Loan Term and Amortization Type	Numeric – Integer	24	999	HELOCs Only	>= 12 and <= 120
35	Scheduled Loan Amount	Mortgage loan scheduled principal balance as of cut-off date. For HELOCs, the current drawn amount.	Loan Term and Amortization Type	Numeric – Decimal	248951.19	9(10).99	Always	>= 0
36	Current Interest Rate	The interest rate used to calculate the current P&I or I/O payment.	Loan Term and Amortization Type	Numeric – Decimal	0.05875	9.999999	Always	> 0 and <= 1
37	Current Payment Amount Due	Next Total Payment due to be collected (including principal, interest or both—but Exclude Escrow Amounts).	Loan Term and Amortization Type	Numeric – Decimal	1250.15	9(10).99	Always	> 0
38	Scheduled Interest Paid Through Date		Loan Term and Amortization Type	Date	20090429	YYYYMMDD	Always	“19010101” if unknown
39	Current Payment Status	Number of payments the borrower is past due as of the securitization cut-off date.	Loan Term and Amortization Type	Numeric – Integer	3	99	Always	>= 0
40	Index Type	Specifies the type of index to be used to determine the interest rate at each adjustment.	Adjustable Rate Mortgages (ARMs)	Numeric – Integer	18	99	ARMs Only	See Coding	See Appendix B
41	ARM Look-back Days	The number of days prior to the interest rate adjustment date to retrieve the index value.	Adjustable Rate Mortgages (ARMs)	Numeric – Integer	45	99	ARMs Only	>= 0 to <=99
42	Gross Margin	The percentage stated on the mortgage note representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner prescribed on the mortgage note.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.03	9.999999	ARMs Only	>0 and <= 1
43	ARM Round Flag	An indicator of whether an adjusted interest rate is rounded to the next higher ARM round factor, to the next lower round factor, or to the nearest round factor.	Adjustable Rate Mortgages (ARMs)	Numeric – Integer	3	9	ARMs Only	See Coding	0 = No Rounding 1 = Up 2 = Down 3 = Nearest 99=Unknown
44	ARM Round Factor	The percentage to which an adjusted interest rate is to be rounded.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.0025 or 0.00125	9.999999	ARMs Only Where ARM Round Flag = 1, 2, or 3	>= 0 and < 1
45	Initial Fixed Rate Period	For hybrid ARMs, the period between the first payment date of the mortgage and the first interest rate adjustment date.	Adjustable Rate Mortgages (ARMs)	Numeric – Integer	60	999	Hybrid ARMs Only	>= 1 to <=240
46	Initial Interest Rate Cap (Change Up)	The maximum percentage by which the mortgage note rate may increase at the first interest rate adjustment date.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.02	9.999999	ARMs Only	>= 0 and <= 1	99=no cap
47	Initial Interest Rate  Cap (Change Down)	The maximum percentage by which the mortgage note rate may decrease at the first interest rate adjustment date.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.02	9.999999	ARMs Only	>= 0 and <= 1	99=no cap
48	Subsequent Interest Rate Reset Period	The number of months between subsequent rate adjustments.	Adjustable Rate Mortgages (ARMs)	Numeric – Integer	60	999	ARMs Only	>=0 and <= 120		0 = Loan does not adjust after initial reset
49	Subsequent Interest Rate (Change Down)	The maximum percentage by which the interest rate may decrease at each rate adjustment date after the initial adjustment.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.02	9.999999	ARMs Only	>= 0 and <= 1	99=no cap
50	Subsequent Interest Rate Cap (Change Up)	The maximum percentage by which the interest rate may increase at each rate adjustment date after the initial adjustment.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.02	9.999999	ARMs Only	>= 0 and <= 1	99=no cap
51	Lifetime Maximum Rate (Ceiling)	The maximum interest rate that can be in effect during the life of the loan.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.125	9.999999	ARMs Only	>= 0 and <= 1		=1 if no ceiling specified
52	Lifetime Minimum Rate (Floor)	The minimum interest rate that can be in effect during the life of the loan.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.015	9.999999	ARMs Only	>= 0 and <= 1		If no floor is specified enter the greater of the margin or 0.
53	Negative Amortization Limit	The maximum amount of negative amortization allowed before recast is required. (Expressed as a percentage of the original unpaid principal balance.)	Negative Amortization	Numeric – Decimal	1.25	9.999999	Negatively Amortizing ARMs Only	>=0, and <2
54	Initial Negative Amortization Recast Period	The number of months in which the payment is required to recast if the loan does not reach the prescribed maximum balance earlier.	Negative Amortization	Numeric – Integer	60	999	Negatively Amortizing ARMs Only	>=0
55	Subsequent Negative Amortization Recast Period	The number of months after which the payment is required to recast AFTER the first recast period.	Negative Amortization	Numeric – Integer	48	999	Negatively Amortizing ARMs Only	>=0
56	Initial Fixed Payment Period	Number of months after origination during which the payment is fixed.	Negative Amortization	Numeric – Integer	60	999	Negatively Amortizing Hybrid ARMs Only	>= 0 to <=120
57	Subsequent Payment Reset Period	Number of months between payment adjustments after first payment reset.	Negative Amortization	Numeric – Integer	12	999	Negatively Amortizing ARMs Only	>= 0 to <=120
58	Initial Periodic Payment Cap	The maximum percentage by which a payment can change (increase or decrease) in the first period.	Negative Amortization	Numeric – Decimal	0.075	9.999999	Negatively Amortizing ARMs Only	>= 0 and < 1
59	Subsequent Periodic Payment Cap	The maximum percentage by which a payment can change (increase or decrease) in one period after the initial cap.	Negative Amortization	Numeric – Decimal	0.075	9.999999	Negatively Amortizing ARMs Only	>= 0 and < 1
60	Initial Minimum Payment Reset Period	The maximum number of months a borrower can initially pay the minimum payment before a new minimum payment is determined.	Negative Amortization	Numeric – Integer	12	999	Negatively Amortizing ARMs Only	>= 0 to <=120
61	Subsequent Minimum Payment Reset Period	The maximum number of months (after the initial period) a borrower can pay the minimum payment before a new minimum payment is determined after the initial period.	Negative Amortization	Numeric – Integer	12	999	Negatively Amortizing ARMs Only	>= 0 to <=120
62	Option ARM Indicator	An indicator of whether the loan is an Option ARM.	Negative Amortization	Numeric – Integer	1	99	ARMs Only	See Coding	0 = No 1 = Yes 99 = Unknown
63	Options at Recast	The means of computing the lowest monthly payment available to the borrower after recast.	Option ARM	Numeric – Integer	2	99	Option ARMs Only	N/A	1= Fully amortizing 30 year 2= Fully amortizing 15 year 3=Fully amortizing 40 year 4 = Interest-Only 5 = Minimum Payment 99= Unknown
64	Initial Minimum Payment	The initial minimum payment the borrower is permitted to make.	Option ARM	Numeric – Decimal	879.52	99	Option ARMs Only	>=0
65	Current Minimum Payment	Current Minimum Payment (in dollars).	Negative Amortization	Numeric – Decimal	250	9(10).99	Option ARMs Only	>= 0
66	Prepayment Penalty Calculation	A description of how the prepayment penalty would be calculated during each phase of the prepayment penalty term.	Prepayment Penalties	Numeric – Integer	12	99	Always	See Coding	See Appendix C
67	Prepayment Penalty Type	• Hard: The prepayment penalty is incurred regardless of the reason the loan is prepaid in full. • Hybrid: The prepayment penalty can be characterized as hard for a certain amount of time and as soft during another period.	Prepayment Penalties	Numeric – Integer	1	99	All loans with Prepayment Penalties (i.e., loans for which Field 66 = something other than “0”)	See Coding	1 = Hard 2 = Soft 3 = Hybrid 99 = Unknown
68	Prepayment Penalty Total Term	The total number of months that the prepayment penalty may be in effect.	Prepayment Penalties	Numeric – Integer	60	999	All loans with Prepayment Penalties (i.e., loans for which Field 66 = something other than “0”)	>0 to <=120
69	Prepayment Penalty Hard Term	For hybrid prepayment penalties, the number of months during which a “hard” prepayment penalty applies.	Prepayment Penalties	Numeric – Integer	12	999	Loans with Hybrid Prepayment Penalties (i.e., loans for which Field 67 = “3”)	>= 0 to <=120
70	Primary Borrower ID	A lender-generated ID number for the primary borrower on the mortgage	Borrower	Numeric—Integer	123456789	999999999	Always	>0		Used to identify the number of times a single borrower appears in a given deal.
71	Number of Mortgaged Properties	The number of residential properties owned by the borrower that currently secure mortgage loans.	Borrower	Numeric – Integer	1	99	Always	> 0
72	Total Number of Borrowers	The number of Borrowers who are obligated to repay the mortgage note.	Borrower	Numeric – Integers	2	99	Always	> 0
73	Self-employment Flag	An indicator of whether the primary borrower is self-employed.	Borrower	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
74	Current ‘Other’ Monthly Payment	The aggregate of all payments pertaining to the subject property other than principal and interest (includes common charges, condo fees, T&I, HOA, etc.), whether escrowed or not.	Loan Term and Amortization Type	Numeric – Decimal	1789.25	9(10).99	Always	> 0
75	Length of Employment: Borrower	The number of years of service with the borrower’s current employer as of the date of the loan.	Borrower Qualification	Numeric – Decimal	3.5	99.99	Always	>=0	99 = Retired, None employment income soure (social security, trust income, dividends, etc.)
76	Length of Employment: Co-Borrower	The number of years of service with the co-borrower’s current employer as of the date of the loan.	Borrower Qualification	Numeric – Decimal	3.5	99.99	If “Total Number of Borrowers” > 1	>= 0	99 = Retired, None employment income soure (social security, trust income, dividends, etc.)
77	Years in Home	Length of time that the borrower has been at current address.	Borrower Qualification	Numeric – Decimal	14.5	99.99	Refinances of Primary Residences Only (Loan Purpose = 1, 2, 3, 4, 8 or 9)	> 0
78	FICO Model Used	Indicates whether the FICO score was calculated using the Classic, Classic 08, or Next Generation model.	Borrower Qualification	Numeric – Integer	1	99	If a FICO score was obtained	See Coding	1 = Classic 2 = Classic 08 3 = Next Generation 99 = Unknown
79	Most Recent FICO Date	Specifies the date on which the most recent FICO score was obtained	Borrower Qualification	Date	20090914	YYYYMMDD	If a FICO score was obtained	“19010101” if unknown		Issuers unable to Provide may Rep and Warrant that the FICO score used for underwriting was not more than 4 months old at the date of issuance.
80	Primary Wage Earner Original FICO:  Equifax	Equifax FICO score for primary borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If a FICO score was obtained	>= 350 and <= 850
81	Primary Wage Earner Original FICO:  Experian	Experian FICO score for primary borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If a FICO score was obtained	>= 350 and <= 850
82	Primary Wage Earner Original FICO:  TransUnion	TransUnion FICO score for primary borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If a FICO score was obtained	>= 350 and <= 850
83	Secondary Wage Earner Original FICO:  Equifax	Equifax FICO score for Co-borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If “Total Number of Borrowers” > 1	>= 350 and <= 850
84	Secondary Wage Earner Original FICO:  Experian	Experian FICO score for Co-borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If “Total Number of Borrowers” > 1	>= 350 and <= 850
85	Secondary Wage Earner Original FICO: TransUnion	TransUnion FICO score for Co-borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If “Total Number of Borrowers” > 1	>= 350 and <= 850
86	Most Recent Primary Borrower FICO	Most Recent Primary Borrower FICO score used by the lender to approve the loan.	Borrower Qualification	Numeric – Integer	720	9999	If a FICO score was obtained	>= 350 and <= 850
87	Most Recent Co-Borrower FICO	Most Recent Co-Borrower FICO score used by the lender to approve the loan.	Borrower Qualification	Numeric – Integer	720	9999	If “Total Number of Borrowers” > 1	>= 350 and <= 850
88	Most Recent FICO Method	Number of credit repositories used to update the FICO Score.	Borrower Qualification	Numeric – Integer	2	9	If a FICO score was obtained	>0
89	VantageScore: Primary Borrower	Credit Score for the Primary Borrower used to approve the loan and obtained using the Vantage credit evaluation model.	Borrower Qualification	Numeric – Integer	720	9999	If a Vantage Credit Score was obtained	>= 501 and <= 990
90	VantageScore: Co-Borrower	Credit Score for the Co-borrower used to approve the loan and obtained using the Vantage credit evaluation model.	Borrower Qualification	Numeric – Integer	720	9999	If a VantageScore was obtained AND “Total Number of Borrowers” > 1	>= 501 and <= 990
91	Most Recent VantageScore Method	Number of credit repositories used to update the Vantage Score.	Borrower Qualification	Numeric – Integer	2	9	If a Vantage Credit Score was obtained	>0
92	VantageScore Date	Date Vantage Credit Score was obtained.	Borrower Qualification	Date	20090914	YYYYMMDD	If a Vantage Credit Score was obtained	“19010101” if unknown
93	Credit Report: Longest Trade Line	The length of time in months that the oldest active trade line, installment or revolving, has been outstanding. For a loan with more than one borrower, populate field based on status for the primary borrower.	Borrower Qualification	Numeric – Integer	999	999	Always	> =0		Subject to Regulatory Confirmation
94	Credit Report: Maximum Trade Line	The dollar amount for the trade line, installment or revolving, with the largest unpaid balance. For revolving lines of credit, e.g. credit card, the dollar amount reported should reflect the maximum amount of credit available under the credit line whether used or not. For a loan with more than one borrower, populate field based on status for the primary borrower.	Borrower Qualification	Numeric – Decimal	339420.19	9(10).99	Always	>=0		Subject to Regulatory Confirmation
95	Credit Report: Number of Trade Lines	A count of non-derogatory, currently open and active, consumer trade lines (installment or revolving) for the borrower. For a loan with more than one borrower, populate field based on status for the primary borrower.	Borrower Qualification	Numeric – Integer	57	999	Always	>=0		Subject to Regulatory Confirmation
96	Credit Line Usage Ratio	Sum of credit balances divided by sum of total open credit available.	Borrower Qualification	Numeric – Decimal	0.27	9.999999	Always	>= 0 and <= 1		Subject to Regulatory Confirmation
97	Most Recent 12-month Pay History	String indicating the payment status per month listed from oldest to most recent.	Borrower Qualification	Text	77X123200001	X(12)	Always	See Coding	0 = Current 1 = 30-59 days delinquent 2 = 60-89 days delinquent 3 = 90-119 days delinquent 4 = 120+ days delinquent 5 = Foreclosure 6 = REO 7 = Loan did not exist in period X = Unavailable
98	Months Bankruptcy	Number of months since any borrower was discharged from bankruptcy. (Issuers unable to provide this information may rep and warrant that at least x years—as specified in the loan program—have passed since most recent discharge from bankruptcy.)	Borrower Qualification	Numeric – Integer	12	999	If Borrower has ever been in Bankruptcy	>= 0		Blank = Borrower is not known to have been in bankruptcy
99	Months Foreclosure	Number of months since foreclosure sale date. (Issuers unable to provide this information may rep and warrant that at least x years—as specified in the loan program— have passed since most recent foreclosure.)	Borrower Qualification	Numeric – Integer	12	999	If Borrower has ever been in Foreclosure	>= 0		Blank = Borrower is not known to have been in foreclosure
100	Primary Borrower Wage Income	Monthly base wage income for primary borrower.	Borrower Qualification	Numeric – Decimal	9000	9(9).99	Always	>= 0
101	Co-Borrower Wage Income	Monthly base wage income for all other borrowers.	Borrower Qualification	Numeric – Decimal	9000	9(9).99	If “Total Number of Borrowers” > 1	>= 0
102	Primary Borrower Other Income	Monthly Other (non-wage) income for primary borrower. (This figure should include net rental income and be reduced by any net rental loss.)	Borrower Qualification	Numeric – Decimal	9000	9(9).99	Always	>= 0
103	Co-Borrower Other Income	Monthly Other (non-wage) income for all other borrowers. (This figure should include net rental income and be reduced by any net rental loss.)	Borrower Qualification	Numeric – Decimal	9000	9(9).99	If “Total Number of Borrowers” > 1	>= 0
104	All Borrower Wage Income	Monthly income of all borrowers derived from base salary only.	Borrower Qualification	Numeric – Decimal	9000	9(9).99	Always	>= 0
105	All Borrower Total Income	Monthly income of all borrowers derived from base salary, commission, tips and gratuities, overtime and bonuses, part-time or second-job earnings, alimony, child support, interest and dividend income, notes receivable, trust income, net rental income, retirement income, social security, veterans income, military income, foster care income, and self-employed income.	Borrower Qualification	Numeric – Decimal	9000	9(9).99	Always	>= 0
106	4506-T Indicator	A yes/no indicator of whether a Transcript of Tax Return (received pursuant to the filing of IRS Form 4506-T) was obtained and considered.	Borrower Qualification	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
107	Borrower Income Verification Level	A code indicating the extent to which the borrower’s income has been verified:	Borrower Qualification	Numeric – Integer	1	9	Always	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, “Partially” Verified 4 = Stated, “Level 4” Verified (as defined) 5 = Stated, “Level 5” Verified (as defined)
		Level 4 Income Verification = [W-2 (Prev. Yr.) OR TAX RETURNS* (Prev. Yr.)] AND PAY STUBS (YTD (at least one month)–if salaried)
		Level 5 Income Verification = 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns**)
		*For self-employed borrowers: Level 4 Income Verification: • 2 Years Tax Returns • Self-prepared tax returns (regardless of 4506 and tax transcripts) ** For self-employed borrowers: Level 5 Income Verification: • 2 Years tax returns • Tax returns prepared and not executed by a CPA, with o CPA name & phone number shown on the Preparer section of the tax return o Executed 4506 and tax transcripts (matching returns in file) • Tax returns prepared and executed by a CPA (regardless of 4506 and tax transcripts)
108	Co-Borrower Income Verification	A code indicating the extent to which the co-borrower’s income has been verified: Level 4 Income Verification = [W-2 (Prev. Yr.) OR TAX RETURNS* (Prev. Yr.)] AND PAY STUBS (YTD (at least one month)–if salaried) Level 5 Income Verification = 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns**) *For self-employed borrowers: Level 4 Income Verification: • 2 Years Tax Returns • Self-prepared tax returns (regardless of 4506 and tax transcripts) ** For self-employed borrowers: Level 5 Income Verification: • 2 Years tax returns • Tax returns prepared and not executed by a CPA, with o CPA name & phone number shown on the Preparer section of the tax return o Executed 4506 and tax transcripts (matching returns in file) • Tax returns prepared and executed by a CPA (regardless of 4506 and tax transcripts)	Borrower Qualification	Numeric – Integer	2	9	If “Total Number of Borrowers” > 1	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, “Partially” Verified 4 = Stated, “Level 4” Verified (as defined) 5 = Stated, “Level 5” Verified (as defined)
109	Borrower Employment Verification	A code indicating the extent to which the primary borrower’s employment has been verified: Level 3 Verified = Direct Independent Verification with a third party of the borrower’s current employment.	Borrower Qualification	Numeric – Integer	2	9	Always	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, Level 3 Verified (as defined)
110	Co-Borrower Employment Verification	A code indicating the extent to which the co-borrower’s employment has been verified: Level 3 Verified = Direct Independent Verification with a third party of the co-borrower’s current employment.	Borrower Qualification	Numeric – Integer	1	9	If “Total Number of Borrowers” > 1	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, Level 3 Verified (as defined)
111	Borrower Asset Verification	A code indicating the extent to which the primary borrower’s assets used to qualify the loan have been verified: Level 4 Verified = 2 months of bank statements/balance documentation (written or electronic) for liquid assets (or gift letter).	Borrower Qualification	Numeric – Integer	3	9	Always	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, “Partially” Verified 4 = Stated, Level 4 Verified (as defined)
112	Co-Borrower Asset Verification	A code indicating the extent to which the co-borrower’s assets used to qualify the loan have been verified: Level 4 = 2 months of bank statements/balance documentation (written or electronic) for liquid assets (or gift letter).	Borrower Qualification	Numeric – Integer	2	9	If “Total Number of Borrowers” > 1	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, “Partially” Verified 4 = Stated, Level 4 Verified (as defined)
113	Liquid / Cash Reserves	The actual dollar amount of remaining verified liquid assets after settlement. (This should not include cash out amount of subject loan.)	Borrower Qualification	Numeric – Decimal	3242.76	9(9).99	Always	>= 0
114	Monthly Debt All Borrowers	The aggregate monthly payment due on other debt (excluding only installment loans with fewer than 10 payments remaining and other real estate loans used to compute net rental income-- which is added/subtracted in the income fields).	Borrower Qualification	Numeric – Decimal	3472.43	9(9).99	Always	>= 0
115	Originator DTI	Total Debt to income ratio used by the originator to qualify the loan.	Borrower Qualification	Numeric – Decimal	0.35	9.999999	Always	>= 0 and >= 1
116	Fully Indexed Rate	The fully indexed interest rate as of securitization cut-off.	Borrower Qualification	Numeric – Decimal	0.0975	9.999999	ARMs Only	>= 0 and >= 1
117	Qualification Method	Type of mortgage payment used to qualify the borrower for the loan.	Borrower Qualification	Numeric – Integer	3	99	Always	See Coding	1 = Start Rate 2 = First Year Cap Rate 3 = I/O Amount 4 = Fully Indexed 5 = Min Payment 98 = Other 99 = Unknown
118	Percentage of Down Payment from Borrower Own Funds	Include only borrower funds, do not include any gift or borrowed funds. (Issuers may provide the actual percentage for each loan, or the guideline percentage and note departure concentration on the transaction summary.)	Borrower Qualification	Numeric – Decimal	0.5	9.999999	Purchase Loans Only	>= 0 and >= 1
119	City	The name of the city.	Subject Property	Text	New York	X(45)	Always	Unk=Unknown
120	State	The name of the state as a 2-digit Abbreviation.	Subject Property	Text	NY	XX	Always	See Coding	See Appendix H
121	Postal Code	The postal code (zip code in the US) where the subject property is located.	Subject Property	Text	10022	X(5)	Always	Unk=Unknown
122	Property Type	Specifies the type of property being used to secure the loan.	Subject Property	Numeric – Integer	11	99	Always	See Coding	See Appendix D
123	Occupancy	Specifies the property occupancy status (e.g., owner-occupied, investment property, second home, etc.).	Subject Property	Numeric – Integer	4	9	Always	See Coding	See Appendix E
124	Sales Price	The negotiated price of a given property between the buyer and seller.	Subject Property	Numeric – Decimal	450000.23	9(10).99	Purchase Loans Only	> 0
125	Original Appraised Property Value	The appraised value of the property used to approve the loan.	Subject Property	Numeric – Decimal	550000.23	9(10).99	Always	> 0
126	Original Property Valuation Type	Specifies the method by which the property value (at the time of underwriting) was reported.	Subject Property	Numeric – Integer	8	99	Always	See Coding	See Appendix F
127	Original Property Valuation Date	Specifies the date on which the original property value (at the time of underwriting) was reported. (Issuers unable to provide may Rep and Warrant that the appraisal used for underwriting was not more than x days old at time of loan closing.)	Subject Property	Date	20090914	YYYYMMDD	Always	“19010101” if unknown
128	Original Automated Valuation Model (AVM) Model Name	The name of the AVM Vendor if an AVM was used to determine the original property valuation.	Subject Property	Numeric – Integer	1	99	Always	See Appendix I	See Appendix I
129	Original AVM Confidence Score	The confidence range presented on the AVM report.	Subject Property	Numeric – Decimal	0.74	9.999999	If AVM Model Name (Field 127) > 0	>= 0 to <= 1
130	Most Recent Property Value[1]	If a valuation was obtained subsequent to the valuation used to calculate LTV, the most recent property value.	Subject Property	Numeric – Decimal	500000	9(10).99	If updated value was obtained subsequent to loan approval	> 0
131	Most Recent Property Valuation Type	If an additional property valuation was obtained after the valuation used for underwriting purposes, the method by which the property value was reported.	Subject Property	Numeric – Integer	6	9	If updated value was obtained subsequent to loan approval	See Coding	See Appendix F
132	Most Recent Property Valuation Date	Specifies the date on which the updated property value was reported.	Subject Property	Date	20090914	YYYYMMDD	If updated value was obtained subsequent to loan approval	“19010101” if unknown
133	Most Recent AVM Model Name	The name of the AVM Vendor if an AVM was used to determine the updated property valuation.	Subject Property	Numeric – Integer	19	99	If updated value was obtained subsequent to loan approval	See Coding	See Appendix I
134	Most Recent AVM Confidence Score	If AVM used to determine the updated property valuation, the confidence range presented on the AVM report.	Subject Property	Numeric – Decimal	0.85	9.999999	If “Most Recent AVM Model Name” > 0	>= 0 to <= 1
135	Original CLTV	The ratio obtained by dividing the amount of all known outstanding mortgage liens on a property at origination by the lesser of the appraised value or the sales price.  The value is then truncated to four decimal places.	Loan-to-Value (LTV)	Numeric – Decimal	0.96	9.999999	Always	>= 0 and <= 1.5
136	Original LTV	The ratio obtained by dividing the original mortgage loan amount on the note date by the lesser of the mortgaged property’s appraised value on the note date or its purchase price.  The value is then truncated to four decimal places.	Loan-to-Value (LTV)	Numeric – Decimal	0.8	9.999999	Always	>= 0 and <= 1.25
137	Original Pledged Assets	The total value of assets pledged as collateral for the loan at the time of origination. Pledged assets may include cash or marketable securities.	Loan-to-Value (LTV)	Numeric – Decimal	75000	9(10).99	Always	>=0
138	Mortgage Insurance Company Name	The name of the entity providing mortgage insurance for a loan.	Mortgage Insurance	Numeric – Integer	3	99	Always	See Coding	See Appendix G
139	Mortgage Insurance Percent	Mortgage Insurance coverage percentage.	Mortgage Insurance	Numeric – Decimal	0.25	9.999999	“Mortgage Insurance Company Name” > 0	>= 0 to <= 1
140	MI: Lender or Borrower Paid?	An indicator of whether mortgage insurance is paid by the borrower or the lender.	Mortgage Insurance	Numeric – Integer	1	99	“Mortgage Insurance Company Name” > 0	See Coding	1 = Borrower-Paid 2 = Lender- Paid 99 = Unknown
141	Pool Insurance Co. Name	Name of pool insurance provider.	Mortgage Insurance	Numeric – Integer	8	99	Always	See Coding	See Appendix G
142	Pool Insurance Stop Loss %	The aggregate amount that a pool insurer will pay, calculated as a percentage of the pool balance.	Mortgage Insurance	Numeric – Decimal	0.25	9.999999	Pool MI Company > 0	>= 0 to <= 1
143	MI Certificate Number	The unique number assigned to each individual loan insured under an MI policy.	Mortgage Insurance	Text	123456789G	X(20)	MI Company	UNK = Unknown
							> 0
144	Updated DTI	Updated front-end DTI ratio (total monthly housing expense divided by total monthly income) used to qualify the loan modification.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	0.35	9.999999	Modified Loans Only	>= 0 and >= 1
	(Front-end)
145	Updated DTI	Updated back-end DTI ratio (total monthly debt expense divided by total monthly income) used to qualify the loan modification.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	0.35	9.999999	Modified Loans Only	>= 0 and >= 1
	(Back-end)
146	Modification Effective Payment Date	Date of first payment due post modification.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Date	20090914	YYYYMMDD	Modified Loans Only	“19010101” if unknown
147	Total Capitalized Amount	Amount added to the principal balance of a loan due to the modification.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	12000	9(10).99	Modified Loans Only	>= 0
148	Total Deferred Amount	Any non-interest-bearing deferred amount (e.g., principal, interest and fees).	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	12000	9(10).99	Modified Loans Only	>= 0
149	Pre-Modification Interest (Note) Rate	Scheduled Interest Rate Of The Loan Immediately Preceding The Modification Effective Payment Date.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	0.075	9.999999	Modified Loans Only	>= 0 to <= 1
150	Pre-Modification P&I Payment	Scheduled Total Principal And Interest Payment Amount Preceding The Modification Effective Payment Date – or if servicer is no longer advancing P&I, the payment that would be in effect if the loan were current.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	2310.57	9(10).99	Modified Loans Only	> 0
151	Pre-Modification Initial Interest Rate Change Downward Cap	Maximum amount the rate can adjust downward on the first interest rate adjustment date (prior to modification) – Only provide if the rate floor is modified.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	0.015	9.999999	Modified Loans Only	>= 0 to <= 1
152	Pre-Modification Subsequent Interest Rate Cap	Maximum increment the rate can adjust upward AFTER the initial rate adjustment (prior to modification) – Only provide if the Cap is modified.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	0.015	9.999999	Modified Loans Only	>= 0 to <= 1
153	Pre-Modification Next Interest Rate Change Date	Next Interest Reset Date Under The Original Terms Of The Loan (one month prior to new payment due date).	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Date	20090914	YYYYMMDD	Modified Loans Only	“19010101” if unknown
154	Pre-Modification I/O Term	Interest Only Term (in months) preceding The Modification Effective Payment Date.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Integer	36	999	Modified Loans Only	>= 0 to <= 120
155	Forgiven Principal Amount	The sum total of all principal balance reductions (as a result of loan modification) over the life of the loan.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	12000	9(10).99	Modified Loans Only	>= 0
156	Forgiven Interest Amount	The sum total of all interest incurred and forgiven (as a result of loan modification) over the life of the loan.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	12000	9(10).99	Modified Loans Only	>= 0
157	Number of Modifications	The number of times the loan has been modified.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Integer	1	9	Modified Loans Only	>= 0
158	Cash To/From Brrw at Closing	Indicates the amount of cash the borrower(s) paid into or received at closing. [HUD-1 Bottom Line] + [Earnest money] + [Paid Outside Closing Items]		Numeric – Decimal	100000.01	9(10).99
159	Brrw - Yrs at in Industry	Number of years the primary borrower has been working in their current industry		Numeric – Decimal	9.9	9.999999
160	CoBrrw - Yrs at in Industry	Number of years the co-borrower has been working in their current industry		Numeric – Decimal	8	9.999999
161	Junior Mortgage Drawn Amount	Applicable if the subject loan is a first mortgage.   At the time of origination for the subject loan, the sum of the outstanding balance(s) for any junior mortgages (HELOCs and closed-end).		Numeric – Decimal	100000.01	9(10).99
162	Maturity Date	Maturity date of mortgage		Date	20420501	YYYYMMDD
163	Primary Borrower Wage Income (Salary)	The primary borrower's salary wage income		Numeric – Decimal	10000.44	9(10).99
164	Primary Borrower Wage Income (Bonus)	The primary borrower's bonus wage income		Numeric – Decimal	10000.44	9(10).99
165	Primary Borrower Wage Income (Commission)	The primary borrower's commission wage income		Numeric – Decimal	10000.44	9(10).99
166	Co-Borrower Wage Income (Salary)	The coborrower's salary wage income		Numeric – Decimal	10000.44	9(10).99
167	Co-Borrower Wage Income (Bonus)	The coborrower's bonus wage income		Numeric – Decimal	10000.44	9(10).99
168	Co-Borrower Wage Income (Commission)	The coborrower's commission wage income		Numeric – Decimal	10000.44	9(10).99
169	Originator Doc Code	Documentation Code value as presented by the seller.		Text	Full	XXXX
170	RWT Income Verification	Internal Redwood Derived field.  Due Diligence / Trade Desk derived value indicating the level of primary borrower asset verification		Text	2 Years	XXXX
171	RWT Asset Verification	Internal Redwood Derived field.  Due Diligence / Trade Desk derived value indicating the level of primary borrower Income verification		Text	2 Months	XXXX
MH-1	Real Estate Interest	Indicates whether the property on which the manufactured home is situated is owned outright or subject to the terms of a short- or long-term lease. (A long-term lease is defined as a lease whose term is greater than or equal to the loan term.)	Manufactured Housing	Numeric – Integer	2	99	Manufactured Housing Loans Only	See Coding	1 = Owned 2 = Short-term lease 3 = Long-term lease 99 = Unavailable
MH-2	Community Ownership Structure	If the manufactured home is situated in a community, a means of classifying ownership of the community.	Manufactured Housing	Numeric – Integer	2	99	Manufactured Housing Loans Only	See Coding	1 = Public Institutional 2 = Public Non-Institutional 3 = Private Institutional 4 = Private Non-Institutional 5 = HOA-Owned 6 = Non-Community 99 = Unavailable
MH-3	Year of Manufacture	The year in which the home was manufactured (Model Year -- YYYY Format). Required only in cases where a full appraisal is not provided.	Manufactured Housing	Numeric – Integer	2006	YYYY	Manufactured Housing Loans Only	1901 = Unavailable
MH-4	HUD Code Compliance  Indicator (Y/N)	Indicates whether the home was constructed in accordance with the 1976 HUD code. In general, homes manufactured after 1976 comply with this code.	Manufactured Housing	Numeric – Integer	1	9	Manufactured Housing Loans Only	See Codes	0 = No 1 = Yes 99 = Unavailable
MH-5	Gross Manufacturer’s Invoice Price	The total amount that appears on the manufacturer’s invoice (typically includes intangible costs such as transportation, association, on-site setup, service and warranty costs, taxes, dealer incentives, and other fees).	Manufactured Housing	Numeric – Decimal	72570.62	9(10).99	Manufactured Housing Loans Only	>= 0
MH-6	LTI (Loan-to-Invoice) Gross	The ratio of the loan amount divided by the Gross Manufacturer’s Invoice Price (Field MH-5).	Manufactured Housing	Numeric – Decimal	0.75	9.999999	Manufactured Housing Loans Only	>= 0 to <= 1
MH-7	Net Manufacturer’s Invoice Price	The Gross Manufacturer’s Invoice Price (Field MH-5) minus intangible costs, including: transportation, association, on-site setup, service, and warranty costs, taxes, dealer incentives, and other fees.	Manufactured Housing	Numeric – Decimal	61570.62	9(10).99	Manufactured Housing Loans Only	>= 0
MH-8	LTI (Net)	The ratio of the loan amount divided by the Net Manufacturer’s Invoice Price (Field MH-7).	Manufactured Housing	Numeric – Decimal	0.62	9.999999	Manufactured Housing Loans Only	>= 0 to <= 1
MH-9	Manufacturer Name	The manufacturer of the subject property. (To be applied only in cases where no appraised value/other type of property valuation is available.)	Manufactured Housing	Text	“XYZ Corp”	Char (100)	Manufactured Housing Loans Only (where no appraised value is provided)	MH Manufacturer name in double quotation marks
MH-10	Model Name	The model name of the subject property. (To be applied only in cases where no appraised value/other type of property valuation is available.)	Manufactured Housing	Text	“DX5-916-X”	Char (100)	Manufactured Housing Loans Only (where no appraised value is provided)	MH Model name in double quotation marks
MH-11	Down Payment Source	An indicator of the source of the down payment used by the borrower to acquire the property and qualify for the mortgage.	Manufactured Housing	Numeric – Integer	2	99	Manufactured Housing Loans Only	See Codes	1 = Cash 2 = Proceeds from trade in 3 = Land in Lieu 4 = Other 99 = Unavailable
MH-12	Community/Related Party Lender (Y/N)	An indicator of whether the loan was made by the community owner, an affiliate of the community owner or the owner of the real estate upon which the collateral is located.	Manufactured Housing	Numeric – Integer	1	99	Manufactured Housing Loans Only	See Codes	0 = No 1 = Yes 99 = Unavailable
MH-13	Defined Underwriting Criteria (Y/N)	An indicator of whether the loan was made in accordance with a defined and/or standardized set of underwriting criteria.	Manufactured Housing	Numeric – Integer	1	99	Manufactured Housing Loans Only	See Codes	0 = No 1 = Yes 99 = Unavailable
MH-14	Chattel Indicator	An Indicator of whether the secured property is classified as chattel or Real Estate.	Manufactured Housing	Numeric – Integer	1	99	Manufactured Housing Loans Only	See Codes	0 = Real Estate 1 = Chattel 99 = Unavailable

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APPENDIX A

MODIFICATIONS TO THE FLOW SERVICING AGREEMENT

1.          The definition of “Assumed Principal Balance” in Section 1 is revised to read in its entirety as follows:

“Assumed Principal Balance: As to each Mortgage Loan as of any date of determination, (i) the principal balance of the Mortgage Loan outstanding as of the Cut-off Date after application of payments due on or before the Cut-off Date, whether or not received, minus (ii) all amounts previously distributed to the Owner with respect to the Mortgage Loan pursuant to Subsection 11.15 and representing (a) payments or other recoveries of principal or (b) advances of scheduled principal payments made pursuant to Subsection 11.17.”

2.          The definition of “Business Day” in Section 1 is revised to read in its entirety as follows:

“Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a legal holiday in the State of New York, the State of New Jersey, the State of California, the State of Delaware, the State of Maryland or the State of Minnesota, or (iii) a day on which banks in the State of New York, the State of New Jersey, the State of California, the State of Delaware, the State of Maryland or the State of Minnesota are authorized or obligated by law or executive order to be closed.”

3.          The definition of “Closing Date” in Section 1 is revised to read in its entirety as follows:

“Closing Date: June 27, 2012, except with respect to Section 3 and the Servicer Acknowledgement(s).”

4.          The definition of “Cut-off Date” in Section 1 is revised to read in its entirety as follows:

“Cut-off Date: June 1, 2012, except with respect to the Servicer Acknowledgement(s).”

5.          The definition of “First Remittance Date” in Section 1 is revised to read in its entirety as follows:

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“ First Remittance Date: July 25, 2012.”

6.          A new definition of “MERS Event” is hereby added to Section 1, to be inserted alphabetically and to read in its entirety as follows:

“MERS Event: The occurrence of any of the following events:

(i)          a Monthly Payment on a MERS Mortgage Loan has not been received within 60 days of its Due Date;

(ii)         a court of competent jurisdiction in a particular state rules that MERS is not an appropriate, permissible or authorized system for transferring ownership of Mortgage Loans in that state; or

(iii)        (A) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against MERS, and such decree or order shall have remained in force undischarged or unstayed for a period of 60 days; or (B) MERS shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities, voluntary liquidation or similar proceedings of or relating to MERS or of or relating to all or substantially all of its property; or (C) MERS shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations.

With respect to the event described in clause (ii), a MERS Event will be deemed to have occurred with respect to all Mortgage Loans in the related state, and with respect to any of the events described in clause (iii), a MERS Event will be deemed to have occurred with respect to all of the Mortgage Loans.”

7.          A new definition of “Servicing Administrator” is hereby added to Section 1, to be inserted alphabetically and to read in its entirety as follows:

“Servicing Administrator: Redwood Residential Acquisition Corporation or its successor in interest.”

8.          Owner Representation Correction

In the first sentence of Subsection 7.02(a), the phrase “federal savings bank” is replaced by the phrase “Delaware corporation” and the term “United States” is replaced by the term “Delaware”.

9.          Subsection 11.01(e), first sentence is revised to read in its entirety as follows:

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“Consistent with the terms of this Agreement, and subject to the REMIC Provisions if the Mortgage Loans have been transferred to a REMIC, the Servicer may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any Mortgagor; provided, however, that the Servicer shall not enter into any payment plan or agreement to modify payments with a Mortgagor lasting more than six (6) months or permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate, the Lifetime Rate Cap (if applicable), the Initial Rate Cap (if applicable), the Periodic Rate Cap (if applicable) or the Gross Margin (if applicable), agree to the capitalization of arrearages, including interest, fees or expenses owed under the Mortgage Loan, make any future advances or extend the final maturity date with respect to such Mortgage Loan (provided that the Servicer shall in no event extend the final maturity date past July 25, 2042 or, if such 25^th day is not a Business Day, the next succeeding Business Day), or accept substitute or additional collateral or release any collateral for such Mortgage Loan, unless (1) the Mortgagor is in default with respect to the Mortgage Loan, or such default is, in the judgment of the Servicer, imminent, (2) the modification is in accordance with the customary procedures of the Servicer, which may change from time to time, or industry-accepted programs, and (3) the Owner has approved such action.”

10.         Subsection 11.03, third sentence is revised to read in its entirety as follows:

“Mortgage Loan payments received by the Servicer will be deposited into a clearing account that is insured by the FDIC on the same day of receipt, unless such payments are received after 4:00 p.m. New York time, in which case such payments will be deposited on the following Business Day.”

11.         Subsection 11.04, first sentence of the first paragraph is revised to read in its entirety as follows:

“The Servicer shall segregate and hold all funds collected and received pursuant to each Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Custodial Accounts (collectively, the “Custodial Account”), titled “Christiana Trust, a division of Wilmington Savings Fund Society, FSB, in trust for the holders of Sequoia Mortgage Trust 2012-3 Mortgage Pass-Through Certificates.”

12.         Subsection 11.04, subclause (f) of the second paragraph is revised to read in its entirety as follows:

“(f)       any amount required to be deposited in the Custodial Account pursuant to Subsections 11.15, 11.17, 11.19 and 11.25.”

13.         Notwithstanding anything to the contrary in the Flow Servicing Agreement, any Custodial Accounts established by the Servicer pursuant to Subsection 11.04 of the Flow Servicing Agreement shall qualify as Eligible Accounts as defined in the Pooling and Servicing Agreement.

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14.          Paragraphs (b), (c), (d) and (f) of Subsection 11.05 are revised to read in their entirety as follows:

(b)          to reimburse the Servicing Administrator for P&I Advances, the Servicing Administrator’s right to reimbursement pursuant to this subclause (b) with respect to any Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds and such other amounts as may be collected by the Servicer from the related Mortgagor or otherwise relating to the Mortgage Loan, it being understood that, in the case of any such reimbursement, the Servicing Administrator’s right thereto shall be prior to the rights of the Owner with respect to such Mortgage Loan;

(c)          to reimburse itself or the Servicing Administrator for any unpaid portion of any Servicing Fees and for unreimbursed Servicing Advances made by the Servicer or the Servicing Administrator, the Servicer’s right to reimburse itself or the Servicing Administrator pursuant to this subclause (c) with respect to any Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds and such other amounts as may be collected by the Servicer from the related Mortgagor or otherwise relating to the Mortgage Loan, it being understood that, in the case of any such reimbursement, the rights of the Servicer and Servicing Administrator thereto shall be prior to the rights of the Owner unless the Servicing Administrator is required to pay the Prepayment Interest Shortfall pursuant to Subsection 11.15, in which case the Servicing Administrator’s right to such reimbursement shall be subsequent to the payment to the Owner of such shortfall;

(d)          to reimburse itself or the Servicing Administrator for unreimbursed Servicing Advances, to the extent that such amounts are nonrecoverable (as certified by the Servicer or the Servicing Administrator, as applicable, to the Owner in an Officer’s Certificate) by the Servicer or the Servicing Administrator, as applicable, pursuant to subclause (c) above;

. . .

(f)          to reimburse the Servicing Administrator for unreimbursed P&I Advances, to the extent that such amounts are nonrecoverable (as certified by the Servicing Administrator to the Owner in an Officer’s Certificate) by the Servicing Administrator pursuant to subclause (b) above;

15.         Amendments to Subsection 11.13

(a)          Subsection 11.13 is revised by deleting the first sentence and replacing it in its entirety with the following:

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“Subject to Subsection 11.02, in the event that title to the Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the trust created by the Pooling and Servicing Agreement, where permitted by applicable law or regulation and consistent with Customary Servicing Procedures, and otherwise, in the name of the trustee of the Trust or its nominee.”

(b)          Subsection 11.13 is further revised to add the following paragraphs at the end of the section:

“The REO Property must be sold within three years following the end of the calendar year of the date of acquisition if a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, unless (i) the Owner shall have been supplied with an Opinion of Counsel (at the expense of the Servicing Administrator) to the effect that the holding by the related trust of such Mortgaged Property subsequent to such three-year period (and specifying the period beyond such three-year period for which the Mortgaged Property may be held) will not result in the imposition of taxes on “prohibited transactions” of the related trust as defined in Section 860F of the Code, or cause the related REMIC to fail to qualify as a REMIC, in which case the related trust may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel), or (ii) the Owner (at the Servicer’s expense) or the Servicer shall have applied for, prior to the expiration of such three-year period, an extension of such three-year period in the manner contemplated by Section 856(e)(3) of the Code, in which case the three-year period shall be extended by the applicable period. If a period longer than three years is permitted under the foregoing sentence and is necessary to sell any REO Property, the Servicer shall report monthly to the Owner as to progress being made in selling such REO Property.

Notwithstanding any other provision of this Agreement, if a REMIC election has been made, no Mortgaged Property held by a REMIC shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the related trust or sold in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify at any time as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code, (ii) subject the related trust to the imposition of any federal or state income taxes on “net income from foreclosure property” with respect to such Mortgaged Property within the meaning of Section 860G(c) of the Code, or (iii) cause the sale of such Mortgaged Property to result in the receipt by the related trust of any income from non-permitted assets as described in Section 860F(a) (2)(B) of the Code, unless the Servicer has agreed to indemnify and hold harmless the related trust with respect to the imposition of any such taxes.”

16.         Servicer Reports. The Servicer shall provide monthly reports to the Purchaser pursuant to Subsection 11.16 in the formats attached hereto as Exhibits 4 and 5, or in such other format as the Servicer, the Purchaser and the Depositor shall agree in writing.

17.         Subsection 11.17 is revised to read in its entirety as follows:

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“Subsection 11.17         Advances by the Servicer or Servicing Administrator.

No later than two Business Days immediately preceding each related Remittance Date, the Servicer shall either (a) deposit in the Custodial Account from funds provided by the Servicing Administrator pursuant to Subsection 11.25 an amount equal to the aggregate amount of all Monthly Payments (with interest adjusted to the Mortgage Loan Remittance Rate) which were due on the Mortgage Loans during the applicable Due Period and which were delinquent at the close of business on the immediately preceding Determination Date, (b) cause to be made an appropriate entry in the records of the Custodial Account that amounts held for future distribution have been, as permitted by this Subsection 11.17, used by the Servicer in discharge of any such P&I Advance or (c) make P&I Advances in the form of any combination of (a) or (b) aggregating the total amount of advances to be made, subject to Subsection 11.25. Any amounts held for future distribution and so used shall be replaced by the Servicing Administrator by deposit in the Custodial Account on or before any future Remittance Date if funds in the Custodial Account on such Remittance Date shall be less than payments to the Owner required to be made on such Remittance Date. The Servicing Administrator’s obligation to make P&I Advances as to any Mortgage Loan will continue through the last Monthly Payment due prior to the payment in full of a Mortgage Loan, or through the last related Remittance Date prior to the Remittance Date for the distribution of all other payments or recoveries (including proceeds under any title, hazard or other insurance policy, or condemnation awards) with respect to a Mortgage Loan; provided, however, that such obligation shall cease if the Servicing Administrator, in its good faith judgment, determines that such P&I Advances would not be recoverable pursuant to Subsection 11.05(b). The determination by the Servicing Administrator that a P&I Advance, if made, would be nonrecoverable, shall be evidenced by an Officer’s Certificate of the Servicing Administrator delivered to the Owner, which details the reasons for such determination. Neither the Servicing Administrator nor the Servicer shall have any obligation to advance amounts in respect of shortfalls relating to the Servicemembers Civil Relief Act and similar state and local laws.

18.         The first sentence of Subsection 11.18 is revised to read in its entirety as follows:

“The Servicer will use its best efforts to enforce any “due-on-sale” provision contained in any Mortgage or Mortgage Note; provided that, subject to the Owner’s prior approval for the release of liability from the original borrower, the Servicer shall permit such assumption if so required in accordance with the terms of the Mortgage or the Mortgage Note.”

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19.         The Flow Servicing Agreement is modified by adding a new Subsection 11.26 which reads in its entirety as follows:

“Subsection 11.26 Compliance with REMIC Provisions.

If a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, the Servicer shall not take any action, cause the REMIC to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of the REMIC as a REMIC or (ii) result in the imposition of a tax upon the REMIC (including but not limited to the tax on “prohibited transactions” as defined in Section 860F(a)(2) of the Code and the tax on “contribution” to a REMIC set forth in Section 860G(d) of the Code unless the Servicer has received an Opinion of Counsel (at the expense of the party seeking to take such actions) to the effect that the contemplated action will not endanger such REMIC status or result in the imposition of any such tax.”

20.         The Flow Servicing Agreement is modified by adding a new subsection 11.27 which reads in its entirety as follows:

“Subsection 11.27 MERS Event.

The Servicer shall prepare and submit an assignment to remove from the MERS System each MERS Mortgage Loan that is subject to a MERS Event within 15 Business Days of the occurrence of such MERS Event. The Servicer shall notify the Master Servicer and Trustee upon the removal of a MERS Mortgage Loan from the MERS System.”

21.         The first sentence of Subsection 12.01(b) is revised to read in its entirety as follows:

The Servicer shall promptly notify the Owner if a claim is made by a third party with respect to this Agreement or the Mortgage Loans, and the Servicer shall assume the defense of any such claim and pay all expenses in connection therewith, including counsel fees.

22.         Subsection 12.04 is revised to read in its entirety as follows:

“Subsection 12.04         Servicer Not to Resign.

The Servicer shall not assign this Agreement or resign from the obligations and duties hereby imposed on it except by mutual consent of the Servicer and the Owner or upon the determination that the Servicer’s duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Servicer. No such resignation of or assignment by the Servicer shall become effective until a successor has assumed the Servicer’s responsibilities and obligations hereunder in accordance with Subsection 14.02.”

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EXHIBIT 4

FORM OF MONTHLY LOSS REPORT

Exhibit : Calculation of Realized Loss/Gain Form 332– Instruction Sheet

NOTE: Do not net or combine items. Show all expenses individually and all credits as separate line items. Claim packages are due on the remittance report date. Late submissions may result in claims not being passed until the following month. The Servicer is responsible to remit all funds pending loss approval and /or resolution of any disputed items.

(a)          

(b)          The numbers on the 332 form correspond with the numbers listed below.

Liquidation and Acquisition Expenses:

1. The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.

2. The Total Interest Due less the aggregate amount of servicing fee that would have been earned if all delinquent payments had been made as agreed. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.

3. Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan as calculated on a monthly basis. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.

4-12. Complete as applicable. Required documentation:

* For taxes and insurance advances – see page 2 of 332 form - breakdown required showing period of coverage, base tax, interest, penalty. Advances prior to default require evidence of servicer efforts to recover advances.

* For escrow advances - complete payment history (to calculate advances from last positive escrow balance forward)

* Other expenses -  copies of corporate advance history showing all payments

* REO repairs > $1500 require explanation

* REO repairs >$3000 require evidence of at least 2 bids.

* Short Sale or Charge Off require P&L supporting the decision and WFB’s approved Officer Certificate

* Unusual or extraordinary items may require further documentation.

13. The total of lines 1 through 12.

(c) Credits:

14-21.   Complete as applicable. Required documentation:

* Copy of the HUD 1 from the REO sale. If a 3^rd Party Sale, bid instructions and Escrow Agent / Attorney

Letter of Proceeds Breakdown.

* Copy of EOB for any MI or gov't guarantee

* All other credits need to be clearly defined on the 332 form

22.         The total of lines 14 through 21.

Please Note: For HUD/VA loans, use line (18a) for Part A/Initial proceeds and line (18b) for Part B/Supplemental proceeds.

Total Realized Loss (or Amount of Any Gain)

23. The total derived from subtracting line 22 from 13. If the amount represents a realized gain, show the amount in parenthesis (     ).

Exhibit 3A: Calculation of Realized Loss/Gain Form 332 

Prepared by:	Date:
Phone:	Email Address:

Servicer Loan No. Servicer Name Servicer Address

WELLS FARGO BANK, N.A. Loan No._____________________________

Borrower's Name: _________________________________________________________

Property Address: _________________________________________________________

Liquidation Type: REO Sale 3^rd Party Sale Short Sale Charge Off

Was this loan granted a Bankruptcy deficiency or cramdown                  Yes                  No                  

If “Yes”, provide deficiency or cramdown amount _______________________________

Liquidation and Acquisition Expenses:
(1)	Actual Unpaid Principal Balance of Mortgage Loan	$ ______________	(1)
(2)	Interest accrued at Net Rate	________________	(2)
(3)	Accrued Servicing Fees	________________	(3)
(4)	Attorney's Fees	________________	(4)
(5)	Taxes (see page 2)	________________	(5)
(6)	Property Maintenance	________________	(6)
(7)	MI/Hazard Insurance Premiums (see page 2)	________________	(7)
(8)	Utility Expenses	________________	(8)
(9)	Appraisal/BPO	________________	(9)
(10)	Property Inspections	________________	(10)
(11)	FC Costs/Other Legal Expenses	________________	(11)
(12)	Other (itemize)	________________	(12)
	Cash for Keys__________________________	________________	(12)
	HOA/Condo Fees_______________________	________________	(12)
	_____________________________________	________________	(12)
	Total Expenses	$ _______________	(13)
Credits:
(14)	Escrow Balance	$ _______________	(14)
(15)	HIP Refund	________________	(15)
(16)	Rental Receipts	________________	(16)
(17)	Hazard Loss Proceeds	________________	(17)
(18)	Primary Mortgage Insurance / Gov’t Insurance
HUD Part A		________________	(18a)
HUD Part B		________________	(18b)
(19)	Pool Insurance Proceeds	________________	(19)
(20)	Proceeds from Sale of Acquired Property	________________	(20)
(21)	Other (itemize)	________________	(21)
	_________________________________________	________________	(21)
	Total Credits	$________________	(22)
Total Realized Loss (or Amount of Gain)		$________________	(23)

Escrow Disbursement Detail

Type (Tax /Ins.) Date Paid Period of Coverage Total Paid Base Amount Penalties Interest

EXHIBIT 5

FORM OF DELINQUENCY REPORTING

Exhibit : Standard File Layout – Delinquency Reporting 

*The column/header names in bold are the minimum fields Wells Fargo must receive from every Servicer 

Column/Header Name	Description	Decimal	Format Comment
SERVICER_LOAN_NBR	A unique number assigned to a loan by the Servicer. This may be different than the LOAN_NBR
LOAN_NBR	A unique identifier assigned to each loan by the originator.
CLIENT_NBR	Servicer Client Number
SERV_INVESTOR_NBR	Contains a unique number as assigned by an external servicer to identify a group of loans in their system.
BORROWER_FIRST_NAME	First Name of the Borrower.
BORROWER_LAST_NAME	Last name of the borrower.
PROP_ADDRESS	Street Name and Number of Property
PROP_STATE	The state where the property located.
PROP_ZIP	Zip code where the property is located.
BORR_NEXT_PAY_DUE_DATE	The date that the borrower's next payment is due to the servicer at the end of processing cycle, as reported by Servicer.		MM/DD/YYYY
LOAN_TYPE	Loan Type (i.e. FHA, VA, Conv)
BANKRUPTCY_FILED_DATE	The date a particular bankruptcy claim was filed.		MM/DD/YYYY
BANKRUPTCY_CHAPTER_CODE	The chapter under which the bankruptcy was filed.
BANKRUPTCY_CASE_NBR	The case number assigned by the court to the bankruptcy filing.
POST_PETITION_DUE_DATE	The payment due date once the bankruptcy has been approved by the courts		MM/DD/YYYY
BANKRUPTCY_DCHRG_DISM_DATE	The Date The Loan Is Removed From Bankruptcy. Either by Dismissal, Discharged and/or a Motion For Relief Was Granted.		MM/DD/YYYY
LOSS_MIT_APPR_DATE	The Date The Loss Mitigation Was Approved By The Servicer		MM/DD/YYYY
LOSS_MIT_TYPE	The Type Of Loss Mitigation Approved For A Loan Such As;

Column/Header Name	Description	Decimal	Format Comment
LOSS_MIT_EST_COMP_DATE	The Date The Loss Mitigation /Plan Is Scheduled To End/Close		MM/DD/YYYY
LOSS_MIT_ACT_COMP_DATE	The Date The Loss Mitigation Is Actually Completed		MM/DD/YYYY
FRCLSR_APPROVED_DATE	The date DA Admin sends a letter to the servicer with instructions to begin foreclosure proceedings.		MM/DD/YYYY
ATTORNEY_REFERRAL_DATE	Date File Was Referred To Attorney to Pursue Foreclosure		MM/DD/YYYY
FIRST_LEGAL_DATE	Notice of 1st legal filed by an Attorney in a Foreclosure Action		MM/DD/YYYY
FRCLSR_SALE_EXPECTED_DATE	The date by which a foreclosure sale is expected to occur.		MM/DD/YYYY
FRCLSR_SALE_DATE	The actual date of the foreclosure sale.		MM/DD/YYYY
FRCLSR_SALE_AMT	The amount a property sold for at the foreclosure sale.	2	No commas(,) or dollar signs ($)
EVICTION_START_DATE	The date the servicer initiates eviction of the borrower.		MM/DD/YYYY
EVICTION_COMPLETED_DATE	The date the court revokes legal possession of the property from the borrower.		MM/DD/YYYY
LIST_PRICE	The price at which an REO property is marketed.	2	No commas(,) or dollar signs ($)
LIST_DATE	The date an REO property is listed at a particular price.		MM/DD/YYYY
OFFER_AMT	The dollar value of an offer for an REO property.	2	No commas(,) or dollar signs ($)
OFFER_DATE_TIME	The date an offer is received by DA Admin or by the Servicer.		MM/DD/YYYY
REO_CLOSING_DATE	The date the REO sale of the property is scheduled to close.		MM/DD/YYYY
REO_ACTUAL_CLOSING_DATE	Actual Date Of REO Sale		MM/DD/YYYY
OCCUPANT_CODE	Classification of how the property is occupied.
PROP_CONDITION_CODE	A code that indicates the condition of the property.
PROP_INSPECTION_DATE	The date a property inspection is performed.		MM/DD/YYYY
APPRAISAL_DATE	The date the appraisal was done.		MM/DD/YYYY

Column/Header Name	Description	Decimal	Format Comment
CURR_PROP_VAL	The current "as is" value of the property based on brokers price opinion or appraisal.	2
REPAIRED_PROP_VAL	The amount the property would be worth if repairs are completed pursuant to a broker's price opinion or appraisal.	2
If applicable:
DELINQ_STATUS_CODE	FNMA Code Describing Status of Loan
DELINQ_REASON_CODE	The circumstances which caused a borrower to stop paying on a loan. Code indicates the reason why the loan is in default for this cycle.
MI_CLAIM_FILED_DATE	Date Mortgage Insurance Claim Was Filed With Mortgage Insurance Company.		MM/DD/YYYY
MI_CLAIM_AMT	Amount of Mortgage Insurance Claim Filed		No commas(,) or dollar signs ($)
MI_CLAIM_PAID_DATE	Date Mortgage Insurance Company Disbursed Claim Payment		MM/DD/YYYY
MI_CLAIM_AMT_PAID	Amount Mortgage Insurance Company Paid On Claim	2	No commas(,) or dollar signs ($)
POOL_CLAIM_FILED_DATE	Date Claim Was Filed With Pool Insurance Company		MM/DD/YYYY
POOL_CLAIM_AMT	Amount of Claim Filed With Pool Insurance Company	2	No commas(,) or dollar signs ($)
POOL_CLAIM_PAID_DATE	Date Claim Was Settled and The Check Was Issued By The Pool Insurer		MM/DD/YYYY
POOL_CLAIM_AMT_PAID	Amount Paid On Claim By Pool Insurance Company	2	No commas(,) or dollar signs ($)
FHA_PART_A_CLAIM_FILED_DATE	Date FHA Part A Claim Was Filed With HUD		MM/DD/YYYY
FHA_PART_A_CLAIM_AMT	Amount of FHA Part A Claim Filed	2	No commas(,) or dollar signs ($)
FHA_PART_A_CLAIM_PAID_DATE	Date HUD Disbursed Part A Claim Payment		MM/DD/YYYY
FHA_PART_A_CLAIM_PAID_AMT	Amount HUD Paid on Part A Claim	2	No commas(,) or dollar signs ($)
FHA_PART_B_CLAIM_FILED_DATE	Date FHA Part B Claim Was Filed With HUD		MM/DD/YYYY
FHA_PART_B_CLAIM_AMT	Amount of FHA Part B Claim Filed	2	No commas(,) or dollar signs ($)

Column/Header Name	Description	Decimal	Format Comment
FHA_PART_B_CLAIM_PAID_DATE	Date HUD Disbursed Part B Claim Payment		MM/DD/YYYY
FHA_PART_B_CLAIM_PAID_AMT	Amount HUD Paid on Part B Claim	2	No commas(,) or dollar signs ($)
VA_CLAIM_FILED_DATE	Date VA Claim Was Filed With the Veterans Admin		MM/DD/YYYY
VA_CLAIM_PAID_DATE	Date Veterans Admin. Disbursed VA Claim Payment		MM/DD/YYYY
VA_CLAIM_PAID_AMT	Amount Veterans Admin. Paid on VA Claim	2	No commas(,) or dollar signs ($)
MOTION_FOR_RELIEF_DATE	The date the Motion for Relief was filed	10	MM/DD/YYYY
FRCLSR_BID_AMT	The foreclosure sale bid amount	11	No commas(,) or dollar signs ($)
FRCLSR_SALE_TYPE	The foreclosure sales results: REO, Third Party, Conveyance to HUD/VA
REO_PROCEEDS	The net proceeds from the sale of the REO property.		No commas(,) or dollar signs ($)
BPO_DATE	The date the BPO was done.
CURRENT_FICO	The current FICO score
HAZARD_CLAIM_FILED_DATE	The date the Hazard Claim was filed with the Hazard Insurance Company.	10	MM/DD/YYYY
HAZARD_CLAIM_AMT	The amount of the Hazard Insurance Claim filed.	11	No commas(,) or dollar signs ($)
HAZARD_CLAIM_PAID_DATE	The date the Hazard Insurance Company disbursed the claim payment.	10	MM/DD/YYYY
HAZARD_CLAIM_PAID_AMT	The amount the Hazard Insurance Company paid on the claim.	11	No commas(,) or dollar signs ($)
ACTION_CODE	Indicates loan status		Number
NOD_DATE			MM/DD/YYYY
NOI_DATE			MM/DD/YYYY
ACTUAL_PAYMENT_PLAN_START_DATE			MM/DD/YYYY
ACTUAL_PAYMENT_ PLAN_END_DATE
ACTUAL_REO_START_DATE			MM/DD/YYYY
REO_SALES_PRICE			Number
REALIZED_LOSS/GAIN	As defined in the Servicing Agreement		Number

Exhibit 2: Standard File Codes – Delinquency Reporting 

The Loss Mit Type field should show the approved Loss Mitigation Code as follows:

· ASUM- Approved Assumption

· BAP-         Borrower Assistance Program

· CO- Charge Off

· DIL- Deed-in-Lieu

· FFA- Formal Forbearance Agreement

· MOD- Loan Modification

· PRE- Pre-Sale

· SS- Short Sale

· MISC- Anything else approved by the PMI or Pool Insurer

NOTE: Wells Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply Wells Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file.

The Occupant Code field should show the current status of the property code as follows:

· Mortgagor

· Tenant

· Unknown

· Vacant

The Property Condition field should show the last reported condition of the property as follows:

· Damaged

· Excellent

· Fair

· Gone

· Good

· Poor

· Special Hazard

· Unknown

Exhibit 2: Standard File Codes – Delinquency Reporting, Continued 

The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows:

Delinquency Code	Delinquency Description
001	FNMA-Death of principal mortgagor
002	FNMA-Illness of principal mortgagor
003	FNMA-Illness of mortgagor’s family member
004	FNMA-Death of mortgagor’s family member
005	FNMA-Marital difficulties
006	FNMA-Curtailment of income
007	FNMA-Excessive Obligation
008	FNMA-Abandonment of property
009	FNMA-Distant employee transfer
011	FNMA-Property problem
012	FNMA-Inability to sell property
013	FNMA-Inability to rent property
014	FNMA-Military Service
015	FNMA-Other
016	FNMA-Unemployment
017	FNMA-Business failure
019	FNMA-Casualty loss
022	FNMA-Energy environment costs
023	FNMA-Servicing problems
026	FNMA-Payment adjustment
027	FNMA-Payment dispute
029	FNMA-Transfer of ownership pending
030	FNMA-Fraud
031	FNMA-Unable to contact borrower
INC	FNMA-Incarceration

Exhibit 2: Standard File Codes – Delinquency Reporting, Continued 

The FNMA Delinquent Status Code field should show the Status of Default as follows:

Status Code	Status Description
09	Forbearance
17	Pre-foreclosure Sale Closing Plan Accepted
24	Government Seizure
26	Refinance
27	Assumption
28	Modification
29	Charge-Off
30	Third Party Sale
31	Probate
32	Military Indulgence
43	Foreclosure Started
44	Deed-in-Lieu Started
49	Assignment Completed
61	Second Lien Considerations
62	Veteran’s Affairs-No Bid
63	Veteran’s Affairs-Refund
64	Veteran’s Affairs-Buydown
65	Chapter 7 Bankruptcy
66	Chapter 11 Bankruptcy
67	Chapter 13 Bankruptcy