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Regulatory Matters (Tables)
 3 Months Ended
Dec. 31, 2020
Regulatory Matters Disclosure [Abstract]  
Schedule of actual capital amounts and ratios

The following table summarizes the Company’s compliance with applicable regulatory capital requirements as of December 31, 2020 and September 30, 2020:

 

 

 

Actual

 

 

For Capital

Adequacy Purposes

 

 

To be Well

Capitalized

Under Prompt

Corrective Action

Provisions

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

Ratio

 

 

(Dollars in thousands)

As of December 31, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Leverage (Core) Capital (to

   adjusted assets)

 

$

144,059

 

 

 

11.76

%

 

$

48,991

 

 

 

4.00

%

 

N/A

 

N/A

Common Equity Tier 1 Capital (to risk

   weighted assets)

 

 

144,059

 

 

 

14.30

%

 

 

45,347

 

 

 

4.50

%

 

N/A

 

N/A

Tier 1 Capital (to risk weighted assets)

 

 

144,059

 

 

 

14.30

%

 

 

60,462

 

 

 

6.00

%

 

N/A

 

N/A

Total Risk Based Capital (to risk

   weighted assets)

 

 

151,478

 

 

 

18.01

%

 

 

80,616

 

 

 

8.00

%

 

N/A

 

N/A

As of September 30, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Leverage (Core) Capital (to

   adjusted assets)

 

$

141,681

 

 

 

11.63

%

 

$

48,473

 

 

 

4.00

%

 

N/A

 

N/A

Common Equity Tier 1 Capital (to risk

   weighted assets)

 

 

141,681

 

 

 

14.00

%

 

 

45,528

 

 

 

4.50

%

 

N/A

 

N/A

Tier 1 Capital (to risk weighted assets)

 

 

141,681

 

 

 

14.00

%

 

 

60,704

 

 

 

6.00

%

 

N/A

 

N/A

Total Risk Based Capital (to risk

   weighted assets)

 

 

178,972

 

 

 

17.69

%

 

 

80,939

 

 

 

8.00

%

 

N/A

 

N/A

 

The following table summarizes the Bank’s compliance with applicable regulatory capital requirements as of December 31, 2020 and September 30, 2020:

 

 

 

Actual

 

 

For Capital

Adequacy Purposes

 

 

To be Well

Capitalized

Under Prompt

Corrective

Action Provisions

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

 

(Dollars in thousands)

 

As of December 31, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Leverage (Core) Capital (to

   adjusted assets)

 

$

158,399

 

 

 

12.95

%

 

$

48,929

 

 

 

4.00

%

 

$

61,162

 

 

 

5.00

%

Common Equity Tier 1 Capital (to risk

   weighted assets)

 

 

158,399

 

 

 

15.74

%

 

 

45,272

 

 

 

4.50

%

 

 

65,393

 

 

 

6.50

%

Tier 1 Capital (to risk weighted assets)

 

 

158,399

 

 

 

15.74

%

 

 

60,363

 

 

 

6.00

%

 

 

80,484

 

 

 

8.00

%

Total Risk Based Capital (to risk

   weighted assets)

 

 

170,982

 

 

 

17.00

%

 

 

80,484

 

 

 

8.00

%

 

 

100,605

 

 

 

10.00

%

As of September 30, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Leverage (Core) Capital (to

   adjusted assets)

 

$

155,575

 

 

 

12.78

%

 

$

48,685

 

 

 

4.00

%

 

$

60,856

 

 

 

5.00

%

Common Equity Tier 1 Capital (to risk

   weighted assets)

 

 

155,575

 

 

 

15.40

%

 

 

45,459

 

 

 

4.50

%

 

 

65,663

 

 

 

6.50

%

Tier 1 Capital (to risk weighted assets)

 

 

155,575

 

 

 

15.40

%

 

 

60,612

 

 

 

6.00

%

 

 

80,816

 

 

 

8.00

%

Total Risk Based Capital (to risk

   weighted assets)

 

 

168,090

 

 

 

16.64

%

 

 

80,816

 

 

 

8.00

%

 

 

101,020

 

 

 

10.00

%