EX-33.1 3 smt12003_33-1.txt EX-33.1 (logo)CENLAR FSB CENTRAL LOAN ADMINISTRATION & REPORTING 7 Graphics Drive, Suite 212 * Ewing, NJ 08628 609-883-3900 Ext. 3288 * Fax: 609-538-4006 * E-mail: gtornquist@cenlar.com GREGORY S. TORNQUIST President &. Chief Executive Officer Management Assessment The Board of Directors Cenlar FSB: Management of Cenlar FSB (the Company) is responsible for assessing compliance with the applicable servicing criteria set forth in Item 1122(d) of Regulation AB of the Securities and Exchange Commission relating to the servicing of residential mortgage loans (the Platform), except for servicing criteria 1122(d)(1)(iii) Backup Servicer, as of and for the year ended December 31, 2012. This criteria is not applicable to the Company because the Company does not perform activities with respect to the Platform relating to this criteria. With respect to servicing criteria 1122(d)(4)(xi) and 1122(d)(2)(vi), management has engaged various vendors to perform the activities required by these servicing criteria. The Company's management has determined that none of these vendors is considered a "servicer" as defined in Item 1101(j) of Regulation AB, and the Company's management has elected to take responsibility for assessing compliance with the servicing criteria applicable to each vendor as permitted by Interpretation 17.06 of the SEC Division of Corporation Finance Manual of Publicly Available Telephone Interpretations ("Interpretation 17.06"). Management has policies and procedures in place designed to provide reasonable assurance that the vendors' activities comply in all material respects with the servicing criteria applicable to each vendor. The Company's management is solely responsible for determining that it meets the SEC requirements to apply Interpretation 17.06 for the vendors and related criteria. Appendix A identifies the individual asset-backed transactions and securities defined by management as constituting the Platform. The Company's management has assessed the Company's compliance with the applicable servicing criteria as of and for the year ended December 31, 2012. In making this assessment, management used the criteria set forth by the Securities and Exchange Commission in paragraph (d) of Item 1122 of Regulation AB. Based on such assessment, management has concluded that, as of and for the year ended December 31, 2012, the Company has complied, in all material respects with the servicing criteria, except for the servicing criteria 1122 (d)(1)(iii) Backup Servicer, set forth in Item 1122(d) of Regulation AB of the Securities and Exchange Commission relating to the servicing of the Platform. Mailing Address: Cenlar FSB * 425 Phillips Boulevard * Ewing. NJ 08618 (page) Cenlar FSB February 28, 2013 Page 2 of 2 KPMG LLP, an independent registered public accounting firm, has issued an attestation report with respect to management's assessment of compliance with the applicable servicing criteria as of and for the year ended December 31,2012. /s/ Gregory S. Tornquist Gregory S. Tornquist President & Chief Executive Officer /s/ Stephen W. Gozdan /s/ Jeanne M. Bader Stephen W. Gozdan Jeanne M. Bader Chief Financial Officer Director of Loan Administration February 28, 2013 (page) Appendix A Securities Covered in Cenlar FSB's REG AB Attestation: Wells Fargo Bank, N.A.
Investor Security * Period Subserviced by Cenlar FSB A54 New York Mortgage Company NYMC 06-1 1/1 to 12/31/12 H96 UBS Real Estate Securities, Inc MASTR 06-OA1 1/1 to 12/31/12 D96 UBS Real Estate Securities, Inc MARM 06-OA2 1/1 to 12/31/12 H83 UBS Real Estate Securities, Inc MARM 07-1 1/1 to 12/31/12 J83 UBS Real Estate Securities, Inc MALT 07-1 1/1 to 12/31/12 T83 UBS Real Estate Securities, Inc MAST 07-1 1/1 to 12/31/12 U83 UBS Real Estate Securities, Inc MALT 07-HF1 1/1 to 12/31/12 A83 UBS Real Estate Securities, Inc SMT 2007-1 1/1 to 12/31/12 G52 Opteum Financial Services, LLC OMAC 06-1 1/1 to 12/31/12 H52 Opteum Financial Services, LLC OMAC 06-2 1/1 to 12/31/12 J52 Opteum Financial Services, LLC BAFC 2006-H 1/1 to 12/31/12 K52 Opteum Financial Services, LLC CMLTI 06-FX1 1/1 to 12/31/12 P52 Opteum Financial Services, LLC CMLTI 07-OPX1 1/1 to 12/31/12 G43 Thornburg Mortgage Home Loans TMST 2007-3 1/1 to 12/31/12 (RBS Financial) WF3 Lydian Bank/Wells Fargo GSR 2006 AR1 1/1 to 12/31/12 WF4 Lydian Bank/Wells Fargo GSR 2006 AR2 1/1 to 12/31/12 S06/T06 Morgan Stanley Private Bank, NA Sequoia Mortgage 1/1 to 12/31/12 Trust 2007-2 S06/T06 Morgan Stanley Private Bank, NA Sequoia Mortgage 1/1 to 12/31/12 Trust 2007-3 S06/T06 Morgan Stanley Private Bank, NA Sequoia Mortgage 1/1 to 12/31/12 Trust 2007-4 N06 Morgan Stanley Private Bank, NA MSM 2007-15AR 1/1 to 12/31/12 H06 Redwood Trust, Inc. SEMT 2012-1 1/1 to 12/31/12 K06 Redwood Trust, Inc. SEMT 2012-2 3/1 to 12/31/12 L06 Redwood Trust, Inc. SEMT 2012-3 6/1 to 12/31/12 Z06 Redwood Trust, Inc. SEMT 2012-4 9/1 to 12/31/12 Y06 Redwood Trust, Inc. SEMT 2012-5 10/1 to 12/31/12 RWO Redwood Trust, Inc. SEMT 2012-6 11/1 to 12/31/12